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<title>Al Thomas - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Al_Thomas</link>
<pubDate>Tue, 14 Feb 2012 20:53:54 -0600</pubDate>
<image><title>Al Thomas - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Al_Thomas</link>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Albert W. Thomas has spent most of his life in the field of finance. In 1965 he founded an insurance holding company, Security Dynamics Investment Corporation, after having been an agent and General Agent for several life insurance companies. In 1970 he became cofounder and president of Real Life Estate, Inc., that marketed a unique real estate and life insurance package. After he became interested in commodities he bought a seat for his personal trading on the Chicago Open Board of Trade, which is now known as the MidAmerica Commodity Exchange. Later he became a full time trader and also ... ]]></description>
<lastBuildDate>Tue, 13 Dec 2011 15:28:20 -0600</lastBuildDate>
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<item>
<title>Solving the Housing Problem</title>
<link>http://EzineArticles.com/6752947</link>
<guid>http://EzineArticles.com/6752947</guid>
<pubDate>Tue, 13 Dec 2011 15:28:20 -0600</pubDate>
<description><![CDATA[The solution to the housing problem is very simple. Get people back to work. Once families are making money again there will be family formations and new homes will be one of their high priorities.]]></description>
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<item>
<title>Out of Work and Can't Retire</title>
<link>http://EzineArticles.com/6736570</link>
<guid>http://EzineArticles.com/6736570</guid>
<pubDate>Tue, 06 Dec 2011 17:57:25 -0600</pubDate>
<description><![CDATA[The bad news is you have no steady income. The unemployment check is going to run out - or maybe it has. Unfortunately you still have to eat and need a place to sleep until things "get better".]]></description>
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<item>
<title>Velocity of Money</title>
<link>http://EzineArticles.com/6539747</link>
<guid>http://EzineArticles.com/6539747</guid>
<pubDate>Tue, 06 Sep 2011 13:05:41 -0500</pubDate>
<description><![CDATA[You thought I was talking about how fast money flies by you before you can get a good grip on it and keep some for yourself. Not this time, but I am going to try to explain in simple language why this is one of the reasons our economy is not doing well. Not in banker language; in plain country.]]></description>
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<title>There Are No True Valuations Today</title>
<link>http://EzineArticles.com/2986461</link>
<guid>http://EzineArticles.com/2986461</guid>
<pubDate>Mon, 25 Jul 2011 12:44:48 -0500</pubDate>
<description><![CDATA[THERE ARE NO TRUE VALUATIONS TODAY Daily we hear from the "experts" on CNBC-TV and the radio gurus that the way to buy stocks is find value. One man's Rembrandt is another man's connect-the-dots and fill in the spaces. Valuation is like beauty.]]></description>
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<title>Fibonacci Numbers</title>
<link>http://EzineArticles.com/6119807</link>
<guid>http://EzineArticles.com/6119807</guid>
<pubDate>Thu, 31 Mar 2011 08:12:52 -0500</pubDate>
<description><![CDATA[Fibonacci sequence of numbers is the most import series of numbers in the universe. Few people are even aware of their existence. We are surrounded by the sequence and its simplicity.]]></description>
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<item>
<title>Types of Mutual Funds - Exchange - Traded Funds</title>
<link>http://EzineArticles.com/6102177</link>
<guid>http://EzineArticles.com/6102177</guid>
<pubDate>Fri, 25 Mar 2011 14:33:25 -0500</pubDate>
<description><![CDATA[Everyone wants to find another IBM, Apple, even PMC Sierra or some other high flyer before it takes off. IBM was $11.00 per share and is now over $160.]]></description>
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<item>
<title>QE2 Is A Cup Of Tea</title>
<link>http://EzineArticles.com/6102208</link>
<guid>http://EzineArticles.com/6102208</guid>
<pubDate>Fri, 25 Mar 2011 14:28:27 -0500</pubDate>
<description><![CDATA[Pick up the tea pot and pour out a cup of tea. Shucks. Only enough in the pot for one cup and I need enough tea for all the company.]]></description>
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<item>
<title>$4.00 Gas And Beyond</title>
<link>http://EzineArticles.com/5824851</link>
<guid>http://EzineArticles.com/5824851</guid>
<pubDate>Mon, 31 Jan 2011 15:00:15 -0600</pubDate>
<description><![CDATA[The latest cause to increased oil prices is the melt down of the Mubarek government in Egypt. The caused crude oil futures to jump $4.00 per barrel.]]></description>
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<item>
<title>Drug Effectiveness Revealed</title>
<link>http://EzineArticles.com/5553477</link>
<guid>http://EzineArticles.com/5553477</guid>
<pubDate>Wed, 15 Dec 2010 15:35:08 -0600</pubDate>
<description><![CDATA[NNT is the tell-all of the effectiveness of the drug you are taking. Are you over paying for it?]]></description>
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<item>
<title>I Hope, I Hope, I Hope I Can Retire</title>
<link>http://EzineArticles.com/5301444</link>
<guid>http://EzineArticles.com/5301444</guid>
<pubDate>Tue, 02 Nov 2010 11:07:47 -0500</pubDate>
<description><![CDATA[Know when to hold 'em. Know when to fold 'em.]]></description>
</item>
<item>
<title>Buy GM Stock</title>
<link>http://EzineArticles.com/5141317</link>
<guid>http://EzineArticles.com/5141317</guid>
<pubDate>Tue, 05 Oct 2010 14:25:55 -0500</pubDate>
<description><![CDATA[But read this first. As we all know General Motors car company has been saved by Obama with the infusion of $50 billion (B) of government money. That is our money and nobody was asked if it could be used that way.]]></description>
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<item>
<title>You Can't Dance If You Can't Hear The Music</title>
<link>http://EzineArticles.com/4689991</link>
<guid>http://EzineArticles.com/4689991</guid>
<pubDate>Tue, 20 Jul 2010 10:31:15 -0500</pubDate>
<description><![CDATA[Are you listening to the market music? Until you can hear it you will not be in sync with the price action. If you are out of step you will lose money. Few investors ever learn the words much less the music.]]></description>
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<item>
<title>Lunatic Obsession - Buy And Hold</title>
<link>http://EzineArticles.com/4690035</link>
<guid>http://EzineArticles.com/4690035</guid>
<pubDate>Tue, 20 Jul 2010 10:18:02 -0500</pubDate>
<description><![CDATA["Doing the same thing over and over again and expecting a different result is crazy." Who said that? I remember.]]></description>
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<item>
<title>Best Thing I Ever Learned About Investing</title>
<link>http://EzineArticles.com/3884641</link>
<guid>http://EzineArticles.com/3884641</guid>
<pubDate>Mon, 08 Mar 2010 15:48:57 -0600</pubDate>
<description><![CDATA[The most important thing about trading. Never lose money in the stock market again.]]></description>
</item>
<item>
<title>I Want A Job</title>
<link>http://EzineArticles.com/3688549</link>
<guid>http://EzineArticles.com/3688549</guid>
<pubDate>Wed, 03 Feb 2010 13:21:01 -0600</pubDate>
<description><![CDATA[Are you graduating from high school or college or maybe lost your job? What can you do to become employed with a paycheck once again?]]></description>
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<item>
<title>China Vs US War</title>
<link>http://EzineArticles.com/3632422</link>
<guid>http://EzineArticles.com/3632422</guid>
<pubDate>Mon, 25 Jan 2010 14:49:42 -0600</pubDate>
<description><![CDATA[An economic war has casualties of a different kinds. You will be one of them.]]></description>
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<title>55 Years Old - Don't Buy A House</title>
<link>http://EzineArticles.com/3585545</link>
<guid>http://EzineArticles.com/3585545</guid>
<pubDate>Sat, 16 Jan 2010 09:55:54 -0600</pubDate>
<description><![CDATA[If you have owned a house and paid off the mortgage over the years you know the first 10 years is almost all interest payments with very little equity. There is nothing wrong with buying a house as long as you can qualify. That means a good down payment and a steady job.]]></description>
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<item>
<title>Winning Five Words</title>
<link>http://EzineArticles.com/3300648</link>
<guid>http://EzineArticles.com/3300648</guid>
<pubDate>Fri, 20 Nov 2009 15:28:12 -0600</pubDate>
<description><![CDATA[Having been an exchange member and floor trader for 17 years I had to learn those words the hard way. Few investors ever learn and even less practice them. Having seen many new members come into the pit it was always educational to watch the old timers slowly strip the newbie of his money.]]></description>
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<item>
<title>Why Buy Gold</title>
<link>http://EzineArticles.com/2955542</link>
<guid>http://EzineArticles.com/2955542</guid>
<pubDate>Thu, 24 Sep 2009 16:55:19 -0500</pubDate>
<description><![CDATA[Today everyone is talking about buying gold, but not many are doing much about it because they don't know how or even why they should. Is there a good reason to buy gold? Maybe you will want to buy a "good" stock and put it away. Of course, that is what your broker will tell you. ]]></description>
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<title>Indentured Slaves of America</title>
<link>http://EzineArticles.com/1993195</link>
<guid>http://EzineArticles.com/1993195</guid>
<pubDate>Fri, 18 Sep 2009 11:58:51 -0500</pubDate>
<description><![CDATA[Let's understand what is an indentured slave. Back in the days of the Pilgrims those who wanted to come to the new land - America - had to have the money for fare and enough to get along when they arrived. Few had it. There were sponsors in America who paid their way in return for 5 years or longer of servitude. ]]></description>
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<item>
<title>Forget The Consumer</title>
<link>http://EzineArticles.com/2900149</link>
<guid>http://EzineArticles.com/2900149</guid>
<pubDate>Mon, 14 Sep 2009 20:23:05 -0500</pubDate>
<description><![CDATA[	The great minds in Washington have figured out that the way to get us out of this recession is to have the consumer spend the way he used to.  The consumer is not as dumb as experts in Washing believe. ]]></description>
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<item>
<title>The Business to Be In Now </title>
<link>http://EzineArticles.com/2898021</link>
<guid>http://EzineArticles.com/2898021</guid>
<pubDate>Mon, 14 Sep 2009 17:23:21 -0500</pubDate>
<description><![CDATA[The manufacturing base of this country has been decreasing for the past 20 years. The reasons are simple. Primarily labor costs have driven companies to go to Mexico, Vietnam, China and India.]]></description>
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<item>
<title>Medical Tourism</title>
<link>http://EzineArticles.com/2898110</link>
<guid>http://EzineArticles.com/2898110</guid>
<pubDate>Sun, 13 Sep 2009 14:30:57 -0500</pubDate>
<description><![CDATA[As medical expenses continue to rise (and don't believe that "free" government health care is free) there will be more and more people taking off for foreign lands to find good medical service at great savings. Costa Rica, India, Mexico, Germany, Spain and many others have very qualified physicians with cost savings as great as 80%.]]></description>
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<item>
<title>Cash Is Best Now</title>
<link>http://EzineArticles.com/1323593</link>
<guid>http://EzineArticles.com/1323593</guid>
<pubDate>Sun, 13 Sep 2009 08:57:57 -0500</pubDate>
<description><![CDATA[You will never hear that from any broker. Even the discount brokers won't utter it.  Almost every investor I speak with tells me his account has lost value over the past several months.]]></description>
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<title>Congressional Stampede</title>
<link>http://EzineArticles.com/1788523</link>
<guid>http://EzineArticles.com/1788523</guid>
<pubDate>Tue, 11 Aug 2009 22:02:00 -0500</pubDate>
<description><![CDATA[Secretary (His Majesty) Paulson is stampeding Congress into spending taxpayers' money to bail out Wall Street and other bankers. If you and I had bought these bad mortgages or the CDOs (Credit Default Obligations) who would bail us out? No one. We would have to work it out on our own. ]]></description>
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<title>Bye, Bye, Baby - Not Buy, Buy, Baby</title>
<link>http://EzineArticles.com/2080552</link>
<guid>http://EzineArticles.com/2080552</guid>
<pubDate>Tue, 11 Aug 2009 21:32:28 -0500</pubDate>
<description><![CDATA[Been listening to the investment analysts, brokers, financial planners and cheerleaders on CNBC-TV? All the financial publications are listing their "favorites" to buy or hold.]]></description>
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<item>
<title>There Is No Such Thing As &quot;Good&quot; Stock</title>
<link>http://EzineArticles.com/2567025</link>
<guid>http://EzineArticles.com/2567025</guid>
<pubDate>Wed, 08 Jul 2009 10:22:02 -0500</pubDate>
<description><![CDATA[All stocks go up and down. Easy way to always be on the right side.]]></description>
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<item>
<title>Watch The Market Dive</title>
<link>http://EzineArticles.com/2537791</link>
<guid>http://EzineArticles.com/2537791</guid>
<pubDate>Tue, 30 Jun 2009 09:02:40 -0500</pubDate>
<description><![CDATA[The form is predictable. The execution is slightly different. That is the difference in a belly whopper and a 10 at the Olympics. Each participant slowly climbs the ladder to the height that has been chosen.]]></description>
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<title>Can't Stop Asset Deflation While Unemployment Is Rising</title>
<link>http://EzineArticles.com/2537826</link>
<guid>http://EzineArticles.com/2537826</guid>
<pubDate>Tue, 30 Jun 2009 08:03:15 -0500</pubDate>
<description><![CDATA[Our head of the Federal Reserve, Ben Bernanke, has been flooding the market with money to try to drive down interest rates to stimulate the housing market and put a floor under the declining prices. It ain't gonna happen.]]></description>
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<item>
<title>What Can A Laid Off Worker Expect?</title>
<link>http://EzineArticles.com/2421342</link>
<guid>http://EzineArticles.com/2421342</guid>
<pubDate>Wed, 03 Jun 2009 09:11:26 -0500</pubDate>
<description><![CDATA[In today's society almost everyone believes he is entitled. Entitled to everything whether he is working or not. 	Let's take a realistic look at compensation.]]></description>
</item>
<item>
<title>Munis Are NOT Safe</title>
<link>http://EzineArticles.com/2256522</link>
<guid>http://EzineArticles.com/2256522</guid>
<pubDate>Fri, 24 Apr 2009 09:56:46 -0500</pubDate>
<description><![CDATA[The danger of investing in municipal bonds. Defaults are very possible.]]></description>
</item>
<item>
<title>Buy A New Used Car</title>
<link>http://EzineArticles.com/2256472</link>
<guid>http://EzineArticles.com/2256472</guid>
<pubDate>Fri, 24 Apr 2009 09:56:05 -0500</pubDate>
<description><![CDATA[How Congress is taking over the auto industry. Have you seen the new Braroom Frank 20? Very light weight. Gets 200 miles to the gallon. Has a 20 horsepower engine and goes from zero to 30 in 2 miles...]]></description>
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<item>
<title>Buy Blue Chips and Go Broke</title>
<link>http://EzineArticles.com/2080597</link>
<guid>http://EzineArticles.com/2080597</guid>
<pubDate>Thu, 23 Apr 2009 13:17:49 -0500</pubDate>
<description><![CDATA[What is a Blue Chip? It is supposed to be a stock that is "good".   Good by any definition means it is to the benefit of the owner or user. When it refers to a stock it mean it will make money for the stockholder. That could be short term, but usually refers to the long term, Buy and Holder. Most of the stocks in the Dow Jones Industrial Average are considered "blue chips". Really? ]]></description>
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<item>
<title>The Elephant</title>
<link>http://EzineArticles.com/1788803</link>
<guid>http://EzineArticles.com/1788803</guid>
<pubDate>Thu, 23 Apr 2009 13:15:56 -0500</pubDate>
<description><![CDATA[There were four blind men who were taken to the zoo. During their journey in the zoo they came upon an elephant. Their guide had left them and could not give a description of the animal.]]></description>
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<item>
<title>The Tide Has Changed</title>
<link>http://EzineArticles.com/1788772</link>
<guid>http://EzineArticles.com/1788772</guid>
<pubDate>Thu, 23 Apr 2009 13:15:09 -0500</pubDate>
<description><![CDATA[We are all familiar with the oceanic tides. The water rises and retreats twice a day affected by the moon as the Earth rotates.   It is one of the many cycles that occur regularly about us.]]></description>
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<item>
<title>How to Profit in a Bear Market</title>
<link>http://EzineArticles.com/1788769</link>
<guid>http://EzineArticles.com/1788769</guid>
<pubDate>Thu, 23 Apr 2009 13:14:49 -0500</pubDate>
<description><![CDATA[Hope you didn't lose any money in the market this year. Maybe you haven't noticed we are in a bear market. I'm sure your broker hasn't mentioned it - or even called. Brokers don't like to talk to their customers when the market is going down. If you happen to call him he will fall back on the tried and true loser, dollar cost averaging. ]]></description>
</item>
<item>
<title>Jobs Vs Making Work</title>
<link>http://EzineArticles.com/1996994</link>
<guid>http://EzineArticles.com/1996994</guid>
<pubDate>Wed, 18 Feb 2009 09:21:24 -0600</pubDate>
<description><![CDATA[Our new president has promised America 3,000,000 jobs. There is a big difference is hiring folks to work for a while and providing a new job.]]></description>
</item>
<item>
<title>Annual Predictions</title>
<link>http://EzineArticles.com/1993150</link>
<guid>http://EzineArticles.com/1993150</guid>
<pubDate>Tue, 17 Feb 2009 14:14:40 -0600</pubDate>
<description><![CDATA[Every year in the last issue of Forbes, Fortune, Money, Kiplinger and countless other publications the magazine mavens predict the best performers for the coming year. It is almost a given they are always wrong. ]]></description>
</item>
<item>
<title>Who Caused This Mess?</title>
<link>http://EzineArticles.com/1993180</link>
<guid>http://EzineArticles.com/1993180</guid>
<pubDate>Tue, 17 Feb 2009 13:40:38 -0600</pubDate>
<description><![CDATA[Everyone wants to know who caused this mess. The housing debacle, the credit crunch, auto companies on the edge of bankruptcy and unemployment skyrocketing.   I am going to tell you and you aren't going to like it.]]></description>
</item>
<item>
<title>Tariffs - The Next Abomination From Washington</title>
<link>http://EzineArticles.com/1993170</link>
<guid>http://EzineArticles.com/1993170</guid>
<pubDate>Tue, 17 Feb 2009 13:37:42 -0600</pubDate>
<description><![CDATA[Now that the unions own Congress and will be expanding their control and increasing wages the next cry will be to "protect" our workers from foreign competition with tariffs.   There are many types of tariffs: revenue, specific, protective, ad valorem and prohibitive. They are all the same thing - a hidden tax that is paid by the consumer.]]></description>
</item>
<item>
<title>How to Know Market Direction</title>
<link>http://EzineArticles.com/1993159</link>
<guid>http://EzineArticles.com/1993159</guid>
<pubDate>Tue, 17 Feb 2009 13:35:34 -0600</pubDate>
<description><![CDATA[There are times to be in the market and times to be out. Know the difference.]]></description>
</item>
<item>
<title>CYA = ETF</title>
<link>http://EzineArticles.com/1788797</link>
<guid>http://EzineArticles.com/1788797</guid>
<pubDate>Wed, 17 Dec 2008 08:13:47 -0600</pubDate>
<description><![CDATA[Here is a formula very few have seen. Let me explain what it is and how it works. Cover Your Assets with Exchange Traded Funds. ]]></description>
</item>
<item>
<title>How to Buy and Sell</title>
<link>http://EzineArticles.com/1788432</link>
<guid>http://EzineArticles.com/1788432</guid>
<pubDate>Tue, 16 Dec 2008 16:57:04 -0600</pubDate>
<description><![CDATA[If you have any interest in investing you have been taught to do research on any company stock, mutual fund, bond or exchange traded fund.   Your broker has provided you with reams of information showing corporate sales, Price/Earnings ratios, sales projections, sector analysis, management capabilities, profit structure and on and on. You are expected to make head and tail of this mess, and decide if this is a good company and decide if the stock will go up after you buy it.]]></description>
</item>
<item>
<title>How to Change Brokers and Save Your Funds</title>
<link>http://EzineArticles.com/1788467</link>
<guid>http://EzineArticles.com/1788467</guid>
<pubDate>Tue, 16 Dec 2008 16:48:21 -0600</pubDate>
<description><![CDATA[Has your account been losing money lately? Been thinking about changing brokers, money managers or account managers?   I guarantee they are not going to make it easy for you.]]></description>
</item>
<item>
<title>How to Know When the Bear Market is Over</title>
<link>http://EzineArticles.com/1788451</link>
<guid>http://EzineArticles.com/1788451</guid>
<pubDate>Tue, 16 Dec 2008 16:45:47 -0600</pubDate>
<description><![CDATA[For the past 6 months and longer everyone has been denying we are in a bear market. Mr. Market has not been paying attention to the nay sayers and has been declining.]]></description>
</item>
<item>
<title>Wall Street's 10 Biggest Lies</title>
<link>http://EzineArticles.com/1788787</link>
<guid>http://EzineArticles.com/1788787</guid>
<pubDate>Tue, 16 Dec 2008 16:12:32 -0600</pubDate>
<description><![CDATA[If you believe what Wall Street brokerage houses tell you you will never make any money. In fact you will lose money.]]></description>
</item>
<item>
<title>The Fallacy of Dividends</title>
<link>http://EzineArticles.com/1788783</link>
<guid>http://EzineArticles.com/1788783</guid>
<pubDate>Tue, 16 Dec 2008 16:11:26 -0600</pubDate>
<description><![CDATA[The most recent craze for brokers, fund managers and financial planners is to buy stocks that have been paying dividends for many years. Then the investor is told to reinvest the dividends.   That sounds good, but does that mean the stock will not go down?]]></description>
</item>
<item>
<title>Finding a Winning Stock</title>
<link>http://EzineArticles.com/1788778</link>
<guid>http://EzineArticles.com/1788778</guid>
<pubDate>Tue, 16 Dec 2008 16:11:14 -0600</pubDate>
<description><![CDATA[You don't believe this is a major bear. Well, you are in for an expensive lesson. All the "experts" on TV and the radio and the pretty cheerleaders on TV all seem to think we are at a "bottom". It's time to buy. ]]></description>
</item>
<item>
<title>Time to Buy - Not</title>
<link>http://EzineArticles.com/1788755</link>
<guid>http://EzineArticles.com/1788755</guid>
<pubDate>Tue, 16 Dec 2008 16:11:03 -0600</pubDate>
<description><![CDATA[Stocks, ETFs and mutual funds cannot make money in a major bear market. Learn to protect your investments.]]></description>
</item>
<item>
<title>Value Investing Equals Nonsense</title>
<link>http://EzineArticles.com/1788746</link>
<guid>http://EzineArticles.com/1788746</guid>
<pubDate>Tue, 16 Dec 2008 16:10:51 -0600</pubDate>
<description><![CDATA[No one needs talk about the condition of the stock market today. In a word it stinks.   So many people have been watching their 401Ks decrease in value they won't open their statements.]]></description>
</item>
<item>
<title>How Stop Loss Orders Make Money</title>
<link>http://EzineArticles.com/1788537</link>
<guid>http://EzineArticles.com/1788537</guid>
<pubDate>Tue, 16 Dec 2008 16:01:58 -0600</pubDate>
<description><![CDATA[You probably know what a stop loss order is, but I better explain because your broker does not want you to use this technique to protect your investments.   If he doesn't want to follow instructions you better get another broker because he is going to lose your money. His brokerage company also does not want you to do this because even if you don't trade and leave your positions dormant they still make about 1% while you are losing equity.]]></description>
</item>
<item>
<title>New Cadillac</title>
<link>http://EzineArticles.com/1788505</link>
<guid>http://EzineArticles.com/1788505</guid>
<pubDate>Tue, 16 Dec 2008 16:01:50 -0600</pubDate>
<description><![CDATA[I need a new Cadillac. It won't cost much because I own the company. General Motors. That is. Oh yes, I own it. Or will shortly. Nancy Pelosi, Speaker of the House of Representatives told me she is going to buy it for me. And you too. ]]></description>
</item>
<item>
<title>Breathe Deeply - But Hold Your Nose</title>
<link>http://EzineArticles.com/1788483</link>
<guid>http://EzineArticles.com/1788483</guid>
<pubDate>Tue, 16 Dec 2008 16:01:21 -0600</pubDate>
<description><![CDATA[I have been hearing from Washington how wonderful the new cap and trade bill is and how it is going to solve the world greenhouse gas pollution problem.   Of course no one has yet established or proven that CO2 gases are pollution, but that's OK. There is a working device that removes CO2 from the atmosphere, but let's understand it really is not about pollution.]]></description>
</item>
<item>
<title>Get Rich Quick Trading Courses</title>
<link>http://EzineArticles.com/1323575</link>
<guid>http://EzineArticles.com/1323575</guid>
<pubDate>Mon, 18 Aug 2008 14:47:17 -0500</pubDate>
<description><![CDATA[I love those full page ads in financial publications telling  me how wonderful their class is and how it will make me rich -   or my money back. Yeah, and pigs can fly.   Most of the classes will provide a book, various manuals  and software.]]></description>
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<item>
<title>Paddle My Fannie</title>
<link>http://EzineArticles.com/1416048</link>
<guid>http://EzineArticles.com/1416048</guid>
<pubDate>Mon, 18 Aug 2008 14:26:57 -0500</pubDate>
<description><![CDATA[The news is full of Fannie Mae this and Fannie Mae that. Who is Fannie and why should I care?
Fannie Mae (stock symbol FNM) stands for Federal National Mortgage Association. She has a brother named Freddie, the Federal Home Loan Mortgage Corporation, Known as Freddie Mac.]]></description>
</item>
<item>
<title>Last Place For Financial Advice</title>
<link>http://EzineArticles.com/1387865</link>
<guid>http://EzineArticles.com/1387865</guid>
<pubDate>Fri, 08 Aug 2008 13:15:46 -0500</pubDate>
<description><![CDATA[Every day investors are bombarded with financial news on TV, newspapers and various other publications. Let's not mention the unsolicited junk mail on the Internet.   All investors are concerned with a 401K, IRA or other retirement plans seeking reliable information.]]></description>
</item>
<item>
<title>Don't Buy Anything</title>
<link>http://EzineArticles.com/1387832</link>
<guid>http://EzineArticles.com/1387832</guid>
<pubDate>Fri, 08 Aug 2008 11:38:24 -0500</pubDate>
<description><![CDATA[Screaming! Hollering! Gyrations! BUY! BUY! BUY! Is this the bottom? What are you buying now? That's all you hear on CNBC-TV, from brokers and so-called financial planners. The right question is, "What should I sell now?" ]]></description>
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<item>
<title>Stagflation Vs Reverse Mortgages</title>
<link>http://EzineArticles.com/1323562</link>
<guid>http://EzineArticles.com/1323562</guid>
<pubDate>Tue, 15 Jul 2008 14:00:24 -0500</pubDate>
<description><![CDATA[First of all let's understand what stagflation is. Most folks don't know and kind of gloss over the word when they see it in the newspaper or hear it on TV. It is serious. We went thru it in 1973 - 74 and it caused the stock market to crash 40%. Many businesses failed. It means your 401K, your IRA or whatever long term savings/retirement plan you had was seriously hurt.]]></description>
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<item>
<title>The 10% Solution</title>
<link>http://EzineArticles.com/1081298</link>
<guid>http://EzineArticles.com/1081298</guid>
<pubDate>Wed, 02 Apr 2008 14:03:50 -0500</pubDate>
<description><![CDATA[Many of the pension and profit sharing plans forecast a 9% profit  for the long term. Very few have made it.  	Some trading methods advertised claim 20% and more.]]></description>
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<item>
<title>Mutual Fund Meltdown</title>
<link>http://EzineArticles.com/1048241</link>
<guid>http://EzineArticles.com/1048241</guid>
<pubDate>Mon, 17 Mar 2008 15:40:04 -0500</pubDate>
<description><![CDATA[There is a fascinating story of the meltdown of the Long Term Capital Management Company (LCTM) in the book "When Genius Failed" by Roger Lowenstein.   They lost 4.5 billion (with a capital B) dollars ...]]></description>
</item>
<item>
<title>The Bull Is Dead - Long Live The Bear</title>
<link>http://EzineArticles.com/1022661</link>
<guid>http://EzineArticles.com/1022661</guid>
<pubDate>Wed, 05 Mar 2008 11:10:08 -0600</pubDate>
<description><![CDATA[Friday the bull was not only slaughtered, but it is now going to be  cut into many parts.  	If you are one of those folks "in for the long haul" I hope you have  plenty of years because there are no more bulls in the pasture. The herd  has been led to the packing house.]]></description>
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<item>
<title>Municipal Bonds Explained</title>
<link>http://EzineArticles.com/1012783</link>
<guid>http://EzineArticles.com/1012783</guid>
<pubDate>Thu, 28 Feb 2008 13:20:11 -0600</pubDate>
<description><![CDATA[Several weeks ago I wrote a column stating to sell municipal   bonds. Several readers wrote asking which kind of bonds as there  are several basic types of munis.  	Some should be kept and others sold.]]></description>
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<item>
<title>Is Your 401k Safe?</title>
<link>http://EzineArticles.com/1004498</link>
<guid>http://EzineArticles.com/1004498</guid>
<pubDate>Mon, 25 Feb 2008 15:26:01 -0600</pubDate>
<description><![CDATA[Anyone with a 401K or any other managed retirement portfolio   has seen its value drop significantly in the past few weeks. Calls to the manager almost always have the same reply.]]></description>
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<item>
<title>The Hopeful And The Skeptical</title>
<link>http://EzineArticles.com/1004462</link>
<guid>http://EzineArticles.com/1004462</guid>
<pubDate>Mon, 25 Feb 2008 15:24:20 -0600</pubDate>
<description><![CDATA[When a person puts on a new position in his portfolio he is both   hopeful and skeptical.  	Mostly he is hopeful because he has done everything that the Wall  Street mavens have told him to do. His research has been impeccable.]]></description>
</item>
<item>
<title>Hairbrained Or Harebrained</title>
<link>http://EzineArticles.com/1004447</link>
<guid>http://EzineArticles.com/1004447</guid>
<pubDate>Mon, 25 Feb 2008 15:23:05 -0600</pubDate>
<description><![CDATA[I'm from the government and I'm here to help you.  	Gosh, that makes me feel good. I know they will solve all the  problems.]]></description>
</item>
<item>
<title>Market Tops</title>
<link>http://EzineArticles.com/1004441</link>
<guid>http://EzineArticles.com/1004441</guid>
<pubDate>Mon, 25 Feb 2008 15:22:18 -0600</pubDate>
<description><![CDATA[One of the most frustrating times of investing is when   the stock market is making a top.  	By top I mean when the smart money is selling to the  less knowledgeable investors. That does not necessarily mean  good ole Joe Sixpack.]]></description>
</item>
<item>
<title>Listen To The Market</title>
<link>http://EzineArticles.com/1004434</link>
<guid>http://EzineArticles.com/1004434</guid>
<pubDate>Mon, 25 Feb 2008 15:21:31 -0600</pubDate>
<description><![CDATA[Listen to the market, not your broker.  	During any 10-year period there will be one major  break in the stock market. It may be only 20%, but many  times it will run to 40% or more.]]></description>
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<item>
<title>Brainwashing Versus Common Sense</title>
<link>http://EzineArticles.com/1004419</link>
<guid>http://EzineArticles.com/1004419</guid>
<pubDate>Mon, 25 Feb 2008 15:20:25 -0600</pubDate>
<description><![CDATA[Wall Street propaganda says you need a broker to help with  investment decisions. Doctors tell us you need them to help treat with  serious diseases like cancer. And the biggest lie, "I'm from the  government and I'm here to help you".]]></description>
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<item>
<title>Pitfalls Of Reverse Mortgages</title>
<link>http://EzineArticles.com/1004412</link>
<guid>http://EzineArticles.com/1004412</guid>
<pubDate>Mon, 25 Feb 2008 15:19:39 -0600</pubDate>
<description><![CDATA[The radio and TV commercials are full with wonderful  sounding pitches for reverse mortgages. It almost makes any  home owner want to buy one.   In case you are not familiar with the reverse mortgage  here is a quick review.]]></description>
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<item>
<title>Bears Feed On Disappointment</title>
<link>http://EzineArticles.com/1004404</link>
<guid>http://EzineArticles.com/1004404</guid>
<pubDate>Mon, 25 Feb 2008 15:18:42 -0600</pubDate>
<description><![CDATA[It seems the bad news never stops. The market responds   by going lower and lower.  	This has crept into the souls and pocketbooks of investors  who are confused.]]></description>
</item>
<item>
<title>Best Buys For 2008</title>
<link>http://EzineArticles.com/1004018</link>
<guid>http://EzineArticles.com/1004018</guid>
<pubDate>Mon, 25 Feb 2008 14:07:32 -0600</pubDate>
<description><![CDATA[Everyone knows how to do that. Of course, everyone usually gets it wrong.]]></description>
</item>
<item>
<title>Buy A Good Stock And Put It Away - Not</title>
<link>http://EzineArticles.com/1004012</link>
<guid>http://EzineArticles.com/1004012</guid>
<pubDate>Mon, 25 Feb 2008 14:06:59 -0600</pubDate>
<description><![CDATA[Are you still holding Enron? Why this does not work.]]></description>
</item>
<item>
<title>Sell Municipal Bonds Now</title>
<link>http://EzineArticles.com/1004007</link>
<guid>http://EzineArticles.com/1004007</guid>
<pubDate>Mon, 25 Feb 2008 14:05:58 -0600</pubDate>
<description><![CDATA[I know. I know. They are a "safe" investment and there is  no income tax due on them, BUT.]]></description>
</item>
<item>
<title>Is Your Bank Savings Account Safe?</title>
<link>http://EzineArticles.com/1004005</link>
<guid>http://EzineArticles.com/1004005</guid>
<pubDate>Mon, 25 Feb 2008 14:01:21 -0600</pubDate>
<description><![CDATA[Do you know what FDIC stands for? Most people don't.]]></description>
</item>
<item>
<title>In For The Long Haul - Go Broke</title>
<link>http://EzineArticles.com/1004001</link>
<guid>http://EzineArticles.com/1004001</guid>
<pubDate>Mon, 25 Feb 2008 14:00:28 -0600</pubDate>
<description><![CDATA[You and many thousands like you have been on the   phone this week calling your broker or so-called financial  planner asking, "What is going on?" Should I sell?"  	The answer is written in their playbook put there by  the big Wall Street private interests.]]></description>
</item>
<item>
<title>What Is Valuation?</title>
<link>http://EzineArticles.com/1003993</link>
<guid>http://EzineArticles.com/1003993</guid>
<pubDate>Mon, 25 Feb 2008 13:59:33 -0600</pubDate>
<description><![CDATA[What is true for one valuation method is not true for another. How to tell the difference.]]></description>
</item>
<item>
<title>The Good 6 Months And The Bad 6 Months</title>
<link>http://EzineArticles.com/1003989</link>
<guid>http://EzineArticles.com/1003989</guid>
<pubDate>Mon, 25 Feb 2008 13:58:44 -0600</pubDate>
<description><![CDATA[There is a seasonal trading method known as "The Good Six Months  and the Bad Six Months. It works - most of the time.  	There is no seasonal trading method that is 100% accurate.]]></description>
</item>
<item>
<title>Friday - Wake Up Call</title>
<link>http://EzineArticles.com/1003985</link>
<guid>http://EzineArticles.com/1003985</guid>
<pubDate>Mon, 25 Feb 2008 13:55:43 -0600</pubDate>
<description><![CDATA[	The bugle blew. The cymbals clashed. The voice of the Market was
 heard loud and clear throughout the world. Sell everything.]]></description>
</item>
<item>
<title>Predicting the Next Market Decline - Not</title>
<link>http://EzineArticles.com/1003975</link>
<guid>http://EzineArticles.com/1003975</guid>
<pubDate>Mon, 25 Feb 2008 13:51:15 -0600</pubDate>
<description><![CDATA[	According to the Life Cycle Model proposed by Jeremy Siegel, Phd
head of the Wharton School of Economics it is not all that complicated. It
states that heavy amounts of stock will be sold as Boomers retire.]]></description>
</item>
<item>
<title>Finding a Financial Planner</title>
<link>http://EzineArticles.com/724016</link>
<guid>http://EzineArticles.com/724016</guid>
<pubDate>Tue, 11 Sep 2007 15:32:36 -0500</pubDate>
<description><![CDATA[A good one is hard to find, but here are a few questions he must answer. With the recent plunge in the stock market many people who have been subject to losses have decided they need an "expert" to help them with their investment portfolio. ]]></description>
</item>
<item>
<title>Globalization - Why The Stock Market Will Go Higher</title>
<link>http://EzineArticles.com/724022</link>
<guid>http://EzineArticles.com/724022</guid>
<pubDate>Tue, 11 Sep 2007 15:25:39 -0500</pubDate>
<description><![CDATA[Looking beyond the daily bad news to why the market continues to go up. Much of the talk on Wall Street, especially among the the TV guests, is about the coming recession and even the possibility of the "d" word (depression). ]]></description>
</item>
<item>
<title>Wall Street Titanic</title>
<link>http://EzineArticles.com/724004</link>
<guid>http://EzineArticles.com/724004</guid>
<pubDate>Tue, 11 Sep 2007 15:12:18 -0500</pubDate>
<description><![CDATA[The Titanic sank because the Captain did not see the iceberg and he was told the ship was unsinkable. He and many others believed the builders and went down with the ship.]]></description>
</item>
<item>
<title>Ignorance vs Stupidity</title>
<link>http://EzineArticles.com/724019</link>
<guid>http://EzineArticles.com/724019</guid>
<pubDate>Tue, 11 Sep 2007 15:11:38 -0500</pubDate>
<description><![CDATA[Over coming ignorance so not to look stupid. There are too many people to count that are intelligent yet choose to remain ignorant which makes them appear stupid.]]></description>
</item>
<item>
<title>A Bridge Too Far</title>
<link>http://EzineArticles.com/685906</link>
<guid>http://EzineArticles.com/685906</guid>
<pubDate>Thu, 16 Aug 2007 10:59:55 -0500</pubDate>
<description><![CDATA[Where the money comes from to "fix" things. There was a war movie called "A Bridge Too Far" about a desperate operation during World War II to prevent the Germans from blowing up a bridge the Allies wanted to save so they could move men and equipment across in large numbers.]]></description>
</item>
<item>
<title>Adding New Positions</title>
<link>http://EzineArticles.com/678797</link>
<guid>http://EzineArticles.com/678797</guid>
<pubDate>Thu, 09 Aug 2007 17:11:01 -0500</pubDate>
<description><![CDATA[How to add selectively to a portfolio while keeping risk at a minimum.]]></description>
</item>
<item>
<title>Magic Bullet To Retirement</title>
<link>http://EzineArticles.com/678825</link>
<guid>http://EzineArticles.com/678825</guid>
<pubDate>Thu, 09 Aug 2007 15:55:24 -0500</pubDate>
<description><![CDATA[Everyone is looking for that magic bullet that will allow them to retire rich or at least comfortable. They want to be able to do what the TV ads show - vacationing in Fiji, fly fishing in Vermont, etc, etc.]]></description>
</item>
<item>
<title>Why Brokers Can't Tell You The Truth</title>
<link>http://EzineArticles.com/678835</link>
<guid>http://EzineArticles.com/678835</guid>
<pubDate>Thu, 09 Aug 2007 15:54:33 -0500</pubDate>
<description><![CDATA[Your broker is not a crook, but his company will not let him tell you the truth.]]></description>
</item>
<item>
<title>Valuation Reports</title>
<link>http://EzineArticles.com/678814</link>
<guid>http://EzineArticles.com/678814</guid>
<pubDate>Thu, 09 Aug 2007 15:39:12 -0500</pubDate>
<description><![CDATA[One of the great bamboozles created for the investment public is the 
creation of valuation. The broker, financial planner or stock analyst says this stock is 
undervalued or the market in general is overvalued. ]]></description>
</item>
<item>
<title>Review Or Go Broke</title>
<link>http://EzineArticles.com/623894</link>
<guid>http://EzineArticles.com/623894</guid>
<pubDate>Thu, 28 Jun 2007 13:14:34 -0500</pubDate>
<description><![CDATA[How to protect your portfolio from loss.]]></description>
</item>
<item>
<title>Which Way The Market For 2007</title>
<link>http://EzineArticles.com/511177</link>
<guid>http://EzineArticles.com/511177</guid>
<pubDate>Sun, 01 Apr 2007 18:37:02 -0500</pubDate>
<description><![CDATA[Why this market will advance with all this bad news.]]></description>
</item>
<item>
<title>Lower Interst Rates Will Not Solve The Housing Debacle</title>
<link>http://EzineArticles.com/502515</link>
<guid>http://EzineArticles.com/502515</guid>
<pubDate>Mon, 26 Mar 2007 16:57:11 -0500</pubDate>
<description><![CDATA[Qualification of the buyer is more important than the rate.]]></description>
</item>
<item>
<title>The Golden Years May Be Tarnished</title>
<link>http://EzineArticles.com/502562</link>
<guid>http://EzineArticles.com/502562</guid>
<pubDate>Mon, 26 Mar 2007 16:45:15 -0500</pubDate>
<description><![CDATA[You retire unless you have something to retire with.]]></description>
</item>
<item>
<title>Alfred E. Neuman, Stock Guru</title>
<link>http://EzineArticles.com/502521</link>
<guid>http://EzineArticles.com/502521</guid>
<pubDate>Mon, 26 Mar 2007 16:40:12 -0500</pubDate>
<description><![CDATA[When Wall Street big shots tell you they are buying be careful. They will be unloading what they don't want on you.]]></description>
</item>
<item>
<title>Simple Money Management Technique</title>
<link>http://EzineArticles.com/502558</link>
<guid>http://EzineArticles.com/502558</guid>
<pubDate>Mon, 26 Mar 2007 16:23:15 -0500</pubDate>
<description><![CDATA[A simple technique revealed that always makes money.]]></description>
</item>
<item>
<title>Truth About Housing</title>
<link>http://EzineArticles.com/502530</link>
<guid>http://EzineArticles.com/502530</guid>
<pubDate>Mon, 26 Mar 2007 16:10:13 -0500</pubDate>
<description><![CDATA[Current statistics are scary, but you won't hear them from real estate "experts".]]></description>
</item>
<item>
<title>What Is Your Money Worth</title>
<link>http://EzineArticles.com/502536</link>
<guid>http://EzineArticles.com/502536</guid>
<pubDate>Mon, 26 Mar 2007 15:55:31 -0500</pubDate>
<description><![CDATA[The shrinking buying power of the U.S. dollar.]]></description>
</item>
<item>
<title>Real Estate - Location - Stocks - Rotation</title>
<link>http://EzineArticles.com/502551</link>
<guid>http://EzineArticles.com/502551</guid>
<pubDate>Mon, 26 Mar 2007 15:11:40 -0500</pubDate>
<description><![CDATA[There is a time to change horses, but it will be when the horse gets to the other side.]]></description>
</item>
<item>
<title>This Is Not 1929</title>
<link>http://EzineArticles.com/502544</link>
<guid>http://EzineArticles.com/502544</guid>
<pubDate>Mon, 26 Mar 2007 15:08:35 -0500</pubDate>
<description><![CDATA[There are times when market direction changes and you must be ready.]]></description>
</item>
<item>
<title>Make'Em Prove It</title>
<link>http://EzineArticles.com/502541</link>
<guid>http://EzineArticles.com/502541</guid>
<pubDate>Mon, 26 Mar 2007 15:00:33 -0500</pubDate>
<description><![CDATA[What you must find out before buying any trading system.]]></description>
</item>
<item>
<title>Jim Cramer, Pickpocket</title>
<link>http://EzineArticles.com/502491</link>
<guid>http://EzineArticles.com/502491</guid>
<pubDate>Mon, 26 Mar 2007 14:26:54 -0500</pubDate>
<description><![CDATA[How pros pick the pockets of non-pros.]]></description>
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