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<title>Real-Estate:Mortgage-Refinance Articles from EzineArticles.com</title>
<link>http://EzineArticles.com/?cat=Real-Estate:Mortgage-Refinance</link>
<pubDate>Thu, 23 Feb 2012 08:52:42 -0600</pubDate>
<image><title>Real-Estate:Mortgage-Refinance from EzineArticles.com</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<title>Do You Know Who Really Owns Your Mortgage?</title>
<link>http://EzineArticles.com/6889952</link>
<guid>http://EzineArticles.com/6889952</guid>
<pubDate>Thu, 23 Feb 2012 07:49:05 -0600</pubDate>
<description><![CDATA[So who holds the title to your house? Every month you have to pay your mortgage to some anonymous bank or lender. This is the payment that you promised to make each month in exchange for the privilege of being able to buy your house or condominium.]]></description>
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<item>
<title>Your Mortgage, And Your Taxes</title>
<link>http://EzineArticles.com/6889868</link>
<guid>http://EzineArticles.com/6889868</guid>
<pubDate>Wed, 22 Feb 2012 14:50:22 -0600</pubDate>
<description><![CDATA[Are you thinking about taking the big step and buying a home? One of the great reasons for doing so is the fact that you'll get some tax breaks!]]></description>
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<title>Is New Jersey Homekeeper Helping the Unemployed Save Their Homes?</title>
<link>http://EzineArticles.com/6886919</link>
<guid>http://EzineArticles.com/6886919</guid>
<pubDate>Wed, 22 Feb 2012 12:57:49 -0600</pubDate>
<description><![CDATA[New Jersey Homekeeper is a program announced in May 2011 to help the unemployed and the underemployed save their homes from foreclosure. Never intended as a panacea, Homekeeper was only expected to help a maximum of 4,000 homeowners. That is like picking 3 needles from a haystack. As could be expected, Homekeeper's progress report is dreadful. As of the end of the 4th quarter 2011, only 54 have been approved, 250 denied, and about 2,000 homeowners were waiting for a response.]]></description>
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<title>How To Calculate Your TOTAL Monthly Housing Expense</title>
<link>http://EzineArticles.com/6886957</link>
<guid>http://EzineArticles.com/6886957</guid>
<pubDate>Wed, 22 Feb 2012 12:51:45 -0600</pubDate>
<description><![CDATA[If you're a homeowner, or if you've owned a home in the past, this will be a good review for you. If this is your first purchase and you're applying for a mortgage, pay attention and take notes. When purchasing a home, I recommend you calculate your "total monthly housing expense." This expense can, and often times will, include all of the following items (principle and interest, real estate taxes, homeowners insurance, mortgage insurance, and Home Owners Association (HOA) dues). Although all of these items may not apply to your transaction, it's important to understand which ones will and to determine what the costs will be BEFORE you make your purchase. Let's take a look at each item in detail.]]></description>
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<title>What Is a Reverse Mortgage? Covering the Basics</title>
<link>http://EzineArticles.com/6895386</link>
<guid>http://EzineArticles.com/6895386</guid>
<pubDate>Tue, 21 Feb 2012 15:47:46 -0600</pubDate>
<description><![CDATA[What is a reverse mortgage? This question is one commonly asked by retirees and pre-retirees looking for ways to add to their retirement savings. According to a recent article in the Washington Post, reverse mortgages "can be a good option for seniors," sometimes even more favorable than forward mortgage loans. MSN Money also credits reverse mortgages with keeping "aging homeowners out of the poorhouse." With so much media attention, many consumers are left wondering what is a reverse mortgage?]]></description>
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<title>A Guide to Repossession</title>
<link>http://EzineArticles.com/6892288</link>
<guid>http://EzineArticles.com/6892288</guid>
<pubDate>Tue, 21 Feb 2012 15:32:52 -0600</pubDate>
<description><![CDATA[Repossession is one the worst states a homeowner can be in. The fear of losing your dream home leaves you shattered on one hand, and on the other hand you keep lagging behind as far as monthly mortgage payments are concerned. Now, if you don't want to get evicted from your own house and wish to find out everything about repossession and effective ways to deal with it, then read on to find more...]]></description>
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<title>How Government Measures Can Help You Pay Off Your Mortgage Amount</title>
<link>http://EzineArticles.com/6892195</link>
<guid>http://EzineArticles.com/6892195</guid>
<pubDate>Tue, 21 Feb 2012 15:28:16 -0600</pubDate>
<description><![CDATA[A lot of people are facing problems when it comes to paying their monthly mortgage amount. While the rising unemployment scenario is one of the reasons behind this, the unstable economic situation and soaring property prices are some of the other reasons affecting mortgage payments. Now, if you are caught in a similar situation where making your monthly mortgage payments is getting difficult for you, then read on to find out the measures and steps taken by the government to help those who cannot afford to pay their mortgage repayments.]]></description>
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<item>
<title>Finding Affordable Mortgage Rates in a Challenging Economy</title>
<link>http://EzineArticles.com/6893350</link>
<guid>http://EzineArticles.com/6893350</guid>
<pubDate>Tue, 21 Feb 2012 15:04:37 -0600</pubDate>
<description><![CDATA[Your investment in your home represents security to you and your family, especially during troubled economic times. Being free from renter's worries about where you will live if ever the landlord decides to never renew your lease is why owning your own property is such a great decision. Not only that, but in many cases home ownership is a great investment for the future.]]></description>
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<title>Valuable Information on Mortgages for IT Contractors</title>
<link>http://EzineArticles.com/6886670</link>
<guid>http://EzineArticles.com/6886670</guid>
<pubDate>Tue, 21 Feb 2012 12:57:13 -0600</pubDate>
<description><![CDATA[Are you an IT contractor? If you are, you may know how hard it was to obtain IT contractor mortgages a few years ago. This is not the case today. Many financial institutions and mortgage brokers now specialize in mortgages for contractors like you.]]></description>
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<title>For Loan Mortgages for Borrowers With Poor Credit Go to a Bad Credit Lender</title>
<link>http://EzineArticles.com/6895168</link>
<guid>http://EzineArticles.com/6895168</guid>
<pubDate>Tue, 21 Feb 2012 12:53:56 -0600</pubDate>
<description><![CDATA[Even though loan mortgages for borrowers with poor credit are often expensive, there are genuine advantages to going to a sub prime lender. An increased chance of approval is just one of them.]]></description>
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<title>Advantages of Consulting a Property Dealing Company</title>
<link>http://EzineArticles.com/6892227</link>
<guid>http://EzineArticles.com/6892227</guid>
<pubDate>Tue, 21 Feb 2012 12:31:43 -0600</pubDate>
<description><![CDATA[More and more people are embracing the idea of quick property sale, simply because they do not wish to wait for months to pay off the fee. Now, if you also need a fast home sale, then it is advisable that you consult professional and experienced companies that buy and sell properties. There can be a number of reasons why you may be looking for a quick property sale.]]></description>
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<title>Despite Bankruptcy, Mortgage Loans Are Still Attainable</title>
<link>http://EzineArticles.com/6895115</link>
<guid>http://EzineArticles.com/6895115</guid>
<pubDate>Tue, 21 Feb 2012 10:55:06 -0600</pubDate>
<description><![CDATA[Bankruptcy does not have to mean the end. Rebuilding your financial status is possible. A post bankruptcy mortgage loan can even be attained to help in the process.  ]]></description>
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<title>An Overview of Commercial Mortgage Loans</title>
<link>http://EzineArticles.com/6894456</link>
<guid>http://EzineArticles.com/6894456</guid>
<pubDate>Tue, 21 Feb 2012 09:57:26 -0600</pubDate>
<description><![CDATA[A commercial mortgage loans undersigns commercial property as security. Similar to home loan where in the lender has control on the titles of the property and may close out on the property if mortgage goes in loan amount overdue or unpaid.]]></description>
</item>
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<title>Is a Reverse Mortgage a Good Deal?</title>
<link>http://EzineArticles.com/6892371</link>
<guid>http://EzineArticles.com/6892371</guid>
<pubDate>Tue, 21 Feb 2012 08:36:32 -0600</pubDate>
<description><![CDATA[A reverse mortgage can be a very good deal for some retired people. Unfortunately it can quickly become a very bad deal for individuals for whom such a vehicle is not appropriate.]]></description>
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<title>Home Mortgage Refinance Loan With Bad Credit - A Stepping Stone to Good Debt Management</title>
<link>http://EzineArticles.com/6890762</link>
<guid>http://EzineArticles.com/6890762</guid>
<pubDate>Mon, 20 Feb 2012 14:33:08 -0600</pubDate>
<description><![CDATA[Many changes can occur over the lifetime of a mortgage. With a home mortgage refinance loan with bad credit, financial difficulties can be alleviated by simply replacing the old mortgage with a new one.]]></description>
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<title>Why 100% Mortgage Loans With Bad Credit Are Not an Impossible Dream</title>
<link>http://EzineArticles.com/6890759</link>
<guid>http://EzineArticles.com/6890759</guid>
<pubDate>Mon, 20 Feb 2012 14:29:39 -0600</pubDate>
<description><![CDATA[Getting a 100% mortgage loan with bad credit might seem impossible, but it is no dream. And while there are some compromises to the deal, it gives everyone a chance to buy their ideal home.]]></description>
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<title>Why Home Mortgage Loans From Sub Prime Lenders Are a Viable Option</title>
<link>http://EzineArticles.com/6890754</link>
<guid>http://EzineArticles.com/6890754</guid>
<pubDate>Mon, 20 Feb 2012 14:28:00 -0600</pubDate>
<description><![CDATA[Home loans are expensive, long-term debts so lenders are hesitant at granting them to just anyone. But home mortgage loans are more easily secured from sub prime lenders, though rates might be higher.]]></description>
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<item>
<title>Home Mortgage Loans for People With Bad Credit: Tricks of the Trade to Make the Process Easier</title>
<link>http://EzineArticles.com/6890746</link>
<guid>http://EzineArticles.com/6890746</guid>
<pubDate>Mon, 20 Feb 2012 14:26:37 -0600</pubDate>
<description><![CDATA[Home loans are never trivial things, but bad credit should not block your chances of securing one. The availability of home mortgage loans for people with bad credit makes this possible.]]></description>
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<item>
<title>Interest Rates to Remain Low, Per Bank of Canada</title>
<link>http://EzineArticles.com/6882239</link>
<guid>http://EzineArticles.com/6882239</guid>
<pubDate>Mon, 20 Feb 2012 09:11:45 -0600</pubDate>
<description><![CDATA[Taking the European debt crises into account, Mark Carney, the Governor of the Bank of Canada, is expected to extend the super low interest rates for the foreseeable future. Those rates right now are at one percent, and have been at that low rate since September of 2010. That is the target benchmark for loans between commercial banks, on an overnight basis.]]></description>
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<title>The Seven Deadly Sins: Warning Signs That Lead to Foreclosure</title>
<link>http://EzineArticles.com/6883741</link>
<guid>http://EzineArticles.com/6883741</guid>
<pubDate>Mon, 20 Feb 2012 08:54:18 -0600</pubDate>
<description><![CDATA[One child in every classroom in the United States will lose their home to foreclosure because their parents cannot make the payment. Every month 250,000 families lose their home to foreclosure. Foreclosure can be avoided if you listen to the warning signs.]]></description>
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<title>Las Vegas Loan Modification Facts</title>
<link>http://EzineArticles.com/6862170</link>
<guid>http://EzineArticles.com/6862170</guid>
<pubDate>Fri, 17 Feb 2012 08:00:31 -0600</pubDate>
<description><![CDATA[According to RealtyTrac, 1 in every 163 Las Vegas housing units received a foreclosure filing in December 2011. No doubt, many more have distressed mortgages - loans on which borrowers are in danger of default. Job loss and underemployment are major factors. With Las Vegas unemployment rates hovering around 12.5 percent at the end of 2011, according the U.S. Dept. of Labor, this trend is likely to continue. Others find themselves underwater because of the steep decline in home values. Unable to sell the homes they can no longer afford, distressed homeowners quickly run out of options. Those who want to remain in their homes should consider a mortgage loan modification.]]></description>
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<title>Mortgage Loan Processing Eases Burdens Involved In Financing</title>
<link>http://EzineArticles.com/6884486</link>
<guid>http://EzineArticles.com/6884486</guid>
<pubDate>Thu, 16 Feb 2012 15:39:07 -0600</pubDate>
<description><![CDATA[Borrowing can be an onerous process but employing mortgage loan processing for home loans can make the borrowing process less nerve wracking than if you do it for yourself. There is two apparent situations where using mortgage loan processing can make sense. In the case of less than perfect credit, they may be able to offer, or structure other financing options that may not be readily available, or that you not be aware of.]]></description>
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<title>A Brief Overview of IT Contractor Mortgages and How to Secure One</title>
<link>http://EzineArticles.com/6877090</link>
<guid>http://EzineArticles.com/6877090</guid>
<pubDate>Thu, 16 Feb 2012 10:19:44 -0600</pubDate>
<description><![CDATA[The first step to financing a new home or property is to secure a mortgage plan. However, this may be difficult for contractual professionals. This article is a guide to securing a specialised IT contractor mortgage.]]></description>
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<title>The Impact of Mortgage Rates Today</title>
<link>http://EzineArticles.com/6880208</link>
<guid>http://EzineArticles.com/6880208</guid>
<pubDate>Thu, 16 Feb 2012 07:55:30 -0600</pubDate>
<description><![CDATA[Being able to buy, renovate or use your house is not easy. Today, many people need financial assistance to do any one or more of these things. Which is why mortgages are becoming the easiest option for people to find solutions in. Not only are mortgages easily available to everyone, there are also several providers who make it possible to compare costs, the amounts available and the amount that you will pay back in time.]]></description>
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<title>Why Home Mortgage Loans With Bad Credit Mean Understanding the FICO Credit Score Process First</title>
<link>http://EzineArticles.com/6878193</link>
<guid>http://EzineArticles.com/6878193</guid>
<pubDate>Tue, 14 Feb 2012 16:27:40 -0600</pubDate>
<description><![CDATA[Getting your mortgage is never easy, especially with bad credit. But, understanding your credit score can help in applying for home mortgage loans with bad credit, increasing the chances of success.  ]]></description>
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<title>Why and When to Opt for Mortgage Refinancing</title>
<link>http://EzineArticles.com/6874479</link>
<guid>http://EzineArticles.com/6874479</guid>
<pubDate>Tue, 14 Feb 2012 15:46:24 -0600</pubDate>
<description><![CDATA[If you find it tough to repay your original mortgage loans, you can think of opting for it. The comparatively favorable mortgage refinancing rates help you a lot in paying off your mortgage loans more easily. It is the replacement of the original mortgage loan by a new mortgage with better terms and conditions.]]></description>
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<title>Getting Mortgage Loans With Bad Credit: Three Tips For Application Success</title>
<link>http://EzineArticles.com/6878293</link>
<guid>http://EzineArticles.com/6878293</guid>
<pubDate>Tue, 14 Feb 2012 11:16:51 -0600</pubDate>
<description><![CDATA[Securing mortgages comes down to convincing lenders they will get their money back. Strong evidence and common sense are key to accomplishing this, especially when seeking mortgage loans with bad credit.]]></description>
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<title>Finding Mortgage Loans Through a Financial Services Company</title>
<link>http://EzineArticles.com/6878615</link>
<guid>http://EzineArticles.com/6878615</guid>
<pubDate>Tue, 14 Feb 2012 08:09:17 -0600</pubDate>
<description><![CDATA[This is article contains few tips and pieces of advice on how to utilize financial services to acquire mortgage loans. Locating a firm is the first step.]]></description>
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<title>Getting Mortgage Loans With Bad Credit Is All About Pitching a Convincing Application</title>
<link>http://EzineArticles.com/6878251</link>
<guid>http://EzineArticles.com/6878251</guid>
<pubDate>Mon, 13 Feb 2012 15:40:10 -0600</pubDate>
<description><![CDATA[For people with bad credit ratings, it is possible to get a mortgage. But a successful application for mortgage loans with bad credit, needs to be convincing. Some simple inclusions make it so.]]></description>
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<title>How Home Loan Refinancing With Bad Credit Removes Headache From Your Life</title>
<link>http://EzineArticles.com/6878242</link>
<guid>http://EzineArticles.com/6878242</guid>
<pubDate>Mon, 13 Feb 2012 15:39:17 -0600</pubDate>
<description><![CDATA[When home loan repayments begin to weigh heavily on your shoulders, turning to home loan refinancing with bad credit can lighten the financial headache. In fact, with it, everyone is a winner.]]></description>
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<title>Getting Mortgage Loans With Bad Credit: The Secret Is Found in Three Simple Factors</title>
<link>http://EzineArticles.com/6878226</link>
<guid>http://EzineArticles.com/6878226</guid>
<pubDate>Mon, 13 Feb 2012 15:38:14 -0600</pubDate>
<description><![CDATA[Buying a home is an expensive exercise, demanding long-term commitment. Obviously then, securing a mortgage loan with bad credit is not easy, but three things in particular can make your application a winner.]]></description>
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<title>Adjustable Rate Mortgages - The Good, The Bad and The Ugly</title>
<link>http://EzineArticles.com/6869956</link>
<guid>http://EzineArticles.com/6869956</guid>
<pubDate>Fri, 10 Feb 2012 17:56:12 -0600</pubDate>
<description><![CDATA[Adjustable Rate Mortgages (referred to as ARMs) are loans with interest rates that change. Most ARMs start with lower monthly payments than Fixed Rate Mortgages because their interest rates are usually lower. But, before you go and jump into an ARM product, there are some serious considerations that you need to think about.]]></description>
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<title>How to Increase the Chances of Getting a Home Loan</title>
<link>http://EzineArticles.com/6836667</link>
<guid>http://EzineArticles.com/6836667</guid>
<pubDate>Thu, 09 Feb 2012 14:01:39 -0600</pubDate>
<description><![CDATA[Do you want to avoid foreclosure? Try to pick a low interest home loan according to your monthly income. But remember there are some important credit value that you need to maintain to increase your chances of getting the best loan.]]></description>
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<title>To Refinance or Not to Refinance, That Is the Question?</title>
<link>http://EzineArticles.com/6862292</link>
<guid>http://EzineArticles.com/6862292</guid>
<pubDate>Wed, 08 Feb 2012 18:34:51 -0600</pubDate>
<description><![CDATA[Decide what you are going to do with the cash out when you refinance. Reinvest in another real estate venture, or just keep the money for other purposes.]]></description>
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<title>FHA Reverse Mortgages for People Older Than 62</title>
<link>http://EzineArticles.com/6863329</link>
<guid>http://EzineArticles.com/6863329</guid>
<pubDate>Wed, 08 Feb 2012 16:01:16 -0600</pubDate>
<description><![CDATA[This is a description of the FHA Reverse Mortgage program. This article gives a broad view of this program. If you would like in-depth information search Reverse Mortgage or HECM or Home Equity Conversion Mortgage. FHA rules are subject to change. These were the guidelines at the time this article was written - February 5, 2012. Please check with the applicable agent or agency to ensure that they are still current before making any buying decisions.]]></description>
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<title>What To Look For When Selecting A Mortgage Broker</title>
<link>http://EzineArticles.com/6861320</link>
<guid>http://EzineArticles.com/6861320</guid>
<pubDate>Wed, 08 Feb 2012 13:13:27 -0600</pubDate>
<description><![CDATA[If you are considering taking out a home loan or reviewing your current requirements, you might want to consider a reputable mortgage broker only. A broker can save you valuable time, offer you expert advice and more often than not, their services are at no cost to you! These are some useful tips to consider when you are making a selection.]]></description>
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<title>What Is a Mortgage Broker?</title>
<link>http://EzineArticles.com/6866592</link>
<guid>http://EzineArticles.com/6866592</guid>
<pubDate>Wed, 08 Feb 2012 12:08:43 -0600</pubDate>
<description><![CDATA[A mortgage broker works as an intermediary between the mortgage lender and the applicant. They usually have access to the whole mortgage market and are able to offer the best deal to suit your needs.]]></description>
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<item>
<title>What Is a Mortgage Advisor</title>
<link>http://EzineArticles.com/6866429</link>
<guid>http://EzineArticles.com/6866429</guid>
<pubDate>Wed, 08 Feb 2012 11:55:23 -0600</pubDate>
<description><![CDATA[If you are considering purchasing a property for yourself, to let to tenants, re-mortgaging, or looking at any other form of mortgage, a visit to the mortgage advisor is probably on the cards. There are different types of mortgage advisor and it is important to make sure you get all the relevant information before making your mortgage decision.]]></description>
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<title>Applying And Getting Approved For A Mortgage Loan</title>
<link>http://EzineArticles.com/6866994</link>
<guid>http://EzineArticles.com/6866994</guid>
<pubDate>Tue, 07 Feb 2012 18:03:50 -0600</pubDate>
<description><![CDATA[Applying for a mortgage loan has been getting easier and easier throughout the years with only a few steps that you will have to complete. Getting approved for a mortgage, however, has become more difficult in 2012 because over the last five years real estate has been struggling causing banks to lose quite a bit of money through the process of short sales and foreclosures.]]></description>
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<title>How The New FHA Reverse Mortgage Saves Costs</title>
<link>http://EzineArticles.com/6861742</link>
<guid>http://EzineArticles.com/6861742</guid>
<pubDate>Tue, 07 Feb 2012 14:49:16 -0600</pubDate>
<description><![CDATA[The new FHA reverse mortgage program has an ideal timing. Many seniors suffer from the hard recession, dropped share prices and rising living costs, including the medicines. What they need is a source to grow the daily income.]]></description>
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<title>4 Reasons Why You Should Get a House and a Home Loan</title>
<link>http://EzineArticles.com/6858968</link>
<guid>http://EzineArticles.com/6858968</guid>
<pubDate>Tue, 07 Feb 2012 11:27:01 -0600</pubDate>
<description><![CDATA[Are you planning to get a house? Are you thinking twice? Have you considered your budget? Getting a house nowadays is not that big of a problem. People can always get a home loan through a respected home loan company to solve their financing problems.]]></description>
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<title>Lowest Mortgage Refinance Rates Available Online</title>
<link>http://EzineArticles.com/6858714</link>
<guid>http://EzineArticles.com/6858714</guid>
<pubDate>Tue, 07 Feb 2012 10:13:40 -0600</pubDate>
<description><![CDATA[It's not that easy to qualify for mortgage refinance loans with bad credit. But solutions with the lowest mortgage refinance rates could be easily secured expert help.]]></description>
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<title>Home Mortgage Renewals</title>
<link>http://EzineArticles.com/6858088</link>
<guid>http://EzineArticles.com/6858088</guid>
<pubDate>Mon, 06 Feb 2012 09:51:10 -0600</pubDate>
<description><![CDATA[For most homeowners, a mortgage is simply a fact of life. It is typically a monthly constant for a large duration of most people's lives. However, while mortgages can take between 25 and 30 years to pay off, within this time frame mortgage renewals occur.]]></description>
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<item>
<title>Best Refinance Lenders - How to Find the Pro's?</title>
<link>http://EzineArticles.com/6847295</link>
<guid>http://EzineArticles.com/6847295</guid>
<pubDate>Fri, 03 Feb 2012 16:06:09 -0600</pubDate>
<description><![CDATA[During the past couple years in which the mortgage market has been in turmoil, determining who are the best refinance lenders has become a real challenge. While current interest rates are still at historic lows, the fact remains that the lending guidelines have tightened up to a degree that is unprecedented.]]></description>
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<title>HR 3915 - Will It Put Mortgage Brokers Out of Business?</title>
<link>http://EzineArticles.com/6849326</link>
<guid>http://EzineArticles.com/6849326</guid>
<pubDate>Fri, 03 Feb 2012 15:51:17 -0600</pubDate>
<description><![CDATA[As I'm sure most of you know, HR 3915 is the Mortgage Reform and Anti-Predatory Lending Act of 2007.&nbsp; And it is amazing the amount of misinformation out there regarding the true understanding of this bill.&nbsp; I just received an email that stated, "Hey Deryck, please sign this petition, if HR 3915 actually passes then mortgage brokers will be out of business by next week".]]></description>
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<title>Home Loans With Bad Credit Are No Problem Even After Suffering Bankruptcy</title>
<link>http://EzineArticles.com/6856947</link>
<guid>http://EzineArticles.com/6856947</guid>
<pubDate>Fri, 03 Feb 2012 13:41:43 -0600</pubDate>
<description><![CDATA[Bankruptcy is no longer the impediment to home ownership that it was. In fact, it is possible to get home loans with bad credit even after being ruled bankrupt.]]></description>
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<title>Getting a Home Loan With Bad Credit: Three Steps to Loan Approval</title>
<link>http://EzineArticles.com/6856845</link>
<guid>http://EzineArticles.com/6856845</guid>
<pubDate>Fri, 03 Feb 2012 13:30:38 -0600</pubDate>
<description><![CDATA[The process of getting a home loan with bad credit is not as complicated as some believe. In fact, once a few straightforward steps are taken, the chances of a successful application is greatly increased.]]></description>
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<item>
<title>Unknown Facts About Home Mortgages</title>
<link>http://EzineArticles.com/6853781</link>
<guid>http://EzineArticles.com/6853781</guid>
<pubDate>Fri, 03 Feb 2012 11:23:46 -0600</pubDate>
<description><![CDATA[Home mortgages are taken by people to purchase a house; it acts as a security for the loan. Mortgages are paid back over a period of time and involve an interest amount as well. The interest rate varies depending on the kind of mortgage, the current market and several other factors. Getting a home mortgage is a long process and hiring a broker or a financial advisor can be very helpful.]]></description>
</item>
<item>
<title>Three Reverse Mortgage Misconceptions</title>
<link>http://EzineArticles.com/6841094</link>
<guid>http://EzineArticles.com/6841094</guid>
<pubDate>Fri, 03 Feb 2012 10:14:03 -0600</pubDate>
<description><![CDATA[Many people when they hear the words reverse mortgage think it is something bad or a loan you only get as a last resort. While this loan is not for everyone, there are some common misconceptions that many people believe. With a little education it is easy to see that this product can be a great tool for many seniors.]]></description>
</item>
<item>
<title>Making Sense of Mortgage Rates for the Meek</title>
<link>http://EzineArticles.com/6858094</link>
<guid>http://EzineArticles.com/6858094</guid>
<pubDate>Fri, 03 Feb 2012 09:01:32 -0600</pubDate>
<description><![CDATA[Buying a house can be an overwhelming experience, the idea of dealing with mortgage rates can be intimidating, especially as most simply do not have the means to make the purchase outright. How do you make sense of it all? It always helps to know what the terminology means, if only so you know what you are getting into.]]></description>
</item>
<item>
<title>Home Loans With Bad Credit: The Answer for Home Seekers With Poor Credit Ratings</title>
<link>http://EzineArticles.com/6856873</link>
<guid>http://EzineArticles.com/6856873</guid>
<pubDate>Fri, 03 Feb 2012 08:33:45 -0600</pubDate>
<description><![CDATA[Buying a home with bad credit a major factor of the equation is not impossible. In fact, there are too many advantages to home loans with bad credit - for both lenders and borrowers alike.]]></description>
</item>
<item>
<title>Home Loans With Bad Credit - Tips for Maximizing the Chances of Successful Applications</title>
<link>http://EzineArticles.com/6849184</link>
<guid>http://EzineArticles.com/6849184</guid>
<pubDate>Fri, 03 Feb 2012 08:32:21 -0600</pubDate>
<description><![CDATA[Applying for a home loan with bad credit is a stressful thing, with no certainty of success. However, there are some simple tips that can be followed to improve those chances.]]></description>
</item>
<item>
<title>How Home Loans For Those With Bad Credit Can Make A Difference to Your Life</title>
<link>http://EzineArticles.com/6856889</link>
<guid>http://EzineArticles.com/6856889</guid>
<pubDate>Thu, 02 Feb 2012 14:40:23 -0600</pubDate>
<description><![CDATA[Bad credit is not the end of the road, even when it comes to large loans. Thanks to the availability of home loans for those with bad credit, even buying a home is possible.]]></description>
</item>
<item>
<title>How to Make Use of a Mortgage Calculator With Ease</title>
<link>http://EzineArticles.com/6844090</link>
<guid>http://EzineArticles.com/6844090</guid>
<pubDate>Thu, 02 Feb 2012 14:40:22 -0600</pubDate>
<description><![CDATA[Mortgage calculators are designed to compute payments that comprise ongoing interest rates. It has become a valuable tool when it comes to computing monthly payments.]]></description>
</item>
<item>
<title>Government Extends Mortgage Relief Help Efforts</title>
<link>http://EzineArticles.com/6854684</link>
<guid>http://EzineArticles.com/6854684</guid>
<pubDate>Wed, 01 Feb 2012 15:21:25 -0600</pubDate>
<description><![CDATA[President Obama has talked a lot about ending the foreclosure crisis and developing better strategies for helping homeowners in trouble. After admitting previous efforts met few expectations, the White House went back to the drawing board to revamp existing programs and help facilitate changes in a sinking housing market.]]></description>
</item>
<item>
<title>Dealing With Mortgage Repayment Difficulties</title>
<link>http://EzineArticles.com/6847445</link>
<guid>http://EzineArticles.com/6847445</guid>
<pubDate>Wed, 01 Feb 2012 14:09:03 -0600</pubDate>
<description><![CDATA[Homeowners struggle with mortgage repayment for various reasons. Unemployment, serious medical illnesses and other financial emergencies that drain a household budget make it difficult for homeowners to make mortgage payments on time.]]></description>
</item>
<item>
<title>Understanding Points In A Home Mortgage Loan - When Is It Best To Use Them?</title>
<link>http://EzineArticles.com/6846961</link>
<guid>http://EzineArticles.com/6846961</guid>
<pubDate>Wed, 01 Feb 2012 09:20:40 -0600</pubDate>
<description><![CDATA[The idea of Points on loan can be confusing to a borrower who is trying to refinance their present home loan mortgage, or trying to purchase a new home. When given the option of Paying Points, or Paying No Points or paying a Higher Interest Rate to Eliminate Closing Costs, what criteria will be best suited for you? Find out which of these options best fits your financial strategy.]]></description>
</item>
<item>
<title>FHA Loans: Offering Greater Security to Borrowers With Bad Credit</title>
<link>http://EzineArticles.com/6849245</link>
<guid>http://EzineArticles.com/6849245</guid>
<pubDate>Tue, 31 Jan 2012 16:25:03 -0600</pubDate>
<description><![CDATA[For anyone seeking a home loan with the specter of bad credit hanging over them, an FHA loan is one of the best options available. Government guaranteed, there are several reasons why.]]></description>
</item>
<item>
<title>Home Loan Refinancing With Bad Credit the Answer to Effective Mortgage Management</title>
<link>http://EzineArticles.com/6849234</link>
<guid>http://EzineArticles.com/6849234</guid>
<pubDate>Tue, 31 Jan 2012 16:23:30 -0600</pubDate>
<description><![CDATA[Difficult financial times can threaten your home. But home loan refinancing, with bad credit specifically addressed, can serve to make everything more manageable, and lessen the monthly financial strain.]]></description>
</item>
<item>
<title>Understanding Your Home Mortgage Loan With Bad Credit FICO Scores</title>
<link>http://EzineArticles.com/6849223</link>
<guid>http://EzineArticles.com/6849223</guid>
<pubDate>Tue, 31 Jan 2012 13:22:59 -0600</pubDate>
<description><![CDATA[Convincing lenders to approve home mortgage loans with bad credit is not as difficult as many believe. A well-prepared application is the secret. Understanding how credit ratings work is key element to this.]]></description>
</item>
<item>
<title>Applying for a FHA Home Mortgage</title>
<link>http://EzineArticles.com/6847997</link>
<guid>http://EzineArticles.com/6847997</guid>
<pubDate>Tue, 31 Jan 2012 12:47:25 -0600</pubDate>
<description><![CDATA[With the lower down payment and interest rates they offer, a FHA home mortgage is a attractive proposition. Find out what you need to do to get one.]]></description>
</item>
<item>
<title>Shopping for Canadian Mortgage Rates for First Time Home Buyers</title>
<link>http://EzineArticles.com/6844599</link>
<guid>http://EzineArticles.com/6844599</guid>
<pubDate>Tue, 31 Jan 2012 10:55:32 -0600</pubDate>
<description><![CDATA[Owning a property for the first time is such an exciting experience. However, it can also be a little daunting especially when you are faced with news about the rise in Canadian mortgage rates in the present market. As a first-time home buyer, the prospect of getting stuck with a mortgage rate that is more than what you can actually afford may be a little disheartening. That is why the following tips are essential to guide you in finding and landing the best deals in today's Canadian mortgage market.]]></description>
</item>
<item>
<title>Top Home Buying Advice From Mortgage Experts</title>
<link>http://EzineArticles.com/6848041</link>
<guid>http://EzineArticles.com/6848041</guid>
<pubDate>Mon, 30 Jan 2012 15:49:43 -0600</pubDate>
<description><![CDATA[Your home is the biggest purchase you are likely to every make. Find out where to go to get the best home buying advice before purchasing.]]></description>
</item>
<item>
<title>Are You Ready For Real Estate Financing?</title>
<link>http://EzineArticles.com/6847842</link>
<guid>http://EzineArticles.com/6847842</guid>
<pubDate>Mon, 30 Jan 2012 15:29:28 -0600</pubDate>
<description><![CDATA[When you think of paying a mortgage, it probably sends chills down your spine but it is better than paying rent so that is a plus. However, you need to realize that there are plenty of costs that are involved in buying, financing and owning your home if you decide you can afford a house.]]></description>
</item>
<item>
<title>Getting Mortgage Loans With Bad Credit Depends on Three Simple Qualifications</title>
<link>http://EzineArticles.com/6849170</link>
<guid>http://EzineArticles.com/6849170</guid>
<pubDate>Mon, 30 Jan 2012 15:28:53 -0600</pubDate>
<description><![CDATA[Improving your chances of getting approval on mortgage loans with bad credit really just comes down to a few basic qualifications. After that approval is much more likely to be granted.]]></description>
</item>
<item>
<title>Helpful Tips for Shopping for a Home Mortgage</title>
<link>http://EzineArticles.com/6848012</link>
<guid>http://EzineArticles.com/6848012</guid>
<pubDate>Mon, 30 Jan 2012 13:54:04 -0600</pubDate>
<description><![CDATA[You do not want to make mistakes when buying a home. Knowing the following basics on mortgages will make the entire process a whole lot easier.]]></description>
</item>
<item>
<title>What Lenders Look for Before Giving You a Mortgage</title>
<link>http://EzineArticles.com/6841378</link>
<guid>http://EzineArticles.com/6841378</guid>
<pubDate>Fri, 27 Jan 2012 15:41:29 -0600</pubDate>
<description><![CDATA[Find out what you need to get a mortgage for that dream house! There are certain lending policies that you should familiarize yourself with if you want to purchase property in Canada.]]></description>
</item>
<item>
<title>Home Loan Modification: What Is It?</title>
<link>http://EzineArticles.com/6839662</link>
<guid>http://EzineArticles.com/6839662</guid>
<pubDate>Fri, 27 Jan 2012 08:26:16 -0600</pubDate>
<description><![CDATA[Home loan modification refers to the restructuring of home loans for borrowers facing financial hardships, enabling them to pay off their home loan payments. In this arrangement, home owners work with their lenders to change the terms of their home loans, saving their homes from foreclosure.]]></description>
</item>
<item>
<title>Is Home Mortgage Insurance Necessary?</title>
<link>http://EzineArticles.com/6841435</link>
<guid>http://EzineArticles.com/6841435</guid>
<pubDate>Thu, 26 Jan 2012 12:45:58 -0600</pubDate>
<description><![CDATA[An overview of home mortgage insurance. Learn when it is necessary and how to avoid having to pay for it.]]></description>
</item>
<item>
<title>Mortgage Refinance Rates at Historical Lows in Canada</title>
<link>http://EzineArticles.com/6833759</link>
<guid>http://EzineArticles.com/6833759</guid>
<pubDate>Wed, 25 Jan 2012 13:58:33 -0600</pubDate>
<description><![CDATA[With today's low mortgage rates, refinancing your mortgage can be a very good option to save money. At the beginning of 2012, refinance rates are now at historically low levels in Canada. 5 year fixed rates can be found as low as 2.99% while variable rates are around 2.85%.]]></description>
</item>
<item>
<title>The FHA 203(K) Rehabilitation or Rehab Mortgage Loan Program</title>
<link>http://EzineArticles.com/6831429</link>
<guid>http://EzineArticles.com/6831429</guid>
<pubDate>Wed, 25 Jan 2012 08:28:23 -0600</pubDate>
<description><![CDATA[This is a description of the FHA 203(K) which is the purchase or refinance and then rehab or repair FHA insured loan program. This article gives a broad view of this program. If you would like in-depth information go the FHA web site and search 203(K).]]></description>
</item>
<item>
<title>HAMP Guidelines - Home Affordable Modification Program - Get Help</title>
<link>http://EzineArticles.com/6828796</link>
<guid>http://EzineArticles.com/6828796</guid>
<pubDate>Mon, 23 Jan 2012 15:09:18 -0600</pubDate>
<description><![CDATA[The government has set very clear guidelines to determine if you are are eligible to apply for The Home Affordable Modification Program, also known as HAMP. HAMP is apart of President Obama's Making Home Affordable Program, which is the governments effort to stop foreclosure and lower mortgage payments for struggling homeowners. Millions of Americans fit the guidelines yet so many borrowers are being denied HAMP by their lenders. This article will not only explain why so many people are being denied but put you on the right path to getting approved for The Home Affordable Modification Program, which can lower your interest rate as low as 2%.]]></description>
</item>
<item>
<title>4 Tips to Getting Your Mortgage Loan Approved</title>
<link>http://EzineArticles.com/6833638</link>
<guid>http://EzineArticles.com/6833638</guid>
<pubDate>Mon, 23 Jan 2012 14:44:23 -0600</pubDate>
<description><![CDATA[I know that mortgages are probably the only solution for most individuals to buying homes these days. It might seem to you as a bad solution because of all the people that you see everyday defaulting on their mortgages, but there is no other way for a person who has an average income to buy a house without the help of a lender.]]></description>
</item>
<item>
<title>Shopping for the Right Mortgage Company</title>
<link>http://EzineArticles.com/6833621</link>
<guid>http://EzineArticles.com/6833621</guid>
<pubDate>Mon, 23 Jan 2012 13:34:11 -0600</pubDate>
<description><![CDATA[The only available way to getting a home in this unstable economy is probably through a mortgage. If you can afford buying a property with your own cash, then you can consider yourself lucky.]]></description>
</item>
<item>
<title>No Cost Home Refinance - Is It Right For You?</title>
<link>http://EzineArticles.com/6813603</link>
<guid>http://EzineArticles.com/6813603</guid>
<pubDate>Mon, 23 Jan 2012 12:45:23 -0600</pubDate>
<description><![CDATA[Before you choose your loan officer, decide first if a Lender Paid transaction or a Borrower Paid transaction is right for you. A Lender Paid transaction is also often considered a No Cost Refinance. Which is right for you? A Lender Paid, or Borrower paid refinance?]]></description>
</item>
<item>
<title>Tips for Getting Home Financing</title>
<link>http://EzineArticles.com/6826577</link>
<guid>http://EzineArticles.com/6826577</guid>
<pubDate>Mon, 23 Jan 2012 09:38:25 -0600</pubDate>
<description><![CDATA[There are many home finance solutions for people who want to buy a home. With all the various options for financing and loans, it is possible to get the house you've always dreamed of owning. The recent financial crisis has taught us to be a little more careful with our finances, which is why it is important for us to study our options thoroughly and carefully and make sure that we are in a position that enables us to pay for our housing loans and other expenses that come with buying a home. It is important that we don't jump the gun to make sure that we won't have any home finance problems in the future that may lead to a lot of debt and foreclosure.]]></description>
</item>
<item>
<title>Mortgage Refinance: Pros and Cons</title>
<link>http://EzineArticles.com/6830784</link>
<guid>http://EzineArticles.com/6830784</guid>
<pubDate>Fri, 20 Jan 2012 12:31:55 -0600</pubDate>
<description><![CDATA[Are you considering getting a mortgage refinancing? Here are some of the pros and cons of getting a home loan refinance in today's tough economic times.]]></description>
</item>
<item>
<title>How Long Does a VA Mortgage Loan Take?</title>
<link>http://EzineArticles.com/6705674</link>
<guid>http://EzineArticles.com/6705674</guid>
<pubDate>Fri, 20 Jan 2012 11:18:51 -0600</pubDate>
<description><![CDATA[If you are working with an expert lender who understands VA guidelines; and you are organized and know your role as a borrower in the loan process, then you will be in good shape to close in under 30 days on your VA loan. This step-by-step guide will help you to a successful VA loan closing.]]></description>
</item>
<item>
<title>Mortgage Note Selling Process</title>
<link>http://EzineArticles.com/6828075</link>
<guid>http://EzineArticles.com/6828075</guid>
<pubDate>Fri, 20 Jan 2012 10:34:22 -0600</pubDate>
<description><![CDATA[Are you unsure of how the mortgage note selling process and need to learn more before you proceed? We can help! Read more...]]></description>
</item>
<item>
<title>3 Tips for Lowering Your Mortgage Payments</title>
<link>http://EzineArticles.com/6830533</link>
<guid>http://EzineArticles.com/6830533</guid>
<pubDate>Fri, 20 Jan 2012 10:28:06 -0600</pubDate>
<description><![CDATA[Many homeowners are finding it difficult to make ends meet in these tough economic times. Monthly home loan payments are usually the biggest bill of them all, and with millions of people struggling financially, they are also getting harder to pay. There are options though that homeowners can use to lower their monthly mortgage payments and save money. Here are 3 things that homeowners can do to reduce their monthly mortgage payments.]]></description>
</item>
<item>
<title>Getting a Mortgage Loan and Securing It Made Easy</title>
<link>http://EzineArticles.com/6828124</link>
<guid>http://EzineArticles.com/6828124</guid>
<pubDate>Fri, 20 Jan 2012 09:44:05 -0600</pubDate>
<description><![CDATA[It is every person's dream to purchase a home, as soon as they are settled in life. In the economic market that we live in, getting a home without a home loan is a difficult task. For a first time buyer, it will be an overwhelming choice to make.]]></description>
</item>
<item>
<title>Home Loan - Common Reasons Why You Should Get a House</title>
<link>http://EzineArticles.com/6828896</link>
<guid>http://EzineArticles.com/6828896</guid>
<pubDate>Thu, 19 Jan 2012 18:11:36 -0600</pubDate>
<description><![CDATA[The thought of finally getting a home loan and having a house may seem like a distant dream for some. However, the American Dream is now more possible than ever.]]></description>
</item>
<item>
<title>Mortgage News - How the Economy Benefits From New Home Construction</title>
<link>http://EzineArticles.com/6820712</link>
<guid>http://EzineArticles.com/6820712</guid>
<pubDate>Thu, 19 Jan 2012 14:48:42 -0600</pubDate>
<description><![CDATA[New home construction has a major impact on the economy. Reports are for every new house 3 new jobs are created. Those numbers do not include tax revenue and the impact on small business like construction, concrete, lumber, realtors, title companies. home loans and more. New housing is less than 50% of what our economy is used too. That means 3 million new jobs are possible.]]></description>
</item>
<item>
<title>FHA Streamline Refinance - Net Tangible Benefit</title>
<link>http://EzineArticles.com/6823463</link>
<guid>http://EzineArticles.com/6823463</guid>
<pubDate>Thu, 19 Jan 2012 14:25:34 -0600</pubDate>
<description><![CDATA[Discussion of the FHA Streamline Refinance. FHA describes a net tangible benefit as a reduction of principle, interest, and mortgage insurance payments by 5%. That's $1.8 Billion back in the pockets of everyday homeowners, instead of sitting in the coffers of banks, bond holders, and Wall Street traders.]]></description>
</item>
<item>
<title>Cash Out Refinancing Loans: A Practical Use of Home Equity</title>
<link>http://EzineArticles.com/6823238</link>
<guid>http://EzineArticles.com/6823238</guid>
<pubDate>Thu, 19 Jan 2012 11:24:12 -0600</pubDate>
<description><![CDATA[Accessing funds when they are most needed can be tricky, but a cash out refinancing loan is a popular method. Despite suspicion some people have with refinancing, it is a practical use of home equity.]]></description>
</item>
<item>
<title>Home Loans With Bad Credit: Three Deal-Breaking Factors to Keep in Mind</title>
<link>http://EzineArticles.com/6823621</link>
<guid>http://EzineArticles.com/6823621</guid>
<pubDate>Wed, 18 Jan 2012 20:14:27 -0600</pubDate>
<description><![CDATA[Getting a home loan with bad credit is not easy. But there are some factors that, should they be attended to, can prove to be the difference between a successful application and a rejected one.]]></description>
</item>
<item>
<title>What Is a Debt-To-Income Ratio (DTI) and Why Is It Important?</title>
<link>http://EzineArticles.com/6823945</link>
<guid>http://EzineArticles.com/6823945</guid>
<pubDate>Wed, 18 Jan 2012 19:07:38 -0600</pubDate>
<description><![CDATA[One of the most important qualifying criteria in the mortgage industry is the debt-to-income ratio, or DTI. Your DTI is critical for an underwriting decision because it indicates your capacity, or ability, to repay a mortgage loan.]]></description>
</item>
<item>
<title>Things to Consider When Getting a Mortgage</title>
<link>http://EzineArticles.com/6820643</link>
<guid>http://EzineArticles.com/6820643</guid>
<pubDate>Wed, 18 Jan 2012 14:38:54 -0600</pubDate>
<description><![CDATA[Remortgaging is basically switching your already existing home loan to another building society or other lending institution; you don't have to be in the process of buying a new home. As well, Jamaican home and real estate owners, sometimes remortgage their properties for a larger amount, as an alternative source to obtaining a secured loan and/or in an effort to reduce those monthly payments.]]></description>
</item>
<item>
<title>Freddie Mac Rolls Out a Program for the Unemployed</title>
<link>http://EzineArticles.com/6819377</link>
<guid>http://EzineArticles.com/6819377</guid>
<pubDate>Wed, 18 Jan 2012 11:34:30 -0600</pubDate>
<description><![CDATA[Here's a newsflash - unemployment remains a concern. In Arkansas, the unemployment rate was 8.2 percent in November - that's down from 9.3 percent, but is still high for Arkansas. What that number means is that 106,500 people in the Natural State want jobs but don't have them. That's a large number, roughly equal to the population of Saline County.]]></description>
</item>
<item>
<title>Services You May Get From a Mortgage Modification Attorney</title>
<link>http://EzineArticles.com/6821311</link>
<guid>http://EzineArticles.com/6821311</guid>
<pubDate>Wed, 18 Jan 2012 10:52:40 -0600</pubDate>
<description><![CDATA[Do you need help in keeping your properties? Get the services of a mortgage modification attorney. This article provides more information about the services they offer.]]></description>
</item>
<item>
<title>Why Stated Income Mortgage and Mortgage Term Life Insurance Are Lifesavers</title>
<link>http://EzineArticles.com/6819861</link>
<guid>http://EzineArticles.com/6819861</guid>
<pubDate>Tue, 17 Jan 2012 10:03:36 -0600</pubDate>
<description><![CDATA[If you are having problems proving the amount of money you earn every month then you should look into stated income mortgage. It is a life-saver for those who are self-employed, paid cash, independent contractors, and employees who are tipped. Meanwhile, you should also look into mortgage term life insurance if you, as the borrower, are incapacitated by critical illness or accident.]]></description>
</item>
<item>
<title>Characteristics of Stated Income Mortgage Loans</title>
<link>http://EzineArticles.com/6819858</link>
<guid>http://EzineArticles.com/6819858</guid>
<pubDate>Tue, 17 Jan 2012 10:01:57 -0600</pubDate>
<description><![CDATA[The housing market downturn of recent years saw many lenders coming up with tighter lending rules. As a result, it has become a lot difficult for many people to get approved for mortgages. However, if you have good credit, you can get approved for stated income mortgage loans and no income home loans.]]></description>
</item>
<item>
<title>Tips for Writing a Hardship Letter For a Mortgage Modification</title>
<link>http://EzineArticles.com/6822310</link>
<guid>http://EzineArticles.com/6822310</guid>
<pubDate>Tue, 17 Jan 2012 09:31:01 -0600</pubDate>
<description><![CDATA[When a homeowner applies for a mortgage modification, one of the most important items in the process is the hardship letter that explains your financial situation and why you are making the request. One of the best things a homeowner looking for home loan modification can do is write a good, effective and proper hardship letter. Here is some advice that can help any homeowner write that letter, and get a modified loan that will help them get into a better financial situation, save their home from being lost, or both.]]></description>
</item>
<item>
<title>Mortgage Refinancing - Costs That Are Tax Deductible</title>
<link>http://EzineArticles.com/6822451</link>
<guid>http://EzineArticles.com/6822451</guid>
<pubDate>Tue, 17 Jan 2012 09:28:28 -0600</pubDate>
<description><![CDATA[Many homeowners have taken advantage of stimulus programs and low interest rates and got a mortgage refinancing. Many homeowners are preparing to do their taxes and are looking for all their deductions and trying to be able to save as much as possible. On top of other things, many of the costs associated with mortgage refinancing are actually tax deductible. Here are some tips for homeowners looking for mortgage refinancing tax deductions.]]></description>
</item>
<item>
<title>Right Circumstances to Seek Remortgage Advice</title>
<link>http://EzineArticles.com/6817141</link>
<guid>http://EzineArticles.com/6817141</guid>
<pubDate>Tue, 17 Jan 2012 09:25:17 -0600</pubDate>
<description><![CDATA[Remortgaging is the process of replacing your present mortgagee (lender) with another mortgagee without moving out of your house. You are essentially taking out a new mortgage in order to pay off your current debt on the house - the debt remains but the lender changes.]]></description>
</item>
<item>
<title>How to Deal With a Mortgage Broker?</title>
<link>http://EzineArticles.com/6791999</link>
<guid>http://EzineArticles.com/6791999</guid>
<pubDate>Tue, 17 Jan 2012 09:16:15 -0600</pubDate>
<description><![CDATA[It is always a great advantage to you if you compare different mortgage brokers in Alberta. There are charlatans seeking solely their profit out of the deal, while some may truly assist you in getting your loan sanctioned. Find yourself a suitable Alberta mortgage broker who can guide you every step of the way to make way for a smooth dealing.]]></description>
</item>
<item>
<title>The No Fee Mortgage Loan: Myth or Reality?</title>
<link>http://EzineArticles.com/6786157</link>
<guid>http://EzineArticles.com/6786157</guid>
<pubDate>Mon, 16 Jan 2012 17:32:54 -0600</pubDate>
<description><![CDATA[A friend of mine who is also in the mortgage industry had one of his clients proudly tell him that she had never paid any closing fees on any mortgage loan she had ever gotten. I couldn't help but smile over the lady's excessive self-confidence because she in fact has paid closing costs on every single loan. In fact, she may have paid closing costs and then some when you really crunch the numbers. Let me explain.]]></description>
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<title>Mortgage Loan Limits: Reasons Why They Should Be Welcomed</title>
<link>http://EzineArticles.com/6816891</link>
<guid>http://EzineArticles.com/6816891</guid>
<pubDate>Mon, 16 Jan 2012 15:52:20 -0600</pubDate>
<description><![CDATA[Loan limits are traditionally considered negatively, but with mortgage loans a realistic limit can be a blessing in disguise. In fact, they are more beneficial for the applicant than a hindrance.]]></description>
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<title>Home Loans With Bad Credit - Important Facts for Getting the Loan You Want</title>
<link>http://EzineArticles.com/6816883</link>
<guid>http://EzineArticles.com/6816883</guid>
<pubDate>Mon, 16 Jan 2012 15:49:07 -0600</pubDate>
<description><![CDATA[Borrowers looking for a home loan with bad credit may feel limited in their options. However, the facts explained in this article will help them to find their way to the loan they need.]]></description>
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<title>Mortgage Lender Tricks In A Struggling Market</title>
<link>http://EzineArticles.com/6820434</link>
<guid>http://EzineArticles.com/6820434</guid>
<pubDate>Mon, 16 Jan 2012 13:55:30 -0600</pubDate>
<description><![CDATA[Although homeowners have had to bear the burden of a turbulent housing market for quite some time, lenders haven't had it easy either. As the foreclosure crisis has struck hard on homeowners, lenders too have been struggling to maintain some level of profitability. While efforts are being aimed at helping homeowners keep their homes, many lenders have turned to some tricks to help keep their bank accounts from dwindling.]]></description>
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