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<title>David Lynes - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/David_Lynes</link>
<pubDate>Wed, 15 Feb 2012 04:08:17 -0600</pubDate>
<image><title>David Lynes - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Unique IQ understands you have only one chance to make a first impression.

Which is why we go to great lengths to ensure that every website we build is both eye-catching and inviting from the moment a customer clicks in. We pride ourselves on our creative muscle, offering an expert design and technical team with the know-how to create whatever solution suits you best.

From a simple message, to a website using state of the art digital technologies bringing your ideas to life.

Unique IQ have the creative solutions to make a big impression.]]></description>
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<item>
<title>Facilities Management Industry Report and How Time and Attendance Can Help You Overcome Any Problems</title>
<link>http://EzineArticles.com/6237553</link>
<guid>http://EzineArticles.com/6237553</guid>
<pubDate>Wed, 11 May 2011 12:54:47 -0500</pubDate>
<description><![CDATA[Following KPMG's recent report exposing the state of the Facilities Management sector, we can see how many companies are making a decent profit margin but at the same time other businesses are struggling. So in order to combat these issues and survive and even thrive in these somewhat harsh times there is system which can help you turn your business around and prosper even in famine like circumstances.]]></description>
</item>
<item>
<title>Your Cleaners Are Legal? Aren't They?</title>
<link>http://EzineArticles.com/6178920</link>
<guid>http://EzineArticles.com/6178920</guid>
<pubDate>Fri, 15 Apr 2011 15:30:08 -0500</pubDate>
<description><![CDATA[For cleaning companies, like all companies really your workforce are one of your most valuable assets. But when selecting the correct members of staff you need to also be aware of the legal issues, like whether they legally have the right to work in the UK or not? As things like this, as you will find out can turn out to be a horrible nightmare that you wish would just end.]]></description>
</item>
<item>
<title>Time Attendance In The 21st Century</title>
<link>http://EzineArticles.com/6114038</link>
<guid>http://EzineArticles.com/6114038</guid>
<pubDate>Mon, 11 Apr 2011 15:49:38 -0500</pubDate>
<description><![CDATA[Any workforce is like a finely tuned athlete, if you put the right stuff into it and given the right equipment with which to carry out the task, then it will produce the greatest results and win every time. If you want to know how to optimise your workforce, then keep reading.]]></description>
</item>
<item>
<title>Payroll Processing Savings</title>
<link>http://EzineArticles.com/6121178</link>
<guid>http://EzineArticles.com/6121178</guid>
<pubDate>Fri, 08 Apr 2011 17:10:42 -0500</pubDate>
<description><![CDATA[Do you want some help with your payroll system? Are you tired of paper timesheets? If so, keep reading to find out how we can help you, with our cost effective solution, that will make your life a whole lot easier.]]></description>
</item>
<item>
<title>A Must Have for All Home Care Companies Out There - Time and Attendance System</title>
<link>http://EzineArticles.com/6125659</link>
<guid>http://EzineArticles.com/6125659</guid>
<pubDate>Fri, 08 Apr 2011 16:02:24 -0500</pubDate>
<description><![CDATA[An area where a good time and attendance would work wonders and save you a lot of time and hassle is within the Home Care industry. A good time and attendance systems are a perfect way to help you have a stress free work life, being able to manage your carers and ensure their safety at all times.]]></description>
</item>
<item>
<title>Time and Attendance - A Cleaning Company's Best Friend</title>
<link>http://EzineArticles.com/6125604</link>
<guid>http://EzineArticles.com/6125604</guid>
<pubDate>Fri, 08 Apr 2011 15:28:23 -0500</pubDate>
<description><![CDATA[An area where a good time and attendance would work wonders and save you a lot of time and hassle is within the Cleaning industry. For more information on how they can help your cleaning business, keep reading.]]></description>
</item>
<item>
<title>How to Avoid Unnecessary Overtime Costs Easily With Time and Attendance Solutions</title>
<link>http://EzineArticles.com/6147990</link>
<guid>http://EzineArticles.com/6147990</guid>
<pubDate>Fri, 08 Apr 2011 15:20:07 -0500</pubDate>
<description><![CDATA[If you are having problems with your overtime figures and they are unnecessarily high, then here is a solution perfect for you. The Time and Attendance system helps prevent unnecessary overtime costs, it helps you to comply with all the wage and labour laws and also gives you the flexibility to see and access your employee data from anywhere in the world in real-time via an internet enabled computer, laptop or mobile phone.]]></description>
</item>
<item>
<title>Why You Should Choose A Time and Attendance System</title>
<link>http://EzineArticles.com/6105182</link>
<guid>http://EzineArticles.com/6105182</guid>
<pubDate>Fri, 08 Apr 2011 15:06:39 -0500</pubDate>
<description><![CDATA[Whether you're an established company or a new and developing organisation, a Time & Attendance system is there to assist you with the monitoring of your employees time and whereabouts. It gives you the ability to track your staff at anytime of day, helping you provide a higher level of service for your clients and therefore increasing the productivity of the staff as well.]]></description>
</item>
<item>
<title>The New Breed of Time and Attendance Is Born</title>
<link>http://EzineArticles.com/6106219</link>
<guid>http://EzineArticles.com/6106219</guid>
<pubDate>Tue, 05 Apr 2011 11:29:56 -0500</pubDate>
<description><![CDATA[For all you small or smaller businesses out there, the is a cost effective and time saving way that you can get a head start on the bigger competition out there, therefore being able to grow and increase your productivity over night. If you want to know more, it's all in the name Time and Attendance but with no strings attached.]]></description>
</item>
<item>
<title>Employee Scheduling, It's An Art That Every Company Needs To Master</title>
<link>http://EzineArticles.com/6105768</link>
<guid>http://EzineArticles.com/6105768</guid>
<pubDate>Tue, 05 Apr 2011 09:58:07 -0500</pubDate>
<description><![CDATA[Employee scheduling is an art that every company needs to master. Although, this usually can be error prone and very frustrating, there are ways and means of making your life a whole lot easier, with a handy Time & Attendance system that does the hard work all for you.]]></description>
</item>
<item>
<title>Are You Unintentionally Overpaying Your Workers?</title>
<link>http://EzineArticles.com/6113367</link>
<guid>http://EzineArticles.com/6113367</guid>
<pubDate>Tue, 05 Apr 2011 09:24:31 -0500</pubDate>
<description><![CDATA[Do you know what your lone, remote workers are up to when they are out on a job? Are they really working or are they having a jolly at your expense?]]></description>
</item>
<item>
<title>Are You Ready For the Upcoming Changes Regarding Agency Workers?</title>
<link>http://EzineArticles.com/6112890</link>
<guid>http://EzineArticles.com/6112890</guid>
<pubDate>Fri, 01 Apr 2011 20:26:24 -0500</pubDate>
<description><![CDATA[Do you have agency workers working for you? Or are you currently an agency worker? Well, either way there are some new EU Regulations coming into force in October 2011, that you need to be aware of.]]></description>
</item>
<item>
<title>Time and Attendance, A Must Have for All Security Companies</title>
<link>http://EzineArticles.com/6125303</link>
<guid>http://EzineArticles.com/6125303</guid>
<pubDate>Thu, 31 Mar 2011 19:22:02 -0500</pubDate>
<description><![CDATA[An area where a good time and attendance would work wonders and save you a lot of time and hassle is within the Security industry. Time and attendance systems are perfect devices to help you manage your men and ensure their safety at all times.]]></description>
</item>
<item>
<title>The Benefits of Time and Attendance Systems</title>
<link>http://EzineArticles.com/6122017</link>
<guid>http://EzineArticles.com/6122017</guid>
<pubDate>Thu, 31 Mar 2011 11:14:35 -0500</pubDate>
<description><![CDATA[Want to know more about time and attendance? And the pros of systems of this nature? Well then, keep reading!]]></description>
</item>
<item>
<title>Lone Workers</title>
<link>http://EzineArticles.com/6121245</link>
<guid>http://EzineArticles.com/6121245</guid>
<pubDate>Thu, 31 Mar 2011 10:35:56 -0500</pubDate>
<description><![CDATA[Tracking your remote workforce is an important part to any successful business, along with ensuring the safety of your lone workers. With the implementation of a time and attendance you can easily track your employees and maintain their safety at all times, whilst saving money at the same time.]]></description>
</item>
<item>
<title>The Remote Worker Is Now the Norm</title>
<link>http://EzineArticles.com/6113508</link>
<guid>http://EzineArticles.com/6113508</guid>
<pubDate>Wed, 30 Mar 2011 10:18:03 -0500</pubDate>
<description><![CDATA[Believe it or not, remote working and the remote workforce is on the increase, becoming more and more widespread. This is due to technological advancements and lifestyle choices, these are then helping to reshape the way we do and think about business in the 21st century.]]></description>
</item>
<item>
<title>How to Take the Pressure Off Your Payroll Department</title>
<link>http://EzineArticles.com/6113521</link>
<guid>http://EzineArticles.com/6113521</guid>
<pubDate>Wed, 30 Mar 2011 10:09:47 -0500</pubDate>
<description><![CDATA[Payroll for most people becomes a pressure and a chore. If you want to learn how you can take the pressure of yourself or your accounts department, then keep reading.]]></description>
</item>
<item>
<title>Absence Control, An Issue For Every Business, That Can Easily Be Solved</title>
<link>http://EzineArticles.com/6106161</link>
<guid>http://EzineArticles.com/6106161</guid>
<pubDate>Mon, 28 Mar 2011 10:59:33 -0500</pubDate>
<description><![CDATA[If you want an easy and effortless way of solving your absence control in your company then a Time and Attendance system is for you. It helps you in a time and cost effective way manage your staff and your absences so that you can get on and do the real work.]]></description>
</item>
<item>
<title>Top 7 Reasons for a Web Based Time and Attendance System</title>
<link>http://EzineArticles.com/6106072</link>
<guid>http://EzineArticles.com/6106072</guid>
<pubDate>Mon, 28 Mar 2011 10:13:03 -0500</pubDate>
<description><![CDATA[There are many reasons why a web based time & attendance system should be used in every company. So, if you want to know why you should use a web based time & attendance system in your company then keep reading and find out the 7 top reasons why.]]></description>
</item>
<item>
<title>Who Is Caring For Your Carers?</title>
<link>http://EzineArticles.com/6106122</link>
<guid>http://EzineArticles.com/6106122</guid>
<pubDate>Mon, 28 Mar 2011 10:10:05 -0500</pubDate>
<description><![CDATA[Working in the home care industry it can be hard to track your staff and whether or not they have turned up to the client's house on time or not. To have peace of mind and to make sure your remote workforce is being cared for as well, a Time and Attendance system is the way forward.]]></description>
</item>
<item>
<title>Every Business Needs A Time and Attendance System</title>
<link>http://EzineArticles.com/6106037</link>
<guid>http://EzineArticles.com/6106037</guid>
<pubDate>Mon, 28 Mar 2011 10:02:53 -0500</pubDate>
<description><![CDATA[In any business, whether it is large or small what the customer or clients think and say about you count. Your reputation is important, regardless of the industry. So therefore making your clients happy, as well as having a product or products that are worth selling is paramount. This is so that you are not wasting your time or money trying to sell something that is not sellable. In most companies there is a designated department, called Human Resources that is designed to oversee and manage the workforce to its optimum abilities, enhancing their strengths and reducing their weaknesses. A key tool to make this all possible, in a most cost effective way is with a Time and Attendance system.]]></description>
</item>
<item>
<title>The Concept Behind Time And Attendance Systems</title>
<link>http://EzineArticles.com/6105824</link>
<guid>http://EzineArticles.com/6105824</guid>
<pubDate>Mon, 28 Mar 2011 09:28:49 -0500</pubDate>
<description><![CDATA[The whole idea behind the Time & Attendance system is to make your life easier, whilst being cost effective and a practical solution to your staffing issues. It helps turn time consuming, pre-existing manual processes with regards to staffing, into a more streamlined and effortless way of managing your workforce to the highest standard.]]></description>
</item>
<item>
<title>How Time and Attendance Systems Can Do The Hard Work For You</title>
<link>http://EzineArticles.com/6105879</link>
<guid>http://EzineArticles.com/6105879</guid>
<pubDate>Mon, 28 Mar 2011 09:14:34 -0500</pubDate>
<description><![CDATA[In order to be the best, you have to have good business management. Well, with a Time & Attendance system doing all the hard work for you, helping you manage your staff effectively, you are then able to beat the competition in productivity and quality hands down every time.]]></description>
</item>
<item>
<title>Using a Time &amp; Attendance System to Save Time and Money</title>
<link>http://EzineArticles.com/4902149</link>
<guid>http://EzineArticles.com/4902149</guid>
<pubDate>Tue, 24 Aug 2010 10:45:27 -0500</pubDate>
<description><![CDATA[It is estimated that an average of 8 minutes per week is spent on chasing and manually processing time sheets and that there is a standard error factor of 3% for payroll departments that have to enter payroll details manually.  These costs all add up and using a time & attendance system can save a company up to 7% of their annual payroll.]]></description>
</item>
<item>
<title>Professional Tyre Changers - Change Flat Tyres Effortlessly</title>
<link>http://EzineArticles.com/2063072</link>
<guid>http://EzineArticles.com/2063072</guid>
<pubDate>Thu, 05 Mar 2009 11:23:25 -0600</pubDate>
<description><![CDATA[With the advancement in the tyre technology, wheels have become very specialized objects heavy in size and difficult to change. Professional tyre machines like wheel balancing and wheel changing machines have assumed substantial amount of importance. ]]></description>
</item>
<item>
<title>Change Tyre Easily With Professional Tyre Changers</title>
<link>http://EzineArticles.com/2063060</link>
<guid>http://EzineArticles.com/2063060</guid>
<pubDate>Thu, 05 Mar 2009 11:11:25 -0600</pubDate>
<description><![CDATA[Loosening the beads, detaching the old tyre and then placing a new one can be a really difficult and knuckle-scraping job when it comes to tyre changing. But, a professional tyre changing machine can make the whole process easier and faster. The professional tyre machines can change the car tyres without damaging the tyre or rim.]]></description>
</item>
<item>
<title>Top 5 Tips On Saving Money On Your Mortgage Interest</title>
<link>http://EzineArticles.com/1161959</link>
<guid>http://EzineArticles.com/1161959</guid>
<pubDate>Fri, 09 May 2008 15:14:02 -0500</pubDate>
<description><![CDATA[Most of us are well aware of how costly a mortgage loan can be in terms of the interest that you have to pay, and it can really pay off to try and take steps to reduce the amount that you have to pay in interest on your mortgage loan. There are a number of things that you...]]></description>
</item>
<item>
<title>Warning - Don't Get Caught Out By Shares Scams</title>
<link>http://EzineArticles.com/1148868</link>
<guid>http://EzineArticles.com/1148868</guid>
<pubDate>Tue, 06 May 2008 10:19:37 -0500</pubDate>
<description><![CDATA[In the past scam investment firms have made a fortune by dwindling savers and small shareholders in America out of their hard earned cash with bogus investment opportunities. However, officials in the United States have really cracked down on these scams over recent years, and this has resulted in the focus of boiler room operators being targeted elsewhere. Britain is one of the latest places to become one of the main focuses of these con-artists.]]></description>
</item>
<item>
<title>5 Top Things To Remember With Balance Transfer Credit Cards</title>
<link>http://EzineArticles.com/1146299</link>
<guid>http://EzineArticles.com/1146299</guid>
<pubDate>Fri, 02 May 2008 16:15:57 -0500</pubDate>
<description><![CDATA[Balance transfer credit cards have become very popular over recent years, and many borrowers have used them to transfer balances from high interest credit cards and therefore cut back on the cost of borrowing. Balance transfer cards can help you to avoid paying as much - or in some cases any - interest on your credit card borrowing providing you adhere to the terms and conditions, and you repay your balance within the specified period.]]></description>
</item>
<item>
<title>Multi-Purpose Loans - Spread The Cost Of Major Purchases</title>
<link>http://EzineArticles.com/1146303</link>
<guid>http://EzineArticles.com/1146303</guid>
<pubDate>Thu, 01 May 2008 17:18:26 -0500</pubDate>
<description><![CDATA[There are all sorts of loans available these days, and despite the global credit crunch, which has affected availability and affordability for many, you can still find a range of different loan products to suit different needs. One of the loan types that can prove invaluable to those looking to make ...]]></description>
</item>
<item>
<title>Tackle Your Debts - Don't Let Them Build Up</title>
<link>http://EzineArticles.com/1142305</link>
<guid>http://EzineArticles.com/1142305</guid>
<pubDate>Thu, 01 May 2008 13:28:29 -0500</pubDate>
<description><![CDATA[Most people that have high levels of debt will know that the easiest thing to do is simply ignore them and leave them to build up. However, whilst burying your head in the sand and ignoring your debts may seem like the perfect short term solution, as it means that you don't have to ...]]></description>
</item>
<item>
<title>What is the FSA and What Does it Do?</title>
<link>http://EzineArticles.com/1139204</link>
<guid>http://EzineArticles.com/1139204</guid>
<pubDate>Tue, 29 Apr 2008 14:10:29 -0500</pubDate>
<description><![CDATA[The Financial Services Authority, also known simply as the FSA, is a financial body, and operates as an independent financial regulator within the UK. The powers that have been granted to the FSA come through the Financial Services and Markets Act 2000. ]]></description>
</item>
<item>
<title>Effective Money Management Is The Way Forward</title>
<link>http://EzineArticles.com/1133968</link>
<guid>http://EzineArticles.com/1133968</guid>
<pubDate>Mon, 28 Apr 2008 11:22:33 -0500</pubDate>
<description><![CDATA[Managing finances can be a daunting task at the best of times. In the current financial climate, where costs are rising, taxes are rising, and credit conditions are tighter than ever, it has become a necessity for households to be able to manage their finances more effectively in order to avoid running into an array of problems.]]></description>
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<item>
<title>Avoid Getting Into The Debt Trap</title>
<link>http://EzineArticles.com/1131154</link>
<guid>http://EzineArticles.com/1131154</guid>
<pubDate>Fri, 25 Apr 2008 16:16:23 -0500</pubDate>
<description><![CDATA[It can be very difficult for those that get caught in the debt trap to try and escape from debt, and many people that get themselves into huge levels of debt spend many years - sometimes most of their adult lives - trying to get themselves back out of debt. Being in debt can have a profound impact on your life, and can affect your ability to enjoy the quality of life that you would like. For some people the debt trap can even result in being unable to keep up with repayments on bills, debts, and even mortgage repayments, which can lead to anything from damaged credit to the loss of your home.]]></description>
</item>
<item>
<title>How To Compare Savings Accounts</title>
<link>http://EzineArticles.com/1128435</link>
<guid>http://EzineArticles.com/1128435</guid>
<pubDate>Fri, 25 Apr 2008 13:00:00 -0500</pubDate>
<description><![CDATA[Like most other people you probably want to do all that you can to make your money work harder for you when it comes to savings, and it is therefore important that you choose a savings account that is both suitable and enables you to get a good ...]]></description>
</item>
<item>
<title>Top 5 Things To Look Out For When Remortgaging</title>
<link>http://EzineArticles.com/1128411</link>
<guid>http://EzineArticles.com/1128411</guid>
<pubDate>Fri, 25 Apr 2008 12:57:37 -0500</pubDate>
<description><![CDATA[Although the base rate has been cut by the Bank of England three times over the past four months, taking the base rate from 5.75% to 5% during this time, not all homeowners have felt the benefits of the rate cuts reflected in their mortgage repayments. Unfortunately some lenders have failed to ...]]></description>
</item>
<item>
<title>Make A Structured Plan To Clear All Your Debts</title>
<link>http://EzineArticles.com/1123962</link>
<guid>http://EzineArticles.com/1123962</guid>
<pubDate>Thu, 24 Apr 2008 13:16:23 -0500</pubDate>
<description><![CDATA[With the financial situation getting more and more difficult for many households in light of rising costs and the effects of the credit crunch, it has become increasingly important for those with debts to try and find an effective and suitable solution to minimise in the impact that these debts have on their overall financial situation. ]]></description>
</item>
<item>
<title>How To Best Finance Your Next Major Purchase</title>
<link>http://EzineArticles.com/1119109</link>
<guid>http://EzineArticles.com/1119109</guid>
<pubDate>Tue, 22 Apr 2008 13:41:28 -0500</pubDate>
<description><![CDATA[Do you have plans to make a major purchase this year? You may be thinking of purchasing some high tech equipment and gadgets for your home, buying a new vehicle, kitting out your home with some new furniture, or even treating yourself to an expensive holiday. However, with household finances tighter than ever for many people you may find that the chances of being able to save the money that you need upfront are slim.]]></description>
</item>
<item>
<title>Consolidate Your Debts and Your Worries</title>
<link>http://EzineArticles.com/1116168</link>
<guid>http://EzineArticles.com/1116168</guid>
<pubDate>Sun, 20 Apr 2008 16:30:07 -0500</pubDate>
<description><![CDATA[Financial management can prove difficult and worrying for anyone that has a lot of different debts with a range of creditors. In addition to paying out a lot of money each month - not to mention a considerable amount of interest over the term of the debts - you will also have to juggle.]]></description>
</item>
<item>
<title>Top 5 Ways To Avoid The Mortgage Crisis</title>
<link>http://EzineArticles.com/1114200</link>
<guid>http://EzineArticles.com/1114200</guid>
<pubDate>Fri, 18 Apr 2008 13:31:57 -0500</pubDate>
<description><![CDATA[Most people these days have heard how badly the credit crunch has affected the mortgage market in the UK, with many lenders having withdrawn deals, tightened criteria, and hiked up rates. This has made it increasingly difficult for many people to get a suitable mortgage or remortgage deal.]]></description>
</item>
<item>
<title>Are Unsecured Loans A Good Option?</title>
<link>http://EzineArticles.com/1114191</link>
<guid>http://EzineArticles.com/1114191</guid>
<pubDate>Wed, 16 Apr 2008 13:18:49 -0500</pubDate>
<description><![CDATA[When you are looking for a loan you have to decide whether you want to opt for a secured or an unsecured loan, and your decision will be based on a number of factors. Your individual circumstances will go some way towards determining which of these loan options is suitable - or even viable - for you. For example, if you have bad credit but you are a homeowner then you will most likely have to opt for a secured loan. If you have good credit and ...]]></description>
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<item>
<title>Are You Looking For An Affordable Loan?</title>
<link>http://EzineArticles.com/1109089</link>
<guid>http://EzineArticles.com/1109089</guid>
<pubDate>Mon, 14 Apr 2008 14:40:42 -0500</pubDate>
<description><![CDATA[Nobody wants to have to pay over the odds on their borrowing, and this is why it is important to look for the most affordable deal when you are looking for a loan. As most of us are aware the cost of borrowing has rocketed over recent months, with many lenders having pushed up interest rates on certain products, which means that an increased number of consumers may be unable to get affordable finance.
]]></description>
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<item>
<title>Remortgage Or Secured Loan - Which One Is Best For You?</title>
<link>http://EzineArticles.com/1104088</link>
<guid>http://EzineArticles.com/1104088</guid>
<pubDate>Sat, 12 Apr 2008 12:01:55 -0500</pubDate>
<description><![CDATA[Any homeowner that is looking to borrow money against their property needs to work out whether to opt for a secured loan or a remortgage, as both are effective options for homeowners. The decision over whether to take out a secured loan or remortgage should depend on a number of factors, and it is important to give the matter careful considerable before you decide which option to go for.
]]></description>
</item>
<item>
<title>5 Top Tips On Getting An Affordable Loan</title>
<link>http://EzineArticles.com/1100521</link>
<guid>http://EzineArticles.com/1100521</guid>
<pubDate>Fri, 11 Apr 2008 14:36:45 -0500</pubDate>
<description><![CDATA[Getting an affordable loan has always been harder for some consumers than for others, and whilst there may be contributory factors that make borrowing more expensive for a particular person, such as damaged credit, there are ways in which you can increase your chances of getting an affordable loan. Below you will find some top tips on getting the most affordable loan for your needs and circumstances.]]></description>
</item>
<item>
<title>The Effects Of The Credit Crunch</title>
<link>http://EzineArticles.com/1100515</link>
<guid>http://EzineArticles.com/1100515</guid>
<pubDate>Fri, 11 Apr 2008 14:35:43 -0500</pubDate>
<description><![CDATA[The global credit crunch, which has dominated financial news headlines over recent months, continues to wreak havoc across the UK. Since it made its way across the Atlantic last summer the credit crunch has taken its toll in all financial sectors, and has made things difficult for both lenders and consumers. ]]></description>
</item>
<item>
<title>Adverse Loans - Are They Difficult To Get?</title>
<link>http://EzineArticles.com/1096653</link>
<guid>http://EzineArticles.com/1096653</guid>
<pubDate>Tue, 08 Apr 2008 15:31:46 -0500</pubDate>
<description><![CDATA[Getting any sort of finance when you have a damaged credit history and low credit rating can be difficult, and this has become a particular problem over recent months as a result of the global credit crunch, which has seen lenders really tightening up on their lending criteria. Consumers with bad credit have been amongst the worst hit groups as a result of...]]></description>
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<title>Consolidation Loans - Review Your Finances Regularly</title>
<link>http://EzineArticles.com/1093961</link>
<guid>http://EzineArticles.com/1093961</guid>
<pubDate>Tue, 08 Apr 2008 08:55:43 -0500</pubDate>
<description><![CDATA[With the credit crunch still wreaking havoc across the nation's financial markets, and with rising living costs continuing to impact heavily on household finances, it has become increasingly important for consumers to keep an eye on their finances. If you fail to monitor your finances carefully you could find that you are in danger of overstretching yourself, and this could lead to...]]></description>
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<title>Bad Credit Loans - Do You Have Bad Credit?</title>
<link>http://EzineArticles.com/1089495</link>
<guid>http://EzineArticles.com/1089495</guid>
<pubDate>Fri, 04 Apr 2008 15:09:51 -0500</pubDate>
<description><![CDATA[Are you one of the many people that have a damaged credit profile? These days an increasing number of people have found that their credit is less than perfect, and often this is due to severe financial strains that have resulted in regular missed or late repayments on bills or debts. ]]></description>
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<title>Consolidation Loan - Opportunity To Sort Out And Repay Your Debts</title>
<link>http://EzineArticles.com/1086642</link>
<guid>http://EzineArticles.com/1086642</guid>
<pubDate>Fri, 04 Apr 2008 10:47:00 -0500</pubDate>
<description><![CDATA[Many people find it difficult to manage their finances effectively at the best of times, particularly in the current financial climate where many households are trying to struggle with strained finances resulting from increased bills and livings costs. For those with a large number of debts, however, the situation can be even more difficult, making financial management confusing and leading to a high level of outgoings each month.
]]></description>
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<title>Top 5 Reasons To Use A Mortgage Broker</title>
<link>http://EzineArticles.com/1084603</link>
<guid>http://EzineArticles.com/1084603</guid>
<pubDate>Thu, 03 Apr 2008 11:53:19 -0500</pubDate>
<description><![CDATA[Finding the right mortgage isn't always easy, especially in the current difficult credit conditions when many lenders are turning applications away due to financial difficulties. It is vital that you find the right lender for your needs when it comes to finding the right mortgage, but this can be a difficult and ...]]></description>
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<title>Homeowner Loan - Let Your Equity Help Finance Your Future</title>
<link>http://EzineArticles.com/1081734</link>
<guid>http://EzineArticles.com/1081734</guid>
<pubDate>Wed, 02 Apr 2008 13:30:40 -0500</pubDate>
<description><![CDATA[Homeowners all over the UK have seen the equity levels in their properties rise - even rocket - over recent years. However, your equity is of little use to you unless you sell your property, as it is otherwise tied up in your home and cannot be used. However, with a homeowner loan you can enjoy the opportunity to get at your equity without having to sell your home and move on, enabling you to unlock the money tied up in your home and use it to help finance your future rather than just sitting on it and struggling along financially.]]></description>
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<title>Secured Personal Loans - A Sensible Way Of Spreading The Cost</title>
<link>http://EzineArticles.com/1079806</link>
<guid>http://EzineArticles.com/1079806</guid>
<pubDate>Wed, 02 Apr 2008 09:43:34 -0500</pubDate>
<description><![CDATA[There are all sorts of purchases that many of us want to make but cannot afford to pay for upfront, such as holidays, a new car, new gadgets for the home, and more. The good news is that you do not necessarily have to wait until you have saved the money upfront before you make your purchase - let's face it, many of us would never be ...]]></description>
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<title>How To Fight The Credit Crunch - Save, Save, Save!</title>
<link>http://EzineArticles.com/1074707</link>
<guid>http://EzineArticles.com/1074707</guid>
<pubDate>Mon, 31 Mar 2008 13:48:19 -0500</pubDate>
<description><![CDATA[The global credit crunch that swept across the UK last year is continuing to wreak havoc in the financial markets, and both lenders and borrowers are being affected by the squeeze. With funds quickly drying up for lenders, the availability of credit has been severely affected, and this, of course, ...]]></description>
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<title>5 Top Tips On Saving Money On Your Energy Bills</title>
<link>http://EzineArticles.com/1071939</link>
<guid>http://EzineArticles.com/1071939</guid>
<pubDate>Fri, 28 Mar 2008 15:12:23 -0500</pubDate>
<description><![CDATA[Most of us have now been hit by the hiked up prices that energy providers have put in place over recent weeks, and this is placing additional financial strain on many already tight household finances. Although interest rates have come down slightly this year, other rising costs such as ...]]></description>
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<title>Electric And Gas Suppliers - How To Save And What To Look Out For</title>
<link>http://EzineArticles.com/1069347</link>
<guid>http://EzineArticles.com/1069347</guid>
<pubDate>Thu, 27 Mar 2008 15:06:45 -0500</pubDate>
<description><![CDATA[Gas and electricity are utilities that are essential in most households, and often something that we take for granted. However, one thing that many people do think about when it comes to gas and electricity is soaring usage costs, particularly since the beginning of this year, which is when the major energy suppliers announced that energy usage costs would be rising again due to an increase in the cost of wholesale energy.]]></description>
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<title>Homeowner Loans - Make Your Dreams Come True</title>
<link>http://EzineArticles.com/1069336</link>
<guid>http://EzineArticles.com/1069336</guid>
<pubDate>Thu, 27 Mar 2008 15:06:00 -0500</pubDate>
<description><![CDATA[We all have dreams, whether it involves seeing the world, aiming high with our careers, or having an incredible wedding and honeymoon. Having dreams to brighten up our lives is great, but most of us would love to make these dreams a reality. ]]></description>
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<title>Secured Personal Loans - Finding A Cheap Loan</title>
<link>http://EzineArticles.com/1069322</link>
<guid>http://EzineArticles.com/1069322</guid>
<pubDate>Thu, 27 Mar 2008 15:04:44 -0500</pubDate>
<description><![CDATA[In the current financial climate we all need to make sure that we are not paying out over the odds on the products and services that we use, and this includes on our borrowing. Of course, many of us still need to borrow money for one reason or another, but rising living costs and strained household finances make it more important than ever to try and find finance that offers competitive rates and affordable repayments.]]></description>
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<title>Homeowner Loan - The Benefits To You</title>
<link>http://EzineArticles.com/1069391</link>
<guid>http://EzineArticles.com/1069391</guid>
<pubDate>Thu, 27 Mar 2008 14:41:08 -0500</pubDate>
<description><![CDATA[The various benefits that come with homeowner loans as opposed to unsecured loans have made this type of finance increasingly popular amongst homeowners over recent years, and with rising equity levels in their properties homeowners have been able to enjoy impressive financial leverage and the ability to borrow significant amounts of money based on ...]]></description>
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<title>A Secured Or Unsecured Loan - What's The Difference?</title>
<link>http://EzineArticles.com/1069377</link>
<guid>http://EzineArticles.com/1069377</guid>
<pubDate>Thu, 27 Mar 2008 14:40:27 -0500</pubDate>
<description><![CDATA[One of the questions that you have to ask yourself when considering taking out a loan is whether you will fare better with a secured or an unsecured loan. Of course, you may find that you are only eligible for an unsecured loan, as you need to be a homeowner in order to qualify for a secured loan. Then again, you may find that ...]]></description>
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<title>Secured Personal Loans - Easier Access To The Money You Need</title>
<link>http://EzineArticles.com/1069367</link>
<guid>http://EzineArticles.com/1069367</guid>
<pubDate>Thu, 27 Mar 2008 14:39:46 -0500</pubDate>
<description><![CDATA[When you need to raise money for something that is important to you, such as to sort out your existing debts, improve your home, or pay for a once in a life time holiday, the last thing you want is to have to go through a load of hassle in order to try and secure the finance that you require. Most of us want to be able to enjoy ease, convenience, and choice when it ...]]></description>
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<title>Home Insurance - How To Save And What To Look Out For</title>
<link>http://EzineArticles.com/1053364</link>
<guid>http://EzineArticles.com/1053364</guid>
<pubDate>Wed, 19 Mar 2008 13:36:35 -0500</pubDate>
<description><![CDATA[Home insurance is a very important form of insurance cover that could provide valuable protection to homeowners as well as tenants. Home insurance cover comes in two parts, which are buildings cover and contents cover. You can take these different covers out separately or as a bundle depending on your needs - for example ...]]></description>
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<title>Top 5 Reasons to Opt For Secured Finance</title>
<link>http://EzineArticles.com/1050812</link>
<guid>http://EzineArticles.com/1050812</guid>
<pubDate>Mon, 17 Mar 2008 13:33:10 -0500</pubDate>
<description><![CDATA[If you are a homeowner and have good credit you will probably find that you have the option of taking out either a secured or an unsecured loan depending on your needs and preferences. There are pros and cons to both of these loan types, and you should make sure that you...]]></description>
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<title>Adverse Credit Loans - Sourcing The Right Loan Doesn't Have To Be Difficult</title>
<link>http://EzineArticles.com/1046281</link>
<guid>http://EzineArticles.com/1046281</guid>
<pubDate>Mon, 17 Mar 2008 13:32:43 -0500</pubDate>
<description><![CDATA[Many people who have damaged credit may think that trying to get finance is inevitably going to prove difficult and costly, and in one respect this is right. Getting unsecured credit such as credit cards and unsecured loans can be extremely difficult if your credit is damaged, and even if you are...]]></description>
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<title>Top 5 Ways to Save Money on Your Holiday</title>
<link>http://EzineArticles.com/1046263</link>
<guid>http://EzineArticles.com/1046263</guid>
<pubDate>Mon, 17 Mar 2008 13:32:08 -0500</pubDate>
<description><![CDATA[It is now that time of year again when many of us are thinking of booking our spring or summer holidays, but with many people still reeling from the cost of Christmas and New Year you may find that you are on a pretty tight budget when it comes to your next holiday. Still, despite the cost most of us need a break to recharge our batteries and shake off the winter blues, and the good news is that ...]]></description>
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<title>Car Finance - Which Road To Take When Considering How To Spread The Cost</title>
<link>http://EzineArticles.com/1045880</link>
<guid>http://EzineArticles.com/1045880</guid>
<pubDate>Mon, 17 Mar 2008 11:13:11 -0500</pubDate>
<description><![CDATA[Having a reliable and dependable car to get around is important to most of us, but most people do not have the ready cash to simply go out and purchase a car, which means that many of us need to spread the cost of ...]]></description>
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<title>Homeowners - Look After Your Property As A Secured Loan Asset</title>
<link>http://EzineArticles.com/1045887</link>
<guid>http://EzineArticles.com/1045887</guid>
<pubDate>Mon, 17 Mar 2008 09:59:59 -0500</pubDate>
<description><![CDATA[One major advantage that you can enjoy as a homeowner as opposed to a non-homeowner is having a valuable asset that you can use to increase financial leverage should the need arise. This is because, as a homeowner, you can enjoy access to secured loans, which...]]></description>
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<title>The Internet Makes Shopping For A Personal Loan Easier</title>
<link>http://EzineArticles.com/1044023</link>
<guid>http://EzineArticles.com/1044023</guid>
<pubDate>Fri, 14 Mar 2008 09:07:22 -0500</pubDate>
<description><![CDATA[When you are shopping around for a personal loan you want a search method that is going to be quick, easy, convenient, and won't involve spending hours glued to the phone - and running up your phone bill - or traipsing around from one bank to another. The Internet is a tool that provides you with ...]]></description>
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<title>Secured Loans - A Primary Route For Homeowner Lending</title>
<link>http://EzineArticles.com/1044011</link>
<guid>http://EzineArticles.com/1044011</guid>
<pubDate>Fri, 14 Mar 2008 09:06:54 -0500</pubDate>
<description><![CDATA[Over the past few years secured loans have enjoyed rising popularity amongst homeowners in the UK, with an increasing number of homeowners turning to this method of borrowing in order to make the most of the rising equity levels in their homes. In fact, secured loans have become ...]]></description>
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<title>Sort Out Your Finances And Live A Happier Life</title>
<link>http://EzineArticles.com/1031452</link>
<guid>http://EzineArticles.com/1031452</guid>
<pubDate>Mon, 10 Mar 2008 09:53:34 -0500</pubDate>
<description><![CDATA[The financial burden that many of us have to deal with these days can have a profound impact on many different areas of our lives, from our quality of life in the home, to our physical and mental wellbeing, and even on our relationships with family members, friends, and loved ones. By taking the initiative and ...]]></description>
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<title>Top 5 Ways to Ease The Financial Strain</title>
<link>http://EzineArticles.com/1029234</link>
<guid>http://EzineArticles.com/1029234</guid>
<pubDate>Thu, 06 Mar 2008 08:13:55 -0600</pubDate>
<description><![CDATA[These days many households suffer financial problems with strained finances made even worse due to high mortgage repayments, rising energy bills, increased food costs, and soaring petrol prices, not to mention the forthcoming threat of rising council tax bills and increased ...]]></description>
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<title>Which Mortgage Product is Best For You?</title>
<link>http://EzineArticles.com/1029223</link>
<guid>http://EzineArticles.com/1029223</guid>
<pubDate>Thu, 06 Mar 2008 08:13:15 -0600</pubDate>
<description><![CDATA[The world of mortgages can be a confusing one, but it is vital that anyone looking to take out a mortgage does their research in order to make sure that they end up with the right mortgage product for their needs. When deciding on which mortgage product to choose you need to carefully evaluate your needs and circumstances, as this will help you to make the right choice. It is also worth getting professional advice from an independent ...]]></description>
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<title>Debt Consolidation Loan - Make Your Life Easier</title>
<link>http://EzineArticles.com/1027027</link>
<guid>http://EzineArticles.com/1027027</guid>
<pubDate>Thu, 06 Mar 2008 08:12:38 -0600</pubDate>
<description><![CDATA[Trying to ease your financial worries can be a difficult task, particularly if you are one of the many people with a range of different debts that are eating into your monthly income. With many of us facing a number rising costs such as energy bills, water rates, council tax rates, and more, trying to keep on top of expensive debts can become ...]]></description>
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<title>Which Credit Card Product is Best For You?</title>
<link>http://EzineArticles.com/1027019</link>
<guid>http://EzineArticles.com/1027019</guid>
<pubDate>Thu, 06 Mar 2008 08:12:04 -0600</pubDate>
<description><![CDATA[Trying to determine which credit card product is going to prove most suitable and cost effective for you can be a difficult and time consuming task, as there are many different cards to choose from and your decision will be based upon your spending and repayment habits. Choosing the right card for your needs is very important ...]]></description>
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<title>Overcommitted? Ways to Find Out Whether a Consolidation Loan is Best For You</title>
<link>http://EzineArticles.com/1024345</link>
<guid>http://EzineArticles.com/1024345</guid>
<pubDate>Thu, 06 Mar 2008 08:11:18 -0600</pubDate>
<description><![CDATA[Many people these days find that they are overcommitted in terms of their finances, and this is a situation that has become worse as a result of higher interest rates, rising energy costs, high food prices, and increased petrol prices. Those with a high level of high interest debts are particularly likely to suffer, as in many cases they do not have the financial flexibility ...]]></description>
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<title>Which Loan Product is Best For You?</title>
<link>http://EzineArticles.com/1024338</link>
<guid>http://EzineArticles.com/1024338</guid>
<pubDate>Thu, 06 Mar 2008 08:10:41 -0600</pubDate>
<description><![CDATA[There are so many different loan products available these days that finding the right one for your needs can become confusing and frustrating. Before you make an application for a loan you need to determine what you want from the loan - for example, what...]]></description>
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<title>Student Loans - What Are The Options For Consolidating Them?</title>
<link>http://EzineArticles.com/1021827</link>
<guid>http://EzineArticles.com/1021827</guid>
<pubDate>Tue, 04 Mar 2008 15:03:43 -0600</pubDate>
<description><![CDATA[Sadly, the cost of funding an education these days can be high, and for those that want to improve their chances of a successful future through increased education there is the inevitable issue of debt to deal with. Many students now leave university saddled with a high amount of debt, and in addition to their student loan also have a range of other debts, such as credit cards - not the ideal way to start your life in the 'real world'.]]></description>
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<title>Top 5 Reasons to Consolidate Your Debts</title>
<link>http://EzineArticles.com/1014422</link>
<guid>http://EzineArticles.com/1014422</guid>
<pubDate>Fri, 29 Feb 2008 10:41:26 -0600</pubDate>
<description><![CDATA[For those that have a number of higher interest debts to deal with, such as credit cards, store cards, and loans, debt consolidation can prove an effective and affordable solution to ease financial management and cut outgoings. Debt consolidation loans have been used for years by those with a high number of debts, and these loans are available from a range of lenders both on ...]]></description>
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<title>How To Find Out The True Value Of Your Home</title>
<link>http://EzineArticles.com/1012142</link>
<guid>http://EzineArticles.com/1012142</guid>
<pubDate>Thu, 28 Feb 2008 10:56:42 -0600</pubDate>
<description><![CDATA[There are many reasons why you may want to find out just how much your home is worth. With all of this speculation about house price falls, you may want to find out how much your property is worth simply to keep an eye on any decline in value. You may be thinking of selling up, and therefore want to find out how much you can put your house on the market for. Or maybe you are thinking of taking out a loan secured against your home and need to know what your equity levels are.]]></description>
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<title>Debt Consolidation With A Secured Loan</title>
<link>http://EzineArticles.com/1012131</link>
<guid>http://EzineArticles.com/1012131</guid>
<pubDate>Thu, 28 Feb 2008 10:55:46 -0600</pubDate>
<description><![CDATA[A secured loan is a loan that is available to homeowners, and this is because these loans are secured against the home. With equity levels rising steeply over recent years, secured loans have become a popular, affordable, and effective way for many homeowners to raise money, and the finance raised through this type of loan can be used for...]]></description>
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<title>Top 5 Methods To Finance A Car Purchase</title>
<link>http://EzineArticles.com/1012124</link>
<guid>http://EzineArticles.com/1012124</guid>
<pubDate>Thu, 28 Feb 2008 10:55:15 -0600</pubDate>
<description><![CDATA[There are a number of financing options available to those looking to purchase a new car, with methods and sources available to suit a wide range of needs and circumstances. It is important that you look at the options that are open to you before you start looking for a car, as the methods for which...]]></description>
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<title>Consolidation Loan - Financial Help When You Need It Most</title>
<link>http://EzineArticles.com/1009261</link>
<guid>http://EzineArticles.com/1009261</guid>
<pubDate>Wed, 27 Feb 2008 14:14:11 -0600</pubDate>
<description><![CDATA[It can be very difficult to cope with finances these days given the amount that many people are having to pay out on bills, debts, and other financial commitments. Industry experts have stated that the strain on household finances is getting greater because of rising costs - even with two base rate cuts from the Bank of England over the past few months consumers are left to cope with other rising costs such as petrol, food, and energy bills.]]></description>
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<title>Streamline Your Finances With A Homeowner Loan</title>
<link>http://EzineArticles.com/1009253</link>
<guid>http://EzineArticles.com/1009253</guid>
<pubDate>Wed, 27 Feb 2008 14:12:34 -0600</pubDate>
<description><![CDATA[Juggling a range of different debts and dealing with a variety of different creditors can really mess up some people's finances. When you have all sorts of payments going out on different dates, for differing amounts, and to different creditors, things can get confusing and frustrating, and before you know it you've lost track of your accounts altogether. ]]></description>
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<title>Online Banking - Is It Safe To Do All Your Banking Online?</title>
<link>http://EzineArticles.com/1009247</link>
<guid>http://EzineArticles.com/1009247</guid>
<pubDate>Wed, 27 Feb 2008 14:07:10 -0600</pubDate>
<description><![CDATA[Over recent years the popularity of online banking in the UK has soared, with many consumers enjoying the benefits of being able to conduct their day to day finances and manage their bank accounts from the comfort and privacy of their own homes. ]]></description>
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<title>Shopping For A Secured Loan</title>
<link>http://EzineArticles.com/1007480</link>
<guid>http://EzineArticles.com/1007480</guid>
<pubDate>Tue, 26 Feb 2008 14:41:13 -0600</pubDate>
<description><![CDATA[Finding a suitable secured loan that offers affordability and suitable terms and conditions is not as difficult these days as it once was. In the past, finding a suitable secured loan often meant ringing around from one provider to another, or calling in to your local bank and hoping that you could get a good deal. However, these days the choice of secured loans is impressive, and the ...]]></description>
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<title>Debt Consolidation Loan - A DIY Debt Management Programme</title>
<link>http://EzineArticles.com/1007467</link>
<guid>http://EzineArticles.com/1007467</guid>
<pubDate>Tue, 26 Feb 2008 14:40:52 -0600</pubDate>
<description><![CDATA[Finding the right solution when it comes to dealing with high levels of debt can be difficult, but the good news is that there is plenty of choice out there, and in some cases debt management solutions will not adversely affect your credit but will still make your life far easier in terms of finances. Debt consolidation is one way of effectively improving debt management without ...]]></description>
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<title>Top 5 Things To Look Out For When Using Your Credit Card Abroad</title>
<link>http://EzineArticles.com/1007488</link>
<guid>http://EzineArticles.com/1007488</guid>
<pubDate>Tue, 26 Feb 2008 11:00:19 -0600</pubDate>
<description><![CDATA[For most people that tend to travel abroad from the UK taking a credit card with you is a natural thing to do, as it is important that when you are far away from home you have the means to  make purchases or cash withdrawals in the event that you run out of available funds. With credit cards you can make purchases direct onto the account or take out the cash that you need, and this can prove to be an invaluable facility for many of those travelling abroad on pleasure or business.]]></description>
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<item>
<title>Top 5 Ways To Ease The Strain On Household Finances</title>
<link>http://EzineArticles.com/1002142</link>
<guid>http://EzineArticles.com/1002142</guid>
<pubDate>Mon, 25 Feb 2008 08:36:08 -0600</pubDate>
<description><![CDATA[The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, and rising living costs all contributed towards the difficulties that many households have had to face over recent months. For many the strain on household finances has become increasingly pronounced, and industry officials have expressed concern that many people may be pushed into insolvency as a result of these financial strains.
]]></description>
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<title>Top 5 Reasons to Use Online Banking</title>
<link>http://EzineArticles.com/1002127</link>
<guid>http://EzineArticles.com/1002127</guid>
<pubDate>Mon, 25 Feb 2008 08:34:41 -0600</pubDate>
<description><![CDATA[In recent years online banking has become increasingly popular, and many consumers have benefited from being able to conduct all of their banking transactions online without having to resort to queuing in the local bank or spending time trying to get through automated switchboard in order to speak to someone on the phone. ]]></description>
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<item>
<title>5 Tips To Help You Avoid Damaging Your Credit</title>
<link>http://EzineArticles.com/1002119</link>
<guid>http://EzineArticles.com/1002119</guid>
<pubDate>Mon, 25 Feb 2008 08:33:47 -0600</pubDate>
<description><![CDATA[Having a good credit rating in this day and age is becoming an increasingly rare thing, and if you are one of the lucky ones that does not have damaged credit then this is the way you need to keep it. Maintaining good credit offers many benefits, not least of which is being able to get some really great deals on all sorts of finance in the future, whether you are looking for a car loan, mortgage, credit card, personal loan, or any other type of finance.]]></description>
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<item>
<title>Are You Getting Ripped Off With Your Credit Card?</title>
<link>http://EzineArticles.com/999455</link>
<guid>http://EzineArticles.com/999455</guid>
<pubDate>Fri, 22 Feb 2008 09:52:29 -0600</pubDate>
<description><![CDATA[According to officials from the Office of Fair Trading many people may be paying way over the odds for their credit card borrowing, and the lenders that provide these cards could be raking in around 400 million every year simply because of the confusion that they cause amongst borrowers with their small print.]]></description>
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<item>
<title>Consolidation Loans - The Top 5 Benefits</title>
<link>http://EzineArticles.com/999464</link>
<guid>http://EzineArticles.com/999464</guid>
<pubDate>Thu, 21 Feb 2008 11:37:50 -0600</pubDate>
<description><![CDATA[Over recent years, and with an increasing number of people finding themselves in high levels of debt including debts such as credit cards, store cards, and expensive loans, consolidation loans have become increasingly popular, with borrowers often using these loans to try and ease financial management and reduce monthly outgoings.]]></description>
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<item>
<title>Quick Loans - Preparation Before Applying For A Loan</title>
<link>http://EzineArticles.com/999447</link>
<guid>http://EzineArticles.com/999447</guid>
<pubDate>Thu, 21 Feb 2008 11:27:56 -0600</pubDate>
<description><![CDATA[It is important that you do your homework before you make an application for a loan, as this will not only help to ensure affordability for you, but could also help to speed up the whole process, enabling you to get the loan you need without any unnecessary delays. By doing your research you will find that the whole loans process can be faster and easier, and ...]]></description>
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<title>Top 5 Things To Look For When Looking For A Bank Account</title>
<link>http://EzineArticles.com/996976</link>
<guid>http://EzineArticles.com/996976</guid>
<pubDate>Wed, 20 Feb 2008 13:45:42 -0600</pubDate>
<description><![CDATA[Many of us take our bank accounts for granted these days but it is important to remember that bank accounts are not available to everyone, and these accounts are vital in helping most of us to run our day to day finances. There are a number of different bank accounts available, such as basic bank accounts, current accounts, and ...]]></description>
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<title>Secured Loans - Using Your Asset as Security</title>
<link>http://EzineArticles.com/996970</link>
<guid>http://EzineArticles.com/996970</guid>
<pubDate>Wed, 20 Feb 2008 13:45:06 -0600</pubDate>
<description><![CDATA[If you are a homeowner in the UK and you are looking to borrow money for one of a wide range of purposes, then you can enjoy an added advantage compared to non-homeowners, and this is the ability to use your home as security. Your home can act as a valuable asset in many ways, and in addition to providing ...]]></description>
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<title>Unsecured Loans - Give Yourself Peace of Mind</title>
<link>http://EzineArticles.com/996940</link>
<guid>http://EzineArticles.com/996940</guid>
<pubDate>Wed, 20 Feb 2008 13:44:21 -0600</pubDate>
<description><![CDATA[Unsecured loans are loans that are available to both homeowners and non-homeowners who meet the eligibility criteria specified by the lender. Unlike a secured loan, which is secured against the home, an unsecured loan is based on contract only, and this means that you need to have good credit to qualify for one of these loans, as the risk to the lender is higher than it would be with a secured loan. If you do not have decent credit ...]]></description>
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<title>5 Tips To Ease Your Money Issues</title>
<link>http://EzineArticles.com/994824</link>
<guid>http://EzineArticles.com/994824</guid>
<pubDate>Tue, 19 Feb 2008 14:32:46 -0600</pubDate>
<description><![CDATA[With interest rates having rocketed to 5.75% last year, and with many lenders hiking up their interest rates, such as credit card providers and loan providers, it is little wonder that so many of people are struggling to keep their outgoings under their income level each month. Although interest rates have come down to 5.25% which is good news, the credit crunch, which recently swept across the country wreaking havoc in the financial markets as it went, has done nothing to ease the situation. For many of us it is a case of either doing some smart thinking and tightening our belts or risking going under financially.
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<title>Consolidation Loan - Don't Neglect Your Finances</title>
<link>http://EzineArticles.com/994786</link>
<guid>http://EzineArticles.com/994786</guid>
<pubDate>Tue, 19 Feb 2008 14:31:08 -0600</pubDate>
<description><![CDATA[If you are one of the many people who have a wide range of debts and financial commitments to deal with each month then you will know how difficult it can be to keep on top of your finances. However, it is important that you do not neglect your finances, as otherwise you will be compromising your financial future due to damage to your credit rating. ]]></description>
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<title>Top 5 Things To Look For With A 0 Percent Balance Transfer Credit Card</title>
<link>http://EzineArticles.com/994773</link>
<guid>http://EzineArticles.com/994773</guid>
<pubDate>Tue, 19 Feb 2008 14:30:01 -0600</pubDate>
<description><![CDATA[Over the first couple of months of the year many people decide to shift their more expensive credit card balances from high interest cards to 0% balance transfer cards in order to save money on interest charges. However, although this can prove to be an effective moneysaving solution there are things that you need to look out for with 0% balance transfer cards.]]></description>
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<title>Secured Loans - The Borrower's Responsibilities</title>
<link>http://EzineArticles.com/992564</link>
<guid>http://EzineArticles.com/992564</guid>
<pubDate>Mon, 18 Feb 2008 15:42:31 -0600</pubDate>
<description><![CDATA[Over the past few years secured loans have become increasingly popular amongst homeowners in the UK, and this rising popularity has been partly fueled by rising property prices, which have left homeowners with higher levels of equity in their homes. This increased equity has provided homeowners with far more financial leverage when it comes to borrowing money, and for many a secured loan has become the most affordable and effective way of borrowing money.]]></description>
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<title>Top 5 Tips On Avoiding Rejection For A Loan</title>
<link>http://EzineArticles.com/992532</link>
<guid>http://EzineArticles.com/992532</guid>
<pubDate>Mon, 18 Feb 2008 15:41:39 -0600</pubDate>
<description><![CDATA[Over recent months getting credit has become increasingly difficult for many people, as the effects of the credit crunch in the UK have resulted in far tighter credit conditions, with many lenders increasing stringency when it comes to their lending criteria. You will find that getting credit these days may not be as easy as in the past because lenders are getting increasingly cautious in light of the financial turmoil, and funding has become more difficult for many lenders.]]></description>
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