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<title>Investing:IRA-401k Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Investing:IRA-401k</link>
<pubDate>Wed, 15 Feb 2012 03:37:37 -0600</pubDate>
<image><title>Investing:IRA-401k from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Investing:IRA-401k</link>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Tue, 14 Feb 2012 13:34:49 -0600</lastBuildDate>
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<title>Finding An Income-Based Conservative Investment Strategy</title>
<link>http://EzineArticles.com/6874543</link>
<guid>http://EzineArticles.com/6874543</guid>
<pubDate>Tue, 14 Feb 2012 13:34:49 -0600</pubDate>
<description><![CDATA[No matter where you look today there are stories of financial doom, gloom and despondency, people are sick and tired of the media talking about 'toxic loans', failed get rich quick schemes and much more. No longer are individual small investors in it for the 'fast buck', most appear to be seeking investment strategies that will enable them to have an income rather than a short-term capital gain.]]></description>
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<title>Why Are Most Promissory Notes Discounted?</title>
<link>http://EzineArticles.com/6869572</link>
<guid>http://EzineArticles.com/6869572</guid>
<pubDate>Wed, 08 Feb 2012 17:21:17 -0600</pubDate>
<description><![CDATA[About 80% of all private promissory notes are not worth full price. The Fair Market Value of a $100.00 bill is $100.00; the Fair Market Value of $100,000.00 note can be any where between zero and $100,000.00!]]></description>
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<item>
<title>A Quick Reference - The Basics of Regulatory Compliance - IRS Concerns</title>
<link>http://EzineArticles.com/6867134</link>
<guid>http://EzineArticles.com/6867134</guid>
<pubDate>Wed, 08 Feb 2012 13:50:23 -0600</pubDate>
<description><![CDATA[The appraisal and valuation of promissory notes must be completed in accordance with the IRS rules and appraisal standards. When appraising or valuing a promissory note, either directly or indirectly, for the IRS specific rules govern.]]></description>
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<item>
<title>Take Back Control Of Your Future With A Self Directed IRA</title>
<link>http://EzineArticles.com/6860807</link>
<guid>http://EzineArticles.com/6860807</guid>
<pubDate>Tue, 07 Feb 2012 13:16:12 -0600</pubDate>
<description><![CDATA[There are many different IRA accounts available but it makes really good sense to decide upon a self directed IRA. This article explains the advantages.]]></description>
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<item>
<title>Tax Time: What About Your Individual Retirement Account?</title>
<link>http://EzineArticles.com/6852489</link>
<guid>http://EzineArticles.com/6852489</guid>
<pubDate>Fri, 03 Feb 2012 08:03:35 -0600</pubDate>
<description><![CDATA[An Individual Retirement Account (IRA) is a great retirement savings tool for most individuals. Created by the federal government, IRAs can be funded during your working years. During retirement, IRAs may help supplement your Social Security benefits.]]></description>
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<item>
<title>What Happened to My IRA?</title>
<link>http://EzineArticles.com/6855506</link>
<guid>http://EzineArticles.com/6855506</guid>
<pubDate>Thu, 02 Feb 2012 14:33:34 -0600</pubDate>
<description><![CDATA[If you have watched the value of your IRA diminish over the last few years, and you are wondering what happened to your IRA, you may want to seriously consider a self-directed IRA. You can convert your existing retirement accounts to self-directed accounts, easily and begin growing your accounts based on your knowledge.]]></description>
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<item>
<title>Best Practices for Real Estate IRA Investing - How to Manage Your Real Estate IRA Investments</title>
<link>http://EzineArticles.com/6826012</link>
<guid>http://EzineArticles.com/6826012</guid>
<pubDate>Fri, 20 Jan 2012 14:58:33 -0600</pubDate>
<description><![CDATA[For those with a penchant for real estate investing, IRAs are a potent vehicle indeed. Outside of a tax-advantaged account, such as an IRA or a SEP IRA, rental income is taxable every year, as you receive it, and passive activity rules restrict your ability to claim losses from real estate. If you use a self-directed IRA, or a real estate IRA, however, you can accumulate all that rental income tax-deferred, or tax-free if you hold the asset in a Roth IRA. ]]></description>
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<item>
<title>Roth IRA Calculator: Valuable Tool to Help You Maximize Potentials of Conversion</title>
<link>http://EzineArticles.com/6827591</link>
<guid>http://EzineArticles.com/6827591</guid>
<pubDate>Fri, 20 Jan 2012 13:20:49 -0600</pubDate>
<description><![CDATA[If you have been pondering whether to convert your traditional IRA to a Roth IRA, it is worth your time and effort to research and compare the pros and cons. In the web, there are an inexhaustible source of information and opinions on Roth conversions. A fascinating website such as Forbes provides relevant data to guide you as to how much you should convert even without a calculator.]]></description>
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<item>
<title>UBIT - It's a Good Thing, It Means You're Making Money!</title>
<link>http://EzineArticles.com/6800819</link>
<guid>http://EzineArticles.com/6800819</guid>
<pubDate>Thu, 19 Jan 2012 10:34:45 -0600</pubDate>
<description><![CDATA[If there ever was a subject that will stop an accountant is his or her tracks it is UBIT, which stands for unrelated business income tax. The origins of UBIT are obscure. This tax was placed on some taxpayers to "level the playing field" for certain businesses. The best example of how UBIT is used is for the competition between a non-profit and a for-profit enterprise. The college book-store sells books to students and others within the structure of their "non-profit" umbrella. The college bookstore, because it is non-profit, is not taxed the same way as a for-profit enterprise. A non-profit does not pay taxes on most operations and there-fore can afford to sell books at a lower cost than the for-profit store across the street. Since both the college bookstore and the for-profit bookstore are competing for the same customers, the college bookstore has the advantage of being treated differ-ently for tax purposes and the advantage of this preferential tax treatment may allow the college bookstore to sell their books for less, thus attracting customers away from the for-profit store.]]></description>
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<title>Which IRA Is Best: Find Out Why Many Convert From Traditional to Roth IRA</title>
<link>http://EzineArticles.com/6824302</link>
<guid>http://EzineArticles.com/6824302</guid>
<pubDate>Thu, 19 Jan 2012 08:07:40 -0600</pubDate>
<description><![CDATA[Whether you are an employee or a self employed individual, as long as you are earning a regular income, you are eligible to open an individual retirement account (IRA) to add up to your retirement savings when you retire. You can open your IRA with any custodian institution such as a mutual fund company, a bank, credit union, brokerage and other entities which are authorized by law. There are two basic types of IRAs for individual tax payers classified as Traditional IRAs and Roth IRAs. For retirement plans sponsored by employer, they are termed as SIMPLE IRAs and SEP IRAs.]]></description>
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<item>
<title>Answering the 401k Vs Roth IRA Question</title>
<link>http://EzineArticles.com/6819849</link>
<guid>http://EzineArticles.com/6819849</guid>
<pubDate>Tue, 17 Jan 2012 14:45:13 -0600</pubDate>
<description><![CDATA[Ever since the Roth IRA was created by Congress as part of the Taxpayer Relief Act of 1997 people have been wondering about the benefits of their 401k vs a Roth IRA. Somehow everyone thinks they need to make a choice between the two, but this is not really the right mindset. As with any other investment diversification is the key and most people should be using both retirement vehicles.]]></description>
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<title>Self-Directed IRAs Perfect for Multifamily Real Estate Investing</title>
<link>http://EzineArticles.com/6815688</link>
<guid>http://EzineArticles.com/6815688</guid>
<pubDate>Tue, 17 Jan 2012 07:47:30 -0600</pubDate>
<description><![CDATA[Are you putting your retirement money to work for you? With a few simple adjustments, you can be using your IRA to invest in multifamily real estate. Earn cash flow and capital appreciation, plus a more secure future!]]></description>
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<title>401K Plan Mistakes: Top 4 Common Mistakes to Avoid</title>
<link>http://EzineArticles.com/6774388</link>
<guid>http://EzineArticles.com/6774388</guid>
<pubDate>Fri, 23 Dec 2011 13:15:17 -0600</pubDate>
<description><![CDATA[Since the advent of 401k plans in 1981 making mistakes in 401k plans have become commonplace. Let's take a look at four common mistakes we can avoid. ]]></description>
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<title>My Spouse Left Me An IRA, What Are My Options?</title>
<link>http://EzineArticles.com/6731975</link>
<guid>http://EzineArticles.com/6731975</guid>
<pubDate>Tue, 13 Dec 2011 20:09:09 -0600</pubDate>
<description><![CDATA[Spouses are frequently beneficiaries to IRAs, this article describes what options are available, based on IRS regulations, to a spouse as the beneficiary of an IRA upon the death of their loved one. This article is not intended to exhaustively describe every possible scenario; rather, it describes the most common surviving spouse situations and seeks to put a surviving spouse on the right path in determining what to do with a traditional IRA.]]></description>
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<item>
<title>A Disciplined Retirement Plan</title>
<link>http://EzineArticles.com/6752420</link>
<guid>http://EzineArticles.com/6752420</guid>
<pubDate>Tue, 13 Dec 2011 11:56:25 -0600</pubDate>
<description><![CDATA[Building a financial plan requires many different elements. Today I will go over the importance of having a disciplined retirement plan. I like to use the word disciplined because to me it means structure.]]></description>
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<title>What Are the SEP IRA Contribution Limits?</title>
<link>http://EzineArticles.com/6729790</link>
<guid>http://EzineArticles.com/6729790</guid>
<pubDate>Tue, 13 Dec 2011 08:38:23 -0600</pubDate>
<description><![CDATA[It is important to discuss SEP IRA contribution limits to provide comprehensive coverage on this subject matter. Without knowing what your SEP IRA contribution limits are it is difficult to plan and maximize your benefits from your SEP IRA contribution. So here we go.]]></description>
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<item>
<title>What Is a SEP IRA? What Are SEP IRA Contribution Limits?</title>
<link>http://EzineArticles.com/6729767</link>
<guid>http://EzineArticles.com/6729767</guid>
<pubDate>Fri, 09 Dec 2011 12:57:58 -0600</pubDate>
<description><![CDATA[When I was working in Corporate America, in addition to having a 401k retirement plan at work, I had the option of investing in a Traditional or Roth Investment Retirement Account, also referred to as an IRA. But when I was injured and became self employed subsequently, I was exposed to a brand new way to save for retirement through SEP IRA contributions. A SEP IRA is a particular type of Individual Retirement Account (IRA) that business owners and self employed individuals (freelancers included) are allowed to invest in for themselves and the employees of their business.]]></description>
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<title>Take Advantage of Real Estate IRA, Rollover Your Fund Now</title>
<link>http://EzineArticles.com/6738565</link>
<guid>http://EzineArticles.com/6738565</guid>
<pubDate>Fri, 09 Dec 2011 11:59:50 -0600</pubDate>
<description><![CDATA[Have you ever wondered what the safest investment one can enter into is that could provide a guaranteed income the moment it is sold after holding it for a reasonable period? Real estate investment is the only investment that can promise these.]]></description>
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<title>Fundamentals and Advantages of Rollover IRAs</title>
<link>http://EzineArticles.com/6738585</link>
<guid>http://EzineArticles.com/6738585</guid>
<pubDate>Thu, 08 Dec 2011 20:29:36 -0600</pubDate>
<description><![CDATA[Rollover IRAs are retirement accounts that are well-suited for employees who consider transferring the funds from their 401K retirement plan to an IRA retirement plan. This is a good method for employees who are avoiding paying any taxes since all funds transferred are tax deferred. If an employee considers retiring or changing jobs, this can possibly be the best option that he can choose.]]></description>
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<title>Planning Your Retirement Investment</title>
<link>http://EzineArticles.com/6738578</link>
<guid>http://EzineArticles.com/6738578</guid>
<pubDate>Thu, 08 Dec 2011 20:25:50 -0600</pubDate>
<description><![CDATA[Retirement is the time wherein an individual finally stops employment. A lot of people decide on retiring when they have adequate pension benefits. Currently, many developed countries have schemes to finance pensions on retirement in their golden years. These pension plans may be supported by employers and/or the state. While in the third world countries, financial assistance for the elderly is mostly provided by their family. Numerous factors affect people's decisions for their retirement. The financial crisis we are experiencing nowadays is one factor that affects retirement decisions. And with the economic catastrophe, lots of people are delaying their retirement. Therefore, everyone should be prepared before the retirement period arrives. So before reaching retirement years, it is essential to structure a retirement investment as early as possible.]]></description>
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<title>Advantages and Disadvantages of Real Estate - IRA Self Directed</title>
<link>http://EzineArticles.com/6738572</link>
<guid>http://EzineArticles.com/6738572</guid>
<pubDate>Thu, 08 Dec 2011 20:25:03 -0600</pubDate>
<description><![CDATA[There is a variety of investments that can be selected depending on your preferences as well as your qualifications. The investment that is popularly selected due to its positive reputation is real estate. Real estate is any piece of land with buildings and structures, business establishments and also residential properties that are generally sold by real estate brokers. Of all retirement plans available, the Individual Retirement Account or IRA accepts real estate investments. Precious metals, mutual funds, bonds, stocks, and more can also be included in this plan.]]></description>
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<title>Self Directed IRA: Non Traditional Investments</title>
<link>http://EzineArticles.com/6738618</link>
<guid>http://EzineArticles.com/6738618</guid>
<pubDate>Thu, 08 Dec 2011 20:23:01 -0600</pubDate>
<description><![CDATA[People often say that self-directed IRAs are for everyone. At some point, this is true but realizing things, it seems that a self directed IRA is only for an individual who has a detailed knowledge about investing. Another good reason is that this type of an IRA account is for people who focus on their retirement investments choices. Only the knowledgeable and creative investors have the tendency to benefit from a self directed IRA.]]></description>
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<title>Importance of a Self Directed 401K Plan</title>
<link>http://EzineArticles.com/6738612</link>
<guid>http://EzineArticles.com/6738612</guid>
<pubDate>Thu, 08 Dec 2011 20:19:39 -0600</pubDate>
<description><![CDATA[There is a good way of protecting the safety or value of a 401K plan from losses in the funds. That is to have full control of the retirement plan especially on the funds that are being invested. These days, there has been an increase in the number of investors or employees who are going for a self directed 401K plan than the other retirement plans.]]></description>
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<title>Choosing Your Self-Directed 401k and IRA Investment</title>
<link>http://EzineArticles.com/6738605</link>
<guid>http://EzineArticles.com/6738605</guid>
<pubDate>Thu, 08 Dec 2011 20:18:30 -0600</pubDate>
<description><![CDATA[Beginning in the 1980s, American workers adopted the self-directed 401k in their retirement plans. After reaching the age of 59 1/2, the contributor can start to withdraw funds from it. The 401k appeared as an alternative to the conventional retirement pension which is paid by an employer. The contribution of an employer may vary from time to time with the 401k. But in general the self-directed 401k has an effect of putting the burden for retirement savings to the employees themselves. In our present year, approximately 60% of American households approaching retirement age obtained 401k type accounts. Employers are capable of helping their workers to save for retirement and reducing taxable income at the same time under this plan. Employees can also decide to contribute part of their income into a self-directed 401k account.]]></description>
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<item>
<title>An Insight on Roth 401k and IRA Real Estate</title>
<link>http://EzineArticles.com/6738596</link>
<guid>http://EzineArticles.com/6738596</guid>
<pubDate>Thu, 08 Dec 2011 20:12:30 -0600</pubDate>
<description><![CDATA[The Roth 401k is an option for businesses that can be offered as an employee retirement plan. The Roth 401k combines the Roth IRA's advantage of tax-free withdrawals with the flexibility of investment choices of a traditional 401k plan. This plan offers the benefit to a high-income employee who has not contributed to a Roth IRA. Also this type of plan has no income restriction. Another advantage of this plan is that they have similar contribution limits of the regular 401ks. Like a standard 401k plan.]]></description>
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<title>Job Description of an IRA Custodian</title>
<link>http://EzineArticles.com/6738433</link>
<guid>http://EzineArticles.com/6738433</guid>
<pubDate>Thu, 08 Dec 2011 20:02:50 -0600</pubDate>
<description><![CDATA[A self directed 401K plan and an Individual Retirement Arrangement or IRA require investment decisions by the owner providing flexibility; however IRA rules and regulations require numerous reports and disclosures for all these transactions making it cumbersome and tedious. A simpler way to manage these IRA assets is outsourcing it to an IRA Custodian. A trustee or IRA custodian is the holder of the asset in behalf of the IRA owner. However, the IRA custodian is not the same as an "administrator", a person or a firm handling reports and documents but is not directly responsible for the safekeeping of the assets being administered. The qualified IRA custodian should not be the IRA owner's fiduciary and family members, such as the spouse, ancestor, lineal descendant (e.g. children), and any spouse of a lineal descendant.]]></description>
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<title>Open an IRA Account - Secure Your Retirement</title>
<link>http://EzineArticles.com/6738407</link>
<guid>http://EzineArticles.com/6738407</guid>
<pubDate>Thu, 08 Dec 2011 19:55:03 -0600</pubDate>
<description><![CDATA[An individual retirement arrangement or IRA is a retirement plan first introduced in 1974 that provides tax benefits for taxpayers in the United States. An IRA account can either be a trust fund set up for the retirement of the taxpayer or an annuity or endowment contract with a company that offers life insurance. It is different from the 401K in the sense that the 401K is employment-based. It can also either be held by itself or as a supplement to the 401K.]]></description>
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<title>Real Estate IRA Investing and Its Intricacies</title>
<link>http://EzineArticles.com/6738551</link>
<guid>http://EzineArticles.com/6738551</guid>
<pubDate>Thu, 08 Dec 2011 16:25:11 -0600</pubDate>
<description><![CDATA[Real estate IRA investing incorporates all types of real estate investments under the self directed IRA or 401K. Of course it is mandatory to undertake this investment through an IRA Custodian. IRA custodians help owners or IRA investors in a self directed IRA to know and understand all rules and regulations regarding real estate IRA investing, making it more profitable and trouble free. Real Estate IRA investing further requires a custodian who has sufficient knowledge and experience about real estate and its ins and outs as a business. Real Estate IRA investments are more profitable because of its stability unlike stocks and mutual funds which are fully dependent upon market forces.]]></description>
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<title>Secure Your Future With a Real Estate IRA</title>
<link>http://EzineArticles.com/6738524</link>
<guid>http://EzineArticles.com/6738524</guid>
<pubDate>Thu, 08 Dec 2011 16:15:53 -0600</pubDate>
<description><![CDATA[As the unstable economy has demonstrated not too long ago, there are hardly any certainties when it comes to future finances. One of the best options people have is to invest in good, solid retirement plans. After all, a retirement account will be the primary source of support for most retirees.]]></description>
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<title>Why IRA Real Estate Investments Are Important?</title>
<link>http://EzineArticles.com/6738486</link>
<guid>http://EzineArticles.com/6738486</guid>
<pubDate>Thu, 08 Dec 2011 15:50:14 -0600</pubDate>
<description><![CDATA[The world of IRA is vast and complicated-at least for individuals who are engaged with the retirement plan without any idea. But for people who have managed to become successful with their IRA accounts, they consider it very simple and easy to handle. With the economic struggles the world is facing these days it is only practical to have IRA real estate investments.]]></description>
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<title>Real Estate in a Self Directed IRA: Transferring Real Estate</title>
<link>http://EzineArticles.com/6738518</link>
<guid>http://EzineArticles.com/6738518</guid>
<pubDate>Thu, 08 Dec 2011 15:49:43 -0600</pubDate>
<description><![CDATA[Although most investors are looking forward to a wealthy retirement, some of them are not aware if their retirement plans are diversified. The assets that can be invested in traditional IRAs are limited to mutual funds, bonds and stocks which is the main reason why this retirement plan investment is unstable and volatile. However, investing into real estate in a self directed IRA is an excellent move provided that the investor is going to rollover his traditional IRA to a self directed IRA.]]></description>
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<item>
<title>IRA Vs 401k Rules in Withdrawals</title>
<link>http://EzineArticles.com/6738505</link>
<guid>http://EzineArticles.com/6738505</guid>
<pubDate>Thu, 08 Dec 2011 15:46:58 -0600</pubDate>
<description><![CDATA[Two of the best retirement plans that offer great advantages are IRA or Individual Retirement Account and 401k Plans. IRA is one of the retirement plans wherein a portion of your income is saved and could be withdrawn by the time you reach your retirement years. The best time to start your withdrawals is at the age of 59 1/2. You might be asking why? This is considered the best time to get your money to avoid having a 10% tax penalty. There are different types of IRA with different investment options. Likewise, a 401k plan is a good way to keep your money and then withdrawn at a later time. The same tax penalties in IRA would apply on withdrawals. The only difference is that all 401k plans are sponsored by your employer where a payroll deduction scheme is implemented.]]></description>
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<item>
<title>Just a Few IRA Rules</title>
<link>http://EzineArticles.com/6738497</link>
<guid>http://EzineArticles.com/6738497</guid>
<pubDate>Thu, 08 Dec 2011 15:46:13 -0600</pubDate>
<description><![CDATA[The Individual Retirement Arrangement or IRA was first established to provide the average American worker with an alternative option over traditional pension plans. The IRA system has come a long way and now has a multitude of incarnations offering different features. The government has provided a set of IRA rules for each of the various types.]]></description>
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<item>
<title>IRA Alternative</title>
<link>http://EzineArticles.com/6731965</link>
<guid>http://EzineArticles.com/6731965</guid>
<pubDate>Wed, 07 Dec 2011 08:26:13 -0600</pubDate>
<description><![CDATA[With higher taxes looming and stock markets more volatile than ever many individuals are looking for alternatives to their IRA or 401(k). However, few are having success finding a vehicle that gives them many of the same advantages without the risks.]]></description>
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<item>
<title>Why Your 401(K) May Change Significantly</title>
<link>http://EzineArticles.com/6729681</link>
<guid>http://EzineArticles.com/6729681</guid>
<pubDate>Thu, 01 Dec 2011 20:04:48 -0600</pubDate>
<description><![CDATA[Next year, 401(k) plan participants will see the true cost of their retirement accounts for the first time - and many will not be pleased. In April 2012, long-awaited Department of Labor rules designed to improve fee transparency in 401(k) plans will go into effect. Consequently, many employers are changing their 401(k) plan provider in an attempt to lower investment fees and provide stronger investment options.]]></description>
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<title>10 Reasons to Roll Over Your Former Employer's 401(K)</title>
<link>http://EzineArticles.com/6686461</link>
<guid>http://EzineArticles.com/6686461</guid>
<pubDate>Fri, 18 Nov 2011 18:31:06 -0600</pubDate>
<description><![CDATA[Still have money in a former employer's 401(k)? Here are some things to consider and and some reasons you might want to go ahead and "roll-it-over"!]]></description>
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<item>
<title>The Rules of a 401k Rollover</title>
<link>http://EzineArticles.com/6692962</link>
<guid>http://EzineArticles.com/6692962</guid>
<pubDate>Thu, 17 Nov 2011 11:05:19 -0600</pubDate>
<description><![CDATA[Have you recently changed jobs or been let go? You may be wondering what to do with your old 401k retirement plan. Learn the rules of a 401k rollover and more.]]></description>
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<item>
<title>5 Benefits of an IRA</title>
<link>http://EzineArticles.com/6692233</link>
<guid>http://EzineArticles.com/6692233</guid>
<pubDate>Thu, 17 Nov 2011 10:44:42 -0600</pubDate>
<description><![CDATA[1. The traditional IRA, which is coincidentally the original type of IRA, is good for people who don't have an employer option because contributions are fully deductible. The IRA must be used before you turn 70, and can not be used before 59 and a half without incurring a 10% penalty on the amount withdrawn.]]></description>
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<item>
<title>When the Economy Is Bad, Should You Pull Away From 401k Stocks?</title>
<link>http://EzineArticles.com/6694173</link>
<guid>http://EzineArticles.com/6694173</guid>
<pubDate>Wed, 16 Nov 2011 12:35:50 -0600</pubDate>
<description><![CDATA[In case you have 401k investments in stocks, you experienced a loss of profits 3 years ago. You probably have pushed aside helplessly as your retirement financial savings evaporated. Your initial reaction and it may still be a thought is to move out at the very moment.]]></description>
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<item>
<title>Top 5 Advantages of a 401k Plan</title>
<link>http://EzineArticles.com/6686975</link>
<guid>http://EzineArticles.com/6686975</guid>
<pubDate>Fri, 11 Nov 2011 16:14:21 -0600</pubDate>
<description><![CDATA[We all know we need to save for retirement. The question becomes: Where should I save my money? The simple answer for many will be their work 401k plan.]]></description>
</item>
<item>
<title>The Changes Perceived For The 401k Contribution Limits 2012</title>
<link>http://EzineArticles.com/6644052</link>
<guid>http://EzineArticles.com/6644052</guid>
<pubDate>Tue, 25 Oct 2011 14:24:41 -0500</pubDate>
<description><![CDATA[Each year the IRS stipulates whether retirement plan changes are necessary, based on cost of living. Here is a look at the changes for 401k contribution limits 2012.]]></description>
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<item>
<title>How Discipline Will Help You To Actively Manage Your 401K Plan Today</title>
<link>http://EzineArticles.com/6646530</link>
<guid>http://EzineArticles.com/6646530</guid>
<pubDate>Tue, 25 Oct 2011 11:38:18 -0500</pubDate>
<description><![CDATA[The importance of discipline in actively managing your 401K plan is a necessity to ensure a bright and secure retirement. A little bit of effort and time regularly will help the individual take control of his future.]]></description>
</item>
<item>
<title>The Death Cross - How To Trade It</title>
<link>http://EzineArticles.com/6630945</link>
<guid>http://EzineArticles.com/6630945</guid>
<pubDate>Thu, 20 Oct 2011 10:08:49 -0500</pubDate>
<description><![CDATA[In mid-August of this year (2011)  there were many people pointing out the newly formed "Death Cross" in the major indices. But what does it mean and how can you trade it?]]></description>
</item>
<item>
<title>How Do I Choose the Best Retirement Investment?</title>
<link>http://EzineArticles.com/6582350</link>
<guid>http://EzineArticles.com/6582350</guid>
<pubDate>Mon, 17 Oct 2011 07:53:38 -0500</pubDate>
<description><![CDATA[When trying to choose the best investment board, you should consider your age and the amount of resources you have already put aside. For example, a person who is approaching retirement over the next few years will need a more aggressive investment strategy than 21 years it has done little savings and investment. People who are close to retirement and have already accumulated a significant number of financial assets may find it useful to start investing in low-risk assets like bonds.]]></description>
</item>
<item>
<title>The 401K Rollover Rules And How They May Affect You</title>
<link>http://EzineArticles.com/6602961</link>
<guid>http://EzineArticles.com/6602961</guid>
<pubDate>Tue, 11 Oct 2011 08:44:55 -0500</pubDate>
<description><![CDATA[When it comes to rolling over your 401K retirement account you'll need to understand the facts. Here are some 401k rollover rules and how they could affect you.]]></description>
</item>
<item>
<title>Is a Roth IRA Good or Bad?</title>
<link>http://EzineArticles.com/6617177</link>
<guid>http://EzineArticles.com/6617177</guid>
<pubDate>Mon, 10 Oct 2011 20:11:42 -0500</pubDate>
<description><![CDATA[Like a knife, a Roth IRA is neither inherently good nor inherently bad. In the hands of a thug, a knife can be a deadly weapon. In the hands of a skilled surgeon, a knife is a life-saving device! There are many variables that determine whether a Roth IRA is right for you.]]></description>
</item>
<item>
<title>What Is an IRA Investment?</title>
<link>http://EzineArticles.com/6599789</link>
<guid>http://EzineArticles.com/6599789</guid>
<pubDate>Thu, 06 Oct 2011 11:56:49 -0500</pubDate>
<description><![CDATA[Most people are curious to know about IRA investment options. They want to know how to invest money in the best way so that they are secure in their retirement. No matter how young you are, it is best to start putting aside a part of your earning for your retirement even though that might seem far away. Most organizations no longer keep on paying their employees after retirement. So, you should make provisions for your own living and medical expenses as early as possible.]]></description>
</item>
<item>
<title>Ira 401k Investing: Are We Entering a Growth Spurt?</title>
<link>http://EzineArticles.com/6584499</link>
<guid>http://EzineArticles.com/6584499</guid>
<pubDate>Thu, 29 Sep 2011 09:46:51 -0500</pubDate>
<description><![CDATA[Learn how value stocks have lost their luster possibly and why growth stocks might be taking the reigns of the market. Remember: The market shifts between growth and value - so you have to switch to in a stock, mutual fund or 401K plan.]]></description>
</item>
<item>
<title>Earning a Second Income for Portfolio Diversification</title>
<link>http://EzineArticles.com/6580205</link>
<guid>http://EzineArticles.com/6580205</guid>
<pubDate>Tue, 27 Sep 2011 15:16:38 -0500</pubDate>
<description><![CDATA[Instead of being a victim of the economy you can take direct responsibility for your success by investing your hard-earned savings into a business you control. No need to passively stand by to watch what happens next in the markets, you can be earning "fresh" income by leveraging what you have already put away.]]></description>
</item>
<item>
<title>To Roth or Not?</title>
<link>http://EzineArticles.com/6553486</link>
<guid>http://EzineArticles.com/6553486</guid>
<pubDate>Thu, 15 Sep 2011 08:57:34 -0500</pubDate>
<description><![CDATA[Now that the restriction on Roth's for those with Adjusted Gross Income over $100,000 has been lifted, many individuals are thinking if a Roth or Roth conversion makes sense for them. Despite all the favorable mention in the press, the answer is not that simple.]]></description>
</item>
<item>
<title>Appraisal and Valuation Concepts - Understanding Note Discounting</title>
<link>http://EzineArticles.com/6553690</link>
<guid>http://EzineArticles.com/6553690</guid>
<pubDate>Wed, 14 Sep 2011 15:24:39 -0500</pubDate>
<description><![CDATA[What Is The Discounted Market Value of a Promissory Note? What is the Purpose of Discounting a Promissory Note? Is there a Mathematics Formula Used to Calculate the Discount Rate? How is the Discount Calculated in Actual Situations?]]></description>
</item>
<item>
<title>Promissory Note Investing Using Your IRA</title>
<link>http://EzineArticles.com/6551310</link>
<guid>http://EzineArticles.com/6551310</guid>
<pubDate>Wed, 14 Sep 2011 09:26:31 -0500</pubDate>
<description><![CDATA[One of the foundations of successful long-term investing is using a tax free, or a tax deferred, investment account. By using a tax-sheltered account, it allows your interest income to compound (grow) monthly, or annually, without having income taxes deducted from it. ]]></description>
</item>
<item>
<title>Membership Eligibility of the Provident Fund</title>
<link>http://EzineArticles.com/6547967</link>
<guid>http://EzineArticles.com/6547967</guid>
<pubDate>Mon, 12 Sep 2011 14:00:43 -0500</pubDate>
<description><![CDATA[Classes of employees entitled and required to join the Provident Fund: 1. Every employee employed in or in connection with the work of a factory or other establishment to which this PF scheme applies, other than an excluded employee, shall be entitled and required to become the member of the Provident Fund from the day PF scheme comes in to force in such factory or other establishment. ]]></description>
</item>
<item>
<title>Choosing the Right Individual Retirement Account for Your Future</title>
<link>http://EzineArticles.com/6537627</link>
<guid>http://EzineArticles.com/6537627</guid>
<pubDate>Wed, 07 Sep 2011 08:50:12 -0500</pubDate>
<description><![CDATA[If you're looking to save for your future, an individual retirement account, or IRA, is one of the best investment vehicles you'll find. IRAs offer workers a low-risk way to save and earn interest. Though financial experts agree that people should begin saving for retirement as early in their careers as possible...]]></description>
</item>
<item>
<title>How To Appraise the Appraiser</title>
<link>http://EzineArticles.com/6534213</link>
<guid>http://EzineArticles.com/6534213</guid>
<pubDate>Fri, 02 Sep 2011 11:51:27 -0500</pubDate>
<description><![CDATA[When Do You Need a Professional Appraisal?   If you are already a note investor, you have probably been requested to get a professional valuation by a commercial bank or by another investor or potential investor.   If you plan to become a promissory note investor by buying existing notes, you will realize that it is a technical area of finance.]]></description>
</item>
<item>
<title>Provident Fund Withdrawal - Duties of the Regional PF Commissioner</title>
<link>http://EzineArticles.com/6524226</link>
<guid>http://EzineArticles.com/6524226</guid>
<pubDate>Fri, 02 Sep 2011 09:52:57 -0500</pubDate>
<description><![CDATA[When your Provident Fund amount becomes payable, it is the duty of the Regional PF Commissioner to make a prompt payment as provided in EPF & MP Act 1952 scheme. The claim form, complete in all aspects, should be cleared with in 30 days from the date of its receipt. ]]></description>
</item>
<item>
<title>Are 401(K) Loans A Good Solution?</title>
<link>http://EzineArticles.com/6522365</link>
<guid>http://EzineArticles.com/6522365</guid>
<pubDate>Mon, 29 Aug 2011 12:51:09 -0500</pubDate>
<description><![CDATA[Most people need to borrow money at some point, but is borrowing from a 401(k) plan the best solution? You can borrow up to 50% of your account value up to a maximum of $50,000. Further, borrowing from a 401k plan is unique in that you're borrowing from yourself instead of from a third party. The interest and principal that you pay goes back into your plan. However, you could forgo the ability to make further contributions and receive a matching contribution from your employer, and forfeit some of the tax-deferral advantages that make 401(k)s so beneficial.]]></description>
</item>
<item>
<title>Checkbook IRA LLC Investing Guidelines - Part Two</title>
<link>http://EzineArticles.com/6512180</link>
<guid>http://EzineArticles.com/6512180</guid>
<pubDate>Mon, 29 Aug 2011 09:12:43 -0500</pubDate>
<description><![CDATA[There are many reasons why real estate is the most popular self-directed IRA investment. To mention a few: Familiarity-everyone lives in some sort of real estate and has some first-hand experience with detached single-family houses, townhouses, row houses, condominiums, and apartments. Because of this first-hand knowledge and experience, taking the investing step probably feels safer.]]></description>
</item>
<item>
<title>Checkbook IRA LLC - Investing Guidelines - Part One</title>
<link>http://EzineArticles.com/6506607</link>
<guid>http://EzineArticles.com/6506607</guid>
<pubDate>Wed, 24 Aug 2011 08:54:53 -0500</pubDate>
<description><![CDATA[What are alternative assets-non-traditional assets: When considering their investing choices, the vast majority of investors immediately think of stocks, bonds, mutual funds, exchange traded funds, and closed-end funds. These categories of investment assets are in fact the most well known and popular.   Fidelity Investment, Vanguard, Morgan Stanley, and certain bank trust departments are examples of the type of IRA custodians and administrators that allow only stocks, bonds, mutual funds, exchange traded funds and closed-end funds.]]></description>
</item>
<item>
<title>The Opportunity For Contributing To A Roth 401k Is Here To Stay</title>
<link>http://EzineArticles.com/6507115</link>
<guid>http://EzineArticles.com/6507115</guid>
<pubDate>Mon, 22 Aug 2011 13:58:11 -0500</pubDate>
<description><![CDATA[There was a time when the Roth 401k was scheduled to be phased out. Fortunately, legislation saved this retirement savings program so investors could continue to reap its tax-savings benefits. Read on to see how you can benefit from this legislative rescue.]]></description>
</item>
<item>
<title>Appraising the Checkbook IRA LLC - Part Two</title>
<link>http://EzineArticles.com/6495737</link>
<guid>http://EzineArticles.com/6495737</guid>
<pubDate>Thu, 18 Aug 2011 14:24:41 -0500</pubDate>
<description><![CDATA[The IRS Now Enforces the LLC Appraisal Rules. Why is the IRS Enforcing Appraisal Requirement? It is no longer acceptable to hold an asset at its original cost basis, ignoring years of appreciation.]]></description>
</item>
<item>
<title>Appraising the Checkbook IRA LLC - Part One</title>
<link>http://EzineArticles.com/6481303</link>
<guid>http://EzineArticles.com/6481303</guid>
<pubDate>Mon, 15 Aug 2011 12:01:05 -0500</pubDate>
<description><![CDATA[A self-directed IRA account that is the owner of a Limited Liability Company (LLC), is a tax-advantaged retirement account. It allows the account holder to pick his own investment assets. The investments selected need not be traditional assets such as stocks, bonds, and mutual funds.]]></description>
</item>
<item>
<title>Promissory Notes - Tools for Successful Investing</title>
<link>http://EzineArticles.com/6468213</link>
<guid>http://EzineArticles.com/6468213</guid>
<pubDate>Mon, 15 Aug 2011 09:14:36 -0500</pubDate>
<description><![CDATA[Investing correctly does not happen by magic. You need the correct tools. In addition to having the correct tools, you have to learn how to use them.]]></description>
</item>
<item>
<title>Simple 401(K) Asset Allocation Options</title>
<link>http://EzineArticles.com/6470718</link>
<guid>http://EzineArticles.com/6470718</guid>
<pubDate>Thu, 11 Aug 2011 09:55:41 -0500</pubDate>
<description><![CDATA[Studies have shown that the more investment options available in a 401(k), the lower the participation percentage. This is because most employees lack the desire or knowledge to carefully select their investment options. One way an advisor can mitigate this issue is by offering an asset allocation option that provides a participant exposure to stocks, bonds, and cash through a single fund.]]></description>
</item>
<item>
<title>How to Roll Money Over From a 401(K) to an IRA</title>
<link>http://EzineArticles.com/6463605</link>
<guid>http://EzineArticles.com/6463605</guid>
<pubDate>Mon, 08 Aug 2011 14:38:55 -0500</pubDate>
<description><![CDATA[When you leave your employer, one of the most important things you want to remember to take with you is your 401(k) plan. There are several rules and guidelines you want to follow to ensure that you make the most of your old 401(k) plan. We will explain what to do in the following article.]]></description>
</item>
<item>
<title>How to Rollover a 401(K) Account</title>
<link>http://EzineArticles.com/6460763</link>
<guid>http://EzineArticles.com/6460763</guid>
<pubDate>Mon, 08 Aug 2011 09:27:36 -0500</pubDate>
<description><![CDATA[Do you have an old 401(k) plan that your not sure what to do with and you want to find out what your options are? Learn about rolling over your 401(k) plan to an IRA and the steps you need to take to do this.]]></description>
</item>
<item>
<title>Rolling a 401(K) Plan to an IRA Account</title>
<link>http://EzineArticles.com/6460770</link>
<guid>http://EzineArticles.com/6460770</guid>
<pubDate>Mon, 08 Aug 2011 08:59:59 -0500</pubDate>
<description><![CDATA[Rolling over an old 401(k) plan can be a difficult process if you don't understand your options. Learn what you need to know about rolling your account over to the proper type of IRA account and the steps to make this simple.]]></description>
</item>
<item>
<title>Borrowing Money From Your 401k</title>
<link>http://EzineArticles.com/6473631</link>
<guid>http://EzineArticles.com/6473631</guid>
<pubDate>Thu, 04 Aug 2011 15:48:09 -0500</pubDate>
<description><![CDATA[Today's tough economic conditions have people looking for ways to gain access to quick cash for both unexpected bills and everyday bills. There is hope for employees who have invested in a 401k to gain access to some of the money invested though a 401k loan.]]></description>
</item>
<item>
<title>Benefits And Features Of the SEP IRA</title>
<link>http://EzineArticles.com/6471705</link>
<guid>http://EzineArticles.com/6471705</guid>
<pubDate>Thu, 04 Aug 2011 15:47:37 -0500</pubDate>
<description><![CDATA[When it comes to the widely utilized IRA retirement account there are a number of different products to choose from. Here are some benefits and features associated with the SEP IRA.]]></description>
</item>
<item>
<title>What Is a Solo 401k Plan?</title>
<link>http://EzineArticles.com/6469213</link>
<guid>http://EzineArticles.com/6469213</guid>
<pubDate>Thu, 04 Aug 2011 11:32:35 -0500</pubDate>
<description><![CDATA[401K plans are a great way to save for retirement, but what if you don't have access to these plans or work for yourself. Here's a look at what is a solo 401k plan.]]></description>
</item>
<item>
<title>What Is An IRA? Your Questions Answered</title>
<link>http://EzineArticles.com/6471686</link>
<guid>http://EzineArticles.com/6471686</guid>
<pubDate>Thu, 04 Aug 2011 11:14:38 -0500</pubDate>
<description><![CDATA[Individual Retirement accounts are a terrific way to save for retirement. Here are some questions answered when it comes to what is an IRA account.]]></description>
</item>
<item>
<title>Know Your 2011 IRA Rollover Basics</title>
<link>http://EzineArticles.com/6456272</link>
<guid>http://EzineArticles.com/6456272</guid>
<pubDate>Mon, 01 Aug 2011 08:10:54 -0500</pubDate>
<description><![CDATA[If you are planning on retiring, changing jobs, or the like it's necessary to understand how to take your retirement account with you. Here's why it's important to know now your 2011 IRA rollover basics.]]></description>
</item>
<item>
<title>How to Offer a Low Cost 401(K) Plan</title>
<link>http://EzineArticles.com/6427507</link>
<guid>http://EzineArticles.com/6427507</guid>
<pubDate>Fri, 29 Jul 2011 13:51:37 -0500</pubDate>
<description><![CDATA[One of the biggest factors to ensuring your employees can retire with a sufficient nest egg is to offer a low cost retirement plan. Thus, an employer should pay close attention to all of the costs of their plan to assure that they are providing a great benefit to their employees.]]></description>
</item>
<item>
<title>Self-Direct IRA Investing Tips for the Inexperienced</title>
<link>http://EzineArticles.com/6441874</link>
<guid>http://EzineArticles.com/6441874</guid>
<pubDate>Fri, 29 Jul 2011 10:05:21 -0500</pubDate>
<description><![CDATA[Experience is a good school. But the fees are very high. The beginning investor---the inexperienced investor--- has an exciting opportunity.]]></description>
</item>
<item>
<title>3 Compelling Reasons to Contribute to Your IRA Every Year</title>
<link>http://EzineArticles.com/6455122</link>
<guid>http://EzineArticles.com/6455122</guid>
<pubDate>Thu, 28 Jul 2011 14:19:41 -0500</pubDate>
<description><![CDATA[IRA's have been around for decades. Are you taking advantage of this wonderful tax-saving strategy? If not, here are three great reasons to contribute to your IRA this year and every year.]]></description>
</item>
<item>
<title>Investing: The Shocking Truth About 401ks and Paper Assets!</title>
<link>http://EzineArticles.com/6438213</link>
<guid>http://EzineArticles.com/6438213</guid>
<pubDate>Thu, 28 Jul 2011 09:46:52 -0500</pubDate>
<description><![CDATA[Will you be one of the tens of millions of people who may have no money in their 401k? Wow sounds unbelievable right but before you stop reading this article ask yourself these three questions. How much have you lost in your 401k since 2008?]]></description>
</item>
<item>
<title>Take Emotions Out of Investing by Charting Market Reference Points</title>
<link>http://EzineArticles.com/6436606</link>
<guid>http://EzineArticles.com/6436606</guid>
<pubDate>Mon, 25 Jul 2011 13:46:44 -0500</pubDate>
<description><![CDATA[Do you have a hard time remaining calm on days when the market moves 200, 300, 400 points or more? Big daily moves, whether up or down, can work on your emotions. Using price charts to find market reference points can help you determine when you should be concerned and when you should just prop up your feet and relax.]]></description>
</item>
<item>
<title>Closing Out Your Roth IRA</title>
<link>http://EzineArticles.com/6431328</link>
<guid>http://EzineArticles.com/6431328</guid>
<pubDate>Mon, 25 Jul 2011 11:37:32 -0500</pubDate>
<description><![CDATA[An individual retirement account (IRA) can sound like a prison sentence once you start reading all of the fine print about what you are and aren't allowed to do with your money once you commit it to this savings endeavor. It may feel like you should kiss your cash goodbye and hope you see at least part of it at age 60.]]></description>
</item>
<item>
<title>Your Roth IRA Investment Is Tax Free!</title>
<link>http://EzineArticles.com/6418874</link>
<guid>http://EzineArticles.com/6418874</guid>
<pubDate>Thu, 21 Jul 2011 15:50:53 -0500</pubDate>
<description><![CDATA[Planning for ones' retirement is always a good idea no matter how old or how young you are. Obviously, if you are older your retire plan strategies will tend to be a bit different than if you start planning for retirement at age 25. However, one particular tool in planning for retirement that is extremely effective is by using a Roth IRA.]]></description>
</item>
<item>
<title>Withdrawing Your Funds From An IRA or Roth IRA</title>
<link>http://EzineArticles.com/6423183</link>
<guid>http://EzineArticles.com/6423183</guid>
<pubDate>Wed, 20 Jul 2011 14:45:03 -0500</pubDate>
<description><![CDATA[The IRA and Roth IRA are well suited to purposes of retirement savings. Nonetheless, any distributions before the golden years might have a major impact on your longer term plans.]]></description>
</item>
<item>
<title>Untimely Distribution of IRA</title>
<link>http://EzineArticles.com/6421353</link>
<guid>http://EzineArticles.com/6421353</guid>
<pubDate>Wed, 20 Jul 2011 11:44:26 -0500</pubDate>
<description><![CDATA[The US government has designed a retirement savings plan in order to encourage personal savings among employees for post retirement life. In times, when pension schemes in both private and corporate sectors are reducing considerably, the government is encouraging employees to save money for their future life.]]></description>
</item>
<item>
<title>Investing for Compound Interest - The Reason Why You Need to Begin Today</title>
<link>http://EzineArticles.com/6420173</link>
<guid>http://EzineArticles.com/6420173</guid>
<pubDate>Tue, 19 Jul 2011 14:58:38 -0500</pubDate>
<description><![CDATA[The simplest method I know to successfully explain the excitement and significance of compounding interest is definitely with an illustration. I am somewhat of a visual learner and compound interest can be a complicated subject to describe, hence we will strive to help make it easy to understand.]]></description>
</item>
<item>
<title>401K Loans and Options</title>
<link>http://EzineArticles.com/6414234</link>
<guid>http://EzineArticles.com/6414234</guid>
<pubDate>Fri, 15 Jul 2011 15:15:32 -0500</pubDate>
<description><![CDATA[Many people in today's economy feel the need to take money out of their retirement plans. Well, before making a decision, an individual should at least consider whether they may qualify for a 401K loan and the benefits of taking out a 401K loan vs. a distribution from their IRA. As always, an individual should always seek the appropriate tax advice from their tax professional before making their own decision.]]></description>
</item>
<item>
<title>Self-Directed IRA - Promissory Note Frauds</title>
<link>http://EzineArticles.com/6391479</link>
<guid>http://EzineArticles.com/6391479</guid>
<pubDate>Thu, 14 Jul 2011 08:33:53 -0500</pubDate>
<description><![CDATA[When you assume responsibility for investing your self-directed IRA account you will quickly learn that there are some new profit making opportunities that will be presented to you. Additionally, you will quickly learn that you will also be presented with new financial risks.]]></description>
</item>
<item>
<title>Making Your Investment Work Out for Your Retirement</title>
<link>http://EzineArticles.com/6405356</link>
<guid>http://EzineArticles.com/6405356</guid>
<pubDate>Thu, 14 Jul 2011 08:33:40 -0500</pubDate>
<description><![CDATA[It is extremely essential to prepare for your future in such a manner that retreat from work does not stay an alarming thing. Nevertheless, strive to change it into the most expected point of your living where you can take pleasure in a lifestyle which is free of professional and personal duties. Here are some important things you could do to help you achieve a serene and valuable retirement.]]></description>
</item>
<item>
<title>Rules and Regulations For a Self-Directed IRA</title>
<link>http://EzineArticles.com/6405115</link>
<guid>http://EzineArticles.com/6405115</guid>
<pubDate>Wed, 13 Jul 2011 13:43:45 -0500</pubDate>
<description><![CDATA[Once you hear about the potential that a self-directed IRA has in terms of helping you maximize your retirement investments, you will no doubt be interested in opening one for yourself and taking control of your retirement savings through investments you know and understand. Investing through a self-directed retirement account  can be a very empowering strategy because it allows you use the market knowledge you've gained over the years to make all of your own investment decisions.]]></description>
</item>
<item>
<title>A True Open Architecture 401(K) Platform</title>
<link>http://EzineArticles.com/6393986</link>
<guid>http://EzineArticles.com/6393986</guid>
<pubDate>Thu, 07 Jul 2011 12:32:39 -0500</pubDate>
<description><![CDATA[Most 401(k) record keepers offer an open architecture solution whereby a plan is able to utilize mutual funds or ETFs from multiple fund families; they are not restricted to proprietary funds only. However, in many situations, while a plan is allowed this flexibility, the record keeping fee for the plan may vary depending on the investment options selected. A true open architecture 401(k) record keeper will not vary its fees based on the plan's fund lineup; its fees are truly independent of investment selection.]]></description>
</item>
<item>
<title>IRA - Individual Ripoff Account</title>
<link>http://EzineArticles.com/6380711</link>
<guid>http://EzineArticles.com/6380711</guid>
<pubDate>Wed, 29 Jun 2011 07:51:49 -0500</pubDate>
<description><![CDATA[Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don't plan to spend. Keep that money from Uncle Sam and let the money grow tax free. Is this really true? Come explore with me today the truth about IRAs that you may not know. Things are not always as they seem.]]></description>
</item>
<item>
<title>Understanding a 401K Account</title>
<link>http://EzineArticles.com/6358225</link>
<guid>http://EzineArticles.com/6358225</guid>
<pubDate>Fri, 17 Jun 2011 12:56:51 -0500</pubDate>
<description><![CDATA[Retirement is a part of life. We go through the same cycle of studying, working and then retiring. For some people, this is their much awaited time to enjoy their savings, kick back and enjoy their life.]]></description>
</item>
<item>
<title>Promissory Note Appraisal And Valuation - Part One</title>
<link>http://EzineArticles.com/6350845</link>
<guid>http://EzineArticles.com/6350845</guid>
<pubDate>Thu, 16 Jun 2011 08:29:13 -0500</pubDate>
<description><![CDATA[The Fair Market Value has significant importance in many, many situations. It can impact the amount of taxes owed, amount owed in a law suite, the amount, owed in a divorce property settlement, and the amount owed in a partnership dissolution settlement.]]></description>
</item>
<item>
<title>Real Estate IRA - Good News? Or Bad News?</title>
<link>http://EzineArticles.com/6343384</link>
<guid>http://EzineArticles.com/6343384</guid>
<pubDate>Tue, 14 Jun 2011 13:00:50 -0500</pubDate>
<description><![CDATA[Have you heard about the real estate IRA investing by means of self directed IRA? I know you have been wondering about what type of self directed IRA regulations will apply to this type of investing? In this article I will show you what you must do with the real estate IRA rules! I assure you after you read this; you will be amazed on how you can get more money!]]></description>
</item>
<item>
<title>Must Know! - Real Estate IRA Investment</title>
<link>http://EzineArticles.com/6343376</link>
<guid>http://EzineArticles.com/6343376</guid>
<pubDate>Tue, 14 Jun 2011 12:54:10 -0500</pubDate>
<description><![CDATA[When you're thinking about the idea of the advantage and disadvantages of a real estate IRA, there are some things to remember and to take note. The real estate IRA investment will work like any of the IRA accounts. Also, you will get some tax deductions in this; you will still get free tax profits, and most importantly you will still be the one who will decide about what you could invest in.]]></description>
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<title>Real Estate Plus IRA Equals Real Estate IRA - A Secured Future</title>
<link>http://EzineArticles.com/6343484</link>
<guid>http://EzineArticles.com/6343484</guid>
<pubDate>Tue, 14 Jun 2011 11:55:29 -0500</pubDate>
<description><![CDATA[With the enactment of the Employee Retirement Income Security Act in 1975 came the creation of the Individual Retirement Accounts. Self-directed Individual Retirement Accounts were granted during this time. The most common investment in this type of account was the speculation in real estate. Thus came the Real Estate Individual Retirement Account.]]></description>
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<title>Life of A King - Self Directed IRA</title>
<link>http://EzineArticles.com/6343366</link>
<guid>http://EzineArticles.com/6343366</guid>
<pubDate>Tue, 14 Jun 2011 11:40:43 -0500</pubDate>
<description><![CDATA[I know all of us want our retirement to be as good as the life of the kings or royalties. The self directed IRA is one of the key to your dream house and the good thing about it is you can control your assets for your retirement. With the different kinds of IRA like 401k, you can see all the return or profit in a year and that's for sure! But what will happen if your funds that is invested in some bonds and stocks goes down? In this case, you could say goodbye to your dream house, car, etc.]]></description>
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<title>The Disadvantages of a Real Estate IRA</title>
<link>http://EzineArticles.com/6343515</link>
<guid>http://EzineArticles.com/6343515</guid>
<pubDate>Tue, 14 Jun 2011 11:40:20 -0500</pubDate>
<description><![CDATA[If you are an investor who is looking for a good retirement investment, there are many options that are laid down for you. Retirement comes in different age; you can be 20 or 50 years old. Regardless of what you choose to do, someday retirement will come. Retirement will provide you all the free time you never had when you were working, which is why planning on investing your hard earned money for your retirement matters. One of the best options now is to go for Real Estate IRA. This type of investment plan where in you will be able to have the benefits of tax bonuses and your fund will be tax free is considered the top option of all.]]></description>
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<title>Real Estate IRA - The Most Important Things You Should Know</title>
<link>http://EzineArticles.com/6343472</link>
<guid>http://EzineArticles.com/6343472</guid>
<pubDate>Tue, 14 Jun 2011 11:28:05 -0500</pubDate>
<description><![CDATA[Real Estate IRA is an investment plan that gives out a profitable tool for widening your investment choices. Not just stocks, bonds and mutual funds. This kind of option is not advertised well by agents, it is either because of ignorance of the outcome or just because they will not make much money out of it. In any way, this kind of investment to real estate is legal, advantageous and possible. You need though to understand all the rules regarding the process and its difference from the traditional retirement investment so that you will have confident decisions when planning this kind of investment plan.]]></description>
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<title>Self-Directed IRA - Prohibitions and Permissions</title>
<link>http://EzineArticles.com/6343509</link>
<guid>http://EzineArticles.com/6343509</guid>
<pubDate>Tue, 14 Jun 2011 11:27:17 -0500</pubDate>
<description><![CDATA[The Self-Directed IRA is an IRA account used for investments regarding the retirement plan of an individual to make investments and assessment regarding investments. The IRS or Internal Revenue Service has regulations that require a capable custodian or trustee for handling the IRA properties of the IRA proprietor.]]></description>
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<title>How and When Can You Deduct a Loss on Your IRA Investments</title>
<link>http://EzineArticles.com/6331064</link>
<guid>http://EzineArticles.com/6331064</guid>
<pubDate>Tue, 07 Jun 2011 09:47:56 -0500</pubDate>
<description><![CDATA[All earnings of your investments in your IRA - whether of tax-deductible contributions or nontax-deductible contributions grow tax-deferred until they're withdrawn. Then they're taxed as ordinary income. But your basis is never taxed. Those who have only made tax-deductible contributions will have everything in their IRA liable to income taxation. Here's how it works...]]></description>
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<title>What Is An In-Plan Roth Conversion?</title>
<link>http://EzineArticles.com/6330613</link>
<guid>http://EzineArticles.com/6330613</guid>
<pubDate>Tue, 07 Jun 2011 09:25:45 -0500</pubDate>
<description><![CDATA[Because of the Small Business Jobs and Credit Act of 2010 (H.R. 5297; Pub. L. No. 111-240), signed into law by President Obama on September 27, 2010, many people want to know what an in-plan Roth conversion is. This new provision makes it possible for any employer-sponsored plan, that includes a qualified Roth contribution program, to make this new feature available. Employees who participate in an employer-sponsored retirement savings plan can now elect to roll over any eligible rollover distribution of non-Roth sums into an individual Roth account within the same plan.]]></description>
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<title>Optimizing Your Retirement Plan's Investment Options</title>
<link>http://EzineArticles.com/6314604</link>
<guid>http://EzineArticles.com/6314604</guid>
<pubDate>Mon, 06 Jun 2011 10:12:03 -0500</pubDate>
<description><![CDATA[Employees often suffer unnecessary losses in their retirement plans due to a lack of education about the steps necessary to build and maintain a suitable investment portfolio. This article highlights several key pieces of information investors need to have in constructing their retirement portfolios and how to successfully use such information to better protect their financial security.]]></description>
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