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<title>Finance:Debt-Relief Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Finance:Debt-Relief</link>
<pubDate>Wed, 15 Feb 2012 06:27:58 -0600</pubDate>
<image><title>Finance:Debt-Relief from EzineArticles.com</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Tue, 14 Feb 2012 11:57:51 -0600</lastBuildDate>
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<title>The Strategy To Get Rid of Credit Card Debt Fast</title>
<link>http://EzineArticles.com/6877630</link>
<guid>http://EzineArticles.com/6877630</guid>
<pubDate>Tue, 14 Feb 2012 11:57:51 -0600</pubDate>
<description><![CDATA[Do you find it hard to pay off your credit card debt? The monthly payments you make to your credit cards do not seem to clear the debt off. What you should do if you want to get rid of credit card debt as soon as possible? There is one strategy that works to help you get rid of credit card debt fast.]]></description>
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<title>Are You Experiencing Collection Harassment by a Debt Collector? Here's What to Do</title>
<link>http://EzineArticles.com/6879323</link>
<guid>http://EzineArticles.com/6879323</guid>
<pubDate>Tue, 14 Feb 2012 09:37:16 -0600</pubDate>
<description><![CDATA[You're receiving calls all hours of the night, and when you pick up the phone, it's someone wanting your bank account number to pay a debt. Or maybe you're being hounded about a debt that you're not even sure is yours. Perhaps you're sick of being called names and ridiculed by a debt collector because you lost your job and aren't able to pay your bills. Whatever is going on, if you're the victim of debt collection harassment, we've got good news for you.]]></description>
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<item>
<title>Finding the Right Debt Relief Programs</title>
<link>http://EzineArticles.com/6863305</link>
<guid>http://EzineArticles.com/6863305</guid>
<pubDate>Thu, 09 Feb 2012 18:40:24 -0600</pubDate>
<description><![CDATA[If you follow some of these suggestions you will find a debt relief program that will work for you. Additionally, you can compare and contrast them on your own.]]></description>
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<title>How Will the National Debt Crisis Affect Your State Pension Fund?</title>
<link>http://EzineArticles.com/6861652</link>
<guid>http://EzineArticles.com/6861652</guid>
<pubDate>Wed, 08 Feb 2012 13:29:40 -0600</pubDate>
<description><![CDATA[Do you think that you or your spouse's state pension fund for retirement will be affected by the national debt crisis? The United States Office of Management and Budget is forecasting fiscal year 2012 to have a gross national debt of 16.2 trillion dollars. Similarly striking statistics reveal that our nation's state pension funds owe workers up to 3 trillion dollars. Many states will not be able to pay its government workers their earned retirement pensions and the Federal Government is not in any position to assist these states with their obligations.]]></description>
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<title>3 Debt Relief Tips</title>
<link>http://EzineArticles.com/6833653</link>
<guid>http://EzineArticles.com/6833653</guid>
<pubDate>Mon, 06 Feb 2012 20:35:17 -0600</pubDate>
<description><![CDATA[There are many reasons people fall into debt today. It's true that some of these reasons could be directly accredited to miscalculations, but I'm sure that it's very hard to get your numbers and decisions right, especially in an economy like today's one.]]></description>
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<title>Strategies For Lowering Your Debts</title>
<link>http://EzineArticles.com/6863837</link>
<guid>http://EzineArticles.com/6863837</guid>
<pubDate>Mon, 06 Feb 2012 11:10:00 -0600</pubDate>
<description><![CDATA[While most of us do our best to avoid the pitfalls of overwhelming debt, life circumstances can push us over the edge at times. Finding the right solution to lowering a debt burden isn't always easy and some people find the process to be confusing. Knowing the difference between debt resolution strategies and their benefits can help anyone make an informed decision about their debts.]]></description>
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<title>Debt Collector Harassment and Knowing Your Rights</title>
<link>http://EzineArticles.com/6853238</link>
<guid>http://EzineArticles.com/6853238</guid>
<pubDate>Fri, 03 Feb 2012 11:15:46 -0600</pubDate>
<description><![CDATA[A debt collector has a job to do just like everyone else. Their job is to hunt you down, harass you, and squeeze every penny they can get out of you. However, there are guidelines put in place for them to follow as a part of their pursuit.]]></description>
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<title>First Step for Getting Out of Debt</title>
<link>http://EzineArticles.com/6840056</link>
<guid>http://EzineArticles.com/6840056</guid>
<pubDate>Thu, 02 Feb 2012 19:17:51 -0600</pubDate>
<description><![CDATA[The first step for getting out of debt can be the hardest one, because that means you must move from the planning stages and take action, some people will hit rock bottom before they take action, don't let that be you, once you have taken the first step for getting out of debt you will be over a major hurdle. Start with counting your money, you must know how much is coming in and how much is going out. Next start looking for ways to cut down on your expenses.]]></description>
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<title>Simple Steps To Debt Relief For Your Family</title>
<link>http://EzineArticles.com/6311425</link>
<guid>http://EzineArticles.com/6311425</guid>
<pubDate>Thu, 02 Feb 2012 18:51:09 -0600</pubDate>
<description><![CDATA[Debt is a huge issue in our current society. Many people are plagued and even hindered by it in their day to day lives. Few people understand that they can take an active roll in getting rid of debt efficiently.]]></description>
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<title>2 Main Advantages of Online Payday Loans</title>
<link>http://EzineArticles.com/6849770</link>
<guid>http://EzineArticles.com/6849770</guid>
<pubDate>Thu, 02 Feb 2012 10:59:47 -0600</pubDate>
<description><![CDATA[One of the main benefits of online payday loans is that you can easily qualify for them without having to secure any collateral. Keeping this in mind, there are two additional advantages to taking out a payday loan. The first advantage is that you can get your money right away.]]></description>
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<title>Installment Agreements After Rejection of Offer in Compromise</title>
<link>http://EzineArticles.com/6854549</link>
<guid>http://EzineArticles.com/6854549</guid>
<pubDate>Thu, 02 Feb 2012 08:26:25 -0600</pubDate>
<description><![CDATA[Rejection from the IRS on an offer in compromise application might perhaps fill you with a bit of stress and panic, however don't agonize -- you can proceed with the option of satisfying the payment of the balance in installments. The Internal Revenue Service offers some different installment agreement options including partial-payment installment plans or full-payment installment plans. Full-payment plans include the streamlined installment agreement, the promised installment agreement, and the financially verified installment agreement.]]></description>
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<title>Judgment Debtors</title>
<link>http://EzineArticles.com/6852823</link>
<guid>http://EzineArticles.com/6852823</guid>
<pubDate>Wed, 01 Feb 2012 18:02:24 -0600</pubDate>
<description><![CDATA[What is a judgment debtor? A judgment debtor is a person or an entity, that was involved or named in a lawsuit, and was judged to owe money because of a final judgment. After a judgment is satisfied or vacated, then the person or entity is no longer a judgment debtor, at least not for that judgment.]]></description>
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<title>HAMP Loan Modification - Understanding Net Present Value</title>
<link>http://EzineArticles.com/6847703</link>
<guid>http://EzineArticles.com/6847703</guid>
<pubDate>Wed, 01 Feb 2012 14:44:41 -0600</pubDate>
<description><![CDATA[While the Home Affordable Modification Program (HAMP) was designed to help up to 4 million homeowners facing financial hardship and in danger of losing their homes, only 10 to 15% of those homeowners have been approved through the program. To get approved for your HAMP loan modification, you need to understand what lenders consider the Net Present Value of your loan, and what that means for your chances of approval.]]></description>
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<title>What The Failed Mortgage Modification Programs Suggest About Consumer Debt Relief</title>
<link>http://EzineArticles.com/6852221</link>
<guid>http://EzineArticles.com/6852221</guid>
<pubDate>Wed, 01 Feb 2012 10:35:48 -0600</pubDate>
<description><![CDATA[We'd all like to enjoy the immediate benefits available from a wide spread and all encompassing program of debt relief, but responsible heads of household (and heads of government) must still recognize that a proper form of fiscal management relies upon more than just erasing past obligations. For the family figureheads obsessed with just making it through the overgrown thickets of outstanding bills, a sudden and instantaneous forgiveness of all of the loans attached to the breadwinners' name wouldn't mean that much if there wasn't going to be a paycheck arriving at the end of the month. Delving even deeper...]]></description>
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<title>My Top 5 My Credit Building Secrets</title>
<link>http://EzineArticles.com/6853022</link>
<guid>http://EzineArticles.com/6853022</guid>
<pubDate>Wed, 01 Feb 2012 09:32:26 -0600</pubDate>
<description><![CDATA[The new economy now requires a credit score of 700 and above. A score of 650 is marginal so your goal should be to get your credit score to at least 700 as quickly as possible. There are some effective steps to improve credit score, not the gimmicks you see advertised everywhere. Especially, watch out for the "Free Annual Credit Report" scam. There is only one government authorized free annual credit report. ]]></description>
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<title>Debt Relief - What Happens After A Debt Is Charged Off?</title>
<link>http://EzineArticles.com/6850534</link>
<guid>http://EzineArticles.com/6850534</guid>
<pubDate>Tue, 31 Jan 2012 13:50:26 -0600</pubDate>
<description><![CDATA[More and more people turn to the Internet to find a solution to debt relief. Often they have discovered -- after checking their credit report following getting turned down for a loan -- that there has been a charge off in their own credit history. They discover that this derogatory mark has led to a whole host of financial roadblocks preventing them from buying on credit what they want to own right now. Fixing a bruised credit report when it's in this condition is possible -- but it will require commitment, persistence, and patience as one learns to write letters to fix a credit report. To start, we'll explore exactly what happens after debts have been charged off by a creditor.]]></description>
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<title>Government Help for Single Mothers</title>
<link>http://EzineArticles.com/6847320</link>
<guid>http://EzineArticles.com/6847320</guid>
<pubDate>Mon, 30 Jan 2012 18:39:03 -0600</pubDate>
<description><![CDATA[Single Mothers have many options available to them in which they can go for help and aid. For example, government help is a great place for single mothers that are struggling to go. Single mothers have many burdens on their hands, like a job or maybe two, their children, personal obligation, and obviously things covering a divorce. These situations can be hard for a single mother to handle on her own, and just for situations like these, the government is available to help.]]></description>
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<title>7 Ways to Be Debt Free</title>
<link>http://EzineArticles.com/6838799</link>
<guid>http://EzineArticles.com/6838799</guid>
<pubDate>Mon, 30 Jan 2012 11:19:30 -0600</pubDate>
<description><![CDATA["Economic comebacks don't have to be confined to holidays alone. Here are seven ways to diligently lower debt and increase personal income and employment options in 2012."]]></description>
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<title>The Craft of Choosing a Reliable Debt Negotiation Company</title>
<link>http://EzineArticles.com/6839698</link>
<guid>http://EzineArticles.com/6839698</guid>
<pubDate>Mon, 30 Jan 2012 08:42:09 -0600</pubDate>
<description><![CDATA[A debt negotiation service is one of those services that are taken not to spend money but to save it. There are not many companies that offer this service and many of them may not be able to help you too.]]></description>
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<title>How To Identify Top Debt Settlement Companies?</title>
<link>http://EzineArticles.com/6839602</link>
<guid>http://EzineArticles.com/6839602</guid>
<pubDate>Fri, 27 Jan 2012 13:26:19 -0600</pubDate>
<description><![CDATA[There are many consumers who pay special attention to various aspects before taking services of a service provider. Therefore, when the questions arise about the manner in which the top debt settlement companies are to be identified, there are certain aspects to be mindful of.]]></description>
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<title>Debt Settlement in 2012: Why the Do-It-Yourself Approach Is Safer and More Effective for Consumers</title>
<link>http://EzineArticles.com/6841075</link>
<guid>http://EzineArticles.com/6841075</guid>
<pubDate>Thu, 26 Jan 2012 13:01:25 -0600</pubDate>
<description><![CDATA[Consumers who adopt the DIY approach to debt settlement save thousands on fees, get out of debt faster by avoiding the built-in 6-month delay associated with traditional programs, and greatly decrease the risk of creditor litigation. Consumers enrolling with a third-party debt settlement firm are participating in a risky experiment, as it remains to be seen whether any of these companies will survive the ban on advance fees imposed by the Federal Trade Commission.]]></description>
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<title>Why Consumers Don't Need to Be Expert Negotiators to Settle Their Own Credit Card Debts</title>
<link>http://EzineArticles.com/6829283</link>
<guid>http://EzineArticles.com/6829283</guid>
<pubDate>Thu, 26 Jan 2012 10:11:15 -0600</pubDate>
<description><![CDATA[In this article, my aim is to explain to consumers the why of credit card debt settlement, meaning why a bank would be willing to negotiate with its customers and accept a payoff amount less than the full balance owed. Once you've understood this background information, it becomes very easy to understand why consumers can negotiate better settlements with their creditors than so-called professional negotiators.]]></description>
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<title>Get Relief of Debts Through Debt Relief Consolidation</title>
<link>http://EzineArticles.com/6839587</link>
<guid>http://EzineArticles.com/6839587</guid>
<pubDate>Wed, 25 Jan 2012 14:12:26 -0600</pubDate>
<description><![CDATA[When you think of debts, the first feeling you get is that of a confused person looking for help desperately. Having a debt not only messes up your financial life but also your mental health.]]></description>
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<title>How Debt Relief Companies Help In Lowering Your Burden</title>
<link>http://EzineArticles.com/6839591</link>
<guid>http://EzineArticles.com/6839591</guid>
<pubDate>Wed, 25 Jan 2012 14:12:08 -0600</pubDate>
<description><![CDATA[There are many who do think twice before taking debts from outside agencies. The reasons why they decide to take these financial obligations on their shoulders might differ from circumstance to circumstance. However, when they find it very difficult to bear the burden of these debts, they start to look for some help for lowering their financial burden.]]></description>
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<title>How to Find Desirable Debt Settlement Companies</title>
<link>http://EzineArticles.com/6839596</link>
<guid>http://EzineArticles.com/6839596</guid>
<pubDate>Wed, 25 Jan 2012 14:10:25 -0600</pubDate>
<description><![CDATA[Taking different kinds of debts and loans is a different matter from finding suitable debt settlement companies. This is something that leaves scores of customers with harrowing experiences and nightmares.]]></description>
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<title>To Succeed With an SBA OIC, Don't Do This</title>
<link>http://EzineArticles.com/6840299</link>
<guid>http://EzineArticles.com/6840299</guid>
<pubDate>Wed, 25 Jan 2012 12:54:15 -0600</pubDate>
<description><![CDATA[Article that discusses one big mistake to avoid with respect to SBA debt settlement. This advice comes from Jason Milleisen, a professional who has years of experience with SBA workouts.]]></description>
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<title>An In-Depth Analysis of Business Debt Settlement Companies</title>
<link>http://EzineArticles.com/6839419</link>
<guid>http://EzineArticles.com/6839419</guid>
<pubDate>Wed, 25 Jan 2012 08:22:40 -0600</pubDate>
<description><![CDATA[There are some business owners who suffer from a bout of uncertainty the moment they realize they have faltered to pay their credit issuer on time. The immediate thought that comes to their mind is to consider bankruptcy.]]></description>
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<title>Why Free Debt Settlement Advice Can Often Be the Most Expensive!</title>
<link>http://EzineArticles.com/6838145</link>
<guid>http://EzineArticles.com/6838145</guid>
<pubDate>Tue, 24 Jan 2012 15:29:10 -0600</pubDate>
<description><![CDATA[Virtually every single debt relief company offers a "free consultation" where you can call a toll-free number and speak with a counselor about your situation. With thousands of dollars in potential commission income at stake, can you really trust a debt consultant to provide you with objective advice? No!]]></description>
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<title>Get Out and Stay Out! 4 Reasons Why You Need to Keep Debt Out of Your Life</title>
<link>http://EzineArticles.com/6834575</link>
<guid>http://EzineArticles.com/6834575</guid>
<pubDate>Tue, 24 Jan 2012 10:03:54 -0600</pubDate>
<description><![CDATA[Debt is a 4-letter word that can be just as obscene as those other 4-letter words that aren't fit to print! Even if your debts are minor and you think they'll be easy to manage, here are 4 reasons why you need to get yourself out of debt and avoid it like the plague for the rest of your life.]]></description>
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<title>4 Major Debt Causes</title>
<link>http://EzineArticles.com/6833664</link>
<guid>http://EzineArticles.com/6833664</guid>
<pubDate>Mon, 23 Jan 2012 14:46:10 -0600</pubDate>
<description><![CDATA[It's not really clear whether people are the main reason for debt or the bad economy they are living by. While there is no certainty when it comes to this type of stuff, I can tell you that this story has 2 sides.]]></description>
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<title>Bankruptcy Alternative: Chapter 128 Helps Wisconsin Debtors Regroup, Repay</title>
<link>http://EzineArticles.com/6829137</link>
<guid>http://EzineArticles.com/6829137</guid>
<pubDate>Fri, 20 Jan 2012 10:07:14 -0600</pubDate>
<description><![CDATA[Bankruptcy should be a last resort for people facing more debt than they can possibly repay. But stuck somewhere between people who can't pay and those who can is another kind of debtor: the debtor who can pay if he or she can get payment terms adjusted. Oftentimes, debtors work directly and successfully with creditors to negotiate new payment terms, but for those unable to negotiate feasible terms, Wisconsin has another option. It's a debt amortization proceeding, commonly referred to as a Chapter 128.]]></description>
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<title>Why I Can Handle An SBA Workout Better Than Your Attorney</title>
<link>http://EzineArticles.com/6826619</link>
<guid>http://EzineArticles.com/6826619</guid>
<pubDate>Thu, 19 Jan 2012 20:40:12 -0600</pubDate>
<description><![CDATA[Article that explains why a consultant with SBA workout experience is often a better alternative to hiring an attorney who has no experience with such situations. Gives real life examples of conversations had with actual attorneys.]]></description>
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<title>Debt Collection and Playing By the Rules: Knowledge Is Power</title>
<link>http://EzineArticles.com/6825830</link>
<guid>http://EzineArticles.com/6825830</guid>
<pubDate>Wed, 18 Jan 2012 20:44:32 -0600</pubDate>
<description><![CDATA[The Fair Debt Collection Practices Act sets down strict rules and regulations that must be followed by debt collectors whenever they're attempting to collect a debt. Here are a few things you should know when dealing with an out of control debt collector.]]></description>
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<title>Pay Down Debt: Make Money Online</title>
<link>http://EzineArticles.com/6824273</link>
<guid>http://EzineArticles.com/6824273</guid>
<pubDate>Wed, 18 Jan 2012 16:12:06 -0600</pubDate>
<description><![CDATA[If you are able to eliminate your credit card debt and consumer loans, you will be able to exhale and experience an incredible amount of financial freedom. Get inspired to find out the steps that will help you reach your financial goals.]]></description>
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<title>Why the New Year Is the Time to Find Holiday Debt Relief</title>
<link>http://EzineArticles.com/6820558</link>
<guid>http://EzineArticles.com/6820558</guid>
<pubDate>Wed, 18 Jan 2012 15:30:39 -0600</pubDate>
<description><![CDATA[The holidays are one of the easiest times in the year for your debt problems to get out of control. You overspend on gifts, you buy too many new decorations, and you buy things on credit that you can't really afford.]]></description>
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<title>How to Get Out of Debt - Tips for Debt Relief</title>
<link>http://EzineArticles.com/6786099</link>
<guid>http://EzineArticles.com/6786099</guid>
<pubDate>Tue, 17 Jan 2012 15:40:47 -0600</pubDate>
<description><![CDATA[This article is about money, indebtedness, and forgiveness. According to the Bible, the desire for money is the root of all evil. The desire for money has been around since the creation of man who found that certain entities could be used to buy and sell commodities and services to sustain life and livelihood. Even though money is useful to us, it created a competition between men -- there were always those who by their cleverness and thrifty ways always had money. Then there were those despite their talents, education or background never had any money. Thus they became indebted to others. Today's society makes it easy to become in debt with the unrestrained use of credit cards.]]></description>
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<item>
<title>Ways to Get Rid of a Collection Agency</title>
<link>http://EzineArticles.com/6813738</link>
<guid>http://EzineArticles.com/6813738</guid>
<pubDate>Mon, 16 Jan 2012 08:33:25 -0600</pubDate>
<description><![CDATA[No one likes getting calls from creditors, and if you are in need of debt relief and work out a reasonable solution with the creditor, that is all good. However, if you are being pursued by one of the many junk debt buyers out there and being harassed with threatening phone calls, you need to know your rights and FIGHT BACK! Several studies have shown that 9 out of 10 people, who disputed their debt, won their case.]]></description>
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<title>What to Do About Collection Agency Threats</title>
<link>http://EzineArticles.com/6815855</link>
<guid>http://EzineArticles.com/6815855</guid>
<pubDate>Fri, 13 Jan 2012 14:58:01 -0600</pubDate>
<description><![CDATA[If there's one thing debt collection agents are probably well known for, it's their threats. They'll usually say just about anything to bully you into paying the debt. If it seems like you're oblivious of your rights, they might say things that are completely illegal. You should not let debt collectors push you over the edge. You should develop a thick skin toward their threats and take action when they say anything that is against the law.]]></description>
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<title>Shocking Facts About the US Debt</title>
<link>http://EzineArticles.com/6813688</link>
<guid>http://EzineArticles.com/6813688</guid>
<pubDate>Fri, 13 Jan 2012 10:42:42 -0600</pubDate>
<description><![CDATA[Most people have heard some news story at some point about the US debt. It seems that this kind of story is hard to avoid hearing about anymore. What many do not realize are some of the truly stunning facts about the US debt.]]></description>
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<title>What You Need to Know About Debt Collectors and the Statute of Limitations</title>
<link>http://EzineArticles.com/6811055</link>
<guid>http://EzineArticles.com/6811055</guid>
<pubDate>Thu, 12 Jan 2012 08:53:36 -0600</pubDate>
<description><![CDATA[Because every state's statute of limitations on debt is different, you'll have to look up the limits on your particular debt. If you find that it's time-barred, here are some tips for how you should deal with debt collectors.]]></description>
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<title>Fighting Back Against Debt Collection Letters: 5 Steps to Take</title>
<link>http://EzineArticles.com/6811054</link>
<guid>http://EzineArticles.com/6811054</guid>
<pubDate>Thu, 12 Jan 2012 08:52:02 -0600</pubDate>
<description><![CDATA[Did you know that you actually get to control how the debt collector speaks to you - even in what format? What's more, the debt collector must prove to you that the debt is really yours before they can even begin their collection efforts.]]></description>
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<item>
<title>The Different Types of Personal Accounting</title>
<link>http://EzineArticles.com/6798513</link>
<guid>http://EzineArticles.com/6798513</guid>
<pubDate>Mon, 09 Jan 2012 09:58:31 -0600</pubDate>
<description><![CDATA[Thinking about a household budget? It works well for many, but after some research, it may not be the best solution for some. If you have not lived within the guidelines of a budget before, it may feel like the worst kind of diet you have ever tried.]]></description>
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<item>
<title>Top 5 Ways To Pay Off Credit Cards</title>
<link>http://EzineArticles.com/6671862</link>
<guid>http://EzineArticles.com/6671862</guid>
<pubDate>Fri, 06 Jan 2012 16:06:08 -0600</pubDate>
<description><![CDATA[Find out about the top ways to pay off credit cards to become debt free. Find out the advantages and the hidden problems with debt management, loan consolidation, debt settlement, and other methods. Decide what is best for you.]]></description>
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<item>
<title>Easy Ways To Get Out Of Debt Yourself</title>
<link>http://EzineArticles.com/6795965</link>
<guid>http://EzineArticles.com/6795965</guid>
<pubDate>Fri, 06 Jan 2012 10:38:52 -0600</pubDate>
<description><![CDATA[No matter how much debt you have, there is no reason why you cannot get out of debt on your own. You don't always need the help of credit counseling to remove your debts. Sometimes, the best way is to simply buckle down and start repaying that debt.]]></description>
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<item>
<title>Why Avoid Filing Bankruptcy?</title>
<link>http://EzineArticles.com/6788705</link>
<guid>http://EzineArticles.com/6788705</guid>
<pubDate>Fri, 06 Jan 2012 08:59:01 -0600</pubDate>
<description><![CDATA[When looking at things you should avoid, people typically try and avoid things that will hurt you like, poison ivy, the flu, a cold, hepatitis and AIDS. But why would Americans be so dead set against filing for bankruptcy and do everything they can to avoid the process, even to the point of causing further financial damage. When you think about it, the idea really makes no sense.]]></description>
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<title>Credit Card Debt Relief - Understanding Your Options</title>
<link>http://EzineArticles.com/6798528</link>
<guid>http://EzineArticles.com/6798528</guid>
<pubDate>Thu, 05 Jan 2012 16:41:44 -0600</pubDate>
<description><![CDATA[Credit card debt relief can be achieved through a variety of ways. Generally speaking this would consist of debt settlement, debt consolidation, credit counseling and bankruptcy. For the purpose of this article we are going to assume that you are in financial distress and are in need of help. In the next few minutes we will be discussing the first 3 ways you can achieve credit consolidation with the hope being you can avoid the fourth, that of course being bankruptcy.]]></description>
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<item>
<title>Best Debt Solutions</title>
<link>http://EzineArticles.com/6792250</link>
<guid>http://EzineArticles.com/6792250</guid>
<pubDate>Thu, 05 Jan 2012 09:03:52 -0600</pubDate>
<description><![CDATA[Heard of debt solutions? In your daily money management, generally, you do not plan for a debt crisis. In fact, getting into debt is always unplanned as that is definitely not your goal.]]></description>
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<item>
<title>Various Debt Reduction Strategies</title>
<link>http://EzineArticles.com/6794429</link>
<guid>http://EzineArticles.com/6794429</guid>
<pubDate>Wed, 04 Jan 2012 18:00:47 -0600</pubDate>
<description><![CDATA[There are innumerable ways that could lead you into a debt trap but once in, there are very few ways of getting out of the labyrinth. One such way is Debt Reduction.]]></description>
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<item>
<title>The Debt Terminator Plan</title>
<link>http://EzineArticles.com/6796032</link>
<guid>http://EzineArticles.com/6796032</guid>
<pubDate>Wed, 04 Jan 2012 16:05:50 -0600</pubDate>
<description><![CDATA[Need help getting rid of debt and sleeping better at night? Try the debt terminator plan for becoming debt free!]]></description>
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<item>
<title>Business Debt Settlement - No Dirty Business, Just Honest Advice</title>
<link>http://EzineArticles.com/6794303</link>
<guid>http://EzineArticles.com/6794303</guid>
<pubDate>Wed, 04 Jan 2012 16:02:48 -0600</pubDate>
<description><![CDATA[If you own a business, then you are bound to seek loans and advances for various investment possibilities. When running a business, you might not have ready cash at hand and so it becomes necessary to seek help of creditors, who will give you loan.]]></description>
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<item>
<title>Making Debt Collectors Play by the Rules</title>
<link>http://EzineArticles.com/6795844</link>
<guid>http://EzineArticles.com/6795844</guid>
<pubDate>Wed, 04 Jan 2012 15:57:25 -0600</pubDate>
<description><![CDATA[Debt collectors have strict rules that they must follow in order to stay above the law. Here's a rundown on the rules so you will know exactly if and when a debt collector crosses the line.]]></description>
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<item>
<title>Mitigate Debts Through Bankruptcy Debt Relief Programs</title>
<link>http://EzineArticles.com/6794398</link>
<guid>http://EzineArticles.com/6794398</guid>
<pubDate>Wed, 04 Jan 2012 13:42:08 -0600</pubDate>
<description><![CDATA[Debt relief bankruptcy is not a pleasant situation to be in really. Trying to get relief from debts, instead, is a wiser option of the two. However, many prefer debt relief programs through bankruptcy.]]></description>
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<item>
<title>Follow the Advice From Debt Relief Companies</title>
<link>http://EzineArticles.com/6794348</link>
<guid>http://EzineArticles.com/6794348</guid>
<pubDate>Wed, 04 Jan 2012 12:59:49 -0600</pubDate>
<description><![CDATA[Modern lifestyle is full of comfort yet full of complicacies. With plethora of options to finance your need for various purposes, it may not take long to run in to a debt trap even if you show slightest of callousness.]]></description>
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<item>
<title>Debt Relief Solutions to Reduce Financial Hardships</title>
<link>http://EzineArticles.com/6794343</link>
<guid>http://EzineArticles.com/6794343</guid>
<pubDate>Wed, 04 Jan 2012 12:58:32 -0600</pubDate>
<description><![CDATA[In today's world, there are numerous options to help debtors get out of debt. Experts have done research to understand the special ways of extending help to debtors through debt relief types of solutions.]]></description>
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<item>
<title>Debt Relief Consolidation - There's Help on Offer</title>
<link>http://EzineArticles.com/6794335</link>
<guid>http://EzineArticles.com/6794335</guid>
<pubDate>Wed, 04 Jan 2012 12:55:40 -0600</pubDate>
<description><![CDATA[Debt relief consolidation is the lifeline for saving yourself from the clutches of debts, considered by some as the most tormenting of difficult situations. It is true that the society depends on the economic changes to a great extent but you need to study the market diligently to understand how debt relief consolidation can bring in high solutions to your distressing situation. All about debt relief Seek credit counselling, which is by far the most ideal and easy way of consolidating the current situation and save you from deeper fiascos.]]></description>
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<item>
<title>Debt Reduction Companies - Simply Reduce Debts</title>
<link>http://EzineArticles.com/6794325</link>
<guid>http://EzineArticles.com/6794325</guid>
<pubDate>Wed, 04 Jan 2012 12:54:44 -0600</pubDate>
<description><![CDATA[Debt reduction companies are engaged in providing you debt relief strategies. Being plunged in debt brings about worry and can rob off your mental peace. It is important to know the debt reduction benefits.]]></description>
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<item>
<title>Loan Modification or Chapter 13 Cram-Down?</title>
<link>http://EzineArticles.com/6788570</link>
<guid>http://EzineArticles.com/6788570</guid>
<pubDate>Wed, 04 Jan 2012 09:01:06 -0600</pubDate>
<description><![CDATA[In 2009 Congress enacted the Helping Families Save Their Homes Act of 2009, which among other things requires federally insured lenders to engage in loss mitigation actions for the purpose of providing an alternative to foreclosure, including forbearance, loan modification, and deeds in lieu of foreclosure. Perhaps the most popular among these initiatives is loan modification. Loan Modification is the restructuring of the loan.]]></description>
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<item>
<title>Debt Collection Letters: Five Steps to Help You Cope</title>
<link>http://EzineArticles.com/6786112</link>
<guid>http://EzineArticles.com/6786112</guid>
<pubDate>Fri, 30 Dec 2011 13:44:04 -0600</pubDate>
<description><![CDATA[The Fair Debt Collection Practices Act was enacted by Congress to give you rights when dealing with debt collection agencies, but in order to take advantage of these rights, you first have to know them. Here's a simple plan that allows you to use the Act when dealing with a debt collection letter.]]></description>
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<item>
<title>Fair Debt Collection Practices Act - What You Need To Know</title>
<link>http://EzineArticles.com/6755000</link>
<guid>http://EzineArticles.com/6755000</guid>
<pubDate>Fri, 30 Dec 2011 13:41:05 -0600</pubDate>
<description><![CDATA[Key points to Fair Debt Collection Practices Act (FDCPA). Understanding your rights is imperative in solving debt problems. Get advice on how to proceed if you feel your rights have been violated.]]></description>
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<item>
<title>How to Avoid Debt Settlement Help From Unscrupulous Providers!</title>
<link>http://EzineArticles.com/6783771</link>
<guid>http://EzineArticles.com/6783771</guid>
<pubDate>Thu, 29 Dec 2011 13:22:47 -0600</pubDate>
<description><![CDATA[Anyone who suffers under the burden of a large amount of credit card debt desperately desires all the debt settlement help. Most people are very good at racking up a large amount of credit card debt on their own, but few people have any idea about how to settle that debt and need to turn to a debt settlement professional to help them out of their financial hole.]]></description>
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<item>
<title>5 Reasons to Choose a Debt Settlement Program</title>
<link>http://EzineArticles.com/6783734</link>
<guid>http://EzineArticles.com/6783734</guid>
<pubDate>Thu, 29 Dec 2011 12:40:01 -0600</pubDate>
<description><![CDATA[From reviewing all types of debt relief programs, I am convinced that a good Debt Settlement Program with a trustworthy company has actually helped the most people in their struggles to get debt free. If you have more than 10k in unsecured debt, you should really look into this.]]></description>
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<item>
<title>Break The Credit Card Vicious Cycle And Become Debt Free</title>
<link>http://EzineArticles.com/6767946</link>
<guid>http://EzineArticles.com/6767946</guid>
<pubDate>Tue, 27 Dec 2011 08:59:01 -0600</pubDate>
<description><![CDATA[As 2011 winds down, many Americans reflect on the past year and hope for a better year to come in the future. Over the last year, we have seen huge swings in the stock market as well as inflation starting to ramp up. Over in debt Americans are starting to lose confidence in any kind of recovery of the US economy.]]></description>
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<title>Certified Financial Planner School for CFP Exam Prep</title>
<link>http://EzineArticles.com/6775523</link>
<guid>http://EzineArticles.com/6775523</guid>
<pubDate>Fri, 23 Dec 2011 16:10:41 -0600</pubDate>
<description><![CDATA[Personal orders and syndication are some of the vital difficulties of dealing with the great obligation and check. Some variables that affect the part of resources and administration at different stages and classes. Progression of people and firms, and will depend on several variables, mainly the part of money and a great restoration expenditures.]]></description>
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<item>
<title>Debt Settlement Versus Credit Counseling</title>
<link>http://EzineArticles.com/6772181</link>
<guid>http://EzineArticles.com/6772181</guid>
<pubDate>Fri, 23 Dec 2011 09:32:32 -0600</pubDate>
<description><![CDATA[This article talks about the differences of Debt Settlement and Credit Counseling. Debt Settlement is about paying your debt in lesser than what you originally owe and different from credit counseling. So you will know after you read and hope this will help you solve out your debt problems.]]></description>
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<item>
<title>Will Federal Credit Card Debt Relief Plans Ever See The Light Of Day?</title>
<link>http://EzineArticles.com/6772630</link>
<guid>http://EzineArticles.com/6772630</guid>
<pubDate>Thu, 22 Dec 2011 09:15:08 -0600</pubDate>
<description><![CDATA[While the dreadful unemployment statistics affecting virtually all sectors of the United States are still roundly considered to be the primary complication preventing a full economic recovery, many authorities on fiscal matters believe the staggering credit card debt balances owed by American households a threat of nearly equivalent proportions. Consumer advocates angrily point to the government's bailout of our mammoth corporate banks costing billions of dollars of Internal Revenue Service revenue without ever directly helping the debt burdened taxpayers themselves as a shameful emblem of our nation's twisted priorities. Though the health of our markets most assuredly demanded some measure...]]></description>
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<item>
<title>How to Get Out of Debt Successfully</title>
<link>http://EzineArticles.com/6766411</link>
<guid>http://EzineArticles.com/6766411</guid>
<pubDate>Tue, 20 Dec 2011 16:23:34 -0600</pubDate>
<description><![CDATA[Getting out of debt is not a very difficult task if you know how to go about it. There are a number of tactics you can use to get out of debt. These include methods to quickly finance your debts and finish payments.]]></description>
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<item>
<title>Validation of Debt Letter</title>
<link>http://EzineArticles.com/6769018</link>
<guid>http://EzineArticles.com/6769018</guid>
<pubDate>Tue, 20 Dec 2011 14:46:50 -0600</pubDate>
<description><![CDATA[The validation of debt letter is one of the most important tools to understand for anyone who is in the collections process. This letter can be of great value if used properly when dealing with original creditors and third party debt collectors.]]></description>
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<item>
<title>Debt Settlement Attorney - Do You Really Need One? Find Out The Truth!</title>
<link>http://EzineArticles.com/6767348</link>
<guid>http://EzineArticles.com/6767348</guid>
<pubDate>Tue, 20 Dec 2011 11:55:34 -0600</pubDate>
<description><![CDATA[This article addresses a growing concern of consumers regarding getting proper debt relief through the debt settlement industry. The major points of interest dealing with how a debt settlement attorney can or cannot handle your case.]]></description>
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<item>
<title>Top 3 Reasons Why You Are in Debt Right Now</title>
<link>http://EzineArticles.com/6692371</link>
<guid>http://EzineArticles.com/6692371</guid>
<pubDate>Tue, 20 Dec 2011 10:04:07 -0600</pubDate>
<description><![CDATA[There is a big debate happening now whether people or companies are the ones responsible for the recent economic crisis. Some experts suggest that banks have gone so wild by giving unrealistic loans with high interest rates to people who will not be able to afford payment even with very minor hardships.]]></description>
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<item>
<title>3 Steps to Debt Relief</title>
<link>http://EzineArticles.com/6764744</link>
<guid>http://EzineArticles.com/6764744</guid>
<pubDate>Tue, 20 Dec 2011 09:05:55 -0600</pubDate>
<description><![CDATA[If you ask anyone what is your worst nightmare, they will directly answer that it's getting into debt. It's considered as one of the major problems that people face today because of the unstable economy we're living in. There are probably hundreds of reasons why we tend to get into debt, but the most obvious one among them is miscalculation. There are some people who try to blame it on banks, but I think that we are the number one cause of this economic crisis. If you ask me why, I'll answer with 2 words "irrational spending." ]]></description>
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<item>
<title>3 Reasons Why People Fall in Debt</title>
<link>http://EzineArticles.com/6764738</link>
<guid>http://EzineArticles.com/6764738</guid>
<pubDate>Tue, 20 Dec 2011 09:04:58 -0600</pubDate>
<description><![CDATA[I always hear people argue about whether it's banks fault that we're in this financial situation or not. Many experts believe that lenders have given unrealistic loans to people who say they can't afford them.]]></description>
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<item>
<title>Smart Ways in Skipping Holiday Debt</title>
<link>http://EzineArticles.com/6764633</link>
<guid>http://EzineArticles.com/6764633</guid>
<pubDate>Mon, 19 Dec 2011 15:13:42 -0600</pubDate>
<description><![CDATA[It can be common for most people to spend a little more during the holidays. This can be normal as more money is needed to pay for the food, drinks and the gifts. However, it is unacceptable for anyone to spend beyond their means even if they are celebrating the holidays. Afterwards, your problem will be in fixing your finances.]]></description>
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<item>
<title>Handle Collection Calls</title>
<link>http://EzineArticles.com/6755147</link>
<guid>http://EzineArticles.com/6755147</guid>
<pubDate>Fri, 16 Dec 2011 15:24:42 -0600</pubDate>
<description><![CDATA[Debt collection agencies have your number? It can feel like harassment even when it is not, but knowing how to handle those calls can save you a lot of grief. Get ideas on how to handle these collection calls, and make them productive.]]></description>
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<item>
<title>Debt Relief: Revolutionary Tactics For Financial Freedom!</title>
<link>http://EzineArticles.com/6759021</link>
<guid>http://EzineArticles.com/6759021</guid>
<pubDate>Fri, 16 Dec 2011 12:34:27 -0600</pubDate>
<description><![CDATA[Are you held hostage by the bondage of debt? Your financial circumstances follow you in every moment of life. Discover the revolutionary tactics to create debt relief and financial freedom.]]></description>
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<item>
<title>What Is the Best Advice If Your Credit Is Bad?</title>
<link>http://EzineArticles.com/6753076</link>
<guid>http://EzineArticles.com/6753076</guid>
<pubDate>Wed, 14 Dec 2011 15:48:27 -0600</pubDate>
<description><![CDATA[Debt problems can be very stressful and if unresolved, make life a living hell. But you can take control by working out a plan and educating yourself about how the law works to protect your rights. Knowledge is power!]]></description>
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<item>
<title>How Debt Dispute Letters Could Work for You</title>
<link>http://EzineArticles.com/6754730</link>
<guid>http://EzineArticles.com/6754730</guid>
<pubDate>Wed, 14 Dec 2011 08:29:50 -0600</pubDate>
<description><![CDATA[The pitch in a debt dispute is how you are able to communicate the dispute to your creditor or collections agency effectively. Debt dispute letters play an important role in a debtor's credit collection situation. Do not deal with debt dispute letters empty handed.]]></description>
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<item>
<title>Doing the Debt Elimination Research</title>
<link>http://EzineArticles.com/6653983</link>
<guid>http://EzineArticles.com/6653983</guid>
<pubDate>Tue, 13 Dec 2011 14:31:05 -0600</pubDate>
<description><![CDATA[If you are currently shopping for a Debt Settlement Firm or Lawyer, It is important you know who and what you're in need of. As well as what services you can take advantage of. In the last few years, many Debt Settlement Companies have come under fire for not being able to stand by the promises they made.]]></description>
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<item>
<title>Why You Should Dispute Your Debt</title>
<link>http://EzineArticles.com/6749686</link>
<guid>http://EzineArticles.com/6749686</guid>
<pubDate>Mon, 12 Dec 2011 16:12:05 -0600</pubDate>
<description><![CDATA[A debt validation letter is a grueling requirement on the part of your creditor or debt collector. Debt collectors could hardly provide substantial information to certify your account. Therefore in pursuing your efforts to a debt free life, it is important to understand how a debt dispute can be use to your advantage.]]></description>
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<item>
<title>Can a Government Grant Help You Get Out Of Debt</title>
<link>http://EzineArticles.com/6741982</link>
<guid>http://EzineArticles.com/6741982</guid>
<pubDate>Mon, 12 Dec 2011 13:30:12 -0600</pubDate>
<description><![CDATA[The economy around the world is suffering and this means that more people have more debt than ever before. Losing a job and not being able to replace it with one that pays the same amount can be devastating. We get comfortable living a certain way and having that paycheck every month gives us security.]]></description>
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<item>
<title>How An Outside Consumer Advocate Can Help Stop Collection Calls</title>
<link>http://EzineArticles.com/6747108</link>
<guid>http://EzineArticles.com/6747108</guid>
<pubDate>Mon, 12 Dec 2011 08:39:42 -0600</pubDate>
<description><![CDATA[The delinquency of a consumer's various financial accounts does not entitle collection agencies to use abusive tactics of harassment in order to get them to pay. However, all too frequently these companies disregard the state and federal laws meant to protect consumers and bombard them with phone calls, letters, and other forms of intrusion. When this happens, it's time to call a lawyer.]]></description>
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<item>
<title>Do Student Loans Deserve Special Debt Relief Measures?</title>
<link>http://EzineArticles.com/6747337</link>
<guid>http://EzineArticles.com/6747337</guid>
<pubDate>Fri, 09 Dec 2011 15:49:12 -0600</pubDate>
<description><![CDATA[In the past year, the outstanding student loans owed by residents of the United States have grown so rapidly that the compiled funds borrowed for educational purposes by individual Americans now appears to be larger than even the amount of money represented by credit card debt accounts, but these burdens are actually far more insidious. While many students may have originally agreed to sign up for school loans under the presumption that they would be more or less investing in their own futures with an almost one hundred percent guaranteed rate of return, the sad fact remains that our current...]]></description>
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<item>
<title>Three Winsome Principles You Can Practice Today and Enjoy Forever</title>
<link>http://EzineArticles.com/6741834</link>
<guid>http://EzineArticles.com/6741834</guid>
<pubDate>Wed, 07 Dec 2011 12:37:39 -0600</pubDate>
<description><![CDATA[Everyday we see people make the choice to serve others better than themselves. The alternative is endless self-serving and insatiable consumerism which always ends badly. Consider practicing these three winsome principles for success, significance, and satisfaction today and everyday.]]></description>
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<item>
<title>Moving Beyond the Great Recession: A Consumer's Guide</title>
<link>http://EzineArticles.com/6732154</link>
<guid>http://EzineArticles.com/6732154</guid>
<pubDate>Wed, 07 Dec 2011 10:42:17 -0600</pubDate>
<description><![CDATA[Consumer debt in America showed a significant decline in the third quarter of 2011. There are many possible reasons for this, but overall it seems that consumers are finding ways of digging themselves out of debt and moving beyond the Recession. Here are some tips for being more innovative with your finances.]]></description>
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<item>
<title>Buy Peace Of Mind With Debt Relief Solutions</title>
<link>http://EzineArticles.com/6737435</link>
<guid>http://EzineArticles.com/6737435</guid>
<pubDate>Tue, 06 Dec 2011 16:10:42 -0600</pubDate>
<description><![CDATA[If only bills would stop piling up. On the contrary, the number and quantity of it mainly depends on the kind of financial obligation you have resorted yourself to. Additionally, there are many who do not think twice before they undertake financial obligations.]]></description>
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<item>
<title>Choosing an Experienced and Qualified Debt Settlement Representative</title>
<link>http://EzineArticles.com/6728777</link>
<guid>http://EzineArticles.com/6728777</guid>
<pubDate>Tue, 06 Dec 2011 14:57:34 -0600</pubDate>
<description><![CDATA[Do your homework up front when hiring a debt settlement law firm or debt settlement company to ensure that you are making a wise decision. Important considerations include credentials and registrations including the BBB, make certain you find out about licensing as well.]]></description>
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<item>
<title>Debt Settlement Help - How to Rid of Debt</title>
<link>http://EzineArticles.com/6735852</link>
<guid>http://EzineArticles.com/6735852</guid>
<pubDate>Mon, 05 Dec 2011 19:41:09 -0600</pubDate>
<description><![CDATA[Debt is a like a cancer that eats up your peace of mind bit by bit. It is no less than a social evil today. However, it seems to take such critical shape that lives become insurmountably difficult to lead.]]></description>
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<item>
<title>Americas Financial (Behavior) Problem</title>
<link>http://EzineArticles.com/6619808</link>
<guid>http://EzineArticles.com/6619808</guid>
<pubDate>Mon, 05 Dec 2011 13:06:25 -0600</pubDate>
<description><![CDATA[Americans don't have a financial problem, we have a behavior problem. What is it and what do we do about it?]]></description>
</item>
<item>
<title>Protected Trust Deeds - A Light At The End Of The Tunnel</title>
<link>http://EzineArticles.com/6714825</link>
<guid>http://EzineArticles.com/6714825</guid>
<pubDate>Thu, 01 Dec 2011 10:08:33 -0600</pubDate>
<description><![CDATA[There are few things worse than the feeling of having debts that you can not pay. While sometimes they are a product of poor decision making, sometimes they are just because of bad luck or timing. Either way, you need to get out from it and stop the harnessing phone calls and such. If you are in Scotland you are in luck.]]></description>
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<item>
<title>Debt Relief Options Can Help Your Financial Future</title>
<link>http://EzineArticles.com/6713250</link>
<guid>http://EzineArticles.com/6713250</guid>
<pubDate>Wed, 30 Nov 2011 15:39:15 -0600</pubDate>
<description><![CDATA[Debt relief can help you to improve your finances. If you recently had a loss in income from a job loss then you know how hard it can be to keep up with your monthly credit card payments. Most people who have had a sudden change in there life have a lot of stress trying to juggle there monthly bills. Using a debt relief option such as a consolidation loan can make it easier for you to make your monthly payments on time.]]></description>
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<item>
<title>Things You Should Know To Be Free From Debt</title>
<link>http://EzineArticles.com/6720501</link>
<guid>http://EzineArticles.com/6720501</guid>
<pubDate>Wed, 30 Nov 2011 10:31:54 -0600</pubDate>
<description><![CDATA[Financial overload is a lot of stress. It hinders your knack of finding solutions to become debt free. There are a lot of options you can choose before you can finally find the right one for you. This article will lets you know the things you should know to be free from debt.]]></description>
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<item>
<title>Debt Collection - Unfair Practice Guidelines</title>
<link>http://EzineArticles.com/6720099</link>
<guid>http://EzineArticles.com/6720099</guid>
<pubDate>Tue, 29 Nov 2011 13:41:00 -0600</pubDate>
<description><![CDATA[When a debt turns bad, the creditor will engage numerous tactics to recover the debt. The tactics employed by the creditor varies from one company to another company. The most common ones are sending payment request letters by hand, normal mail, registered mails, couriers, emails or visit the debtor at his work place or home.]]></description>
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<item>
<title>Stop Repeating Financial Mistakes That Lead to Debt Problems</title>
<link>http://EzineArticles.com/6713296</link>
<guid>http://EzineArticles.com/6713296</guid>
<pubDate>Mon, 28 Nov 2011 15:08:17 -0600</pubDate>
<description><![CDATA[They say history is prone to repeating itself and if consumers are not careful, the cycle of debt will continue on for years to come. So too will low credit scores be a consistent part of your financial life. In order to stop letting history repeat itself, you have to learn from your mistakes and move forward financially wiser and ready to commit to remaining debt free.]]></description>
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<item>
<title>Obama Announces Plan To Loosen Debt Collector Laws</title>
<link>http://EzineArticles.com/6692296</link>
<guid>http://EzineArticles.com/6692296</guid>
<pubDate>Wed, 23 Nov 2011 16:16:54 -0600</pubDate>
<description><![CDATA[If this plan is signed into law, collectors could begin bugging you wherever you go, no longer restricted to calling your house phone. Typically, your cell phone is considered your last refuge from the nonstop harassment of bill collectors, and pretty soon you may have that taken away from you.]]></description>
</item>
<item>
<title>3 Easy Steps to Getting Out of Debt</title>
<link>http://EzineArticles.com/6705682</link>
<guid>http://EzineArticles.com/6705682</guid>
<pubDate>Tue, 22 Nov 2011 20:58:51 -0600</pubDate>
<description><![CDATA[Debt represents one of the major problems that people face today especially with the current economy. Many people are getting into it for various reasons, but it all comes down to miscalculations.]]></description>
</item>
<item>
<title>Things to Avoid in Debt Relief</title>
<link>http://EzineArticles.com/6703959</link>
<guid>http://EzineArticles.com/6703959</guid>
<pubDate>Tue, 22 Nov 2011 12:12:39 -0600</pubDate>
<description><![CDATA[When you manage our debts then it can be a difficult task so a debt relief program can help you handle the situation. Debt relief program guides the debt stricken consumers to pay off the debt and help to regain financial independence.]]></description>
</item>
<item>
<title>Getting Debt Free - Why You Need To Change Your Attitude To Money</title>
<link>http://EzineArticles.com/6705805</link>
<guid>http://EzineArticles.com/6705805</guid>
<pubDate>Tue, 22 Nov 2011 07:02:52 -0600</pubDate>
<description><![CDATA[Getting into debt can be a sign that you need to change your attitude to money. Mismanaged money will inevitably lead to financial difficulties and these can cause you significant worry and stress if they become overwhelming debts. Read on to learn the single best way to change your attitude to money.]]></description>
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<title>How Valuable Are These Debt Relief Companies?</title>
<link>http://EzineArticles.com/6701722</link>
<guid>http://EzineArticles.com/6701722</guid>
<pubDate>Mon, 21 Nov 2011 15:07:08 -0600</pubDate>
<description><![CDATA[Debt relief companies lend a hand to people who are powerless to clear their debt for a long time. You can draw out a strategy to get the maximum of these debt relief companies.]]></description>
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<title>Become As Strong in Your Finances As You Are in Battle</title>
<link>http://EzineArticles.com/6702766</link>
<guid>http://EzineArticles.com/6702766</guid>
<pubDate>Mon, 21 Nov 2011 12:07:06 -0600</pubDate>
<description><![CDATA[As a veteran, there are many opportunities available for financial assistance for different circumstances such as medical care or buying a home. These opportunities are often helpful for veterans who may exist on limited income. But regardless of the benefits and the other financial assistance available to veterans, the reality is that many veterans are still struggling with debts and still trying hard to make ends meet.]]></description>
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<title>Get Rid Of Debt - Especially Credit Card Debt</title>
<link>http://EzineArticles.com/6703263</link>
<guid>http://EzineArticles.com/6703263</guid>
<pubDate>Mon, 21 Nov 2011 08:31:14 -0600</pubDate>
<description><![CDATA[Getting rid of credit card debt can be trying. However, if you focus on a plan you can do this fairly quickly. You just need to keep focused on your mission.]]></description>
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<title>Credit Card Debt, Sound Familiar?</title>
<link>http://EzineArticles.com/6690268</link>
<guid>http://EzineArticles.com/6690268</guid>
<pubDate>Fri, 18 Nov 2011 09:25:49 -0600</pubDate>
<description><![CDATA[It was a dark forecast, a rough and bumpy road ahead of me, cutting back on spending and trimming excess expenditures off my agenda. Speaking to a debt settlement counselor helped, it helped place my needs into perspective, I was living in a dream, a make belief world I had to stop living in. The prospect of negotiating settlements with my original creditors scared me. My debt counselor assured me it would be hard, it would be long, but it would be rewarding and it would be the only way out of my troubled debt.]]></description>
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