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<title>Dilip V Mohan - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Dilip_V_Mohan</link>
<pubDate>Tue, 14 Feb 2012 22:44:29 -0600</pubDate>
<image><title>Dilip V Mohan - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Dilip Mohan, young & dynamic has had exposure divergent fields- from astronomy to wireless local loop. He is sharp and quick to grasp complex concepts. His interest expands to management. He has a flair for finance with an MBA degree in a reputed institute and paternal banking background.]]></description>
<lastBuildDate>Wed, 15 Oct 2008 15:59:49 -0500</lastBuildDate>
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<title>Term Life Insurance - Basics</title>
<link>http://EzineArticles.com/1572037</link>
<guid>http://EzineArticles.com/1572037</guid>
<pubDate>Wed, 15 Oct 2008 15:59:49 -0500</pubDate>
<description><![CDATA[Term life insurance involves the insured to pay premium for a fixed term only and receive the insured sum at the end of the period. This is a sort of savings coupled with risk cover. People in all walks of life can benefit from this type of insurance.]]></description>
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<item>
<title>Types of Life Insurance You Need to Know</title>
<link>http://EzineArticles.com/1572012</link>
<guid>http://EzineArticles.com/1572012</guid>
<pubDate>Wed, 15 Oct 2008 15:56:34 -0500</pubDate>
<description><![CDATA[There are two types of life insurance policies - whole life insurance policies and endowment policies. Whole life insurance policies involve the insured to pay premium till death whereas endowment policies require the insurer to pay premium for a fixed term only.]]></description>
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<item>
<title>How Does Life Insurance Work?</title>
<link>http://EzineArticles.com/1572046</link>
<guid>http://EzineArticles.com/1572046</guid>
<pubDate>Wed, 15 Oct 2008 15:51:50 -0500</pubDate>
<description><![CDATA[Insurance companies collect premiums and invest them in markets yielding good return. The profits they earn will be the difference between the money they earn from their investments and the payouts that have to be done. They employ actuaries who calculate risk and determine premiums for different policies.]]></description>
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<item>
<title>Home Mortgage Loans - What You Must Do</title>
<link>http://EzineArticles.com/1520348</link>
<guid>http://EzineArticles.com/1520348</guid>
<pubDate>Tue, 23 Sep 2008 10:30:07 -0500</pubDate>
<description><![CDATA[Now with banks and financial institutions offering easy loan schemes it is easy to own your sweet home. If you already have one, then you can modify it into a cozy and comfortable one.]]></description>
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<title>Personal Student Loans For All Aspiring Students</title>
<link>http://EzineArticles.com/1520354</link>
<guid>http://EzineArticles.com/1520354</guid>
<pubDate>Tue, 23 Sep 2008 10:28:07 -0500</pubDate>
<description><![CDATA[With many students opting to prefer for higher studies to secure a lucrative career, banks and financial institutions are ready to pay for their education. The loan interest can be served from part-time job or it can be paid after securing a permanent employment.]]></description>
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<title>Used Car Loans - How to Get It</title>
<link>http://EzineArticles.com/1507258</link>
<guid>http://EzineArticles.com/1507258</guid>
<pubDate>Fri, 19 Sep 2008 13:03:32 -0500</pubDate>
<description><![CDATA[Banks and financial institutions are willing to give loans for used cars despite the fact that the demand for old cars are coming down. The used cars should be road-worthy and the service outlets and spare parts should be easily available.]]></description>
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<title>Different Types of Home Loan</title>
<link>http://EzineArticles.com/1507240</link>
<guid>http://EzineArticles.com/1507240</guid>
<pubDate>Thu, 18 Sep 2008 15:37:59 -0500</pubDate>
<description><![CDATA[Banks and financial institutions provide different types of loans to build homes. Some of them are Home-Loan, Overdraft-Loan, Flexi-Loan, Realty-Loan, No-Mortgage-Loan and Top-up-Loan. People who are interested can opt for the type they prefer the most.]]></description>
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<item>
<title>Bad Credit Mortgage Loans - Its Possible</title>
<link>http://EzineArticles.com/1507249</link>
<guid>http://EzineArticles.com/1507249</guid>
<pubDate>Thu, 18 Sep 2008 15:37:48 -0500</pubDate>
<description><![CDATA[Bad credit score need not be a hurdle when you need a mortgage loan. If you can bring a person with good credit history as a co-signor, and you have a property that has a very good value you can always approach a bank or financial institution.]]></description>
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<item>
<title>Types of Mortgage Loan</title>
<link>http://EzineArticles.com/1507269</link>
<guid>http://EzineArticles.com/1507269</guid>
<pubDate>Thu, 18 Sep 2008 15:36:29 -0500</pubDate>
<description><![CDATA[Many banks and financial institutions offer a variety of mortgage loans. Some of them are the term loan, flexi-loan, fixed interest loan, floating interest loan and overdraft loans. People with different needs can make use of these facilities.]]></description>
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<item>
<title>Consolidated Student Loans</title>
<link>http://EzineArticles.com/1493201</link>
<guid>http://EzineArticles.com/1493201</guid>
<pubDate>Mon, 15 Sep 2008 10:03:49 -0500</pubDate>
<description><![CDATA[Banks and Financial institutions are ready to pay loans for higher education. The student who needs the loan should first estimate how much is required and then apply. Good credit history is very important. Generally the loans are disbursed directly to the university/hostel/book vendors and living expenses are also reimbursed.]]></description>
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<item>
<title>Vehicle Loans</title>
<link>http://EzineArticles.com/1493842</link>
<guid>http://EzineArticles.com/1493842</guid>
<pubDate>Mon, 15 Sep 2008 09:44:53 -0500</pubDate>
<description><![CDATA[Getting a loan to buy a new car is not very difficult these days with many banks and financial institutions being ready to offer loans to people with good credit history/credit score. It is possible to get money up to 75% of the cost of the car.]]></description>
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<title>Home Improvement Loans - What You Must Do</title>
<link>http://EzineArticles.com/1493857</link>
<guid>http://EzineArticles.com/1493857</guid>
<pubDate>Mon, 15 Sep 2008 09:44:26 -0500</pubDate>
<description><![CDATA[Those who need a home improvement loan must check whether banks offer second mortgage and if so under what conditions. Credit score of the borrower also plays a crucial role. It is very important to check the contractors as well. Financing for furniture and fixtures is also possible.]]></description>
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<item>
<title>Student Loan With Bad Credit</title>
<link>http://EzineArticles.com/1493229</link>
<guid>http://EzineArticles.com/1493229</guid>
<pubDate>Mon, 15 Sep 2008 09:41:01 -0500</pubDate>
<description><![CDATA[Banks and financial institutions generally hesitate to give student loans to those with bad credit or no credit history. But they will be ready if the person seeking loan brings in a co-signor with good credit history.]]></description>
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<title>Mutual Funds - Investing Ideas</title>
<link>http://EzineArticles.com/1426346</link>
<guid>http://EzineArticles.com/1426346</guid>
<pubDate>Mon, 25 Aug 2008 14:59:11 -0500</pubDate>
<description><![CDATA[Are you someone who is worried about where to invest your hard-earned money? Do you need ideas for investing? If you ask me, I would suggest Mutual Funds - for they give better returns than banks and are considerably less risky than stocks. For investing in mutual funds, consider the following points.]]></description>
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<item>
<title>Investment - Choice Between Direct Investment in Stocks and Investment in Mutual Funds</title>
<link>http://EzineArticles.com/1375391</link>
<guid>http://EzineArticles.com/1375391</guid>
<pubDate>Wed, 06 Aug 2008 09:51:33 -0500</pubDate>
<description><![CDATA[To pick mutual funds, you don't need to learn how each company is doing - that is what the mutual fund manager does. However, you still need to research the past performance of the mutual funds. You also need to decide which sectors seem most promising. Of course, you still need to know how the economy is doing. It is not that one shouldn't ever invest in individual stocks, but one should see the advantages of using mutual funds and make the right choice for the money that we all really care about.]]></description>
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<item>
<title>Why Investing In Money Market Funds Is Better</title>
<link>http://EzineArticles.com/1372027</link>
<guid>http://EzineArticles.com/1372027</guid>
<pubDate>Tue, 05 Aug 2008 09:36:29 -0500</pubDate>
<description><![CDATA[Money market funds are mutual funds that invest in low-risk securities in the money market. They invest in short-term securities that have high liquidity. These funds maintain a constant Net Asset Value (NAV). Only their yields will vary. Since they are liquid, they also give check-writing facility to the investor.]]></description>
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<title>Balanced Mutual Funds</title>
<link>http://EzineArticles.com/1371996</link>
<guid>http://EzineArticles.com/1371996</guid>
<pubDate>Tue, 05 Aug 2008 09:30:49 -0500</pubDate>
<description><![CDATA[Balanced mutual funds invest in a portfolio of bonds and stocks. Hence they provide safety and regular income as well as rapid capital appreciation.  It is a safe investment to investors who need to see their money grow and at the same time not lose out because of market volatility.]]></description>
</item>
<item>
<title>Bond Mutual Funds</title>
<link>http://EzineArticles.com/1363297</link>
<guid>http://EzineArticles.com/1363297</guid>
<pubDate>Fri, 01 Aug 2008 10:09:50 -0500</pubDate>
<description><![CDATA[Bonds are one of the best places to invest when the economy is not performing well. It ensures regular interest payments and possible capital appreciation when bond price increases. But bond mutual funds are better than bonds because they also provide liquidity to the investor apart from having all the advantages of investing in bonds.]]></description>
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<item>
<title>Gold Traded Mutual Funds</title>
<link>http://EzineArticles.com/1363286</link>
<guid>http://EzineArticles.com/1363286</guid>
<pubDate>Fri, 01 Aug 2008 10:07:16 -0500</pubDate>
<description><![CDATA[Gold is one of the most precious commodities in the world. During these times, when inflation is skyrocketing and the economy is not doing as well as it should, one must consider investing in gold to be one of the safer areas of investment. Gold traded mutual funds offer the benefit of investing in gold and at the same time eliminates the disadvantage of holding physical gold.]]></description>
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<item>
<title>Investing in Mutual Funds For Youngsters</title>
<link>http://EzineArticles.com/1351239</link>
<guid>http://EzineArticles.com/1351239</guid>
<pubDate>Tue, 29 Jul 2008 11:22:41 -0500</pubDate>
<description><![CDATA[Youngsters who have just started their careers must have an idea about investing in mutual funds. Some of the possible types of funds that they can invest include emerging markets funds, small-cap and mid-cap funds and target funds. Emerging markets funds invest in fast-growing economies of the world and get a handsome return in a short period of time. Small-cap and mid-cap funds concentrate on growth stocks to provide high returns. Target funds focus on different types of securities to provide a good return on the target year.]]></description>
</item>
<item>
<title>ETFs (Exchange Traded Funds)</title>
<link>http://EzineArticles.com/1321000</link>
<guid>http://EzineArticles.com/1321000</guid>
<pubDate>Fri, 18 Jul 2008 16:00:11 -0500</pubDate>
<description><![CDATA[Exchange Traded Funds allow investors to trade index portfolios just as they do shares of stock. Exchange Traded Funds can be traded throughout the day unlike open-ended mutual funds which can be traded only at the end of the day when net asset value is calculated. Moreover, the Exchange Traded Funds can be sold short or purchased on margin.]]></description>
</item>
<item>
<title>Mutual Funds Investing</title>
<link>http://EzineArticles.com/1320985</link>
<guid>http://EzineArticles.com/1320985</guid>
<pubDate>Fri, 18 Jul 2008 15:54:08 -0500</pubDate>
<description><![CDATA[Mutual funds are financial intermediaries that collect funds from individual investors and invest these funds in various kinds of securities and/or other assets. Investing in mutual funds provides the benefits of large-scale investing to the small investor.]]></description>
</item>
<item>
<title>How Do Mutual Funds Work?</title>
<link>http://EzineArticles.com/1320993</link>
<guid>http://EzineArticles.com/1320993</guid>
<pubDate>Thu, 17 Jul 2008 10:11:55 -0500</pubDate>
<description><![CDATA[Mutual Funds primarily depend upon individual agents and distribution companies to market their schemes to the investors. Nowadays, they also market their schemes directly. Every Mutual Fund has a specified investment policy which will be described in the Mutual Fund's prospectus. A family of Mutual Funds will be managed by an Asset Management Company. This Asset Management Company will collect funds from investors and charge a management fee for operating them.]]></description>
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