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<title>Ara Rubyan - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Ara_Rubyan</link>
<pubDate>Tue, 14 Feb 2012 17:50:29 -0600</pubDate>
<image><title>Ara Rubyan - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<item>
<title>Who Should Do These Handwriting Exercises?</title>
<link>http://EzineArticles.com/2503638</link>
<guid>http://EzineArticles.com/2503638</guid>
<pubDate>Mon, 22 Jun 2009 11:28:16 -0500</pubDate>
<description><![CDATA[The musician, the ballplayer, the swimmer, in fact all who depend upon muscular dexterity for the excellence of their performance, do practice the basic manual skills involved. They practice them regularly throughout their careers. The same holds true for students: nearly all can improve their grades through practice in the skills of handwriting. Here's why it's true: You, as a student, are periodically tested on your ability to transfer thoughts from your mind to the paper. Skill in handwriting is, therefore, a measure of your skill as a student.]]></description>
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<item>
<title>How Handwriting in a Foreign Language Can Help You Improve Your Grades</title>
<link>http://EzineArticles.com/2503629</link>
<guid>http://EzineArticles.com/2503629</guid>
<pubDate>Mon, 22 Jun 2009 11:24:44 -0500</pubDate>
<description><![CDATA[Even if you are used to writing in English, when you try to write in a foreign language you face new and different problems. Some letters may be shaped differently. You run into marks which normally appear in English only as pronunciation aids in dictionaries. You should train yourself in the skill of writing that language. It is a new skill.]]></description>
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<item>
<title>How to Handwrite Your Way to Better Grades</title>
<link>http://EzineArticles.com/2503624</link>
<guid>http://EzineArticles.com/2503624</guid>
<pubDate>Mon, 22 Jun 2009 11:20:29 -0500</pubDate>
<description><![CDATA[Poor handwriting is one of the major reasons why students make low grades. You have no laptop with you in the classroom when answering exam questions. You have your pen and a piece of paper. If you write well, you stand a much better chance of making good grades. Don't fool yourself that good penmanship is no longer important in this world of computers, smartphones, and voice recorders. It is just as important to you as it was to your grandfather when he went to school.]]></description>
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<item>
<title>Two Proven Methods to Focus Your Attention (And Get Better Grades)</title>
<link>http://EzineArticles.com/2496062</link>
<guid>http://EzineArticles.com/2496062</guid>
<pubDate>Fri, 19 Jun 2009 13:09:24 -0500</pubDate>
<description><![CDATA[If you fill your mind with thoughts of your own choosing, it will stay at the task of listening. You can control your attention.]]></description>
</item>
<item>
<title>Want to Know the Secret to Taking Better Notes? Then Listen Up</title>
<link>http://EzineArticles.com/2496109</link>
<guid>http://EzineArticles.com/2496109</guid>
<pubDate>Fri, 19 Jun 2009 12:47:55 -0500</pubDate>
<description><![CDATA[Putting statements in your own words is the most powerful driving force toward a clear understanding of the lecture. Listen awhile and then condense the speaker's remarks into a short statement of your own. The very process will help you keep your attention where it belongs.]]></description>
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<item>
<title>The Secret to Getting Better Grades is to Be a Good Listener</title>
<link>http://EzineArticles.com/2495709</link>
<guid>http://EzineArticles.com/2495709</guid>
<pubDate>Fri, 19 Jun 2009 10:48:48 -0500</pubDate>
<description><![CDATA[As a student, you gather about three-fourths of your facts and ideas through listening and only about one-fourth through reading. Yet, if you are like most students, your knowledge of the skills of listening is very slight or perhaps non-existent. With so much of your school time spent listening, this important activity must surely deserve better treatment than this.]]></description>
</item>
<item>
<title>Proven, 3-Step Plan For Improving Your Reading Skills</title>
<link>http://EzineArticles.com/2490710</link>
<guid>http://EzineArticles.com/2490710</guid>
<pubDate>Thu, 18 Jun 2009 15:43:58 -0500</pubDate>
<description><![CDATA[The outcome of reading by sloppy and random methods is so bad that you might sometimes wonder why people bother at all. In fact. some students do report that they avoid reading because they can recall little of what they read - even after five or six readings.  Fact is, you must learn to read with a plan. In this article, you'll be given a plan for improving your reading retention - anchoring in your mind a larger part of what you read so it will be there ready for use when needed.]]></description>
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<item>
<title>Who Wouldn't Like to Have Better Reading Skills?</title>
<link>http://EzineArticles.com/2490939</link>
<guid>http://EzineArticles.com/2490939</guid>
<pubDate>Thu, 18 Jun 2009 15:41:32 -0500</pubDate>
<description><![CDATA[You  can improve your reading skills and get better grades as a result. But you can't just wish for it. You have to be disciplined about following a proven plan. In this article, I will tell you about a three step plan that has made countless students more successful - and happier too.]]></description>
</item>
<item>
<title>How to Increase Your Reading Skills (And Get Better Grades)</title>
<link>http://EzineArticles.com/2490812</link>
<guid>http://EzineArticles.com/2490812</guid>
<pubDate>Thu, 18 Jun 2009 15:40:30 -0500</pubDate>
<description><![CDATA[The suggestions in this article may sound time-consuming rather than time saving. But what makes them more efficient than many other techniques is the fact that they are based upon sound principles of learning and remembering. Give them a fair trial and you too will find that they not only work but save time as well.]]></description>
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<item>
<title>Fast and Sharp - The Secret to Getting Better Grades Now</title>
<link>http://EzineArticles.com/2480645</link>
<guid>http://EzineArticles.com/2480645</guid>
<pubDate>Wed, 17 Jun 2009 15:46:50 -0500</pubDate>
<description><![CDATA[If you need to increase your speed and improve your accuracy in school work, you are not alone. Many students are plagued with what for them are long assignments. And it isn't just the assignments. Every timed test comes to an end with a large number of students failing to finish because of lack of time.]]></description>
</item>
<item>
<title>Budget Car Insurance - Finding it is Easier Than Ever</title>
<link>http://EzineArticles.com/1979060</link>
<guid>http://EzineArticles.com/1979060</guid>
<pubDate>Thu, 12 Feb 2009 13:54:11 -0600</pubDate>
<description><![CDATA[Finding a budget car insurance company at one time may have been a challenge. But that's not such a problem anymore as most insurance companies have an online presence. Now it is possible to get competitive quotes via the Internet quite easily -- just by visiting their website. If you want to compare prices among multiple insurance providers, that's easy too. There are quite a few websites that will gather quotes from multiple local providers so that you can shop and compare from the comfort of your home or office.]]></description>
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<item>
<title>Car Insurance For Women - Fact Vs Myth</title>
<link>http://EzineArticles.com/1979150</link>
<guid>http://EzineArticles.com/1979150</guid>
<pubDate>Thu, 12 Feb 2009 12:47:42 -0600</pubDate>
<description><![CDATA[It is a misconception that women drivers are not as reliable or as safe their male counterparts. If you have any doubt about that, just ask the insurance industry. They are in the business of reducing their risk and increasing their profits. ]]></description>
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<item>
<title>National Baseball Hall of Fame and Museum</title>
<link>http://EzineArticles.com/1962097</link>
<guid>http://EzineArticles.com/1962097</guid>
<pubDate>Fri, 06 Feb 2009 15:08:14 -0600</pubDate>
<description><![CDATA[The National Baseball Hall of Fame and Museum in Cooperstown, New York is a collection of memorabilia relating to players, officials, broadcasters, executives and other individuals who have contributed great things to the game over the years. This is a unforgettable place for baseball fans to look into the game's past and study its development over a period of time.]]></description>
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<item>
<title>Growing Up a Baseball Player</title>
<link>http://EzineArticles.com/1962085</link>
<guid>http://EzineArticles.com/1962085</guid>
<pubDate>Fri, 06 Feb 2009 15:05:13 -0600</pubDate>
<description><![CDATA[As all baseball players and fans know, the sport they love is on its way to becoming a truly global sport like football, golf or cricket. This increase in recognition for the sport brings with it the requirement for skillful baseball players who can draw even more crowds to the stadiums. But how can budding baseball players cultivate their talent enough to play in the big leagues?]]></description>
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<item>
<title>Fantasy Baseball</title>
<link>http://EzineArticles.com/1962070</link>
<guid>http://EzineArticles.com/1962070</guid>
<pubDate>Fri, 06 Feb 2009 14:58:43 -0600</pubDate>
<description><![CDATA[In fantasy baseball, stats of real-world players are used as a basis for the game. As the name implies, fantasy baseball managers control imaginary teams with the help of the real players' accomplishments to play their games.]]></description>
</item>
<item>
<title>Baseball - Rules and History</title>
<link>http://EzineArticles.com/1962032</link>
<guid>http://EzineArticles.com/1962032</guid>
<pubDate>Fri, 06 Feb 2009 14:56:01 -0600</pubDate>
<description><![CDATA[Baseball is a sport played with a bat and ball. It is between two teams, each of which has nine players. The winner of the game is the team that has scored more runs at the end of nine innings. Runs are scored by hitting a thrown ball with the bat and then running to touch as many bases as possible before the ball can be caught and thrown back. The bases are arranged in a 90-foot square called a baseball diamond.]]></description>
</item>
<item>
<title>Do You Make These Mistakes When Refinancing Your Mortgage?</title>
<link>http://EzineArticles.com/1949188</link>
<guid>http://EzineArticles.com/1949188</guid>
<pubDate>Wed, 04 Feb 2009 15:51:44 -0600</pubDate>
<description><![CDATA[In the aftermath of the global credit crisis of late 2008, the US Federal Reserve now has more authority than ever to do what they can to bring down interest rates on the refinance of mortgage loans. By doing this, they hope to help existing homeowners save money on their monthly payments which will, in turn, stimulate the economy as a whole.  So get ready: you will be hearing from your mortgage company (and others) about the benefits of a refinance of your mortgage. If you are seriously considering doing this sort of deal, here are some common mistakes you'll want to avoid:]]></description>
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<item>
<title>Refinancing Online? Be Careful!</title>
<link>http://EzineArticles.com/1949240</link>
<guid>http://EzineArticles.com/1949240</guid>
<pubDate>Wed, 04 Feb 2009 10:53:49 -0600</pubDate>
<description><![CDATA[The Internet is a great resource to have when it is time to refinance online. With it, you can easily compare loan offers for dozens of online lenders without making too many calls or visiting too many banks. But caveat emptor -- buyer beware. Internet lending institutions can overcharge you just as easily as a conventional lender.  Here are some things you should know when it comes time to refinance online:]]></description>
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<item>
<title>Should You Refinance - Or Get a Line of Credit?</title>
<link>http://EzineArticles.com/1949223</link>
<guid>http://EzineArticles.com/1949223</guid>
<pubDate>Wed, 04 Feb 2009 10:51:51 -0600</pubDate>
<description><![CDATA[We all like to think we could pay cash for everything. We all like to believe that if we don't have the money to buy it now, we should simply wait. But the fact is, credit makes the world go around. Without it, demand dries up, commerce slows down to dangerous levels, and jobs are lost.  So it is imperative that the credit wheels start turning again. ]]></description>
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<item>
<title>Refinance of Student Loans - What You Need to Know</title>
<link>http://EzineArticles.com/1949254</link>
<guid>http://EzineArticles.com/1949254</guid>
<pubDate>Wed, 04 Feb 2009 09:06:02 -0600</pubDate>
<description><![CDATA[Before you begin thinking about how to refinance your student loan, think about what your real goal is. Most people in your position will want to reduce their monthly costs. Others may simply want to consolidate all their loans into a single payment. Whichever way you go, you'll want to set a goal before you begin planning.  That said, when you refinance your student loan there are several things to consider.]]></description>
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<item>
<title>Five Mortgage Refinance Mistakes to Avoid</title>
<link>http://EzineArticles.com/1943278</link>
<guid>http://EzineArticles.com/1943278</guid>
<pubDate>Tue, 03 Feb 2009 10:22:59 -0600</pubDate>
<description><![CDATA[Here we go again: in response to the global credit crisis of late 2008, the Federal Reserve has been given the authority to spend a lot of money in the credit markets to bring down interest rates on mortgage refinance loans. In the words of one broker, the Feds have a giant hammer and they are going to use it to pound interests rates down into the ground. ]]></description>
</item>
<item>
<title>Refinance Your Loan</title>
<link>http://EzineArticles.com/1949269</link>
<guid>http://EzineArticles.com/1949269</guid>
<pubDate>Mon, 02 Feb 2009 15:45:02 -0600</pubDate>
<description><![CDATA[As a direct result of the global credit crisis of 2008, the Federal Reserve will soon have the authority to put hundreds of billions of dollars into the credit markets with the express purpose of driving interest rates down as low as possible. This, in turn, will make home ownership more attractive; it will also stimulate the market for refinancing of existing mortgage loans.]]></description>
</item>
<item>
<title>Refinance With Bad Credit - Pitfalls to Avoid</title>
<link>http://EzineArticles.com/1889111</link>
<guid>http://EzineArticles.com/1889111</guid>
<pubDate>Tue, 20 Jan 2009 11:28:24 -0600</pubDate>
<description><![CDATA[It's a real dilemma -- you have to refinance your mortgage in order to catch up on all your late credit card payments. But because your credit is already so bad, you've been identified as a bad credit risk and can't get approved. Then you saw a late night cable TV ad about a loan you can get that almost sounds too good to be true. But before you visit their website or pick up the phone, you need to educate yourself on how to avoid making things any worse.]]></description>
</item>
<item>
<title>HTC Touch Pro</title>
<link>http://EzineArticles.com/1888441</link>
<guid>http://EzineArticles.com/1888441</guid>
<pubDate>Mon, 19 Jan 2009 16:22:51 -0600</pubDate>
<description><![CDATA[The HTC Touch Pro is a close relative of the HTC Diamond. Big difference between the two: the Touch Pro has a slide out keyboard. This addresses one of the perceived weak spots of the earlier version. As good as the touch screen was it wasn't 100% perfect for texting, being somewhat balky at times.]]></description>
</item>
<item>
<title>Samsung Instinct</title>
<link>http://EzineArticles.com/1888488</link>
<guid>http://EzineArticles.com/1888488</guid>
<pubDate>Mon, 19 Jan 2009 16:22:22 -0600</pubDate>
<description><![CDATA[The Samsung Instinct is a touch-screen smartphone that uses haptic technology, i.e., it gives you tactile feedback when you click the buttons onscreen. The Samsung Instinct is a touch-screen smartphone. ]]></description>
</item>
<item>
<title>Samsung Rant M540</title>
<link>http://EzineArticles.com/1888521</link>
<guid>http://EzineArticles.com/1888521</guid>
<pubDate>Mon, 19 Jan 2009 16:20:35 -0600</pubDate>
<description><![CDATA[The Samsung Rant M540 from Sprint looks like a typical bar phone. But turn it sideways and slide the phone up, you can see it's got a full QWERTY keyboard.]]></description>
</item>
<item>
<title>Drug Rehab in Chicago</title>
<link>http://EzineArticles.com/1319138</link>
<guid>http://EzineArticles.com/1319138</guid>
<pubDate>Tue, 15 Jul 2008 15:59:15 -0500</pubDate>
<description><![CDATA[Instead of focusing just on the criminal justice side of the drug problem, the "supply side" if you will, there should be a renewed effort shut down the "demand side." There are plenty of Chicago drug rehab facilities that are ready to provide assistance to the other victims of the crime: those individuals that are addicts of the drugs sold by the criminals.]]></description>
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<item>
<title>Residential Drug Rehab - How to Make an Informed Decision</title>
<link>http://EzineArticles.com/1316179</link>
<guid>http://EzineArticles.com/1316179</guid>
<pubDate>Tue, 15 Jul 2008 09:20:17 -0500</pubDate>
<description><![CDATA[Someone you love is a drug abuser and that's hard to accept. But what may be harder for you to deal with is that they need to undergo drug rehab. All sorts of decisions must be made. How do you start? How do you proceed? Who can you talk to? The hardest part seems to be that you don't even know what the right questions are to ask.]]></description>
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<item>
<title>Affordable Drug Rehab - Where to Look For It</title>
<link>http://EzineArticles.com/1288574</link>
<guid>http://EzineArticles.com/1288574</guid>
<pubDate>Wed, 02 Jul 2008 15:04:16 -0500</pubDate>
<description><![CDATA[Fact is, drug rehab is not cheap. Each month in drug rehab can cost you tens of thousands of dollars. Not many people have that kind of money saved up. Nor can everyone qualify for government aid. And too many others have no health insurance. Not only that: what one person considers affordable may not be so easy to deal with for another person. So, thinking and shopping carefully is of the utmost importance. That said, it would be a good idea to look at the whole range of affordable drug rehab choices before you make an informed decision. In other words, don't pick the first option presented to you. There may be more affordable choices if you spend some time looking.]]></description>
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<item>
<title>Holistic Drug Rehab - A Beginner's Guide</title>
<link>http://EzineArticles.com/1273298</link>
<guid>http://EzineArticles.com/1273298</guid>
<pubDate>Thu, 26 Jun 2008 11:55:38 -0500</pubDate>
<description><![CDATA[Holistic drug rehab is all about addressing all the causes of drug abuse. And this is why the popularity of holistic holistic drug rehab has been on the upswing.]]></description>
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<item>
<title>Teen Drug Rehab - How to Make an Informed Decision</title>
<link>http://EzineArticles.com/1266116</link>
<guid>http://EzineArticles.com/1266116</guid>
<pubDate>Tue, 24 Jun 2008 11:46:11 -0500</pubDate>
<description><![CDATA[There are over 1 million teenagers who are dependent on illegal drugs. There is a nearly equal number that are alcohol-dependent. Not all of these teens need inpatient care or teen drug rehab.]]></description>
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<item>
<title>Gateway Drug Rehab - Scientific Findings</title>
<link>http://EzineArticles.com/1211275</link>
<guid>http://EzineArticles.com/1211275</guid>
<pubDate>Fri, 30 May 2008 08:23:32 -0500</pubDate>
<description><![CDATA[There is a long and enduring argument about whether or not marijuana is a "gateway drug," i.e., one that leads significant numbers of users to harder drugs such as heroin or cocaine. The stakes are pretty high in getting the answer right - gateway drug rehab for users of marijuana may be able to keep these users from "graduating" to extended (and addicting) use of the more damaging drugs.]]></description>
</item>
<item>
<title>Long Term Drug Rehab - 7 Things You Need to Remember</title>
<link>http://EzineArticles.com/1211262</link>
<guid>http://EzineArticles.com/1211262</guid>
<pubDate>Fri, 30 May 2008 08:20:14 -0500</pubDate>
<description><![CDATA[Long term drug rehab can seem hopeless. But if you are someone who has just been released from a drug rehab program, there are some things you need to do to make sure your recovery stays on track.]]></description>
</item>
<item>
<title>Adult Drug Rehab Treatment Options</title>
<link>http://EzineArticles.com/1211250</link>
<guid>http://EzineArticles.com/1211250</guid>
<pubDate>Fri, 30 May 2008 08:17:45 -0500</pubDate>
<description><![CDATA[In 1998, the average costs to society for adult drug rehab were in excess of $150 billion. Today, adult drug rehab and its associated costs have doubled - well in excess of $300 billion and counting. Statistics show that over a million hospital visits a day are due to substance abuse. If you are part of this scene, it might be time to consider adult drug rehab.]]></description>
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<item>
<title>Private Drug Rehab - 3 Benefits to You</title>
<link>http://EzineArticles.com/1211195</link>
<guid>http://EzineArticles.com/1211195</guid>
<pubDate>Fri, 30 May 2008 08:15:29 -0500</pubDate>
<description><![CDATA[While there are examples to the contrary, in general, you'll find that private drug rehab will offer far more benefits to you than public drug rehab. For example, you might find that the very best public hospital may offer a better program than a mediocre private drug rehab facility. But for the most part, there are going to be some fundamental benefits to private drug rehab that you will not find in a public facility.]]></description>
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<item>
<title>More Small Business Tax Help - Must-See Tax Deductions</title>
<link>http://EzineArticles.com/802438</link>
<guid>http://EzineArticles.com/802438</guid>
<pubDate>Fri, 26 Oct 2007 12:35:28 -0500</pubDate>
<description><![CDATA[In an earlier article, I talked about how you, as a small business owner, can rightfully claim many small business deductions as a way to reduce your taxes. In this article, I'll present several more. Check to see if you have included these in your tax planning.]]></description>
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<item>
<title>Federal Help That Reduces Your Income Tax</title>
<link>http://EzineArticles.com/802390</link>
<guid>http://EzineArticles.com/802390</guid>
<pubDate>Fri, 26 Oct 2007 12:33:07 -0500</pubDate>
<description><![CDATA[When planning your tax strategy for the year, you'll be glad to know that you can significantly lessen (or even eliminate) your income tax liabilities if you know what deductions and credits are available to you. For example, retirement planning can have a net positive tax impact.]]></description>
</item>
<item>
<title>Small Business Tax Help - Get These Tax Deductions</title>
<link>http://EzineArticles.com/802319</link>
<guid>http://EzineArticles.com/802319</guid>
<pubDate>Fri, 26 Oct 2007 11:24:42 -0500</pubDate>
<description><![CDATA[If you are a small business owner, you already know that you will pay a tax on what's left of your income after you've booked your expenses. So it's logical to make sure you have booked as many legal expenses as you can. Here is a list of them. Check to see if you have included these in your tax planning.]]></description>
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<item>
<title>Tax Help - Relief From Foreclosure</title>
<link>http://EzineArticles.com/802299</link>
<guid>http://EzineArticles.com/802299</guid>
<pubDate>Fri, 26 Oct 2007 11:19:37 -0500</pubDate>
<description><![CDATA[Fact is, if the foreclosure of your home has wiped out your debt but you still have money coming to you, you may be liable for taxes on that amount. But there is relief available. For example, if your liabilities exceed your assets, you may be able to offset the net income generated by the foreclosure. ]]></description>
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<item>
<title>Teeth Whitening - Your Options</title>
<link>http://EzineArticles.com/799199</link>
<guid>http://EzineArticles.com/799199</guid>
<pubDate>Thu, 25 Oct 2007 08:18:33 -0500</pubDate>
<description><![CDATA[If you're thinking of brightening up your smile, the first person you should talk to is your dentist. Your dentist is the most qualified person to be able to tell you if teeth whitening will actually make a difference for you. In other words, not all people benefit equally because not all discoloration is equal. ]]></description>
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<item>
<title>Baking Soda And Peroxide Tooth Whitening</title>
<link>http://EzineArticles.com/799100</link>
<guid>http://EzineArticles.com/799100</guid>
<pubDate>Wed, 24 Oct 2007 15:48:53 -0500</pubDate>
<description><![CDATA[If you want to whiten your teeth with a minimum of cost and hassle, then using a mixture of baking soda and peroxide is for you. It is a tried and true method that will, when used consistently over time, help keep your teeth whiter. ]]></description>
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<item>
<title>Credit Card Debt Consolidation Calculator</title>
<link>http://EzineArticles.com/759752</link>
<guid>http://EzineArticles.com/759752</guid>
<pubDate>Thu, 04 Oct 2007 13:55:37 -0500</pubDate>
<description><![CDATA[A Credit Card Debt Consolidation Calculator helps you make an informed decision as to whether a credit card debt consolidation loan will help your take charge of your debts. It also helps you understand the terms of a loan that is best for you and your particular situation.]]></description>
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<item>
<title>What Is A Good Credit Score?</title>
<link>http://EzineArticles.com/759711</link>
<guid>http://EzineArticles.com/759711</guid>
<pubDate>Thu, 04 Oct 2007 13:43:56 -0500</pubDate>
<description><![CDATA[A good credit score (and all credit scores) is based on the FICO credit scoring system. FICO (Fair ISAAC & Company) is the leading credit report agency that loan providers turn to with regards to credit scoring for any loan application. Here is the summary of what the FICO system considers to be a good credit score, a bad credit score and everything in-between.]]></description>
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<item>
<title>Debt Consolidation - An Overview</title>
<link>http://EzineArticles.com/759762</link>
<guid>http://EzineArticles.com/759762</guid>
<pubDate>Thu, 04 Oct 2007 13:38:38 -0500</pubDate>
<description><![CDATA[Debt consolidation is a financial method for paying off multiple creditors by taking out a new loan. The benefits of doing this are that the new loan may be at a lower interest rate, or at a fixed interest rate, or for the convenience of paying back only one loan. Debt consolidation can be done several ways...]]></description>
</item>
<item>
<title>Raise Your Credit Score Fast - 3 Things To Do Today</title>
<link>http://EzineArticles.com/759700</link>
<guid>http://EzineArticles.com/759700</guid>
<pubDate>Thu, 04 Oct 2007 13:24:55 -0500</pubDate>
<description><![CDATA[It might be pretty discouraging knowing that you can't change your credit score overnight. But there are some things that you can do, today, to make a real impact on your future financial plans.]]></description>
</item>
<item>
<title>How To Get Your Credit Score</title>
<link>http://EzineArticles.com/759695</link>
<guid>http://EzineArticles.com/759695</guid>
<pubDate>Thu, 04 Oct 2007 13:23:54 -0500</pubDate>
<description><![CDATA[Want to know more about your financial health? Do what all your current or potential creditors do: discover your credit score from your personal credit report. ]]></description>
</item>
<item>
<title>Credit Card Debt Consolidation - What Non-Profits Can Offer</title>
<link>http://EzineArticles.com/760979</link>
<guid>http://EzineArticles.com/760979</guid>
<pubDate>Thu, 04 Oct 2007 13:21:39 -0500</pubDate>
<description><![CDATA[Non-profit credit card debt consolidation companies can offer free help to anyone who has an unusual amount of credit card debt. And although their services are free, you do get a lot of value in return for working with them. In short, you can reduce and eliminate your debts while restoring your credit rating. ]]></description>
</item>
<item>
<title>How To Get Your Credit Score Free</title>
<link>http://EzineArticles.com/759690</link>
<guid>http://EzineArticles.com/759690</guid>
<pubDate>Thu, 04 Oct 2007 13:17:53 -0500</pubDate>
<description><![CDATA[Why would I a free copy of my credit score? Here are some frequently asked questions - and their answers - about getting your credit score free. Q: Why would I a free copy of my credit score?]]></description>
</item>
<item>
<title>What Is A Credit Score?</title>
<link>http://EzineArticles.com/759630</link>
<guid>http://EzineArticles.com/759630</guid>
<pubDate>Tue, 02 Oct 2007 14:57:30 -0500</pubDate>
<description><![CDATA[When you apply for a loan or a credit card, banks, creditors, and credit card companies will determine if you will be approved for the loan or the credit card or not by simply analyzing your credit history and taking a look at your credit score. This is why it is important for you to know how credit rating works. It is very important for you to know what a credit score actually means to you and your future. ]]></description>
</item>
<item>
<title>What Is The Meaning Of Your Credit Score?</title>
<link>http://EzineArticles.com/759627</link>
<guid>http://EzineArticles.com/759627</guid>
<pubDate>Tue, 02 Oct 2007 14:46:29 -0500</pubDate>
<description><![CDATA[A credit score will be a three digit number from 300 to 850. This number will represent a calculation of the likelihood of whether you will pay their bills or not. This means that if you have a high credit score, creditors will be sure that you a better credit risk than someone with a low credit score.]]></description>
</item>
<item>
<title>Free Credit Score? Avoid Scams</title>
<link>http://EzineArticles.com/759686</link>
<guid>http://EzineArticles.com/759686</guid>
<pubDate>Tue, 02 Oct 2007 14:38:57 -0500</pubDate>
<description><![CDATA[Only one website is authorized to fill orders for your annual free credit score that you are entitled to under law. Anyone else offering to do so has another agenda - and it probably isn't free.]]></description>
</item>
<item>
<title>Need Loan Debt Consolidation? Refinance Your Home Mortgage</title>
<link>http://EzineArticles.com/759796</link>
<guid>http://EzineArticles.com/759796</guid>
<pubDate>Tue, 02 Oct 2007 14:01:51 -0500</pubDate>
<description><![CDATA[If you are a homeowner and you have any equity at all in your home, there's good news. You can probably refinance your home mortgage at a lower rate and generate some extra cash to pay off multiple creditors. Then your monthly payment will be lower and you will have simplified your life greatly. Here are some tips that may help you make an informed decision as to whether a home mortgage refinance for loan debt consolidation is right for you.]]></description>
</item>
<item>
<title>Cheap New Laptops - Three Of The Best</title>
<link>http://EzineArticles.com/710643</link>
<guid>http://EzineArticles.com/710643</guid>
<pubDate>Tue, 04 Sep 2007 09:03:46 -0500</pubDate>
<description><![CDATA[Bottom line: you're going to pay more for a laptop; or you're going to get less laptop for your dollar compared to a desktop PC. That said, these three laptops -- Sony VAIO, HP Pavilion, and Dell Latitude -- are all solid buys in a range of prices that is very competitive for brand new equipment. And they come from decent companies and offer you a range of features as well. ]]></description>
</item>
<item>
<title>Sony VAIO Laptops - The Big Picture</title>
<link>http://EzineArticles.com/710747</link>
<guid>http://EzineArticles.com/710747</guid>
<pubDate>Tue, 04 Sep 2007 08:41:22 -0500</pubDate>
<description><![CDATA[Sony named its VAIO line using an acronym for "Video Audio Integrated Operation." The VAIO logo represents a combination of analog and digital signal technology. The 'VA' represents an analog wave and the 'IO' represents digital binary code. ]]></description>
</item>
<item>
<title>Dell Laptops - What's For Sale These Days</title>
<link>http://EzineArticles.com/709047</link>
<guid>http://EzineArticles.com/709047</guid>
<pubDate>Fri, 31 Aug 2007 10:54:04 -0500</pubDate>
<description><![CDATA[This article is meant to give you a broad outline of the Dell Laptops that you can buy. ]]></description>
</item>
<item>
<title>Dell Laptops - What You Need To Know About All Those Brand Names</title>
<link>http://EzineArticles.com/709075</link>
<guid>http://EzineArticles.com/709075</guid>
<pubDate>Fri, 31 Aug 2007 10:11:35 -0500</pubDate>
<description><![CDATA[This article is meant to give you a more detailed look at the different kinds of Dell Laptops that you can buy. ]]></description>
</item>
<item>
<title>Here's The Safe Way To Use A Wireless Laptop to Reach The Internet</title>
<link>http://EzineArticles.com/708999</link>
<guid>http://EzineArticles.com/708999</guid>
<pubDate>Thu, 30 Aug 2007 18:35:05 -0500</pubDate>
<description><![CDATA[If you're reading this article, then you probably just got a new laptop with wireless capabilities. Or perhaps you just set up a wireless network in your home or office and want to know how your laptop can connect to it easily. Here's what you need to know.]]></description>
</item>
<item>
<title>How To Configure Wireless Internet Access For Your Laptop</title>
<link>http://EzineArticles.com/708965</link>
<guid>http://EzineArticles.com/708965</guid>
<pubDate>Thu, 30 Aug 2007 17:58:58 -0500</pubDate>
<description><![CDATA[Here's what you need to know (and do) to connect your laptop to a wireless network and get Internet access. 
First off, let's talk common sense.]]></description>
</item>
<item>
<title>How To Compare Car Insurance Policies - And Save Money</title>
<link>http://EzineArticles.com/706918</link>
<guid>http://EzineArticles.com/706918</guid>
<pubDate>Thu, 30 Aug 2007 10:59:10 -0500</pubDate>
<description><![CDATA[Smart shoppers will compare car insurance quotes to get the best deals, or they'll talk to more than one acquaintance to get some insight into who is good and who is not. But calling around to compare car insurance companies is time-consuming. And while word of mouth is important when considering who to insure your car with, it isn't a guarantee of getting a good deal. Now, here's a solution.]]></description>
</item>
<item>
<title>10 Tips That Can Help You Get The Cheapest Auto Insurance</title>
<link>http://EzineArticles.com/706894</link>
<guid>http://EzineArticles.com/706894</guid>
<pubDate>Thu, 30 Aug 2007 10:39:09 -0500</pubDate>
<description><![CDATA[With everything else on your mind, have you put your auto insurance on auto pilot? It's not your fault if you have - lots of people do it. In fact, the insurance companies count on it. They make more money that way by raising your rates over time. But maybe it's time you review your policy and compare it with what else might be out there that can save you substantial amounts of money this coming year. Here are 10 tips that can help you make an informed decision as to whether you are paying too much for auto insurance. ]]></description>
</item>
<item>
<title>Are You Leaving Money On The Table When You Buy Car Insurance?</title>
<link>http://EzineArticles.com/706863</link>
<guid>http://EzineArticles.com/706863</guid>
<pubDate>Thu, 30 Aug 2007 10:12:04 -0500</pubDate>
<description><![CDATA[Call your insurance company and asked them if you qualify for any of the different discounts that they offer. I'll bet you you don't even know all the different discounts you could get.  ]]></description>
</item>
<item>
<title>Do You Make These 5 Mistakes When Buying Car Insurance?</title>
<link>http://EzineArticles.com/706833</link>
<guid>http://EzineArticles.com/706833</guid>
<pubDate>Thu, 30 Aug 2007 10:09:03 -0500</pubDate>
<description><![CDATA[Here are some of the common mistakes many car insurance policyholders make.  See if you recognize yourself.]]></description>
</item>
<item>
<title>Auto Insurance - The 4 Factors That Affect How Much You Pay</title>
<link>http://EzineArticles.com/706818</link>
<guid>http://EzineArticles.com/706818</guid>
<pubDate>Thu, 30 Aug 2007 09:23:59 -0500</pubDate>
<description><![CDATA[OK, let me put it on the table - I hate insurance companies. I hate them like some people hate the government. But the sad fact is, auto insurance is something that we all need - and, in most cases, are required by law to have. But while having car insurance is usually not an option, how much you pay for it is. Here are the 4 greatest factors that can influence how much - or how little - you pay for auto insurance. ]]></description>
</item>
<item>
<title>5 More Ways To Save Money On Car Insurance</title>
<link>http://EzineArticles.com/706976</link>
<guid>http://EzineArticles.com/706976</guid>
<pubDate>Wed, 29 Aug 2007 16:36:05 -0500</pubDate>
<description><![CDATA[What with the price of gas going up and down like a roller coaster, you need to save money on your automobile expenses any way, you can. Here's some additional ways to save money every year by cutting your auto insurance costs.]]></description>
</item>
<item>
<title>4 Ways You Might Get Hurt With Discount Car Insurance</title>
<link>http://EzineArticles.com/706932</link>
<guid>http://EzineArticles.com/706932</guid>
<pubDate>Wed, 29 Aug 2007 15:31:42 -0500</pubDate>
<description><![CDATA[In auto insurance, as in everything else, you get what you pay for. And the fact is, discount auto insurance will do little more than keep a car on the road, meeting the basic legal requirements. If you expect anything more than that, you might be disappointed.  Here are 4 ways discount auto insurance might let you down.]]></description>
</item>
<item>
<title>Wireless Home Security Systems - Pros &amp; Cons (Part 1 of 2)</title>
<link>http://EzineArticles.com/696041</link>
<guid>http://EzineArticles.com/696041</guid>
<pubDate>Thu, 23 Aug 2007 09:49:41 -0500</pubDate>
<description><![CDATA[The main thing to remember about a wireless home security system is that its greatest advantage is also its greatest weakness -- there are no wires.]]></description>
</item>
<item>
<title>Monitored Home Alarm Security Systems - Getting One For (Almost) Free</title>
<link>http://EzineArticles.com/696030</link>
<guid>http://EzineArticles.com/696030</guid>
<pubDate>Thu, 23 Aug 2007 09:29:38 -0500</pubDate>
<description><![CDATA[Today, it is possible to get a top-quality home security system for free -- if you know how to play the game. The key is in finding the largest home security firm in your area that has their own monitoring capability.]]></description>
</item>
<item>
<title>Home Security System Monitoring - Is It For You?</title>
<link>http://EzineArticles.com/695771</link>
<guid>http://EzineArticles.com/695771</guid>
<pubDate>Wed, 22 Aug 2007 16:57:58 -0500</pubDate>
<description><![CDATA[Philosophers have a question that they ask and it goes like this. "If a tree falls in the forest and there is no one there to hear it, does it make a noise?" It's the same thing with your home security system. If the alarm goes off, and there's nobody listening for it, are you really protected?]]></description>
</item>
<item>
<title>Home Security Camera Systems - What You Need To Know</title>
<link>http://EzineArticles.com/695749</link>
<guid>http://EzineArticles.com/695749</guid>
<pubDate>Wed, 22 Aug 2007 16:35:42 -0500</pubDate>
<description><![CDATA[When you get to the point that you're going to design and install a home security camera system, be aware that one size does not fit all. You'll need to customize your design to fit the needs that you have for your family and the limitations that you might have in the floor plan at your home.]]></description>
</item>
<item>
<title>Home Security Systems 101 - An Overview</title>
<link>http://EzineArticles.com/695763</link>
<guid>http://EzineArticles.com/695763</guid>
<pubDate>Wed, 22 Aug 2007 16:24:52 -0500</pubDate>
<description><![CDATA[Today, when it comes to home security systems, there are many, many different features you can get that are sophisticated while being cost-effective. Here is a brief rundown of some of those technologies - and some features that are just plain simple common sense.]]></description>
</item>
<item>
<title>Honeywell Home Security Systems - An Overview</title>
<link>http://EzineArticles.com/695793</link>
<guid>http://EzineArticles.com/695793</guid>
<pubDate>Wed, 22 Aug 2007 16:20:45 -0500</pubDate>
<description><![CDATA[In this article, I'd like to try to help you figure out the size and scope of product solutions offered by Honeywell. Let me say right up front that I'm not Honeywell rep. I do not make any money buying or selling Honeywell products.]]></description>
</item>
<item>
<title>GE Wireless Home Security Systems</title>
<link>http://EzineArticles.com/690982</link>
<guid>http://EzineArticles.com/690982</guid>
<pubDate>Sun, 19 Aug 2007 15:18:52 -0500</pubDate>
<description><![CDATA[Now, in choosing a home security system, it may be that you will have no choice - you'll need to go wireless. Perhaps your home is not well suited to running hardwiring, or you want a system that you can install yourself quickly and easily. GE wireless home security systems are available to help you achieve that goal.]]></description>
</item>
<item>
<title>Compare Home Security Systems</title>
<link>http://EzineArticles.com/690916</link>
<guid>http://EzineArticles.com/690916</guid>
<pubDate>Sun, 19 Aug 2007 13:25:36 -0500</pubDate>
<description><![CDATA[When comparing one home security system with another, the best approach to take is to know what questions to ask. In other words, you want to compare apples and apples, not apples and oranges. So you want to know what is in each of the systems so that you can gauge the value of each system compared to each other.]]></description>
</item>
<item>
<title>VoIP Providers - Comparing Plans</title>
<link>http://EzineArticles.com/688131</link>
<guid>http://EzineArticles.com/688131</guid>
<pubDate>Thu, 16 Aug 2007 15:48:23 -0500</pubDate>
<description><![CDATA[Here are some of the most frequently asked questions about how you should go about comparing plans between several VoIP providers.]]></description>
</item>
<item>
<title>VoIP Solution Providers - The Secret To Finding The Best One</title>
<link>http://EzineArticles.com/688191</link>
<guid>http://EzineArticles.com/688191</guid>
<pubDate>Thu, 16 Aug 2007 15:47:48 -0500</pubDate>
<description><![CDATA[More and more, small and large companies are relying on VoIP solutions for their business communication needs. But before you join the crowd, it is very important that you get your service from the very best VoIP solution provider in your area.]]></description>
</item>
<item>
<title>VoIP Service - 4 Things You Need To Know Before You Switch</title>
<link>http://EzineArticles.com/688167</link>
<guid>http://EzineArticles.com/688167</guid>
<pubDate>Thu, 16 Aug 2007 15:46:33 -0500</pubDate>
<description><![CDATA[VoIP service for making and getting phone calls is probably the best thing that's come along in the telephone business for decades. The main reason for this is that there are benefits for the consumer as well as for the VoIP service provider.]]></description>
</item>
<item>
<title>VoIP Business Solutions - Identifying The Best Ones For You</title>
<link>http://EzineArticles.com/688184</link>
<guid>http://EzineArticles.com/688184</guid>
<pubDate>Thu, 16 Aug 2007 15:42:49 -0500</pubDate>
<description><![CDATA[Every business has specific needs for communications. A lot of it depends on the kind of service that they provide to their customers. The right VoIP solution helps meet all of these needs for small and large business. ]]></description>
</item>
<item>
<title>VoIP Service Providers - How To Find The Right One</title>
<link>http://EzineArticles.com/688144</link>
<guid>http://EzineArticles.com/688144</guid>
<pubDate>Thu, 16 Aug 2007 15:29:26 -0500</pubDate>
<description><![CDATA[The field of VoIP is growing very fast because it offers features and services that are not usually found in traditional phone service. In addition, it offers all the familiar features and benefits of traditional phone service.]]></description>
</item>
<item>
<title>Internet Phone Service 101</title>
<link>http://EzineArticles.com/688056</link>
<guid>http://EzineArticles.com/688056</guid>
<pubDate>Thu, 16 Aug 2007 15:22:04 -0500</pubDate>
<description><![CDATA[In this article I'm going to explain Internet phone service in simple terms. Hopefully this will help you make an informed decision about whether or not Internet phone service might be for you.]]></description>
</item>
<item>
<title>Your Internet Phone Service Provider - Offering Real Security?</title>
<link>http://EzineArticles.com/688107</link>
<guid>http://EzineArticles.com/688107</guid>
<pubDate>Thu, 16 Aug 2007 15:08:16 -0500</pubDate>
<description><![CDATA[When choosing an Internet phone service provider. You should be aware that there are some issues to ask about. If you're an individual, your first question may be about security, i.e., keeping other people from eavesdropping on your conversations. Ask your Internet phone service provider if they offer any kind of voice security using encryption or separate data routes.]]></description>
</item>
<item>
<title>VoIP Services - An Introduction</title>
<link>http://EzineArticles.com/688160</link>
<guid>http://EzineArticles.com/688160</guid>
<pubDate>Thu, 16 Aug 2007 15:05:32 -0500</pubDate>
<description><![CDATA[Here are some of the most frequently asked questions about VoIP services. "Can you please briefly explain to me what VoIP is?"]]></description>
</item>
<item>
<title>Business VoIP - Top 10 Questions To Ask Before Signing A Contract</title>
<link>http://EzineArticles.com/687942</link>
<guid>http://EzineArticles.com/687942</guid>
<pubDate>Thu, 16 Aug 2007 14:58:08 -0500</pubDate>
<description><![CDATA[Before you sign a contract with a business VoIP service provider, get some straight answers to these 10 questions. "Are there any early-termination penalties?"]]></description>
</item>
<item>
<title>High Speed Internet Phone - Some Straight Answers</title>
<link>http://EzineArticles.com/688013</link>
<guid>http://EzineArticles.com/688013</guid>
<pubDate>Thu, 16 Aug 2007 14:36:44 -0500</pubDate>
<description><![CDATA[If you have high-speed Internet access through a cable company, chances are you've been approached to switch your "traditional" phone service over to a high-speed Internet phone plan. In my conversations with home and business owners, I am asked a lot of the same questions. Here are some straight answers.]]></description>
</item>
<item>
<title>The Pros And Cons Of Internet Phones</title>
<link>http://EzineArticles.com/688029</link>
<guid>http://EzineArticles.com/688029</guid>
<pubDate>Thu, 16 Aug 2007 14:23:49 -0500</pubDate>
<description><![CDATA[Whenever the topic of Internet phone service comes up, I'm surprised to find that most people don't know that they already have everything they need to save money on their phone bill using an Internet phone. Fact is, you really only need two things...]]></description>
</item>
<item>
<title>Internet Phone Lines - Why They Are So Popular</title>
<link>http://EzineArticles.com/688039</link>
<guid>http://EzineArticles.com/688039</guid>
<pubDate>Thu, 16 Aug 2007 14:01:56 -0500</pubDate>
<description><![CDATA[It should come as no surprise that with our reliance on the personal computer, high-speed Internet and cable TV, that eventually telephone services would take advantage of the same technology. And, of course, this is exactly what's happened over the last 10 years or so. The major cable companies and also independent Internet phone companies are now providing Internet phone line services that can cut your costs while providing you with all the same features and benefits as a traditional landline.]]></description>
</item>
<item>
<title>Spam-Free Email - 9 Tips to Follow (Part Two of Two)</title>
<link>http://EzineArticles.com/564594</link>
<guid>http://EzineArticles.com/564594</guid>
<pubDate>Thu, 17 May 2007 13:26:23 -0500</pubDate>
<description><![CDATA[Follow these nine tips and tricks to make yourself invisible to spam. Unless the message is from someone in your address book, assume it is spam.]]></description>
</item>
<item>
<title>Outlook Express - How to Filter Spam (Part One of Two)</title>
<link>http://EzineArticles.com/564634</link>
<guid>http://EzineArticles.com/564634</guid>
<pubDate>Thu, 17 May 2007 13:19:42 -0500</pubDate>
<description><![CDATA[Here are some of the more effective and popular anti spam software programs for Outlook Express. This is Part One of a two part article reviewing some of the more popular anti spam software programs that are compatible with Outlook Express.]]></description>
</item>
<item>
<title>Outlook Express - How to Filter Spam (Part Two of Two)</title>
<link>http://EzineArticles.com/564637</link>
<guid>http://EzineArticles.com/564637</guid>
<pubDate>Thu, 17 May 2007 13:13:43 -0500</pubDate>
<description><![CDATA[This article is a review of some of the more popular anti spam software programs that are compatible with Outlook Express. This is Part Two of a two part article.]]></description>
</item>
<item>
<title>2000 Exchange Mail Server - How to Filter Spam (Part Two of Two)</title>
<link>http://EzineArticles.com/564626</link>
<guid>http://EzineArticles.com/564626</guid>
<pubDate>Thu, 17 May 2007 13:08:29 -0500</pubDate>
<description><![CDATA[Here's a list of the most commonly found bells and whistles that the current anti spam technology offers for 2000 Exchange mail servers. Use this as a kind of wish list, or yardstick, against which you would judge all the possible anti spam solutions available to you.]]></description>
</item>
<item>
<title>2000 Exchange Mail Server - How to Filter Spam (Part One of Two)</title>
<link>http://EzineArticles.com/564617</link>
<guid>http://EzineArticles.com/564617</guid>
<pubDate>Thu, 17 May 2007 13:06:28 -0500</pubDate>
<description><![CDATA[Here's a list of the most commonly found bells and whistles that the current anti spam technology offers for 2000 Exchange mail servers. Use this as a kind of wish list, or yardstick, against which you would judge all the possible anti spam solutions available to you.]]></description>
</item>
<item>
<title>How a Spam Blocker Works</title>
<link>http://EzineArticles.com/564478</link>
<guid>http://EzineArticles.com/564478</guid>
<pubDate>Thu, 17 May 2007 11:52:33 -0500</pubDate>
<description><![CDATA[When you get targeted to receive spam, there are two places you can protect yourself: you can remove spam once it arrives in your inbox, or you can remove spam from your service provider's mail server. That way it never reaches your inbox in the first place.]]></description>
</item>
<item>
<title>What Is The Best Anti Spam Program? Part Two of Two</title>
<link>http://EzineArticles.com/564534</link>
<guid>http://EzineArticles.com/564534</guid>
<pubDate>Thu, 17 May 2007 11:47:51 -0500</pubDate>
<description><![CDATA[This is Part Two of two articles on anti spam software packages that are effective, popular and (the best part) free!]]></description>
</item>
<item>
<title>What Is a Spam Filter?</title>
<link>http://EzineArticles.com/564465</link>
<guid>http://EzineArticles.com/564465</guid>
<pubDate>Thu, 17 May 2007 11:38:31 -0500</pubDate>
<description><![CDATA[A Spam filter looks at the body of an email and uses a set of rules to decide whether or not it is spam. For example, if the email has the word "Viagra" in it -- it is spam. How is it different than a Spam Blocker? A spam blocker looks at the header (e.g., To:, From:, IP Address, etc.) and based on a list of known spam header characteristics, decides whether or not it is spam. For example, if the email comes from a known spam address - it is spam.]]></description>
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