<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/">
<channel>
<title>Finance:Bankruptcy Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Finance:Bankruptcy</link>
<pubDate>Wed, 15 Feb 2012 01:46:49 -0600</pubDate>
<image><title>Finance:Bankruptcy from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Finance:Bankruptcy</link>
<url>http://EzineArticles.com/images/ea_logo.jpg</url>
</image>
<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Tue, 14 Feb 2012 13:26:07 -0600</lastBuildDate>
<atom:link rel="hub" href="https://pubsubhubbub.appspot.com" />
<item>
<title>The Basics of Chapter 7 and Chapter 13 Bankruptcy</title>
<link>http://EzineArticles.com/6874429</link>
<guid>http://EzineArticles.com/6874429</guid>
<pubDate>Tue, 14 Feb 2012 13:26:07 -0600</pubDate>
<description><![CDATA[What sets a Chapter 7 and Chapter 13 bankruptcy apart from each other? There are unique differences and a bankruptcy attorney can help you determine which bankruptcy is right for you.]]></description>
</item>
<item>
<title>Face Authorities Confidently With Bankruptcy Counseling</title>
<link>http://EzineArticles.com/6870825</link>
<guid>http://EzineArticles.com/6870825</guid>
<pubDate>Thu, 09 Feb 2012 16:17:19 -0600</pubDate>
<description><![CDATA[Filing Bankruptcy becomes necessary for a person or business when they are not able to fulfill their payment commitments with present income. It is usually the last resort. Individuals who are deep in loans find themselves cornered when put under pressure by their creditors for repayment.]]></description>
</item>
<item>
<title>Questions To Ask When Filing Bankruptcy</title>
<link>http://EzineArticles.com/6869521</link>
<guid>http://EzineArticles.com/6869521</guid>
<pubDate>Wed, 08 Feb 2012 15:19:28 -0600</pubDate>
<description><![CDATA[Preparing yourself before filing is the best way to ensure you get the most out of your case. In general, there are three main questions you should ask a bankruptcy attorney before filing the petition.]]></description>
</item>
<item>
<title>Can You Go Bankrupt Twice?</title>
<link>http://EzineArticles.com/6866777</link>
<guid>http://EzineArticles.com/6866777</guid>
<pubDate>Wed, 08 Feb 2012 13:24:38 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy may leave you feeling discouraged about your financial future, but it's important to know that you don't have to wear the status as a badge of shame for the rest of your life. Indeed, people turn to bankruptcy options for a number of reasons - a health situation in the family may have drained finances, or an unforeseen accident could have run up your debt and prevented you from paying bills in a timely manner. Once your case is approved and completed, though, it could take 7-10 years for it to disappear from your records, giving you a chance to start fresh. Question is, if you have difficulty again can you file a second time?]]></description>
</item>
<item>
<title>What Is Exempt From Bankruptcy?</title>
<link>http://EzineArticles.com/6855451</link>
<guid>http://EzineArticles.com/6855451</guid>
<pubDate>Tue, 07 Feb 2012 11:22:25 -0600</pubDate>
<description><![CDATA[This article outlines the property you get to keep when you file for Chapter 7 bankruptcy in California. Your nonexempt property becomes part of your bankruptcy estate. Bankruptcy trustee can sell it to pay off your creditors when you file for Chapter 7 bankruptcy.]]></description>
</item>
<item>
<title>Pors and Cons of Filing Bankruptcy</title>
<link>http://EzineArticles.com/6863312</link>
<guid>http://EzineArticles.com/6863312</guid>
<pubDate>Mon, 06 Feb 2012 18:19:36 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy is one of the toughest decisions that you will ever make in your life. It is not the right option for everyone, and it should only be done after every possible debt reduction measure that you have taken has failed.]]></description>
</item>
<item>
<title>Knowing If Bankruptcy Is Right For You</title>
<link>http://EzineArticles.com/6864249</link>
<guid>http://EzineArticles.com/6864249</guid>
<pubDate>Mon, 06 Feb 2012 14:14:28 -0600</pubDate>
<description><![CDATA[The bankruptcy process is one that takes much time and consideration. No one should rush into the decision to file for bankruptcy, because filing isn't right for everyone.]]></description>
</item>
<item>
<title>A Quick Look At The Bankruptcy Process</title>
<link>http://EzineArticles.com/6859651</link>
<guid>http://EzineArticles.com/6859651</guid>
<pubDate>Fri, 03 Feb 2012 14:25:25 -0600</pubDate>
<description><![CDATA[Although many people will need bankruptcy protection in their lifetime it is estimated that less than one in four Americans actually understands how the process works. Even those who never need the help it can provide, understanding the basics behind the process can be very important.]]></description>
</item>
<item>
<title>Eligibility for Chapter 7 Bankruptcy</title>
<link>http://EzineArticles.com/6855419</link>
<guid>http://EzineArticles.com/6855419</guid>
<pubDate>Fri, 03 Feb 2012 08:23:56 -0600</pubDate>
<description><![CDATA[You can file for Chapter 7 bankruptcy unless the following conditions exist. 1) you make more money than the median income in your state; or 2) you've previously received bankruptcy discharge/case dismissal; or 3) you haven't participated in mandatory credit counseling; or 4) engaged in fraudulent activities.]]></description>
</item>
<item>
<title>Filing Chapter 7 - How to File Chapter 7 Bankruptcy and Keep Your House</title>
<link>http://EzineArticles.com/6855452</link>
<guid>http://EzineArticles.com/6855452</guid>
<pubDate>Thu, 02 Feb 2012 19:10:24 -0600</pubDate>
<description><![CDATA[First of all, you should: 1) Make sure that whoever is trying to foreclose on your home actually owns the mortgage. Because of the creative ways mortgage securities have been packaged recently, the lender may have a hard time proving that it has the right to foreclose. 2) See if your home equity exceeds the California homestead exemption amounts. If it seems that the above does not help you, filing for Chapter 7 bankruptcy might not be the best strategy for you.]]></description>
</item>
<item>
<title>Mistakes In Chapter 7 Cases</title>
<link>http://EzineArticles.com/6854599</link>
<guid>http://EzineArticles.com/6854599</guid>
<pubDate>Wed, 01 Feb 2012 13:54:52 -0600</pubDate>
<description><![CDATA[The bankruptcy process is not meant to be inherently difficult, but there are several rules and guidelines that must be followed in order for a case to be successful. Debtors should be adequately prepared coming into the process and be aware of certain actions that could influence the outcome of their case.]]></description>
</item>
<item>
<title>The Facts Behind Bankruptcy Myths</title>
<link>http://EzineArticles.com/6849610</link>
<guid>http://EzineArticles.com/6849610</guid>
<pubDate>Wed, 01 Feb 2012 13:54:33 -0600</pubDate>
<description><![CDATA[When people hear the word bankruptcy they often picture the worst. The thought of losing assets and damaged credit drives many people in need away from the benefits bankruptcy has to offer them. The truth is much of what is said about bankruptcy is either not true, or exaggerated.]]></description>
</item>
<item>
<title>Differences Between Debt Settlement Vs Bankruptcy</title>
<link>http://EzineArticles.com/6839564</link>
<guid>http://EzineArticles.com/6839564</guid>
<pubDate>Mon, 30 Jan 2012 08:43:15 -0600</pubDate>
<description><![CDATA[Spending money before it is earned is common in today's world. One of the reasons contributing to this factor is the existence of economic conditions that are typically identified with factors such as recessionary and inflationary trends.]]></description>
</item>
<item>
<title>Taxes and Bankruptcy</title>
<link>http://EzineArticles.com/6845101</link>
<guid>http://EzineArticles.com/6845101</guid>
<pubDate>Fri, 27 Jan 2012 13:55:17 -0600</pubDate>
<description><![CDATA[Taxes can be a tricky subject and many people simply ignore them most of the year and only pay attention come tax time. Although no one sets out to owe the IRS money, it does happen to many people. While most people assume tax debts are not dischargeable in bankruptcy, the fact is that some are eligible for bankruptcy help.]]></description>
</item>
<item>
<title>What You Don't Know About Bankruptcy Trustees</title>
<link>http://EzineArticles.com/6837119</link>
<guid>http://EzineArticles.com/6837119</guid>
<pubDate>Fri, 27 Jan 2012 10:25:07 -0600</pubDate>
<description><![CDATA[Bankruptcy trustees play a large role in your bankruptcy but many people are confused about what a bankruptcy trustee does - and does not - do. The following are a few things you need to know about bankruptcy trustees and their role as you consider filing for bankruptcy.]]></description>
</item>
<item>
<title>Understanding the Means Test for New York Chapter 7 Bankruptcy Fillings</title>
<link>http://EzineArticles.com/6835787</link>
<guid>http://EzineArticles.com/6835787</guid>
<pubDate>Thu, 26 Jan 2012 13:59:53 -0600</pubDate>
<description><![CDATA[Chapter 7 bankruptcy is often filed by individuals or businesses that do not have significant assets and investments. Any property that is non-exempt by law may be sold by a bankruptcy trustee and the proceeds distributed amongst creditors. The process for filing Chapter 7 bankruptcy is determined by both federal and state law in New York, up to and including exemptions.]]></description>
</item>
<item>
<title>Bankruptcy At A Glance</title>
<link>http://EzineArticles.com/6840766</link>
<guid>http://EzineArticles.com/6840766</guid>
<pubDate>Wed, 25 Jan 2012 13:39:46 -0600</pubDate>
<description><![CDATA[The average consumer knows very little about the bankruptcy process and what they do know is often heavily influenced by misconceptions. In fact, many people fear the process simply because they have heard concerning issues raised, most of which hold no truth and are false. In any case, getting to know the basics of the process and how it works is the best way to be prepared in the event you suffer a financial hardship and require bankruptcy protection.]]></description>
</item>
<item>
<title>Is Bankruptcy a Good Solution for Me?</title>
<link>http://EzineArticles.com/6833372</link>
<guid>http://EzineArticles.com/6833372</guid>
<pubDate>Tue, 24 Jan 2012 09:28:04 -0600</pubDate>
<description><![CDATA[Are you bombarded in debt and feeling like there is no way out? Have you gotten yourself into a situation with school debt or personal debt that you can't get your way out?]]></description>
</item>
<item>
<title>Benefits of Filing For Chapter 13</title>
<link>http://EzineArticles.com/6835735</link>
<guid>http://EzineArticles.com/6835735</guid>
<pubDate>Mon, 23 Jan 2012 14:17:55 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy is not an easy decision for anyone. However, for many people suffering overwhelming debt burdens it can be a great tool for obtaining a fresh start. One of the most important aspects of filing for bankruptcy is knowing which bankruptcy case to file. In general, debtors are advised to seek a Chapter 13 bankruptcy over a Chapter 7 whenever possible.]]></description>
</item>
<item>
<title>Some Things to Consider About Bankruptcy</title>
<link>http://EzineArticles.com/6825351</link>
<guid>http://EzineArticles.com/6825351</guid>
<pubDate>Mon, 23 Jan 2012 10:15:42 -0600</pubDate>
<description><![CDATA[Many people have come to the realization that they are no longer able to handle their credit card bills. This is when they turn to other means of help such as credit card settlement companies, and when that does not work they begin to research their bankruptcy options.]]></description>
</item>
<item>
<title>How Loans Are Handled In Bankruptcy</title>
<link>http://EzineArticles.com/6830567</link>
<guid>http://EzineArticles.com/6830567</guid>
<pubDate>Fri, 20 Jan 2012 10:35:27 -0600</pubDate>
<description><![CDATA[While the common distinction of how debts are handled in bankruptcy focuses on "secured" versus "unsecured" debts, there are some important exceptions to these cases. Some loans may be considered an unsecured debt, but that doesn't necessarily guarantee they will be eligible for discharge or resolution under bankruptcy.]]></description>
</item>
<item>
<title>Big Names In Business Bankruptcy Filings</title>
<link>http://EzineArticles.com/6825770</link>
<guid>http://EzineArticles.com/6825770</guid>
<pubDate>Wed, 18 Jan 2012 14:50:09 -0600</pubDate>
<description><![CDATA[While the economy has continued to bruise our wallets and personal debt loads, even businesses are having a tough time fighting the effects of a downtrodden economy. Although personal bankruptcy filings have dropped over the last year, it seems as though there has been an increase in business filings.]]></description>
</item>
<item>
<title>Chapter 13 - How to Save Your Assets</title>
<link>http://EzineArticles.com/6823493</link>
<guid>http://EzineArticles.com/6823493</guid>
<pubDate>Wed, 18 Jan 2012 08:00:58 -0600</pubDate>
<description><![CDATA[Chapter 13 can protect assets and help individuals to get out of debt. It does have long term implications and it can be a long process, but for some, it is worthwhile.]]></description>
</item>
<item>
<title>Chapter 13 - Why It Is Better for Some</title>
<link>http://EzineArticles.com/6820291</link>
<guid>http://EzineArticles.com/6820291</guid>
<pubDate>Tue, 17 Jan 2012 15:10:54 -0600</pubDate>
<description><![CDATA[Chapter 13 is a type of debt reorganization bankruptcy. It can and does help people to get back on track financially but it is something to consider carefully due to its implications.]]></description>
</item>
<item>
<title>Knowing How to Declare Bankruptcy</title>
<link>http://EzineArticles.com/6819859</link>
<guid>http://EzineArticles.com/6819859</guid>
<pubDate>Tue, 17 Jan 2012 10:02:46 -0600</pubDate>
<description><![CDATA[Buying a car after bankruptcy might not be a strategic thing to do, especially if a person is running under a tight budget. See, being in this state of financial incapacity requires modest spending, and a clear mind in order to plan the way spending is going to be in the immediate future, or until the situation gets better. For all of these things to be possible, it is essential for everyone to absolutely know how to declare bankruptcy as most people see themselves stuck in a never-ending cycle of being forced or harassed to pay for...]]></description>
</item>
<item>
<title>Important Changes To Bankruptcy Laws</title>
<link>http://EzineArticles.com/6815832</link>
<guid>http://EzineArticles.com/6815832</guid>
<pubDate>Fri, 13 Jan 2012 14:09:31 -0600</pubDate>
<description><![CDATA[Bankruptcy laws dictate several important aspects about the process. In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act was implemented, making some significant changes to the laws.]]></description>
</item>
<item>
<title>What Is Chapter 7, 11, 13 Bankruptcy Law?</title>
<link>http://EzineArticles.com/6811043</link>
<guid>http://EzineArticles.com/6811043</guid>
<pubDate>Fri, 13 Jan 2012 08:45:20 -0600</pubDate>
<description><![CDATA[Bankruptcy is available to debtors who have a large amount of debt that they cannot pay. Bankruptcy is a procedure that gives debtors a fresh start. While bankruptcy law is governed by the Bankruptcy Code, substantive rights are governed by applicable state law. Exemption laws vary by state and determine what property is protected from creditors.]]></description>
</item>
<item>
<title>What To Know About Bankruptcy Fraud</title>
<link>http://EzineArticles.com/6810806</link>
<guid>http://EzineArticles.com/6810806</guid>
<pubDate>Wed, 11 Jan 2012 14:32:08 -0600</pubDate>
<description><![CDATA[The bankruptcy process is not always easy for consumers to navigate. Because of all the strict rules and requirements it isn't uncommon for a consumer to make a mistake, some of which could be costly. In some cases, people unknowingly engage in an action that the court deems to be fraudulent. When this happens, a debtor may find themselves in hot water or even without the help they needed to begin with.]]></description>
</item>
<item>
<title>Securing A Mortgage After Bankruptcy</title>
<link>http://EzineArticles.com/6805852</link>
<guid>http://EzineArticles.com/6805852</guid>
<pubDate>Wed, 11 Jan 2012 14:31:32 -0600</pubDate>
<description><![CDATA[Many people are concerned about how their futures will be affected after filing for bankruptcy. While some aspects of your financial life may be more challenging following a bankruptcy discharge, you are by no means marked with a scarlet "B".]]></description>
</item>
<item>
<title>What Are The Main Differences Between Chapter 7 And Chapter 13 Bankruptcy?</title>
<link>http://EzineArticles.com/6805223</link>
<guid>http://EzineArticles.com/6805223</guid>
<pubDate>Tue, 10 Jan 2012 08:01:10 -0600</pubDate>
<description><![CDATA[Under the current U.S. Bankruptcy codes, there are two main ways to file for bankruptcy: Chapter 7 and chapter 13 bankruptcy. While each form of bankruptcy provides the same essential function as a debt relief vehicle, each chapter's approach to accomplishing the goal is much different.]]></description>
</item>
<item>
<title>Top 10 Reasons to File Bankruptcy</title>
<link>http://EzineArticles.com/6800030</link>
<guid>http://EzineArticles.com/6800030</guid>
<pubDate>Mon, 09 Jan 2012 16:02:10 -0600</pubDate>
<description><![CDATA[There are a multitude of reasons why a consumer may choose to file for either Chapter 7 or Chapter 13 bankruptcy protection. Most of these are good reasons and by discussing your situation with a debt relief attorney who is licensed in your state, the bankruptcy will generally help relieve the financial stress or even protect against losing property. Below is a list of the top ten reasons that I, as a Massachusetts bankruptcy attorney, have found to drive people to file for protection pursuant to the Bankruptcy Code.]]></description>
</item>
<item>
<title>When Filing For Bankruptcy, Don't Be Tempted To Commit Bankruptcy Fraud</title>
<link>http://EzineArticles.com/6800602</link>
<guid>http://EzineArticles.com/6800602</guid>
<pubDate>Mon, 09 Jan 2012 15:48:25 -0600</pubDate>
<description><![CDATA[Bankruptcy fraud is a big problem in the United States. It is very tempting to commit because, if successful, it can let the transgressor illegally profit with thousands of dollars to which they should not be entitled.]]></description>
</item>
<item>
<title>Before Bankruptcy Mistakes and Traps</title>
<link>http://EzineArticles.com/6800721</link>
<guid>http://EzineArticles.com/6800721</guid>
<pubDate>Fri, 06 Jan 2012 14:22:28 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy can be a difficult process, especially for those who haven't prepared ahead of time. In fact, preparation is a key part in determining the success or failure of a bankruptcy case.]]></description>
</item>
<item>
<title>Bankruptcy - There Is Life After Bankruptcy</title>
<link>http://EzineArticles.com/6798570</link>
<guid>http://EzineArticles.com/6798570</guid>
<pubDate>Fri, 06 Jan 2012 08:29:33 -0600</pubDate>
<description><![CDATA[Helpful insight when dealing with a bankruptcy. It can be one of the most challenging periods in your life. But it is just that, a period. This too will pass and there is life after bankruptcy.]]></description>
</item>
<item>
<title>Bankruptcy Vs Debt Settlement - A Comparison</title>
<link>http://EzineArticles.com/6794297</link>
<guid>http://EzineArticles.com/6794297</guid>
<pubDate>Wed, 04 Jan 2012 16:02:04 -0600</pubDate>
<description><![CDATA[If debt is getting the better of you, it is time to seek debt settlement. With financial crisis eating at your mental peace, it is important to understand how the liabilities lead to bankruptcy.]]></description>
</item>
<item>
<title>Getting Credit After Bankruptcy</title>
<link>http://EzineArticles.com/6795895</link>
<guid>http://EzineArticles.com/6795895</guid>
<pubDate>Wed, 04 Jan 2012 13:44:44 -0600</pubDate>
<description><![CDATA[Many people who seek bankruptcy protection often worry about their chances of getting credit in the future. While it isn't uncommon for people to see a boost in their credit standing after receiving a debt discharge, not all lenders are willing to provide credit cards to people right after a bankruptcy. On the other hand, there are several credit card companies that actually target post-bankruptcy consumers as their main audience.]]></description>
</item>
<item>
<title>Can I Keep My Car If I File Chapter 7 Bankruptcy?</title>
<link>http://EzineArticles.com/6788560</link>
<guid>http://EzineArticles.com/6788560</guid>
<pubDate>Tue, 03 Jan 2012 15:39:59 -0600</pubDate>
<description><![CDATA[The answer to that question is it depends? Unfortunately that answer is applicable to many legal questions, because many legal questions depend heavily on the particular facts and circumstances of an individuals case. So what are the general rules that govern what happens to your car in a Chapter 7 bankruptcy?]]></description>
</item>
<item>
<title>Chapter 7 Bankruptcy Leads To A Healthy Financial Future</title>
<link>http://EzineArticles.com/6791598</link>
<guid>http://EzineArticles.com/6791598</guid>
<pubDate>Tue, 03 Jan 2012 10:49:37 -0600</pubDate>
<description><![CDATA[The Chapter 7 bankruptcy process is one that is fairly straight forward and simple. The process starts out with a gathering of information.]]></description>
</item>
<item>
<title>Misconceptions About Bankruptcy</title>
<link>http://EzineArticles.com/6790976</link>
<guid>http://EzineArticles.com/6790976</guid>
<pubDate>Tue, 03 Jan 2012 07:42:30 -0600</pubDate>
<description><![CDATA[The bankruptcy process can be scary enough for most people, but when you add in the numerous misconceptions and myths associated with it many people shy away from ever filing. While the need for bankruptcy is not a situation anyone desires to be in, there are definite benefits associated with it for those experiencing financial hardships. It is unfortunate that many of these myths deter people away from taking advantage of the valuable asset that bankruptcy can be.]]></description>
</item>
<item>
<title>Holiday Debt Hangover Cures</title>
<link>http://EzineArticles.com/6787283</link>
<guid>http://EzineArticles.com/6787283</guid>
<pubDate>Fri, 30 Dec 2011 13:26:42 -0600</pubDate>
<description><![CDATA[Credit card spending has become an epidemic in America over the last few years. As a result, personal debt burdens continue to rise and many people have been forced into bankruptcy over economic pressures and poor spending habits. While the holiday season has passed, too many of us will be paying for these purchases for the next year in high interest fees.]]></description>
</item>
<item>
<title>Filing Bankruptcy For A New Year's Debt Relief</title>
<link>http://EzineArticles.com/6777728</link>
<guid>http://EzineArticles.com/6777728</guid>
<pubDate>Fri, 30 Dec 2011 08:59:02 -0600</pubDate>
<description><![CDATA[With Christmas past and the New Year is fast approaching, many Americans will be faced with the dilemma of what to do about their debt situation. Most people make some sort of New and Year's resolution ever year and this year will be no different. Getting out of debt might be the best New Year's resolution that anyone could possibly think of.]]></description>
</item>
<item>
<title>Overcoming Your Financial Problems and the Stigma of Bankruptcy</title>
<link>http://EzineArticles.com/6785781</link>
<guid>http://EzineArticles.com/6785781</guid>
<pubDate>Fri, 30 Dec 2011 08:44:19 -0600</pubDate>
<description><![CDATA[The number of people with credit card debt or in debt in general is soaring in the past years. This is not at all surprising considering the tough competition that capitalism brings. Hence, a lot of people declare themselves bankrupt as a result of their inability to pay for their expenses.]]></description>
</item>
<item>
<title>Chapter 7 of the Bankruptcy Code: What Happens Next to Bankruptcy?</title>
<link>http://EzineArticles.com/6785802</link>
<guid>http://EzineArticles.com/6785802</guid>
<pubDate>Fri, 30 Dec 2011 08:23:32 -0600</pubDate>
<description><![CDATA[When a business becomes incapable of paying its debts, the owner can file for bankruptcy to resolve the issue with the creditor. In some cases, the creditor forces the owner to file for bankruptcy. Chapter 7 of the US Bankruptcy Law enables creditors to recover their investments through specific legal measures.]]></description>
</item>
<item>
<title>Is There Protection From Discrimination For Bankruptcy Filers?</title>
<link>http://EzineArticles.com/6785168</link>
<guid>http://EzineArticles.com/6785168</guid>
<pubDate>Thu, 29 Dec 2011 16:04:52 -0600</pubDate>
<description><![CDATA[There are protections under the bankruptcy code to make sure anyone who files bankruptcy is not discriminated against because of their bankruptcy filing. Most of these protections are found under section 525 of the bankruptcy code. Generally, section 525 provides protection against discrimination from governmental units, and private employers. So lets look a little deeper and find out what protections there are against discrimination for people filing bankruptcy.]]></description>
</item>
<item>
<title>Declaring Bankruptcy: Chapter 7 Vs Chapter 13</title>
<link>http://EzineArticles.com/6783580</link>
<guid>http://EzineArticles.com/6783580</guid>
<pubDate>Wed, 28 Dec 2011 16:00:01 -0600</pubDate>
<description><![CDATA[Despite your best efforts, your finances are simply upside down and you are considering declaring bankruptcy. You are aware that it can provide relief and allow you to restructure your debt and settle obligations with the bankers, but is it right for you?]]></description>
</item>
<item>
<title>Things To Do Before You File Bankruptcy</title>
<link>http://EzineArticles.com/6783429</link>
<guid>http://EzineArticles.com/6783429</guid>
<pubDate>Wed, 28 Dec 2011 13:58:44 -0600</pubDate>
<description><![CDATA[There are numerous misconceptions and myths associated with bankruptcy that prevent many people in need from benefiting from the process. Although the process is not inherently difficult, there are many that still find the process to be challenging. In fact, it isn't uncommon for people to file unsuccessfully or have their case dismissed due to a missed step of the process. This makes it all the more important that consumers get educated about the process and understand the requirements before filing their case. The best way to maximize success is through preparation.]]></description>
</item>
<item>
<title>Guidelines On Bankruptcy Discharge</title>
<link>http://EzineArticles.com/6772548</link>
<guid>http://EzineArticles.com/6772548</guid>
<pubDate>Thu, 22 Dec 2011 18:52:00 -0600</pubDate>
<description><![CDATA[A discharge from bankruptcy is the main reason why anyone would file for bankruptcy, particularly Chapter 7. If the debt has been discharged a debtor will be released from his or her legal responsibility to pay it. Nearly all kinds of debt can be discharged; however, there are debts which survive bankruptcy. Automatic stay is closely associated with bankruptcy discharge since the properties of an individual are going to be put on hold up until the discharge becomes legally effective.]]></description>
</item>
<item>
<title>Chapter 7 Bankruptcy: Straight Bankruptcy</title>
<link>http://EzineArticles.com/6765688</link>
<guid>http://EzineArticles.com/6765688</guid>
<pubDate>Wed, 21 Dec 2011 15:27:20 -0600</pubDate>
<description><![CDATA[Chapter 7 is essentially asset liquidation. In this process, a court-appointed trustee will try to get as much money as possible to repay your creditors. Can be initiated by corporations or individuals.]]></description>
</item>
<item>
<title>Things To Consider Before Chapter 7</title>
<link>http://EzineArticles.com/6772176</link>
<guid>http://EzineArticles.com/6772176</guid>
<pubDate>Wed, 21 Dec 2011 13:45:12 -0600</pubDate>
<description><![CDATA[Consumers are always advised to seek counsel from a qualified bankruptcy attorney before filing for bankruptcy, this is especially true for anyone considering Chapter 7. The reason is that there are additional considerations that go with the Chapter 7 process, most of which should be reviewed before filing in order to maximize the success of the case.]]></description>
</item>
<item>
<title>Can Bankruptcy Stop An Eviction?</title>
<link>http://EzineArticles.com/6766918</link>
<guid>http://EzineArticles.com/6766918</guid>
<pubDate>Mon, 19 Dec 2011 13:32:36 -0600</pubDate>
<description><![CDATA[Whether you own or rent a home, the process of eviction can be a terrible experience. Already suffering from money problems and debt burdens, being evicted usually leads to further problems, financially. While you may be considering filing for bankruptcy to stop an eviction, there are a few things you should know.]]></description>
</item>
<item>
<title>Why Choosing Chapter 13 Could Be Best</title>
<link>http://EzineArticles.com/6762903</link>
<guid>http://EzineArticles.com/6762903</guid>
<pubDate>Fri, 16 Dec 2011 14:50:15 -0600</pubDate>
<description><![CDATA[The bankruptcy process is riddled with obstacles including which type of bankruptcy to file. Depending on your financial situation, there may be more benefits and fewer risks in filing for Chapter 13 over Chapter 7.]]></description>
</item>
<item>
<title>Simple Ways to Avoid Bankruptcy</title>
<link>http://EzineArticles.com/6755905</link>
<guid>http://EzineArticles.com/6755905</guid>
<pubDate>Thu, 15 Dec 2011 18:35:13 -0600</pubDate>
<description><![CDATA[In these tough economic times, many people look to bankruptcy as a way to solve their financial problems. Declaring bankruptcy can certainly give an individual or a family a fresh start by either eliminating debts completely or establishing some sort of payment plan.]]></description>
</item>
<item>
<title>Reasons Not to Go With Bankruptcy</title>
<link>http://EzineArticles.com/6755898</link>
<guid>http://EzineArticles.com/6755898</guid>
<pubDate>Thu, 15 Dec 2011 18:34:32 -0600</pubDate>
<description><![CDATA[If you're struggling with a mountain of debt and need some way to start over financially, then bankruptcy can be a powerful tool to help you achieve your goals. However, bankruptcy is a serious step that needs to be considered from all angles, and many times it is not the best option for getting rid of your debt. There are many scenarios where bankruptcy is simply not going to provide you with the most benefit possible.]]></description>
</item>
<item>
<title>Questions to Ask Your Potential Bankruptcy Attorney</title>
<link>http://EzineArticles.com/6735477</link>
<guid>http://EzineArticles.com/6735477</guid>
<pubDate>Thu, 15 Dec 2011 10:06:03 -0600</pubDate>
<description><![CDATA[Bankruptcy is a situation that is hard on everyone who goes through it. When such an unfortunate situation ever occurs, you will need someone who is good at representing you and who will handle your case to find a way out. If you have someone who is a good representative, working for you, you will be saved from a lot of complications and a lot of potential damage that could have affected you due to improper representation and advice.]]></description>
</item>
<item>
<title>Making Bankruptcy Lawyer Payments</title>
<link>http://EzineArticles.com/6735468</link>
<guid>http://EzineArticles.com/6735468</guid>
<pubDate>Thu, 15 Dec 2011 10:05:39 -0600</pubDate>
<description><![CDATA[Bankruptcy is a very stressful crisis for families and businesses that are affected by it. This crisis can have a terrible impact on your life, your relationships, your business, your career and many other aspects in your life. It is difficult to get your life back on track after you are hit by such a situation and it might seem completely impossible to you.]]></description>
</item>
<item>
<title>Considerations to Make When Hiring a Bankruptcy Lawyer</title>
<link>http://EzineArticles.com/6735448</link>
<guid>http://EzineArticles.com/6735448</guid>
<pubDate>Thu, 15 Dec 2011 09:58:33 -0600</pubDate>
<description><![CDATA[Our lives are full of capital concerns these days. Businesses that are smart and are managing their operations efficiently have hired bankruptcy lawyers well ahead of time, and have kept them aware of their financial information. Money is the most important element in our lives these days and we need money to live our day to day lives and keep our businesses running.]]></description>
</item>
<item>
<title>Bankruptcy Attorney for Your Business</title>
<link>http://EzineArticles.com/6735417</link>
<guid>http://EzineArticles.com/6735417</guid>
<pubDate>Thu, 15 Dec 2011 09:57:56 -0600</pubDate>
<description><![CDATA[The basic things you need to know before hiring a business bankruptcy attorney is whether he is qualified enough to be representing your business. The business bankruptcy attorney you are planning to hire must have the credentials; experience and knowledge required and must meet the company requirements that they are being hired for. The procedure is a very hectic and complicated one therefore it is necessary to have a well qualified person working on your case.]]></description>
</item>
<item>
<title>How to Handle the Emotional Effects of Bankruptcy</title>
<link>http://EzineArticles.com/6742301</link>
<guid>http://EzineArticles.com/6742301</guid>
<pubDate>Wed, 14 Dec 2011 16:54:11 -0600</pubDate>
<description><![CDATA[In times of financial difficulty, decisions and what's more, proactive action can be clouded by emotions such as anxiety and doubt. As a professional third party, a bankruptcy trustee can provide impartial and valuable advice in examining your options.]]></description>
</item>
<item>
<title>The Trustee Review Process In Chapter 7 Bankruptcy</title>
<link>http://EzineArticles.com/6758437</link>
<guid>http://EzineArticles.com/6758437</guid>
<pubDate>Wed, 14 Dec 2011 16:02:16 -0600</pubDate>
<description><![CDATA[  Chapter 7 bankruptcy cases are overseen by a trustee who is responsible for examining and liquidating assets to pay creditors. It's important for the bankruptcy debtor to understand exactly how this process works so that they can do things that will make the process go smoother. Let's take a closer look at the bankruptcy trustee review process: Petition Review The bankruptcy trustee will review the bankruptcy petition.]]></description>
</item>
<item>
<title>Getting To Know The Chapter 13 Process</title>
<link>http://EzineArticles.com/6758296</link>
<guid>http://EzineArticles.com/6758296</guid>
<pubDate>Wed, 14 Dec 2011 14:52:37 -0600</pubDate>
<description><![CDATA[While most people tend to think of Chapter 7 when considering bankruptcy, the truth is not everyone will qualify. In general, it is much easier to qualify for Chapter 13 because there is less income restrictions. There are fewer eligibility rules for Chapter 13, but also very different risks and benefits.]]></description>
</item>
<item>
<title>Bankrupt - What Does It Mean?</title>
<link>http://EzineArticles.com/6753675</link>
<guid>http://EzineArticles.com/6753675</guid>
<pubDate>Wed, 14 Dec 2011 13:35:23 -0600</pubDate>
<description><![CDATA[What does bankrupt mean? What is something that will never be bankrupt?]]></description>
</item>
<item>
<title>What a Corporate Bankruptcy Attorney Will Do for Your Business</title>
<link>http://EzineArticles.com/6735481</link>
<guid>http://EzineArticles.com/6735481</guid>
<pubDate>Wed, 14 Dec 2011 13:29:12 -0600</pubDate>
<description><![CDATA[When your business is in search of a corporate bankruptcy attorney, it is important to familiarize yourself with the kinds of firms that offer to represent different companies which are in debt crisis. The corporate bankruptcy attorney firm is able to assess the needs of the business they are representing and working for after conducting an assessment of its finances and other important information required to devise a debt management scheme.]]></description>
</item>
<item>
<title>Nondischargeable Debts in Bankruptcy</title>
<link>http://EzineArticles.com/6755894</link>
<guid>http://EzineArticles.com/6755894</guid>
<pubDate>Tue, 13 Dec 2011 19:42:12 -0600</pubDate>
<description><![CDATA[With so many problems in the economy, many people are drowning in credit card bills and other kinds of financial problems with seemingly no way out. While it should never be taken lightly, declaring Chapter 7 bankruptcy can provide a way out and a fresh financial start for those who are simply overwhelmed by their debt.]]></description>
</item>
<item>
<title>How Do You Qualify For Chapter 13 Bankruptcy?</title>
<link>http://EzineArticles.com/6755840</link>
<guid>http://EzineArticles.com/6755840</guid>
<pubDate>Tue, 13 Dec 2011 19:28:14 -0600</pubDate>
<description><![CDATA[Qualifying for Chapter 7 bankruptcy occupies most of a debtor's concerns when considering their options; but filing Chapter 13 bankruptcy also has its own set if requirements. Let's take a look at a few: Businesses Need Not Apply Chapter 13 bankruptcy is designed for consumers only. This means that corporations, partnerships and limited liability companies are not able to use Chapter 13 to restructure their debts.]]></description>
</item>
<item>
<title>Could You Face Credit Card Fraud Charges In Bankruptcy?</title>
<link>http://EzineArticles.com/6755629</link>
<guid>http://EzineArticles.com/6755629</guid>
<pubDate>Tue, 13 Dec 2011 19:05:21 -0600</pubDate>
<description><![CDATA[In most Chapter 7 bankruptcy cases, credit cards make up the majority of unsecured debt which is discharged. However, there are some circumstances which can make credit card debt nondischargeable in Chapter 7 bankruptcy. Let's take a look at a few factors that could make the debt nondischargeable in bankruptcy...]]></description>
</item>
<item>
<title>Redemption In Chapter 7 Bankruptcy</title>
<link>http://EzineArticles.com/6752201</link>
<guid>http://EzineArticles.com/6752201</guid>
<pubDate>Tue, 13 Dec 2011 11:54:43 -0600</pubDate>
<description><![CDATA[In Chapter 7 bankruptcy a debtor may have an opportunity to redeem some personal property. Redemption is not reaffirmation; but is similar in that the debtor gets to keep secured property in bankruptcy. Let's take a closer look at redemption in Chapter 7 bankruptcy...]]></description>
</item>
<item>
<title>Understanding Security Interest In Bankruptcy</title>
<link>http://EzineArticles.com/6752190</link>
<guid>http://EzineArticles.com/6752190</guid>
<pubDate>Tue, 13 Dec 2011 11:53:13 -0600</pubDate>
<description><![CDATA[When a debtor files bankruptcy with secured property, they will have creditors who have what's called a security interest. Below is an explanation of security interest and how it impacts a debtor's bankruptcy...]]></description>
</item>
<item>
<title>Things You May Not Know About Bankruptcy</title>
<link>http://EzineArticles.com/6747288</link>
<guid>http://EzineArticles.com/6747288</guid>
<pubDate>Mon, 12 Dec 2011 15:46:05 -0600</pubDate>
<description><![CDATA[The bankruptcy process is meant to be a tool of assistance and can provide many benefits to those who qualify. In order to get the most out of bankruptcy there are a few hidden aspects that everyone should know.]]></description>
</item>
<item>
<title>When Debts Don't Get Discharged</title>
<link>http://EzineArticles.com/6752753</link>
<guid>http://EzineArticles.com/6752753</guid>
<pubDate>Mon, 12 Dec 2011 15:11:36 -0600</pubDate>
<description><![CDATA[Many people enter bankruptcy in hopes of obtaining a debt discharge to alleviate their financial burdens. While many people have few problems with achieving this goal, there are some who run into roadblocks along the way.]]></description>
</item>
<item>
<title>Will The Court Allow A Conversion Of A Chapter 7 Bankruptcy To A Chapter 13?</title>
<link>http://EzineArticles.com/6745056</link>
<guid>http://EzineArticles.com/6745056</guid>
<pubDate>Mon, 12 Dec 2011 12:47:10 -0600</pubDate>
<description><![CDATA[To start with, Chapter 7 bankruptcy is different from Chapter 13 in the sense that the former permanently discharges a debtor's obligations to repay certain debts, whereas the latter only offers a fractional repayment plan. Although there are more benefits provided by Chapter 13 compare to Chapter 7, a debtor may or may not be able to legally convert from one type of bankruptcy to another.]]></description>
</item>
<item>
<title>Types of Proceedings That Bankruptcy Attorneys Handle</title>
<link>http://EzineArticles.com/6745029</link>
<guid>http://EzineArticles.com/6745029</guid>
<pubDate>Mon, 12 Dec 2011 11:52:12 -0600</pubDate>
<description><![CDATA[Experienced and highly competent bankruptcy attorneys can help in determining the best suitable bankruptcy protection for a particular financial situation and provide guidance during the entire process. Bankruptcy can happen to anyone whether a novice or seasoned businessman, and it is a difficult situation to be in. Although filing for bankruptcy has many advantages such as being relieved from the burden of loans and harassment of creditors, it will also affect a debtor's credit ratings. The two types of personal bankruptcy case proceedings that one can choose from are under Chapter 7 and Chapter 13. They both have different clauses and conditions.]]></description>
</item>
<item>
<title>Bankruptcy Advice - Do You Need Help?</title>
<link>http://EzineArticles.com/6741265</link>
<guid>http://EzineArticles.com/6741265</guid>
<pubDate>Fri, 09 Dec 2011 20:45:22 -0600</pubDate>
<description><![CDATA[Are you looking for advice on Bankruptcy. You are not alone - lots of people are! Bankruptcy is seen as the last resort, perceived to be the only way to escape the ever-constant demands for payment from lenders as well debt collectors/credit companies etc. for unsecured debt. But bankruptcy in our opinion is an easy option nowadays and there are specialists in this field.]]></description>
</item>
<item>
<title>Necessary Living Expenses In Bankruptcy</title>
<link>http://EzineArticles.com/6744580</link>
<guid>http://EzineArticles.com/6744580</guid>
<pubDate>Fri, 09 Dec 2011 10:13:57 -0600</pubDate>
<description><![CDATA[When a debtor is taking the means test and trying to determine their eligibility for Chapter 7 bankruptcy, they are only allowed to consider "necessary living expenses" when calculating their disposable income. Below we examine what is and is NOT a necessary living expense according to bankruptcy: Housing Costs - Necessary Debtors taking the means test can deduct their monthly mortgage payment from their gross income when determining their eligibility for Chapter 7 bankruptcy. Because housing costs are considered necessary, the debtor can deduct them from their income when determining how much disposable cash they have...]]></description>
</item>
<item>
<title>Cautions To Take When Planning Your Bankruptcy</title>
<link>http://EzineArticles.com/6742124</link>
<guid>http://EzineArticles.com/6742124</guid>
<pubDate>Thu, 08 Dec 2011 15:57:55 -0600</pubDate>
<description><![CDATA[The most successful bankruptcy filings involve careful planning on the part of the debtor and their bankruptcy attorney. However, all pre-bankruptcy planning should be done carefully. Below are a few things debtors should use caution with when planning their bankruptcy: Quitting A Job. When a debtor files for bankruptcy, they may need to take the means test to determine if they have enough disposable income to pay their debts.]]></description>
</item>
<item>
<title>Bankruptcy Debtors Responsible For Divorce Related Attorney's Fees?</title>
<link>http://EzineArticles.com/6739482</link>
<guid>http://EzineArticles.com/6739482</guid>
<pubDate>Thu, 08 Dec 2011 15:34:13 -0600</pubDate>
<description><![CDATA[In a recent Chapter 7 bankruptcy which coincided with a nasty divorce and custody battle, the bankruptcy debtor found himself facing massive divorce attorney debts. After the debtor received a bankruptcy discharge, the divorce court granted the debtor's former spouse attorney's fees. The debtor motioned to have his Chapter 7 bankruptcy case reopened and the attorney's fees deemed nondischargeable.]]></description>
</item>
<item>
<title>Bankruptcy in America: Trends in 2011 and Beyond</title>
<link>http://EzineArticles.com/6744473</link>
<guid>http://EzineArticles.com/6744473</guid>
<pubDate>Thu, 08 Dec 2011 15:29:57 -0600</pubDate>
<description><![CDATA[Considering the current economic situation, many are trying to interpret the trends in bankruptcy in America. This article describes the trends and latest regulations in the world of bankruptcy.]]></description>
</item>
<item>
<title>Special Cases In Bankruptcy</title>
<link>http://EzineArticles.com/6742310</link>
<guid>http://EzineArticles.com/6742310</guid>
<pubDate>Wed, 07 Dec 2011 16:29:10 -0600</pubDate>
<description><![CDATA[There are some debts that bankruptcy can make more complicated or even may not qualify for discharge. However, that isn't to say that bankruptcy may not still be beneficial. In general, there are a few extra words of caution when pursuing bankruptcy with a few particular types of debts.]]></description>
</item>
<item>
<title>Chapter 7 Bankruptcy: Your Guide to a Fresh Start</title>
<link>http://EzineArticles.com/6731487</link>
<guid>http://EzineArticles.com/6731487</guid>
<pubDate>Tue, 06 Dec 2011 17:39:38 -0600</pubDate>
<description><![CDATA[Learn how Bankruptcy can give you a fresh financial start. What's involved? How do you get from heavy collection calls and letters to outright discharge and release of all your debts? This article will help you to understand.]]></description>
</item>
<item>
<title>After Bankruptcy: The Key Formula Behind a Higher Credit Score</title>
<link>http://EzineArticles.com/6736561</link>
<guid>http://EzineArticles.com/6736561</guid>
<pubDate>Tue, 06 Dec 2011 17:30:07 -0600</pubDate>
<description><![CDATA[There is no denying that applying for bankruptcy can affect your credit score. But once you have finally written off your debts, don't look at your negative credit score as a drain - think of it as a blank slate to build up your credit score. So if you've just declared bankruptcy, take a look at the following statements and mark down how many you agree with...]]></description>
</item>
<item>
<title>What Are The Rights Of Creditors In Bankruptcy?</title>
<link>http://EzineArticles.com/6736546</link>
<guid>http://EzineArticles.com/6736546</guid>
<pubDate>Tue, 06 Dec 2011 17:24:37 -0600</pubDate>
<description><![CDATA[Both creditors and debtors have rights and responsibilities in bankruptcy. We've covered many of the rights of debtors; but what are the rights of creditors in the bankruptcy process? Below we take a look at a few creditor rights: The Right To Notification Creditors have a right to receive notification of a debtor's bankruptcy filing.]]></description>
</item>
<item>
<title>Bankruptcy Holds Many Benefits</title>
<link>http://EzineArticles.com/6736545</link>
<guid>http://EzineArticles.com/6736545</guid>
<pubDate>Mon, 05 Dec 2011 13:14:18 -0600</pubDate>
<description><![CDATA[In such a turbulent economy many people have experienced the devastation of being laid off or having their salaries cut. Medical problems and divorce can also cause unexpected strain on anyone's wallet, leaving many with few options for debt relief help. Bankruptcy shouldn't be seen as an offense, but a tool for help. In fact, many people are surprised to learn that bankruptcy can provide many great benefits for people from all walks of life.]]></description>
</item>
<item>
<title>5 Untruths About Bankruptcy and Your Credit</title>
<link>http://EzineArticles.com/6732068</link>
<guid>http://EzineArticles.com/6732068</guid>
<pubDate>Mon, 05 Dec 2011 12:59:56 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy should be used as a last-ditch effort to recover when personal finance spending goes out of control and not as a way to wipe your debt slate clean. The current process of bankruptcy is much more complex than it used to be and there is never any guarantee you will be able to resolve all of your debt issues.]]></description>
</item>
<item>
<title>Just Declared Bankruptcy? Savvy Strategies to Stay Debt-Free For Good</title>
<link>http://EzineArticles.com/6731831</link>
<guid>http://EzineArticles.com/6731831</guid>
<pubDate>Fri, 02 Dec 2011 20:06:20 -0600</pubDate>
<description><![CDATA[You have made it through the bankruptcy process and your discharge date is finally almost here. Your hard work and dedication has paid off. Congratulations: You are finally officially debt-free.]]></description>
</item>
<item>
<title>Creating A Path For Debt Relief</title>
<link>http://EzineArticles.com/6731946</link>
<guid>http://EzineArticles.com/6731946</guid>
<pubDate>Fri, 02 Dec 2011 16:02:15 -0600</pubDate>
<description><![CDATA[When you are burdened by debt and feel like there is no way out, it can be a stressful time for you and your family. Often times, the road out of debt is much more difficult than the road that lead you there. Luckily, there are many debt relief tools to fit just about anyone's financial situation. The key is knowing about all of your options and finding the one that suits you the best.]]></description>
</item>
<item>
<title>How Medical Debts Lead To Bankruptcy</title>
<link>http://EzineArticles.com/6730053</link>
<guid>http://EzineArticles.com/6730053</guid>
<pubDate>Fri, 02 Dec 2011 08:47:41 -0600</pubDate>
<description><![CDATA[Recovering from a major illness or injury often means recovery financially from mounting medical debt. Even individuals with health insurance find that medical debt is a leading cause for considering bankruptcy. Unfortunately, many debtors consider bankruptcy long after they have substantially whittled away at their limited resources and assets.]]></description>
</item>
<item>
<title>What To Do When Bankruptcy And Retirement Coincide?</title>
<link>http://EzineArticles.com/6730047</link>
<guid>http://EzineArticles.com/6730047</guid>
<pubDate>Fri, 02 Dec 2011 08:46:10 -0600</pubDate>
<description><![CDATA[Many baby boomers facing retirement are also facing economic challenges unknown to previous generations of elderly Americans. So what can bankruptcy debtors do when trying to get a fresh start through bankruptcy while entering retirement? Below are a few tips...]]></description>
</item>
<item>
<title>Are You Ready for the Responsibility of Bankruptcy?</title>
<link>http://EzineArticles.com/6726578</link>
<guid>http://EzineArticles.com/6726578</guid>
<pubDate>Thu, 01 Dec 2011 11:17:46 -0600</pubDate>
<description><![CDATA[If you're suffering from poor credit or unexpected financial disasters, then finding relief in the form of filing for a Chapter 7 or Chapter 13 bankruptcy can be best way to get rid of old debt and give you a fresh financial start. After all, when traditional lenders are all too happy to tell you "no" and are constantly harassing you for payments on bills, finally getting the relief you need from your financial burdens can be all the motivation you need to file. But filing for bankruptcy should never be taken lightly - make sure you're...]]></description>
</item>
<item>
<title>Understanding the Alternatives to Filing for Bankruptcy</title>
<link>http://EzineArticles.com/6707794</link>
<guid>http://EzineArticles.com/6707794</guid>
<pubDate>Wed, 30 Nov 2011 15:43:10 -0600</pubDate>
<description><![CDATA[If you are struggling with debt, it is not unlikely that you are considering bankruptcy. While this could be the viable solution that you are looking for, it does not necessarily mean that it is the one that you should choose. In fact, there could be alternatives better suited for your unique situation.]]></description>
</item>
<item>
<title>How Long Do Debtors Remain In Chapter 13 Bankruptcy?</title>
<link>http://EzineArticles.com/6724460</link>
<guid>http://EzineArticles.com/6724460</guid>
<pubDate>Wed, 30 Nov 2011 11:45:25 -0600</pubDate>
<description><![CDATA[Chapter 13 bankruptcy can last anywhere from three to five years, but the specific timeframe is determined by a number of factors. Let's take a look at a few of the facts:]]></description>
</item>
<item>
<title>Myths About Bankruptcy: Take A Look!</title>
<link>http://EzineArticles.com/6717532</link>
<guid>http://EzineArticles.com/6717532</guid>
<pubDate>Wed, 30 Nov 2011 08:42:04 -0600</pubDate>
<description><![CDATA[Unless you happen to be a Managing Director of a top business organization or a famous movie star, there is a good chance that only your creditors will be aware of your filing. While it's 100 percent correct that that bankruptcy is a public legal routine, the number of individuals filing is so huge that not many newspapers report them.]]></description>
</item>
<item>
<title>6 Types of Bankruptcy</title>
<link>http://EzineArticles.com/6710966</link>
<guid>http://EzineArticles.com/6710966</guid>
<pubDate>Wed, 30 Nov 2011 07:34:17 -0600</pubDate>
<description><![CDATA[In the United States there are six types of bankruptcy, as outlined by Title 11 (aka the Bankruptcy Code) of the United States Code. While only a couple of these six types are most commonly used, it can be interesting and helpful to be educated about all the different types, known as "chapters." Here is some information about the six different chapters of bankruptcy.]]></description>
</item>
<item>
<title>The Role a Trustee in Bankruptcy Plays</title>
<link>http://EzineArticles.com/6718621</link>
<guid>http://EzineArticles.com/6718621</guid>
<pubDate>Tue, 29 Nov 2011 10:12:38 -0600</pubDate>
<description><![CDATA[In these hard economic times more and more people are finding it necessary to file for bankruptcy. When a person files for bankruptcy, the United States Department of Justice appoints a person known as a Trustee in Bankruptcy.]]></description>
</item>
<item>
<title>What Is a Bankruptcy Trustee?</title>
<link>http://EzineArticles.com/6718607</link>
<guid>http://EzineArticles.com/6718607</guid>
<pubDate>Tue, 29 Nov 2011 10:12:14 -0600</pubDate>
<description><![CDATA[There may be times in an individual's life when their financial state forces them to have to file for bankruptcy. There are different reasons that individuals find themselves in this position; divorce, loss of employment, large amount of unsecured credit card debt and unexpected medical expenses. Once an individual files their bankruptcy case with the United States Department of Justice, the court automatically appoints a Bankruptcy Trustee to oversee the case.]]></description>
</item>
<item>
<title>Things to Know About Bankruptcy</title>
<link>http://EzineArticles.com/6717303</link>
<guid>http://EzineArticles.com/6717303</guid>
<pubDate>Mon, 28 Nov 2011 20:43:28 -0600</pubDate>
<description><![CDATA[Bankruptcy is a process for people who can no longer pay their debts that allow them to liquidate their assets to satisfy their debts or to create a repayment plan to satisfy those debts. There are many ways to file bankruptcy and it depends on whether the filer is an individual, business or municipality as to which option they choose. Chapter 7 Bankruptcy is a case that does not involve filing for a repayment plan.]]></description>
</item>
<item>
<title>How Does a Chapter 11 Bankruptcy Work?</title>
<link>http://EzineArticles.com/6717008</link>
<guid>http://EzineArticles.com/6717008</guid>
<pubDate>Mon, 28 Nov 2011 20:37:34 -0600</pubDate>
<description><![CDATA[In today's harsh economic climate, more businesses are struggling to stay on top of their debts. However, as credit becomes increasingly scarce and customers continue to feel the pinch of strained finances, it's no surprise that more businesses are considering filing for Chapter 11 bankruptcy. If you're a business owner considering filing Chapter 11 bankruptcy this article will outline exactly what you need to know about filing for a Chapter 11 bankruptcy.]]></description>
</item>
<item>
<title>Important Bankruptcy Terms You Need To Know</title>
<link>http://EzineArticles.com/6721725</link>
<guid>http://EzineArticles.com/6721725</guid>
<pubDate>Mon, 28 Nov 2011 20:14:31 -0600</pubDate>
<description><![CDATA[New bankruptcy filers are often faced with bankruptcy terms they don't understand. Below are explanations of terms that bankruptcy debtors should know: Means Test - The means test is an income test that bankruptcy debtors must take to determine how much disposable income they have to pay their debts. The means test was instituted in 2005 when the bankruptcy system was reformed because legislators and creditors wanted more debtors to forgo Chapter 7 bankruptcy and file Chapter 13 bankruptcy instead.]]></description>
</item>
<item>
<title>Is Filing for Bankruptcy the Best Alternative?</title>
<link>http://EzineArticles.com/6714255</link>
<guid>http://EzineArticles.com/6714255</guid>
<pubDate>Mon, 28 Nov 2011 16:28:24 -0600</pubDate>
<description><![CDATA[There are companies that offer debt consolidation and credit counseling. However, they can neither protect your assets when the court has decided on them already, nor can they elucidate debts to disappear in thin air. But they can sit down with you and discuss what alternatives you have to avoid filing for bankruptcy. Because at any rate, bankruptcy is not the finest option to conquer debts. Other than the remedy provided by the law, there are other options to reconsider.]]></description>
</item>
<item>
<title>How Does A Bankruptcy Trustee Identify Preferential Transfers?</title>
<link>http://EzineArticles.com/6713312</link>
<guid>http://EzineArticles.com/6713312</guid>
<pubDate>Mon, 28 Nov 2011 15:11:50 -0600</pubDate>
<description><![CDATA[The issue of pre-bankruptcy transfers is discussed often; but most debtors aren't sure how a pre-bankruptcy transfer is determined to be preferential and reversible. Below are a few standards that bankruptcy trustees use when determining if a pre-bankruptcy transfer is preferential and needs to be reversed...]]></description>
</item>
<item>
<title>The Good and Bad Of &quot;Avoidance&quot; In Bankruptcy</title>
<link>http://EzineArticles.com/6713292</link>
<guid>http://EzineArticles.com/6713292</guid>
<pubDate>Mon, 28 Nov 2011 15:07:58 -0600</pubDate>
<description><![CDATA[Despite what some bankruptcy debtors may assume, avoidance in bankruptcy is not when you run away from paying your bills. Avoidance is the power of the bankruptcy trustee to eliminate liens and reverse asset transfers, specifically those that were created before bankruptcy filing. In some cases "avoidance" is a good thing for bankruptcy debtors; but in others it may cause problems.]]></description>
</item>
<item>
<title>Basic Bankruptcy Terms</title>
<link>http://EzineArticles.com/6721726</link>
<guid>http://EzineArticles.com/6721726</guid>
<pubDate>Mon, 28 Nov 2011 14:56:34 -0600</pubDate>
<description><![CDATA[Some people may not believe it is important to be actively involved in their bankruptcy case, but in reality getting educated and involved can significantly impact your case. One of the most misunderstood aspects of bankruptcy is all of the technical jargon. Getting to know a few of the important bankruptcy terms can ensure you are making the most out of your bankruptcy filing.]]></description>
</item>
</channel>
</rss>
