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<title>Alan Dyckman - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 01:03:17 -0600</pubDate>
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<title>The Hidden Costs of Computerizing Credit and Collection Departments</title>
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<pubDate>Tue, 24 Apr 2007 14:18:49 -0500</pubDate>
<description><![CDATA[Most credit departments in America today have become computerized.  The credit analysts and collection specialists have been replaced by customer service representatives.  The receptionist has been replaced by an obnoxious sounding electronic voice. All these changes have come at a cost to you, the consumer.]]></description>
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<title>Policing Your Cell Phone Bill</title>
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<pubDate>Thu, 29 Mar 2007 14:30:44 -0500</pubDate>
<description><![CDATA[Why does my monthly phone bill fluctuate each month? Why do I need an itemized statement? What are these third party charges doing on my cell phone statement? Is it really necessary to go over my cell phone bill with a fine tooth comb?]]></description>
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<title>Inside A Collection Agency</title>
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<pubDate>Tue, 27 Feb 2007 13:52:50 -0600</pubDate>
<description><![CDATA[How does a collection agency work? What are the characteristics of a good bill collector? How and why does an account end up in a collection agency?  ]]></description>
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<title>Avoiding A Debt Laced With Emotion Comes At A High Cost</title>
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<pubDate>Thu, 15 Feb 2007 11:55:25 -0600</pubDate>
<description><![CDATA[When emotional baggage associated with a debt hinders our ability to deal with it, we pay the price. In many cases, we avoid dealing with the debt to avoid our emotions. How do we get a handle on such debts?]]></description>
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<title>The Minimum Payment Trap</title>
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<pubDate>Tue, 06 Feb 2007 16:54:11 -0600</pubDate>
<description><![CDATA[Does your credit card balance never seem to go down? Do you wonder where your minimum payments go each month? Has your interest rate increased without your knowledge? Does your credit card statement have charges you don't understand?]]></description>
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