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<title>C.L. Haehl - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/C.L._Haehl</link>
<pubDate>Tue, 14 Feb 2012 19:22:40 -0600</pubDate>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<item>
<title>Debt Consolidation Services - What Are Your Online Options?</title>
<link>http://EzineArticles.com/576689</link>
<guid>http://EzineArticles.com/576689</guid>
<pubDate>Thu, 24 May 2007 13:56:11 -0500</pubDate>
<description><![CDATA[There is an amazing number of options available online for debt consolidation services.  Here are three online debt consolidation options available to help you make the right choice for your situation.  ]]></description>
</item>
<item>
<title>Debt Help for Homeowners - 3 Things to Know</title>
<link>http://EzineArticles.com/576724</link>
<guid>http://EzineArticles.com/576724</guid>
<pubDate>Thu, 24 May 2007 13:55:29 -0500</pubDate>
<description><![CDATA[If you own a home, you can borrow from the equity to pay off debts and straighten out your finances. However, here are three things every homeowner should know when seeking out debt help.]]></description>
</item>
<item>
<title>Credit Card Debt Consolidation Tips</title>
<link>http://EzineArticles.com/576677</link>
<guid>http://EzineArticles.com/576677</guid>
<pubDate>Thu, 24 May 2007 13:54:06 -0500</pubDate>
<description><![CDATA[If you have a great deal of credit card debt, consolidation may be to your benefit. However, you will want to make sure you make the most of your debt consolidation plan. Here are a few credit card debt consolidation tips that will help.]]></description>
</item>
<item>
<title>Bad Credit Debt Consolidation Tips</title>
<link>http://EzineArticles.com/576710</link>
<guid>http://EzineArticles.com/576710</guid>
<pubDate>Thu, 24 May 2007 13:40:24 -0500</pubDate>
<description><![CDATA[With debt consolidation, you can pay off all of your bills, and get your credit back on track once and for all. Here are a few bad credit debt consolidation tips to help you through the process.]]></description>
</item>
<item>
<title>Debt Solutions for People With Bad Credit - What Are Your Options?</title>
<link>http://EzineArticles.com/576664</link>
<guid>http://EzineArticles.com/576664</guid>
<pubDate>Thu, 24 May 2007 13:16:04 -0500</pubDate>
<description><![CDATA[There are many debt solutions designed specifically for people with bad credit. Here is a discussion of just a few of the options for people dealing with debt and bad credit. 
]]></description>
</item>
<item>
<title>Using an Unsecured Loan to Consolidate Debt</title>
<link>http://EzineArticles.com/576697</link>
<guid>http://EzineArticles.com/576697</guid>
<pubDate>Thu, 24 May 2007 13:12:15 -0500</pubDate>
<description><![CDATA[Using an unsecured loan to consolidate debt has its advantages and disadvantages just like any other type of financing. Before making the move to use an unsecured loan for debt consolidation, here are some facts to consider.]]></description>
</item>
<item>
<title>Debt Relief Services - What to Look for in a Debt Help Company</title>
<link>http://EzineArticles.com/576657</link>
<guid>http://EzineArticles.com/576657</guid>
<pubDate>Thu, 24 May 2007 13:00:58 -0500</pubDate>
<description><![CDATA[When you need debt relief, you need a service that is willing to work for you and with you.  To make sure you choose the right debt relief service, here are four things you will want to look for in a debt help company.]]></description>
</item>
<item>
<title>Refinancing Your Home - Typical Closing Costs</title>
<link>http://EzineArticles.com/576538</link>
<guid>http://EzineArticles.com/576538</guid>
<pubDate>Thu, 24 May 2007 12:38:13 -0500</pubDate>
<description><![CDATA[When refinancing an existing mortgage, homeowners must be prepared to pay new closing costs, just as they did when they initially purchased their property.   Here is an explanation of the typical closing costs involved in refinancing your home. ]]></description>
</item>
<item>
<title>Refinancing Your Home - Pros and Cons to Applying Online</title>
<link>http://EzineArticles.com/576525</link>
<guid>http://EzineArticles.com/576525</guid>
<pubDate>Thu, 24 May 2007 12:36:08 -0500</pubDate>
<description><![CDATA[Refinancing a primary residential mortgage can present the homeowner with several potentially beneficial outcomes.  The internet has made refinancing convenient and easy.  Here are some of the pros and cons to refinancing online. ]]></description>
</item>
<item>
<title>Evaluating Your New Mortgage Quote</title>
<link>http://EzineArticles.com/576534</link>
<guid>http://EzineArticles.com/576534</guid>
<pubDate>Thu, 24 May 2007 12:15:11 -0500</pubDate>
<description><![CDATA[With the plethora of mortgage lenders at an all-time high, and still expanding at an exponential rate, the borrower in search of a quote can easily obtain estimates with little effort.  Here are some tips to help you evaluate your new mortgage quote and determine if it is the right mortgage loan for you.]]></description>
</item>
<item>
<title>Getting a Home Equity Loan When You Have Credit Problems</title>
<link>http://EzineArticles.com/573876</link>
<guid>http://EzineArticles.com/573876</guid>
<pubDate>Wed, 23 May 2007 08:35:39 -0500</pubDate>
<description><![CDATA[If you have credit problems, you can still qualify for a home equity loan.  Here is some information about getting a home equity loan when you have credit problems.  ]]></description>
</item>
<item>
<title>Home Improvement Loans - What Are Your Options</title>
<link>http://EzineArticles.com/573880</link>
<guid>http://EzineArticles.com/573880</guid>
<pubDate>Wed, 23 May 2007 08:25:40 -0500</pubDate>
<description><![CDATA[There are a number of different types of loans available to you for home improvement.  Here is a discussion of some of the loans available for your home improvement needs.  ]]></description>
</item>
<item>
<title>Refinancing When You Have Credit Problems</title>
<link>http://EzineArticles.com/573883</link>
<guid>http://EzineArticles.com/573883</guid>
<pubDate>Wed, 23 May 2007 08:19:41 -0500</pubDate>
<description><![CDATA[Credit problems don't have to prevent you from refinancing your mortgage.  Here are some tips to help you refinance your mortgage with poor credit. ]]></description>
</item>
<item>
<title>Fixed Rate Mortgage Refinance - Pros and Cons</title>
<link>http://EzineArticles.com/573862</link>
<guid>http://EzineArticles.com/573862</guid>
<pubDate>Wed, 23 May 2007 08:16:34 -0500</pubDate>
<description><![CDATA[Fixed rate mortgage refinances have their positives and negatives.  Here is a discussion of the pros and cons of a fixed rate mortgage refinance.  ]]></description>
</item>
<item>
<title>Consolidating Debt Into a Home Equity Loan or Second Mortgage</title>
<link>http://EzineArticles.com/573855</link>
<guid>http://EzineArticles.com/573855</guid>
<pubDate>Wed, 23 May 2007 08:13:30 -0500</pubDate>
<description><![CDATA[A home equity loan is a great way to consolidate debt.  Here is some information on consolidating debt into a home equity loan or a second mortgage.  ]]></description>
</item>
<item>
<title>What Type of Mortgage Is Best For You?</title>
<link>http://EzineArticles.com/573890</link>
<guid>http://EzineArticles.com/573890</guid>
<pubDate>Wed, 23 May 2007 08:07:42 -0500</pubDate>
<description><![CDATA[The best mortgage for you is one that meets your needs.   Here is some information to help you decide which type of mortgage is best for your situation.  ]]></description>
</item>
<item>
<title>The Risks of Getting 100% Financing</title>
<link>http://EzineArticles.com/566386</link>
<guid>http://EzineArticles.com/566386</guid>
<pubDate>Thu, 17 May 2007 12:08:26 -0500</pubDate>
<description><![CDATA[It's great to be able to get your dream home for no money out of your pocket, but there are risks.  Here is a discussion of the risks of 100% mortgage loans.]]></description>
</item>
<item>
<title>What is an Assumable Mortgage?</title>
<link>http://EzineArticles.com/566396</link>
<guid>http://EzineArticles.com/566396</guid>
<pubDate>Thu, 17 May 2007 12:07:29 -0500</pubDate>
<description><![CDATA[In an assumable mortgage, a buyer is able to take over the seller's existing loan, essentially taking the place of the seller.  Here is some information on Assumable Mortgages.]]></description>
</item>
<item>
<title>Choosing a Mortgage Broker - What to Watch Out For</title>
<link>http://EzineArticles.com/566310</link>
<guid>http://EzineArticles.com/566310</guid>
<pubDate>Thu, 17 May 2007 11:58:17 -0500</pubDate>
<description><![CDATA[Finding yourself in need of a mortgage broker can be an unsettling situation.  To help you find a good broker, here are a few things to watch out for.]]></description>
</item>
<item>
<title>The Affect of Your FICO Score on Your Home Loan Approval</title>
<link>http://EzineArticles.com/566363</link>
<guid>http://EzineArticles.com/566363</guid>
<pubDate>Thu, 17 May 2007 11:55:46 -0500</pubDate>
<description><![CDATA[Before obtaining a home loan, you should acquire a copy of your credit reports so that you can see what prospective lenders will see.  To help you understand how your credit score will affect your home approval, here a few general rules to consider.]]></description>
</item>
<item>
<title>Interest Only Mortgages - Pros and Cons</title>
<link>http://EzineArticles.com/566344</link>
<guid>http://EzineArticles.com/566344</guid>
<pubDate>Thu, 17 May 2007 11:41:38 -0500</pubDate>
<description><![CDATA[Recently, many people have been attracted to interest only mortgages.  Here are some pros and cons of this mortgage product.]]></description>
</item>
<item>
<title>3 Tips on How To Compare Mortgage Quotes</title>
<link>http://EzineArticles.com/566295</link>
<guid>http://EzineArticles.com/566295</guid>
<pubDate>Thu, 17 May 2007 11:41:10 -0500</pubDate>
<description><![CDATA[Comparing mortgage quotes can help you find the cheapest home loan.  Here are 3 tips that will help you quickly sort through loan offers. ]]></description>
</item>
<item>
<title>3 Ways To Save Money On Your Home Equity Line of Credit - HELOC</title>
<link>http://EzineArticles.com/566292</link>
<guid>http://EzineArticles.com/566292</guid>
<pubDate>Thu, 17 May 2007 11:36:08 -0500</pubDate>
<description><![CDATA[Here are three tips to help you save money on your home equity line of credit.]]></description>
</item>
<item>
<title>How Does Your Credit History Affect Your Mortgage Approval?</title>
<link>http://EzineArticles.com/566288</link>
<guid>http://EzineArticles.com/566288</guid>
<pubDate>Thu, 17 May 2007 11:22:07 -0500</pubDate>
<description><![CDATA[Your credit history affects every aspect of the mortgage process.  Here is some information on credit history and how it affects your mortgage approval. ]]></description>
</item>
<item>
<title>Before You Refi Your Home - 3 Refinance Tips</title>
<link>http://EzineArticles.com/566305</link>
<guid>http://EzineArticles.com/566305</guid>
<pubDate>Thu, 17 May 2007 11:16:15 -0500</pubDate>
<description><![CDATA[Refinancing your mortgage is a step that should not be taken without careful consideration. Here are three tips to help you choose a refinance that best fits your financial needs.]]></description>
</item>
<item>
<title>No Equity Home Equity Loans - What Are Your Options</title>
<link>http://EzineArticles.com/566279</link>
<guid>http://EzineArticles.com/566279</guid>
<pubDate>Thu, 17 May 2007 11:15:01 -0500</pubDate>
<description><![CDATA[You can get a home equity loan even with no equity in your home.  Here are some of the options available with a no equity home equity loan.]]></description>
</item>
<item>
<title>Choosing a Mortgage Lender - What to Look For</title>
<link>http://EzineArticles.com/566318</link>
<guid>http://EzineArticles.com/566318</guid>
<pubDate>Thu, 17 May 2007 11:11:21 -0500</pubDate>
<description><![CDATA[Choosing the right mortgage lender can be a difficult task for borrowers.   To help you choose the right lender, here are some things to look for.]]></description>
</item>
<item>
<title>Home Equity Loans - What Are Your Options</title>
<link>http://EzineArticles.com/566331</link>
<guid>http://EzineArticles.com/566331</guid>
<pubDate>Thu, 17 May 2007 11:00:28 -0500</pubDate>
<description><![CDATA[Right now, the home equity loan is one of the most attractive mortgage products available.   Here are three main options available to consumers looking to go this route.]]></description>
</item>
<item>
<title>3 Money Saving Tips on a Bad Credit Mortgage Loan</title>
<link>http://EzineArticles.com/564624</link>
<guid>http://EzineArticles.com/564624</guid>
<pubDate>Wed, 16 May 2007 15:57:07 -0500</pubDate>
<description><![CDATA[There are ways to attain a lower rate on a sub prime loan. Here are three tips to help you save money on your bad credit home loan. ]]></description>
</item>
<item>
<title>3 Ways to Negotiate a Better Rate on a Sub Prime Home Loan</title>
<link>http://EzineArticles.com/564627</link>
<guid>http://EzineArticles.com/564627</guid>
<pubDate>Wed, 16 May 2007 15:48:08 -0500</pubDate>
<description><![CDATA[There are ways for a sub prime buyer to effectively negotiate a lower rate on a loan. If looking to attain a reasonable interest rate on your sub prime mortgage, here are three ways to negotiate a better deal. 
]]></description>
</item>
<item>
<title>3 Tips to Get Approved Quickly for a Mortgage Loan for Bad Credit</title>
<link>http://EzineArticles.com/564630</link>
<guid>http://EzineArticles.com/564630</guid>
<pubDate>Wed, 16 May 2007 15:47:10 -0500</pubDate>
<description><![CDATA[When applying for a bad credit mortgage loan,  it is worthwhile to learn about the mortgage process and do everything in your power to make credit improvements.  Here are 3 tips to get approved for a mortgage loan with bad credit.  ]]></description>
</item>
<item>
<title>Is a Lease Purchase Agreement Right For Me?</title>
<link>http://EzineArticles.com/564496</link>
<guid>http://EzineArticles.com/564496</guid>
<pubDate>Wed, 16 May 2007 15:25:00 -0500</pubDate>
<description><![CDATA[In a lease purchase agreement a tenant will sign a contract with a landlord where the tenant will have the exclusive right to purchase the home at a previously agreed-upon price.  Here is some information to help you decide whether a lease purchase agreement is right for you.]]></description>
</item>
<item>
<title>Should I Take Out a HELOC or a Closed-end Second Mortgage to Consolidate My Debt?</title>
<link>http://EzineArticles.com/564535</link>
<guid>http://EzineArticles.com/564535</guid>
<pubDate>Wed, 16 May 2007 14:31:10 -0500</pubDate>
<description><![CDATA[When shopping for a loan to consolidate debt , there are a myriad of options available to a prospective borrower.   Here is a discussion on HELOC's and Second Mortgages to help you decide which option is best for you.]]></description>
</item>
<item>
<title>3 Reasons to Get a HELOC - Fast Home Equity Lines of Credit</title>
<link>http://EzineArticles.com/564564</link>
<guid>http://EzineArticles.com/564564</guid>
<pubDate>Wed, 16 May 2007 14:27:27 -0500</pubDate>
<description><![CDATA[A Home Equity Line of Credit is a great way to access extra cash.  Here are three reasons why you should apply for a HELOC. 
]]></description>
</item>
<item>
<title>3 Things to Consider Before Getting a Mortgage after Bankruptcy</title>
<link>http://EzineArticles.com/564553</link>
<guid>http://EzineArticles.com/564553</guid>
<pubDate>Wed, 16 May 2007 14:13:19 -0500</pubDate>
<description><![CDATA[If looking to rebuild your credit after a bankruptcy, getting a mortgage loan may be a good ideal.   Unfortunately, getting approved for a mortgage after bankruptcy isn't easy;  here are three important things to consider before applying for a home loan after bankruptcy.
]]></description>
</item>
<item>
<title>How to Read Your Credit Report - 4 Things to Know</title>
<link>http://EzineArticles.com/560205</link>
<guid>http://EzineArticles.com/560205</guid>
<pubDate>Fri, 11 May 2007 15:48:34 -0500</pubDate>
<description><![CDATA[Obtaining a copy of your credit report is important, but you will have to know how to read it before it can benefit you. Here are four things to help you decipher the information.]]></description>
</item>
<item>
<title>Multi-Unit Property Financing - 3 Things to Know</title>
<link>http://EzineArticles.com/560227</link>
<guid>http://EzineArticles.com/560227</guid>
<pubDate>Fri, 11 May 2007 15:46:44 -0500</pubDate>
<description><![CDATA[If you are considering buying a multi-unit property, that is a property with full living accommodations for more than one family, there are several things to consider. In order to better understand this type of property purchase, here are three things to know.]]></description>
</item>
<item>
<title>Improving Your Credit Scores - 3 Simple Techniques</title>
<link>http://EzineArticles.com/560209</link>
<guid>http://EzineArticles.com/560209</guid>
<pubDate>Fri, 11 May 2007 15:33:36 -0500</pubDate>
<description><![CDATA[While shopping for a loan, you may discover that your credit score is too low to qualify. Although this will be frustrating, here are a few simple things you can do to improve your credit score quickly. ]]></description>
</item>
<item>
<title>How to Read a Truth-In-Lending Statement</title>
<link>http://EzineArticles.com/560203</link>
<guid>http://EzineArticles.com/560203</guid>
<pubDate>Fri, 11 May 2007 15:31:33 -0500</pubDate>
<description><![CDATA[One of the most important documents you will sign when obtaining a mortgage loan is the Federal Truth-In-Lending disclosure.  Reading this document correctly will help you discern whether or not you are getting the right loan. Here are some tips to help you read and understand a truth-in-lending statement. ]]></description>
</item>
<item>
<title>Title Insurance - 3 Things to Watch Out For</title>
<link>http://EzineArticles.com/560233</link>
<guid>http://EzineArticles.com/560233</guid>
<pubDate>Fri, 11 May 2007 15:30:48 -0500</pubDate>
<description><![CDATA[When financing a home, you will need a title insurance policy.  This is an important, required factor of the mortgage process.  Here are three things to watch out for.]]></description>
</item>
<item>
<title>How to Read a Good Faith Estimate</title>
<link>http://EzineArticles.com/560199</link>
<guid>http://EzineArticles.com/560199</guid>
<pubDate>Fri, 11 May 2007 15:11:33 -0500</pubDate>
<description><![CDATA[When applying for a mortgage loan, you should receive a Good Faith Estimate (GFE) from each lender you apply with.  Here are some tips to help you accurately read the form.]]></description>
</item>
<item>
<title>Mortgage Origination Points - 3 Things to Watch For</title>
<link>http://EzineArticles.com/560222</link>
<guid>http://EzineArticles.com/560222</guid>
<pubDate>Fri, 11 May 2007 15:09:43 -0500</pubDate>
<description><![CDATA[When shopping for a mortgage, you will quickly become acquainted with mortgage origination points.  Here are three things to watch for that should help you understand this charge better.]]></description>
</item>
<item>
<title>Investment Properties - Long Term vs. Short Term</title>
<link>http://EzineArticles.com/560216</link>
<guid>http://EzineArticles.com/560216</guid>
<pubDate>Fri, 11 May 2007 15:09:40 -0500</pubDate>
<description><![CDATA[Depending on whether you are planning on making a long-term or short-term commitment, there are several factors to consider when using real estate as an investment. Here are some things to help you make the decision that fits your direction.]]></description>
</item>
<item>
<title>What If I Don't Like My Lender?</title>
<link>http://EzineArticles.com/560057</link>
<guid>http://EzineArticles.com/560057</guid>
<pubDate>Fri, 11 May 2007 11:53:40 -0500</pubDate>
<description><![CDATA[There are circumstances under which you might decide that it's time to get a new lender. Under these circumstances, here are some ways you can proceed without costing you an arm and a leg to switch.
]]></description>
</item>
<item>
<title>What Exactly is Mortgage Protection Insurance?</title>
<link>http://EzineArticles.com/560035</link>
<guid>http://EzineArticles.com/560035</guid>
<pubDate>Fri, 11 May 2007 11:45:37 -0500</pubDate>
<description><![CDATA[Here is some information on mortgage protection insurance, and why it is necessary.]]></description>
</item>
<item>
<title>What If I Don't Like My Broker?</title>
<link>http://EzineArticles.com/560052</link>
<guid>http://EzineArticles.com/560052</guid>
<pubDate>Fri, 11 May 2007 11:43:39 -0500</pubDate>
<description><![CDATA[Here is some information on using a broker and what to do if the relationship is not working. ]]></description>
</item>
<item>
<title>How Do I Calculate The True Cost of My Loan?</title>
<link>http://EzineArticles.com/559987</link>
<guid>http://EzineArticles.com/559987</guid>
<pubDate>Fri, 11 May 2007 11:34:03 -0500</pubDate>
<description><![CDATA[Here is some information to help you calculate the true cost of your mortgage loan. ]]></description>
</item>
<item>
<title>Should I Buy Mortgage Protection Insurance?</title>
<link>http://EzineArticles.com/560008</link>
<guid>http://EzineArticles.com/560008</guid>
<pubDate>Fri, 11 May 2007 11:12:25 -0500</pubDate>
<description><![CDATA[Here is some information on mortgage protection insurance.]]></description>
</item>
<item>
<title>What Exactly Are Points?</title>
<link>http://EzineArticles.com/560020</link>
<guid>http://EzineArticles.com/560020</guid>
<pubDate>Fri, 11 May 2007 11:04:30 -0500</pubDate>
<description><![CDATA[Here is some information on points and how they affect your mortgage loan. ]]></description>
</item>
<item>
<title>Is It Better to Use a Mortgage Broker?</title>
<link>http://EzineArticles.com/559993</link>
<guid>http://EzineArticles.com/559993</guid>
<pubDate>Fri, 11 May 2007 11:04:06 -0500</pubDate>
<description><![CDATA[Here is some information on the pros and cons of using a mortgage broker. ]]></description>
</item>
<item>
<title>How Can I Tell If My Broker is Really Getting Me a Good Rate?</title>
<link>http://EzineArticles.com/559969</link>
<guid>http://EzineArticles.com/559969</guid>
<pubDate>Fri, 11 May 2007 10:58:58 -0500</pubDate>
<description><![CDATA[A Brokers job is to get you the best possible deal on your mortgage loan.  Here are some ways you can make sure you're getting your money's worth out of your broker.
]]></description>
</item>
<item>
<title>What is a Portable Mortgage?</title>
<link>http://EzineArticles.com/559957</link>
<guid>http://EzineArticles.com/559957</guid>
<pubDate>Fri, 11 May 2007 10:31:53 -0500</pubDate>
<description><![CDATA[Here is some information on portable mortgages- what they are, and how they work.]]></description>
</item>
<item>
<title>3 Ways to Get a Lower Rate on Your Sub Prime Mortgage</title>
<link>http://EzineArticles.com/558564</link>
<guid>http://EzineArticles.com/558564</guid>
<pubDate>Thu, 10 May 2007 16:49:32 -0500</pubDate>
<description><![CDATA[Here are three ways to get a lower rate on your sub prime or high risk mortgage loan.]]></description>
</item>
<item>
<title>3 Things To Know About HELOCs - Home Equity Lines of Credit</title>
<link>http://EzineArticles.com/558556</link>
<guid>http://EzineArticles.com/558556</guid>
<pubDate>Thu, 10 May 2007 15:41:25 -0500</pubDate>
<description><![CDATA[A home equity line of credit or HELOC can be used for a multitude of purposes such as home improvement, reduce credit card debts, and more.   Here are three things to know about Home Equity Lines of Credit. ]]></description>
</item>
<item>
<title>3 Ways to Save Money on Your Bad Credit Mortgage Loan</title>
<link>http://EzineArticles.com/558590</link>
<guid>http://EzineArticles.com/558590</guid>
<pubDate>Thu, 10 May 2007 15:18:03 -0500</pubDate>
<description><![CDATA[Here are three surefire ways to save money on a bad credit home loan. 
]]></description>
</item>
<item>
<title>3 Reasons to Take a 125% and Other Over-Equity Mortgages and Home Equity Loans</title>
<link>http://EzineArticles.com/549369</link>
<guid>http://EzineArticles.com/549369</guid>
<pubDate>Thu, 03 May 2007 09:30:10 -0500</pubDate>
<description><![CDATA[There are many lenders who will offer you an equity loan even if you do not have any equity. In many cases, you can borrow up to 125% of your home's value with a second mortgage. Although risky, here are three times when you might want to consider taking one:]]></description>
</item>
<item>
<title>3 Reasons Not to Take an Over-Equity Mortgage</title>
<link>http://EzineArticles.com/549375</link>
<guid>http://EzineArticles.com/549375</guid>
<pubDate>Wed, 02 May 2007 16:04:29 -0500</pubDate>
<description><![CDATA[In the midst of a mortgage market change, there has arisen a very popular mortgage product: the over-equity mortgage. Many aggressive lenders today will actually allow you to access more than your home's value with a second mortgage, often up to 125% of your value to be precise. Although this sounds like an attractive way to access some needed cash, here are three reasons that might cause you to reconsider:]]></description>
</item>
<item>
<title>Home Purchase Loans - When Should I Have a Down Payment?</title>
<link>http://EzineArticles.com/544409</link>
<guid>http://EzineArticles.com/544409</guid>
<pubDate>Sat, 28 Apr 2007 16:12:59 -0500</pubDate>
<description><![CDATA[If you have 20 percent of the value of the home to put down as a down payment, you can find yourself having a lower interest rate and you won't have to pay private mortgage insurance premiums. Investing the 20 percent of the money in a down payment can be a great way to invest your money in your real estate and secures your money for you for the future.]]></description>
</item>
<item>
<title>When is it a Good Time to Go With a Stated-No Documentation Mortgage Loan?</title>
<link>http://EzineArticles.com/544400</link>
<guid>http://EzineArticles.com/544400</guid>
<pubDate>Sat, 28 Apr 2007 16:01:57 -0500</pubDate>
<description><![CDATA[A stated/no doc loan is a loan in which no or very little documentation is required in order to obtain your mortgage loan. A stated/no doc loan typically has a higher fee or interest rate than a traditional loan. But what you lose in interest rates or fees, you gain in the ease of obtaining the loan.
]]></description>
</item>
<item>
<title>Interest-Only Mortgages- Three Times When They Are A Good Idea</title>
<link>http://EzineArticles.com/540927</link>
<guid>http://EzineArticles.com/540927</guid>
<pubDate>Thu, 26 Apr 2007 08:56:17 -0500</pubDate>
<description><![CDATA[When are interest only mortgages a good idea?  Here are some points to keep in mind.]]></description>
</item>
<item>
<title>3 Mortgage Financing Options For Bad Credit Borrowers</title>
<link>http://EzineArticles.com/540952</link>
<guid>http://EzineArticles.com/540952</guid>
<pubDate>Thu, 26 Apr 2007 08:42:28 -0500</pubDate>
<description><![CDATA[Here are some options that bad credit borrowers have when seeking a new mortgage loan.]]></description>
</item>
<item>
<title>Option ARM Mortgages- 4 Things To Watch For</title>
<link>http://EzineArticles.com/540965</link>
<guid>http://EzineArticles.com/540965</guid>
<pubDate>Thu, 26 Apr 2007 08:36:43 -0500</pubDate>
<description><![CDATA[Here are 4 things to watch out for before considering an option ARM mortgage loan.]]></description>
</item>
<item>
<title>Rural Housing Services Loans- Three Things To Know</title>
<link>http://EzineArticles.com/540945</link>
<guid>http://EzineArticles.com/540945</guid>
<pubDate>Thu, 26 Apr 2007 08:24:26 -0500</pubDate>
<description><![CDATA[Here are 3 things to know about rural housing services.]]></description>
</item>
<item>
<title>Getting Your Mortgage Loan Online - What To Watch Out For</title>
<link>http://EzineArticles.com/540889</link>
<guid>http://EzineArticles.com/540889</guid>
<pubDate>Thu, 26 Apr 2007 08:17:02 -0500</pubDate>
<description><![CDATA[Here are a few things to keep in mind when seeking a new mortgage loan online.]]></description>
</item>
<item>
<title>3 Things To Know About VA Mortgage Loans</title>
<link>http://EzineArticles.com/540960</link>
<guid>http://EzineArticles.com/540960</guid>
<pubDate>Thu, 26 Apr 2007 08:13:40 -0500</pubDate>
<description><![CDATA[Here are some tips on getting a VA Mortgage Loan]]></description>
</item>
<item>
<title>Residential Home Appraisals- Three Things To Know</title>
<link>http://EzineArticles.com/540930</link>
<guid>http://EzineArticles.com/540930</guid>
<pubDate>Thu, 26 Apr 2007 08:03:19 -0500</pubDate>
<description><![CDATA[Here are 3 things to know about residential home appraisals.]]></description>
</item>
<item>
<title>3 Things to Know About FHA Mortgage Loans</title>
<link>http://EzineArticles.com/540876</link>
<guid>http://EzineArticles.com/540876</guid>
<pubDate>Thu, 26 Apr 2007 07:55:52 -0500</pubDate>
<description><![CDATA[Here are 3 things you should know about FHA mortgage loans and how they work.]]></description>
</item>
<item>
<title>Down Payment Assistance Programs - Things to Know</title>
<link>http://EzineArticles.com/540867</link>
<guid>http://EzineArticles.com/540867</guid>
<pubDate>Thu, 26 Apr 2007 07:22:49 -0500</pubDate>
<description><![CDATA[Here are some ways to use a down payment assistance program to get a new mortgage loan.]]></description>
</item>
<item>
<title>4 Things To Understand About Your Home's Value</title>
<link>http://EzineArticles.com/540883</link>
<guid>http://EzineArticles.com/540883</guid>
<pubDate>Thu, 26 Apr 2007 07:07:56 -0500</pubDate>
<description><![CDATA[Here are some of the factors that will factor into your home's value.]]></description>
</item>
<item>
<title>Choosing a Home Mortgage Lender - Tips For Success</title>
<link>http://EzineArticles.com/540861</link>
<guid>http://EzineArticles.com/540861</guid>
<pubDate>Thu, 26 Apr 2007 06:16:49 -0500</pubDate>
<description><![CDATA[Here are some tips to help you evaluate your prospective mortgage lenders.]]></description>
</item>
<item>
<title>Subprime Prepayment Penalties</title>
<link>http://EzineArticles.com/535203</link>
<guid>http://EzineArticles.com/535203</guid>
<pubDate>Sat, 21 Apr 2007 12:02:26 -0500</pubDate>
<description><![CDATA[A prepayment penalty is a fee charged by a lender if you refinance or otherwise pay off your mortgage by selling your home.   Here is some information about subprime prepayment penalties and how you can avoid them. ]]></description>
</item>
<item>
<title>Mortgages - Your Down Payment And How It Affects Everything Else</title>
<link>http://EzineArticles.com/534056</link>
<guid>http://EzineArticles.com/534056</guid>
<pubDate>Fri, 20 Apr 2007 13:23:24 -0500</pubDate>
<description><![CDATA[Here is some information on how a down payment affects your mortgage loan.]]></description>
</item>
<item>
<title>Mortgages - How Much House Can You Afford?</title>
<link>http://EzineArticles.com/534052</link>
<guid>http://EzineArticles.com/534052</guid>
<pubDate>Fri, 20 Apr 2007 13:12:17 -0500</pubDate>
<description><![CDATA[Here is some information on how to determine how much house you can afford. ]]></description>
</item>
<item>
<title>Pros and Cons of Home Equity Lines of Credit - HELOC</title>
<link>http://EzineArticles.com/534009</link>
<guid>http://EzineArticles.com/534009</guid>
<pubDate>Fri, 20 Apr 2007 12:44:53 -0500</pubDate>
<description><![CDATA[Here is a list of some of the pros and cons of a HELOC.]]></description>
</item>
<item>
<title>Refinance With a Low Credit Score - Tips To Get An Approval</title>
<link>http://EzineArticles.com/534017</link>
<guid>http://EzineArticles.com/534017</guid>
<pubDate>Fri, 20 Apr 2007 12:05:56 -0500</pubDate>
<description><![CDATA[Here are some tips on getting approved for a mortgage refinance with a low credit score. ]]></description>
</item>
<item>
<title>Mortgages - How To Document Your Assets</title>
<link>http://EzineArticles.com/534063</link>
<guid>http://EzineArticles.com/534063</guid>
<pubDate>Fri, 20 Apr 2007 10:56:43 -0500</pubDate>
<description><![CDATA[Here is some information on how to document your assets when applying for a mortgage loan. ]]></description>
</item>
<item>
<title>Things To Know About Sub-Prime Interest Only Mortgages</title>
<link>http://EzineArticles.com/534081</link>
<guid>http://EzineArticles.com/534081</guid>
<pubDate>Fri, 20 Apr 2007 10:53:54 -0500</pubDate>
<description><![CDATA[Here are some things to know about sub-prime interest only mortgage.]]></description>
</item>
<item>
<title>Refinancing Your Home With Damaged Credit</title>
<link>http://EzineArticles.com/534087</link>
<guid>http://EzineArticles.com/534087</guid>
<pubDate>Fri, 20 Apr 2007 10:15:56 -0500</pubDate>
<description><![CDATA[Here is some information about refinancing your home with damaged credit. ]]></description>
</item>
<item>
<title>Mortgages - Three Things To Look For In A Mortgage Quote</title>
<link>http://EzineArticles.com/534075</link>
<guid>http://EzineArticles.com/534075</guid>
<pubDate>Fri, 20 Apr 2007 10:13:53 -0500</pubDate>
<description><![CDATA[It is a great idea to get three or more mortgage quotes when applying for a loan.  Here is some information on how to compare your quotes and make an educated decision on which one to choose. ]]></description>
</item>
<item>
<title>Should You Apply Online For a Home Mortgage Loan?</title>
<link>http://EzineArticles.com/531203</link>
<guid>http://EzineArticles.com/531203</guid>
<pubDate>Wed, 18 Apr 2007 10:44:15 -0500</pubDate>
<description><![CDATA[Here is a discussion of the benefits of applying for a home mortgage loan online. ]]></description>
</item>
<item>
<title>Low Credit Score Home Mortgage Refinance</title>
<link>http://EzineArticles.com/531195</link>
<guid>http://EzineArticles.com/531195</guid>
<pubDate>Wed, 18 Apr 2007 10:33:13 -0500</pubDate>
<description><![CDATA[Here is some information on getting a home mortgage refinance with a low credit score. ]]></description>
</item>
<item>
<title>How To Compare Home Equity Loan Options</title>
<link>http://EzineArticles.com/531180</link>
<guid>http://EzineArticles.com/531180</guid>
<pubDate>Wed, 18 Apr 2007 09:32:58 -0500</pubDate>
<description><![CDATA[There are numerous types of home equity loan options available to borrowers today.  Here is a discussion of three of the most common to help you decide which one is right for you.  ]]></description>
</item>
<item>
<title>Types of ARM Loans</title>
<link>http://EzineArticles.com/529578</link>
<guid>http://EzineArticles.com/529578</guid>
<pubDate>Tue, 17 Apr 2007 10:55:39 -0500</pubDate>
<description><![CDATA[Here is a discussion of the different kinds of Adjustable Rate Mortgage Loans. ]]></description>
</item>
<item>
<title>Home Refinance and Your Credit Rating</title>
<link>http://EzineArticles.com/529540</link>
<guid>http://EzineArticles.com/529540</guid>
<pubDate>Tue, 17 Apr 2007 10:33:18 -0500</pubDate>
<description><![CDATA[Here is some information about refinancing with poor credit. ]]></description>
</item>
<item>
<title>Pros and Cons of 100% Home Mortgage Financing</title>
<link>http://EzineArticles.com/529557</link>
<guid>http://EzineArticles.com/529557</guid>
<pubDate>Tue, 17 Apr 2007 10:32:27 -0500</pubDate>
<description><![CDATA[Here is a discussion of the PROS and CONS of 100% mortgage financing.]]></description>
</item>
<item>
<title>Pros and Cons of Cash Out Refinance Loans</title>
<link>http://EzineArticles.com/529564</link>
<guid>http://EzineArticles.com/529564</guid>
<pubDate>Tue, 17 Apr 2007 10:26:34 -0500</pubDate>
<description><![CDATA[In order to help you discern whether or not cash out refinancing is the right choice for you, here is a list of the pros and cons.]]></description>
</item>
<item>
<title>Home Mortgage Lenders - 5 Things To Look For</title>
<link>http://EzineArticles.com/529512</link>
<guid>http://EzineArticles.com/529512</guid>
<pubDate>Tue, 17 Apr 2007 08:39:32 -0500</pubDate>
<description><![CDATA[Here are five tips on what to look for when shopping for a lender.]]></description>
</item>
<item>
<title>Home Equity Lines of Credit - HELOCs - How They Work</title>
<link>http://EzineArticles.com/529498</link>
<guid>http://EzineArticles.com/529498</guid>
<pubDate>Tue, 17 Apr 2007 08:35:24 -0500</pubDate>
<description><![CDATA[Here is a description of HELOCs and how they work.]]></description>
</item>
<item>
<title>Home Mortgage Loans For First Time Buyers - 5 Rules For Success</title>
<link>http://EzineArticles.com/529527</link>
<guid>http://EzineArticles.com/529527</guid>
<pubDate>Tue, 17 Apr 2007 08:32:57 -0500</pubDate>
<description><![CDATA[Purchasing your first home can be overwhelming.  Here are five rules, that when followed will lead you to a successful, hassel free purchase of your dream home.
]]></description>
</item>
<item>
<title>Getting a Home Equity Loan With Low Credit Scores</title>
<link>http://EzineArticles.com/529481</link>
<guid>http://EzineArticles.com/529481</guid>
<pubDate>Tue, 17 Apr 2007 08:29:13 -0500</pubDate>
<description><![CDATA[Here are some tips on getting a home equity loan with a low credit score. ]]></description>
</item>
<item>
<title>5 Ways to Qualify For a Lower Interest Rate On Your Mortgage Refinance</title>
<link>http://EzineArticles.com/526532</link>
<guid>http://EzineArticles.com/526532</guid>
<pubDate>Sat, 14 Apr 2007 10:05:01 -0500</pubDate>
<description><![CDATA[If you are in the process of refinancing your mortgage, then here are 5 tips on how to qualify for a lower interest rate.
]]></description>
</item>
<item>
<title>5 Ways To Qualify For a Lower Interest Rate On Your Home Equity Loan</title>
<link>http://EzineArticles.com/526525</link>
<guid>http://EzineArticles.com/526525</guid>
<pubDate>Sat, 14 Apr 2007 09:50:35 -0500</pubDate>
<description><![CDATA[If you have a home equity loan and are concerned with the rising interest rates, here are several steps you can take in order to lower the interest rate. ]]></description>
</item>
<item>
<title>PROS and CONS of Using a HELOC As a Debt Consolidation Loan</title>
<link>http://EzineArticles.com/526557</link>
<guid>http://EzineArticles.com/526557</guid>
<pubDate>Sat, 14 Apr 2007 08:38:23 -0500</pubDate>
<description><![CDATA[Here are some of the pros and cons of using a HELOC as a debt consolidation loan. ]]></description>
</item>
<item>
<title>Low Credit Score Home Loans</title>
<link>http://EzineArticles.com/526553</link>
<guid>http://EzineArticles.com/526553</guid>
<pubDate>Sat, 14 Apr 2007 08:08:19 -0500</pubDate>
<description><![CDATA[Here are some tips to getting approved for a home loan with a low credit score. ]]></description>
</item>
<item>
<title>5 Tips On Refinancing Your Home For Home Improvements</title>
<link>http://EzineArticles.com/523336</link>
<guid>http://EzineArticles.com/523336</guid>
<pubDate>Thu, 12 Apr 2007 05:23:13 -0500</pubDate>
<description><![CDATA[Refinancing your mortgage loan is a great way to pay for home improvements.  Here are five tips on what you should know when you go to refinance your home for home improvement projects.]]></description>
</item>
<item>
<title>5 Tips On Getting Approved and Using a HELOC</title>
<link>http://EzineArticles.com/523319</link>
<guid>http://EzineArticles.com/523319</guid>
<pubDate>Thu, 12 Apr 2007 05:15:06 -0500</pubDate>
<description><![CDATA[A home equity line of credit is a great way to access low interest cash.  Here are five tips on getting approved for a HELOC. ]]></description>
</item>
<item>
<title>Home Loans For People With Low Credit Scores - Actions to Take</title>
<link>http://EzineArticles.com/523378</link>
<guid>http://EzineArticles.com/523378</guid>
<pubDate>Wed, 11 Apr 2007 21:21:37 -0500</pubDate>
<description><![CDATA[Here are some actions you can take to help you get approved for a home loan with poor credit. ]]></description>
</item>
<item>
<title>Fixed Verses Interest Only Loans</title>
<link>http://EzineArticles.com/523370</link>
<guid>http://EzineArticles.com/523370</guid>
<pubDate>Wed, 11 Apr 2007 21:01:34 -0500</pubDate>
<description><![CDATA[Before choosing a mortgage loan, it is important to seriously consider the advantages and disadvantages of a fixed rate verses an interest only loan.  Here is a discussion on the pros and cons of each.  
]]></description>
</item>
<item>
<title>Refinancing vs. Home Equity Loans</title>
<link>http://EzineArticles.com/522057</link>
<guid>http://EzineArticles.com/522057</guid>
<pubDate>Wed, 11 Apr 2007 12:20:12 -0500</pubDate>
<description><![CDATA[You can tap into your equity with either a mortgage refinance or a home equity loan. 
Here is some information on both refinancing and home equity loans to help you make the best decision for your financial situation. ]]></description>
</item>
<item>
<title>5 Home Equity Loan Tips</title>
<link>http://EzineArticles.com/521990</link>
<guid>http://EzineArticles.com/521990</guid>
<pubDate>Wed, 11 Apr 2007 11:35:36 -0500</pubDate>
<description><![CDATA[Your home's equity often provides you with many alternatives to improving your financial situation. To help you choose the right lender and loan, here are five useful tips.]]></description>
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