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<title>Insurance:Commercial Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Insurance:Commercial</link>
<pubDate>Wed, 15 Feb 2012 09:27:04 -0600</pubDate>
<image><title>Insurance:Commercial from EzineArticles.com</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
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<title>The History of Marine Insurance</title>
<link>http://EzineArticles.com/6873604</link>
<guid>http://EzineArticles.com/6873604</guid>
<pubDate>Tue, 14 Feb 2012 12:56:10 -0600</pubDate>
<description><![CDATA[Marine insurance is different to boat insurance and is one of the oldest existing insurance types. Today's marine insurance is based on principles formed centuries ago.]]></description>
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<item>
<title>Policies For General Contractors</title>
<link>http://EzineArticles.com/6873849</link>
<guid>http://EzineArticles.com/6873849</guid>
<pubDate>Fri, 10 Feb 2012 15:20:58 -0600</pubDate>
<description><![CDATA[Contractors insurance protects contractors from liability in specific areas including unexpected damages that can occur at a work site. When working in someone's home, many things could happen. For instance, a water pipe could be ruptured accidentally or a fire could break out and cause damage.]]></description>
</item>
<item>
<title>Save On Commercial Liability Insurance With RRG's</title>
<link>http://EzineArticles.com/6873845</link>
<guid>http://EzineArticles.com/6873845</guid>
<pubDate>Fri, 10 Feb 2012 15:19:06 -0600</pubDate>
<description><![CDATA[Risk Retention Groups offer a way for small businesses and contractors to save money on commercial liability insurance. This articles shows you how.]]></description>
</item>
<item>
<title>Landlords, Maintain Your Properties</title>
<link>http://EzineArticles.com/6868599</link>
<guid>http://EzineArticles.com/6868599</guid>
<pubDate>Fri, 10 Feb 2012 13:25:37 -0600</pubDate>
<description><![CDATA[Regular maintenance is essentially for keeping all properties in good condition. It has further implications for landlords of commercial and residential properties.]]></description>
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<item>
<title>The Different Types of Business Insurance</title>
<link>http://EzineArticles.com/6870935</link>
<guid>http://EzineArticles.com/6870935</guid>
<pubDate>Fri, 10 Feb 2012 13:22:36 -0600</pubDate>
<description><![CDATA[Your business will require some sort of insurance - but which one. This guide will help you briefly understand what's on offer and the insurance policies you MUST have.]]></description>
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<item>
<title>Important Things You Should Know About General Liability Insurance Certificate</title>
<link>http://EzineArticles.com/6867562</link>
<guid>http://EzineArticles.com/6867562</guid>
<pubDate>Fri, 10 Feb 2012 09:22:07 -0600</pubDate>
<description><![CDATA[Most of the time, companies or clients will not work with you or get your service unless they are sure that you are covered with the best insurance plan possible. And so if you want to allure best customers, consider getting insurance certificate today as a proof that you have a good business insurance coverage, so that you can move on with your business.]]></description>
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<item>
<title>Understanding Taxi Insurance</title>
<link>http://EzineArticles.com/6869568</link>
<guid>http://EzineArticles.com/6869568</guid>
<pubDate>Thu, 09 Feb 2012 13:33:21 -0600</pubDate>
<description><![CDATA[There have been many occasions when people from Asia and other regions migrate to big cities in America, Australia and Europe. Here, many would like to own and run taxi businesses. The taxi services can be either public hire or private hire taxi services.]]></description>
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<item>
<title>Protecting Your Restaurant</title>
<link>http://EzineArticles.com/6863777</link>
<guid>http://EzineArticles.com/6863777</guid>
<pubDate>Wed, 08 Feb 2012 16:04:30 -0600</pubDate>
<description><![CDATA[You have invested a lot in your restaurant, so why not make sure you are covered by the right insurance policy. Accidents happen so make sure your business is covered.]]></description>
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<item>
<title>Companies That Offer Business Insurance</title>
<link>http://EzineArticles.com/6859320</link>
<guid>http://EzineArticles.com/6859320</guid>
<pubDate>Tue, 07 Feb 2012 16:01:44 -0600</pubDate>
<description><![CDATA[This article will look at some of the companies that offer business insurance. By knowing a little bit about each company maybe you will be able to pick which company is right for you.]]></description>
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<item>
<title>Better And More Detailed Look At Taxi Insurance Programs</title>
<link>http://EzineArticles.com/6862102</link>
<guid>http://EzineArticles.com/6862102</guid>
<pubDate>Mon, 06 Feb 2012 14:53:42 -0600</pubDate>
<description><![CDATA[Taxi Insurance is something that has become a new development in the field of insurance programs and financial aid programs as well. The insurance programs for entire fleets of cabs are supposed to provide a financial protection to public and private hire taxi services. In the case of taxis, there could be the situation of accidents and other things as well.]]></description>
</item>
<item>
<title>A Taxi Fleet Insurance Guide For Taxi Companies</title>
<link>http://EzineArticles.com/6852685</link>
<guid>http://EzineArticles.com/6852685</guid>
<pubDate>Wed, 01 Feb 2012 09:00:48 -0600</pubDate>
<description><![CDATA[Find out how you can reduce the premiums payable on taxi fleet insurance this coming year and for years to come. Read this great guide for taxi companies about taxi fleet insurance.]]></description>
</item>
<item>
<title>Understanding Builders Risk Insurance</title>
<link>http://EzineArticles.com/6842693</link>
<guid>http://EzineArticles.com/6842693</guid>
<pubDate>Mon, 30 Jan 2012 11:34:44 -0600</pubDate>
<description><![CDATA[Contractors and property owners can financially protect a property while it is under construction (or being renovated) with a builders risk insurance policy. Builders risk insurance was designed to offer protection against specific perils that construction sites can be exposed to.]]></description>
</item>
<item>
<title>The Basics of Running a Childminding Business in the UK</title>
<link>http://EzineArticles.com/6840830</link>
<guid>http://EzineArticles.com/6840830</guid>
<pubDate>Fri, 27 Jan 2012 14:33:19 -0600</pubDate>
<description><![CDATA[The are certain laws regarding running a childminding business in the UK. Various insurances are also required or advisable.]]></description>
</item>
<item>
<title>What Types of Commercial Insurance Should I Purchase?</title>
<link>http://EzineArticles.com/6825544</link>
<guid>http://EzineArticles.com/6825544</guid>
<pubDate>Fri, 20 Jan 2012 13:01:12 -0600</pubDate>
<description><![CDATA[Commercial insurance comes in many different forms, some or all of which will be necessary depending on the nature of your business. They can typically be bought as a combined policy.]]></description>
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<item>
<title>Planning to Insure Your Business? - Know What to Consider</title>
<link>http://EzineArticles.com/6830311</link>
<guid>http://EzineArticles.com/6830311</guid>
<pubDate>Fri, 20 Jan 2012 11:01:05 -0600</pubDate>
<description><![CDATA[Every business, regardless of its size and industry, needs insurance to protect itself from various financial losses that can arise due to unfortunate events such as natural disasters liability, theft or litigation. Business owners today know the importance of insurance, but many of them fail to plan properly while insuring their business.]]></description>
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<item>
<title>Protect Your Restaurant Business With The Right Insurance</title>
<link>http://EzineArticles.com/6827121</link>
<guid>http://EzineArticles.com/6827121</guid>
<pubDate>Thu, 19 Jan 2012 19:41:41 -0600</pubDate>
<description><![CDATA[Running a restaurant calls for the ability to maintain the business and foresee the prospective risks, apart from having good management. There are several risks that may incur losses due to unforeseen circumstances or catastrophes like earthquakes, hurricanes, avalanches, tornadoes; malicious damage, rioting and arson; fire breakouts due to electric short circuit - and above all, general economic recession or a public liability.]]></description>
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<title>Garage Liability Insurance: Protection for a Business That Never Goes Out of Demand</title>
<link>http://EzineArticles.com/6811025</link>
<guid>http://EzineArticles.com/6811025</guid>
<pubDate>Thu, 19 Jan 2012 14:10:36 -0600</pubDate>
<description><![CDATA[Potential businessmen undergo a lot of brainstorming just to hire professionals to check the market for feasibility and demand. They want to make sure their investments would yield higher returns faster by putting up businesses that meet the everyday demands of people and other businesses. However, many needs of different people for products and services have been altered to keep up with the times. Demand for a certain product or service does not stay for long, especially when new solutions are introduced to the market periodically, which are more sophisticated, modern and cost-effective.]]></description>
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<title>Internet Business Insurance: Real Solutions for the Enterprises in the Virtual World</title>
<link>http://EzineArticles.com/6811049</link>
<guid>http://EzineArticles.com/6811049</guid>
<pubDate>Thu, 19 Jan 2012 11:18:27 -0600</pubDate>
<description><![CDATA[There is no doubt that doing business online is the best way to go in this digital age. Whether you have a real office or maintain an office in the virtual world only, your business requires a safety net. You have to safeguard your business against unexpected incidents that can happen to your online business. While many opportunities are available to you online to maximize your business potential, danger still lurks.]]></description>
</item>
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<title>Lead Paint: How The EPA's New RRP Rules Affect Your Liability</title>
<link>http://EzineArticles.com/6814005</link>
<guid>http://EzineArticles.com/6814005</guid>
<pubDate>Tue, 17 Jan 2012 08:04:48 -0600</pubDate>
<description><![CDATA[If you're a contractor in the US, you already know about the Renovation, Repair and Paint Rules issued by the Environmental Protection Agency in 2010. But many contractors may not have considered how these rules may affect their business's liability. We believe that these laws increase contractor's exposure to Pollution Liability losses.]]></description>
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<title>How to Cut the Cost of Your Small Business Insurance</title>
<link>http://EzineArticles.com/6815233</link>
<guid>http://EzineArticles.com/6815233</guid>
<pubDate>Fri, 13 Jan 2012 14:55:15 -0600</pubDate>
<description><![CDATA[One area small business owners often overlook when seeking cost savings is insurance. There are several ways to substantially lower the cost of small business insurance.]]></description>
</item>
<item>
<title>It's Your Store</title>
<link>http://EzineArticles.com/6807538</link>
<guid>http://EzineArticles.com/6807538</guid>
<pubDate>Thu, 12 Jan 2012 08:04:57 -0600</pubDate>
<description><![CDATA[Small store retailing gets in your blood. Prior to being in the insurance business, I was the manager of a small store and after a five year pause in the game publishing business, a partner of a small retail store chain. It is good now to look back from my new perspective as an insurance professional and bring forward insights for small retail store owners. Here are some vignettes from my personal retailing experience which may be helpful particularly to new store owners.]]></description>
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<item>
<title>Products and Completed Operations - Recent Headline Case Provides Proof Why This Coverage Is Vital</title>
<link>http://EzineArticles.com/6796926</link>
<guid>http://EzineArticles.com/6796926</guid>
<pubDate>Wed, 11 Jan 2012 15:02:56 -0600</pubDate>
<description><![CDATA[For many of today's vast and growing industries, significant liability exposures can arise from their products and completed operations compared to their premises and on site operations. Product liability arises when a company can be held responsible for bodily injury or property damage caused by the products they sell, manufacture and or distribute. Completed operations liability results when the company can be held liable for property damage or bodily injury caused by work performed such as service and repairs.]]></description>
</item>
<item>
<title>Make Sure Your Dog Show Vendors and Exhibitors Are Insured!</title>
<link>http://EzineArticles.com/6785375</link>
<guid>http://EzineArticles.com/6785375</guid>
<pubDate>Tue, 10 Jan 2012 13:49:10 -0600</pubDate>
<description><![CDATA[It is reasonable to ask whether your Club could survive a liability claim. As you probably know, there are programs available for Club insurance that includes Liability and Accident...]]></description>
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<title>Excellent Reasons to Buy Van Insurance</title>
<link>http://EzineArticles.com/6801882</link>
<guid>http://EzineArticles.com/6801882</guid>
<pubDate>Tue, 10 Jan 2012 12:34:56 -0600</pubDate>
<description><![CDATA[Van insurance is a legal requirement but when being used for business purposes there are more reasons than just because you have to. It is vital to ensure you have adequate cover when you buy van insurance.]]></description>
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<title>Commercial Trucking Insurance For Everyone</title>
<link>http://EzineArticles.com/6800531</link>
<guid>http://EzineArticles.com/6800531</guid>
<pubDate>Tue, 10 Jan 2012 09:28:43 -0600</pubDate>
<description><![CDATA[Commercial trucking insurance is not only for trucking companies. It is also for independent contractors (drivers who own the truck being hired to deliver goods,) as well - for their protection. The common insurance for commercial motorists is primary liability insurance.]]></description>
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<title>Essential Facts Of Truck Insurance Plans</title>
<link>http://EzineArticles.com/6798013</link>
<guid>http://EzineArticles.com/6798013</guid>
<pubDate>Mon, 09 Jan 2012 08:14:55 -0600</pubDate>
<description><![CDATA[The trucking and transporting industries have blossomed these days. More and more individuals are now investing their moneys in trucking enterprises such as towing, hauling and cargo services. These enterprises are very significant in the economies in various countries since they will convey goods, raw materials and even waste.]]></description>
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<title>Which Small Group Health Insurance Plan Is Right for My New Business?</title>
<link>http://EzineArticles.com/6795829</link>
<guid>http://EzineArticles.com/6795829</guid>
<pubDate>Fri, 06 Jan 2012 14:27:54 -0600</pubDate>
<description><![CDATA[If you're starting a new business, one of the most important decisions you'll need to make is, which insurance plan should I offer my employees? This article will help you better understand which elements should be taken into consideration when purchasing a small group plan?]]></description>
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<title>Restaurant Insurance - A Short Guide for Smart Restaurateurs</title>
<link>http://EzineArticles.com/6797153</link>
<guid>http://EzineArticles.com/6797153</guid>
<pubDate>Fri, 06 Jan 2012 13:28:20 -0600</pubDate>
<description><![CDATA[Restaurant insurance is a primary need as the dining industry is one of the most vulnerable sectors when it comes to accidents. The article below provides a short overview on the necessary coverage and its benefits.]]></description>
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<title>Trucking Insurance - Get the Right Insurance to Meet Your Needs</title>
<link>http://EzineArticles.com/6799281</link>
<guid>http://EzineArticles.com/6799281</guid>
<pubDate>Fri, 06 Jan 2012 09:23:15 -0600</pubDate>
<description><![CDATA[Any trucking company knows that insurance is very important. Even with that knowledge, though, some companies are under-insured because they don't realize how much coverage they actually need. Trucking insurance can be expensive, but it's far too important to ignore. Don't let anyone talk you out of getting good insurance for your trucking company, because one accident or other problem could be enough to bankrupt you and your company if you're not properly insured. Of course, you also don't want to pay for insurance you don't need and won't use, so review your policy carefully.]]></description>
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<title>Modern Insurance Tips</title>
<link>http://EzineArticles.com/6795578</link>
<guid>http://EzineArticles.com/6795578</guid>
<pubDate>Fri, 06 Jan 2012 07:50:30 -0600</pubDate>
<description><![CDATA[If you are a first time buyer for insurance, it can get really confusing. If you read through this article, you will find some hints and tips that will make your first buying experience an enjoyable one. Make sure you check these tips out to make buying your insurance policy easier.]]></description>
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<title>Importance of Product and Public Liability Insurance for Retail Businesses</title>
<link>http://EzineArticles.com/6795237</link>
<guid>http://EzineArticles.com/6795237</guid>
<pubDate>Wed, 04 Jan 2012 15:34:04 -0600</pubDate>
<description><![CDATA[As retail businesses have direct interaction with the general public (customers), they are more likely to face liability claims from the customers. Retail business owners may face liability when their business is held accountable for injuries caused to the visitors; even when the visitor's property is damaged either due to the negligence of the store management or due to the defective product sold by the retail outlet.]]></description>
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<title>The Ultimate Guide to Public Liability Insurance for Hairdressers</title>
<link>http://EzineArticles.com/6791311</link>
<guid>http://EzineArticles.com/6791311</guid>
<pubDate>Wed, 04 Jan 2012 14:41:22 -0600</pubDate>
<description><![CDATA[All businesses should have insurance cover but liability insurance differs by trade. The considerations for anyone trading as a hairdresser are discussed here.]]></description>
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<title>The Complications of Business Insurance Explained</title>
<link>http://EzineArticles.com/6791141</link>
<guid>http://EzineArticles.com/6791141</guid>
<pubDate>Wed, 04 Jan 2012 14:41:07 -0600</pubDate>
<description><![CDATA[There are different forms of business insurance. Some are a legal requirement others are optional. Read on to find out what cover you need for your business.]]></description>
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<title>What Insurance You Need to Be a Courier</title>
<link>http://EzineArticles.com/6788417</link>
<guid>http://EzineArticles.com/6788417</guid>
<pubDate>Tue, 03 Jan 2012 13:32:22 -0600</pubDate>
<description><![CDATA[Becoming a courier is an interesting self employed occupation for anyone who loves driving (or riding). One of the major considerations before beginning any deliveries is insurance. When just starting out, the cheapest courier insurance will be most advantageous to keeping operating costs down.]]></description>
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<title>Does A Home Business Need Insurance?</title>
<link>http://EzineArticles.com/6787292</link>
<guid>http://EzineArticles.com/6787292</guid>
<pubDate>Fri, 30 Dec 2011 15:02:27 -0600</pubDate>
<description><![CDATA[Millions of people operate businesses from home, including consultants, contractors, web designers and hundreds of other professionals. If you're one of these home based business operators, you need to be aware of some insurance related issues that could affect you.]]></description>
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<title>Managing Risks For Schools and Academies With Academies Insurance in the Face of the Winter Weather</title>
<link>http://EzineArticles.com/6766828</link>
<guid>http://EzineArticles.com/6766828</guid>
<pubDate>Thu, 29 Dec 2011 09:52:18 -0600</pubDate>
<description><![CDATA[The festive season is getting under way and with it, comes the colder weather and as many well know, this comes with a new array of risks to contend with. For those responsible for the running and safeguarding of schools, academies and their pupils' interests, this should merit their attention.]]></description>
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<title>Captive Insurance Company - Reduce Taxes and Build Wealth</title>
<link>http://EzineArticles.com/6778577</link>
<guid>http://EzineArticles.com/6778577</guid>
<pubDate>Wed, 28 Dec 2011 15:31:23 -0600</pubDate>
<description><![CDATA[For a business owner paying taxes in the United States, a captive insurance company saves taxes, builds wealth and improves insurance protection. A captive insurance company utilizes two key tax benefits: insurance premium payments from a business to the captive insurance company are tax deductible; and, the captive insurance company receives premium payments up to $1.2 million annually income-tax-free.]]></description>
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<title>Covering Your Business - The Importance of Insuring Your Firm</title>
<link>http://EzineArticles.com/6768508</link>
<guid>http://EzineArticles.com/6768508</guid>
<pubDate>Fri, 23 Dec 2011 13:50:25 -0600</pubDate>
<description><![CDATA[When you first start a business it's a pretty exciting time however there is always an element of risk. So whether you employ staff or have clients coming on-site regularly - it's vital to make sure that your business is protected. Let's take a quick look at what cover you might need when you're first starting out.]]></description>
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<title>Why Become a Freelance Worker?</title>
<link>http://EzineArticles.com/6773591</link>
<guid>http://EzineArticles.com/6773591</guid>
<pubDate>Thu, 22 Dec 2011 14:28:12 -0600</pubDate>
<description><![CDATA[Many people dream of becoming their own boss. Whilst the idea of working for yourself seems like an appealing one at first, it is important that you understand how freelancing is different to a more traditional working environment. This article will highlight some of the common misconceptions first time freelancers have about this style of working life.]]></description>
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<title>Small Business Insurance Quotes</title>
<link>http://EzineArticles.com/6770665</link>
<guid>http://EzineArticles.com/6770665</guid>
<pubDate>Wed, 21 Dec 2011 14:09:07 -0600</pubDate>
<description><![CDATA[Small business insurance quotes, while provided aplenty on the Internet, may or may not provide all the protection a particular business may require. There is too much at risk when operating a small business to take any chances of operating without the protection of business insurance.]]></description>
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<title>Cyber Security - A Costly Threat to Businesses</title>
<link>http://EzineArticles.com/6756449</link>
<guid>http://EzineArticles.com/6756449</guid>
<pubDate>Tue, 20 Dec 2011 15:37:58 -0600</pubDate>
<description><![CDATA[In today's business world, companies of all sizes are constantly having to protect and monitor all forms of technology such as computers, laptops, mobile phones, tablets making sure that company information is secured at work, home and on the go. In a climate of persistent threats, protecting your cyber space is no longer a requirement but a necessity.  In 2010, Canada ranked 6thas the world's most common target for cyber related crimes and cyber security threats.]]></description>
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<item>
<title>The Finer Points of Builder's Public Liability Insurance</title>
<link>http://EzineArticles.com/6760644</link>
<guid>http://EzineArticles.com/6760644</guid>
<pubDate>Mon, 19 Dec 2011 08:33:02 -0600</pubDate>
<description><![CDATA[Public liability insurance is a type of insurance which covers professionals from incurring large legal costs for mistakes in their work or for failing to provide a professional standard expected of them. It is most commonly found within professional sectors like medicine and legal. Nowadays a new type of public liability insurance, builder's public liability insurance, is becoming more prevalent.]]></description>
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<item>
<title>Finding Cheap Insurance for Your Van</title>
<link>http://EzineArticles.com/6727195</link>
<guid>http://EzineArticles.com/6727195</guid>
<pubDate>Wed, 14 Dec 2011 07:58:12 -0600</pubDate>
<description><![CDATA[Van insurance is essential if you are using your vehicle for commercial purposes. There are ways of reducing the cost of insurance if you know how.]]></description>
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<item>
<title>Nature's Havoc Points Up Necessity Of Reviewing Insurance Coverage</title>
<link>http://EzineArticles.com/6747098</link>
<guid>http://EzineArticles.com/6747098</guid>
<pubDate>Tue, 13 Dec 2011 12:56:40 -0600</pubDate>
<description><![CDATA[The first five years of the 21st century have been marred by enormous amounts of property damage from natural causes - tornadoes in the Midwest; hurricanes in the Southeast; fires, landslides and earthquake rumblings in the West; and drenching rain and flooding in the Northeast. Underinsurance has been confirmed as a major problem for owners of both commercial buildings and dwellings.]]></description>
</item>
<item>
<title>Not Having Public Employers Liability Insurance Is Not Worth The Risk</title>
<link>http://EzineArticles.com/6721628</link>
<guid>http://EzineArticles.com/6721628</guid>
<pubDate>Tue, 13 Dec 2011 10:50:49 -0600</pubDate>
<description><![CDATA[Whether you believe there is a blame culture exists or not, your business is at risk if you do not have Employer's Liability Insurance. Need to know why?]]></description>
</item>
<item>
<title>The A, B and C's of Most Business Insurance Policies</title>
<link>http://EzineArticles.com/6736885</link>
<guid>http://EzineArticles.com/6736885</guid>
<pubDate>Mon, 12 Dec 2011 14:12:38 -0600</pubDate>
<description><![CDATA[A Commercial General Liability policy (CGL) is a comprehensive insurance product that companies buy to protect themselves in case of losses such as fire, water damage, acts of nature, bodily injury, and damage to property or criminal activity. Purchasing this policy is the first step businesses can take to protect their livelihood. This safety net is critical in a society in which the number of lawsuits and the value of judgment awards have increased over the years.]]></description>
</item>
<item>
<title>Companies Need EPLI - Employment Practices Liability Insurance</title>
<link>http://EzineArticles.com/6745259</link>
<guid>http://EzineArticles.com/6745259</guid>
<pubDate>Mon, 12 Dec 2011 13:18:39 -0600</pubDate>
<description><![CDATA[Obtaining EPLI for your business will defray the costs of a damaging lawsuit that may negatively affect your business. EPLI (Employment Practices Liability Insurance) is for employers against claims made by workers who sue a company for violating their legal rights as employees.]]></description>
</item>
<item>
<title>How to Get Online Liability Insurance Quotes</title>
<link>http://EzineArticles.com/6731532</link>
<guid>http://EzineArticles.com/6731532</guid>
<pubDate>Wed, 07 Dec 2011 17:10:44 -0600</pubDate>
<description><![CDATA[Public liability insurances are imperative for any business venture, big or small. However, getting a public liability insurance is not as easy as 1-2-3. Owners need to determine the cost of insurance coverage for their company.]]></description>
</item>
<item>
<title>Why You Should Invest in Event Public Liability Insurance</title>
<link>http://EzineArticles.com/6731524</link>
<guid>http://EzineArticles.com/6731524</guid>
<pubDate>Wed, 07 Dec 2011 17:09:28 -0600</pubDate>
<description><![CDATA[Planning and implementing a successful event can be pretty complicated, not to mention risky. To ensure that none of your organizational efforts will go to waste, you need to invest on a good event public liability insurance policy. This type of security option will give you the help that you need in ensuring that the unfortunate circumstances that will take place during your event will be completely covered.]]></description>
</item>
<item>
<title>Builders Insurance - Essential Tool in Construction Industry</title>
<link>http://EzineArticles.com/6740096</link>
<guid>http://EzineArticles.com/6740096</guid>
<pubDate>Wed, 07 Dec 2011 16:20:49 -0600</pubDate>
<description><![CDATA[Fatalities in construction industry are common. Construction workers, business owners and even general public are always at risk of accidents at construction sites. Not only the people are at risk, there are many chances of material and machinery damage.]]></description>
</item>
<item>
<title>Contract Surety Bonds</title>
<link>http://EzineArticles.com/6731630</link>
<guid>http://EzineArticles.com/6731630</guid>
<pubDate>Wed, 07 Dec 2011 16:02:20 -0600</pubDate>
<description><![CDATA[Surety bonds for a long time continues to be one of the most comprehensive and trustworthy methods for minimizing risks in construction projects. Nonetheless, surety bonds are not limited to just public projects anymore. Private owners, lenders, along with other organizations are requiring bonding on their projects that makes it a great deal more essential for construction companies, and in many cases subcontractors to get a surety.]]></description>
</item>
<item>
<title>Understanding a Design Professionals Insurance Policy</title>
<link>http://EzineArticles.com/6729343</link>
<guid>http://EzineArticles.com/6729343</guid>
<pubDate>Tue, 06 Dec 2011 20:32:35 -0600</pubDate>
<description><![CDATA[Most architects, engineers, & surveyors feel the most important coverage for them is professional liability insurance. For a more seamless type of insurance coverage the business owner's policy should be included.]]></description>
</item>
<item>
<title>What You Need To Know About Product Liability Insurance</title>
<link>http://EzineArticles.com/6731541</link>
<guid>http://EzineArticles.com/6731541</guid>
<pubDate>Tue, 06 Dec 2011 18:23:16 -0600</pubDate>
<description><![CDATA[These modern times, people are now very litigious of anything minor or major. That is why there is great rise of the several types of liability insurances in the market to help business owners. One of these insurances vital for a business proprietor is the product liability insurance.]]></description>
</item>
<item>
<title>Why Your Business Shouldn't Exist Without General Liability Insurance</title>
<link>http://EzineArticles.com/6731504</link>
<guid>http://EzineArticles.com/6731504</guid>
<pubDate>Tue, 06 Dec 2011 17:39:02 -0600</pubDate>
<description><![CDATA[Today's society is a contentious one. Even simple or little accidents can result to serious legal charges. This is where liability insurance comes into the picture.]]></description>
</item>
<item>
<title>How to Plan For and Prevent Business Interruptions During the Christmas Season</title>
<link>http://EzineArticles.com/6738772</link>
<guid>http://EzineArticles.com/6738772</guid>
<pubDate>Tue, 06 Dec 2011 17:33:20 -0600</pubDate>
<description><![CDATA[The Christmas season is almost upon us and the holiday shopping season is already in full swing with the passing of Black Friday, so-called by some business owners as it is thought to be the point where many retailers are pushed into the 'black' with frantic shopping and deal hunting. Naturally for many business owners and managers, this is a crucial time of year where Christmas sales often provide the financial fuel to aid business growth into the New Year. To experience an interruption of business during this period however, would be crippling.]]></description>
</item>
<item>
<title>Restaurant Insurance: The Type of Insurance Necessary for Restaurant Owners</title>
<link>http://EzineArticles.com/6734812</link>
<guid>http://EzineArticles.com/6734812</guid>
<pubDate>Tue, 06 Dec 2011 15:06:23 -0600</pubDate>
<description><![CDATA[Are you a new business owner and you're looking to buy business insurance for your company? Get the right bundle that can be of most help to you by knowing the different types of insurance available in the market.]]></description>
</item>
<item>
<title>A Business Owner's Policy Makes Insurance More Affordable</title>
<link>http://EzineArticles.com/6727779</link>
<guid>http://EzineArticles.com/6727779</guid>
<pubDate>Tue, 06 Dec 2011 11:31:00 -0600</pubDate>
<description><![CDATA[When you're in business you need to worry about everything from sales numbers to support issues to legal issues. You also have to be prepared for anything that could go wrong. Yes, I'm talking about risks and liabilities.]]></description>
</item>
<item>
<title>Business Insurance - Delivering Efficient Support for Companies</title>
<link>http://EzineArticles.com/6727424</link>
<guid>http://EzineArticles.com/6727424</guid>
<pubDate>Tue, 06 Dec 2011 10:40:56 -0600</pubDate>
<description><![CDATA[Business insurance is one of the biggest requirements companies need today because the coverage it brings provides a reliable safety net in case unwanted incidents occur. The article below discusses several realistic pointers about the protection it brings on the table.]]></description>
</item>
<item>
<title>A Restaurateur's Guide to Restaurant Insurance</title>
<link>http://EzineArticles.com/6722559</link>
<guid>http://EzineArticles.com/6722559</guid>
<pubDate>Mon, 05 Dec 2011 12:40:28 -0600</pubDate>
<description><![CDATA[Owning and running your own restaurant business requires a lot of work. There are so many components that need to come together to make sure your business succeeds. This is why it's important for all restaurateurs to invest in business insurance.]]></description>
</item>
<item>
<title>Insurance For Truck Drivers - The Coverage You Need</title>
<link>http://EzineArticles.com/6722109</link>
<guid>http://EzineArticles.com/6722109</guid>
<pubDate>Mon, 05 Dec 2011 08:27:48 -0600</pubDate>
<description><![CDATA[Truckers that own and operate their own equipment are one of the most misunderstood classes of businesses that a property and casualty insurance agent can handle. Truckers need to be aware that all insurance agents are not created equal when it comes to trucks. So here are some tips for Insurance For Truck Drivers...]]></description>
</item>
<item>
<title>Reported Trends in Cargo Theft: How Not to Get Caught Out This Holiday Season</title>
<link>http://EzineArticles.com/6725617</link>
<guid>http://EzineArticles.com/6725617</guid>
<pubDate>Thu, 01 Dec 2011 11:50:27 -0600</pubDate>
<description><![CDATA[Statistics compiled from CargoNet and its associated partners as part of a larger survey in America show that consumer electronics, food and clothing are the three most stolen types of cargo; whilst truck stops and rest areas are among the locations that are most frequently targeted as part of organized cargo theft. During the Christmas period, more cargo of these types is being shipped, giving organized cargo thieves greater opportunity.]]></description>
</item>
<item>
<title>Employer's Liability Insurance - A Necessary Cost</title>
<link>http://EzineArticles.com/6715314</link>
<guid>http://EzineArticles.com/6715314</guid>
<pubDate>Thu, 01 Dec 2011 08:37:26 -0600</pubDate>
<description><![CDATA[Employer's liability insurance is a legal requirement in the United Kingdom. Find out here why it is a necessary cost and what vital cover it affords the insured.]]></description>
</item>
<item>
<title>Part Time Motor Trade Insurance Is Just As Important As Full Cover</title>
<link>http://EzineArticles.com/6706429</link>
<guid>http://EzineArticles.com/6706429</guid>
<pubDate>Wed, 30 Nov 2011 14:32:12 -0600</pubDate>
<description><![CDATA[Fixing cars on the weekends or selling cars in the evening runs as high a risk as a full time mechanical workshop or car dealership, this is why part time motor trade insurance is imperative. Think about it. A customer drops a car with you on Saturday morning.]]></description>
</item>
<item>
<title>General Liability Insurance Firm</title>
<link>http://EzineArticles.com/6640847</link>
<guid>http://EzineArticles.com/6640847</guid>
<pubDate>Wed, 30 Nov 2011 12:37:53 -0600</pubDate>
<description><![CDATA[Since you can never be sure when an accident might occur, you want to make sure you are protected at all times. Having a company that will be there for you in case some accident occurs will be very important. With inexpensive general liability insurance, you can be sure that you will always be protected from any type of incident that might happen to you at your workplace.]]></description>
</item>
<item>
<title>Commercial Property Valuable Papers and Accounts Receivable</title>
<link>http://EzineArticles.com/6713281</link>
<guid>http://EzineArticles.com/6713281</guid>
<pubDate>Mon, 28 Nov 2011 15:07:29 -0600</pubDate>
<description><![CDATA[Many times because valuable papers and accounts receivable are not as visible and obvious as other property they can be overlooked in the risk management process. Small business might have a large exposure nonetheless and it could represent a large value to the small business owner.]]></description>
</item>
<item>
<title>How to Identify and Evaluate Your Exposures to Loss</title>
<link>http://EzineArticles.com/6713396</link>
<guid>http://EzineArticles.com/6713396</guid>
<pubDate>Mon, 28 Nov 2011 14:06:29 -0600</pubDate>
<description><![CDATA[Loss exposures have several elements to consider. The first element is the type of exposure that we are dealing with. Normally a loss exposure type can be personnel, liability, property, or loss of income.]]></description>
</item>
<item>
<title>Advantages of Buying Shop Insurance Through an Insurance Broker</title>
<link>http://EzineArticles.com/6712602</link>
<guid>http://EzineArticles.com/6712602</guid>
<pubDate>Wed, 23 Nov 2011 13:31:53 -0600</pubDate>
<description><![CDATA[Shop insurance policy is a comprehensive package designed specifically according to the individual business requirements. This policy can effectively cover all the risks and contingencies faced by small and medium-sized shop owners. Every business needs a professional assistance while identifying the areas of risk and choosing the policy that best suits their needs. An experienced insurance broker evaluates the risks of the business and suggests a policy which covers all the risks.]]></description>
</item>
<item>
<title>Taxi Insurance Doesn't Need To Be Taxing - There Are Some Excellent Ways to Save Yourself Some Money</title>
<link>http://EzineArticles.com/6706423</link>
<guid>http://EzineArticles.com/6706423</guid>
<pubDate>Tue, 22 Nov 2011 07:54:19 -0600</pubDate>
<description><![CDATA[Owning your own taxi enables you to interact with different people as you offer a basic service, while there are advantages and disadvantages to this type of work you need to ensure that you are saving money on your taxi insurance. You will pay more if you are running your business in a busy city, a car in the centre of London is going to pay a much higher premium than a car in a small town or village and understandably so. London has bustling streets and high accident rates, where the small windy roads leading to a town are quieter with fewer accidents.]]></description>
</item>
<item>
<title>Think You Don't Need Restaurant Insurance? Think Again</title>
<link>http://EzineArticles.com/6698509</link>
<guid>http://EzineArticles.com/6698509</guid>
<pubDate>Fri, 18 Nov 2011 13:28:55 -0600</pubDate>
<description><![CDATA[Having restaurant insurance protects you from unexpected events. There are custom-made plans that suit your every need. You can run a risk-free business without having to worry about what the future may bring.]]></description>
</item>
<item>
<title>What Are the Typical Insurance Protections Given by an Insurer?</title>
<link>http://EzineArticles.com/6693477</link>
<guid>http://EzineArticles.com/6693477</guid>
<pubDate>Thu, 17 Nov 2011 11:03:27 -0600</pubDate>
<description><![CDATA[If you run your own store, the next customer who will enter it could be the next person who may file a claim against your store. As more and more people are conscious of their legal rights as consumer, there has been an abnormal increase in lawsuits. You are not exempted with this danger, however at least you can avoid this by getting a commercial general liability insurance protection or CGL.]]></description>
</item>
<item>
<title>How Captive Insurance Really Benefits the Business Owner</title>
<link>http://EzineArticles.com/6686962</link>
<guid>http://EzineArticles.com/6686962</guid>
<pubDate>Tue, 15 Nov 2011 11:54:25 -0600</pubDate>
<description><![CDATA[When an insurance company is owned by its parent company to protect its own assets and risks it is called captive insurance. In such cases, the policy holder is a parent company that usually owns many subsidiaries or related companies. The formation of the captive insurance company is done to protect itself or its subsidiaries against losses in case of any business related mishap.]]></description>
</item>
<item>
<title>Insurers Use a Variety of Key Tools When Assessing the Financial Stability of a Potential Account</title>
<link>http://EzineArticles.com/6685122</link>
<guid>http://EzineArticles.com/6685122</guid>
<pubDate>Mon, 14 Nov 2011 12:41:06 -0600</pubDate>
<description><![CDATA[For many small and medium sized businesses, most insurance underwriters will be able to determine the quality of risk by looking at a few key factors such as loss history, location, years in business, revenues, qualifications of management and accounting information if warranted. Yet for much larger and complex risks with revenues in the 10's of millions, ratio analysis has become mandatory.]]></description>
</item>
<item>
<title>The Importance Of Acquiring Lorry Insurance</title>
<link>http://EzineArticles.com/6689818</link>
<guid>http://EzineArticles.com/6689818</guid>
<pubDate>Mon, 14 Nov 2011 11:28:08 -0600</pubDate>
<description><![CDATA[The rise of many financial lending institutions has really changed how the average person lives. In the past few years, many businesses were owned by financially stable individuals. But, this has really changed after the emergence of various financial lending institutions.]]></description>
</item>
<item>
<title>Fleet Insurance And What It Covers</title>
<link>http://EzineArticles.com/6689811</link>
<guid>http://EzineArticles.com/6689811</guid>
<pubDate>Mon, 14 Nov 2011 11:27:52 -0600</pubDate>
<description><![CDATA[Nowadays, owning a fleet of vehicles has become a common thing compared to the previous years when only wealthy individuals or big companies had that privilege. Many companies or individuals who own many vehicles for business purposes must obtain the right fleet insurance for their vehicles. This is to safeguard the vehicles and the goods on transit from accidents, damage or theft. ]]></description>
</item>
<item>
<title>How to Buy General Liability Insurance</title>
<link>http://EzineArticles.com/6685630</link>
<guid>http://EzineArticles.com/6685630</guid>
<pubDate>Mon, 14 Nov 2011 10:39:10 -0600</pubDate>
<description><![CDATA[The price of general liability insurance can be fairly costly if you are not careful when purchasing an insurance plan. Insurance can be very complicated and hard to understand. We will talk below about the things you must sincerely consider before you buy a plan for your enterprise.]]></description>
</item>
<item>
<title>Is Your Business Protected With Business Liability Insurance?</title>
<link>http://EzineArticles.com/6685522</link>
<guid>http://EzineArticles.com/6685522</guid>
<pubDate>Mon, 14 Nov 2011 09:57:41 -0600</pubDate>
<description><![CDATA[Possessing and running a business deals with so many answerability and responsibilities. Although you try to protect it with extreme care and give the excellent quality and services, a customer or member of the public notice that you have done something wrong.]]></description>
</item>
<item>
<title>Is Your LEED Certified Building Adequately Insured?</title>
<link>http://EzineArticles.com/6679262</link>
<guid>http://EzineArticles.com/6679262</guid>
<pubDate>Fri, 11 Nov 2011 17:17:08 -0600</pubDate>
<description><![CDATA[As a building developer/owner you invest a lot of money in building a LEED certified project. Has your broker discussed the potential gaps in a traditional property insurance policy versus a policy enhanced to include the 'green' endorsement now offered by many carriers?]]></description>
</item>
<item>
<title>AM Best Ratings: What Do They Mean and How Do I Evaluate Them?</title>
<link>http://EzineArticles.com/6679257</link>
<guid>http://EzineArticles.com/6679257</guid>
<pubDate>Fri, 11 Nov 2011 17:16:27 -0600</pubDate>
<description><![CDATA[With the recent turmoil in the financial markets, including challenges faced by various insurance companies, we are receiving a lot of questions about carrier stability and how their performance is being monitored by outside regulatory agencies. The AM Best Company was founded in 1899 and is the oldest and most widely recognized rating agency dedicated to the insurance industry. Within our industry AM Best is considered one of the main barometers of the financial strength for insurance companies and is inclusive of all lines of business. In addition to tracking the domestic insurance market, AM Best also monitors the status of many international carriers.]]></description>
</item>
<item>
<title>Replacement Cost Valuations Versus Market Value</title>
<link>http://EzineArticles.com/6679252</link>
<guid>http://EzineArticles.com/6679252</guid>
<pubDate>Fri, 11 Nov 2011 17:15:49 -0600</pubDate>
<description><![CDATA[Property owners face a growing dilemma as to how they should provide accurate replacement cost values to their insurance company when market values are declining. Logically, it doesn't make sense that the cost to rebuild your building has increased this year given the state of the economy over the past fifteen months, especially with the reduction in construction costs and decline in land values. What many owners do not consider are the fixed costs of supplies that are not decreasing.]]></description>
</item>
<item>
<title>Fleet Coverage: A Cost Saving Option for Small Businesses</title>
<link>http://EzineArticles.com/6681665</link>
<guid>http://EzineArticles.com/6681665</guid>
<pubDate>Fri, 11 Nov 2011 16:16:38 -0600</pubDate>
<description><![CDATA[During these challenging economic times, small business owners constantly look for ways to cut overhead costs. If the business owns and uses more than four vehicles, the cost of fleet coverage tends to be less expensive than purchasing individual policies for each vehicle. Additionally, by having all the company's vehicles covered by one policy, there is less administrate time and cost consumed by managing the premium payments and insurance policy.]]></description>
</item>
<item>
<title>What Is E and O Insurance?</title>
<link>http://EzineArticles.com/6682314</link>
<guid>http://EzineArticles.com/6682314</guid>
<pubDate>Fri, 11 Nov 2011 11:20:41 -0600</pubDate>
<description><![CDATA[This article examines errors and omissions insurance, taking an in-depth look at the types of companies that need it, and exactly what it covers. The author also provides approximate rates that can be expected for a basic E&O policy on a small business.]]></description>
</item>
<item>
<title>Things to Consider Before You Buy Business Insurance</title>
<link>http://EzineArticles.com/6682809</link>
<guid>http://EzineArticles.com/6682809</guid>
<pubDate>Fri, 11 Nov 2011 09:33:25 -0600</pubDate>
<description><![CDATA[Take into consideration acquiring insurance coverage for your start-up business to protect it from unforeseeable losses. Buy business insurance and secure your property, workers, and assets altogether.]]></description>
</item>
<item>
<title>Benefits Of Insurance For Nuclear Accidents</title>
<link>http://EzineArticles.com/6680030</link>
<guid>http://EzineArticles.com/6680030</guid>
<pubDate>Thu, 10 Nov 2011 13:25:51 -0600</pubDate>
<description><![CDATA[Nuclear accidents such as polluting the planet, radiation exposure, damages to the third party, etc., can happen while conducting a business that uses nuclear energy. The lawsuits and the losses due to the damages caused will cost billions of pounds. Taking proper business insurance for nuclear accidents can save huge amounts of money.]]></description>
</item>
<item>
<title>Don't Get Tripped Up by Public Liability</title>
<link>http://EzineArticles.com/6658948</link>
<guid>http://EzineArticles.com/6658948</guid>
<pubDate>Tue, 08 Nov 2011 10:35:45 -0600</pubDate>
<description><![CDATA[My wife's recent fall at her favorite Taco place is an illustration of the premise liability risk that most businesses have. Your business has a legal duty to provide a reasonably safe accommodation. Many claims for retailers, restaurants, garages and other "Open to the Public" businesses are driven by a client tripping on premise and being injured. If your premise presents an unusual or heighten hazard to someone venturing onto it, whether customer, supplier or passerby, your business is venerable. This article presents some examples of premise hazards and a guide to how to inspect your property to reduce this risk. Liability coverage for premise or "Public liability" is an important component of the General Liability business insurance contract.]]></description>
</item>
<item>
<title>Public Liability Insurance for an Electrician</title>
<link>http://EzineArticles.com/6662793</link>
<guid>http://EzineArticles.com/6662793</guid>
<pubDate>Fri, 04 Nov 2011 19:22:39 -0500</pubDate>
<description><![CDATA[This article looks at the world of Public Liability Insurance with special in depth look at Electricians. This is an insurance type that more and more people need to get these days and this looks at why.]]></description>
</item>
<item>
<title>Different Types of Commercial Liability Insurance</title>
<link>http://EzineArticles.com/6562386</link>
<guid>http://EzineArticles.com/6562386</guid>
<pubDate>Fri, 04 Nov 2011 16:01:59 -0500</pubDate>
<description><![CDATA[Anyone who operates a company should understand how vulnerable they are to the various claims that are often faced by many different businesses. Therefore, it is required by law for every company owner to prepare themselves with a primary line of defense by purchasing a commercial liability policy to protect their investments.]]></description>
</item>
<item>
<title>The Lowdown On Legal Insurance For Business</title>
<link>http://EzineArticles.com/6670757</link>
<guid>http://EzineArticles.com/6670757</guid>
<pubDate>Fri, 04 Nov 2011 11:27:28 -0500</pubDate>
<description><![CDATA[Owning and operating a business presents a number of risk areas and one of the biggest risks is receiving a compensation claim for negligence. This can totally undermine the financial stability of your business and this article shows how you can protect yourself against this.]]></description>
</item>
<item>
<title>Activity-Based Management in an Insurance Claim Department</title>
<link>http://EzineArticles.com/6665610</link>
<guid>http://EzineArticles.com/6665610</guid>
<pubDate>Fri, 04 Nov 2011 08:33:36 -0500</pubDate>
<description><![CDATA[Activity-based management has significant benefits within an insurance company's claim department. Most claim departments are fast-paced and structured with some combination of a centralized claim center and field staff. Many processes within this type of work environment can become stale, unbeneficial, and ineffective, requiring removal or redesign of a process. Insurance carriers strive to reduce overhead costs within the claim department to remain competitive and profitable. Activity-based management helps identify costly and/or inefficient processes for further analysis by management.]]></description>
</item>
<item>
<title>Large Deductible Plans As an Alternative Risk Management Technique</title>
<link>http://EzineArticles.com/6666999</link>
<guid>http://EzineArticles.com/6666999</guid>
<pubDate>Fri, 04 Nov 2011 08:20:10 -0500</pubDate>
<description><![CDATA[In these plans, the organization has a fully insured insurance plan in place. As part of that plan there is a large deductible. The business owner may be required to either reimburse the carrier up to the deductible limit or actually pay the claims directly up to the deductible limit. Most of these large deductible plans have stop-loss limits for each occurrence and for an annual aggregate amount.]]></description>
</item>
<item>
<title>Captive Insurance As an Alternative Risk Management Technique</title>
<link>http://EzineArticles.com/6666910</link>
<guid>http://EzineArticles.com/6666910</guid>
<pubDate>Fri, 04 Nov 2011 08:19:53 -0500</pubDate>
<description><![CDATA[A captive insurance company is one that is owned by its parent and/or other similar parents for the sole purpose of insuring the parent's exposures to claims of losses. Captive insurance companies are usually owned by a single organization, although, sometimes it can be owned by an association of similar types of businesses.]]></description>
</item>
<item>
<title>Fronting Agreements As an Alternative Risk Management Technique</title>
<link>http://EzineArticles.com/6666856</link>
<guid>http://EzineArticles.com/6666856</guid>
<pubDate>Fri, 04 Nov 2011 08:19:33 -0500</pubDate>
<description><![CDATA[A fronting agreement is created usually when an unlicensed insurer, referred to as a non-admitted insurer contracts with a license insurer to issue a policy in order to be in compliance with regulatory laws and regulations of a particular state or country. How this all plays out is that the fronting insurance company which is licensed in that state or country, contracts with the unlicensed, non-admitted insurer to do all the preliminary filings and certifications for that state or country. Then the fronting company immediately re-insures 90% to 100% of the risk to the non-admitted insurer.]]></description>
</item>
<item>
<title>Self-Insurance As an Alternative Risk Management Technique</title>
<link>http://EzineArticles.com/6668751</link>
<guid>http://EzineArticles.com/6668751</guid>
<pubDate>Thu, 03 Nov 2011 16:10:05 -0500</pubDate>
<description><![CDATA[There are alternative risk management techniques that an organization can use in confronting their exposures to risk of loss. Self-insurance is one of those alternative risk management techniques that can be used. Basically this is where the organization retains the risk themselves versus transferring the risk.]]></description>
</item>
<item>
<title>Insurance Binders</title>
<link>http://EzineArticles.com/6663871</link>
<guid>http://EzineArticles.com/6663871</guid>
<pubDate>Wed, 02 Nov 2011 11:53:41 -0500</pubDate>
<description><![CDATA[Insurance binders are typically temporary insurance that is put into place while awaiting the actual issuance of an insurance policy. Insurance binders can become very messy legally from the carrier standpoint, the agent standpoint and/or the clients standpoint. Insurance binders are usually written documents but they can also take the form of verbal commitments.]]></description>
</item>
<item>
<title>Vacant Property Insurance</title>
<link>http://EzineArticles.com/6663831</link>
<guid>http://EzineArticles.com/6663831</guid>
<pubDate>Wed, 02 Nov 2011 11:07:50 -0500</pubDate>
<description><![CDATA[In these tough economic times insured's would be prudent to review all properties that they have property insurance on. The two most important words to pay attention to in your insurance contract are occupancy and vacancy.]]></description>
</item>
<item>
<title>Professional Liability/Errors and Omissions Insurance Coverage for Engineers</title>
<link>http://EzineArticles.com/6663795</link>
<guid>http://EzineArticles.com/6663795</guid>
<pubDate>Wed, 02 Nov 2011 11:06:17 -0500</pubDate>
<description><![CDATA[Loss exposures and claims for engineers from professional liability usually come from a contractual tort related basis. While all professionals do face potential claims or losses from a criminal liability standpoint that type of protection usually is not covered under professional liability policies.]]></description>
</item>
<item>
<title>Directors and Officers Liability Insurance</title>
<link>http://EzineArticles.com/6663739</link>
<guid>http://EzineArticles.com/6663739</guid>
<pubDate>Wed, 02 Nov 2011 11:03:04 -0500</pubDate>
<description><![CDATA[This policy typically covers the individual directors and officers and the organization that they are the director or officer for from wrongful actions committed on behalf of the directors or officers.   Directors and officers are in a fiduciary roll and thus they have legal obligations that they must adhere to in the role for the organization. They must exercise reasonable care that is customary and reasonable for the position that they are in.]]></description>
</item>
<item>
<title>Know About Corporate Insurance</title>
<link>http://EzineArticles.com/6661485</link>
<guid>http://EzineArticles.com/6661485</guid>
<pubDate>Wed, 02 Nov 2011 10:59:02 -0500</pubDate>
<description><![CDATA[Corporate Insurance is type of insurance for the corporate and the business owners in India. Corporate insurance policy covers the businessmen and their business from several business-related risks.]]></description>
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<title>Employment Practices Liability Insurance, (EPLI)</title>
<link>http://EzineArticles.com/6663632</link>
<guid>http://EzineArticles.com/6663632</guid>
<pubDate>Wed, 02 Nov 2011 10:58:21 -0500</pubDate>
<description><![CDATA[This policy covers the insured entity and can cover the directors and officers if it is endorsed as such, and its employees from liability that arises out of employment practices. The liability exposures from employment practices usually come in the areas of wrong termination, discrimination, and sexual harassment and/or harassment in general.]]></description>
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<title>Environmental Impairment Liability Insurance (EIL)</title>
<link>http://EzineArticles.com/6662009</link>
<guid>http://EzineArticles.com/6662009</guid>
<pubDate>Wed, 02 Nov 2011 09:54:54 -0500</pubDate>
<description><![CDATA[Environmental Insurance deals with insuring pollution related loss exposures. Exposure to environmental losses legally comes from several areas. One area is negligence. Negligence is the failure to use what is usual customary and reasonable care in this type of situation. Intentional torts, or civil wrongs, will also invoke liability exposures in this area of losses. Strict liability imposes inherent legal liability in the environmental area usually by statue, environmental laws, and federal, state and city ordinances. Also legal liability can be imposed via contractual obligations and commitments]]></description>
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<title>Ocean Marine Exposures to Loss</title>
<link>http://EzineArticles.com/6661971</link>
<guid>http://EzineArticles.com/6661971</guid>
<pubDate>Wed, 02 Nov 2011 09:53:31 -0500</pubDate>
<description><![CDATA[Ocean Marine Insurance, which is sometimes referred to as wet marine insurance, is typically covering vessels and cargoes that are transported over waterways. Those waterways can be oceans, rivers, lakes, and any other body of water.]]></description>
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