<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/">
<channel>
<title>Connie Barker - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Connie_Barker</link>
<pubDate>Wed, 15 Feb 2012 10:57:27 -0600</pubDate>
<image><title>Connie Barker - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Connie_Barker</link>
<url>http://EzineArticles.com/images/ea_logo.jpg</url>
</image>
<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Tue, 19 Aug 2008 15:41:14 -0500</lastBuildDate>
<atom:link rel="hub" href="https://pubsubhubbub.appspot.com" />
<item>
<title>Option ARM Refinancing Loans</title>
<link>http://EzineArticles.com/1423481</link>
<guid>http://EzineArticles.com/1423481</guid>
<pubDate>Tue, 19 Aug 2008 15:41:14 -0500</pubDate>
<description><![CDATA[An option ARM refinance loan is possibly the most flexible type of loan on the market.  With the option ARM refinance loan, you have four different options to control your loan payments each month.]]></description>
</item>
<item>
<title>Savvy Ways to Use Refinancing Loans</title>
<link>http://EzineArticles.com/1423497</link>
<guid>http://EzineArticles.com/1423497</guid>
<pubDate>Tue, 19 Aug 2008 15:41:05 -0500</pubDate>
<description><![CDATA[If you are a homeowner and looking for a loan product that not only allows you to pay off your home, you might be pleasantly surprised at the many products available under the umbrella of refinancing loans. Refinancing loans in their traditional forms are second loans that allow you to pay off an older loan, using the same property as collateral. Besides this traditional type of loan, there are many others that not only give the homeowner the ability to pay off property, but give alternative ways to pay off these loans that can be extremely beneficial to homeowners - ...]]></description>
</item>
<item>
<title>Interest Only Vs Traditional Refinancing Loans</title>
<link>http://EzineArticles.com/1423527</link>
<guid>http://EzineArticles.com/1423527</guid>
<pubDate>Tue, 19 Aug 2008 15:40:07 -0500</pubDate>
<description><![CDATA[If you are thinking about refinancing your home, two types of refinancing loans you should look into are Interest Only and Traditional Refinancing Loans. Here are some tips.    ]]></description>
</item>
<item>
<title>Cash Out Refinancing Loans Vs Home Equity Loans</title>
<link>http://EzineArticles.com/1423511</link>
<guid>http://EzineArticles.com/1423511</guid>
<pubDate>Tue, 19 Aug 2008 15:39:14 -0500</pubDate>
<description><![CDATA[One of the products that some homeowners find confusing is the Cash Out Refinancing Loan.  Many people use Cash Out and Home Equity Loan interchangeably; however they are different loan products with some similarities.]]></description>
</item>
<item>
<title>3 Ways To Get Help When in Debt</title>
<link>http://EzineArticles.com/1160829</link>
<guid>http://EzineArticles.com/1160829</guid>
<pubDate>Fri, 09 May 2008 11:40:23 -0500</pubDate>
<description><![CDATA[Having financial difficulties can be extremely stressful, especially if you have a family.  If you are experiencing debt, you should remain positive, because there are plenty of resources available to help you climb out of the hole and once again become financially solvent. ]]></description>
</item>
<item>
<title>Determine Your Debt By Creating A Simple Budget</title>
<link>http://EzineArticles.com/1072395</link>
<guid>http://EzineArticles.com/1072395</guid>
<pubDate>Fri, 28 Mar 2008 15:16:45 -0500</pubDate>
<description><![CDATA[Debt is very stressful to many people.  In fact, millions lose sleep, have difficult relationships with their spouses and are unable to buy the things they need because of debt.  If you have found yourself deep in debt, don't despair, one tool to use to determine the amount of debt you are in and how to lower it is the budget.]]></description>
</item>
<item>
<title>Is Refinancing Right For You?</title>
<link>http://EzineArticles.com/1072364</link>
<guid>http://EzineArticles.com/1072364</guid>
<pubDate>Fri, 28 Mar 2008 15:16:20 -0500</pubDate>
<description><![CDATA[Refinancing your home is when you take out a new mortgage with new interest rates and conditions.  For many homeowners refinancing also includes a cash payment which is built into the loan.  This amount of money is usually used by the homeowner for big purchases such as new cars, college, investments, home improvements, etc.]]></description>
</item>
<item>
<title>Be Aware Of Phishing Scams</title>
<link>http://EzineArticles.com/1072320</link>
<guid>http://EzineArticles.com/1072320</guid>
<pubDate>Fri, 28 Mar 2008 15:15:18 -0500</pubDate>
<description><![CDATA[If you surf the web, purchase products over the web or use the many financial services offered by your credit card company, bank and even Paypal and Ebay, then you should be aware of Phishing scams and how they can affect you personally.    Phishing scams are when hackers or criminals masquerade as a legitimate entities in order to steal sensitive information such as credit card numbers, social security numbers, etc to commit fraud.  Phishing scams are numerous on the web and can affect almost anyone.]]></description>
</item>
<item>
<title>Clip Coupons to Save Hundreds Each Year</title>
<link>http://EzineArticles.com/968921</link>
<guid>http://EzineArticles.com/968921</guid>
<pubDate>Thu, 07 Feb 2008 08:43:58 -0600</pubDate>
<description><![CDATA[One of the best ways to save lots of money all year round is to clip coupons.  Coupons are one of the most popular ways manufacturers and retailers promote their items.  No matter where you shop (grocery store, department store, online) clipping coupons can save you hundreds if not thousands of dollars per year.]]></description>
</item>
<item>
<title>Travel Insurance Can be a Great Investment</title>
<link>http://EzineArticles.com/968886</link>
<guid>http://EzineArticles.com/968886</guid>
<pubDate>Thu, 07 Feb 2008 08:43:10 -0600</pubDate>
<description><![CDATA[Thinking about taking a once in a lifetime vacation or going overseas, one item you should never leave home without when it comes to traveling is travel insurance.  It has been around for decades, however it has become extremely popular as more and more people choose exotic or luxury vacation spots around the world.  Here are some basics on how travel insurance can make a great investment.]]></description>
</item>
<item>
<title>Three Tips to Save Money at the Pump</title>
<link>http://EzineArticles.com/968902</link>
<guid>http://EzineArticles.com/968902</guid>
<pubDate>Wed, 06 Feb 2008 16:18:11 -0600</pubDate>
<description><![CDATA[With gas prices going through the roof, many drivers are looking for a way to save at the pump.  Whether you drive a small car or a huge SUV, there are definite strategies that can easily save you 5%, 10% or more on fuel costs each and every time you fill up.  Here are some tips.]]></description>
</item>
<item>
<title>The Difference Between Home Equity Loans and Home Equity Line of Credit</title>
<link>http://EzineArticles.com/934139</link>
<guid>http://EzineArticles.com/934139</guid>
<pubDate>Sat, 19 Jan 2008 15:51:27 -0600</pubDate>
<description><![CDATA[The main difference between a home equity loan and a home equity line of credit is that home equity loans are a one time loan for large sum of money.  A home equity line of credit is an open account similar to a credit card where you can borrow money at various installments. ]]></description>
</item>
<item>
<title>Applying for a Home Equity Loan</title>
<link>http://EzineArticles.com/934124</link>
<guid>http://EzineArticles.com/934124</guid>
<pubDate>Sat, 19 Jan 2008 13:01:50 -0600</pubDate>
<description><![CDATA[If you are a homeowner, one of the ways that you can borrow larger sums of money at extremely attractive interest rates is by applying for a home equity loan or home equity line of credit.  Taking out either a home equity loan or line of credit is not something that you should do without careful planning and consideration.  ]]></description>
</item>
<item>
<title>What Makes Home Equity Loans So Attractive?</title>
<link>http://EzineArticles.com/934110</link>
<guid>http://EzineArticles.com/934110</guid>
<pubDate>Sat, 19 Jan 2008 13:01:12 -0600</pubDate>
<description><![CDATA[There are two terms that you should be familiar with when looking into taking out a home equity loan, they are equity and collateral.  Equity is the amount of the money that your home is currently worth (appraised value), less any debt (mortgage).   ]]></description>
</item>
<item>
<title>What Do Lenders Look at When You Apply for a Loan?</title>
<link>http://EzineArticles.com/934132</link>
<guid>http://EzineArticles.com/934132</guid>
<pubDate>Fri, 18 Jan 2008 11:44:44 -0600</pubDate>
<description><![CDATA[If you are interested in applying for a home equity loan, you should first educate yourself on what exactly are the requirements to take out a loan.  For many people a home equity loan is a savvy way to save lots of money on interest loans and afford big ticket items that would take years to save for.]]></description>
</item>
<item>
<title>Figuring Out the Cost of a Home Equity Loan</title>
<link>http://EzineArticles.com/934052</link>
<guid>http://EzineArticles.com/934052</guid>
<pubDate>Fri, 18 Jan 2008 11:43:03 -0600</pubDate>
<description><![CDATA[Home equity loans are a great resource for many homeowners that would like to borrow a large sum of money for important projects or investments such as an addition to the home, a new kitchen, college education for their children or to go on the vacation of a lifetime. While home equity loans are advertised frequently and usually look extremely attractive as a way to borrow money, before you decide to sign on the dotted line, make sure you know just how much it costs to borrow using a this or home equity line of credit.  Here are some things you should consider:]]></description>
</item>
<item>
<title>Think Before you Apply for a Credit Card</title>
<link>http://EzineArticles.com/900609</link>
<guid>http://EzineArticles.com/900609</guid>
<pubDate>Mon, 31 Dec 2007 15:56:44 -0600</pubDate>
<description><![CDATA[It seems that almost every bank and credit card company are in stiff competition to see who can offer credit to the most people as possible.  However, before you apply for your next credit card it is important to take several things into consideration. ]]></description>
</item>
<item>
<title>Cut Back on Expenses</title>
<link>http://EzineArticles.com/900627</link>
<guid>http://EzineArticles.com/900627</guid>
<pubDate>Mon, 31 Dec 2007 09:53:14 -0600</pubDate>
<description><![CDATA[Many people and families live way beyond their means saving little or nothing and spending large amounts of money that total more than our income- usually subsidized with credit cards.  Whether you are currently in debt or flirting with debt now is the time to consider cutting back on expenses. ]]></description>
</item>
<item>
<title>How to Shop Smart on the Internet</title>
<link>http://EzineArticles.com/876111</link>
<guid>http://EzineArticles.com/876111</guid>
<pubDate>Wed, 12 Dec 2007 16:00:24 -0600</pubDate>
<description><![CDATA[Within a span of 15 years, the internet has grown into the largest mall the world has ever seen.  With millions of merchants and items for sale, it can be difficult and time consuming to find the best deals from the most reputable dealers.  ]]></description>
</item>
<item>
<title>Five Steps to Becoming Debt Free</title>
<link>http://EzineArticles.com/876073</link>
<guid>http://EzineArticles.com/876073</guid>
<pubDate>Wed, 12 Dec 2007 15:59:14 -0600</pubDate>
<description><![CDATA[ In order to determine how deep in debt you are, you should first create a budget that compares the amount of expenses you have each month to the amount of revenue (income) you bring in.  Debt can be the cause of lots of anxiety and stress for individuals and families.  If you are experiencing debt or realize that you have borrowed more against your home or credit cards than you would like, here are five tips on becoming debt free.]]></description>
</item>
<item>
<title>Creating a Budget for Christmas Gifts</title>
<link>http://EzineArticles.com/851663</link>
<guid>http://EzineArticles.com/851663</guid>
<pubDate>Tue, 27 Nov 2007 13:39:48 -0600</pubDate>
<description><![CDATA[The most important thing you should remember is that you shouldn't have to go into debt to please the ones that you love.  If you can't afford a specific gift, then choose an item that is more affordable.  Your friends and love ones would rather see you financial healthy than in debt due to gifts.]]></description>
</item>
<item>
<title>2 Ways to Protect Your Credit Rating</title>
<link>http://EzineArticles.com/831284</link>
<guid>http://EzineArticles.com/831284</guid>
<pubDate>Wed, 14 Nov 2007 14:35:29 -0600</pubDate>
<description><![CDATA[One of the most important things that you can do to ensure that your credit rating is in good standing is to protect your credit.  Your credit rating can be a beneficial tool in helping you loan money in the form of car loans, credit cards and mortgages, however it can also cause a person hardships if their rating is low.]]></description>
</item>
<item>
<title>2 Smart &amp; Easy Ways to Save</title>
<link>http://EzineArticles.com/831293</link>
<guid>http://EzineArticles.com/831293</guid>
<pubDate>Wed, 14 Nov 2007 14:15:30 -0600</pubDate>
<description><![CDATA[Saving is one of the most beneficial things you can do to plan for the future.  For those that save money on a regular basis, you can find that it is much easier than you think to save for college, buy a home or a large purchase such as a dream vacation.]]></description>
</item>
<item>
<title>Advantages of Using a Credit Union</title>
<link>http://EzineArticles.com/826954</link>
<guid>http://EzineArticles.com/826954</guid>
<pubDate>Mon, 12 Nov 2007 14:47:11 -0600</pubDate>
<description><![CDATA[If you belong to a labor union or are affiliated with a large employer, organization or residential community you might be interested in joining a credit union.  A credit union is a not for profit cooperative financial institution.]]></description>
</item>
<item>
<title>What is a Bank Levy?</title>
<link>http://EzineArticles.com/826956</link>
<guid>http://EzineArticles.com/826956</guid>
<pubDate>Mon, 12 Nov 2007 13:21:43 -0600</pubDate>
<description><![CDATA[A bank levy is when your bank account is frozen and all or part of the monies in your bank account is seized.  Bank levy's can happen for many reasons, however the two most common are due to unpaid taxes and unpaid debt.]]></description>
</item>
<item>
<title>What is a Judgment?</title>
<link>http://EzineArticles.com/826964</link>
<guid>http://EzineArticles.com/826964</guid>
<pubDate>Mon, 12 Nov 2007 13:05:44 -0600</pubDate>
<description><![CDATA[If you are having difficulties paying a debt and have either stopped paying a debt or substantially reduced the amount that you pay on a debt, a creditor might file with the court a judgment. A judgment is a court ordered lien, meaning that a creditor has proof that money is owed and the court is asked to help the creditor receive the money owed.]]></description>
</item>
<item>
<title>3 Ways to Save Hundreds of Dollars Each Year</title>
<link>http://EzineArticles.com/802671</link>
<guid>http://EzineArticles.com/802671</guid>
<pubDate>Fri, 26 Oct 2007 15:59:55 -0500</pubDate>
<description><![CDATA[Many people are forced to spend all their money and have little or no savings to show for their hard work.  While it is no doubt hard to save, anyone can save with just the tiniest amount of discipline...]]></description>
</item>
<item>
<title>How to Limit the Effects of Inflation on Your Savings</title>
<link>http://EzineArticles.com/802667</link>
<guid>http://EzineArticles.com/802667</guid>
<pubDate>Fri, 26 Oct 2007 15:35:51 -0500</pubDate>
<description><![CDATA[You have probably heard the proverb, there are only two certainties in life, death and taxes.  While this is true, another certainty that should be added is inflation.]]></description>
</item>
<item>
<title>When to Use a Debit or Credit Card</title>
<link>http://EzineArticles.com/783824</link>
<guid>http://EzineArticles.com/783824</guid>
<pubDate>Tue, 16 Oct 2007 15:58:18 -0500</pubDate>
<description><![CDATA[Two important financial tools that millions of consumers use each day are Credit cards and Debit cards.  While they both are strikingly similar in appearance and work in similar ways, they are very different financial products.]]></description>
</item>
<item>
<title>How to Save for Retirement</title>
<link>http://EzineArticles.com/783821</link>
<guid>http://EzineArticles.com/783821</guid>
<pubDate>Tue, 16 Oct 2007 15:30:18 -0500</pubDate>
<description><![CDATA[The earlier you start saving for retirement the more money you will ultimately save.  This is true not only because you will be saving more money over time, but because of the power of compound interest. ]]></description>
</item>
<item>
<title>How to Get Your First Car Loan</title>
<link>http://EzineArticles.com/751056</link>
<guid>http://EzineArticles.com/751056</guid>
<pubDate>Thu, 27 Sep 2007 11:43:31 -0500</pubDate>
<description><![CDATA[One of the most important and most fond purchases is your first car, unfortunately for many people that would like to buy their first new car, they have little or no credit history.]]></description>
</item>
<item>
<title>3 Credit Tips that Will Save You Hundreds Each Year</title>
<link>http://EzineArticles.com/751042</link>
<guid>http://EzineArticles.com/751042</guid>
<pubDate>Thu, 27 Sep 2007 11:32:23 -0500</pubDate>
<description><![CDATA[While extremely convenient, credit cards can be a very costly consumer product.  Each year many big spending credit card consumers can throw hundreds or even thousands of dollars out the window using credit cards.  ]]></description>
</item>
<item>
<title>Establish Good Credit</title>
<link>http://EzineArticles.com/726477</link>
<guid>http://EzineArticles.com/726477</guid>
<pubDate>Wed, 12 Sep 2007 15:33:43 -0500</pubDate>
<description><![CDATA[Having good credit is extremely important and can give you the ability to receive approval for a low interest mortgage, car loan and credit cards.  We live in a society that is ruled by credit and credit scores.]]></description>
</item>
<item>
<title>Credit Card Alternatives</title>
<link>http://EzineArticles.com/726488</link>
<guid>http://EzineArticles.com/726488</guid>
<pubDate>Wed, 12 Sep 2007 15:01:45 -0500</pubDate>
<description><![CDATA[Credit cards are extremely convenient, but extremely costly.  For those that would like the convenience of a credit card without the high costs involved there are many alternatives.]]></description>
</item>
<item>
<title>Money Management 101</title>
<link>http://EzineArticles.com/684282</link>
<guid>http://EzineArticles.com/684282</guid>
<pubDate>Wed, 15 Aug 2007 10:26:51 -0500</pubDate>
<description><![CDATA[Money management can help educate you on the inner workings of money, help you avoid the many financial pitfalls that exist and show you how to make money work hard for you. ]]></description>
</item>
<item>
<title>Teach Your Kids to Invest</title>
<link>http://EzineArticles.com/650842</link>
<guid>http://EzineArticles.com/650842</guid>
<pubDate>Thu, 19 Jul 2007 14:48:55 -0500</pubDate>
<description><![CDATA[Teaching your children early on the benefits of investing, how to invest and the importance of personal finance can have a huge impact on their lives and careers.]]></description>
</item>
<item>
<title>High Risk, Moderate Risk and Low Risk Investments</title>
<link>http://EzineArticles.com/650830</link>
<guid>http://EzineArticles.com/650830</guid>
<pubDate>Thu, 19 Jul 2007 14:47:49 -0500</pubDate>
<description><![CDATA[Investing is not difficult, but you should always put lots of thought and planning into it.  It is also extremely important to educate yourself about the many different investments available to you so you can find those that fit best with your specific situation and lifestyle.]]></description>
</item>
<item>
<title>Three Essential Personal Finance Tips</title>
<link>http://EzineArticles.com/641118</link>
<guid>http://EzineArticles.com/641118</guid>
<pubDate>Fri, 13 Jul 2007 09:31:12 -0500</pubDate>
<description><![CDATA[Creating a budget is a great way to understand what we spend our income on, reduce spending on non essential items and discipline ourselves to save and invest our money for the long term.]]></description>
</item>
<item>
<title>Sharpen Your Personal Finance Skills</title>
<link>http://EzineArticles.com/638185</link>
<guid>http://EzineArticles.com/638185</guid>
<pubDate>Tue, 10 Jul 2007 15:58:30 -0500</pubDate>
<description><![CDATA[For those that want to get the most out of life learning and understanding personal finance skill is extremely important.
]]></description>
</item>
<item>
<title>Alternatives To Bankruptcy</title>
<link>http://EzineArticles.com/638167</link>
<guid>http://EzineArticles.com/638167</guid>
<pubDate>Tue, 10 Jul 2007 15:53:26 -0500</pubDate>
<description><![CDATA[bankruptcy can give a person a fresh start and a reprieve to lots of stress of not being able to pay their debt, bankruptcy is not a choice for everyone. ]]></description>
</item>
<item>
<title>Building Credit The Right Way</title>
<link>http://EzineArticles.com/638175</link>
<guid>http://EzineArticles.com/638175</guid>
<pubDate>Tue, 10 Jul 2007 15:25:27 -0500</pubDate>
<description><![CDATA[Manage your money.  Building credit is an extension of your money management skills.  Whether you make a very small income or huge income, you can still find yourself in debt. ]]></description>
</item>
<item>
<title>How to Raise Your Bad Credit Score</title>
<link>http://EzineArticles.com/571328</link>
<guid>http://EzineArticles.com/571328</guid>
<pubDate>Mon, 21 May 2007 07:59:34 -0500</pubDate>
<description><![CDATA[There is no quick cure to fixing bad credit- however here are some proven techniques to fix your bad credit score.
]]></description>
</item>
<item>
<title>Create a Personal Budget in Only a Few Short Steps</title>
<link>http://EzineArticles.com/571319</link>
<guid>http://EzineArticles.com/571319</guid>
<pubDate>Mon, 21 May 2007 07:35:30 -0500</pubDate>
<description><![CDATA[The first thing you want to do is create a list of items (expenses) that must be paid each month.  These items usually include rent, car loans, auto, life and health insurance, food, gas, entertainment, utilities, child care, clothing, etc.  ]]></description>
</item>
<item>
<title>Interest Only Refinancing Loans</title>
<link>http://EzineArticles.com/468592</link>
<guid>http://EzineArticles.com/468592</guid>
<pubDate>Mon, 26 Feb 2007 13:19:57 -0600</pubDate>
<description><![CDATA[For the most part, most interest only loans allow the borrower to choose between paying both the principle and interest or just the interest for a set term. For instance, your interest only loan will give you the option for the first 10 years of the loan.  After 10 years have passed, you must always pay both the principle and interest.]]></description>
</item>
<item>
<title>Which Type of Home Equity Loan is Right for You?</title>
<link>http://EzineArticles.com/468583</link>
<guid>http://EzineArticles.com/468583</guid>
<pubDate>Mon, 26 Feb 2007 13:04:56 -0600</pubDate>
<description><![CDATA[There are two main categories of home equity debt; they are home equity loans and a home equity line of credit, sometimes called Heloc.  It should be noted that these two loan products both use your home as collateral.  However, a home equity loan is much similar to your primary mortgage, in that it is a fixed interest loan.]]></description>
</item>
<item>
<title>Whole Life-Permanent Life Insurance</title>
<link>http://EzineArticles.com/440352</link>
<guid>http://EzineArticles.com/440352</guid>
<pubDate>Fri, 02 Feb 2007 15:30:52 -0600</pubDate>
<description><![CDATA[Whole life insurance pays a death benefit when you die, there is no specific term. Whether you die in one year or when you are 90 years old a whole life insurance product will cover you. ]]></description>
</item>
<item>
<title>How to Choose an Auto Insurance Company</title>
<link>http://EzineArticles.com/440327</link>
<guid>http://EzineArticles.com/440327</guid>
<pubDate>Fri, 02 Feb 2007 14:56:52 -0600</pubDate>
<description><![CDATA[Most people may feel that all insurance companies are equal - they are not.  Make sure you do your homework on the types of policies each company offers, the prices for each type of coverage, and how quickly they reimburse claims among other important factors.]]></description>
</item>
<item>
<title>How Much Life Insurance is Necessary?</title>
<link>http://EzineArticles.com/440340</link>
<guid>http://EzineArticles.com/440340</guid>
<pubDate>Fri, 02 Feb 2007 14:52:57 -0600</pubDate>
<description><![CDATA[If you have a family or a spouse that is largely dependent on your wages to live, you might want to make sure that you have a life insurance that will cover your family and spouse for 20 years or more. Some people usually go with the philosophy that you are better off over insured, then not having enough insurance.]]></description>
</item>
<item>
<title>Filing an Auto Insurance Claim</title>
<link>http://EzineArticles.com/440332</link>
<guid>http://EzineArticles.com/440332</guid>
<pubDate>Fri, 02 Feb 2007 14:48:53 -0600</pubDate>
<description><![CDATA[The first thing you should do once you are in a collision or realize that your vehicle has been damaged and caused a financial loss is to contact your insurance agent and notify them of the incident. ]]></description>
</item>
<item>
<title>What Does Auto Insurance Cover</title>
<link>http://EzineArticles.com/440324</link>
<guid>http://EzineArticles.com/440324</guid>
<pubDate>Fri, 02 Feb 2007 14:35:52 -0600</pubDate>
<description><![CDATA[ Auto insurance is used to protect you the individual or a business or organization from financial loss in regards to a motor vehicle.  Financial loss can happen due to many reasons, and having auto insurance can cover your losses in a variety of ways.  ]]></description>
</item>
<item>
<title>Types of Life Insurance Available</title>
<link>http://EzineArticles.com/440336</link>
<guid>http://EzineArticles.com/440336</guid>
<pubDate>Fri, 02 Feb 2007 14:25:54 -0600</pubDate>
<description><![CDATA[Life insurance is considered an important cornerstone in any personal or family's financial planning.  For most families and individuals, life insurance is an extremely important way to safeguard their family in case of an accidental death.]]></description>
</item>
<item>
<title>How Much Auto Coverage is Necessary?</title>
<link>http://EzineArticles.com/440329</link>
<guid>http://EzineArticles.com/440329</guid>
<pubDate>Fri, 02 Feb 2007 14:18:53 -0600</pubDate>
<description><![CDATA[It is important to note that most states require all vehicles that use public roadways to be insured.  Each state usually has basic requirements for auto insurance, such as having liability insurance in case you damage someone else's property or injured someone with your vehicle.]]></description>
</item>
<item>
<title>The Basics of Auto Insurance</title>
<link>http://EzineArticles.com/440319</link>
<guid>http://EzineArticles.com/440319</guid>
<pubDate>Fri, 02 Feb 2007 14:16:52 -0600</pubDate>
<description><![CDATA[Auto insurance is used to protect an individual or entity against financial loss.  Financial loss can occur in many different ways in association with vehicles, and most auto insurance policies agree to cover the individual or entity by providing insurance against property damage, medical coverage and liability damages.]]></description>
</item>
<item>
<title>What is a Credit Report?</title>
<link>http://EzineArticles.com/421622</link>
<guid>http://EzineArticles.com/421622</guid>
<pubDate>Thu, 18 Jan 2007 08:36:46 -0600</pubDate>
<description><![CDATA[A credit report is a document that is used to summarize your financial reliability.  Usually credit reports compile information that includes current loans and credit cards you have, your payment history, your outstanding debt and other personal information such as your current and previous address, full name, aliases, and companies or lenders that recently requested your credit report.]]></description>
</item>
<item>
<title>Protect Yourself from Identity Theft</title>
<link>http://EzineArticles.com/420233</link>
<guid>http://EzineArticles.com/420233</guid>
<pubDate>Tue, 16 Jan 2007 16:58:09 -0600</pubDate>
<description><![CDATA[Identity theft is defined as another person or group of people that steal your personal and financial information in order to commit a crime or fraud.]]></description>
</item>
<item>
<title>Best Credit Card Reward Programs</title>
<link>http://EzineArticles.com/293023</link>
<guid>http://EzineArticles.com/293023</guid>
<pubDate>Thu, 07 Sep 2006 15:46:24 -0500</pubDate>
<description><![CDATA[Rewards programs can help many people, but more often than not, rewards programs only have the effect of consumers paying much more on other purchases than they get back in rewards products and services.]]></description>
</item>
<item>
<title>Credit Cards with Low Interest Rates</title>
<link>http://EzineArticles.com/292983</link>
<guid>http://EzineArticles.com/292983</guid>
<pubDate>Thu, 07 Sep 2006 15:32:14 -0500</pubDate>
<description><![CDATA[One of the ways that credit cards get consumers interested in their credit card products is by offering them low interest rates or low interest rate introductory offers.  While low interest rates are great for consumers, do your homework so that you're not surprised with high fees or short term low interest rates that jump sky high after the introductory period is over.
]]></description>
</item>
<item>
<title>Credit Card Common Sense</title>
<link>http://EzineArticles.com/293014</link>
<guid>http://EzineArticles.com/293014</guid>
<pubDate>Thu, 07 Sep 2006 15:31:21 -0500</pubDate>
<description><![CDATA[Credit cards are very important tools in our society to establish credit and to have a good credit standing. By being responsible with your credit cards, as well as other financial tools you can acquire loans much easier and save lots of money in the long run on your mortgage, car loans and personal loans by qualifying for lower interest rates.
]]></description>
</item>
<item>
<title>Preventing Identity Theft</title>
<link>http://EzineArticles.com/292045</link>
<guid>http://EzineArticles.com/292045</guid>
<pubDate>Wed, 06 Sep 2006 15:59:12 -0500</pubDate>
<description><![CDATA[If your wallet has been lost, credit card stolen or your computer has been hacked it is important to notify all three credit bureaus immediately (Experian, Expedia and Trans Union). ]]></description>
</item>
<item>
<title>Requesting and Analyzing Your Credit Report</title>
<link>http://EzineArticles.com/292055</link>
<guid>http://EzineArticles.com/292055</guid>
<pubDate>Wed, 06 Sep 2006 15:33:16 -0500</pubDate>
<description><![CDATA[Credit reports summarize your credit history usually for the last seven years and are usually detailed with information about active credit cards you have, mortgages, and any other loans you have outstanding.  ]]></description>
</item>
<item>
<title>Timeshare Properties in Daytona Beach</title>
<link>http://EzineArticles.com/283801</link>
<guid>http://EzineArticles.com/283801</guid>
<pubDate>Mon, 28 Aug 2006 14:51:13 -0500</pubDate>
<description><![CDATA[One of the top reasons to look into a timeshare in Daytona Beach is the amazing amount of sights, activities and events held each and every year at Daytona Beach.  Whether it is the Daytona 500, Bike Week, The Turkey Run or spring break, you will never run out of things to do at Daytona Beach.]]></description>
</item>
<item>
<title>Marriott's Timeshare on Barony Beach in Hilton Head</title>
<link>http://EzineArticles.com/283798</link>
<guid>http://EzineArticles.com/283798</guid>
<pubDate>Mon, 28 Aug 2006 14:20:12 -0500</pubDate>
<description><![CDATA[If you are looking for the best luxury accommodations at one of the most popular destinations, Marriot's Barony Beach must be seen.  Marriott's Barony Beach consists of many luxury villas that have their private kitchen, two quality rooms for sleeping or relaxing and enough room for 6 or 8 people.]]></description>
</item>
<item>
<title>Selling Timeshares</title>
<link>http://EzineArticles.com/283295</link>
<guid>http://EzineArticles.com/283295</guid>
<pubDate>Mon, 28 Aug 2006 10:56:38 -0500</pubDate>
<description><![CDATA[Timeshare properties as a whole can be difficult to sell, especially if the location is not that popular anymore or if your week in a timeshare unit is off season. For many people selling their time share can only net them 50% or less of what they initially purchased it for. ]]></description>
</item>
<item>
<title>The Pros and Cons of Timeshare Property Ownership</title>
<link>http://EzineArticles.com/283292</link>
<guid>http://EzineArticles.com/283292</guid>
<pubDate>Mon, 28 Aug 2006 10:40:36 -0500</pubDate>
<description><![CDATA[Just like any other purchase, timeshares are not for everyone; however for the vast majority of people interested in buying a timeshare, it can be an extremely beneficial way to enjoy great accommodations each year in your favorite vacation spot.]]></description>
</item>
<item>
<title>Buying Timeshares</title>
<link>http://EzineArticles.com/283294</link>
<guid>http://EzineArticles.com/283294</guid>
<pubDate>Mon, 28 Aug 2006 10:11:38 -0500</pubDate>
<description><![CDATA[Buying a timeshare is an easy and convenient process, however before you buy; here are some things you should know.

]]></description>
</item>
<item>
<title>Understanding the Basics of Timeshare Property</title>
<link>http://EzineArticles.com/283288</link>
<guid>http://EzineArticles.com/283288</guid>
<pubDate>Mon, 28 Aug 2006 10:01:36 -0500</pubDate>
<description><![CDATA[The main reason that many families opt for a timeshare is that the quality of accommodations in their favorite vacation spot is much higher and usually much more affordable than motels or hotels in the area.  ]]></description>
</item>
<item>
<title>Bad Credit Resources</title>
<link>http://EzineArticles.com/283057</link>
<guid>http://EzineArticles.com/283057</guid>
<pubDate>Mon, 28 Aug 2006 06:34:47 -0500</pubDate>
<description><![CDATA[If your debt is becoming a burden and interfering with your life there are many bad credit resources that can help you plan a strategy to reduce your debt and improve your bad credit rating.  ]]></description>
</item>
<item>
<title>Choosing the Right Credit Card</title>
<link>http://EzineArticles.com/282601</link>
<guid>http://EzineArticles.com/282601</guid>
<pubDate>Sat, 26 Aug 2006 21:50:00 -0500</pubDate>
<description><![CDATA[One of the first things you should consider is the interest rate of the card.  While some credit cards do offer an introductory offer of 0% for the first six months, the interest rate might jump to 10% or 15% after the introductory period has ended.]]></description>
</item>
<item>
<title>Using Credit Cards for Debt Consolidation</title>
<link>http://EzineArticles.com/282595</link>
<guid>http://EzineArticles.com/282595</guid>
<pubDate>Sat, 26 Aug 2006 20:19:59 -0500</pubDate>
<description><![CDATA[What is credit card debt consolidation?  Simple, credit card debt consolidation is when you use one credit card with a large limit to pay off your other credit cards with either higher interest rates or high fees.  This strategy is not for everyone; however for some people it can be very helpful.
]]></description>
</item>
<item>
<title>Gold &amp; Platinum Credit Cards</title>
<link>http://EzineArticles.com/282592</link>
<guid>http://EzineArticles.com/282592</guid>
<pubDate>Sat, 26 Aug 2006 18:07:25 -0500</pubDate>
<description><![CDATA[Just like in the jewelry business, gold and platinum are very precious metals and using a gold or platinum credit card can give you some extra status when shopping]]></description>
</item>
<item>
<title>Fixing Bad Credit</title>
<link>http://EzineArticles.com/274355</link>
<guid>http://EzineArticles.com/274355</guid>
<pubDate>Sat, 19 Aug 2006 19:40:24 -0500</pubDate>
<description><![CDATA[If you have bad credit, don't fret, even the worse credit can be improved over time and with some hard work.  ]]></description>
</item>
<item>
<title>Tips On Avoiding Bad Credit</title>
<link>http://EzineArticles.com/274356</link>
<guid>http://EzineArticles.com/274356</guid>
<pubDate>Sat, 19 Aug 2006 19:03:26 -0500</pubDate>
<description><![CDATA[Obviously the most important tip to avoiding bad credit is to be responsible and pay your bills in a timely manner.  However, since life throws a few curve balls, discrepancies can arise, identify theft and fraud can happen and an unexpected lay off or illness can throw a persons credit rating in a downward spiral.  
]]></description>
</item>
<item>
<title>Debt Consolidation for Bad Credit</title>
<link>http://EzineArticles.com/273099</link>
<guid>http://EzineArticles.com/273099</guid>
<pubDate>Sat, 19 Aug 2006 05:57:36 -0500</pubDate>
<description><![CDATA[If you have bad credit, one of the strategies to reverse course and start improving your credit is a debt consolidation loan.  Debt consolidation loans have been around for a while, but are extremely popular today as more and more people fall into the downward spiral of credit card and loan debt.
]]></description>
</item>
<item>
<title>Financing With Bad Credit</title>
<link>http://EzineArticles.com/273105</link>
<guid>http://EzineArticles.com/273105</guid>
<pubDate>Sat, 19 Aug 2006 05:43:37 -0500</pubDate>
<description><![CDATA[Some loans are more difficult to acquire than others.  For instance, unsecured loans such as credit cards, store cards, and personal loans are usually the most difficult to acquire depending on how bad your credit rating is. Since these loans do not require collateral, defaulting on them usually means it can be difficult and costly to retrieve any debt.
]]></description>
</item>
<item>
<title>Car Financing With Bad Credit</title>
<link>http://EzineArticles.com/273112</link>
<guid>http://EzineArticles.com/273112</guid>
<pubDate>Sat, 19 Aug 2006 05:30:40 -0500</pubDate>
<description><![CDATA[Car loans are usually one of the more difficult types of loans to attain if you have a history of bad credit, the reason being is that once you drive off the lot with your car, the car depreciates about 20% to 30% making your secured loan a risky proposition.
]]></description>
</item>
<item>
<title>Bad Credit Mortgage Lending</title>
<link>http://EzineArticles.com/273092</link>
<guid>http://EzineArticles.com/273092</guid>
<pubDate>Sat, 19 Aug 2006 05:24:34 -0500</pubDate>
<description><![CDATA[There are many mortgage products that you can apply for even if you have bad credit.  Some of them include a first time mortgage, second mortgage, debt consolidation loans, and refinancing your existing mortgage.  Bad credit won't put you in the best situation for a mortgage but it will absolutely not stop you from receiving lending.
]]></description>
</item>
<item>
<title>Refinancing Your Mortgage With Bad Credit</title>
<link>http://EzineArticles.com/273102</link>
<guid>http://EzineArticles.com/273102</guid>
<pubDate>Sat, 19 Aug 2006 05:10:37 -0500</pubDate>
<description><![CDATA[Refinancing has become extremely popular over the last few years mainly due to the historical low interest rates available.  While today's interests rate are a drop higher than its historical lows, it makes a lot of sense to refinance your existing home mortgage in order to save money on interest, or to take out a home equity loan on the rising value of your home.  ]]></description>
</item>
<item>
<title>Tips To Avoid Debt</title>
<link>http://EzineArticles.com/256892</link>
<guid>http://EzineArticles.com/256892</guid>
<pubDate>Mon, 31 Jul 2006 06:51:56 -0500</pubDate>
<description><![CDATA[It is time to get yourselves together and get your finances back on track.  Although sometimes easier said than done, you can do it if you just put your mind to it!

]]></description>
</item>
<item>
<title>Establishing Credit Is Easier Than Ever</title>
<link>http://EzineArticles.com/256889</link>
<guid>http://EzineArticles.com/256889</guid>
<pubDate>Mon, 31 Jul 2006 06:28:55 -0500</pubDate>
<description><![CDATA[People who are trying to establish credit should take advantage of the programs offered to them. Although an authorized user is not financially liable for charges made, it does appear--on a credit report--as a piece of established credit.]]></description>
</item>
<item>
<title>Small Business Loans For Women</title>
<link>http://EzineArticles.com/252155</link>
<guid>http://EzineArticles.com/252155</guid>
<pubDate>Tue, 25 Jul 2006 21:25:11 -0500</pubDate>
<description><![CDATA[Small business loans for woman especially in the minority sector are gaining importance today. Women own 38% of businesses in the United States. Our economy is finally opening up to providing woman with adequate venture capital to start a business.]]></description>
</item>
<item>
<title>Buying A Home: The Smart Way</title>
<link>http://EzineArticles.com/250987</link>
<guid>http://EzineArticles.com/250987</guid>
<pubDate>Mon, 24 Jul 2006 16:56:51 -0500</pubDate>
<description><![CDATA[Buying a home whether old or new is one of the most important business decisions that you will make during your lifetime. The key to making this process as simple as possible is finding out how much you can afford to buy before your real estate agent gives you the grand tour. ]]></description>
</item>
<item>
<title>Finding A Reputable Mortgage Broker</title>
<link>http://EzineArticles.com/250991</link>
<guid>http://EzineArticles.com/250991</guid>
<pubDate>Mon, 24 Jul 2006 16:32:55 -0500</pubDate>
<description><![CDATA[Finding a mortgage broker isn't hard but what about a reputable mortgage broker? Here are some tips in locating mortgage brokers with your best interests in mind.]]></description>
</item>
<item>
<title>Finding An Online Mortgage Broker</title>
<link>http://EzineArticles.com/243847</link>
<guid>http://EzineArticles.com/243847</guid>
<pubDate>Sat, 15 Jul 2006 12:57:31 -0500</pubDate>
<description><![CDATA[There are literally thousands of mortgage brokers out there today.  Multiply that by the number that you can find on the Internet, and you will be sure to spend many long hours in front of your computer sifting through them. ]]></description>
</item>
<item>
<title>A Short History of the Mortgage</title>
<link>http://EzineArticles.com/243834</link>
<guid>http://EzineArticles.com/243834</guid>
<pubDate>Sat, 15 Jul 2006 12:47:22 -0500</pubDate>
<description><![CDATA[Most people know what a mortgage is, due to the fact that many people have one.  But, do you know how the mortgage itself came about? ]]></description>
</item>
<item>
<title>Mortgage Terminology That Everyone Should Know</title>
<link>http://EzineArticles.com/243848</link>
<guid>http://EzineArticles.com/243848</guid>
<pubDate>Sat, 15 Jul 2006 12:41:32 -0500</pubDate>
<description><![CDATA[When you are searching for or reading through any mortgage, there are some terms that are vitally important to how you perceive the paperwork. ]]></description>
</item>
<item>
<title>Bad Credit Mortgages</title>
<link>http://EzineArticles.com/243849</link>
<guid>http://EzineArticles.com/243849</guid>
<pubDate>Sat, 15 Jul 2006 12:40:33 -0500</pubDate>
<description><![CDATA[Don't fret if you have been turned down by traditional lenders for a home loan.  All you need to do is to search a little more for a lender who specializes in mortgages for people who have less than perfect credit.]]></description>
</item>
<item>
<title>Non-Traditional Ways to Finding Your First Home Mortgage</title>
<link>http://EzineArticles.com/243851</link>
<guid>http://EzineArticles.com/243851</guid>
<pubDate>Sat, 15 Jul 2006 12:26:34 -0500</pubDate>
<description><![CDATA[No matter what your income, high or low, there are many programs out there to help you find the perfect mortgage and help you lock in that low interest rate.]]></description>
</item>
<item>
<title>Different Ways To Repay Your Mortgage</title>
<link>http://EzineArticles.com/243839</link>
<guid>http://EzineArticles.com/243839</guid>
<pubDate>Sat, 15 Jul 2006 12:26:26 -0500</pubDate>
<description><![CDATA[When you are searching for a mortgage, no matter if it is a first, second, or refinance, you have different options on repaying it which some people don't realize. ]]></description>
</item>
<item>
<title>Good Credit vs. Bad Credit</title>
<link>http://EzineArticles.com/243020</link>
<guid>http://EzineArticles.com/243020</guid>
<pubDate>Thu, 13 Jul 2006 15:44:28 -0500</pubDate>
<description><![CDATA[Credit is an ongoing problem in the United States, and to help rectify the situation, several types of debt consolidation companies and law firms have become available. ]]></description>
</item>
<item>
<title>Debt Consolidation Loans Can Resolve Bad Credit Debt</title>
<link>http://EzineArticles.com/243024</link>
<guid>http://EzineArticles.com/243024</guid>
<pubDate>Thu, 13 Jul 2006 15:20:29 -0500</pubDate>
<description><![CDATA[Replacing several high interest loans or credit cards with one consolidation loan can not only lower your monthly payments, but also save you money due to the lower interest rate on the new loan.

]]></description>
</item>
<item>
<title>Affordable Mortgage Loans</title>
<link>http://EzineArticles.com/242217</link>
<guid>http://EzineArticles.com/242217</guid>
<pubDate>Wed, 12 Jul 2006 20:29:37 -0500</pubDate>
<description><![CDATA[There are a lot of options these days when it comes to finding an affordable mortgage loan. Lenders literally compete for potential new homeowner business. Now lenders have another tool, the internet.
]]></description>
</item>
<item>
<title>Refinancing Mortgage Loans</title>
<link>http://EzineArticles.com/242211</link>
<guid>http://EzineArticles.com/242211</guid>
<pubDate>Wed, 12 Jul 2006 20:25:36 -0500</pubDate>
<description><![CDATA[Applying for a refinance mortgage online can offer some great benefits. The one thing that the internet has provided for instance is anonymity.]]></description>
</item>
<item>
<title>What You Should Know About Good Credit and Bad Credit</title>
<link>http://EzineArticles.com/241375</link>
<guid>http://EzineArticles.com/241375</guid>
<pubDate>Tue, 11 Jul 2006 20:17:24 -0500</pubDate>
<description><![CDATA[Most people build their credit rating (or ruin it) by using a credit card (or cards) that are easily attainable by someone without a credit history. When the individual pays their balance in a timely fashion, a positive rating begins to build. Conversely, when debts are left unpaid one's rating plummets. 
]]></description>
</item>
<item>
<title>Used Car Loans</title>
<link>http://EzineArticles.com/241115</link>
<guid>http://EzineArticles.com/241115</guid>
<pubDate>Tue, 11 Jul 2006 17:45:39 -0500</pubDate>
<description><![CDATA[Used car loans have gone in the same direction as so many other business practices and sought out the internet for consumers.]]></description>
</item>
<item>
<title>New Car Loans The Easy Way</title>
<link>http://EzineArticles.com/241112</link>
<guid>http://EzineArticles.com/241112</guid>
<pubDate>Tue, 11 Jul 2006 17:16:38 -0500</pubDate>
<description><![CDATA[By searching for new car loans on the internet you will be able to find many of the lenders that operate in your area, but you should make sure that these lenders are reputable and honest. The best ways to do this are easy but not always obvious. ]]></description>
</item>
<item>
<title>Bad Credit From Credit Cards</title>
<link>http://EzineArticles.com/239232</link>
<guid>http://EzineArticles.com/239232</guid>
<pubDate>Sat, 08 Jul 2006 16:27:23 -0500</pubDate>
<description><![CDATA[Many Americans have gotten themselves in credit trouble by the easy access to credit cards.  But bad credit is not something to take lightly.]]></description>
</item>
<item>
<title>Home Buying Process: Mortgage with Bad Credit?</title>
<link>http://EzineArticles.com/239236</link>
<guid>http://EzineArticles.com/239236</guid>
<pubDate>Sat, 08 Jul 2006 16:01:25 -0500</pubDate>
<description><![CDATA[There are many companies that offer buyers no qualifying, no income verification, and no cash down mortgages. Going to a bank is not the only option.]]></description>
</item>
<item>
<title>Debt Management-The Essentials</title>
<link>http://EzineArticles.com/238786</link>
<guid>http://EzineArticles.com/238786</guid>
<pubDate>Fri, 07 Jul 2006 19:09:02 -0500</pubDate>
<description><![CDATA[It is sometimes necessary to approach experts for some advice on right debt management.]]></description>
</item>
<item>
<title>Dying to Buy a Home? Dealing With Bad Credit</title>
<link>http://EzineArticles.com/238621</link>
<guid>http://EzineArticles.com/238621</guid>
<pubDate>Fri, 07 Jul 2006 16:46:21 -0500</pubDate>
<description><![CDATA[If you have recently had your heart set on buying your dream home but your mortgage company could not qualify you, it's not the end of the world.  There are more options to people with bad credit than ever before. ]]></description>
</item>
<item>
<title>Debt Consolidation Service</title>
<link>http://EzineArticles.com/237897</link>
<guid>http://EzineArticles.com/237897</guid>
<pubDate>Thu, 06 Jul 2006 15:44:01 -0500</pubDate>
<description><![CDATA[Most debt consolidation services can negotiate terms for lower interest rates and get companies to waive late fees. The counselors at debt consolidation companies are there to work with the creditors so that you don't have to.]]></description>
</item>
</channel>
</rss>
