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<title>Investing:Retirement-Planning Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Investing:Retirement-Planning</link>
<pubDate>Sun, 12 Feb 2012 21:15:48 -0600</pubDate>
<image><title>Investing:Retirement-Planning from EzineArticles.com</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<item>
<title>What Are the Easy Retirement Investment Options?</title>
<link>http://EzineArticles.com/6864452</link>
<guid>http://EzineArticles.com/6864452</guid>
<pubDate>Thu, 09 Feb 2012 09:18:57 -0600</pubDate>
<description><![CDATA[There are several ways to allocate your retirement investments. I have listed them in order of difficulty with an explanation and the management fees associated with them.]]></description>
</item>
<item>
<title>How To Buy Property With Your Super Money</title>
<link>http://EzineArticles.com/6867809</link>
<guid>http://EzineArticles.com/6867809</guid>
<pubDate>Wed, 08 Feb 2012 15:37:17 -0600</pubDate>
<description><![CDATA[Want a large asset for your future that keeps on growing? Don't want to be just passively involved with your money? Interested in paying no out-of-pocket expenses for your retirement asset?]]></description>
</item>
<item>
<title>SMSF Borrowing To Buy Property</title>
<link>http://EzineArticles.com/6867631</link>
<guid>http://EzineArticles.com/6867631</guid>
<pubDate>Wed, 08 Feb 2012 13:14:37 -0600</pubDate>
<description><![CDATA[Looking for a way to increase the value of your assets? Want the ability to leverage an asset to give yourself a stable retirement? Interested in saving on taxes while you invest?]]></description>
</item>
<item>
<title>Using Superannuation To Buy A House</title>
<link>http://EzineArticles.com/6867487</link>
<guid>http://EzineArticles.com/6867487</guid>
<pubDate>Wed, 08 Feb 2012 12:57:21 -0600</pubDate>
<description><![CDATA[Wary of using the share market for your super? Interested in leveraging a Self-Managed Super Fund for a long-term beneficial asset? Believe that property presents a solid opportunity for investment?]]></description>
</item>
<item>
<title>Don't Live or Die by the Stock Market</title>
<link>http://EzineArticles.com/6829072</link>
<guid>http://EzineArticles.com/6829072</guid>
<pubDate>Tue, 07 Feb 2012 14:35:10 -0600</pubDate>
<description><![CDATA[An increasing number of Americans are losing faith in the institutions of our financial system. Living and dying by the latest money reports can grate on the nerves of even the most seasoned investors.]]></description>
</item>
<item>
<title>What Is a Pension Worth Without a Job?</title>
<link>http://EzineArticles.com/6864882</link>
<guid>http://EzineArticles.com/6864882</guid>
<pubDate>Tue, 07 Feb 2012 11:16:29 -0600</pubDate>
<description><![CDATA[With the future of the economy looking more questionable each day, a pension plan gives one an added level of financial comfort. While many are fortunate just to have a job, the really fortunate are those who also have a pension plan.]]></description>
</item>
<item>
<title>Make Retirement Savings Last: Tips to Maintain Lifestyle, Healthcare, Household Expenses</title>
<link>http://EzineArticles.com/6852750</link>
<guid>http://EzineArticles.com/6852750</guid>
<pubDate>Mon, 06 Feb 2012 13:43:13 -0600</pubDate>
<description><![CDATA[One of the biggest fears retirees have is running out of money and with the current economy at a halt and prices rising, many middle-aged and older Americans are having a difficult time paying for life's simple necessities. As a result, many of these Americans have cut out luxuries and have postponed major purchases and travel.]]></description>
</item>
<item>
<title>Quantitative Easing - Reducing Annuity Rates and Pensioner Income</title>
<link>http://EzineArticles.com/6857329</link>
<guid>http://EzineArticles.com/6857329</guid>
<pubDate>Mon, 06 Feb 2012 10:47:52 -0600</pubDate>
<description><![CDATA[The use of Quantitative Easing by the Bank of England may result in a 60 basis point reduction in gilt yields followed by annuity rates decreasing by 6% during 2012 and will mean less income for retiring pensioners that must purchase an annuity now. The decrease of annuity rates due to Quantitative Easing would be in addition to the 11% decrease already experienced by pensioners since June 2011 due to the Eurozone crisis where investments have been moved to safe havens such as UK government bonds or gilts.]]></description>
</item>
<item>
<title>Reality of an Early Retirement</title>
<link>http://EzineArticles.com/6857039</link>
<guid>http://EzineArticles.com/6857039</guid>
<pubDate>Mon, 06 Feb 2012 10:32:52 -0600</pubDate>
<description><![CDATA[For many, the thought of an early retirement is an impossibility due to the cost of living and average price of a home in the United States. But when you start looking abroad at the lower cost of living and affordability of homes on an international level, early retirement becomes a much more solid reality.]]></description>
</item>
<item>
<title>SMSF Buying Property</title>
<link>http://EzineArticles.com/6855670</link>
<guid>http://EzineArticles.com/6855670</guid>
<pubDate>Fri, 03 Feb 2012 13:57:18 -0600</pubDate>
<description><![CDATA[Want to take control of your super and invest for the future? Interested in a super investment more secure than shares? Need help avoiding the pitfalls of property investing?]]></description>
</item>
<item>
<title>Buying Property With Superannuation</title>
<link>http://EzineArticles.com/6857954</link>
<guid>http://EzineArticles.com/6857954</guid>
<pubDate>Fri, 03 Feb 2012 13:03:48 -0600</pubDate>
<description><![CDATA[Self-Managed Superannuation Funds are fast becoming the preferred choice for people who want to control their retirement money and create a secure future for themselves. Now, buying property with superannuation is a viable option to set yourself up for retirement through stable means. Property itself has always been a go-to option for people who want to invest their money in something more secure; in this case, bricks and mortar. But buying property with superannuation is actually a more shrewd investment option than buying property outside of your super fund.]]></description>
</item>
<item>
<title>How To Use Superannuation To Buy Property</title>
<link>http://EzineArticles.com/6858173</link>
<guid>http://EzineArticles.com/6858173</guid>
<pubDate>Fri, 03 Feb 2012 08:35:46 -0600</pubDate>
<description><![CDATA[With uncertainty mounting towards the share market and investing, it's understandable that more people are looking for better ways to invest their super for a comfortable retirement. When you learn how to use superannuation to buy property, you can make a more secure investment and ensure your financial future is mapped out and prosperous.]]></description>
</item>
<item>
<title>7 Steps to Reach Your Retirement Goals</title>
<link>http://EzineArticles.com/6852022</link>
<guid>http://EzineArticles.com/6852022</guid>
<pubDate>Fri, 03 Feb 2012 07:39:41 -0600</pubDate>
<description><![CDATA[Imagine your dream retirement. Whether it be a move to some tropical island, living a comfortable life in your home, spoiling your grandchildren, or the like, planning for retirement a couple decades away or right around the corner is something you should be working towards starting now.]]></description>
</item>
<item>
<title>The Prometric CPA Exam - What It Is and Who Takes It?</title>
<link>http://EzineArticles.com/6849477</link>
<guid>http://EzineArticles.com/6849477</guid>
<pubDate>Thu, 02 Feb 2012 15:51:13 -0600</pubDate>
<description><![CDATA[Gone are the days of the pen and paper exam that I took. The Prometric CPA exam is the only way to take the exam today. In a way it is good.]]></description>
</item>
<item>
<title>What Is the Margin of Safety in Promissory Note Investing?</title>
<link>http://EzineArticles.com/6856848</link>
<guid>http://EzineArticles.com/6856848</guid>
<pubDate>Thu, 02 Feb 2012 14:48:46 -0600</pubDate>
<description><![CDATA[Many note investments do not have a happy ending. Let's examine some reasons for investment failure. What are the fundamental principles of investing?]]></description>
</item>
<item>
<title>The Bucket Approach to Asset Diversification</title>
<link>http://EzineArticles.com/6854617</link>
<guid>http://EzineArticles.com/6854617</guid>
<pubDate>Thu, 02 Feb 2012 13:33:48 -0600</pubDate>
<description><![CDATA[Proper asset allocation ensures the portfolio represents the investor's risk tolerance. If too much of the nest egg is held in stocks and the market tanks, the investor is more likely to panic and sell. In doing this, the investor buys high and sells low. The bucket approach to asset diversification increases the probability that funds will be available to meet any planned expenses ranging from retirement, to business expenditures, to college tuition.]]></description>
</item>
<item>
<title>Dollars And Sense</title>
<link>http://EzineArticles.com/6849828</link>
<guid>http://EzineArticles.com/6849828</guid>
<pubDate>Thu, 02 Feb 2012 11:14:28 -0600</pubDate>
<description><![CDATA[Although investors can generally expect long-term market appreciation, the last ten years have shown us that this is not necessarily the case. As a result, individuals approaching retirement are growing more frustrated with their investments and their brokers, to whom they are paying commissions. Investors are no longer accepting, nor should they, the standard answer of "give it time," or "the market will turn, you just have to be patient.]]></description>
</item>
<item>
<title>Using Superannuation to Buy Property</title>
<link>http://EzineArticles.com/6855546</link>
<guid>http://EzineArticles.com/6855546</guid>
<pubDate>Thu, 02 Feb 2012 11:10:52 -0600</pubDate>
<description><![CDATA[More and more Australians are seeing the benefits in not only establishing their own Self-Managed Super Fund (SMSF), but also in using their SMSF to invest in property. The obvious benefit to this option is that you can use your super to a higher advantage to set yourself up for retirement. Where with traditional super funds you remain unengaged and let a third party manage your investments, having an SMSF enables you to actively engage with your super funds, invest your own money, and control the future of your retirement funds.]]></description>
</item>
<item>
<title>Dollars And Sense</title>
<link>http://EzineArticles.com/6849879</link>
<guid>http://EzineArticles.com/6849879</guid>
<pubDate>Thu, 02 Feb 2012 09:27:53 -0600</pubDate>
<description><![CDATA[After the S&P downgrade of the U.S. Credit rating, stock and commodity markets sold off sharply, dropping nearly 15 percent before recouping losses at the end of the month. Between the negative news and weak expectations for the U.S. economy, the ongoing problems in Europe, market volatility, and general unease, many investors are asking themselves if they should just abandon investing all together and simply put all their money in CD's and Gold. The answer...]]></description>
</item>
<item>
<title>Disaster Avoidance</title>
<link>http://EzineArticles.com/6849964</link>
<guid>http://EzineArticles.com/6849964</guid>
<pubDate>Thu, 02 Feb 2012 08:43:13 -0600</pubDate>
<description><![CDATA[SURVIVAL KIT - You are in for a treat! You are about to learn how an expert law firm transformed the Fair Market Value of a $2 million promissory note into about 30 cents on the dollar--$711,000.00-or less. Let me repeat - a prominent law firm handling a $3,000,00.00 deal did not know how to draft proper documents!]]></description>
</item>
<item>
<title>Would You Pass the Investment Chalkboard Test?</title>
<link>http://EzineArticles.com/6854605</link>
<guid>http://EzineArticles.com/6854605</guid>
<pubDate>Wed, 01 Feb 2012 17:46:15 -0600</pubDate>
<description><![CDATA[An investor's ability to adequately pass this "chalkboard test" is crucial to their long-term success. Saving for retirement requires a different investment approach than does ensuring that resources are available and secure over a short period. How can an investor be confident they are taking appropriate actions if they aren't sure how they chose their investments?]]></description>
</item>
<item>
<title>A $250,000 Promissory Note May Be Worth $125,000 - Or Less - Part 2</title>
<link>http://EzineArticles.com/6835244</link>
<guid>http://EzineArticles.com/6835244</guid>
<pubDate>Mon, 30 Jan 2012 13:03:01 -0600</pubDate>
<description><![CDATA[What flaws usually cause promissory notes to be discounted? How to avoid investing in a flawed and discounted promissory note.]]></description>
</item>
<item>
<title>Cuckoos in the NEST - Low-Cost Pensions and Auto-Enrolment</title>
<link>http://EzineArticles.com/6838083</link>
<guid>http://EzineArticles.com/6838083</guid>
<pubDate>Thu, 26 Jan 2012 16:17:57 -0600</pubDate>
<description><![CDATA[As more companies investigate their options with regards pension auto-enrolment and workplace pensions, so more companies are starting to realise that they do not need to use the NEST pension scheme. NEST will always be there, and companies can always use them, but that does not mean they should. Let us have a look at what NEST is, and what it is for.]]></description>
</item>
<item>
<title>Getting Ready to Retire - Have You Covered All Your Bases?</title>
<link>http://EzineArticles.com/6833924</link>
<guid>http://EzineArticles.com/6833924</guid>
<pubDate>Wed, 25 Jan 2012 15:59:03 -0600</pubDate>
<description><![CDATA[You may have been diligent about putting money away for retirement and making big plans for your time, but now that it's getting closer are you sure you've covered all the bases? Make sure that you haven't overlooked some of the following components of a successful retirement: Walk the Walk. If you are planning on relocating in retirement make sure you have taken a long vacation in the area.]]></description>
</item>
<item>
<title>Important Investing Tips for Expensive Watches</title>
<link>http://EzineArticles.com/6829724</link>
<guid>http://EzineArticles.com/6829724</guid>
<pubDate>Tue, 24 Jan 2012 14:28:42 -0600</pubDate>
<description><![CDATA[It is true that when you plan to invest your money buying expensive watches, you need to have a precise plan to follow. You must determine the exact investment portfolio you will have when you decide to sell the items by careful appraisal.]]></description>
</item>
<item>
<title>Passive Income - What It Is, Why You Need It, And the Top 5 Places to Get It</title>
<link>http://EzineArticles.com/6820562</link>
<guid>http://EzineArticles.com/6820562</guid>
<pubDate>Wed, 18 Jan 2012 15:34:06 -0600</pubDate>
<description><![CDATA[You may not know it yet, but you need passive income. If your retirement account just took that mine did, maybe you do. Either way, passive income is essential for security and comfort going into the future. Fortunately, passive income is easier to understand, and easier to obtain than most people think. Join me as I explain passive income-what it is, why you need it, and the 5 best places to obtain it.]]></description>
</item>
<item>
<title>Four Reasons Why Business Owners Should Make A Will</title>
<link>http://EzineArticles.com/6820783</link>
<guid>http://EzineArticles.com/6820783</guid>
<pubDate>Wed, 18 Jan 2012 14:18:06 -0600</pubDate>
<description><![CDATA[If you own a business or have shares in a family company then you should consider making a Will. The following are some of the reasons why making a Will for business owners is so important.]]></description>
</item>
<item>
<title>Time to Take the Hands-On Approach to Your Investments</title>
<link>http://EzineArticles.com/6819692</link>
<guid>http://EzineArticles.com/6819692</guid>
<pubDate>Wed, 18 Jan 2012 12:55:04 -0600</pubDate>
<description><![CDATA[Okay, so you're getting seriously negative real rates of interest on your cash deposits, a pained glance at your pension statement or 401K account tells you to postpone indefinitely all plans of retiring to the golf course, and your financial planner or fund manager is still pocketing the commissions while you're still taking the losses. What's an investor to do?]]></description>
</item>
<item>
<title>Annuity Rates - How Timing Can Reduce Your Income</title>
<link>http://EzineArticles.com/6817314</link>
<guid>http://EzineArticles.com/6817314</guid>
<pubDate>Wed, 18 Jan 2012 07:38:54 -0600</pubDate>
<description><![CDATA[The timing of an annuity purchase could mean 43% less income for a pensioner buying an annuity today, making a significant difference to the amount income you receive over your lifetime compared to buying an annuity at other times. Annuity rates have been decreasing for many years now and this has directly reduced the buying power of a pensioner's pension fund. In addition many pensioners remain invested in equities right up to the time they purchase an annuity at retirement and over this same period equities have also decreased.]]></description>
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<item>
<title>Retirement Success Equals Multiple Sources Of Income</title>
<link>http://EzineArticles.com/6767950</link>
<guid>http://EzineArticles.com/6767950</guid>
<pubDate>Tue, 17 Jan 2012 10:33:20 -0600</pubDate>
<description><![CDATA[Retirement can be a scary event for many people. If you are planning on your Social Security check to cover your monthly expenses, you may be in for a rude awakening. If you have a company pension along with social security it will be better, but those plans are disappearing or shrinking every year. The good news is that if you plan properly, you could have easily three or more income sources when you retire. Here is how.]]></description>
</item>
<item>
<title>Blueprint To An Early Retirement - Seven Steps To Success</title>
<link>http://EzineArticles.com/6767951</link>
<guid>http://EzineArticles.com/6767951</guid>
<pubDate>Thu, 12 Jan 2012 13:33:31 -0600</pubDate>
<description><![CDATA[The single biggest obstacle to a successful retirement is procrastination. For over 30 years I have helped individuals and their families plan for retirement and the most common complaint is that they wished they had started sooner. Use this simple blueprint to help get you started and keep you moving in a positive direction.]]></description>
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<item>
<title>The 4 Reasons You Will Never Retire</title>
<link>http://EzineArticles.com/6801101</link>
<guid>http://EzineArticles.com/6801101</guid>
<pubDate>Tue, 10 Jan 2012 18:57:57 -0600</pubDate>
<description><![CDATA[Maybe you're in your 20s. Maybe you're in your 50s. Either way, you're probably not going to retire if things stay the way they are. There are four big reasons why most people can never fully retire, and here they are. Knowing these will equip you to avoid these common pitfalls and eventually be able to retire.]]></description>
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<item>
<title>Annoy Your Financial Advisor in 2012 - Buy Investment Trusts</title>
<link>http://EzineArticles.com/6795265</link>
<guid>http://EzineArticles.com/6795265</guid>
<pubDate>Fri, 06 Jan 2012 07:48:27 -0600</pubDate>
<description><![CDATA[More to the point though, there are plenty of investment vehicles out there which, on average, are cheaper than the ones advisors recommend and, on average, have far better long term performance. So why don't these products get recommended then? The simple and sad truth is that it all comes down to money again - these superior, yet cheaper products don't pay commission to financial advisors. So once again, I say - so much for professionalism.]]></description>
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<item>
<title>Convenience During Retirement Guaranteed With Immediate Annuity</title>
<link>http://EzineArticles.com/6790396</link>
<guid>http://EzineArticles.com/6790396</guid>
<pubDate>Wed, 04 Jan 2012 10:39:59 -0600</pubDate>
<description><![CDATA[After retirement, many individuals have to face the problems of dependencies. Immediate annuities are the schemes that have been introduced for the retirees in order to ensure the best life after getting released from work. With immediate annuity, the retirees can be benefited extremely in monetary terms.]]></description>
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<item>
<title>Deferred Annuities Offers to Minimize the Hassles of Retirement</title>
<link>http://EzineArticles.com/6790384</link>
<guid>http://EzineArticles.com/6790384</guid>
<pubDate>Wed, 04 Jan 2012 10:34:52 -0600</pubDate>
<description><![CDATA[The above piece highlights the need of the old age investor and the possible returns he will get by investing some part of his lifetime savings in deferred annuities. With the option of tax at withdrawal will make this investment get the long term investment tag and let him earn a fixed return.]]></description>
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<item>
<title>2012 Outlook For High Yield Dividend Paying Stocks for Retirement</title>
<link>http://EzineArticles.com/6789194</link>
<guid>http://EzineArticles.com/6789194</guid>
<pubDate>Mon, 02 Jan 2012 11:34:07 -0600</pubDate>
<description><![CDATA[What are factors impacting the markets as we head into 2012? What do we know for sure? How to determine which stocks are best for your portfolio? What metrics should I use in evaluating stocks?]]></description>
</item>
<item>
<title>4 Steps to Getting Rich and Moving Abroad</title>
<link>http://EzineArticles.com/6784010</link>
<guid>http://EzineArticles.com/6784010</guid>
<pubDate>Fri, 30 Dec 2011 19:14:28 -0600</pubDate>
<description><![CDATA[Saving money is tough! Its not easy to save up a significant amount if you have bills to pay, groceries to buy, and all the other necessary evils that take money out of our lives. However, there are definite ways in which you can improve your money saving skills, and be able to create enough savings (using debt elimination tactics and 1% saving techniques) to be able to move to step two: generating passive income.]]></description>
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<item>
<title>How to Retire Early Without Having to Live Frugally</title>
<link>http://EzineArticles.com/6712050</link>
<guid>http://EzineArticles.com/6712050</guid>
<pubDate>Fri, 30 Dec 2011 08:15:24 -0600</pubDate>
<description><![CDATA[People are constantly complaining about the cost of living and finding that they are living beyond their means so the question is, should your income stop how long would you survive on your current savings and when you retire how much will you have to live on and will your pension be enough to live a comfortable life? You may want to start doing things differently such as put extra funds aside, self manage your super fund, invest in appreciating assets, look at other ways to add to your income and learn from the experts and mentors by reading and asking lots of questions.]]></description>
</item>
<item>
<title>How Workers Today Often Don't Have Adequate Savings</title>
<link>http://EzineArticles.com/6783994</link>
<guid>http://EzineArticles.com/6783994</guid>
<pubDate>Thu, 29 Dec 2011 13:53:22 -0600</pubDate>
<description><![CDATA[More and more people work for companies who don't have pension plans or they're self-employed and have nothing. As a result, there are a number of employees out there who don't have the proper savings in place to be able to enjoy retirement the way they once hoped that they could. There is hope, however, with the Federal Government introduction of PRPP (Pooled Registered Pension Plan).]]></description>
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<item>
<title>401-K Hardship Withdrawals Are Bridging The Gap</title>
<link>http://EzineArticles.com/6779362</link>
<guid>http://EzineArticles.com/6779362</guid>
<pubDate>Wed, 28 Dec 2011 10:54:32 -0600</pubDate>
<description><![CDATA[America's financial crisis will improve eventually as will the job market although it may take years of government intervention to do so. From it people will find new opportunities for employment and the country will find new avenues to retirement savings like 401-K, health care and investing.]]></description>
</item>
<item>
<title>Effective Wealth Generation For A Profitable Retirement Fund</title>
<link>http://EzineArticles.com/6771222</link>
<guid>http://EzineArticles.com/6771222</guid>
<pubDate>Thu, 22 Dec 2011 10:06:47 -0600</pubDate>
<description><![CDATA[Building a retirement fund is often one of the most overlooked financial planning today. Workers generally rely on their pension plans without even thinking about venturing into other investments. If you have more than just a simple pension fund, you are guaranteed to retire with a financially stable life. A proven and effective wealth generation method is through investments and you can build your retirement fund from this so you can support your lifestyle even after retirement.]]></description>
</item>
<item>
<title>Creating Your OWN Retirement Plan</title>
<link>http://EzineArticles.com/6767203</link>
<guid>http://EzineArticles.com/6767203</guid>
<pubDate>Tue, 20 Dec 2011 09:25:27 -0600</pubDate>
<description><![CDATA[How can someone create their own retirement plan? When I say create your own retirement plan I mean making use of all the retirement options available to all people. It is time to depend on your own resources instead of just the government or your employer for your retirement income.]]></description>
</item>
<item>
<title>How To Find A Financial Planner In Australia</title>
<link>http://EzineArticles.com/6761210</link>
<guid>http://EzineArticles.com/6761210</guid>
<pubDate>Fri, 16 Dec 2011 17:03:59 -0600</pubDate>
<description><![CDATA[If want to find a financial planner in your local area who can provide the type of financial advice you require, then this article will help you by providing 5 different ways to find a financial planner. One of the biggest mistakes people make is to choose a financial planner based on their location and appearance alone, this article with help you avoid this common mistake.]]></description>
</item>
<item>
<title>Salvaging Your Retirement - Basic Tips to Help You Save Now</title>
<link>http://EzineArticles.com/6760721</link>
<guid>http://EzineArticles.com/6760721</guid>
<pubDate>Fri, 16 Dec 2011 15:36:22 -0600</pubDate>
<description><![CDATA[Regarding retirement accounts, the earlier you commence, the more well off you are going to be. Even so, for some, problems have impeded their capacity to commence saving money. The great news is, given that you possess some source of income, you can move forward when it comes to investing towards retirement.]]></description>
</item>
<item>
<title>When and Why Do You Need A Promissory Note Appraisal? - Part One</title>
<link>http://EzineArticles.com/6757950</link>
<guid>http://EzineArticles.com/6757950</guid>
<pubDate>Wed, 14 Dec 2011 16:29:50 -0600</pubDate>
<description><![CDATA[Needing an Appraisal is Like Needing a Root Canal. Most of the Time, the Note is Devalued and Discounted. Have Declined Property Values Had an Impact on Note Values?]]></description>
</item>
<item>
<title>SEP IRA Rules and Regulations</title>
<link>http://EzineArticles.com/6729794</link>
<guid>http://EzineArticles.com/6729794</guid>
<pubDate>Wed, 14 Dec 2011 15:44:26 -0600</pubDate>
<description><![CDATA[SEP IRA rules can be read in detail in IRS Pub 560. In this section I have compiled some of the most basic rules for SEP IRA plans that people often have most questions on. READ ALL THE WAY BELOW ON HOW TO ESTABLISH A SEP IRA.]]></description>
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<title>Institutional Retirement Services - Risk and Disbursement Processing</title>
<link>http://EzineArticles.com/6752033</link>
<guid>http://EzineArticles.com/6752033</guid>
<pubDate>Wed, 14 Dec 2011 13:45:08 -0600</pubDate>
<description><![CDATA[Risk and retirement disbursement processing During my past 30 years in the banking and trust industry, I am amazed at the focus now placed on compliance. During the late 70's, this was simply a part time function and today, organizations have entire divisions created to monitor risk related to operational processes. This change is necessary as we are faced with many new regulations as well as challenges.]]></description>
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<item>
<title>My Husband Has Everything</title>
<link>http://EzineArticles.com/6746968</link>
<guid>http://EzineArticles.com/6746968</guid>
<pubDate>Wed, 14 Dec 2011 12:48:44 -0600</pubDate>
<description><![CDATA[Does your husband have everything? Do you struggle with what you could possibly get for him every year at Christmas? Have you ever thought about giving him time, helping him get ready for retirement?]]></description>
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<item>
<title>How To Be Rich - Avoiding Obstacles To Financial Success</title>
<link>http://EzineArticles.com/6745735</link>
<guid>http://EzineArticles.com/6745735</guid>
<pubDate>Wed, 14 Dec 2011 07:53:50 -0600</pubDate>
<description><![CDATA[If you have ever wondered what it takes to be rich, a good place to start is to know the seven obstacles that keep people from being rich and achieving financial success in life. These obstacles are so important that your ability to pursue your financial goals, and create wealth for yourself and generations to come, may depend on how well you are able to avoid these obstacles.]]></description>
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<item>
<title>Retirement Planning - Tips for Managing Your Finances</title>
<link>http://EzineArticles.com/6712634</link>
<guid>http://EzineArticles.com/6712634</guid>
<pubDate>Fri, 09 Dec 2011 15:51:48 -0600</pubDate>
<description><![CDATA[After crossing the golden age of 50 years, by adopting progressive lifestyle modifications and also availing modern healthcare facilities, you can actually look forward to live not less than another 40 to 50 years. Finding a regular and reliable source of funds is vital at this stage of life to take care of your day-to-day expenditure and also to provide for unforeseen expenditures on medical as well as other emergencies during this extended period. Hence it would be prudent to carry out some retirement planning to secure your financial future.]]></description>
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<item>
<title>How to Make Intelligent Social Security Choices</title>
<link>http://EzineArticles.com/6742233</link>
<guid>http://EzineArticles.com/6742233</guid>
<pubDate>Fri, 09 Dec 2011 13:48:44 -0600</pubDate>
<description><![CDATA[Should you wait to start your Social Security or take it now? Should you add your spouse to your monthly benefit? There is no right answer for everyone but there are intelligent ways to determine the right answer for you.]]></description>
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<item>
<title>Get Debt Free Before You Retire</title>
<link>http://EzineArticles.com/6746663</link>
<guid>http://EzineArticles.com/6746663</guid>
<pubDate>Fri, 09 Dec 2011 10:11:16 -0600</pubDate>
<description><![CDATA[You can enjoy your retirement years by simply paying off all your debt before that big day arrives. Lets discuss techniques on how to make that happen.]]></description>
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<item>
<title>Tax Exempt Municipal Bonds Investment Pros And Cons</title>
<link>http://EzineArticles.com/6742934</link>
<guid>http://EzineArticles.com/6742934</guid>
<pubDate>Thu, 08 Dec 2011 16:23:41 -0600</pubDate>
<description><![CDATA[Tax exempt municipal bonds offer investors both pros and cons, and it is important that any investor understand these before deciding to invest in these bonds. This type of bond can be perfect for some investors but may be a poor choice for others, and the pros and cons must be weighed using the individual and unique circumstances and goals of each investor.]]></description>
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<item>
<title>How to Choose the Right Type of Pension Investment Plan?</title>
<link>http://EzineArticles.com/6735682</link>
<guid>http://EzineArticles.com/6735682</guid>
<pubDate>Thu, 08 Dec 2011 11:26:25 -0600</pubDate>
<description><![CDATA[Based upon a recent statistical report it has been found that more than 70% of the young employees choose some or other type of retirement plans so that they can avoid the regular mistakes committed by others. The majority of young people have understood that if they do not take care about their old age then they will become like the regular social case pensioner. The right type of pension investment plan can be chosen by getting ideas from pension advisors. They help you to avoid the regular mistakes and help you to invest in the right type of plan.]]></description>
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<item>
<title>7 Things You Need To Select The Right Retirement Plans</title>
<link>http://EzineArticles.com/6726442</link>
<guid>http://EzineArticles.com/6726442</guid>
<pubDate>Mon, 05 Dec 2011 10:45:33 -0600</pubDate>
<description><![CDATA[1. Your Expected Retirement Costs - Choosing the right retirement plans should include an evaluation of your expected retirement costs. These costs may be different for each person, and the ideal plan for your retirement will allow you to save the amount of money that you expect to need once you decide to retire. Some plans may not offer investment options that will provide the return needed to reach the desired account balance. Make sure that you include all of the possible expenses faced after retirement; otherwise you could choose a plan that falls short.]]></description>
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<item>
<title>Year-End Financial Action Items</title>
<link>http://EzineArticles.com/6729668</link>
<guid>http://EzineArticles.com/6729668</guid>
<pubDate>Mon, 05 Dec 2011 09:12:26 -0600</pubDate>
<description><![CDATA[Is your financial advisor doing his/her job? If not it could cost you thousands of dollars in taxes and penalties. Year-end is a good time to test your advisor's dedication to your financial success. Prior to the end of the year there are three things that should be addressed: capital gains, required distributions, and Roth IRA conversions. If your advisor hasn't reached out to you to address these issues it may be time to hire another advisor. Let's talk about each action item.]]></description>
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<item>
<title>How To Generate Online Retirement Income</title>
<link>http://EzineArticles.com/6726738</link>
<guid>http://EzineArticles.com/6726738</guid>
<pubDate>Fri, 02 Dec 2011 18:08:36 -0600</pubDate>
<description><![CDATA[Are you trying to find out how to generate online retirement income? Looking for a way to supplement your retirement program? Wouldn't it be nice to see income coming in to help you achieve that goal?]]></description>
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<item>
<title>7 Major Bond Investing Risks In A Weak US Economy</title>
<link>http://EzineArticles.com/6721767</link>
<guid>http://EzineArticles.com/6721767</guid>
<pubDate>Fri, 02 Dec 2011 13:57:04 -0600</pubDate>
<description><![CDATA[1. Less Liquidity- In a weak US economy one of the best bond investing strategies will take into account any drop in liquidity. During a weak economy interest rates and inflation are typically very low, and this also lowers the demand for bonds of all types. This means less liquidity, and some bond investors may have a difficult time finding a buyer. Less liquidity may mean a longer time before a buyer can be found so that the investor can sell the bond.]]></description>
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<item>
<title>Steps to Gain Financial Independence</title>
<link>http://EzineArticles.com/6728735</link>
<guid>http://EzineArticles.com/6728735</guid>
<pubDate>Fri, 02 Dec 2011 13:40:05 -0600</pubDate>
<description><![CDATA[Financial independence. Those are the two words everyone would love to achieve. Let's take a look at steps to gain financial independence in our lives.]]></description>
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<item>
<title>Life Insurance and Retirement Savings</title>
<link>http://EzineArticles.com/6719975</link>
<guid>http://EzineArticles.com/6719975</guid>
<pubDate>Fri, 02 Dec 2011 11:34:34 -0600</pubDate>
<description><![CDATA[Many people think of insurance as a tool to protect against untimely death, but what most people don't realize is that there can be many other benefits to life insurance that can have a huge impact on your retirement savings. Let us show you how easy it is to benefit from little known insurance tricks, and help you on your road to financial freedom.]]></description>
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<item>
<title>How to Develop a Retirement Plan</title>
<link>http://EzineArticles.com/6723640</link>
<guid>http://EzineArticles.com/6723640</guid>
<pubDate>Thu, 01 Dec 2011 19:14:15 -0600</pubDate>
<description><![CDATA[When I worked in the financial planning field I met with many clients who never developed a retirement plan. They knew retirement savings was important for retirement, but when times were tough they spent their IRAs or 401ks. The successful clients were people who never spent their retirement savings.]]></description>
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<item>
<title>Release Money From Your Home</title>
<link>http://EzineArticles.com/6720373</link>
<guid>http://EzineArticles.com/6720373</guid>
<pubDate>Thu, 01 Dec 2011 14:32:14 -0600</pubDate>
<description><![CDATA[Retirement is supposed to be a time when, with good (or even reasonable!) health you're able to enjoy life to the full - doing those things that there was never time for whilst at work. But it doesn't work out like that for many of us.]]></description>
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<item>
<title>Questions To Consider Before You Retire</title>
<link>http://EzineArticles.com/6714900</link>
<guid>http://EzineArticles.com/6714900</guid>
<pubDate>Thu, 01 Dec 2011 11:46:50 -0600</pubDate>
<description><![CDATA[Questions you need to ask and answer for yourself in order to identify areas of concern in your retirement planning efforts. Most people strive for a comfortable, worry free retirement, yet have no clear vision of what their ideal retirement will look like. The first steps in the Pre-Planning process are most important in assuring you don't outlive your money.]]></description>
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<item>
<title>US Economy - Super Committee Failure</title>
<link>http://EzineArticles.com/6721800</link>
<guid>http://EzineArticles.com/6721800</guid>
<pubDate>Tue, 29 Nov 2011 16:28:22 -0600</pubDate>
<description><![CDATA[As I am sure you are aware by now that the super committee failed to agree to spending cuts, which is going to trigger automatic cuts of 1.5 trillion. If you have a TV or radio or internet, you know this by now. The big question is what does that mean to us as investors or traders.]]></description>
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<item>
<title>And That's The Way It Is</title>
<link>http://EzineArticles.com/6703289</link>
<guid>http://EzineArticles.com/6703289</guid>
<pubDate>Tue, 29 Nov 2011 08:21:50 -0600</pubDate>
<description><![CDATA[There are two types of math; there is calculator math and there is wallet math. I call it wallet math because it is the math of how much you pay. Wallet math is pure common sense. Calculator math is usually associated with conventional wisdom. It is a math that is so convoluted and secretive you can't do it on a piece of paper.]]></description>
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<item>
<title>Real Money Or Monopoly Money? Investors Need To Think Differently With Guaranteed Minimum Withdrawal</title>
<link>http://EzineArticles.com/6270259</link>
<guid>http://EzineArticles.com/6270259</guid>
<pubDate>Mon, 28 Nov 2011 13:58:59 -0600</pubDate>
<description><![CDATA[Focus on returns only is the kinder garden of personal finances. The hidden weaknesses involved in that over simplistic thinking cost investors huge amounts of money. This article shows only one example of how an investor left to his own resources would set himself back many years in his journey toward a retirement nest egg. Joe needs to think of figures on a contract as just that. Instead he was so used to the old fashioned thinking of being able to see a balance in his mutual fund accounts that he lost sight of the richness of this modern day investment. ]]></description>
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<item>
<title>Is Investment Property a Safer Bet for Your Retirement?</title>
<link>http://EzineArticles.com/6708205</link>
<guid>http://EzineArticles.com/6708205</guid>
<pubDate>Mon, 28 Nov 2011 11:16:53 -0600</pubDate>
<description><![CDATA[Should I buy an investment property or put all of my spare money into a pension? This is a question that, over the past few decades atleast, has troubled many an individual, but which will be better when it comes to your retirement?]]></description>
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<item>
<title>Retirement Investing Today - Invest Based On How Things Are - Not How You Think They Should Be</title>
<link>http://EzineArticles.com/6694591</link>
<guid>http://EzineArticles.com/6694591</guid>
<pubDate>Mon, 21 Nov 2011 09:34:19 -0600</pubDate>
<description><![CDATA[Investing is not longer what it used to be, and neither is this economy. Your ability to retire the way you want with the income you want has changed from just a few years ago. Learn what's different.]]></description>
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<item>
<title>Retirement Wealth Creation or Wealth Destruction - Which Will You Get in the Next 10 Years</title>
<link>http://EzineArticles.com/6694559</link>
<guid>http://EzineArticles.com/6694559</guid>
<pubDate>Mon, 21 Nov 2011 09:34:00 -0600</pubDate>
<description><![CDATA[Managing your retirement funds isn't what it used to be. Will what you've been doing create wealth for you in retirement or will it destroy your wealth? Knowing the difference could make all the difference for your retirement, or whether you can retire at all.]]></description>
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<item>
<title>Promissory Investing - Basic Tools For Successful Investing</title>
<link>http://EzineArticles.com/6694875</link>
<guid>http://EzineArticles.com/6694875</guid>
<pubDate>Fri, 18 Nov 2011 09:02:37 -0600</pubDate>
<description><![CDATA[What is a Promissory Note? When and How are Notes Created? How Notes are Used for Successful Investing? The Three Key Rules of Investing.]]></description>
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<item>
<title>Steps Needed to Plan Your Retirement</title>
<link>http://EzineArticles.com/6694633</link>
<guid>http://EzineArticles.com/6694633</guid>
<pubDate>Wed, 16 Nov 2011 12:53:59 -0600</pubDate>
<description><![CDATA[If you are like many Americans, planning your retirement should begin with your first job and taking advantage of one of most important financial planning steps a person can make: invest in your retirement account. Most employers will offer a certain percentage and the key to have a comfortable retirement is to start investing in your retirement early.]]></description>
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<item>
<title>Years To Retirement</title>
<link>http://EzineArticles.com/6688575</link>
<guid>http://EzineArticles.com/6688575</guid>
<pubDate>Wed, 16 Nov 2011 09:47:12 -0600</pubDate>
<description><![CDATA[The UK government state pension age has been increased to 68 years. I don't know about you, but I don't want to be working until I am 68.]]></description>
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<item>
<title>Financial Planning Helps You Make Your Money Count For The People You Love</title>
<link>http://EzineArticles.com/6695147</link>
<guid>http://EzineArticles.com/6695147</guid>
<pubDate>Tue, 15 Nov 2011 15:37:47 -0600</pubDate>
<description><![CDATA[Successful financial planning offers many rewards. When CFP(R) professionals were surveyed about the most benefits of financial planning in their own lives, the top answer was "peace of mind." Investing the time to build a financial plan is the best way to insure you will make your money count for the people you love.]]></description>
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<item>
<title>Medicare or Mediscare</title>
<link>http://EzineArticles.com/6687128</link>
<guid>http://EzineArticles.com/6687128</guid>
<pubDate>Tue, 15 Nov 2011 13:05:17 -0600</pubDate>
<description><![CDATA[How do you budget for health care expenses in retirement? Medicare alone will not cover your health care expenses. Your overall cost can easily exceed $8,000 a year. Health care costs are rising over 9% a year and during a 20-30 year stay in retirement your costs could easily quadruple by time you get into your eighties. You need to plan to avoid this gobbling monster from devouring your budget.]]></description>
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<item>
<title>Preserving the Family Business</title>
<link>http://EzineArticles.com/6674265</link>
<guid>http://EzineArticles.com/6674265</guid>
<pubDate>Tue, 08 Nov 2011 13:12:54 -0600</pubDate>
<description><![CDATA[Succession planning and estate planning are essential for anyone who owns a family business. According to the Family Business Institute, 97% of family businesses do not survive past the third generation after creation.]]></description>
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<item>
<title>Promissory Note Investing Tips - Avoid Taking The Hit - The Lender's Title Insurance Policy</title>
<link>http://EzineArticles.com/6673209</link>
<guid>http://EzineArticles.com/6673209</guid>
<pubDate>Tue, 08 Nov 2011 12:46:50 -0600</pubDate>
<description><![CDATA[What is a Lender's Title Insurance Policy? What Protection Does it Provide? What Other Important Information Does It Provide?]]></description>
</item>
<item>
<title>Artificial Intelligent Auditors About to Cost 100s of Thousands of Jobs in Financial Industry</title>
<link>http://EzineArticles.com/6677988</link>
<guid>http://EzineArticles.com/6677988</guid>
<pubDate>Tue, 08 Nov 2011 10:07:33 -0600</pubDate>
<description><![CDATA[Not long ago, I was talking to a financial planner and his firm had a new program which helped all of the representatives work out allocations of risk in their customers portfolio. If they wanted to buy a fund, or diversify their clients into anything that was more risk adverse than the client had originally stated in their profile, then the computer system would not allow them to buy that fund, ETF, or investment vehicle for them. At first, I thought this was a really good idea because it keeps the investing consumer from being taken by those...]]></description>
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<item>
<title>Planning Your Retirement?</title>
<link>http://EzineArticles.com/6659519</link>
<guid>http://EzineArticles.com/6659519</guid>
<pubDate>Fri, 04 Nov 2011 16:18:09 -0500</pubDate>
<description><![CDATA[When it comes to your retirement, financial planning and investing strategy, there are many things you need to consider when investing your money. Your reasons for investing play a large part in what vehicle you decide to invest in too. There is however one thing that holds true regardless of your reason and choice of vehicle. Without action there will be no nest egg to speak of later on.]]></description>
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<item>
<title>Annuities and Pension Drawdown Explained</title>
<link>http://EzineArticles.com/6667023</link>
<guid>http://EzineArticles.com/6667023</guid>
<pubDate>Fri, 04 Nov 2011 15:45:43 -0500</pubDate>
<description><![CDATA[Once the purchase of your individual type of pension reaches maturity whenever you retire, you will have to transfer its gathered value right into a pension drawdown or pension annuity. If you require annuities or pension drawdown to be explained, it can be complex. Pension income really is accomplished through purchasing a pension allowance or pension drawdown plan - apparently easy transaction that trades the ultimate worth of the pension fund into regular earnings.]]></description>
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<item>
<title>Important Before Starting Investing in the Financial Sector</title>
<link>http://EzineArticles.com/6658069</link>
<guid>http://EzineArticles.com/6658069</guid>
<pubDate>Wed, 02 Nov 2011 15:26:03 -0500</pubDate>
<description><![CDATA[Each person would not want to lose in investing and of course everyone else will want a profit, but many people do not know how in order to profit by minimizing losses, therefore you need to consider the following tips. Savings in the Bank or deposit at this time is not advantageous because interest rates are "single digits" cannot keep inflation well above average. In other words, our money is increasingly shrinking in value and its value is smaller.]]></description>
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<item>
<title>In Wealth Management - It Is Wise To Spend The Time On Financial Planning Before You Spend The Cash</title>
<link>http://EzineArticles.com/6657969</link>
<guid>http://EzineArticles.com/6657969</guid>
<pubDate>Tue, 01 Nov 2011 16:21:04 -0500</pubDate>
<description><![CDATA[You know you work hard and put in long hours, but you can't do that forever. With a little financial education and assistance, your money can go forever. Wealth or asset management, wealth enhancement or financial planning, no matter the name it goes by, is of major importance to you, your retirement future and your kids. You need more than a smattering of knowledge about what goes on in those subjects.]]></description>
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<item>
<title>All Set For Retirement?</title>
<link>http://EzineArticles.com/6660975</link>
<guid>http://EzineArticles.com/6660975</guid>
<pubDate>Tue, 01 Nov 2011 09:54:32 -0500</pubDate>
<description><![CDATA[With the wild swings in the stock market, many of you are probably feeling a little unsure about having enough to live a comfortable retired life. So, today I plan to address just that - how comfortable should you feel about your retirement savings to date? Have you stashed away enough to live your golden years comfortably or do you need to play catch-up?]]></description>
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<item>
<title>How Inflation Threatens Your Retirement</title>
<link>http://EzineArticles.com/6654041</link>
<guid>http://EzineArticles.com/6654041</guid>
<pubDate>Tue, 01 Nov 2011 08:33:28 -0500</pubDate>
<description><![CDATA[The "rule of 72" is a handy rule for investors to determine how long it will take to double their money. It's extremely straightforward: you simply divide 72 by the interest rate on your investment to calculate how many years it will take to double your money (72/interest rate = years to double). You don't have to understand all of the Missed Fortune strategies in order to see how this works.]]></description>
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<item>
<title>Here Are Three Different Retirement Income Strategies</title>
<link>http://EzineArticles.com/6653524</link>
<guid>http://EzineArticles.com/6653524</guid>
<pubDate>Mon, 31 Oct 2011 15:23:10 -0500</pubDate>
<description><![CDATA[Having a comfortable life after you have left workforce can be easy to do if you have the proper planning in place. The issue that comes up is that many people do not have proper retirement income strategies and this can easily lead to them not leading the life they want to while they are supposed to be enjoying life. Three of the strategies which can help you out is to find a stable investment that pays out money, join a lending club to provide those in need with money, or even using your rentals as a great way to have some income source on a regular basis.]]></description>
</item>
<item>
<title>Advantages Of Investing In Tax Free Municipal Bonds</title>
<link>http://EzineArticles.com/6660749</link>
<guid>http://EzineArticles.com/6660749</guid>
<pubDate>Mon, 31 Oct 2011 08:53:27 -0500</pubDate>
<description><![CDATA[Tax free municipal bonds are binding agreements that investors can purchase from various issuing bodies such as cities, counties, states, school districts and others. The issuers of these bonds will usually agree to pay the bondholder a set amount of money, included interest that will accrue at a fixed rate, at a specific time. These bonds tend to be extraordinarily popular among individual investors for a number of reasons.]]></description>
</item>
<item>
<title>How to Get Started on Your Retirement Plan</title>
<link>http://EzineArticles.com/6643070</link>
<guid>http://EzineArticles.com/6643070</guid>
<pubDate>Wed, 26 Oct 2011 16:21:04 -0500</pubDate>
<description><![CDATA[To enjoy your retirement years, you need to begin planning early. With longer life expectancies and the growing senior population, people need to begin planning and saving for retirement in their 30s or even sooner. Adequate planning can help to ensure that you will not outlive your savings and that you will not become financially dependent on others.]]></description>
</item>
<item>
<title>5 Reasons Why A Market Trend Timing System May Boost Your Retirement</title>
<link>http://EzineArticles.com/6646501</link>
<guid>http://EzineArticles.com/6646501</guid>
<pubDate>Mon, 24 Oct 2011 19:55:42 -0500</pubDate>
<description><![CDATA[Retirement anxiety is an increasing problem for Americans. The Great Recession seems to be gradually ending, but it has taken a bite out of most people's assets. The biggest effect has been on the price of houses, but many other areas have also been affected.]]></description>
</item>
<item>
<title>How Adding Life Insurance To Your Financial Plan Can Help With Your Peace of Mind</title>
<link>http://EzineArticles.com/6639931</link>
<guid>http://EzineArticles.com/6639931</guid>
<pubDate>Thu, 20 Oct 2011 18:20:12 -0500</pubDate>
<description><![CDATA[If you are asking yourself whether you ought to purchase life insurance or not, it is crucial to keep in mind what the future holds, and what your death will do to your loved ones in a financial sense. Most times, it is important to purchase a life insurance plan but it obviously depends upon your unique situation.]]></description>
</item>
<item>
<title>8 Biggest Risks in Retirement</title>
<link>http://EzineArticles.com/6632097</link>
<guid>http://EzineArticles.com/6632097</guid>
<pubDate>Thu, 20 Oct 2011 10:12:20 -0500</pubDate>
<description><![CDATA[We all face many risks to our financial well-being as we retire. Below are eight of the most common risks retirees face and some brief solutions to think about.]]></description>
</item>
<item>
<title>ISA's and Pensions Compared</title>
<link>http://EzineArticles.com/6635979</link>
<guid>http://EzineArticles.com/6635979</guid>
<pubDate>Wed, 19 Oct 2011 16:43:28 -0500</pubDate>
<description><![CDATA[Are you thinking of beginning to save for your retirement? Have you wondered whether paying into an ISA would be more effective than paying into a pension? This article looks at the advantages of both.]]></description>
</item>
<item>
<title>Retirement Age - Time For Retirement Planning</title>
<link>http://EzineArticles.com/6621694</link>
<guid>http://EzineArticles.com/6621694</guid>
<pubDate>Wed, 19 Oct 2011 15:10:41 -0500</pubDate>
<description><![CDATA[Retirement age is the inevitable end to the professional life of an individual. This transformation of life can come naturally at an age established by the employer or government, unforeseen disabilities, illnesses or even voluntarily where the individual feels he has had enough and should take a break. Generally, people retire at an age when they become eligible for pension benefits to be able to survive financially.]]></description>
</item>
<item>
<title>Will There Be Income In Retirement? Ordinary Americans Ask</title>
<link>http://EzineArticles.com/6489052</link>
<guid>http://EzineArticles.com/6489052</guid>
<pubDate>Tue, 18 Oct 2011 11:13:56 -0500</pubDate>
<description><![CDATA[The recent downgrading of the United States bond rating from triple A to AA+ has caused many Americans to become anxious about the possibility of income in retirement. With constant emotional upheaval in the stock market and a real estate environment that has yet to recover from the 2008 Mortgage Crisis, will anyone be able to afford to stop working and fully retire? It's a valid question, but one that can be answered when you put the events in context.]]></description>
</item>
<item>
<title>Investment Tips for Women</title>
<link>http://EzineArticles.com/6620127</link>
<guid>http://EzineArticles.com/6620127</guid>
<pubDate>Mon, 17 Oct 2011 16:12:02 -0500</pubDate>
<description><![CDATA[Ever thought you would like to invest but don't know where to start, it is a problem facing many people. There's no time like now to begin in investing in your future. In this article you can find out how and where to start.]]></description>
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<title>Beating the Superannuation Gap</title>
<link>http://EzineArticles.com/6619971</link>
<guid>http://EzineArticles.com/6619971</guid>
<pubDate>Mon, 17 Oct 2011 13:48:10 -0500</pubDate>
<description><![CDATA[In this article we discuss why Women are at a disadvantage to men when it comes to planning for retirement or early retirement. But this needn't be so, with some careful thought and planning women can get ahead of the game.]]></description>
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<title>Obaining Financial Freedom With the Aid of a Financial Advisor</title>
<link>http://EzineArticles.com/6619204</link>
<guid>http://EzineArticles.com/6619204</guid>
<pubDate>Mon, 17 Oct 2011 11:13:06 -0500</pubDate>
<description><![CDATA[Planning for the present and near future is good, but it is not good enough. Getting expert help from a financial planner will allow you to plan for short and long-term goals that affect the finances in your life. There are several reasons why it is best to consult with a financial planner to organize better control over your savings and investments.]]></description>
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<title>Choose Your Financial Advisor With Care</title>
<link>http://EzineArticles.com/6620050</link>
<guid>http://EzineArticles.com/6620050</guid>
<pubDate>Mon, 17 Oct 2011 08:52:33 -0500</pubDate>
<description><![CDATA[How are your finances doing? When it comes to planning for your financial future, make sure you get the best advice possible. It is easy to take advice from family and well meaning friends but is this the best way to go about it, read on and find out.]]></description>
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<title>Kick-Start the Savings Habit</title>
<link>http://EzineArticles.com/6620026</link>
<guid>http://EzineArticles.com/6620026</guid>
<pubDate>Mon, 17 Oct 2011 08:35:12 -0500</pubDate>
<description><![CDATA[Are you one of those people who are always going to do something, make a start, have great ideas and wonder why it doesn't happen. It takes 21 days to form an effective habit, but in the beginning it takes discipline and a will to succeed, read on for more strategies.]]></description>
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<title>Waiting for Mr or Ms Right</title>
<link>http://EzineArticles.com/6620103</link>
<guid>http://EzineArticles.com/6620103</guid>
<pubDate>Mon, 17 Oct 2011 08:15:40 -0500</pubDate>
<description><![CDATA[There's no time like the present to be thinking about your financial future. When we are young we often think old age and retirement are years away, and they are. But planning for your financial future should start as young as possible don't wait for the right time or the right person to appear, it may never happen! In this article we look at the possibilities of going it alone.]]></description>
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<title>Turning Saving 'Cents' Into Real Money</title>
<link>http://EzineArticles.com/6620097</link>
<guid>http://EzineArticles.com/6620097</guid>
<pubDate>Mon, 17 Oct 2011 08:14:41 -0500</pubDate>
<description><![CDATA[Many people think saving is impossible for them, there is never any money over at the end of the week to save. Saving is a habit, form the habit of deducting money straight from your pay, it can be a little initially then increase it, you will be surprised how fast the balance grows read on for further strategies.]]></description>
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<title>Your 'Money Supermarket'</title>
<link>http://EzineArticles.com/6620080</link>
<guid>http://EzineArticles.com/6620080</guid>
<pubDate>Mon, 17 Oct 2011 08:11:21 -0500</pubDate>
<description><![CDATA[Is financial security worth a little sacrifice in the beginning, wouldn't it be wonderful to be able to organise your income so you can have a Money Supermarket when you want to retire, money that is there when we need it. Read on and see how to go about having your own Money Supermarket.]]></description>
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