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<title>Finance:Credit-Counseling Articles from EzineArticles.com</title>
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<pubDate>Sun, 12 Feb 2012 08:09:48 -0600</pubDate>
<image><title>Finance:Credit-Counseling from EzineArticles.com</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
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<title>How to Find a Good Financial Adviser?</title>
<link>http://EzineArticles.com/6870848</link>
<guid>http://EzineArticles.com/6870848</guid>
<pubDate>Thu, 09 Feb 2012 16:22:26 -0600</pubDate>
<description><![CDATA[Sometimes a business might not be performing to the owners' satisfaction even though they have plenty of ideas and profitable strategies. Sometimes the large businesses fall short of funds, in such cases the owners feel tied and confused. These are the times when they need to find trustworthy people who are ready to purchase partial business ownership.]]></description>
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<title>Tips to Help You Survive These Tough Economic Times</title>
<link>http://EzineArticles.com/6859839</link>
<guid>http://EzineArticles.com/6859839</guid>
<pubDate>Tue, 07 Feb 2012 14:36:20 -0600</pubDate>
<description><![CDATA[Every household and individual is feeling some sort of strain from the current economic situation, even those who are good with money. The loss of a job or a cut in pay to keep a job are both real events happening all around us. How are we to make "ends meet" with money so tight and not negatively impact our credit? There is no easy answer to that question. However, here are a few suggestions that may offer an option to your personal financial situation.]]></description>
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<title>The Secured Credit Card Solution For Bad Credit</title>
<link>http://EzineArticles.com/6849538</link>
<guid>http://EzineArticles.com/6849538</guid>
<pubDate>Tue, 31 Jan 2012 11:45:09 -0600</pubDate>
<description><![CDATA[It's right under your nose in your home town. No need to look on the Internet because your bank or credit union just might have a simple solution to help you build or fix your credit. It's called the Secured Credit Card. It's simple to set up and counts towards your credit score when you use it but here are a few things you need to know before you set one up.]]></description>
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<title>When to Seek Credit Counseling Help</title>
<link>http://EzineArticles.com/6839717</link>
<guid>http://EzineArticles.com/6839717</guid>
<pubDate>Wed, 25 Jan 2012 14:32:01 -0600</pubDate>
<description><![CDATA[It is a common knowledge that taking any form of counseling helps to come out of a troubled situation. This is particularly true when the mind is in a state of confusion and grappled by worries. People tend to take various kinds of loans and debts in different situations.]]></description>
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<title>Benefit From Proper Medical Hospital Bills Settlement Service</title>
<link>http://EzineArticles.com/6839426</link>
<guid>http://EzineArticles.com/6839426</guid>
<pubDate>Wed, 25 Jan 2012 11:26:15 -0600</pubDate>
<description><![CDATA[There are certain expenses that we cannot avoid at any cost. One of those expenses is medical expense but sometimes it becomes so high that it results into bad debt. It may not be possible for us to pay the bill until and unless we go for medical hospital bills settlement.]]></description>
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<title>Taking A Look At How To Get A Credit Report</title>
<link>http://EzineArticles.com/6836108</link>
<guid>http://EzineArticles.com/6836108</guid>
<pubDate>Tue, 24 Jan 2012 11:06:02 -0600</pubDate>
<description><![CDATA[What is the best way to go about getting a credit report? What are the pitfalls to be aware of?]]></description>
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<title>Debt Collection Agency Helps Get Your Finances Back on Track</title>
<link>http://EzineArticles.com/6807628</link>
<guid>http://EzineArticles.com/6807628</guid>
<pubDate>Thu, 12 Jan 2012 11:15:10 -0600</pubDate>
<description><![CDATA[Today's society runs on credit, loans, and collection services being easily available for the fulfillment of each and every desire, be it owning a new car or going on a holiday, we can easily be labelled a credit dependent society. However, a major downside to this credit trend that we are living with is that more and more people are finding it difficult to manage their numerous loans and landing themselves into bad credit situations.]]></description>
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<title>Can a Poor Credit Score Adversely Affect Job Offers?</title>
<link>http://EzineArticles.com/6800920</link>
<guid>http://EzineArticles.com/6800920</guid>
<pubDate>Tue, 10 Jan 2012 18:41:42 -0600</pubDate>
<description><![CDATA[Have you ever been denied a job opportunity due to a poor credit history? It can happen and here are the reasons why.]]></description>
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<title>How To Get Past A Poor Credit History</title>
<link>http://EzineArticles.com/6801735</link>
<guid>http://EzineArticles.com/6801735</guid>
<pubDate>Tue, 10 Jan 2012 12:51:40 -0600</pubDate>
<description><![CDATA[If you want to get a higher credit score, try taking out some credit and paying it off as quickly as you can. This accomplishes two things. First, it puts your credit in better standing. Second, it demonstrates your ability to repay a debt responsibly. Keep reading to learn more tips.]]></description>
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<title>Debt Settlement Companies: Can They Help?</title>
<link>http://EzineArticles.com/6796219</link>
<guid>http://EzineArticles.com/6796219</guid>
<pubDate>Fri, 06 Jan 2012 11:38:44 -0600</pubDate>
<description><![CDATA[A debt settlement company is a business that helps you lower your debts by negotiating with creditors for reduced one-time payments. These companies can help you find a way out of debts you can no longer afford.]]></description>
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<title>Credit Counselor: What Should He Be Like?</title>
<link>http://EzineArticles.com/6794300</link>
<guid>http://EzineArticles.com/6794300</guid>
<pubDate>Thu, 05 Jan 2012 16:28:51 -0600</pubDate>
<description><![CDATA[Are you at your wits' end regarding personal credit management? Why not consider getting the services of a credit counselor? Here are five characteristics or qualities that you should be keen about when acquiring one.]]></description>
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<title>The Significance Of Credit Counselling Services</title>
<link>http://EzineArticles.com/6794422</link>
<guid>http://EzineArticles.com/6794422</guid>
<pubDate>Wed, 04 Jan 2012 16:04:13 -0600</pubDate>
<description><![CDATA[Credit counselling is a process that provides help to those people who have a heavy burden of credit card debts and it also helps the people who are undergoing a stressful financial condition. These services provide plans and strategies involved in simple payment of the credit card bills and at the same time giving a solution to settle the situation in a best way. There are several credit counseling providers in the market that give debt management programs to the people in financial stress free of charge.]]></description>
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<title>Tips for Maintaining an Excellent Credit Profile</title>
<link>http://EzineArticles.com/6790572</link>
<guid>http://EzineArticles.com/6790572</guid>
<pubDate>Wed, 04 Jan 2012 15:28:31 -0600</pubDate>
<description><![CDATA[If you are looking for practical suggestions that can help you keep an excellent credit profile, then you have stumbled upon the right article. In the succeeding paragraphs of this piece, we have enumerated four tips that can help you, as well as other credit consumers, in your quest to maintain a good credit standing for you to continue receiving affordable credit offers from various lenders.]]></description>
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<title>How to Get Expert Credit Counseling Help</title>
<link>http://EzineArticles.com/6794390</link>
<guid>http://EzineArticles.com/6794390</guid>
<pubDate>Wed, 04 Jan 2012 13:39:50 -0600</pubDate>
<description><![CDATA[Credit counseling help is very important these days if you want to manage your finances well. And this is especially important for those who earn enough to vary on their day-to-day living and also want to save for the future.]]></description>
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<title>How to Choose the Best Zero Percent Transfer Credit Card Offer Of 2012</title>
<link>http://EzineArticles.com/6786948</link>
<guid>http://EzineArticles.com/6786948</guid>
<pubDate>Fri, 30 Dec 2011 15:59:04 -0600</pubDate>
<description><![CDATA[  With the New Year coming right around the corner it seems like the credit card companies are out in full force trying to recruit new members. There is no better time to review the best offers on the market for 2012. Having the right credit card that fits your spending habit is good plan, not only is it the financially responsible thing to do it's just a smart move.]]></description>
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<title>Four Essential Steps To Credit Repair</title>
<link>http://EzineArticles.com/6747689</link>
<guid>http://EzineArticles.com/6747689</guid>
<pubDate>Thu, 29 Dec 2011 10:09:24 -0600</pubDate>
<description><![CDATA[Credit problems are not a stranger to many of us these days. With economic crisis all around and individuals who are just trying to get back on their feet, it's no wonder a credit score or two has suffered. In this article we will provide some sound advice that can help anyone get on the road to credit recovery.]]></description>
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<title>A Financial Guide for Welcoming the New Year With a Bang</title>
<link>http://EzineArticles.com/6760056</link>
<guid>http://EzineArticles.com/6760056</guid>
<pubDate>Fri, 16 Dec 2011 16:21:21 -0600</pubDate>
<description><![CDATA[Are you interested to know which important financial activities you need to do before the year 2011 ends? If you are, then we suggest that you read the remainder of this piece. Below, we have discussed five important activities that you need to perform so that you can welcome 2012 with a bang!]]></description>
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<title>Things To Consider Before Choosing A Credit Card Debt Relief Program</title>
<link>http://EzineArticles.com/6730287</link>
<guid>http://EzineArticles.com/6730287</guid>
<pubDate>Thu, 15 Dec 2011 09:30:20 -0600</pubDate>
<description><![CDATA[Debt is an integral part of our lives. It is important to manage these debts at an earlier stage. If you do not manage your finances efficiently, you would find yourselves neck deep into debts. Today, you can opt for a good credit card debt relief program and efficiently negotiate with your credit agencies for a debt settlement program.]]></description>
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<title>Credit Management 101: Repair Your Bad Credit Score</title>
<link>http://EzineArticles.com/6742824</link>
<guid>http://EzineArticles.com/6742824</guid>
<pubDate>Tue, 13 Dec 2011 11:00:12 -0600</pubDate>
<description><![CDATA[It is now a reality that you have to face - you need to repair that bad credit score! It might be because of too many or too high an amount of loans you have applied for just to satisfy your wants and lifestyle. Or, you may have overused your credit cards because of impulse buying.]]></description>
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<title>How Parents Can Help Their Children Become Financially Literate</title>
<link>http://EzineArticles.com/6744061</link>
<guid>http://EzineArticles.com/6744061</guid>
<pubDate>Mon, 12 Dec 2011 12:53:04 -0600</pubDate>
<description><![CDATA[If you are a parent and you are looking for information that you and your spouse can use to teach your children on how they can become financially-literate, then you have found the right article. Below, we have discussed three pointers that you can use in training your kids to handle their personal finances.]]></description>
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<title>Learning How To Be Responsible With Your Money And Get Rid Of Your Debt</title>
<link>http://EzineArticles.com/6722877</link>
<guid>http://EzineArticles.com/6722877</guid>
<pubDate>Fri, 09 Dec 2011 13:28:52 -0600</pubDate>
<description><![CDATA[Did you know 50% of the US population has unsecured debt? Paying on credit cards and other bills not backed by real estate and cars. And many Americans have no idea how to get out of it.]]></description>
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<title>Debt Counselor</title>
<link>http://EzineArticles.com/6743278</link>
<guid>http://EzineArticles.com/6743278</guid>
<pubDate>Fri, 09 Dec 2011 11:47:42 -0600</pubDate>
<description><![CDATA[Credit cards were established as a way of helping people gain credit. This means that you had been given a quantity of cash for you to spend, underneath the auspices that you'd repay it at the end of the month. This will show credit loan companies that you're accountable for your money and that you'll be able to make monthly obligations.]]></description>
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<title>How Did My Money Disappear?</title>
<link>http://EzineArticles.com/6738595</link>
<guid>http://EzineArticles.com/6738595</guid>
<pubDate>Thu, 08 Dec 2011 20:21:21 -0600</pubDate>
<description><![CDATA[Credit card debt is generally accrued over time. There are many reasons for why people go into debt, but getting out of debt proves to be a little more difficult. The biggest part of getting out of debt is to have some funds available to you in order to be able to cut a deal with the credit card companies.]]></description>
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<title>The Importance of Choosing the Credit Counseling Services</title>
<link>http://EzineArticles.com/6737425</link>
<guid>http://EzineArticles.com/6737425</guid>
<pubDate>Tue, 06 Dec 2011 16:09:51 -0600</pubDate>
<description><![CDATA[Credit counseling services are on the rise and more and more users are opting for them to safeguard their finances. After all, in the age of tremendous market upheaval it is matter of great concern if the money is directed in the wrong channels. This is where credit counseling comes in.]]></description>
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<title>Bank Credit Officers Increase Business</title>
<link>http://EzineArticles.com/6715194</link>
<guid>http://EzineArticles.com/6715194</guid>
<pubDate>Wed, 30 Nov 2011 12:39:44 -0600</pubDate>
<description><![CDATA[A credit officer plays a significant role in increasing the business of a bank. First of all, it is important to understand the job role. The loan officers, help companies and individuals get credit from the bank for various purposes. Start-ups, individuals and SME, need to be screened to ensure they qualify for the loan. Their backgrounds need to be checked for credit defaults. When a company needs start-up capital, or a running factory wants to buy more machines, they prepare the application with the help of the loan officer, who co-ordinates with supervisors to get the loan approval. The officer follows the bank's policy and procedures to ensure the high quality of the lending portfolio.]]></description>
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<title>Questions to Consider Before Applying for a Credit Card Program</title>
<link>http://EzineArticles.com/6714073</link>
<guid>http://EzineArticles.com/6714073</guid>
<pubDate>Tue, 29 Nov 2011 17:13:52 -0600</pubDate>
<description><![CDATA[Before you start shopping for an affordable credit card program, we encourage you to read the rest of this article. In the succeeding paragraphs of this piece, we have enumerated three important questions that you need to ponder on before you decide to apply for and take out a certain line of credit.]]></description>
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<title>Hard Decisions and Smart Credit</title>
<link>http://EzineArticles.com/6710625</link>
<guid>http://EzineArticles.com/6710625</guid>
<pubDate>Wed, 23 Nov 2011 20:27:02 -0600</pubDate>
<description><![CDATA[We all make choices each day, decisions to take action, or to not take action, and even determining not to decide. Perhaps we don't want to consider long term ramifications of having questionable credit score after which down the road, it is inevitable that circumstances, while making themselves known to us, can be a defining moment. That moment while you say to yourself "Why didn't I care for this when I had the opportunity?" or "It might had been so easy and I chose not to take care of it."]]></description>
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<title>Practical Suggestions for Credit Cardholders</title>
<link>http://EzineArticles.com/6709302</link>
<guid>http://EzineArticles.com/6709302</guid>
<pubDate>Wed, 23 Nov 2011 11:52:14 -0600</pubDate>
<description><![CDATA[If you are looking for information that can help you manage your credit card in the best way possible, then you have stumbled upon the right piece. In the remainder of this article, we have listed down and tackled four excellent tips that can help you in your quest to responsibly handle your line of credit.]]></description>
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<title>Don't Get Talked Into Using A Bad Credit Repair Agency</title>
<link>http://EzineArticles.com/6705709</link>
<guid>http://EzineArticles.com/6705709</guid>
<pubDate>Mon, 21 Nov 2011 13:10:19 -0600</pubDate>
<description><![CDATA[It can be very seductive to hear someone tell you that they can solve all your debt problems if you just sign your name on the dotted line. And that is the large part of the allure of credit repair agencies that operate across the U.S.]]></description>
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<title>Credit Repair Companies - How To Find a Legit Service</title>
<link>http://EzineArticles.com/6697696</link>
<guid>http://EzineArticles.com/6697696</guid>
<pubDate>Fri, 18 Nov 2011 08:50:24 -0600</pubDate>
<description><![CDATA[The credit repair industry has gotten a bad name because of few companies that are pursuing illegal and less than ethical methods. How to ensure you find a reputable service and avoid a less than reputable one.]]></description>
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<title>All About Debt Counseling Programs</title>
<link>http://EzineArticles.com/6695872</link>
<guid>http://EzineArticles.com/6695872</guid>
<pubDate>Wed, 16 Nov 2011 13:53:25 -0600</pubDate>
<description><![CDATA[No one really wants to have debts. It is financial situations (bad of course) that find many people estranged in debts they would surely not been able to get themselves out of. To many people, debts are an unavoidable evil.]]></description>
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<title>The Psychology of Bad Credit</title>
<link>http://EzineArticles.com/6673818</link>
<guid>http://EzineArticles.com/6673818</guid>
<pubDate>Wed, 09 Nov 2011 09:58:36 -0600</pubDate>
<description><![CDATA[The mindset of damaging our credit can be attributed in many cases to the same basic nature found in many self-destructive tendencies, and many of these have a basis in psychological addictive behavior disorders. Knowing that we are surpassing our limits by overextending ourselves is in many ways the same as the alcoholic thinking that the first drink will be all right, or the gambler going for one more big hand of cards or one more big roll of the dice. In fact, society as a whole has taken on the overall viewpoint of wanting more, to the point that it becomes akin to an addictive personality.]]></description>
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<title>Funding An LLC - 4 Facts About Raising Capital For Your LLC</title>
<link>http://EzineArticles.com/6664222</link>
<guid>http://EzineArticles.com/6664222</guid>
<pubDate>Wed, 02 Nov 2011 16:06:08 -0500</pubDate>
<description><![CDATA[Have you been wondering about starting your own company? Are you considering an LLC? If so, how are you going to fund that entity?]]></description>
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<title>The Credit Card Valve Is NOT Easy to Control</title>
<link>http://EzineArticles.com/6652611</link>
<guid>http://EzineArticles.com/6652611</guid>
<pubDate>Mon, 31 Oct 2011 14:51:47 -0500</pubDate>
<description><![CDATA[As a result of these challenging economic times, many Americans exceed their credit card's maximum line of credit thus triggering the default 29.9% interest rate inflaming an already daunting financial problem. Most credit card companies take no responsibility because they believe the card holder has fallen into a trap largely of their own making. At least when the mob was in the loan shark business, their victims didn't have to put up with that kind of self-righteous nonsense. This article details how the banks and credit card companies prey on the poorest of us and offers simple strategies on avoiding this almost criminal act.]]></description>
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<title>Advantages to Debt Counselling</title>
<link>http://EzineArticles.com/6648520</link>
<guid>http://EzineArticles.com/6648520</guid>
<pubDate>Tue, 25 Oct 2011 19:12:40 -0500</pubDate>
<description><![CDATA[Debts keep piling higher and higher and it's a similar story with many people. The economy is weak, the value of a dollar isn't as strong as it once was either. People are finding themselves absolutely sunk in debt.]]></description>
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<title>Improve Your Financial Situation With Debt Counselling</title>
<link>http://EzineArticles.com/6633090</link>
<guid>http://EzineArticles.com/6633090</guid>
<pubDate>Wed, 19 Oct 2011 14:02:44 -0500</pubDate>
<description><![CDATA[Managing and budgeting your finances can be just straight up daunting and a nightmare. It always seems like more is going out than what's trickling in when it comes to money. As with anything though, and though it's hard to admit, there's always somebody who can manage things more efficiently than you can and that's why there are debt counsellors.]]></description>
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<title>Hints To Find a Quality Debt Counsellor</title>
<link>http://EzineArticles.com/6630889</link>
<guid>http://EzineArticles.com/6630889</guid>
<pubDate>Tue, 18 Oct 2011 15:32:39 -0500</pubDate>
<description><![CDATA[Getting out of debt can be quite overwhelming and the last thing a person needs to worry about is whether or not their debt counsellor is actually going to help them or dig you into a deeper hole. Here are some important tips to make sure you that you made a wise choice by going with a debt counsellor rather than just filing bankruptcy or working out a settlement with your credit companies.]]></description>
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<title>Credit Counselors - What They Can Do for You</title>
<link>http://EzineArticles.com/6612494</link>
<guid>http://EzineArticles.com/6612494</guid>
<pubDate>Thu, 13 Oct 2011 14:42:24 -0500</pubDate>
<description><![CDATA[Credit counselors are professionals who help and guide consumers manage their finances and debt. They educate consumers on how to plan their budget and how to manage their debt wisely. If you are struggling with paying off your bills, thinking of filing for bankruptcy or tired of debt collectors calling; this will be a helpful article for you.]]></description>
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<title>The Credit Repair Journey</title>
<link>http://EzineArticles.com/6613419</link>
<guid>http://EzineArticles.com/6613419</guid>
<pubDate>Thu, 13 Oct 2011 11:48:14 -0500</pubDate>
<description><![CDATA[In today's economy, credit repair has become increasingly important. Poor credit, like unemployment, is like a growing plague, both here in the USA and throughout the world. Many of us have felt the pinch of making ends meet, but some of us have found ourselves in a place where ends can't meet. What good is avoiding the pitfalls of overextending ourselves if we're already in a pit?]]></description>
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<title>Give Your Finances a Health Check by Switching to a Prepaid Credit Card</title>
<link>http://EzineArticles.com/6101249</link>
<guid>http://EzineArticles.com/6101249</guid>
<pubDate>Thu, 13 Oct 2011 09:43:14 -0500</pubDate>
<description><![CDATA[If a New Year's diet has been long since forgotten and an exercise regime fallen by the wayside, it's still possible for consumers to ensure a healthy financial outlook for the year ahead by shaping up how they approach their finances. A good way of doing this is by taking out a prepaid credit card.]]></description>
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<title>Using Debt Counselling to Get the Creditors Off Your Case</title>
<link>http://EzineArticles.com/6620895</link>
<guid>http://EzineArticles.com/6620895</guid>
<pubDate>Wed, 12 Oct 2011 17:08:45 -0500</pubDate>
<description><![CDATA[Owing money to creditors that you cannot afford can be very hard on you. Constant telephone calls and reminder letters that just don't seem to go away, however, there are options.]]></description>
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<title>Credit Score: Cottage Industry</title>
<link>http://EzineArticles.com/6596909</link>
<guid>http://EzineArticles.com/6596909</guid>
<pubDate>Wed, 12 Oct 2011 13:57:26 -0500</pubDate>
<description><![CDATA[If your credit score prevents you from receiving mortgage approval, then Experian has heard your cry. Their recent change in how they calculate credit scores may create opportunities for more people to get one step closer to home ownership.]]></description>
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<title>Dangers When Co-Signing a Financial Loan</title>
<link>http://EzineArticles.com/6591825</link>
<guid>http://EzineArticles.com/6591825</guid>
<pubDate>Wed, 12 Oct 2011 09:08:00 -0500</pubDate>
<description><![CDATA[Before you sign your name to any loan document, make sure that your eyes are wide open to the dangers involved. It is not uncommon for a family member or close friend to ask for financial assistance or to ask that you just "sign the paperwork" so that they can get a loan. But when they don't make payments on their debt, you are responsible to make the payments for them.]]></description>
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<title>A Few Benefits of Credit Counseling</title>
<link>http://EzineArticles.com/6605206</link>
<guid>http://EzineArticles.com/6605206</guid>
<pubDate>Mon, 10 Oct 2011 15:18:11 -0500</pubDate>
<description><![CDATA[These days many people have little choice but to use their credit cards in order to get by. When credit card balances reach an unmanageable stage, the debtor can benefit from the help of a qualified credit counseling attorney.]]></description>
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<title>How Can I Help You Improve Your Credit Scoring?</title>
<link>http://EzineArticles.com/6598381</link>
<guid>http://EzineArticles.com/6598381</guid>
<pubDate>Thu, 06 Oct 2011 10:15:00 -0500</pubDate>
<description><![CDATA[I've been in difficult financial situations with major credit problems so have first hand knowledge of how to sort the situation out. Here are some simple tips to help you improve your credit scoring and get on the road to credit recovery.]]></description>
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<title>Advice Regarding Credit Counselling Support</title>
<link>http://EzineArticles.com/6607657</link>
<guid>http://EzineArticles.com/6607657</guid>
<pubDate>Thu, 06 Oct 2011 08:59:49 -0500</pubDate>
<description><![CDATA[Credit counselling is designed to help all sorts of people with their finances. Although primarily designed for those in financial difficulties, it can be useful to many others. It is available from specialist counsellors, banks and other financial advice offices. The support offered is useful in helping people take control over their financial affairs, specifically if they are presently or in danger of becoming out of control.]]></description>
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<title>The Best Things to Do to Raise Your Credit Score Quickly and Fix Credit Problems</title>
<link>http://EzineArticles.com/6591704</link>
<guid>http://EzineArticles.com/6591704</guid>
<pubDate>Wed, 05 Oct 2011 10:15:02 -0500</pubDate>
<description><![CDATA[This is written to try and help EVERYONE understand some of the basic issues of credit, credit problems and credit recovery. Once you understand these basics then there is every chance you can put a plan in place to tackle your problems without engaging a company offering credit services who may actually do you even more damage.]]></description>
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<title>Improving Your Credit Score and Financial Future</title>
<link>http://EzineArticles.com/6579517</link>
<guid>http://EzineArticles.com/6579517</guid>
<pubDate>Thu, 29 Sep 2011 12:40:22 -0500</pubDate>
<description><![CDATA[Too many people have a short term view of their finances. But proper management of credit card debt can have huge long term benefits. Learn three easy steps you can employ today to impact your financial future.]]></description>
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<title>Five Steps To Start Credit Repair</title>
<link>http://EzineArticles.com/6576586</link>
<guid>http://EzineArticles.com/6576586</guid>
<pubDate>Mon, 26 Sep 2011 11:11:08 -0500</pubDate>
<description><![CDATA[Many people struggle with poor credit. You don't have to remain in your current financial frustration. Learn about five practical steps you can take to begin credit repair.]]></description>
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<title>Finding Free Help for Your Credit Card Debt</title>
<link>http://EzineArticles.com/6579763</link>
<guid>http://EzineArticles.com/6579763</guid>
<pubDate>Fri, 23 Sep 2011 13:18:45 -0500</pubDate>
<description><![CDATA[In this current economy it's no wonder that the average American has over $15k in credit card debt. Many consumers are struggling with credit card debt and are probably scratching their heads because they don't know what to do with themselves.]]></description>
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<title>A Vitally Important Piece of Advice to All Women</title>
<link>http://EzineArticles.com/6563471</link>
<guid>http://EzineArticles.com/6563471</guid>
<pubDate>Tue, 20 Sep 2011 14:46:50 -0500</pubDate>
<description><![CDATA[Many women who married young and then find themselves single sixteen or twenty or more years later, find that they have no credit history if their credit card has been an extension of their husband's. Even if the woman was in charge of paying the bills, the credit card statements or the mortgage payment, it's the husband's credit rating that gets credited, not hers.]]></description>
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<item>
<title>Free Debt Counseling</title>
<link>http://EzineArticles.com/6556250</link>
<guid>http://EzineArticles.com/6556250</guid>
<pubDate>Tue, 13 Sep 2011 13:06:31 -0500</pubDate>
<description><![CDATA[A lot of economic experts are saying that we're still in for the long haul as far as the recession goes, and with the unemployment rate still teetering around 9.2% it could get a little scary for a lot of consumers out there. In this current economic climate consumers with unmanageable credit card debt may be in a world of hurt, here are some basics on the type of free help you can get that will get you on the right track.]]></description>
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<item>
<title>How Credit Education Can Help You</title>
<link>http://EzineArticles.com/6544027</link>
<guid>http://EzineArticles.com/6544027</guid>
<pubDate>Thu, 08 Sep 2011 14:14:48 -0500</pubDate>
<description><![CDATA[If you feel like you are drowning in debt, you may benefit by turning to one of the nation's Credit Counselling Services. These services offer Credit Education. The entities that offer these services are approved by the government, but they are not run by the government.]]></description>
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<item>
<title>Why Choose Financial Coaching?</title>
<link>http://EzineArticles.com/6544079</link>
<guid>http://EzineArticles.com/6544079</guid>
<pubDate>Thu, 08 Sep 2011 13:34:15 -0500</pubDate>
<description><![CDATA[It is not a rare thing for someone to have trouble with their finances, especially in today's uncertain economy. Some people's debt has even gotten so out of control that they are almost drowning in it.]]></description>
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<item>
<title>The 4 Elements That Create a Good Credit Score</title>
<link>http://EzineArticles.com/6536745</link>
<guid>http://EzineArticles.com/6536745</guid>
<pubDate>Tue, 06 Sep 2011 15:35:06 -0500</pubDate>
<description><![CDATA[What is considered a good credit score? Is credit "scoring" fair? What makes a good credit risk in the eyes of the modern lender? Can an individual really take steps that will improve credit worthiness? What really goes on behind the scenes to determine whether you will be granted credit or be "turned down"? This article will help you understand the criteria used to build a sound credit rating and raise your personal credit score. The beginning of wisdom is knowledge.]]></description>
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<title>Fake Debt Collectors Terrorizing Individuals About Debt</title>
<link>http://EzineArticles.com/6527916</link>
<guid>http://EzineArticles.com/6527916</guid>
<pubDate>Thu, 01 Sep 2011 11:47:46 -0500</pubDate>
<description><![CDATA[Fake debt collectors are popping up everywhere. They are threatening people that they will call and have you arrested for old debts such as payday loans, etc. These fake debt collection companies are using call centers to make calls to people and most of the time the individuals didn't even owe a debt.]]></description>
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<title>The Credit Card Trap - 2 Things to Watch For</title>
<link>http://EzineArticles.com/6509792</link>
<guid>http://EzineArticles.com/6509792</guid>
<pubDate>Thu, 25 Aug 2011 16:02:01 -0500</pubDate>
<description><![CDATA[Do you know how much the credit industry makes per year and; more importantly, how they make this money? The answers may surprise you, unless you're one of the few people who actually can understand the fine print. The banks and card-issuers take in early $170 billion before expenses, three-quarters of which comes from the steadily-rising interest rates they charge us for not paying off the credit each month.]]></description>
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<item>
<title>Credit Card Traps - Another Thing to Look Out For</title>
<link>http://EzineArticles.com/6509878</link>
<guid>http://EzineArticles.com/6509878</guid>
<pubDate>Wed, 24 Aug 2011 12:34:48 -0500</pubDate>
<description><![CDATA[In the previous article of this three-part series focusing on investigating the spurious charges with which credit-card companies hit us, we covered avoiding banking at the same place from which you received your card (so that the fine print doesn't allow them to extract funds from your actual account in the event that you are too late repaying your credit card balance) and paying close attention to grace-period adjustment tactics. The former is a bit underhanded because more often than not, the bank will allow you to be late for a period of time before they finally go directly into...]]></description>
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<item>
<title>Understanding Credit Counseling</title>
<link>http://EzineArticles.com/6506560</link>
<guid>http://EzineArticles.com/6506560</guid>
<pubDate>Tue, 23 Aug 2011 15:12:30 -0500</pubDate>
<description><![CDATA[This article explains the difference between Chapter 13 Bankruptcy and Credit Counseling. It also gives the reader specific information to help them determining if Credit Counseling is the correct option for their specific situation.]]></description>
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<item>
<title>5 Tips That Can Help College Students to Have a Good Financial Life</title>
<link>http://EzineArticles.com/6491191</link>
<guid>http://EzineArticles.com/6491191</guid>
<pubDate>Wed, 17 Aug 2011 12:43:02 -0500</pubDate>
<description><![CDATA[College is the best time to incur good financial habits. This article talks about 5 important tips that can help college students lead a good financial life in future.]]></description>
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<item>
<title>About Debt Management Companies</title>
<link>http://EzineArticles.com/6454686</link>
<guid>http://EzineArticles.com/6454686</guid>
<pubDate>Fri, 12 Aug 2011 13:57:00 -0500</pubDate>
<description><![CDATA[Many consumers may have run into significant financial troubles in the last several years, and are now beginning to get their feet back under them. However, much of the damage from overuse of their credit card accounts and stretching their monthly budgets too thin still remains, and now many Americans may be looking for a way back to a comfortable financial lifestyle.]]></description>
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<item>
<title>What Are The Most Common Factors That Can Lead To A Bad Credit Score?</title>
<link>http://EzineArticles.com/6475906</link>
<guid>http://EzineArticles.com/6475906</guid>
<pubDate>Fri, 12 Aug 2011 13:38:53 -0500</pubDate>
<description><![CDATA[Bad credit is not uncommon in today's economy, and unfortunately a bad credit score can make it difficult when it comes to managing your finances. There are various actions people do either knowing or unknowingly that can hurt their credit history. Here is a brief listing of some actions that you should stay away from.]]></description>
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<item>
<title>Non Profit Free Credit Counseling</title>
<link>http://EzineArticles.com/6481227</link>
<guid>http://EzineArticles.com/6481227</guid>
<pubDate>Tue, 09 Aug 2011 11:59:52 -0500</pubDate>
<description><![CDATA[Getting into debt trouble happens very often to most American consumers, in this economy it doesn't take much for an individual to get in trouble with credit card debt. Even the most "fiscally responsible" adults have found themselves in a heap of credit card debt because all it takes is two months of being unemployed for the average American with absolutely no savings to get into trouble with their credit cards.]]></description>
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<item>
<title>Boost Your Credit Score With These Tools</title>
<link>http://EzineArticles.com/6478806</link>
<guid>http://EzineArticles.com/6478806</guid>
<pubDate>Tue, 09 Aug 2011 10:12:20 -0500</pubDate>
<description><![CDATA[Your credit score can make or break your finances. Here are a few ways to rebuild a shaky credit score.]]></description>
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<item>
<title>How Does a Voluntary Repo Affect My Credit?</title>
<link>http://EzineArticles.com/6468929</link>
<guid>http://EzineArticles.com/6468929</guid>
<pubDate>Thu, 04 Aug 2011 11:36:12 -0500</pubDate>
<description><![CDATA[If someone chooses a voluntary repo or the bank repossesses your car, your credit will be negatively impacted either way. A voluntary repossession is when you fall behind on your car payments and arrange with the lender to give the car back to the bank.]]></description>
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<item>
<title>Managing Your Debts Properly</title>
<link>http://EzineArticles.com/6468004</link>
<guid>http://EzineArticles.com/6468004</guid>
<pubDate>Thu, 04 Aug 2011 10:46:04 -0500</pubDate>
<description><![CDATA[One important aspect of managing your personal finance is to have good debt management. If you are able to successfully manage your debt, then you don't have many worries. However, sad to say, not everyone knows how to properly manage their debts.]]></description>
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<item>
<title>Benefits Of Credit Coaching Services</title>
<link>http://EzineArticles.com/6453474</link>
<guid>http://EzineArticles.com/6453474</guid>
<pubDate>Thu, 04 Aug 2011 09:50:03 -0500</pubDate>
<description><![CDATA[No matter what your credit situation is, it is always advisable to avail a credit coaching service to have a good credit score. What Is Credit Coaching? When you opt for a credit coaching service, you are in fact opting to make wise credit related decisions.]]></description>
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<title>Do Credit Counseling Programs Hurt My Credit Score?</title>
<link>http://EzineArticles.com/6450702</link>
<guid>http://EzineArticles.com/6450702</guid>
<pubDate>Wed, 03 Aug 2011 08:53:39 -0500</pubDate>
<description><![CDATA[If you're struggling with your credit card payments, credit counseling companies might suggest a DMP (Debt Management Plan). This type of program should bring you some relief when it comes to your monthly payments. Creditors will agree to lower your interest rate and waive all late fees and penalties associated with that account.]]></description>
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<item>
<title>Difference Between an Asset and a Liability</title>
<link>http://EzineArticles.com/6442477</link>
<guid>http://EzineArticles.com/6442477</guid>
<pubDate>Fri, 29 Jul 2011 15:06:13 -0500</pubDate>
<description><![CDATA[Do you know the difference between an asset and a liability? My favorite definition is by Robert Kawasaki the author of "Rich Dad Poor Dad" who says "Assets put money in your pocket" and "a liability is something that takes money out of my pocket."]]></description>
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<item>
<title>The Cost of Happiness</title>
<link>http://EzineArticles.com/6436309</link>
<guid>http://EzineArticles.com/6436309</guid>
<pubDate>Wed, 27 Jul 2011 15:29:38 -0500</pubDate>
<description><![CDATA[Everyone wants to be happy; even the crankiest person yearns to be happy sometime, but how happiness is attained can, in some cases, cost money. That's because when some people get sad or depressed or are having a really bad day, they go shopping.]]></description>
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<item>
<title>Solving Your Personal Debt Crisis</title>
<link>http://EzineArticles.com/6427420</link>
<guid>http://EzineArticles.com/6427420</guid>
<pubDate>Thu, 21 Jul 2011 14:47:21 -0500</pubDate>
<description><![CDATA[Have you financially over-extended yourself to the point where you can no longer keep up with your debt? Perhaps you have lost your well-paying job and are now trying to live on unemployment benefits. You have been running yourself ragged trying to locate another job, but the opportunities are few.]]></description>
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<item>
<title>Understanding Debt Relief</title>
<link>http://EzineArticles.com/6408467</link>
<guid>http://EzineArticles.com/6408467</guid>
<pubDate>Thu, 14 Jul 2011 15:53:36 -0500</pubDate>
<description><![CDATA[Orlando, Fl -- Let's face it, debt repayments are a major component of every household budget, whether it be for the repayment of a mortgage loan, car loan, or credit cards. Every month consumers are faced with the reality that they owe someone (or someplace) money, and they factor those payments into their budget. The majority of these debts carry very long repayment timelines and often consumers can find themselves at a point in their life where their income is not sufficient to maintain the repayment terms of their debts (for the purposes of this article we are referring specifically to unsecured debts- credit cards, signature loans, store cards, gas cards, etc.).]]></description>
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<item>
<title>Credit Counseling: An Overview</title>
<link>http://EzineArticles.com/6407468</link>
<guid>http://EzineArticles.com/6407468</guid>
<pubDate>Thu, 14 Jul 2011 15:36:49 -0500</pubDate>
<description><![CDATA[You might find it difficult to manage your debt with a stringent budget plan. You generally use a large portion of your income for paying off your debt, so at the middle of the month it might be hard to make ends meet. In this situation, you might think that you could have done something to enjoy a debt free life. Then a counseling session can help you solve the problem.]]></description>
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<item>
<title>Christian Financial Counseling Programs</title>
<link>http://EzineArticles.com/6416875</link>
<guid>http://EzineArticles.com/6416875</guid>
<pubDate>Tue, 12 Jul 2011 11:26:28 -0500</pubDate>
<description><![CDATA[Debt and financial problems don't discriminate; there are people of all walks of life and colors that are experiencing hardships. There is currently over $800 million in credit card debt, the average household is carrying around a burden of $14k in credit card debt, and those that are in real trouble have 2 xs to 5x that much, and are looking for help. People gravitate towards other people of similar interests, and it's no secret that most consumers do business with people that we know and trust, so it's no surprise that Christians turn to Christians for personal and...]]></description>
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<title>Negotiating With Your Credit Card Company</title>
<link>http://EzineArticles.com/6416342</link>
<guid>http://EzineArticles.com/6416342</guid>
<pubDate>Tue, 12 Jul 2011 10:31:41 -0500</pubDate>
<description><![CDATA[Negotiating with Creditors For some people zero is a beautiful number, especially when it used to describe the dollar amount of what you owe in credit card debt, but to get to that auspicious number it's going to take a lot of hard work and sacrifice. As of July 11th, 2011 the national unemployment rate was at 9.2% and many economic experts are claiming that we are still in a recession so you mix that in with the rising consumer credit card debt in America that could spell trouble for a lot of US consumers.]]></description>
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<item>
<title>The Pros and Cons of Credit Counseling</title>
<link>http://EzineArticles.com/6411096</link>
<guid>http://EzineArticles.com/6411096</guid>
<pubDate>Mon, 11 Jul 2011 10:43:35 -0500</pubDate>
<description><![CDATA[The Labor Department just reported a 3rd straight month of an increase in the unemployment rate, which as of July 8th, 2011 is at 9.2%. That has some economist, and consumers concerned and predicting that we're still not out of our economic slump. Credit counseling has grown in popularity over the course of the past 10 years, and is becoming increasingly popular as an alternative to bankruptcy and other hard core debt solutions like debt settlement. There are some considerations before you enroll in any credit counseling program and you should consider some of the following before you go into credit counseling.]]></description>
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<item>
<title>The Best Way to Repair Your Credit</title>
<link>http://EzineArticles.com/6409085</link>
<guid>http://EzineArticles.com/6409085</guid>
<pubDate>Fri, 08 Jul 2011 10:54:23 -0500</pubDate>
<description><![CDATA[It's no secret how important it is in today's economy to have an excellent credit report and credit scores. Unfortunately, millions of people are suffering from bad credit. Learn why using a credit repair company may not be the best way out of this predicament.]]></description>
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<item>
<title>How to Get Your Credit Counseling Certification</title>
<link>http://EzineArticles.com/6408803</link>
<guid>http://EzineArticles.com/6408803</guid>
<pubDate>Fri, 08 Jul 2011 09:59:13 -0500</pubDate>
<description><![CDATA[The average American household has over $14k in credit card debt, and with some of those Americans their credit card debt is in the six-to-high-five figures, so it's no surprise that millions of individuals are finding themselves in a heap of credit card debt and are unsure what do with themselves. Obviously paying the minimum on their surmounting credit card debt is like putting a band aid on a hemorrhaging wound but most consumers have no idea in what they need to be doing as far as their credit card debt is concerned.]]></description>
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<item>
<title>How to Improve FICO Scores on Your Own</title>
<link>http://EzineArticles.com/6376113</link>
<guid>http://EzineArticles.com/6376113</guid>
<pubDate>Tue, 28 Jun 2011 11:30:04 -0500</pubDate>
<description><![CDATA[In this day and age it is not an exaggeration to state that a person's FICO score truly dictates their financial future, so the increasing concern over ones score is merited indeed. Lately a number of my clients have inquired as to whether I can suggest a good credit score counseling service so that they can be provided with a detailed appraisal of their credit situation. This article highlights ways that you can initiate a plan to either maintain a high credit score or improve it if necessary without having to incur the cost of having someone else do it for you.]]></description>
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<title>Credit Card Debt - Stop Using Credit Cards If You Can't Handle It</title>
<link>http://EzineArticles.com/6358099</link>
<guid>http://EzineArticles.com/6358099</guid>
<pubDate>Wed, 22 Jun 2011 10:06:28 -0500</pubDate>
<description><![CDATA[Credit card debt is a major problem in the western world especially in America, people are caught up with making purchases that are not practicable as a result inviting their worst enemy - debt. Are you aware of families that have broken up or individuals going into depression because their debts accumulated to a point where their paycheck couldn't even cover the interest rate?]]></description>
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<title>Credit Counseling - Help Is Available</title>
<link>http://EzineArticles.com/6357822</link>
<guid>http://EzineArticles.com/6357822</guid>
<pubDate>Mon, 20 Jun 2011 09:13:43 -0500</pubDate>
<description><![CDATA[If you have fallen into debt there is help available to you. When you get into debt it seems as if you will never get out of it. You may need help to get out, but there is a way.]]></description>
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<item>
<title>Debt Settlement Vs Credit Counseling</title>
<link>http://EzineArticles.com/6355905</link>
<guid>http://EzineArticles.com/6355905</guid>
<pubDate>Fri, 17 Jun 2011 15:30:40 -0500</pubDate>
<description><![CDATA[Debt stricken often find themselves in a muddle, when they fail to decide amongst the debt removal programs that they should take up. Here the concerned article discusses the pros and cons of debt settlement and consumer credit counseling.]]></description>
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<item>
<title>Credit Counselor Certification</title>
<link>http://EzineArticles.com/6348489</link>
<guid>http://EzineArticles.com/6348489</guid>
<pubDate>Tue, 14 Jun 2011 12:58:12 -0500</pubDate>
<description><![CDATA[If you are a personal finance professional that is looking to expand your horizons you should definitely look into becoming a certified credit counselor. Whether you are a bankruptcy attorney, personal finance advisor, or just somebody who would like to have a useful certificate in their back pocket should definitely look into the certification program.]]></description>
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<item>
<title>Credit Counseling - An Effective Debt Relief Option</title>
<link>http://EzineArticles.com/6345054</link>
<guid>http://EzineArticles.com/6345054</guid>
<pubDate>Tue, 14 Jun 2011 08:04:10 -0500</pubDate>
<description><![CDATA[Millions of Americans are now facing debt problems. There are several debt relief options available, such as credit counseling, debt negotiation/debt settlement, debt relief loan, bankruptcy and several other debt relief options.]]></description>
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<item>
<title>Credit Card Debt Counselling Services - Can You Really Benefit From Them?</title>
<link>http://EzineArticles.com/6327552</link>
<guid>http://EzineArticles.com/6327552</guid>
<pubDate>Mon, 06 Jun 2011 15:32:42 -0500</pubDate>
<description><![CDATA[Some people do not think that credit card debt counselling is useful and would rather struggle with bad credit debt than ask for help. You might have read some horror stories about companies only asking for money and making people spend more.]]></description>
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<item>
<title>Financial Hardship</title>
<link>http://EzineArticles.com/6309566</link>
<guid>http://EzineArticles.com/6309566</guid>
<pubDate>Fri, 03 Jun 2011 13:06:32 -0500</pubDate>
<description><![CDATA[Financial hardship is a term used in Australia to refer to a temporary modification of loan contract conditions to assist those experiencing financial problems. The modifications may include; suspension of payments, suspension of interest, partial payments. While not set in stone, it's customary for the agreements to be established as 3 month periods or financial quarters.]]></description>
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<item>
<title>FICO Score - The Importance of Keeping It High!</title>
<link>http://EzineArticles.com/6315475</link>
<guid>http://EzineArticles.com/6315475</guid>
<pubDate>Thu, 02 Jun 2011 14:35:54 -0500</pubDate>
<description><![CDATA[Being approved at a low interest rate is based on how high your FICO score is. A score of 700 or above needs to be maintained to achieve this.]]></description>
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<item>
<title>Important Questions To Ask A Credit Counselor</title>
<link>http://EzineArticles.com/6314022</link>
<guid>http://EzineArticles.com/6314022</guid>
<pubDate>Thu, 02 Jun 2011 11:22:24 -0500</pubDate>
<description><![CDATA[It is important to obtain credit counseling services from a reputable agency that provides unbiased service geared towards the client. To ensure you obtain financial advice from a trustworthy company, check to see if the company is recommended by The United States Trustee Program. They provide credit counseling and debt management resources that can help you make an informed decision. There are several questions you should ask your credit counselor when seeking debt management advice.]]></description>
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<item>
<title>Four Credit Card Debt Negotiation Options!</title>
<link>http://EzineArticles.com/6267698</link>
<guid>http://EzineArticles.com/6267698</guid>
<pubDate>Tue, 31 May 2011 15:22:26 -0500</pubDate>
<description><![CDATA[Everyone has become mired in the recession, and is looking for relief, especially when it comes to credit card debt negotiation. Credit cards used to be a means to financial freedom and consumer buying power. Lately, they've devolved into a "ball and chain" for those unfortunate enough to fall too far behind on monthly payments. Although there is a glimmer of hope, but only if you carefully negotiate with your credit card company after choosing from one of the following options.]]></description>
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<item>
<title>How FICO Scores You Based On Peer Profiling</title>
<link>http://EzineArticles.com/6304663</link>
<guid>http://EzineArticles.com/6304663</guid>
<pubDate>Fri, 27 May 2011 14:36:21 -0500</pubDate>
<description><![CDATA[In the FICO scoring model you may not be aware that you are compared to other consumers with like credit issues as appear on your credit report. So, rather than comparing you with everyone who has a credit score, you are measured against consumers with a similar credit profile. The FICO scoring model is broken down into several mini models.]]></description>
</item>
<item>
<title>Tips On Choosing A Credit Counselor</title>
<link>http://EzineArticles.com/6299874</link>
<guid>http://EzineArticles.com/6299874</guid>
<pubDate>Thu, 26 May 2011 08:41:12 -0500</pubDate>
<description><![CDATA[Due to the recession, rising price of gas & food, and the unemployment rate credit counseling is the most popular for of debt solution for individuals with high levels of credit card debt. The credit card debt had reached $800 million in 2008 and has surprisingly been on a steady decline since then but that doesn't mean that there are American consumers that aren't suffering. This article will hopefully shed some light for those that are seeking credit counseling.]]></description>
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<item>
<title>How To Remove A Bad Check From ChexSystems</title>
<link>http://EzineArticles.com/6289712</link>
<guid>http://EzineArticles.com/6289712</guid>
<pubDate>Wed, 25 May 2011 09:31:25 -0500</pubDate>
<description><![CDATA[Although the days of walking around with a checkbook in hand seems to increasingly be a retro look, there are still some of us that will require it to be pried from our hands. With the growing popularity of the check card, this new generation of young adults almost have us all convinced that the paper check should be memorialized. However, if you are middle age or older you probably know basic mathematics such as addition and subtraction, a skill that seems to be lost by this young generation due to not having to balance a checkbook.]]></description>
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<item>
<title>The Best Bad Credit Loans for Personal Expenses</title>
<link>http://EzineArticles.com/6292419</link>
<guid>http://EzineArticles.com/6292419</guid>
<pubDate>Tue, 24 May 2011 08:50:45 -0500</pubDate>
<description><![CDATA[There are many credit lenders that offer bad credit loans, because there are hundreds of thousands of people that have the same situation as you. There are many different lenders that offer these bad credit loans to people and each of these lenders can cover a wide range in the fees that they charge. Various poor credit loans are available for all your specific needs, including cash advance payday loans that can put as much as $1,500 in your account within 24 hours.]]></description>
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<item>
<title>Where To Go For Christian Financial Counseling</title>
<link>http://EzineArticles.com/6284235</link>
<guid>http://EzineArticles.com/6284235</guid>
<pubDate>Fri, 20 May 2011 09:32:04 -0500</pubDate>
<description><![CDATA[Sometimes Christians need as much as direction financially as non-Christians, and there are some organizations out there that are specifically developed to help Christians and their financial needs. Whether its trouble with debt, or trying to figure out what to do with your investments Christian financial counseling is here to help you out.]]></description>
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<title>Discover The Huge Benefit of Credit Counseling Solutions For You</title>
<link>http://EzineArticles.com/6274379</link>
<guid>http://EzineArticles.com/6274379</guid>
<pubDate>Tue, 17 May 2011 14:24:14 -0500</pubDate>
<description><![CDATA[If you understand that you need to get your credit under control before things get out of hand, you are one step ahead of the game. Understand what credit counseling solutions can do for you to help you get to where you know you need to be.]]></description>
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<title>The Truth About Garnishment</title>
<link>http://EzineArticles.com/6268860</link>
<guid>http://EzineArticles.com/6268860</guid>
<pubDate>Tue, 17 May 2011 13:39:48 -0500</pubDate>
<description><![CDATA[How consumers can respond to threats by creditors to garnish wages. An explanation of the actions and likely outcomes you can expect.]]></description>
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<item>
<title>Credit and The &quot;D&quot; Word</title>
<link>http://EzineArticles.com/6270709</link>
<guid>http://EzineArticles.com/6270709</guid>
<pubDate>Tue, 17 May 2011 13:35:02 -0500</pubDate>
<description><![CDATA[Deadbeat, welch, skiver, even credit criminal. All terms used every day by some Creditors and Collectors to describe people (their Clients!) that can't pay back what they've borrowed. Wow. Really?]]></description>
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<title>Best Deals in Credit Card Debt Consolidation</title>
<link>http://EzineArticles.com/6270231</link>
<guid>http://EzineArticles.com/6270231</guid>
<pubDate>Tue, 17 May 2011 11:54:55 -0500</pubDate>
<description><![CDATA[Credit Card (CC) debt consolidation is one of the highly accessed services particularly by people who are registered with more than one CC. Use of CCs is the only way to remain cashless. In the United States, the percentage of CC users is highest in the world.]]></description>
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<item>
<title>Debt Consolidation - Points To Consider</title>
<link>http://EzineArticles.com/6272671</link>
<guid>http://EzineArticles.com/6272671</guid>
<pubDate>Tue, 17 May 2011 11:04:45 -0500</pubDate>
<description><![CDATA[For many people, multiple debts have become a fact of life. Recent statistics have shown that the average American family has almost $10,000 in credit card debt and more than 40% of American households spend more than their total income. Debt consolidation may enable you to regain control of your finances, even if you have a poor credit rating.]]></description>
</item>
<item>
<title>Credit Card Debt and Its Consolidation</title>
<link>http://EzineArticles.com/6270301</link>
<guid>http://EzineArticles.com/6270301</guid>
<pubDate>Tue, 17 May 2011 10:10:48 -0500</pubDate>
<description><![CDATA[Credit Card (CC) debt is common all around the world. The reason is the obvious use of CC without limits or without judging ones own financial abilities. However, this does not mean that use of CC is bad for ones financial health and freedom.]]></description>
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