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<title>Dave Healey - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Dave_Healey</link>
<pubDate>Wed, 15 Feb 2012 02:50:34 -0600</pubDate>
<image><title>Dave Healey - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Dave_Healey</link>
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<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Hello, I'm Dave Healey and have been involved in specialist car insurance underwriting at Lloyds for over twenty years. Nowadays I devote my time to writing articles about the trends within the Car Insurance market and the UK General Insurance market.]]></description>
<lastBuildDate>Tue, 20 Sep 2011 09:33:34 -0500</lastBuildDate>
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<title>A Guide To Commercial Leaseholders Buildings Insurance For Business Tenants</title>
<link>http://EzineArticles.com/6567584</link>
<guid>http://EzineArticles.com/6567584</guid>
<pubDate>Tue, 20 Sep 2011 09:33:34 -0500</pubDate>
<description><![CDATA[If you rent a commercial property are you aware of terms of buildings insurance and your liability as as business tenant? Commercial leaseholders buildings insurance covers tenants against risks to the leased property that are not covered by the landlords own insurance or have been agreed to be the tenants responsibility in the lease agreement.]]></description>
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<title>Useful Tips For Starting A Classic Car Restoration Project</title>
<link>http://EzineArticles.com/6546970</link>
<guid>http://EzineArticles.com/6546970</guid>
<pubDate>Tue, 13 Sep 2011 12:54:12 -0500</pubDate>
<description><![CDATA[Useful tips and a guide to classic car restoration. Advice for those considering purchasing a classic car to restore.]]></description>
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<title>Classic Sports Cars - The Triumph TR4</title>
<link>http://EzineArticles.com/6525272</link>
<guid>http://EzineArticles.com/6525272</guid>
<pubDate>Tue, 30 Aug 2011 15:59:47 -0500</pubDate>
<description><![CDATA[Launched at the 1961 Motor Show in London the Triumph TR4 two-seater roadster met all the design challenges of the 1960's with an impressively stylish Italian designed body from Michellotti. The Triumph TR4 and TR4A were manufactured at the firms Canley works in Coventry from 1961 until 1967. In all 68,718 units were produced mostly for the US and European markets.]]></description>
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<title>Are You Paying Too Much For Your Car Insurance?</title>
<link>http://EzineArticles.com/6444333</link>
<guid>http://EzineArticles.com/6444333</guid>
<pubDate>Fri, 29 Jul 2011 13:25:49 -0500</pubDate>
<description><![CDATA[You could be paying too much for your car insurance without realising it! Many people buy covers that they never use. A simple review of how you use the car and what your particular risks are, could help to save you a lot of money on your premiums and help you understand what you are covered for.]]></description>
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<title>Modern Classic Cars - The Vauxhall Lotus Carlton</title>
<link>http://EzineArticles.com/6378014</link>
<guid>http://EzineArticles.com/6378014</guid>
<pubDate>Wed, 29 Jun 2011 10:31:10 -0500</pubDate>
<description><![CDATA[Although it could reach speeds of 177 mph the Vauxhall Lotus Carlton will probably go down in history as the world's fastest saloon car that nobody knew about! The fact that the car was so fast caused so much controversy that the corporate advertising of the day banned mentioning this fact.]]></description>
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<title>How to Compare Classic Car Insurance Quotes for Premium Savings</title>
<link>http://EzineArticles.com/6371911</link>
<guid>http://EzineArticles.com/6371911</guid>
<pubDate>Fri, 24 Jun 2011 13:09:09 -0500</pubDate>
<description><![CDATA[By now most people are familiar with using a car insurance comparison website. However, if you own a classic car and want to compare quotes online, there are quite a few policy differences that you should be aware of!]]></description>
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<title>Classic Cars - The Audi Quattro</title>
<link>http://EzineArticles.com/6368222</link>
<guid>http://EzineArticles.com/6368222</guid>
<pubDate>Thu, 23 Jun 2011 13:52:30 -0500</pubDate>
<description><![CDATA[When Audi uncovered its new Quattro at the 1980 Geneva motor show, it amazed the motoring world. The four-wheeled drive turbocharged road car, rally car and angular designed coupe, stole the show and proved that Audi with the new Quattro 4x4 technology, really had made 'Vorsprung Durch Technik' a massive advancement through technology, possible for all future cars.]]></description>
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<title>Classic Cars - The MGB GT</title>
<link>http://EzineArticles.com/6366786</link>
<guid>http://EzineArticles.com/6366786</guid>
<pubDate>Wed, 22 Jun 2011 15:11:08 -0500</pubDate>
<description><![CDATA[The MGB and the fastback coupe version, the MGB GT, are iconic British sports cars of the 1960's and 70's. Over the period of eighteen years over half a million of the snazzy little sports cars were made by MG, many for export to the US market. Due to the ease of availability of spare parts, low running and insurance costs and the numbers of the car produced, the MGB has become a very popular classic collectors starter car.]]></description>
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<title>Classic Cars - The Mini</title>
<link>http://EzineArticles.com/6366154</link>
<guid>http://EzineArticles.com/6366154</guid>
<pubDate>Wed, 22 Jun 2011 13:46:48 -0500</pubDate>
<description><![CDATA[When the iconic BMC Mini was launched in 1959 it became the first compact car. Despite rapidly developing a cult following, and the car being driven by Stars such as Steve McQueen, Paul McCartney and Margot Fonteyn, initial sales were extremely slow.]]></description>
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<title>Classic Cars - The Ford Capri</title>
<link>http://EzineArticles.com/6365127</link>
<guid>http://EzineArticles.com/6365127</guid>
<pubDate>Wed, 22 Jun 2011 11:35:30 -0500</pubDate>
<description><![CDATA[When Henry Ford the Second introduced the Ford Capri to the the eager audience at the Brussles Motor Show in 1969, he knew he had a winner. By the time the last car was made in 1986 nearly two million Capris had been sold.]]></description>
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<title>Classic Cars - The Mazda RX-7</title>
<link>http://EzineArticles.com/6362367</link>
<guid>http://EzineArticles.com/6362367</guid>
<pubDate>Tue, 21 Jun 2011 13:40:30 -0500</pubDate>
<description><![CDATA[Hailed by many as the most beautiful car ever to come out of Japan, The Mazda RX-7 took seventeen years of development before it finally appeared on the streets in 1978. With a unique rotary engine, high performance and sleek lines, the Mazda RX-7 instantly became a modern classic.]]></description>
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<title>Classic Cars - The Jaguar E-Type</title>
<link>http://EzineArticles.com/6360290</link>
<guid>http://EzineArticles.com/6360290</guid>
<pubDate>Mon, 20 Jun 2011 15:07:04 -0500</pubDate>
<description><![CDATA[The Jaguar E-Type was a true revelation to the motoring world when it was unveiled for the very first time at the Geneva Motor Show in June 1961. The Jaguar E-Type was manufactured and assembled by Jaguar Cars at its Coventry Plant in Warwickshire over a period of fourteen years from 1961 until 1975. The car was originally produced with a 3.8l engine and later versions featured 4.2l six cylinder and the final 5.3l V12.]]></description>
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<title>A Guide To Owning Your First Classic Car</title>
<link>http://EzineArticles.com/6359234</link>
<guid>http://EzineArticles.com/6359234</guid>
<pubDate>Mon, 20 Jun 2011 10:45:25 -0500</pubDate>
<description><![CDATA[New classic car owners can avoid the misery of purchasing an unsuitable motor if they follow some simple guidelines and research their classic before buying. Running costs, maintenance, spare part availability and insurance are just some of the considerations that a potential classic car owner should be aware of!]]></description>
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<title>The Primary Functions Of Insurance As A Service Industry</title>
<link>http://EzineArticles.com/6292397</link>
<guid>http://EzineArticles.com/6292397</guid>
<pubDate>Tue, 24 May 2011 15:36:30 -0500</pubDate>
<description><![CDATA[There are three determining factors which decide how Insurance operates in society and how the public is served by the Insurance companies. This article discusses how insurance operates and the mechanisms Insurance companies use to protect their funds.]]></description>
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<title>Why We All Need Insurance</title>
<link>http://EzineArticles.com/4833487</link>
<guid>http://EzineArticles.com/4833487</guid>
<pubDate>Fri, 13 Aug 2010 18:46:34 -0500</pubDate>
<description><![CDATA[The need for insurance cover arises out of the risks we all run in the course of living our daily lives. Our lives are constantly in danger through accident or illness; our property may be subject to loss or damage, while losses incurred by others may affect us in some way or another.]]></description>
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<title>Asbestos Compensation Claims Are an Insurance Industry Time Bomb</title>
<link>http://EzineArticles.com/4832895</link>
<guid>http://EzineArticles.com/4832895</guid>
<pubDate>Fri, 13 Aug 2010 15:52:44 -0500</pubDate>
<description><![CDATA[Asbestos was once hailed as a miracle product but its use has exacted a terrible price for those exposed to it. Diseases caused by ingestion into the lungs such as Asbestosis and Mesothelioma may take over forty years to become apparent, and the true cost of the substance use in damages claims, is only just beginning to occur.]]></description>
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<title>An Explanation of Lloyd's Slips</title>
<link>http://EzineArticles.com/4833139</link>
<guid>http://EzineArticles.com/4833139</guid>
<pubDate>Fri, 13 Aug 2010 15:50:54 -0500</pubDate>
<description><![CDATA[Lloyd's slips were originally pieces of paper containing all the details of a risk to be placed on the Lloyd's of London insurance market, although today these are accepted electronically. Lloyd's slips are documents in a standard format which are intended to assist not only the underwriter giving consideration to the risks presented to them but also the policy drafter and those responsible for checking and accounting for the premium.]]></description>
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<title>Placing Risks at the Lloyd's Insurance Market</title>
<link>http://EzineArticles.com/4817899</link>
<guid>http://EzineArticles.com/4817899</guid>
<pubDate>Thu, 12 Aug 2010 11:50:06 -0500</pubDate>
<description><![CDATA[Lloyd's Insurance is unique in the world. Unlike most of its competitors in the insurance and reinsurance industry, Lloyds is not a company. Only accredited Lloyd's brokers can place insurance at Lloyd's and many other unique business practices exist there.]]></description>
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<title>The Role of Car Insurance Brokers</title>
<link>http://EzineArticles.com/4753910</link>
<guid>http://EzineArticles.com/4753910</guid>
<pubDate>Thu, 05 Aug 2010 13:01:18 -0500</pubDate>
<description><![CDATA[The role of a car insurance broker is to act as an intermediary and communication point between the customer seeking insurance and the Insurance Company. Within this role there are various functions that he carries out in interaction both with the car insurance buying public and the Insurer with who he places the business.]]></description>
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<title>The Role of the Commercial Insurance Broker in Risk Management</title>
<link>http://EzineArticles.com/4753671</link>
<guid>http://EzineArticles.com/4753671</guid>
<pubDate>Tue, 03 Aug 2010 12:32:24 -0500</pubDate>
<description><![CDATA[As Risk Management has developed as a discipline in it's own right, the insurance broking industry has recognised that additional technical services are needed by its business clients as well as more innovative solutions to insurance buying. Brokers have responded to this need by the establishment of risk control departments specialising in health and safety issues, technical engineering skills, the establishment of management companies that can look after the captive insurance companies of their major clients, and the transition from the conventional commission-earning basis to a fee basis which reflects much more accurately the work and...]]></description>
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<title>Risk Management and Commercial Insurance Explained</title>
<link>http://EzineArticles.com/4753094</link>
<guid>http://EzineArticles.com/4753094</guid>
<pubDate>Tue, 03 Aug 2010 10:35:47 -0500</pubDate>
<description><![CDATA[The term 'risk management' was probably first used in the United States in the early 1950s. It developed out of the dissatisfaction of US Commercial Insurance managers with the lack of premium credit they were being given by the insurance industry for the loss-prevention methods that were being introduced for property risks and the desire to retain more risk within large US corporations. In parallel with this activity, the universities in the United States extended their insurance curricula to include risk and especially mathematical and statistical methods of calculating loss probabilities.]]></description>
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<title>Does My Company Need Business Interruption Insurance For Loss of Profits?</title>
<link>http://EzineArticles.com/4752879</link>
<guid>http://EzineArticles.com/4752879</guid>
<pubDate>Tue, 03 Aug 2010 09:48:46 -0500</pubDate>
<description><![CDATA[Business Interruption Insurance usually sold as part of a commercial insurance policy, safeguards businesses large and small from loss of profits following an incident that stops the company trading. Business Interruption Insurance is a complex subject which is explained in detail here.]]></description>
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<title>Understanding Your Car Insurance Policy Wording</title>
<link>http://EzineArticles.com/4751729</link>
<guid>http://EzineArticles.com/4751729</guid>
<pubDate>Tue, 03 Aug 2010 09:48:44 -0500</pubDate>
<description><![CDATA[All on-line car insurance is underwritten on the basis of information supplied on the website's proposal form. The information forms the basis of the contract and is often incorporated into it by specific reference into what is called the recital clause of a policy. The completed form is useful as a record of the risk and as a basis for statistics.]]></description>
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<title>The Role of the Commercial Insurance Broker</title>
<link>http://EzineArticles.com/4751451</link>
<guid>http://EzineArticles.com/4751451</guid>
<pubDate>Tue, 03 Aug 2010 09:40:56 -0500</pubDate>
<description><![CDATA[If you run a business it makes sense to seek the advice of a specialist Commercial Insurance Broker. A Business Insurance Broker carries out many interesting and varied roles which are discussed here...]]></description>
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<title>Identifying Insurance Risks For Commercial Insurance Brokers Risk Management</title>
<link>http://EzineArticles.com/4751529</link>
<guid>http://EzineArticles.com/4751529</guid>
<pubDate>Tue, 03 Aug 2010 09:31:22 -0500</pubDate>
<description><![CDATA[Risk management is the Commercial Insurance Broker's role in assisting his client company to identify and manage the risks that threaten it. This help may include the identification and evaluation of those risks, so that correct action can be taken to limit their effects or to provide for the cost of loss. Many risks can only be eliminated completely by incurring unacceptable costs or inconvenience, but it may be possible to reduce them to an acceptable scale.]]></description>
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<title>Tell the Truth When Purchasing Car Insurance Online Or You Invalidate the Policy</title>
<link>http://EzineArticles.com/4751024</link>
<guid>http://EzineArticles.com/4751024</guid>
<pubDate>Tue, 03 Aug 2010 09:13:14 -0500</pubDate>
<description><![CDATA[Car Insurance is underwritten by a legal contract bound by 'utmost good faith'. If you neglect to mention anything which might be considered material when filling in an online quote request for cover, you might be in for a large shock when you come to claim.]]></description>
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<title>Compare Car Insurance Online Before You Renew Your Policy</title>
<link>http://EzineArticles.com/3706262</link>
<guid>http://EzineArticles.com/3706262</guid>
<pubDate>Fri, 05 Feb 2010 17:19:33 -0600</pubDate>
<description><![CDATA[There is no logical reason why your car insurance premiums should rise each year at renewal unless you have had claims, but if you stay with the same insurance company year on year out of inertia, you can virtually guarantee that you will be paying more to cover the costs of the incentives offered to the new customers or the claims of other people who are insured with the same company. The Internet has now made it easy to compare car insurance from multiple providers to allow you to move elsewhere and to save you money at renewal.]]></description>
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<title>Wedding Insurance - Can You Afford to Get Married Without It?</title>
<link>http://EzineArticles.com/3603981</link>
<guid>http://EzineArticles.com/3603981</guid>
<pubDate>Thu, 21 Jan 2010 10:02:19 -0600</pubDate>
<description><![CDATA[Is wedding insurance a worthwhile product or is it just another expense to add to the list? Well, as a newly wed here is my first piece of advice for those who have decided to take that stroll down the aisle. Within reason don't think about the expense, this is a once in a lifetime (hopefully!) occasion, the happiest day of your life and the memories that you make on this magical day are memories that will last you a lifetime. ]]></description>
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<title>Classic Car Insurance - A Beginners Guide For New Classic Owners</title>
<link>http://EzineArticles.com/3280405</link>
<guid>http://EzineArticles.com/3280405</guid>
<pubDate>Thu, 19 Nov 2009 13:02:38 -0600</pubDate>
<description><![CDATA[If you've just bought your first classic car you will need to consider not just where, but also how you are going to insure it. If you have not owned a classic car before it is important to realise that there are basic differences between what is known as a standard car insurance policy and the cover offered under one defined as classic, from a specialist car insurer.]]></description>
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<title>Avoid That Sinking Feeling When Placing Marine and Yacht Insurance</title>
<link>http://EzineArticles.com/3130680</link>
<guid>http://EzineArticles.com/3130680</guid>
<pubDate>Wed, 28 Oct 2009 08:57:38 -0500</pubDate>
<description><![CDATA[Although there is no official standard such as ISO within the yacht insurance industry to guarantee complete consistency across carriers, most policies have developed many common denominators. Hull, protection and indemnity, medical payments, personal effects, uninsured boater's liability, towing and emergency assistance and even pollution coverage have all become accepted as essential elements within a policy. ]]></description>
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<title>How to Get Cheaper Car Insurance Without Reducing Your Coverage</title>
<link>http://EzineArticles.com/3102589</link>
<guid>http://EzineArticles.com/3102589</guid>
<pubDate>Fri, 23 Oct 2009 19:36:33 -0500</pubDate>
<description><![CDATA[When you enter your details online and ask for a quote, the car insurance rating system returns a price for your coverage determined by the answers you give to the questions asked. This is exactly the same process as if you walked into a high street brokers or telephoned a company you found in say yellow pages. The difference online is that you are doing the work filling in the form or researching the market for yourself, saving the insurance company the cost of employing people to process your application.]]></description>
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<title>Selling Your Business - The Most Important Deal of Your Life</title>
<link>http://EzineArticles.com/2958407</link>
<guid>http://EzineArticles.com/2958407</guid>
<pubDate>Mon, 05 Oct 2009 13:33:44 -0500</pubDate>
<description><![CDATA[You've worked hard establishing and creating your business, often from scratch, into the viable commercial model that exists today. However there comes a time, for whatever reason, when you need to sell up and move on. It may be the last deal you make, but be prepared to do some serious work on this one as quite simply; it is the most important deal of your life.]]></description>
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<title>Five Ways to Protect Your Health and Wealth With Insurance Against Sickness</title>
<link>http://EzineArticles.com/2697279</link>
<guid>http://EzineArticles.com/2697279</guid>
<pubDate>Wed, 19 Aug 2009 19:27:41 -0500</pubDate>
<description><![CDATA[If you are unfortunate enough to suffer an illness, sickness or an accident at any time in your life, the consequences can be far reaching and affect your lifestyle and family for perhaps months or years into the future. Primarily you will require immediate treatment and care for the accident or illness. You will also need to consider how to meet your financial commitments during a period of hospitalisation and recovery. ]]></description>
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<title>Cheap Classic Car Insurance Cover</title>
<link>http://EzineArticles.com/2613741</link>
<guid>http://EzineArticles.com/2613741</guid>
<pubDate>Mon, 27 Jul 2009 08:13:54 -0500</pubDate>
<description><![CDATA[Do you own a car which could be covered under a classic car insurance policy? If so, you would be wise to remember that these types of specialist cover which may initially appear cheap when getting a quote, could cause some unpleasant surprises when it comes to making a claim.]]></description>
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<title>Understanding Commercial Insurance Risks and Business Insurance Covers</title>
<link>http://EzineArticles.com/2601731</link>
<guid>http://EzineArticles.com/2601731</guid>
<pubDate>Wed, 22 Jul 2009 15:53:07 -0500</pubDate>
<description><![CDATA[Commercial or business insurance risks can be confusing if you are just starting out in business. Because of the complexity of some of the commercial risks involved, it is advisable to visit a specialist commercial insurance broker or business risks advisor who will properly asses your individual company insurance needs.]]></description>
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<title>Specialist Car Insurance For Modified Vehicles</title>
<link>http://EzineArticles.com/2493453</link>
<guid>http://EzineArticles.com/2493453</guid>
<pubDate>Tue, 23 Jun 2009 11:19:38 -0500</pubDate>
<description><![CDATA[If you have made the effort to make modifications to your car, you will need to seek out the services of a specialist car insurance company that will underwrite this risk. Most mainstream car insurance comparison websites will not cover modified vehicles, and if you intend to make any modifications ot your car, talk to your insurance company first.]]></description>
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<title>Finding Cheap Car Insurance Online</title>
<link>http://EzineArticles.com/2453854</link>
<guid>http://EzineArticles.com/2453854</guid>
<pubDate>Thu, 11 Jun 2009 13:20:09 -0500</pubDate>
<description><![CDATA[Finding cheap car insurance online can be like looking for a pot of gold at the end of the rainbow. Everybody is looking to make savings on their annual motor insurance premiums as the recession bites. We offer seven proven money saving tips, that will help you purchase cheaper cover online.]]></description>
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<title>Classic Car Insurance For Young Drivers</title>
<link>http://EzineArticles.com/2453555</link>
<guid>http://EzineArticles.com/2453555</guid>
<pubDate>Thu, 11 Jun 2009 13:16:29 -0500</pubDate>
<description><![CDATA[Many young people are buying and insuring cars which could now be classified as classics. Although classic car insurance schemes are widely renowned to be much cheaper than standard cover, even if offered to a young driver, they should be aware that many of these polices have limitations to the amount of time and distance that can be craven in the classic during any period of insurance.  As young people tend to use their cars more in pursuit of their lifestyles, this type of policy may not be suitable for a young driver.]]></description>
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<title>Accident and Sickness Insurance For the Self Employed</title>
<link>http://EzineArticles.com/2441903</link>
<guid>http://EzineArticles.com/2441903</guid>
<pubDate>Wed, 10 Jun 2009 09:20:54 -0500</pubDate>
<description><![CDATA[If you are just starting out in business or have been self employed for some time you should consider protecting with Accident and Sickness insurance. Not just yourself, but you should protect your home and family against the possibility of you having an accident at work or home, or perhaps getting sick for a long time and not being able to work.]]></description>
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<item>
<title>Accident at Work Claims</title>
<link>http://EzineArticles.com/2438637</link>
<guid>http://EzineArticles.com/2438637</guid>
<pubDate>Tue, 09 Jun 2009 13:23:07 -0500</pubDate>
<description><![CDATA[If you've been injured in an accident at work or injured while visiting someone at their place of work, you have a legal right to claim compensation for any damages or injury you may have suffered. However in order to do so, and your case will be made much easier with less input from yourself, if you follow certain established procedures immediately that you have the accident.]]></description>
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<item>
<title>Have You Been Mis-Sold Payment Protection Insurance?</title>
<link>http://EzineArticles.com/2417542</link>
<guid>http://EzineArticles.com/2417542</guid>
<pubDate>Thu, 04 Jun 2009 11:16:02 -0500</pubDate>
<description><![CDATA[If you took out a loan, mortgage or credit card from a bank, high street lender or building society in the UK in recent years, the chances are that you were mis-sold payment protection insurance. It is now easy to claim if you can satisfy certain conditions outlined here.]]></description>
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<item>
<title>Buying Car Insurance Quotes</title>
<link>http://EzineArticles.com/2408578</link>
<guid>http://EzineArticles.com/2408578</guid>
<pubDate>Wed, 03 Jun 2009 08:19:26 -0500</pubDate>
<description><![CDATA[Buying car insurance quotes can be a minefield. Whoever you are, you need to consider how much you are going to have to find for extras such as insurance and breakdown cover, even before you start looking for a car to buy. You will then need to decide the best and cheapest way of paying for the cover, and find a company that offers not just the right policy for you, but also the right payment method!]]></description>
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<item>
<title>Understanding Payment Protection Insurance Cover</title>
<link>http://EzineArticles.com/2394609</link>
<guid>http://EzineArticles.com/2394609</guid>
<pubDate>Fri, 29 May 2009 12:22:44 -0500</pubDate>
<description><![CDATA[Payment protection is widely available these days to cover all forms of credit or borrowing. When comparing payment protection insurance plans it is necessary to find one that will cover all of your monthly outgoings. Many providers have different limits and it is important that you find one that will not leave you with a shortfall for repayments.]]></description>
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<title>How to Compare Car Insurance Quotes For Cheaper Cover</title>
<link>http://EzineArticles.com/2390787</link>
<guid>http://EzineArticles.com/2390787</guid>
<pubDate>Fri, 29 May 2009 07:50:24 -0500</pubDate>
<description><![CDATA[When comparing car insurance, it is necessary not just to compare quote offerings from various sources but also extremely important to look at what is being offered as cover options for the premium price quoted.  At the end of the day in the event of a claim, the price you pay for auto insurance is only as good as the claims service you will receive.]]></description>
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<title>Does Your Car Require Specialist Car Insurance and Repair Services?</title>
<link>http://EzineArticles.com/2370494</link>
<guid>http://EzineArticles.com/2370494</guid>
<pubDate>Wed, 27 May 2009 09:22:54 -0500</pubDate>
<description><![CDATA[When choosing a car insurance policy it is wise to consider what is offered in the event of a claim. Although price is most peoples consideration when purchasing motor insurance, one of things you should not overlook is, who is going to repair your car if it is damaged?  Specialist car insurance policies offer specialist claims repair services and if you own an unusual, expensive, classic car or performance motor, then it would be prudent to opt for a policy that includes these services.]]></description>
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<title>Understanding Car Insurance Excesses and Deductibles</title>
<link>http://EzineArticles.com/2365527</link>
<guid>http://EzineArticles.com/2365527</guid>
<pubDate>Fri, 22 May 2009 12:01:23 -0500</pubDate>
<description><![CDATA[For new drivers especially, the terms excess and deductibles can be very confusing. In reality an excess is the amount you are always going to have to fork out regardless of what the insurer may pay out, in the event of any claim you make.  You can however save a lot of money on your car insurance premiums if you take a higher voluntary excess.]]></description>
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<title>Specialist Car Insurance is the Answer If You Have Been Declined by a Comparison Website</title>
<link>http://EzineArticles.com/2360820</link>
<guid>http://EzineArticles.com/2360820</guid>
<pubDate>Wed, 20 May 2009 14:05:38 -0500</pubDate>
<description><![CDATA[Nearly fifty percent of those of us who visit a car insurance comparison quote website fail to get offered a quote and many more, very few policies to compare. If you do not fit the standardised criteria for underwriting then you will be wasting your time attempting to get quoted on a comparison website. Specialist car insurance schemes offer an alternative.]]></description>
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<title>Caravan Insurance - Save Money by Visiting a Specialist Caravan Insurer</title>
<link>http://EzineArticles.com/2238170</link>
<guid>http://EzineArticles.com/2238170</guid>
<pubDate>Wed, 22 Apr 2009 13:55:39 -0500</pubDate>
<description><![CDATA[Getting caravan insurance can be a daunting prospect for the un-initiated to the world of caravanning, especially understanding the difference between cover for static and touring caravans. Even for those of us with years of experience, we are probably paying too much for our annual caravan cover, either through inertia and not shopping around for a better deal, or through ignorance of the vast array of caravan insurance products that are available today from specialist companies, just a mouse click away on the Internet.]]></description>
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<title>Why Specialist Car Insurance is Cheaper For Older Drivers</title>
<link>http://EzineArticles.com/2202945</link>
<guid>http://EzineArticles.com/2202945</guid>
<pubDate>Tue, 14 Apr 2009 15:28:57 -0500</pubDate>
<description><![CDATA[Unlike many other types of insurance, it is perceived by the underwriters through years of statistical analysis that your risk declines significantly as you get older and therefore people in this age group can be considered to be safer drivers.  Consequently a specialist over 50's car insurance policy can often be cheaper than mainstream motor cover.]]></description>
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<title>How to Value a Classic Car For Insurance</title>
<link>http://EzineArticles.com/2201719</link>
<guid>http://EzineArticles.com/2201719</guid>
<pubDate>Tue, 14 Apr 2009 13:58:04 -0500</pubDate>
<description><![CDATA[The cost of specialist classic car insurance polices is often determined by the sum insured or declared value. Unfortunately your opinion of the value of the car and that of the insuring company may differ widely. How do you value your classic car for insurance purposes?]]></description>
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<title>Car Insurance Legal Expenses Protection is Essential Coverage -  See You in Court!</title>
<link>http://EzineArticles.com/2157547</link>
<guid>http://EzineArticles.com/2157547</guid>
<pubDate>Wed, 08 Apr 2009 07:38:01 -0500</pubDate>
<description><![CDATA[Costs in a multi track court case involving a car accident in the UK that lasts a week, are on average for both parties in excess of one hundred thousand pounds. Even if you win you the judge may only award a proportion of costs in your favour. There are rules governing behaviour of both parties throughout the case which limit costs liability.]]></description>
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<title>Specialist Car Insurance Schemes Will Save Classic Car Owners a Fortune!</title>
<link>http://EzineArticles.com/2155955</link>
<guid>http://EzineArticles.com/2155955</guid>
<pubDate>Mon, 06 Apr 2009 10:12:17 -0500</pubDate>
<description><![CDATA[You could be paying much less for your car insurance by switching to a specialist provider of classic car insurance. In certain circumstances, for example where your existing policy provider is charging you for unnecessary elements of insurance cover... you could save hundreds.]]></description>
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<title>Twelve Car Insurance Money Saving Tips For Much Cheaper Premiums</title>
<link>http://EzineArticles.com/2141735</link>
<guid>http://EzineArticles.com/2141735</guid>
<pubDate>Thu, 02 Apr 2009 13:21:53 -0500</pubDate>
<description><![CDATA[It can be quite a daunting experience trying to purchase car insurance, and with the myriad of products and sales channels available today, it is often difficult to know where to start the process. It can be even more complicated when you start to look to reduce your  premiums without sacrificing either your levels of cover or increasing your risk.]]></description>
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<title>What Exactly is Direct Car Insurance? And is it Cheaper?</title>
<link>http://EzineArticles.com/2123709</link>
<guid>http://EzineArticles.com/2123709</guid>
<pubDate>Wed, 01 Apr 2009 15:07:21 -0500</pubDate>
<description><![CDATA[Most direct motor insurance companies are able to make savings in commission and data handling, which many do pass onto their customers in discounted premiums. However you decide to purchase your car insurance it should always be with what is right for your particular circumstances, in mind. You should always make comparative decisions on a like for like basis. If one policy being offered a few hundred cheaper than a competitor, you should check carefully the levels of cover in the small print, and compare the limits of indemnity.]]></description>
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<title>Car Insurance - Uninsured Drivers Cost You Money!</title>
<link>http://EzineArticles.com/2136605</link>
<guid>http://EzineArticles.com/2136605</guid>
<pubDate>Mon, 30 Mar 2009 16:08:59 -0500</pubDate>
<description><![CDATA[Recent statistics from the Motor Insurance Bureau indicate the problem of driving without car insurance has not declined over the intervening years since its foundation, and show that the UK continues to have a very poor record, with one in every twenty cars on the road being driven without proper car insurance coverage. Breaking down the statistics further, reveals that the amount of damage caused by drivers without car insurance each year far exceeds the amount paid out in claims every year through the risk fund.]]></description>
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<title>Car Insurance - Do Not Invalidate Your Car Insurance by Car Sharing</title>
<link>http://EzineArticles.com/2116866</link>
<guid>http://EzineArticles.com/2116866</guid>
<pubDate>Fri, 27 Mar 2009 11:40:02 -0500</pubDate>
<description><![CDATA[There is usually a clause or endorsement or wording within your policy documents which excludes driving for hire or reward. Check carefully the conditions of the policy wording and the exclusions. Make sure that the criterion of the policy offered is suitable for you.]]></description>
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<title>Understanding Car Insurance No Claims Discount and Bonus</title>
<link>http://EzineArticles.com/2110030</link>
<guid>http://EzineArticles.com/2110030</guid>
<pubDate>Mon, 23 Mar 2009 14:19:02 -0500</pubDate>
<description><![CDATA[What are Car Insurance No Claims Discount or No Claims Bonus.  Most certainly when you first take out car insurance it is highly unlikely that the concept of these discounts was not explained to you, as they are not applicable in the first year of a car insurance policy. Essentially the two terms are the same.]]></description>
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<title>Renewing Your Car Insurance Policy</title>
<link>http://EzineArticles.com/2092516</link>
<guid>http://EzineArticles.com/2092516</guid>
<pubDate>Wed, 18 Mar 2009 13:31:47 -0500</pubDate>
<description><![CDATA[If you intend to renew with the same insurance company you are legally bound to inform this company of any alterations to the statement of fact that you originally made when you first took out the policy.  Likewise you may wish to add or remove elements of cover from the current status of the car insurance policy, as your requirements may well have changed over the previous year.]]></description>
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<title>Car Insurance - Lending Your Car Could Land You in Jail</title>
<link>http://EzineArticles.com/2089333</link>
<guid>http://EzineArticles.com/2089333</guid>
<pubDate>Tue, 17 Mar 2009 16:18:41 -0500</pubDate>
<description><![CDATA[How many times have you said to the wife, children or a friend 'take my car' and not thought any more of it? Even if it's just a short trip down the road to the shops, you and the person you lend your car to, may be breaking the law!  Furthermore if the person you lend the car to, in turn lends the car to another, you will be held liable for any damages caused by the other party, whether you were aware of their use or not.]]></description>
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<title>Car Insurance - No Fault Accidents Can Cost You Dearly</title>
<link>http://EzineArticles.com/2088931</link>
<guid>http://EzineArticles.com/2088931</guid>
<pubDate>Tue, 17 Mar 2009 15:23:13 -0500</pubDate>
<description><![CDATA[If your car insurance policy falls due for renewal during this period of determination of fault then it could cost you dear.  Your policy record will be flagged as having had a claim and consequently, unless you can convince your Car Insurance Company otherwise, you will be charged additional premium, unless you have bought protected no claims bonus. This can be as much as a sixty percent increase in the previous year's premium if you had a good driving history with no claims in the previous three to five years, depending upon which car insurance company you are covered with.]]></description>
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<title>Classic Car Insurance - Change Your Lifestyle and Save Money</title>
<link>http://EzineArticles.com/2036361</link>
<guid>http://EzineArticles.com/2036361</guid>
<pubDate>Fri, 06 Mar 2009 11:49:20 -0600</pubDate>
<description><![CDATA[Most specialist motor underwriters therefore appreciate that you may need a more tailored and flexible type of car insurance for a classic car, one that allows you to fit the policy around what is effectively your lifestyle risk. Your risk levels are calculated upon the way you use the classic car and the number of miles distance you cover in that car each year.]]></description>
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