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<title>G Smith - EzineArticles Expert Author</title>
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<pubDate>Tue, 14 Feb 2012 17:15:30 -0600</pubDate>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
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<lastBuildDate>Fri, 17 Nov 2006 13:59:33 -0600</lastBuildDate>
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<title>Credit Cards &amp; Amazing Innovations</title>
<link>http://EzineArticles.com/362086</link>
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<pubDate>Fri, 17 Nov 2006 13:59:33 -0600</pubDate>
<description><![CDATA[The competition among credit card issuing companies is getting stiffer and stiffer by the minute. Each company offers the consumer a choice of several different kinds of credit cards - all of which, they claim, have been "tailor-fit" for their individual lifestyles. In addition to these cards, they entice customers to sign up by providing lower interest fees for balance transfers, and no interest payments for installment purchases (terms and conditions apply).]]></description>
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<title>Credit Cards - One Size Fits All</title>
<link>http://EzineArticles.com/362080</link>
<guid>http://EzineArticles.com/362080</guid>
<pubDate>Fri, 17 Nov 2006 13:32:29 -0600</pubDate>
<description><![CDATA[In the past, credit cards come in a single size, one that resembles the dimensions of a standard rectangular business card (on landscape orientation). It's a good size actually - it's large enough to fit into any wallet, billfold or purse. Anything larger would make the card difficult to keep, and anything smaller would make the card likely to be misplaced. For years this was the norm but lately, some credit card companies have decided to challenge these dimensions.]]></description>
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<title>Credit Cards &amp; Swipe-less Transactions</title>
<link>http://EzineArticles.com/362084</link>
<guid>http://EzineArticles.com/362084</guid>
<pubDate>Fri, 17 Nov 2006 13:06:33 -0600</pubDate>
<description><![CDATA[At each passing day, more and more security innovations are being unveiled to protect the virtual identities of consumers. One such innovation was spearheaded by Visa, and their proposal not protects the consumer because he no longer has to relinquish his hold on the card itself; it is also faster and more convenient to use - thus in the end, it could translate to more efficient and quicker payment methods.]]></description>
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<title>Photo ID Credit Card</title>
<link>http://EzineArticles.com/362082</link>
<guid>http://EzineArticles.com/362082</guid>
<pubDate>Fri, 17 Nov 2006 13:03:30 -0600</pubDate>
<description><![CDATA[It may appear that credit card fraud has been so rampant that credit card companies have taken it upon themselves to make life difficult for unscrupulous con artists. Credit cards nowadays have, aside from the magnetic strip on which all your details are contained and strip where you should place your signature specimen, security numbers (the three digits at the back of your card), and some have even integrated the chip and pin safety into the card itself (allows users to pay by plugging in a pin number). Another safety feature some card companies have incorporated is the issuance of Photo ID Credit Cards.]]></description>
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<title>The Best Credit Card Promotions In An Instant</title>
<link>http://EzineArticles.com/320343</link>
<guid>http://EzineArticles.com/320343</guid>
<pubDate>Fri, 06 Oct 2006 14:44:33 -0500</pubDate>
<description><![CDATA[In today's highly competitive society, it is normal to see service providers fight amongst each other in an attempt to retain their existing customer base and, at the same time, get others to use their services. Providers vying for the attention of the same target market need to come up with ways to attract the consumer and entice them to sign up. This form of healthy competition is evident everywhere and these are usually manifested in the form of "promotions" or "special offers."]]></description>
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<title>Reducing Debt Through Balance Transfers</title>
<link>http://EzineArticles.com/320340</link>
<guid>http://EzineArticles.com/320340</guid>
<pubDate>Fri, 06 Oct 2006 14:06:28 -0500</pubDate>
<description><![CDATA[It may sound strange but if you are in debt because you inadvertently charged every single purchase you have made in the past year to your credit card, and yet only manage to pay the minimum - you can actually get out of the vicious cycle by getting another card and then transfer your balances. Confused? Lost? Not sure how that is so? Well, here's how it works.]]></description>
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<title>The 2nd Most Important Travel Item - Next To Your Passport</title>
<link>http://EzineArticles.com/291849</link>
<guid>http://EzineArticles.com/291849</guid>
<pubDate>Wed, 06 Sep 2006 12:20:11 -0500</pubDate>
<description><![CDATA[It's a given that for travellers, the most important item they need to bring at all times would be their passport. Not only is this a valid form of identification, without this, they would not be permitted to go in and out of any country. After making sure that the passport is safely tucked inside their bag, what else should a traveller bring? Apart from his plane ticket, a traveller should always have a source of funds. ]]></description>
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<title>Cash for Credit</title>
<link>http://EzineArticles.com/291843</link>
<guid>http://EzineArticles.com/291843</guid>
<pubDate>Wed, 06 Sep 2006 12:15:30 -0500</pubDate>
<description><![CDATA[There are many kinds of credit cards out in the market and, due to the cut-throat competition amongst the providers, credit card companies are coming up with various promotions: such as waived annual fees, to entice non-card holders to sign up for their services; and rewards programs: in the form of rebates and rewards points, to keep their existing card holders in the fold.

]]></description>
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<title>Security Numbers, Why They Are There</title>
<link>http://EzineArticles.com/283651</link>
<guid>http://EzineArticles.com/283651</guid>
<pubDate>Mon, 28 Aug 2006 11:25:22 -0500</pubDate>
<description><![CDATA[Take a good look at your credit card, what do you see? The name or logo of the issuing financial institution, your name (embossed on the card, thank you), the date when you first became a member (normally, they just indicate the year), when the card will expire, the card number (of course!), the trademarks of either Visa or MasterCard (if your card doesn't have this, it's okay, your card is still valid - just not part of their network of banks), the magnetic strip (take care not to scratch that part), a small area where you affix your signature, and ... what's that? An extra set of numbers at the back of your card? What are these for?]]></description>
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<title>Clash of the Card Titans (Visa vs Mastercard)</title>
<link>http://EzineArticles.com/283656</link>
<guid>http://EzineArticles.com/283656</guid>
<pubDate>Mon, 28 Aug 2006 11:18:24 -0500</pubDate>
<description><![CDATA[It's the rivalry to end all rivalries. The competition between Troy and the Spartans for the hand of fair Helen pales in comparison to the battle for supremacy between these two entities. Not everyone knows that about the battle at Troy, but every one is aware of the clash between the two titans of the credit card world: The clash between MasterCard and Visa. Which card is really better?]]></description>
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<title>For Everything Else, There's Mastercard</title>
<link>http://EzineArticles.com/283647</link>
<guid>http://EzineArticles.com/283647</guid>
<pubDate>Mon, 28 Aug 2006 11:16:20 -0500</pubDate>
<description><![CDATA[Going on a vacation? Well, airplane fares will cost you a fortune, total charges for hotel accommodations (and room service) may cost you an arm and a leg, dining on local delicacies not only resulted to a mild case of indigestion but a mild heartache too (the moment you saw the bill), the little souvenirs and brick-a-bracks added up to quite a substantial amount too ... but seeing the joy on your family's face, and being immersed in an exciting new culture - now, that's simply Priceless. ]]></description>
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<title>Why Credit Cards Expire</title>
<link>http://EzineArticles.com/283654</link>
<guid>http://EzineArticles.com/283654</guid>
<pubDate>Mon, 28 Aug 2006 11:06:24 -0500</pubDate>
<description><![CDATA[Have you ever wondered why your credit card has an expiry date? What's the expiration date for? After all, It's made of plastic (thus, it won't go bad) and you don't see the reason why you have to curb your spending after the date that is printed on the card face. What good do these expiry dates have anyway?]]></description>
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<title>Understanding How Credit Cards Work</title>
<link>http://EzineArticles.com/283644</link>
<guid>http://EzineArticles.com/283644</guid>
<pubDate>Mon, 28 Aug 2006 11:05:20 -0500</pubDate>
<description><![CDATA[Many people know that the little strip of plastic they have in their wallet is a very powerful purchasing tool. With just a swipe of this card, the card holder can go home with a television set, a refrigerator, or even a car ... and no money need change hands ... at least physically.]]></description>
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<title>Enjoy Life's Opportunities with VISA</title>
<link>http://EzineArticles.com/283649</link>
<guid>http://EzineArticles.com/283649</guid>
<pubDate>Mon, 28 Aug 2006 11:04:21 -0500</pubDate>
<description><![CDATA[There are several credit cards out in the market but to some (snooty) people and, to some extent, merchants, unless the card you hold carry the words "VISA" then your card is considered insignificant. Well, not really insignificant, but somehow, a card that has the Visa logo has more clout and commands more "respect" among a host of international establishments than any other ordinary credit card.]]></description>
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<title>Why A Balance Transfer With Your Credit Cards Makes Sense</title>
<link>http://EzineArticles.com/283587</link>
<guid>http://EzineArticles.com/283587</guid>
<pubDate>Mon, 28 Aug 2006 10:46:50 -0500</pubDate>
<description><![CDATA[Many people have made the mistake of willingly (or unwillingly) racking up hundreds, possibly thousands of dollars worth of credit card debt. Even if they decide to pay more than the minimum and snip the offending cards in half in order to curb their desire to spend, the damage has been done. The interest rates that will be applied to unpaid balances are usually sky high and the debtor, despite valiant efforts to gradually pay himself out of debt, ends up with escalating figures.]]></description>
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<title>Why Business Credit Cards Are Essential in Today's World</title>
<link>http://EzineArticles.com/283588</link>
<guid>http://EzineArticles.com/283588</guid>
<pubDate>Mon, 28 Aug 2006 10:28:51 -0500</pubDate>
<description><![CDATA[In today's society, it is virtually impossible for anyone, from individual users to corporate entities, to survive without a single credit card.  Not only does a credit card take away the perils of carrying large wads of cash, it is also a convenient way of making purchases during times of emergency. Although the benefits of having a credit card can be experienced by all, no other entity appreciates these more than business establishments.]]></description>
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<title>The Two Basic Types of Credit Cards</title>
<link>http://EzineArticles.com/281539</link>
<guid>http://EzineArticles.com/281539</guid>
<pubDate>Fri, 25 Aug 2006 12:57:15 -0500</pubDate>
<description><![CDATA[People know of the existence of credit cards. They know how to use these, and how it functions. They also know that there are different kinds of credit cards (and accompanying rewards programs) which can suit the lifestyle of any consumer.  People think they know everything about credit cards. But they don't. ]]></description>
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<title>A Credit Card for the Car Enthusiast</title>
<link>http://EzineArticles.com/281525</link>
<guid>http://EzineArticles.com/281525</guid>
<pubDate>Fri, 25 Aug 2006 12:54:09 -0500</pubDate>
<description><![CDATA[You've know that there are credit cards almost for every kind of person. There are travel cards for those who love to travel (or dream of travelling), prepaid credit cards for those who are on a budget, cards that give rewards points for purchases (gasoline, toys, groceries, etc). But did you know that there is a credit card for those who are into cars? Apart from having an image of a truck or car on the car front, these credit cards give unbelievable benefits to the cardholders. ]]></description>
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<title>If You Have a Business, Get A Business Card!</title>
<link>http://EzineArticles.com/281534</link>
<guid>http://EzineArticles.com/281534</guid>
<pubDate>Fri, 25 Aug 2006 12:46:12 -0500</pubDate>
<description><![CDATA[Many working individuals, especially those who involved in their own businesses, make the mistake of purchasing office supplies and paying for their business related expenses (dinners and representation) on their personal credit cards. For purposes of taxes, audit and liquidation, they just declare the cost of these official purchase transactions, and have the costs incurred reimbursed.]]></description>
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<title>Specify Your Own Credit Limit</title>
<link>http://EzineArticles.com/281531</link>
<guid>http://EzineArticles.com/281531</guid>
<pubDate>Fri, 25 Aug 2006 12:46:11 -0500</pubDate>
<description><![CDATA[In traditional credit cards, the bank or credit card company specifies the credit limit you should be able to enjoy. Would you believe that there are credit cards wherein you get to specify your own credit limit? Well, you can't actually dictate your own credit limit, but the limit is based on how much you can afford to spend (and pay) monthly. These credit cards are called Prepaid Cards. ]]></description>
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<title>Special Credit Card Promotions</title>
<link>http://EzineArticles.com/281538</link>
<guid>http://EzineArticles.com/281538</guid>
<pubDate>Fri, 25 Aug 2006 12:44:14 -0500</pubDate>
<description><![CDATA[It is but normal that you start scouting around for your own honest to goodness credit card once you have steady employment (or are more financially secure). With steady employment, there is a higher likelihood that your application will be approved and you are more confident in using the card for your day-to-day transactions.]]></description>
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<item>
<title>Need A Gift For Your Graduate? Get Him A Credit Card</title>
<link>http://EzineArticles.com/281536</link>
<guid>http://EzineArticles.com/281536</guid>
<pubDate>Fri, 25 Aug 2006 12:30:13 -0500</pubDate>
<description><![CDATA[It truly is a momentous occasion when your child graduates from high school. This event symbolizes the end of his childhood and the beginning of his life as a responsible adult. Admittedly, there's still a long way to go before he finally becomes self-sufficient, but this is definitely the start of his journey to adulthood.]]></description>
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<item>
<title>Use Your Credit Card to Get Out of Debt</title>
<link>http://EzineArticles.com/281528</link>
<guid>http://EzineArticles.com/281528</guid>
<pubDate>Fri, 25 Aug 2006 12:01:11 -0500</pubDate>
<description><![CDATA[When you were younger, didn't you want to have several credit cards and flash them all at once at snotty sales people? Back then, you thought that you've got it made when your wallet held several credit cards. That was before you realized that with several credit cards, come several separate bills. All of which need to be paid on time, else you run the risk of accruing additional interest which, at the moment, you definitely do not need. ]]></description>
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<item>
<title>Earn Rewards from Your Favorite Store</title>
<link>http://EzineArticles.com/252271</link>
<guid>http://EzineArticles.com/252271</guid>
<pubDate>Mon, 31 Jul 2006 19:48:10 -0500</pubDate>
<description><![CDATA[Depending on your preferences, your lifestyle and your financial situation, you, like most people have spending habits that are unique to yourself. You may be the type who splurges once a month, or the type who would spend thousands just sprucing up your car. Still you could be the kind of shopper who only shops (or feels comfortable shopping) at certain retail establishments. Whatever kind of shopper you are, wouldn't it be nice if you could get something back from your expenses? ]]></description>
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<title>Credit Cards for Those Who Have Poor Credit</title>
<link>http://EzineArticles.com/238483</link>
<guid>http://EzineArticles.com/238483</guid>
<pubDate>Tue, 11 Jul 2006 13:08:26 -0500</pubDate>
<description><![CDATA[Don't you just hate it when these big-name credit card companies keep turning down your application for a credit card simply because of some financial mistakes or missed payments that you made in the early years of your career, which adversely affected your credit rating? If only you could speak to the account officer handling new applications and politely inform him that you have long since settled those debts and, now that you are gainfully employed, can handle the responsibilities a credit card brings, right? Well, you don't have to go to such extremes and you don't have to hope for a miracle because yes, you still can have a credit card. It may not be one of the major ones, but it still is a credit card. ]]></description>
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<title>Buy Gas and Get a Bonus</title>
<link>http://EzineArticles.com/238476</link>
<guid>http://EzineArticles.com/238476</guid>
<pubDate>Tue, 11 Jul 2006 11:39:59 -0500</pubDate>
<description><![CDATA[Due to the fluctuating prices of crude oil, the cost of gasoline continues to soar. Since gasoline is needed to power almost all kinds of motor equipment, most especially vehicles which transport people from one place to another, the consumer has no other option but to bear the brunt of gasoline prices. Since prices are on the rise and gasoline consumption cannot be foregone, many people opt to pay for gasoline expenses using credit, and leave the cash for more pressing needs. If one can check the breakdown of every credit card bill, it wouldn't be surprising to find out that a big chunk of the bill covers gasoline expenses.]]></description>
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