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<title>Barry Waxler - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Barry_Waxler</link>
<pubDate>Wed, 15 Feb 2012 00:45:42 -0600</pubDate>
<image><title>Barry Waxler - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Barry_Waxler</link>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<item>
<title>Selling Your Home - Tax Issues</title>
<link>http://EzineArticles.com/1056572</link>
<guid>http://EzineArticles.com/1056572</guid>
<pubDate>Thu, 20 Mar 2008 14:22:05 -0500</pubDate>
<description><![CDATA[Buying your first home can be a nerve wracking event given the massive debt you take on. When you sell, the profits can also be huge. Unfortunately, this raises tax issues as well.  ]]></description>
</item>
<item>
<title>Should You Sell Your Home or Get a Reverse Mortgage</title>
<link>http://EzineArticles.com/731604</link>
<guid>http://EzineArticles.com/731604</guid>
<pubDate>Mon, 17 Sep 2007 10:57:36 -0500</pubDate>
<description><![CDATA[When financial troubles come your way, your home's equity may be your saving grace - but should you sell your home or get a reverse mortgage in these instances? ]]></description>
</item>
<item>
<title>Difference Between Reverse Mortgage and Line of Credit</title>
<link>http://EzineArticles.com/731597</link>
<guid>http://EzineArticles.com/731597</guid>
<pubDate>Mon, 17 Sep 2007 10:51:33 -0500</pubDate>
<description><![CDATA[Owning your home and want to benefit from its equity can be a tricky situation - so it's good to know the difference between reverse mortgage and line of credit loans. ]]></description>
</item>
<item>
<title>How Do You Receive Payments From a Reverse Mortgage?</title>
<link>http://EzineArticles.com/731608</link>
<guid>http://EzineArticles.com/731608</guid>
<pubDate>Mon, 17 Sep 2007 10:48:39 -0500</pubDate>
<description><![CDATA[If you decide that a reverse mortgage is the right choice for your situation, you may be wondering about a few particulars, like how do you receive payments from a reverse mortgage? ]]></description>
</item>
<item>
<title>When Did Reverse Mortgages Originate?</title>
<link>http://EzineArticles.com/731601</link>
<guid>http://EzineArticles.com/731601</guid>
<pubDate>Mon, 17 Sep 2007 10:46:35 -0500</pubDate>
<description><![CDATA[The big push towards reverse mortgages is a relatively new phenomenon, but when did reverse mortgages originate and how long has this trend towards them been around? ]]></description>
</item>
<item>
<title>The Negatives of a Reverse Mortgage</title>
<link>http://EzineArticles.com/731589</link>
<guid>http://EzineArticles.com/731589</guid>
<pubDate>Mon, 17 Sep 2007 10:43:30 -0500</pubDate>
<description><![CDATA[The massive amount of recent advertisements for reverse mortgages may be tempting - but the negatives of a reverse mortgage can have far reaching consequences to consider. The important thing to remember is even if the negatives of a reverse mortgage do not impact you directly, they can be extremely difficult for your survivors - or even for you if you choose to ever leave your home.]]></description>
</item>
<item>
<title>The Basics of a Reverse Mortgage</title>
<link>http://EzineArticles.com/731577</link>
<guid>http://EzineArticles.com/731577</guid>
<pubDate>Mon, 17 Sep 2007 10:40:26 -0500</pubDate>
<description><![CDATA[Reverse mortgages are all over the news today, from websites to radio spots to television ads - so what are the basics of a reverse mortgage and how will one affect me? The basics of a reverse mortgage are not as difficult to understand as one might think. ]]></description>
</item>
<item>
<title>The Cost of a Reverse Mortgage</title>
<link>http://EzineArticles.com/731592</link>
<guid>http://EzineArticles.com/731592</guid>
<pubDate>Mon, 17 Sep 2007 10:22:32 -0500</pubDate>
<description><![CDATA[While you do not have to pay back the money associated with a reverse mortgage, what exactly is the cost of a reverse mortgage and what fees are applied with this type of mortgage? 
A reverse mortgage works very differently from a traditional, or "forward" mortgage. ]]></description>
</item>
<item>
<title>What Government Agency Oversees Reverse Mortgages</title>
<link>http://EzineArticles.com/731600</link>
<guid>http://EzineArticles.com/731600</guid>
<pubDate>Mon, 17 Sep 2007 10:21:35 -0500</pubDate>
<description><![CDATA[Most mortgages in the United States are lent through private banks, but there is a government agency that oversees them - so what government agency oversees reverse mortgages? The government agency that oversees reverse mortgages is the same one that oversees many traditional mortgages - the Federal Housing Administration. ]]></description>
</item>
<item>
<title>The Pros of a Reverse Mortgage</title>
<link>http://EzineArticles.com/731585</link>
<guid>http://EzineArticles.com/731585</guid>
<pubDate>Mon, 17 Sep 2007 10:19:29 -0500</pubDate>
<description><![CDATA[Reverse mortgages, around since the 1960's, have been making a comeback in recent years - here are the pros of a reverse mortgage and what having one can do for you financially. ]]></description>
</item>
<item>
<title>What is the Difference Between Refinancing and a Reverse Mortgage</title>
<link>http://EzineArticles.com/731595</link>
<guid>http://EzineArticles.com/731595</guid>
<pubDate>Mon, 17 Sep 2007 10:15:33 -0500</pubDate>
<description><![CDATA[There are several different ways to get monetary payments based on your home's equity - but what is the difference between refinancing and reverse mortgage, two of the most popular? ]]></description>
</item>
<item>
<title>Insurance - The Proper Approach to Buying</title>
<link>http://EzineArticles.com/657723</link>
<guid>http://EzineArticles.com/657723</guid>
<pubDate>Wed, 25 Jul 2007 15:28:16 -0500</pubDate>
<description><![CDATA[At one point or another, you are going to need to buy insurance. Before you jump into the process, it is important to have a bit of perspective regarding your goals. 
]]></description>
</item>
<item>
<title>Insurance Policies You Probably Should Avoid</title>
<link>http://EzineArticles.com/657724</link>
<guid>http://EzineArticles.com/657724</guid>
<pubDate>Wed, 25 Jul 2007 15:08:17 -0500</pubDate>
<description><![CDATA[Buying insurance to protect you from big problems is often a wise move. That being said, there are a lot of policies out there that really don't offer you much in the end. 
]]></description>
</item>
<item>
<title>Golden Education Tax Breaks</title>
<link>http://EzineArticles.com/654292</link>
<guid>http://EzineArticles.com/654292</guid>
<pubDate>Mon, 23 Jul 2007 11:05:41 -0500</pubDate>
<description><![CDATA[Obtaining higher education is not necessary to make a ton of money, but it sure helps your chances. Going to college, however, is a catch-22 to some extent. You improve your earning potential, but you need money to go to school!]]></description>
</item>
<item>
<title>Reverse Mortgages - Common Questions</title>
<link>http://EzineArticles.com/644518</link>
<guid>http://EzineArticles.com/644518</guid>
<pubDate>Mon, 16 Jul 2007 15:56:26 -0500</pubDate>
<description><![CDATA[A red hot loan package that is getting a lot of attention these days is the reverse mortgage. Common question arise regarding the loan, so let's take a closer look. 
]]></description>
</item>
<item>
<title>Understanding the Reverse Equity Mortgage</title>
<link>http://EzineArticles.com/644522</link>
<guid>http://EzineArticles.com/644522</guid>
<pubDate>Mon, 16 Jul 2007 15:19:28 -0500</pubDate>
<description><![CDATA[There is little dispute that real estate has become a major savings mechanism for baby boomers. As they look to retire, strategies for turning the illiquid real estate investment into cash are coming to the forefront. The reverse equity mortgage is one such strategy.
]]></description>
</item>
<item>
<title>Introduction to the Reverse Mortgage</title>
<link>http://EzineArticles.com/638722</link>
<guid>http://EzineArticles.com/638722</guid>
<pubDate>Tue, 10 Jul 2007 16:44:20 -0500</pubDate>
<description><![CDATA[The finance industry is often coming up with new products. The latest, greatest thing is the reverse mortgage. 
]]></description>
</item>
<item>
<title>Cons of a Reverse Mortgage</title>
<link>http://EzineArticles.com/638724</link>
<guid>http://EzineArticles.com/638724</guid>
<pubDate>Tue, 10 Jul 2007 16:19:21 -0500</pubDate>
<description><![CDATA[Imagine paying $30,000 in costs to get a mortgage for $368,000 with a 9 percent interest rate. Who in their right mind would? Well, welcome to the cons of the reverse mortgage!
]]></description>
</item>
<item>
<title>What is Premium Financing for Life Insurance?</title>
<link>http://EzineArticles.com/625570</link>
<guid>http://EzineArticles.com/625570</guid>
<pubDate>Fri, 29 Jun 2007 14:48:06 -0500</pubDate>
<description><![CDATA[Premium Financing for Life Insurance can allow you to have what amounts to basically free Life Insurance. Just how does this work?
]]></description>
</item>
<item>
<title>Can You Donate a Life Insurance Policy to Charity?</title>
<link>http://EzineArticles.com/625572</link>
<guid>http://EzineArticles.com/625572</guid>
<pubDate>Fri, 29 Jun 2007 14:44:08 -0500</pubDate>
<description><![CDATA[If you really have a favorite charity and want to make a sizeable donation, you might consider Life Insurance. You can donate a Life Insurance Policy to a charity and realize a tax deduction on the premiums.
]]></description>
</item>
<item>
<title>What is an Irrevocable Life Insurance Trust?</title>
<link>http://EzineArticles.com/625568</link>
<guid>http://EzineArticles.com/625568</guid>
<pubDate>Fri, 29 Jun 2007 14:27:05 -0500</pubDate>
<description><![CDATA[A Life Insurance death benefit is going to be subject to estate tax which could reduce the amount available for your dependents. An Irrevocable Life Insurance Trust is a way to avoid this taxation.
]]></description>
</item>
<item>
<title>What are Tax Liens on Real Estate?</title>
<link>http://EzineArticles.com/617874</link>
<guid>http://EzineArticles.com/617874</guid>
<pubDate>Sat, 23 Jun 2007 11:57:08 -0500</pubDate>
<description><![CDATA[Taxes are a headache that everyone has to deal with and it is certainly depressing when a tax lien is put on your property. On the other side of the picture, tax liens of Real Estate present a good potential investment. What are tax liens on Real Estate?
]]></description>
</item>
<item>
<title>Finding IRS Real Estate Auctions</title>
<link>http://EzineArticles.com/617872</link>
<guid>http://EzineArticles.com/617872</guid>
<pubDate>Sat, 23 Jun 2007 11:41:08 -0500</pubDate>
<description><![CDATA[Among the many opportunities that can be found to purchase investment Real Estate under market value, Government auctions of seized property is one of best. Finding IRS Real Estate auctions has gotten a big boost from the advent of the Internet.
]]></description>
</item>
<item>
<title>Discrimination Laws for Real Estate Investors</title>
<link>http://EzineArticles.com/617871</link>
<guid>http://EzineArticles.com/617871</guid>
<pubDate>Sat, 23 Jun 2007 11:16:08 -0500</pubDate>
<description><![CDATA[The laws that deal with discrimination in Real Estate date back to the years right after the American Civil War. These discrimination laws apply to Real Estate investors also.
]]></description>
</item>
<item>
<title>Buying Tax Liens on Real Estate</title>
<link>http://EzineArticles.com/617875</link>
<guid>http://EzineArticles.com/617875</guid>
<pubDate>Sat, 23 Jun 2007 11:13:09 -0500</pubDate>
<description><![CDATA[One type of investment that is growing in popularity is the buying of Tax Liens on Real Estate. While on the surface, this investment seems like a sure fire winner, there are some pitfalls in the process.
]]></description>
</item>
<item>
<title>What is a Life Insurance Policy Loan?</title>
<link>http://EzineArticles.com/617830</link>
<guid>http://EzineArticles.com/617830</guid>
<pubDate>Sat, 23 Jun 2007 10:40:19 -0500</pubDate>
<description><![CDATA[Permanent Life Insurance Policies will accumulate a cash value and this money can be borrowed to meet emergency needs. This can be a real benefit of Life Insurance or it can have serious consequences.
]]></description>
</item>
<item>
<title>What is an In-Force Life Insurance Policy?</title>
<link>http://EzineArticles.com/617828</link>
<guid>http://EzineArticles.com/617828</guid>
<pubDate>Sat, 23 Jun 2007 10:35:18 -0500</pubDate>
<description><![CDATA[Financial reports often make reference to in-force Insurance Policies. What is an in-force life insurance policy?
]]></description>
</item>
<item>
<title>Are Life Insurance Policy Loans Taxable?</title>
<link>http://EzineArticles.com/617833</link>
<guid>http://EzineArticles.com/617833</guid>
<pubDate>Sat, 23 Jun 2007 10:31:20 -0500</pubDate>
<description><![CDATA[Life Insurance Policies are another way to accumulate tax deferred wealth and it is possible to borrow against the cash value. But are Life Insurance Policy Loans Taxable?
]]></description>
</item>
<item>
<title>How Does Life Insurance Underwriting Work?</title>
<link>http://EzineArticles.com/608368</link>
<guid>http://EzineArticles.com/608368</guid>
<pubDate>Sat, 16 Jun 2007 16:55:59 -0500</pubDate>
<description><![CDATA[Life Insurance underwriting works by evaluating a whole lot of different factors and determining how likely you are to die prematurely. It would seem that most people would be very interested in the process and just exactly where they stand.
]]></description>
</item>
<item>
<title>What is Life Insurance Underwriting?</title>
<link>http://EzineArticles.com/608366</link>
<guid>http://EzineArticles.com/608366</guid>
<pubDate>Sat, 16 Jun 2007 16:37:59 -0500</pubDate>
<description><![CDATA[The idea of Life Insurance underwriting is what determines the cost of your policy. If might even determine if you will even be able to purchase life insurance at all. But what is it?
]]></description>
</item>
<item>
<title>How to Choose Life Insurance Beneficiaries</title>
<link>http://EzineArticles.com/605127</link>
<guid>http://EzineArticles.com/605127</guid>
<pubDate>Thu, 14 Jun 2007 19:54:41 -0500</pubDate>
<description><![CDATA[It seems that there are rules and regulations for everything connected with the financial world. Choosing Life Insurance beneficiaries is an exception to this. 
]]></description>
</item>
<item>
<title>What Are Life Insurance Beneficiaries?</title>
<link>http://EzineArticles.com/605125</link>
<guid>http://EzineArticles.com/605125</guid>
<pubDate>Thu, 14 Jun 2007 19:38:41 -0500</pubDate>
<description><![CDATA[Life Insurance Beneficiaries are going to be the people who receive the benefits. Many people do not realize that the selection of beneficiaries is a very critical part of the Life Insurance process.
]]></description>
</item>
<item>
<title>What are Life Insurance Rating Companies?</title>
<link>http://EzineArticles.com/603651</link>
<guid>http://EzineArticles.com/603651</guid>
<pubDate>Thu, 14 Jun 2007 09:51:52 -0500</pubDate>
<description><![CDATA[Many people give the World Wide Web the credit for the existence of Life Insurance Rating Companies. While the internet has given the consumer quicker access to them, Life Insurance Rating Companies have been around for over 100 years.
]]></description>
</item>
<item>
<title>Understanding Life Insurance Illustrations</title>
<link>http://EzineArticles.com/603648</link>
<guid>http://EzineArticles.com/603648</guid>
<pubDate>Thu, 14 Jun 2007 09:42:51 -0500</pubDate>
<description><![CDATA[Many people feel that trying to get an understanding of Life Insurance Illustrations and taking a crash course in the Greek Language are on about the same difficulty schedule. Although they are somewhat daunting, Life Insurance Illustrations are not quite Greek when you understand a few simple facts about them.
]]></description>
</item>
<item>
<title>What Does a Life Insurance Company Rating Mean?</title>
<link>http://EzineArticles.com/603652</link>
<guid>http://EzineArticles.com/603652</guid>
<pubDate>Thu, 14 Jun 2007 09:12:53 -0500</pubDate>
<description><![CDATA[Most people, comfortable with their own sense of immortality, might look to a Life Insurance Company rating as an indication of the lowest premiums for x amount of Life Insurance. A bit more important is the Company's financial stability and its ability to pay its claims.
]]></description>
</item>
<item>
<title>What Are Your Choices for Dental Insurance?</title>
<link>http://EzineArticles.com/599967</link>
<guid>http://EzineArticles.com/599967</guid>
<pubDate>Mon, 11 Jun 2007 11:28:22 -0500</pubDate>
<description><![CDATA[Dental Insurance is structured much like health insurance. Your choices for Dental Insurance are varied and it is important to understand your options before selecting a plan for you personal dental needs.
]]></description>
</item>
<item>
<title>What are Dental Discount Programs?</title>
<link>http://EzineArticles.com/599968</link>
<guid>http://EzineArticles.com/599968</guid>
<pubDate>Mon, 11 Jun 2007 11:27:25 -0500</pubDate>
<description><![CDATA[There is often confusion between Dental Discount Programs and Dental Insurance Plans. It is important to understand that they are two completely different things.
]]></description>
</item>
<item>
<title>Why Does Insurance Have Deductibles?</title>
<link>http://EzineArticles.com/599969</link>
<guid>http://EzineArticles.com/599969</guid>
<pubDate>Mon, 11 Jun 2007 11:00:27 -0500</pubDate>
<description><![CDATA[Many older people remember the golden days when they could go to a doctor or dentist, flash their insurance card and not have to pay a penny. Why does Insurance have deductibles today?
]]></description>
</item>
<item>
<title>Introduction to Variable Universal Life Insurance</title>
<link>http://EzineArticles.com/599955</link>
<guid>http://EzineArticles.com/599955</guid>
<pubDate>Mon, 11 Jun 2007 10:57:40 -0500</pubDate>
<description><![CDATA[Universal Life Insurance is favored by many people because of its flexibility. Variable Universal Life Insurance, which is a variation of Universal Life, is even more popular with investment minded clients.
]]></description>
</item>
<item>
<title>The Cons of Term Life Insurance</title>
<link>http://EzineArticles.com/599961</link>
<guid>http://EzineArticles.com/599961</guid>
<pubDate>Mon, 11 Jun 2007 10:55:43 -0500</pubDate>
<description><![CDATA[It is the oldest and the most basic form of Life Insurance, but is it the best? What are the cons of Term Life Insurance?
]]></description>
</item>
<item>
<title>Introduction to Variable Life Insurance</title>
<link>http://EzineArticles.com/599956</link>
<guid>http://EzineArticles.com/599956</guid>
<pubDate>Mon, 11 Jun 2007 10:41:41 -0500</pubDate>
<description><![CDATA[Sometimes when you are considering Life Insurance you are reminded of the old saying, "you can't tell the players without a scorecard!" Variable Life Insurance is a good example of a confusion causer, but it is really a rather simple one to understand.
]]></description>
</item>
<item>
<title>The Pros of Term Life Insurance</title>
<link>http://EzineArticles.com/599960</link>
<guid>http://EzineArticles.com/599960</guid>
<pubDate>Mon, 11 Jun 2007 10:38:43 -0500</pubDate>
<description><![CDATA[Term Life Insurance is considered to be the original form of insurance. The pros of Term Life Insurance are its low cost and uncomplicated nature.
]]></description>
</item>
<item>
<title>What is a Life Insurance Policy Rider</title>
<link>http://EzineArticles.com/599958</link>
<guid>http://EzineArticles.com/599958</guid>
<pubDate>Mon, 11 Jun 2007 10:15:43 -0500</pubDate>
<description><![CDATA[A Life Insurance Policy Rider is aptly named. It is not an integral part of the policy, but it is just along for the ride.
]]></description>
</item>
<item>
<title>Introduction to Endowment Life Insurance Policies</title>
<link>http://EzineArticles.com/599964</link>
<guid>http://EzineArticles.com/599964</guid>
<pubDate>Mon, 11 Jun 2007 10:10:45 -0500</pubDate>
<description><![CDATA[Endowment Life Insurance Policies pay the full cash amount to your beneficiary should you happen to die unexpectedly. The good news is that they pay the full cash amount to you if you should happen to live.
]]></description>
</item>
<item>
<title>Introduction to Universal Life Insurance</title>
<link>http://EzineArticles.com/599953</link>
<guid>http://EzineArticles.com/599953</guid>
<pubDate>Mon, 11 Jun 2007 10:00:40 -0500</pubDate>
<description><![CDATA[Universal Life Insurance is one of the most flexible of all Life Insurance Policies. This is one of the things that contribute to its popularity as both a risk management tool and an investment vehicle.
]]></description>
</item>
<item>
<title>What Is The Children's Health Insurance Program?</title>
<link>http://EzineArticles.com/598652</link>
<guid>http://EzineArticles.com/598652</guid>
<pubDate>Fri, 08 Jun 2007 15:49:06 -0500</pubDate>
<description><![CDATA[There is a gap between the income level that makes a family eligible for Medicaid and the ability to afford private health insurance. What is the Children's Health Insurance Program? It is a way to make sure that no children fall through that gap.
]]></description>
</item>
<item>
<title>What You Should Know About Medicare</title>
<link>http://EzineArticles.com/597564</link>
<guid>http://EzineArticles.com/597564</guid>
<pubDate>Fri, 08 Jun 2007 10:51:38 -0500</pubDate>
<description><![CDATA[Many people approaching the age of 65 are under the illusion that their health insurance problems are almost over. What you should know about Medicare is that you are still going to need your Insurance agent.
]]></description>
</item>
<item>
<title>Are you Eligible for Medicare?</title>
<link>http://EzineArticles.com/597571</link>
<guid>http://EzineArticles.com/597571</guid>
<pubDate>Fri, 08 Jun 2007 10:47:41 -0500</pubDate>
<description><![CDATA[As a person nears retirement age, they begin to wonder if they are eligible for Medicare. Many people do not realize that they may even be eligible for Medicare before the age of 65.
]]></description>
</item>
<item>
<title>Does Your Employer Have to Provide Health Insurance?</title>
<link>http://EzineArticles.com/597575</link>
<guid>http://EzineArticles.com/597575</guid>
<pubDate>Fri, 08 Jun 2007 10:45:42 -0500</pubDate>
<description><![CDATA[Many people ask the question, "does your employer have to provide Health Insurance"? The answer is no, but several potential Presidential candidates are suggesting that they should.
]]></description>
</item>
<item>
<title>Health Insurance for College Students</title>
<link>http://EzineArticles.com/597570</link>
<guid>http://EzineArticles.com/597570</guid>
<pubDate>Fri, 08 Jun 2007 10:45:40 -0500</pubDate>
<description><![CDATA[Everyone knows that College is expensive. In planning to meet these expenses health insurance for College students may be low on the list, but it could be first on the list of possible financial disasters that can derail all your well thought out plans.
]]></description>
</item>
<item>
<title>Should You Buy Supplemental Health Insurance?</title>
<link>http://EzineArticles.com/597566</link>
<guid>http://EzineArticles.com/597566</guid>
<pubDate>Fri, 08 Jun 2007 10:45:39 -0500</pubDate>
<description><![CDATA[Should you buy Supplemental Health Insurance?  How many ways are there to say, yes, yes, yes?
]]></description>
</item>
<item>
<title>What is Critical Illness Insurance?</title>
<link>http://EzineArticles.com/597560</link>
<guid>http://EzineArticles.com/597560</guid>
<pubDate>Fri, 08 Jun 2007 10:39:37 -0500</pubDate>
<description><![CDATA[There is a gap in Insurance coverage when a person suffers certain critical illnesses. Their medical expenses could be covered, but they are now ill and unable to work. Critical Illness Insurance fills this gap.
]]></description>
</item>
<item>
<title>What Are Health Savings Accounts?</title>
<link>http://EzineArticles.com/597558</link>
<guid>http://EzineArticles.com/597558</guid>
<pubDate>Fri, 08 Jun 2007 10:34:35 -0500</pubDate>
<description><![CDATA[A very popular Health insurance plan for healthy young people is the High Deductible Health Plan. Its only problem is high deductibles and that is where the Health Savings Accounts come into play.
]]></description>
</item>
<item>
<title>Are You Eligible for Medicaid?</title>
<link>http://EzineArticles.com/597574</link>
<guid>http://EzineArticles.com/597574</guid>
<pubDate>Fri, 08 Jun 2007 10:18:42 -0500</pubDate>
<description><![CDATA[When you reach the age of 65 or become disabled, you are eligible for Medicare, but when are you eligible for Medicaid?  Medicaid eligibility, unlike Medicare's, is not automatic.
]]></description>
</item>
<item>
<title>Why Does COBRA Coverage Cost So Much?</title>
<link>http://EzineArticles.com/597568</link>
<guid>http://EzineArticles.com/597568</guid>
<pubDate>Fri, 08 Jun 2007 10:12:40 -0500</pubDate>
<description><![CDATA[When a person loses their job for any reason, and fears the subsequent loss of their health insurance coverage, COBRA mandates that they have the chance to keep the coverage intact. But why does COBRA Coverage cost so much?
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<title>Is Real Estate A Good Investment for You?</title>
<link>http://EzineArticles.com/573948</link>
<guid>http://EzineArticles.com/573948</guid>
<pubDate>Wed, 23 May 2007 09:26:08 -0500</pubDate>
<description><![CDATA[Owning a home is the American Dream, but is buying additional real estate a good investment? It can be so long as you have realistic expectations. 
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<item>
<title>Tax Advantages of Investing in Real Estate</title>
<link>http://EzineArticles.com/573951</link>
<guid>http://EzineArticles.com/573951</guid>
<pubDate>Wed, 23 May 2007 09:25:10 -0500</pubDate>
<description><![CDATA[As we all know, taxes are something that have to be taken into account in any investment strategy. Real estate is no different, but there are some advantages to investing in property. 
]]></description>
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<item>
<title>The Four Types of Term Life Insurance</title>
<link>http://EzineArticles.com/570794</link>
<guid>http://EzineArticles.com/570794</guid>
<pubDate>Sun, 20 May 2007 16:13:17 -0500</pubDate>
<description><![CDATA[At first blush, term life insurance seems as though it would refer to just one type of insurance policy. In fact, term life insurance really breaks down into four unique policies.
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<item>
<title>Question To Ask Before Buying Individual Health Insurance</title>
<link>http://EzineArticles.com/566180</link>
<guid>http://EzineArticles.com/566180</guid>
<pubDate>Thu, 17 May 2007 11:50:44 -0500</pubDate>
<description><![CDATA[Purchasing health insurance for yourself can be a trick task. The language of health insurance is beyond the norm of most people, so you need to keep some general questions in mind. 
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<item>
<title>Basic Health Insurance Issues</title>
<link>http://EzineArticles.com/566190</link>
<guid>http://EzineArticles.com/566190</guid>
<pubDate>Thu, 17 May 2007 11:38:47 -0500</pubDate>
<description><![CDATA[You should always have health insurance if at all possible. That being said, there are some basic issues you consider and understand before buying it. 
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<item>
<title>What You Need in Life Insurance</title>
<link>http://EzineArticles.com/566554</link>
<guid>http://EzineArticles.com/566554</guid>
<pubDate>Thu, 17 May 2007 11:38:27 -0500</pubDate>
<description><![CDATA[You probably already know you need life insurance as part of practically any financial plan. That being said, how do you determine how much you need?
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<title>The Experiment in Universal Health Care Coverage</title>
<link>http://EzineArticles.com/566182</link>
<guid>http://EzineArticles.com/566182</guid>
<pubDate>Thu, 17 May 2007 11:36:46 -0500</pubDate>
<description><![CDATA[The medical care system in the US has become more and more dysfunctional over time. Two states, however, are offering universal health care for their citizens. 
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<item>
<title>Building a Nest Egg with Retirement Plans</title>
<link>http://EzineArticles.com/566551</link>
<guid>http://EzineArticles.com/566551</guid>
<pubDate>Thu, 17 May 2007 11:20:27 -0500</pubDate>
<description><![CDATA[Americans have the attention spans of gnats. This unfortunate fact can really hurt you when it comes to finances. Simply put, you need to plan for the future - today!
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<item>
<title>The Medicare Prescription Drug Plan</title>
<link>http://EzineArticles.com/566188</link>
<guid>http://EzineArticles.com/566188</guid>
<pubDate>Thu, 17 May 2007 11:05:47 -0500</pubDate>
<description><![CDATA[When it comes to health care, the cost of prescription drugs can be crippling. The federal government has tried to deal with this issue by creating the Medicare prescription drug plan. 
]]></description>
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<title>Have You Considered Succession Planning?</title>
<link>http://EzineArticles.com/564365</link>
<guid>http://EzineArticles.com/564365</guid>
<pubDate>Wed, 16 May 2007 13:38:36 -0500</pubDate>
<description><![CDATA[Here today. Gone tomorrow. This is obviously something most businesses do not want to think about, but should for the benefit of a business carrying on after the loss of key employees or owners. 

]]></description>
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<title>Planning to Pass Your Business on to Family Members</title>
<link>http://EzineArticles.com/564362</link>
<guid>http://EzineArticles.com/564362</guid>
<pubDate>Wed, 16 May 2007 13:23:35 -0500</pubDate>
<description><![CDATA[Families run the vast majority of small businesses. The question is whether these businesses will survive the first generation of owners. 
]]></description>
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<item>
<title>Developing a Strategy to Retire Early</title>
<link>http://EzineArticles.com/560505</link>
<guid>http://EzineArticles.com/560505</guid>
<pubDate>Sat, 12 May 2007 07:57:05 -0500</pubDate>
<description><![CDATA[Most people foresee working till they are 60 or older and then retiring. For some, however, developing a strategy to retire early is viable.
]]></description>
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<title>Why Life Insurance Should Be Part of Your Estate Planning</title>
<link>http://EzineArticles.com/560511</link>
<guid>http://EzineArticles.com/560511</guid>
<pubDate>Sat, 12 May 2007 07:35:09 -0500</pubDate>
<description><![CDATA[Estate planning is about making sure you take care of your spouse and family should you pass away. Life insurance plays a critical role in assuring their comfort.
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<title>The Basic Use of a Living Trust</title>
<link>http://EzineArticles.com/560509</link>
<guid>http://EzineArticles.com/560509</guid>
<pubDate>Sat, 12 May 2007 07:14:09 -0500</pubDate>
<description><![CDATA[Estate planning is a tricky concept, but one you have to tackle. The living trust is a key component of most estate planning efforts.
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<item>
<title>Introduction to Retirement Planning</title>
<link>http://EzineArticles.com/560502</link>
<guid>http://EzineArticles.com/560502</guid>
<pubDate>Sat, 12 May 2007 07:09:05 -0500</pubDate>
<description><![CDATA[How can we best describe retirement planning? It is a conscious effort to plan now so that you may not only retire when you want, but do so with sufficient funds to maintain your lifestyle.
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<item>
<title>Introduction to Estate Planning</title>
<link>http://EzineArticles.com/560507</link>
<guid>http://EzineArticles.com/560507</guid>
<pubDate>Sat, 12 May 2007 07:01:07 -0500</pubDate>
<description><![CDATA[Estate planning is the creation of a comprehensive financial plan to provide for your spouse and heirs upon your passing. 
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<title>Who Is a Candidate for Long Term Care Insurance?</title>
<link>http://EzineArticles.com/560501</link>
<guid>http://EzineArticles.com/560501</guid>
<pubDate>Fri, 11 May 2007 17:40:00 -0500</pubDate>
<description><![CDATA[Do to advancements in lifestyle and health care, we are living longer than ever. So, who should be looking into this type of insurance?
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<item>
<title>Introduction to Long Term Care Insurance</title>
<link>http://EzineArticles.com/560500</link>
<guid>http://EzineArticles.com/560500</guid>
<pubDate>Fri, 11 May 2007 17:28:00 -0500</pubDate>
<description><![CDATA[There are many different forms of insurance available to the average person. Long term care insurance is designed to take in the cost of an aging society.
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<item>
<title>Introduction to Succession Business Planning</title>
<link>http://EzineArticles.com/559960</link>
<guid>http://EzineArticles.com/559960</guid>
<pubDate>Fri, 11 May 2007 10:38:54 -0500</pubDate>
<description><![CDATA[If you own a business, you worked hard to get it up, running and successful. Succession planning makes sure your business survives when you don't.  
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<item>
<title>Life Insurance for Your Company</title>
<link>http://EzineArticles.com/559967</link>
<guid>http://EzineArticles.com/559967</guid>
<pubDate>Fri, 11 May 2007 10:21:58 -0500</pubDate>
<description><![CDATA[When most people think about life insurance, they picture leaving money to family members. As a business owner, you also have to consider the future of your company.
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<title>Will Your Family Owned Business Survive You?</title>
<link>http://EzineArticles.com/559963</link>
<guid>http://EzineArticles.com/559963</guid>
<pubDate>Fri, 11 May 2007 10:00:57 -0500</pubDate>
<description><![CDATA[Small businesses are the backbone of the economy and most are family owned. Despite these large numbers, the sad fact is the vast majority of family owned businesses do not survive the first generation of owners.  
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<title>Annuities Come in All Shapes and Sizes</title>
<link>http://EzineArticles.com/558959</link>
<guid>http://EzineArticles.com/558959</guid>
<pubDate>Thu, 10 May 2007 16:47:33 -0500</pubDate>
<description><![CDATA[An annuity is an insurance product that really acts as a financial investment. That being said, there are a wide variety of annuity options.
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<title>Annuities and the Issue of Inflation</title>
<link>http://EzineArticles.com/558961</link>
<guid>http://EzineArticles.com/558961</guid>
<pubDate>Thu, 10 May 2007 16:30:41 -0500</pubDate>
<description><![CDATA[Inflation is a subtle, but nasty, factor that eats away at the value of your money over time. There are certain annuities designed to counter this loss of value.
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<title>The Inner Workings of Annuities</title>
<link>http://EzineArticles.com/558958</link>
<guid>http://EzineArticles.com/558958</guid>
<pubDate>Thu, 10 May 2007 16:27:33 -0500</pubDate>
<description><![CDATA[Annuities represent a conservative, but effective, way to provide steady income. So, just how does this process work?
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<title>Flexibility In Your Annuity</title>
<link>http://EzineArticles.com/558963</link>
<guid>http://EzineArticles.com/558963</guid>
<pubDate>Thu, 10 May 2007 16:10:42 -0500</pubDate>
<description><![CDATA[In any financial transaction, whether a debt or investment, flexibility should always be sought out. As with certain debt programs, there are annuities that are highly flexible.
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<item>
<title>Introduction to Annuities</title>
<link>http://EzineArticles.com/558955</link>
<guid>http://EzineArticles.com/558955</guid>
<pubDate>Thu, 10 May 2007 16:00:32 -0500</pubDate>
<description><![CDATA[Insured investments are an important part of any financial plan. An annuity is one such aspect.
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<item>
<title>Insuring the Big Things</title>
<link>http://EzineArticles.com/557242</link>
<guid>http://EzineArticles.com/557242</guid>
<pubDate>Thu, 10 May 2007 08:46:20 -0500</pubDate>
<description><![CDATA[If you are like most people, the mere mention of insurance is enough to make your eyes glass over. Well, wake up. This is important. You need to take some important steps. 
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<item>
<title>What a Financial Planner Should Do For You</title>
<link>http://EzineArticles.com/557245</link>
<guid>http://EzineArticles.com/557245</guid>
<pubDate>Thu, 10 May 2007 08:17:22 -0500</pubDate>
<description><![CDATA[When you are ready to get serious about your finances, it is time to get a financial planner. That is great and all, but what should a financial planner do for you?
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<item>
<title>Do You Need A Financial Planner?</title>
<link>http://EzineArticles.com/557244</link>
<guid>http://EzineArticles.com/557244</guid>
<pubDate>Thu, 10 May 2007 08:01:22 -0500</pubDate>
<description><![CDATA[At some point in your life, you are going to start thinking seriously about financial planning. When you do, the question of whether you need professional help should come to mind. 
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<item>
<title>Purchasing Term Life Insurance</title>
<link>http://EzineArticles.com/546825</link>
<guid>http://EzineArticles.com/546825</guid>
<pubDate>Tue, 01 May 2007 14:25:56 -0500</pubDate>
<description><![CDATA[Insurance can be both simple and complex. The process is simple, but you need to ascertain what you actually need. 
]]></description>
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<item>
<title>Introductory Guide to Term Life Insurance</title>
<link>http://EzineArticles.com/546824</link>
<guid>http://EzineArticles.com/546824</guid>
<pubDate>Tue, 01 May 2007 14:01:56 -0500</pubDate>
<description><![CDATA[Listen to the radio and you will hear endless advertisements for term life insurance. So, what exactly is it? Glad you asked. 
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<item>
<title>Introduction to Whole Life Insurance</title>
<link>http://EzineArticles.com/545740</link>
<guid>http://EzineArticles.com/545740</guid>
<pubDate>Mon, 30 Apr 2007 08:53:18 -0500</pubDate>
<description><![CDATA[The first step in buying life insurance is to understand the different types. In this article, we take a look at whole life insurance.
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<title>Buy Property with Self Directed IRAs</title>
<link>http://EzineArticles.com/545738</link>
<guid>http://EzineArticles.com/545738</guid>
<pubDate>Mon, 30 Apr 2007 08:53:17 -0500</pubDate>
<description><![CDATA[The self directed IRA is popular because of the flexibility it gives you. In fact, many people will buy property with their self directed IRA. 
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<item>
<title>The Role of the Self Directed IRA Custodian</title>
<link>http://EzineArticles.com/545739</link>
<guid>http://EzineArticles.com/545739</guid>
<pubDate>Mon, 30 Apr 2007 08:25:18 -0500</pubDate>
<description><![CDATA[The self directed IRA is a more advance planning tool than the traditional individual retirement account. So, what role does the self directed IRA custodian play?
]]></description>
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<item>
<title>Positive Aspects of Whole Life Insurance</title>
<link>http://EzineArticles.com/545742</link>
<guid>http://EzineArticles.com/545742</guid>
<pubDate>Mon, 30 Apr 2007 08:10:19 -0500</pubDate>
<description><![CDATA[Nearly every form of life insurance has pros and cons. Here, we look at the positive aspects of whole life insurance. 
]]></description>
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<item>
<title>Can You Open A Roth IRA?</title>
<link>http://EzineArticles.com/543873</link>
<guid>http://EzineArticles.com/543873</guid>
<pubDate>Sat, 28 Apr 2007 14:52:28 -0500</pubDate>
<description><![CDATA[The popularity of the Roth IRA is undisputed. Unfortunately, certain people are precluded from using one. 
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<item>
<title>What Can You Contribute to a Roth IRA?</title>
<link>http://EzineArticles.com/543875</link>
<guid>http://EzineArticles.com/543875</guid>
<pubDate>Sat, 28 Apr 2007 14:36:29 -0500</pubDate>
<description><![CDATA[Given the tax-free distributions from Roth IRAs, one is tempted to stuff every penny possible into one. Alas, the IRS isn't particularly keen on such an approach.
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<item>
<title>Introducing the Roth IRA</title>
<link>http://EzineArticles.com/543871</link>
<guid>http://EzineArticles.com/543871</guid>
<pubDate>Sat, 28 Apr 2007 14:31:28 -0500</pubDate>
<description><![CDATA[As the Baby Boomer generation ages, the government has been spurred into creating incentive based retirement vehicles. The Roth IRA is one of the best.
]]></description>
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<item>
<title>Flipping Your IRA Into a Roth</title>
<link>http://EzineArticles.com/543876</link>
<guid>http://EzineArticles.com/543876</guid>
<pubDate>Sat, 28 Apr 2007 14:28:34 -0500</pubDate>
<description><![CDATA[For tax purposes, many people are considering converting their IRA to a Roth. Alas, there are a number of factors you need to take into account before doing this.
]]></description>
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<item>
<title>Flipping Your 401k to a Roth</title>
<link>http://EzineArticles.com/543878</link>
<guid>http://EzineArticles.com/543878</guid>
<pubDate>Sat, 28 Apr 2007 14:12:36 -0500</pubDate>
<description><![CDATA[The tax free distribution aspect of a Roth IRA has many people wanting to convert their current retirement plans to Roths. 
]]></description>
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<item>
<title>Tax Regulations for Roth IRAs</title>
<link>http://EzineArticles.com/543874</link>
<guid>http://EzineArticles.com/543874</guid>
<pubDate>Sat, 28 Apr 2007 14:08:29 -0500</pubDate>
<description><![CDATA[While most people think of the Roth IRA as a retirement account, it is really a tax plan. This, of course, means there are regulations you must comply with.  
]]></description>
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<item>
<title>Emergency Reserve - Planning for a Rainy Day</title>
<link>http://EzineArticles.com/543088</link>
<guid>http://EzineArticles.com/543088</guid>
<pubDate>Fri, 27 Apr 2007 13:45:46 -0500</pubDate>
<description><![CDATA[Life is like a rollercoaster. There can be incredible highs and not so great lows. Well, your financial life is much the same. You can limit the down periods by planning ahead. 
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<title>Go for Tax Advantages When Saving Money</title>
<link>http://EzineArticles.com/543087</link>
<guid>http://EzineArticles.com/543087</guid>
<pubDate>Fri, 27 Apr 2007 13:29:46 -0500</pubDate>
<description><![CDATA[In this modern age, we are renowned for failing to save money. To get your financial house in order, you need to start doing it and doing so in ways where you get tax advantages. 
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<item>
<title>A Quick Guide to HMOs</title>
<link>http://EzineArticles.com/541208</link>
<guid>http://EzineArticles.com/541208</guid>
<pubDate>Thu, 26 Apr 2007 08:59:14 -0500</pubDate>
<description><![CDATA[Of all the group health insurance plans out there, the HMO is the most common and cost effective. Here is a quick guide to HMOs.
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<item>
<title>A Guide to PPO Health Plans</title>
<link>http://EzineArticles.com/541206</link>
<guid>http://EzineArticles.com/541206</guid>
<pubDate>Thu, 26 Apr 2007 08:26:14 -0500</pubDate>
<description><![CDATA[Health insurance comes in many forms and PPOs are a more flexible, but expensive version. Here is a quick guide to PPOs.
]]></description>
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