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<title>Delia Galley - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 09:36:22 -0600</pubDate>
<image><title>Delia Galley - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
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<title>$20,000 To $25,000 Unsecured Personal Loans - What to Consider?</title>
<link>http://EzineArticles.com/6226043</link>
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<pubDate>Mon, 02 May 2011 12:31:06 -0500</pubDate>
<description><![CDATA[Need an unsecured loan for $20,000 to $25,000 but have less-than-perfect credit? Here are some tips on ensuring you get a loan?]]></description>
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<title>Property Foreclosure Tours In Montgomery County, Maryland</title>
<link>http://EzineArticles.com/1119708</link>
<guid>http://EzineArticles.com/1119708</guid>
<pubDate>Tue, 22 Apr 2008 17:07:09 -0500</pubDate>
<description><![CDATA[Who says the market is slow? Buy a bank owned or foreclosed property and establish instant equity.]]></description>
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<title>Selling Your House Fast By Short Sale - Maryland</title>
<link>http://EzineArticles.com/1062543</link>
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<pubDate>Mon, 24 Mar 2008 14:49:03 -0500</pubDate>
<description><![CDATA[You work hard but you are still having difficulty making your monthly mortgage payments. Is a short sale an option? Find out.]]></description>
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<title>FHA Mortgage Loans For Maryland First Time Home Buyers</title>
<link>http://EzineArticles.com/1058827</link>
<guid>http://EzineArticles.com/1058827</guid>
<pubDate>Fri, 21 Mar 2008 12:22:47 -0500</pubDate>
<description><![CDATA[Thinking about buying your first home? Learn more about FHA loan programs in Maryland.]]></description>
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<title>Buyer Agents For First Time Home Buyers in Maryland - Should You or Should You Not?</title>
<link>http://EzineArticles.com/1051747</link>
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<pubDate>Thu, 20 Mar 2008 14:36:46 -0500</pubDate>
<description><![CDATA[Buying your first home is an exciting journey. It can also be frustrating as a first time home buyer. You start with more questions than answers and sometimes the answers do not make sense.]]></description>
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<title>First Time Homebuyer Seminars In Montgomery County - Should You?</title>
<link>http://EzineArticles.com/1051737</link>
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<pubDate>Wed, 19 Mar 2008 10:38:22 -0500</pubDate>
<description><![CDATA[Buying a home is an exciting journey. As a first time home buyer, you may experience some frustration with the process and the jargon of the home buying process.  A number of organizations offer first time home buyer seminars to assist homeowners, who are starting the home buying process.]]></description>
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<title>Sell Your House Fast in Gaithersburg, Germantown or Montgomery Village, Maryland</title>
<link>http://EzineArticles.com/1037955</link>
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<pubDate>Tue, 11 Mar 2008 15:51:07 -0500</pubDate>
<description><![CDATA[Selling your home in Maryland. Need a quick sale? Here are tips on how to sell your home even in a down market.]]></description>
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<title>Montgomery County Maryland First Time Home Buyer Information</title>
<link>http://EzineArticles.com/1017738</link>
<guid>http://EzineArticles.com/1017738</guid>
<pubDate>Sun, 02 Mar 2008 12:52:58 -0600</pubDate>
<description><![CDATA[Buying a home in Montgomery county, MD? Learn about the local real estate market and the various loan programs available.]]></description>
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<title>Maryland First Time Home Buyer Assistance Programs - HOC, CDA, FHA, VA and MPDU</title>
<link>http://EzineArticles.com/1006168</link>
<guid>http://EzineArticles.com/1006168</guid>
<pubDate>Tue, 26 Feb 2008 08:44:18 -0600</pubDate>
<description><![CDATA[Buying a home in the next 2 to 6 months? Arm yourself with knowledge. ]]></description>
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<title>Bad Credit Mortgage Refinance Loans</title>
<link>http://EzineArticles.com/147516</link>
<guid>http://EzineArticles.com/147516</guid>
<pubDate>Sat, 18 Feb 2006 07:05:41 -0600</pubDate>
<description><![CDATA[Mortgage rates are still at an all time low. Take advantage of these interest rates to lower your monthly mortgage payments.
]]></description>
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<item>
<title>Faxless Payday Loans - How to Secure A Personal Loan In An Emergency</title>
<link>http://EzineArticles.com/138608</link>
<guid>http://EzineArticles.com/138608</guid>
<pubDate>Thu, 02 Feb 2006 14:31:40 -0600</pubDate>
<description><![CDATA[If you need cash in an emergency, a faxless payday loan maybe be your best option. It allows you to secure cash, in no more than 24 hours.]]></description>
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<title>The Struggle Against Bad Credit</title>
<link>http://EzineArticles.com/133069</link>
<guid>http://EzineArticles.com/133069</guid>
<pubDate>Mon, 23 Jan 2006 12:10:44 -0600</pubDate>
<description><![CDATA[If you are struggling with bad credit - don't loose hope.  Just as you got yourself, into bad credit, you can also get yourself out.]]></description>
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<title>Debt Management Plan (DMP) - What You Should Know</title>
<link>http://EzineArticles.com/125598</link>
<guid>http://EzineArticles.com/125598</guid>
<pubDate>Tue, 10 Jan 2006 07:24:51 -0600</pubDate>
<description><![CDATA[Debt Management Plan (DMP). What is a debt management plan? What are your responsibilities, if you are enrolled in a DMP?]]></description>
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<title>Valentine's Day Gift Ideas - Tips On Enjoying The Day of Amore</title>
<link>http://EzineArticles.com/125563</link>
<guid>http://EzineArticles.com/125563</guid>
<pubDate>Tue, 10 Jan 2006 07:05:48 -0600</pubDate>
<description><![CDATA[Celebrate the gift of love with your special partner.  Take these gift idea tips and add your own special touch. Here's to love.]]></description>
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<title>Using Credit Cards To Rebuild Credit - Tips for Credit Repair</title>
<link>http://EzineArticles.com/124384</link>
<guid>http://EzineArticles.com/124384</guid>
<pubDate>Sat, 07 Jan 2006 06:33:52 -0600</pubDate>
<description><![CDATA[It's becoming increasingly important to maintain a good credit history. If you are struggling with debt, these four simple steps, should help you to increase your credit score.]]></description>
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<title>Relax! A Lesson in Stress Management</title>
<link>http://EzineArticles.com/123912</link>
<guid>http://EzineArticles.com/123912</guid>
<pubDate>Fri, 06 Jan 2006 06:09:06 -0600</pubDate>
<description><![CDATA["Planet of Stress".  Stress causes serious ailments such as heart attacks, strokes and high blood pressure. Learn to appreciate the beauties of life and unwind with these easy stress management tips.]]></description>
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<title>What To Do When You Need A Home Improvement Loan But Have Bad Credit</title>
<link>http://EzineArticles.com/121141</link>
<guid>http://EzineArticles.com/121141</guid>
<pubDate>Tue, 03 Jan 2006 07:32:40 -0600</pubDate>
<description><![CDATA[Your home is your pride and joy so you would like it to look its best at all times.  Taking on home improvement projects is a way of life for most homeowners.]]></description>
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<title>Acne Skin Care Treatment - Tips For A Healthier Looking Skin</title>
<link>http://EzineArticles.com/120660</link>
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<pubDate>Sat, 31 Dec 2005 10:02:43 -0600</pubDate>
<description><![CDATA[Acne can be a nuisance and a source of embarrassment at any age. Learn how to fight acne by establishing healthier skin care treatment routines.]]></description>
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<item>
<title>Skin Care - How To Take Care Of The Skin You're In</title>
<link>http://EzineArticles.com/119720</link>
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<pubDate>Fri, 30 Dec 2005 14:24:06 -0600</pubDate>
<description><![CDATA[Stress, sun damage, puberty, the environment and many factors can cause our skin to loose its luster.  Learn how to care for your skin and chose the best best skin care products.]]></description>
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<title>Acne Skin Care and Anti-Aging Skin Care Products - Deciphering The Ingredients</title>
<link>http://EzineArticles.com/119735</link>
<guid>http://EzineArticles.com/119735</guid>
<pubDate>Fri, 30 Dec 2005 14:07:09 -0600</pubDate>
<description><![CDATA[There are hundreds of anti-aging skin care products and acne skin care products touting scientific terms such Alpha-hydroxy Acids, Beta-hydroxy Acid, Retinol, Hyaluronic Acid, Copper Peptide, Alpha-Lipoic Acid, etc.  What do these scientific terms really mean?  ]]></description>
</item>
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<title>New Bankruptcy Law - How Filers Will Be Affected</title>
<link>http://EzineArticles.com/102699</link>
<guid>http://EzineArticles.com/102699</guid>
<pubDate>Mon, 28 Nov 2005 16:30:47 -0600</pubDate>
<description><![CDATA[Americans can no longer file for Chapter 7 bankruptcy, as a means to becoming debt-free. The new bankruptcy law imposes restrictions on, who is eligible and what debts are dischargeable.]]></description>
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<title>New Bankruptcy Law - What is the &quot;Means Test&quot;?</title>
<link>http://EzineArticles.com/102710</link>
<guid>http://EzineArticles.com/102710</guid>
<pubDate>Mon, 28 Nov 2005 16:27:49 -0600</pubDate>
<description><![CDATA[The new bankruptcy law requires filers to pass the "means test" in order to determine, if they quality to file. So what exactly is the "means test"?]]></description>
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<item>
<title>New Bankruptcy Law - A Summary of Changes You Should Know About</title>
<link>http://EzineArticles.com/102701</link>
<guid>http://EzineArticles.com/102701</guid>
<pubDate>Mon, 28 Nov 2005 16:24:48 -0600</pubDate>
<description><![CDATA[The new bankruptcy law, which took effect on October 17, 2005 might prove to be a stumbling block for many Americans hoping to file Chapter 7 bankruptcy as a means to erase their debts. ]]></description>
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<title>New Bankruptcy Law - Effects on Natural Disaster Victims</title>
<link>http://EzineArticles.com/102720</link>
<guid>http://EzineArticles.com/102720</guid>
<pubDate>Mon, 28 Nov 2005 16:04:50 -0600</pubDate>
<description><![CDATA[The new bankruptcy law imposes restrictions on, who can file for bankruptcy and what documentation is required to complete the process. In the wake of Hurricane Katrina, a special provision has been made for natural disaster victims.]]></description>
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<item>
<title>Universal Default - Tips On Avoiding The Trap</title>
<link>http://EzineArticles.com/84972</link>
<guid>http://EzineArticles.com/84972</guid>
<pubDate>Mon, 24 Oct 2005 10:44:07 -0500</pubDate>
<description><![CDATA[Universal default.  The term may not be familiar, but you are probably a victim of it.  Learn tips on how to avoid the trap.]]></description>
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<item>
<title>Email Scam Exposed: Your Credit File Privacy</title>
<link>http://EzineArticles.com/82943</link>
<guid>http://EzineArticles.com/82943</guid>
<pubDate>Tue, 18 Oct 2005 11:07:24 -0500</pubDate>
<description><![CDATA[Beware of email scams, when it comes to your personal information and credit history.]]></description>
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<item>
<title>Credit Card Debt Statute Of Limitation - What You Should Know</title>
<link>http://EzineArticles.com/82122</link>
<guid>http://EzineArticles.com/82122</guid>
<pubDate>Fri, 14 Oct 2005 10:10:34 -0500</pubDate>
<description><![CDATA[Agressive debt collectors are wrecking havoc on consumers through gorilla debt collection tactics. Know the statute of limitations for old debts and how it affects you.]]></description>
</item>
<item>
<title>Cost of Heating Winter 2005 to 2006 - Tips on How to Save Money</title>
<link>http://EzineArticles.com/82003</link>
<guid>http://EzineArticles.com/82003</guid>
<pubDate>Thu, 13 Oct 2005 10:17:03 -0500</pubDate>
<description><![CDATA[If skyrocketing gas prices weren't bad enough, the Department of Energy predicts up to a 70% increase in winter heating costs.  Here are some money savings tips.]]></description>
</item>
<item>
<title>Money Management for Children - Teach Your Children Well</title>
<link>http://EzineArticles.com/81219</link>
<guid>http://EzineArticles.com/81219</guid>
<pubDate>Tue, 11 Oct 2005 06:59:39 -0500</pubDate>
<description><![CDATA[Children learn money management skills by observing our spending habits and attitude towards money. Teach your children well.]]></description>
</item>
<item>
<title>Identity Theft Prevention - Tips on Avoiding Disaster</title>
<link>http://EzineArticles.com/78999</link>
<guid>http://EzineArticles.com/78999</guid>
<pubDate>Wed, 05 Oct 2005 09:40:19 -0500</pubDate>
<description><![CDATA[Identity theft is a serious crime, which can leave us feeling vulnerable, unprotected and severely impacted financially.  There are a number of steps you can take to prevent this heinous crime.]]></description>
</item>
<item>
<title>How to Read an Equifax Credit Report</title>
<link>http://EzineArticles.com/78820</link>
<guid>http://EzineArticles.com/78820</guid>
<pubDate>Wed, 05 Oct 2005 09:22:16 -0500</pubDate>
<description><![CDATA[Each National Consumer Credit Reporting bureau has a different credit report format.  Learn how to read an Equifax credit report.]]></description>
</item>
<item>
<title>Buy a Car with Bad Credit</title>
<link>http://EzineArticles.com/78801</link>
<guid>http://EzineArticles.com/78801</guid>
<pubDate>Wed, 05 Oct 2005 08:39:09 -0500</pubDate>
<description><![CDATA[Buying a car with bad credit is possible.  Learn the ins and outs of finding the right financing and how to drive off the lot without being scammed by car salesmen.]]></description>
</item>
<item>
<title>Buying a Home with Bad Credit - Own a Piece of the American Dream</title>
<link>http://EzineArticles.com/76448</link>
<guid>http://EzineArticles.com/76448</guid>
<pubDate>Fri, 30 Sep 2005 13:58:12 -0500</pubDate>
<description><![CDATA[Buying a home with bad credit is an attainable goal.  Everyone should have the chance to live the American dream. ]]></description>
</item>
<item>
<title>I Won the Lottery</title>
<link>http://EzineArticles.com/74742</link>
<guid>http://EzineArticles.com/74742</guid>
<pubDate>Mon, 26 Sep 2005 13:54:36 -0500</pubDate>
<description><![CDATA[I won the lottery - these are the words, we hope to utter one day. What if, your fantasy came true? What would you do?]]></description>
</item>
<item>
<title>College Credit Card Debt - Avoid The Pitfalls</title>
<link>http://EzineArticles.com/74646</link>
<guid>http://EzineArticles.com/74646</guid>
<pubDate>Mon, 26 Sep 2005 12:52:46 -0500</pubDate>
<description><![CDATA[College students are leaving college with more than a degree.  Like most americans they are carrying credit card debt.  Learn how to improve your credit, in preparation for the real world.]]></description>
</item>
<item>
<title>Fix Bad Credit - 6 Easy Tips On Rebuilding Your Credit</title>
<link>http://EzineArticles.com/74038</link>
<guid>http://EzineArticles.com/74038</guid>
<pubDate>Sat, 24 Sep 2005 09:50:14 -0500</pubDate>
<description><![CDATA[Approximately 30 million Americans are struggling with poor credit.  As a result debt counseling services have become a very lucrative line of business. Learn how to avoid scams when shopping around for a debt dounselors.  What questions should you ask?  What are "red flags" to look for?]]></description>
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