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<title>Gill Critchley - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Gill_Critchley</link>
<pubDate>Wed, 15 Feb 2012 11:26:01 -0600</pubDate>
<image><title>Gill Critchley - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Gill_Critchley</link>
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<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Wed, 05 Nov 2008 08:40:22 -0600</lastBuildDate>
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<title>Home Insurance - Homeowners Warned About Halloween</title>
<link>http://EzineArticles.com/1647507</link>
<guid>http://EzineArticles.com/1647507</guid>
<pubDate>Wed, 05 Nov 2008 08:40:22 -0600</pubDate>
<description><![CDATA[According to research from a leading price comparison website, claims for damage dome to property rises by 150 per cent on 31st October and people are said to claim more at this time than any other time of the year.    There are many people who pretend to be out or actually go out on this night but although this may deter some trick-or-treaters, it may not be enough to deter them all.   ]]></description>
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<title>Car Insurance - Drivers Warned Not to Cut Corners</title>
<link>http://EzineArticles.com/1647410</link>
<guid>http://EzineArticles.com/1647410</guid>
<pubDate>Wed, 05 Nov 2008 07:52:05 -0600</pubDate>
<description><![CDATA[Motorists are being warned not to cut down on their car insurance when it comes to purchasing or renewing their policy. The credit crunch has meant that many people have been left to worry about their finances and in an attempt to save money has seen many people start to cut back on policies that they think they won't need.  This news has come as a result of a study which found that nearly half of the people in the UK are attempting to save money by reducing the amount of money they are spending on financial ...]]></description>
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<title>Travel Insurance - As Important As Your Suitcase</title>
<link>http://EzineArticles.com/1646761</link>
<guid>http://EzineArticles.com/1646761</guid>
<pubDate>Tue, 04 Nov 2008 16:19:28 -0600</pubDate>
<description><![CDATA[Recently, a professional body has said that remembering to renew or take out annual travel insurance is as important as remembering your suitcase and should therefore be as equally high up in your list of priorities. A spokesman from the professional body has spoken out in an attempt to warn people that by trying to save money by not taking out a travel insurance policy, they could be getting themselves into even more financial difficulty by not taking out the proper protection. ]]></description>
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<title>Energy Regulator to Publish Findings</title>
<link>http://EzineArticles.com/1561829</link>
<guid>http://EzineArticles.com/1561829</guid>
<pubDate>Fri, 10 Oct 2008 12:50:15 -0500</pubDate>
<description><![CDATA[An energy regulator is set to publish its findings from an inquiry that was started back in February.    The investigation looked into leading suppliers' gas and electricity prices due to the imposed big price increases that occurred around the same time.    The energy regulator has been looking for any signs of collusion within the utilities markets that would show that they are perhaps being traded incorrectly.]]></description>
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<title>Home Insurance - Opt For Quality Not Price</title>
<link>http://EzineArticles.com/1561777</link>
<guid>http://EzineArticles.com/1561777</guid>
<pubDate>Thu, 09 Oct 2008 14:01:48 -0500</pubDate>
<description><![CDATA[UK households that decide to purchase a cheap home insurance policy rather than one that is of a better quality could be putting themselves at risk of not having adequate cover.    A leading comparison site has found that people should be taking more than the cost of their home insurance policy into account.    It's been found that customers are at risk of being under insured if they purchase a home insurance policy based solely on its price rather than reading the small print and finding out what you are covered for.]]></description>
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<title>Heating Cover - Help For Poorer Families</title>
<link>http://EzineArticles.com/1497340</link>
<guid>http://EzineArticles.com/1497340</guid>
<pubDate>Wed, 17 Sep 2008 13:29:49 -0500</pubDate>
<description><![CDATA[Gordon Brown has unveiled a 1 billion plan that will help low income families and pensioners deal with the increasing energy prices and promised that it would be funded by the suppliers and producers.    The plan is meant to save people half on their energy bills as well as offering free installation of loft and cavity insulation. The prime minister said that those who needed it most would get immediate help but also added that the moves were focussed on keeping energy consumption to a minimum.]]></description>
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<title>Loans - First-Time Buyers Discouraged</title>
<link>http://EzineArticles.com/1487668</link>
<guid>http://EzineArticles.com/1487668</guid>
<pubDate>Thu, 11 Sep 2008 13:37:28 -0500</pubDate>
<description><![CDATA[Compared to June of this year, July saw stable figures for house purchases and the rise of remortgaging, however, loans to first-time buyers continued to drop, according to a survey from the Council of Mortgage Lenders.  The number of loans taken out by first-time buyers has fallen nearly 50 per cent compared to figures from last year. Loans have dropped to 17,300 due to the tighter lending criteria that many lenders are now following, meaning that they have suffered a fall of 48 per cent.]]></description>
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<title>Hotels in Lanzarote Continued</title>
<link>http://EzineArticles.com/1449624</link>
<guid>http://EzineArticles.com/1449624</guid>
<pubDate>Wed, 03 Sep 2008 11:41:41 -0500</pubDate>
<description><![CDATA[Visiting Lanzarote is a great experience as it can offer a relaxing holiday on the beach or a more sight seeing style of holiday due to all of the sights on offer. After deciding on where you want to stay, be it one of the many hotels on offer or perhaps a villa or apartment, you can then get down to sorting out where you will want to visit. There are so many attractions that vary in type so much that you will never be lost for something to do or see.]]></description>
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<title>Hotels in Lanzarote</title>
<link>http://EzineArticles.com/1449610</link>
<guid>http://EzineArticles.com/1449610</guid>
<pubDate>Wed, 03 Sep 2008 11:41:18 -0500</pubDate>
<description><![CDATA[The Island of Lanzarote is relatively new to the tourism industry and only became involved in the 1980s.  As a result of this and the fact that high rise buildings are not allowed to be built on the Island, you will find that Lanzarote can offer a very fresh and new feel to your summer holidays.]]></description>
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<title>Car Insurance - Women Drivers Flirt Their Way Out of Trouble</title>
<link>http://EzineArticles.com/1381642</link>
<guid>http://EzineArticles.com/1381642</guid>
<pubDate>Wed, 06 Aug 2008 16:00:50 -0500</pubDate>
<description><![CDATA[A recent survey has shown that female drivers are more inclined to flirt their way out of any trouble that they may find themselves in on the roads.    A leading car insurance firm that deals with women's car insurance has conducted a study into the flirtatious behaviour of women when they are driving, which may actually affect car insurance policies.    It was revealed in the survey that a quarter of the females questioned said that they wouldn't have a problem with being flirtatious (fluttering eyelashes or showing a bit of cleavage) in order to ...]]></description>
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<title>Reflection Mobile Phone Concept</title>
<link>http://EzineArticles.com/1380979</link>
<guid>http://EzineArticles.com/1380979</guid>
<pubDate>Wed, 06 Aug 2008 13:47:08 -0500</pubDate>
<description><![CDATA[A new mobile phone concept has come out that has been inspired from the reflections that are made on a lake.    The phone uses a large, transparent display screen that acts as a manifestation of the beauty and tranquility of a lake which was the original inspiration. When this phone is in the off mode, the screen takes on the form of a still lake and when it is on, the flowing music, images and web pages appear on the phone like reflections forming on a lake.]]></description>
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<title>Google Vision Mobile Phone Concept</title>
<link>http://EzineArticles.com/1374975</link>
<guid>http://EzineArticles.com/1374975</guid>
<pubDate>Tue, 05 Aug 2008 09:08:48 -0500</pubDate>
<description><![CDATA[The Google Vision concept phone has been conceived by a designer in the UK and looks certain to be around in just a few years time.  The design of this concept comes in the form of a handset style device that slides apart to reveal a retractable flexible screen. The idea is for the device to capture images using its integrated camera, which will then send it to Google automatically, accompanied by the users location, found by the phones GPS.]]></description>
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<title>Transparent Mobile Phone Concept</title>
<link>http://EzineArticles.com/1372699</link>
<guid>http://EzineArticles.com/1372699</guid>
<pubDate>Mon, 04 Aug 2008 11:00:51 -0500</pubDate>
<description><![CDATA[There are many mobile phone concepts around and some are very fresh and exciting designs. The transparent mobile phone concept has the intention of exploring pioneering products for use in future mobile phones.    Nowadays, more and more people are using their mobile phones for listening to music and taking pictures with integrated cameras meaning that the mobile phone is becoming a multi-functional device.]]></description>
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<title>A Quarter of Households Will Have Broadband by 2012</title>
<link>http://EzineArticles.com/1372178</link>
<guid>http://EzineArticles.com/1372178</guid>
<pubDate>Mon, 04 Aug 2008 10:23:31 -0500</pubDate>
<description><![CDATA[After conducting a recent survey, leading researchers at Gartner, have predicted that 25 per cent of households worldwide will have a broadband connection by the year 2012.  Figures produced last year showed that there were 323 million homes that had a broadband connection, this forms 18 per cent of the total number of households. The prediction is that figures will rise to 499 million by the year 2012.]]></description>
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<title>Mobile Phones - Calls Not Common Anymore</title>
<link>http://EzineArticles.com/1369056</link>
<guid>http://EzineArticles.com/1369056</guid>
<pubDate>Fri, 01 Aug 2008 10:54:57 -0500</pubDate>
<description><![CDATA[It has been found that Britons no longer use their mobile phones simply for calling others whilst they are on the go. There are increasingly more people who are using their phones to send text messages, take photographs and for searching the internet. New figures have been released by the Mobile Data Association (MDA) showing that around 1.5 billion text messages were sent each week between January and May in 2008.]]></description>
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<title>Manchester Could Soon Have Wireless Broadband</title>
<link>http://EzineArticles.com/1366041</link>
<guid>http://EzineArticles.com/1366041</guid>
<pubDate>Thu, 31 Jul 2008 10:44:40 -0500</pubDate>
<description><![CDATA[Affordable wireless broadband could soon be available to the whole of the city of Manchester.    It has been reported that the council in Manchester are planning to extend its award winning wireless broadband internet to all of the residents in the city.    The broadband internet provider was established almost 10 years ago in order to sort out the problem with the lack of copper cabling that the city was experiencing.]]></description>
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<title>Broadband on the Go</title>
<link>http://EzineArticles.com/1363058</link>
<guid>http://EzineArticles.com/1363058</guid>
<pubDate>Wed, 30 Jul 2008 11:20:24 -0500</pubDate>
<description><![CDATA[A leading mobile phone company has discovered that less than half of us are bothered about having access to the internet whilst we are out and about away from home.    Although the number of people who want broadband on the go has risen since last year, there are still only 44 per cent of the 2000 people questioned who believe that we should have access to the internet anywhere in the UK. ]]></description>
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<title>People Could Face Debt After Two Months of No Work</title>
<link>http://EzineArticles.com/1357172</link>
<guid>http://EzineArticles.com/1357172</guid>
<pubDate>Tue, 29 Jul 2008 14:17:09 -0500</pubDate>
<description><![CDATA[A new report has shown that most people in the UK would end up in serious debt after only two months of they were to lose their job.  Figures from a leading building society showed that the average person would only be able to survive financially for 52 days if they were to find themselves without a job.  However, there were 36 per cent of people who said that they would only be able to survive 11 days without their job before they started getting in to debt.]]></description>
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<title>The Debt Society - Supermarkets to Bin BOGOFs</title>
<link>http://EzineArticles.com/1356642</link>
<guid>http://EzineArticles.com/1356642</guid>
<pubDate>Mon, 28 Jul 2008 16:12:18 -0500</pubDate>
<description><![CDATA[Supermarkets have been put under pressure to stop their BOGOF offers after claims that it encourages customers to waste food. The Buy one Get One Free offers are increasingly used by stores that claim they are trying to help those on a budget. This has been tackled by consumer groups and MPs that said that they are simply encouraging shoppers to buy more food that they won't be able to consume before it spoils.]]></description>
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<title>Middle Class Debt Problems</title>
<link>http://EzineArticles.com/1354151</link>
<guid>http://EzineArticles.com/1354151</guid>
<pubDate>Mon, 28 Jul 2008 13:05:14 -0500</pubDate>
<description><![CDATA[Experts have said that the middle class have been hit by a devastating debt crisis and even those with well paid jobs are having financial difficulties.    Debt advice centers that are situated in middle class areas have seen a huge increase of 500% in the number of people that have been visiting their centers for help and there have also been fears of suicides as a result of people feeling despair and shame.    Examples of just how bad the situation is getting have been given by financial advisers and include:    - ...]]></description>
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<title>Store Cards Vs Credit Cards</title>
<link>http://EzineArticles.com/1347619</link>
<guid>http://EzineArticles.com/1347619</guid>
<pubDate>Thu, 24 Jul 2008 15:13:09 -0500</pubDate>
<description><![CDATA[Store cards are offered by numerous retailers nowadays in the UK and everybody has no doubt experienced walking into a shop and being offered a store card. Most of the stores will even offer you a discount on the items you are purchasing at the time just for filling in an application form.    The way a store card works is similar to a credit card as you use the card to buy items instead of cash and then you make repayments either monthly or in one go if you would prefer.]]></description>
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<title>Credit Card Deals</title>
<link>http://EzineArticles.com/1344353</link>
<guid>http://EzineArticles.com/1344353</guid>
<pubDate>Wed, 23 Jul 2008 15:29:16 -0500</pubDate>
<description><![CDATA[During the credit crunch there are still banks giving away money, especially in the very competitive balance-transfer market.    In the market there are over 90 different 0% credit cards on offer and they all have balance transfer periods that range from six to 16 months, however, there are only seven companies that charge interest over a period of 14 months.    If you are lucky enough to find a company that offers generous 16 month interest free credit cards then this means that you won't have to pay back the money until late 2009.]]></description>
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<title>Overdrafts Increase As Debt Rises</title>
<link>http://EzineArticles.com/1337645</link>
<guid>http://EzineArticles.com/1337645</guid>
<pubDate>Tue, 22 Jul 2008 13:04:54 -0500</pubDate>
<description><![CDATA[Overdraft and personal loan debt levels have increased in the UK from 161 billion to 177 billion pounds over the past year; this is due to more and more people having to use them in order to cope with the rising living costs.    The Bank of England has recently released figures that show that the average authorised overdraft rate had risen from 17.4 per cent to 17.]]></description>
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<title>Offset Mortgages Can Be the Better Option</title>
<link>http://EzineArticles.com/1337698</link>
<guid>http://EzineArticles.com/1337698</guid>
<pubDate>Tue, 22 Jul 2008 09:45:29 -0500</pubDate>
<description><![CDATA[A leading broker has advised people to choose an offset mortgage rather than dipping into their savings to pay for their home loan.    An expert from the broker said that this would allow customers to pay off their home loan quicker and would also offer them greater flexibility.    He went on to say that by choosing an offset mortgage, customers would then not only be able to pay off their home loan quicker but also have the back up of their savings should they ever need to use them.]]></description>
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<title>Overseas Mortgages - House Prices Trap Some in London</title>
<link>http://EzineArticles.com/1331593</link>
<guid>http://EzineArticles.com/1331593</guid>
<pubDate>Fri, 18 Jul 2008 10:14:04 -0500</pubDate>
<description><![CDATA[There has been an expected mass departure of wealthy non-doms who live in London but this has not been seen as many have found that they would make a loss if they were to try and sell their property.  The main reason convincing the wealthy to remain in the UK is the slump that the housing market is experiencing at the moment. Another factor could be that a leading financial services company has advised that the UK's career opportunities and culture mean that the UK is still one of the most attractive systems.]]></description>
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<title>Unsecured Loans - Higher Interest Rates Predicted</title>
<link>http://EzineArticles.com/1334714</link>
<guid>http://EzineArticles.com/1334714</guid>
<pubDate>Fri, 18 Jul 2008 07:25:43 -0500</pubDate>
<description><![CDATA[Consumers looking for unsecured loans may find that the interest rates on the loans may start to increase as Payment Protection Insurance loan sales begin to drop.    A leading financial research website has found that a drop in the sales of Payment Protection Insurance has left lenders unable to pay for the loans, meaning that they have had to raise the interest levels on them.    The research site also said that a number of customers looking for loans have had to be turned away by lenders as they are becoming more discerning about who...]]></description>
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<title>Secured Loans Market Could Get Smaller</title>
<link>http://EzineArticles.com/1328174</link>
<guid>http://EzineArticles.com/1328174</guid>
<pubDate>Wed, 16 Jul 2008 08:13:52 -0500</pubDate>
<description><![CDATA[People wanting to borrow money could find their choice of providers significantly reduced if lenders continue to drop out of the market.    More and more loans lenders have been pulling out of the industry and last week First Plus became the latest lender to withdraw from the market, joining seven other leading loans companies who had previously pulled out due to the financial situation at the moment.    According to market analysts, the fact that leading companies are withdrawing means that it is very likely that the market will continue to shrink.]]></description>
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<title>How to Keep Car Insurance Costs Down</title>
<link>http://EzineArticles.com/1324316</link>
<guid>http://EzineArticles.com/1324316</guid>
<pubDate>Tue, 15 Jul 2008 15:48:55 -0500</pubDate>
<description><![CDATA[Cars are very expensive to look after and that's even before you've taken the car insurance into account.  This article contains a number of ways that could help to cut down the costs of your car insurance.]]></description>
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<title>Rise in Payday Loans</title>
<link>http://EzineArticles.com/1324548</link>
<guid>http://EzineArticles.com/1324548</guid>
<pubDate>Tue, 15 Jul 2008 08:47:08 -0500</pubDate>
<description><![CDATA[It has been found that more and more people are turning to short-term loans to tide them over until they get paid. Figures found for The Times have shown that the number of payday loans that have been taken out has doubled in the last ten months as shoppers are finding it difficult to cope during the credit crunch. Increasing prices for fuel and groceries has meant that lenders offering short term loans have found their business become a lot more popular to customers who are struggling to keep up with the price...]]></description>
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<title>Britons Getting Travel Insurance Bargains</title>
<link>http://EzineArticles.com/1318004</link>
<guid>http://EzineArticles.com/1318004</guid>
<pubDate>Mon, 14 Jul 2008 07:43:29 -0500</pubDate>
<description><![CDATA[A leading travel company has recently conducted a survey and found from the results that there are many Britons who are finding travel insurance and are amongst the best at buying bargain policies.    The survey by the travel company also showed that around 85 per cent of British travelers took out travel insurance compared to around only 75 per cent of worldwide travelers who take out the insurance.  These are welcome results after there have been so many other surveys coming out saying that fewer and fewer people are taking out holiday insurance.]]></description>
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<title>Car Insurance Could Be Invalidated Because of Poor Vision</title>
<link>http://EzineArticles.com/1318267</link>
<guid>http://EzineArticles.com/1318267</guid>
<pubDate>Fri, 11 Jul 2008 16:13:20 -0500</pubDate>
<description><![CDATA[Many motorists may find that their car insurance policies may become invalid if they have poor eyesight.    A recent survey conducted by a leading opticians has found that a quarter of drivers find it difficult to make out a vehicle's number plate from 20.5 meters, even if there are good conditions.]]></description>
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<title>Holidaymakers Urged to Check Travel Insurance</title>
<link>http://EzineArticles.com/1314793</link>
<guid>http://EzineArticles.com/1314793</guid>
<pubDate>Fri, 11 Jul 2008 08:52:15 -0500</pubDate>
<description><![CDATA[Over the next few weeks, million of Brits will be heading off on their summer holidays, but a leading insurance company has warned those who have booked their holiday themselves to invest in more than a standard travel insurance.    A leading insurance company has found that between the months of July and September there are many people planning their holiday and this is traditionally the busiest time of the year for holidays, with over 16 million taking their summer breaks over this period in 2006.    Over the last few years however, there has been...]]></description>
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<title>More Women Learning DIY to Save Money on Home Insurance</title>
<link>http://EzineArticles.com/1314856</link>
<guid>http://EzineArticles.com/1314856</guid>
<pubDate>Fri, 11 Jul 2008 08:51:17 -0500</pubDate>
<description><![CDATA[A DIY school in Stockport has started classes that provide women with the opportunity to learn home improvement skills.   he school, that was started a year ago by property developers, has said that it has seen a definite increase in the amount of women that are attending their classes.  The DIY company are expecting to make as much as ?250,000 profit at he end of this first year and credit this to the increasing number of customers attending their classes to learn more about home improvement skills.]]></description>
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<title>Credit Crunch Affects Travel Insurance</title>
<link>http://EzineArticles.com/1312013</link>
<guid>http://EzineArticles.com/1312013</guid>
<pubDate>Thu, 10 Jul 2008 11:42:54 -0500</pubDate>
<description><![CDATA[A leading insurance company has urged British holidaymakers not to let the credit crunch stop them from taking out adequate travel insurance for your holiday this summer. Research carried out by the insurance company found that at least half the number of Brits travelling on holiday would consider not getting travel insurance if their finances were a bit tight as a result of the credit crunch.]]></description>
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<title>Borrowers Forced to Take Out Home Insurance</title>
<link>http://EzineArticles.com/1309227</link>
<guid>http://EzineArticles.com/1309227</guid>
<pubDate>Thu, 10 Jul 2008 08:40:09 -0500</pubDate>
<description><![CDATA[Home insurance is a very important cover to have as it protects you from a number of things including; fire, flood, explosion and storms.     The home insurance policy should also cover you for things such as; crashing cars, falling trees, lightening, vandalism, break-ins, and earthquakes and also for more bizarre events, such as; falling objects from an aircraft and rampaging horses. Something to look out for is that not all policies cover you for accidental damage so it is very important that you check you are covered for this.]]></description>
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<title>Drivers Urged to Compare Car Insurance</title>
<link>http://EzineArticles.com/1308941</link>
<guid>http://EzineArticles.com/1308941</guid>
<pubDate>Wed, 09 Jul 2008 14:35:49 -0500</pubDate>
<description><![CDATA[A leading comparison sight has revealed that Fuel Off setting helps to reduce motoring costs.    Fuel Off setting is when you shop around for your car insurance in order to reduce your motoring costs. This could help cancel out the increase in petrol prices that has been seen over the last 12 months for the average driver.]]></description>
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<title>Flights to the USA</title>
<link>http://EzineArticles.com/1293983</link>
<guid>http://EzineArticles.com/1293983</guid>
<pubDate>Tue, 08 Jul 2008 08:40:46 -0500</pubDate>
<description><![CDATA[If you are one of the many people planning a trip to The USA this year you may be tempted to indulge your playful side and visit Las Vegas.  Las Vegas is described as America's playground for adults and it is clear to see why with shopping, shows and of course, gambling to take part in. You will find all of this and more in the city of Las Vegas.]]></description>
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<title>Flights to Perth</title>
<link>http://EzineArticles.com/1294184</link>
<guid>http://EzineArticles.com/1294184</guid>
<pubDate>Thu, 03 Jul 2008 10:39:02 -0500</pubDate>
<description><![CDATA[Perth is the world's most isolated capitals and is situated on the Western Part of Australia and is situated between the Indian Ocean and the desert sands of the Nullarbor.  If you are travelling to Perth on your summer holiday this year then you may be interested to know that the nearest state to Perth is Adelaide in South Australia and is 2750 kilometres away or, to put it another way, a two day car ride away. ]]></description>
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<title>New York Hotels - Continued</title>
<link>http://EzineArticles.com/1290836</link>
<guid>http://EzineArticles.com/1290836</guid>
<pubDate>Wed, 02 Jul 2008 11:48:29 -0500</pubDate>
<description><![CDATA[The Plaza hotel is one of New York's finest and can guarantee a unique and indulgent experience for all who visit.    As well as the distinctive rooms and suites on offer and the white gloved service and the futuristic gadgets that really make this hotel stand out, there is also the health and well-being features on offer that round off this New York hotels luxurious experience.    There are many hotels in New York but they don't have three luxury well-being treatments to choose from.]]></description>
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<title>New York Hotels</title>
<link>http://EzineArticles.com/1290681</link>
<guid>http://EzineArticles.com/1290681</guid>
<pubDate>Wed, 02 Jul 2008 11:27:08 -0500</pubDate>
<description><![CDATA[The city of New York has a lot to offer its visitors, on top of the beautiful sights on offer such as Central Park and Fifth Avenue; there is also so much to do around the city, like shopping and visiting the spectacular art that is on offer as well as enjoying the superb dining and nightlife experience.    After enjoying a fun-filled day out in the city, imagine heading back to a beautiful and luxurious hotel to relax and unwind. ]]></description>
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<title>Holidays in France</title>
<link>http://EzineArticles.com/1281583</link>
<guid>http://EzineArticles.com/1281583</guid>
<pubDate>Mon, 30 Jun 2008 08:57:32 -0500</pubDate>
<description><![CDATA[France is a very diverse country and has a lot to offer its visitors.  Whatever you've got in mind for your holiday, you will be able to find it in one of the 22 regions in France.]]></description>
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<title>Car Hire in Florida</title>
<link>http://EzineArticles.com/1278564</link>
<guid>http://EzineArticles.com/1278564</guid>
<pubDate>Fri, 27 Jun 2008 09:38:25 -0500</pubDate>
<description><![CDATA[Florida is surprisingly quite a small state and it is therefore relatively easy to drive around. It is even possible to cross from the east to the west coast in a couple of hours. One of the longest journeys in Florida is from Panhandle in the west to Miami and this can be done in a day.]]></description>
</item>
<item>
<title>Caribbean Holidays</title>
<link>http://EzineArticles.com/1278604</link>
<guid>http://EzineArticles.com/1278604</guid>
<pubDate>Fri, 27 Jun 2008 09:33:37 -0500</pubDate>
<description><![CDATA[The fashionable Caribbean island of Nevis would surely be a dream holiday destination on anybody's list and now it can become a reality.    There are so many last minute holidays out there to choose from and with destinations like Nevis being made affordable as a result of them, a holiday to the Caribbean is now not so out of reach.    Planning holidays to the Caribbean is now so affordable and easy with all of the package deals that are available that there are few details left for you to plan, meaning that the whole...]]></description>
</item>
<item>
<title>Holidays in Prague</title>
<link>http://EzineArticles.com/1272685</link>
<guid>http://EzineArticles.com/1272685</guid>
<pubDate>Wed, 25 Jun 2008 15:23:56 -0500</pubDate>
<description><![CDATA[Prague is one of Europe's most beautiful cities with its diverse mix of Gothic and Baroque buildings decorating its streets.    Many tourists flock to Prague to experience the city's feel for themselves. Couples are seduced by the elegance and romantic atmosphere the Old Town can offer, not to mention the host of sightseeing that awaits them.]]></description>
</item>
<item>
<title>Holidays in Florence</title>
<link>http://EzineArticles.com/1272019</link>
<guid>http://EzineArticles.com/1272019</guid>
<pubDate>Wed, 25 Jun 2008 14:25:45 -0500</pubDate>
<description><![CDATA[The city of Florence is considered one of the most magnificent in Italy, not to mention the world.    This is not surprising as you can find vineyards, mountaintop castles and fields of sunflowers in this city located in the heart of Tuscany. Florence is also the place to go for your holidays if you want to see masterpieces by talented artists such as Michelangelo, Leonardo Da Vinci, Machiavelli, Dante Alighieri and Fra Angelico.]]></description>
</item>
<item>
<title>Loans - Over-Borrowing Risks</title>
<link>http://EzineArticles.com/1269494</link>
<guid>http://EzineArticles.com/1269494</guid>
<pubDate>Tue, 24 Jun 2008 11:21:36 -0500</pubDate>
<description><![CDATA[There are concerns that borrowers are taking out too much credit and are then finding it difficult to pay it back, meaning that they risk losing their home.    A survey produced by the national charity, Citizens Advice, has shown that around 770,000 people have missed at least one of their mortgage payments in the past year. Further to this figure, more than 2 million people told the charity that they were concerned they may have trouble finding the money for their monthly bills.]]></description>
</item>
<item>
<title>Green Electricity in Flats</title>
<link>http://EzineArticles.com/1263270</link>
<guid>http://EzineArticles.com/1263270</guid>
<pubDate>Sun, 22 Jun 2008 21:52:34 -0500</pubDate>
<description><![CDATA[Low rise flats in Birmingham have been refurbished and are helping to create green electricity.    Solar photovoltaic panels have been fitted in the flats that will use the sun to generate the electricity that will then be able to light up communal areas within the apartment via intelligent lighting that will be fitted in the rooms.    Caldmore Area Housing Association flats are also making the innovative move of working with Green Energy UK, a national supplier of 100 per cent green electricity.]]></description>
</item>
<item>
<title>Electricity Bills - How You Can Cut Them Down</title>
<link>http://EzineArticles.com/1257977</link>
<guid>http://EzineArticles.com/1257977</guid>
<pubDate>Thu, 19 Jun 2008 11:53:59 -0500</pubDate>
<description><![CDATA[In the winter, energy bills are higher as we spend a lot more on heating so when the summer comes it should be a welcome sigh of relief but this isn't necessarily the case.    During the summer it can, (occasionally) get very hot so we get out the air conditioners, fans and any other equipment that could possibly cool us down and then watch as the electricity bills shoot up.    The average household now spends around ?1000 every year on their energy (including both gas and electricity usage).]]></description>
</item>
<item>
<title>Unsecured Personal Loans - Why Choose Them?</title>
<link>http://EzineArticles.com/1258110</link>
<guid>http://EzineArticles.com/1258110</guid>
<pubDate>Wed, 18 Jun 2008 11:22:32 -0500</pubDate>
<description><![CDATA[With so many different loans to choose from, what would make people choose unsecured personal loans? One of the deciding factors may be that you don't have to put up any collateral when you take out an unsecured loan.    Unsecured loans do not use your property as security for the loan; lenders only rely on your obligation and also your ability to pay.]]></description>
</item>
<item>
<title>Personal Loans - Fewer Available From Unsecured Lenders</title>
<link>http://EzineArticles.com/1254518</link>
<guid>http://EzineArticles.com/1254518</guid>
<pubDate>Tue, 17 Jun 2008 16:46:23 -0500</pubDate>
<description><![CDATA[According to a report, there are fewer personal loans available from unsecured lenders for borrowers in the UK.    Financial experts who conducted the study have said that they are very concerned about these trends. This concern is because they found there was a 10 per cent drop in the number of unsecured personal loans providers throughout the time they recorded the figures.]]></description>
</item>
<item>
<title>Car Insurance - High Petrol Prices Fueling the Online Market</title>
<link>http://EzineArticles.com/1246842</link>
<guid>http://EzineArticles.com/1246842</guid>
<pubDate>Tue, 17 Jun 2008 08:05:09 -0500</pubDate>
<description><![CDATA[With the cost of fuel rising, it seems that more and more people are turning to the internet in order to find better car insurance deals.     It is expected that this trend will continue as recent figures have shown that there has been a significant increase in the number of car insurance policies bought over the internet.   ]]></description>
</item>
<item>
<title>Car Insurance is Cheaper For Women</title>
<link>http://EzineArticles.com/1246067</link>
<guid>http://EzineArticles.com/1246067</guid>
<pubDate>Mon, 16 Jun 2008 11:44:32 -0500</pubDate>
<description><![CDATA[Car insurance has always been an expensive necessity, but now new evidence has shown that men are likely to be paying more than women.    A leading comparison site has discovered that there is a discrepancy between how much young men are being charged and how much young women are being charged for their car insurance.    The site found that on average, an 18 year old male driver will pay around ?861 more than an 18 year old female driver for their annual car insurance policy.]]></description>
</item>
<item>
<title>Homeowners Starting to Opt Out of Life Insurance</title>
<link>http://EzineArticles.com/1243307</link>
<guid>http://EzineArticles.com/1243307</guid>
<pubDate>Fri, 13 Jun 2008 11:54:59 -0500</pubDate>
<description><![CDATA[A leading insurance company have found that borrowers are reacting to the credit crunch by disposing of their life insurance policies in order to save money.    The company discovered this due to only 20 per cent of new borrowers taking out a life insurance policy and others are sacrificing it in order to save more money. This is perhaps due to the fact that people will consider life cover to be less important than their mortgage payments as they need to be paid in order to keep a roof over their family's heads.]]></description>
</item>
<item>
<title>Car Insurance - The Crash-Proof Car</title>
<link>http://EzineArticles.com/1237560</link>
<guid>http://EzineArticles.com/1237560</guid>
<pubDate>Wed, 11 Jun 2008 13:56:07 -0500</pubDate>
<description><![CDATA[The company Volvo are taking their years of car safety experience to the next level by coming up with a virtually crash-proof car.    In 1959, Volvo created the three-point safety belt and in 1987 they brought us the airbag, but Volvo are still trying to out-do themselves and hope to have the crash-proof car with us by the year 2020.    For the past 50 years, Volvo have spent their time working on making cars safer for both drivers and passengers and now engineers at Volvo's Gothenburg research centre in Sweden are now working on...]]></description>
</item>
<item>
<title>Broadband - Voluntary Code Launched</title>
<link>http://EzineArticles.com/1234808</link>
<guid>http://EzineArticles.com/1234808</guid>
<pubDate>Tue, 10 Jun 2008 14:59:46 -0500</pubDate>
<description><![CDATA[With Ofcom revealing that over half of all households in Britain have Broadband, compared to just 39 per cent a couple of years ago and then a seven-fold increase over the last five years, it is no wonder that there is now a more widely spread concern that people are not getting the broadband speed that they have been promised.  This is one of the reasons why communications regulator, Ofcom, have decided to take action. ]]></description>
</item>
<item>
<title>3G iPhone Coming to the UK?</title>
<link>http://EzineArticles.com/1234770</link>
<guid>http://EzineArticles.com/1234770</guid>
<pubDate>Tue, 10 Jun 2008 14:51:05 -0500</pubDate>
<description><![CDATA[The 3G iPhone hasn't been confirmed yet but that hasn't stopped the whole host of rumours that have been going around about what features it will include and which country it will make it to first.    There have been cases given why the iPhone won't be over here any time soon and also cases why it may be over here a lot sooner than we think.    ]]></description>
</item>
<item>
<title>Mobile Phone Projector</title>
<link>http://EzineArticles.com/1234725</link>
<guid>http://EzineArticles.com/1234725</guid>
<pubDate>Tue, 10 Jun 2008 14:25:18 -0500</pubDate>
<description><![CDATA[The multimedia features that mobile phones have now are fantastic and phone snow have virtually anything you could possibly need to keep you entertained on the move, the only problem is that the screen is far too tiny to watch for any length of time. The answer to this problem may be just around the corner as the company, Texas Instruments may have a solution. The company has developed a very tiny projector that is small enough to fit inside the majority of mobile phones that are available on the market.]]></description>
</item>
<item>
<title>Watch Freeview on Your Mobile Phone</title>
<link>http://EzineArticles.com/1234690</link>
<guid>http://EzineArticles.com/1234690</guid>
<pubDate>Tue, 10 Jun 2008 14:22:23 -0500</pubDate>
<description><![CDATA[Mobile phone companies have been trying to get Television into phones for a while now but they have never come to much in the UK. This may be due to a lack of interest from the general public who don't seem very impressed with the idea.  This said, LG's new HB620T enables you to watch TV on it and does seem to be grabbing more attention.]]></description>
</item>
<item>
<title>Send Kisses Through Your Mobile Phone</title>
<link>http://EzineArticles.com/1227002</link>
<guid>http://EzineArticles.com/1227002</guid>
<pubDate>Fri, 06 Jun 2008 11:13:45 -0500</pubDate>
<description><![CDATA[A "Freelance Inventor" has come up with a very strange, yet fascinating mobile phone that will be able to send your kisses to a loved one.  George Koussouros is the inventor behind the kissphone that has the purpose of transmitting kisses from one person to another (as long as they both have the kissphone). This gadget does not have one of the nicest designs and looks to be a fairly chunky unit that wouldn't look out of place in a child's toy box.]]></description>
</item>
<item>
<title>Broadband - Illegal Down-Loaders Could Lose Their Internet</title>
<link>http://EzineArticles.com/1223765</link>
<guid>http://EzineArticles.com/1223765</guid>
<pubDate>Thu, 05 Jun 2008 10:21:49 -0500</pubDate>
<description><![CDATA[If plans considered by ministers go through, people who download illegal music or films could be cut off from their internet.  This comes after talk that internet service providers (ISPs) could be legally obliged to crack down on their customers who are accessing illegal, pirated material. This action would take the form of a "three strikes and you're out" policy, whereby they would first receive an email warning them to stop, then a suspension and if the illegal downloading continued their contract with the broadband company would be terminated.]]></description>
</item>
<item>
<title>Mobile Phones - Nokia's Concept Smell Phone</title>
<link>http://EzineArticles.com/1223714</link>
<guid>http://EzineArticles.com/1223714</guid>
<pubDate>Thu, 05 Jun 2008 10:20:17 -0500</pubDate>
<description><![CDATA[Twenty five lucky Industrial Design MA students from the College of Art and Design in London have been working hard to create concept phones that will be capable of providing customers with 4G or 5G devices.  The students were working for a cash prize and for a once in a lifetime chance to work alongside the design team at Nokia. Another exciting thing for the team of students was that their winning design would be made into a dummy handset to be shown at the London Air Gallery.]]></description>
</item>
<item>
<title>Offset Mortgages - Gaining Popularity</title>
<link>http://EzineArticles.com/1196995</link>
<guid>http://EzineArticles.com/1196995</guid>
<pubDate>Tue, 27 May 2008 13:40:41 -0500</pubDate>
<description><![CDATA[Offset mortgages are increasing in popularity according to official figures that have been released.    In 2006, 170,000 mortgages were taken out. Altogether these were worth ?29.3bn and according to the Council of Mortgage Lenders (CML), they represented 7% of new lending.]]></description>
</item>
<item>
<title>Why Remortgage?</title>
<link>http://EzineArticles.com/1189405</link>
<guid>http://EzineArticles.com/1189405</guid>
<pubDate>Fri, 23 May 2008 13:52:26 -0500</pubDate>
<description><![CDATA[When people take out a mortgage on their property they are often looking for the best deal that they can find. However, this offer doesn't always last and the discounted rates and other limited offers leave people wanting a better deal from elsewhere.    This can mean that people are left to find better offers.]]></description>
</item>
<item>
<title>Car Loans at Risk</title>
<link>http://EzineArticles.com/1188501</link>
<guid>http://EzineArticles.com/1188501</guid>
<pubDate>Thu, 22 May 2008 11:18:22 -0500</pubDate>
<description><![CDATA[Those worst hit are 4x4 drivers as very heavy taxes have been forced on them. This increase has meant that there has been a 22 per cent increase in the amount 4x4 drivers have paid this year compared to last.]]></description>
</item>
<item>
<title>Getting The Best Loan</title>
<link>http://EzineArticles.com/1186197</link>
<guid>http://EzineArticles.com/1186197</guid>
<pubDate>Tue, 20 May 2008 11:46:40 -0500</pubDate>
<description><![CDATA[Some simple tips may be enough to enable you to increase your chances of getting the best loan available for you.    The credit crunch is making many lenders very wary about who they lend to, so to make sure that you get the best offer you can it is important that you check your credit record is as good as it can be. The lenders want to make sure that you are somebody they would want to lend to.]]></description>
</item>
<item>
<title>Travel Insurance Claims</title>
<link>http://EzineArticles.com/1180687</link>
<guid>http://EzineArticles.com/1180687</guid>
<pubDate>Fri, 16 May 2008 14:25:12 -0500</pubDate>
<description><![CDATA[Every year travel insurance companies receive numerous claims from holidaymakers.  Here are a few examples of the more unusual claims that insurers see.]]></description>
</item>
<item>
<title>Home Insurance - Brits Warned To Protect Their Jewellery</title>
<link>http://EzineArticles.com/1180426</link>
<guid>http://EzineArticles.com/1180426</guid>
<pubDate>Fri, 16 May 2008 14:23:24 -0500</pubDate>
<description><![CDATA[A survey conducted by a leading home insurance company has found that the average home in Britain contains ?1,986 worth of jewellery, with a further 11 per cent of people owning jewellery that comes to more than ?5,000. In total, there is thought to be around ?52 billion worth of jewellery in British homes today.    The home insurance company who researched this have found that there are many people who own very expensive pieces of jewellery but who have not been to get them insured for the correct amount due to them not being valued properly.]]></description>
</item>
<item>
<title>Choosing Travel Insurance</title>
<link>http://EzineArticles.com/1178241</link>
<guid>http://EzineArticles.com/1178241</guid>
<pubDate>Fri, 16 May 2008 14:22:28 -0500</pubDate>
<description><![CDATA[Travel insurance can be bought from a variety of places now such as department stores and travel agents and at reasonable prices. However, these benefits don't mean that you should rush into getting your insurance; it is always worth remembering that not all policies are the same.    In some cases, travel insurance is given away free with another product, if you have got it for free it is worth reading the small print to see what you are covered for.]]></description>
</item>
<item>
<title>Myths Threaten Car Insurance</title>
<link>http://EzineArticles.com/1175509</link>
<guid>http://EzineArticles.com/1175509</guid>
<pubDate>Fri, 16 May 2008 14:20:44 -0500</pubDate>
<description><![CDATA[According to a leading insurance company, many people are running the risk of invalidating their car insurance policy due to them believing the myths rather then reading the small print.    The research found that Brits are failing to check what they are covered for under their policy.  One of the most common reasons for making your car insurance invalid was eating and drinking whilst driving.]]></description>
</item>
<item>
<title>Home Insurance - Make Sure Your Garden Is Covered</title>
<link>http://EzineArticles.com/1175494</link>
<guid>http://EzineArticles.com/1175494</guid>
<pubDate>Fri, 16 May 2008 14:19:38 -0500</pubDate>
<description><![CDATA[During the summer, people tend to keep more of their personal possessions in their garages or garden sheds.  According to the Fair Investment Company, this means that people need to understand the importance of home insurance.    The company believe that the lines between home contents and outbuilding and garden contents are becoming blurred as a result of more household items being stored in garden sheds.]]></description>
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<item>
<title>Travel Insurance - Prices Drop As Competition Rises</title>
<link>http://EzineArticles.com/1175475</link>
<guid>http://EzineArticles.com/1175475</guid>
<pubDate>Fri, 16 May 2008 14:18:33 -0500</pubDate>
<description><![CDATA[It's always great to hear about price drops and holidaymakers will be especially pleased to hear that the cost of travel insurance has dropped significantly. The reason for this recent drop is due to the increased amount of competition between travel insurance providers. A study has shown that overseas trips rose by more than 17 per cent between 2002 and 2006.]]></description>
</item>
<item>
<title>Hotels - Discover Turkey's Lesser Known Attractions</title>
<link>http://EzineArticles.com/1169548</link>
<guid>http://EzineArticles.com/1169548</guid>
<pubDate>Wed, 14 May 2008 09:54:05 -0500</pubDate>
<description><![CDATA[Turkey is a very popular tourist destination and millions of people flock to the county every year for their holidays.    Even with this popularity, Turkey's far southeast and its more historical regions are beautiful areas that people tend not to visit.    The historical region of the Gaziantep province at first glance appears to be a large industrial and modern city, but its history dates back 4,000 years.]]></description>
</item>
<item>
<title>Flights To Gran Canaria - Visit Some Of Their Highlights</title>
<link>http://EzineArticles.com/1169506</link>
<guid>http://EzineArticles.com/1169506</guid>
<pubDate>Wed, 14 May 2008 09:53:02 -0500</pubDate>
<description><![CDATA[In the past Gran Canaria has been described as a continent in miniature.  This is due to its changing terrain; you can find woodland areas, forests, extinct volcanoes and golden sandy beaches over just 1,500 sq km (590 sq miles).    As a result of the beaches, Gran Canaria is very popular with tourists and as cheap flights are available, it is well worth looking at when booking a holiday.]]></description>
</item>
<item>
<title>Hotels - Where to Stay in Sydney</title>
<link>http://EzineArticles.com/1159803</link>
<guid>http://EzineArticles.com/1159803</guid>
<pubDate>Fri, 09 May 2008 09:26:02 -0500</pubDate>
<description><![CDATA[If you are planning a holiday to Sydney you will be able to find accommodation as grand or as modest as you like.    A number of the more luxury hotels in Sydney are mainly in the Rocks district, the heart of the city and in the Darling Harbour.    If you are booking your holiday through a travel agent as part of a travel package, it is best to check with them the range, location and cost of Sydney hotels.]]></description>
</item>
<item>
<title>New York - Cheap Flights and Expensive Hotels</title>
<link>http://EzineArticles.com/1157312</link>
<guid>http://EzineArticles.com/1157312</guid>
<pubDate>Thu, 08 May 2008 11:32:58 -0500</pubDate>
<description><![CDATA[New York City is a destination that doesn't hold back when it comes to luxury and with many legendary luxury hotels, such as the Waldorf and the Plaza, on offer it is no surprise that it is a popular place to stay.    Staying at one of these hotels ensures a memorable time and this is largely because they take pride in furnishing the rooms with soft bed linen, the latest in-room technology and designer branded toiletries.]]></description>
</item>
<item>
<title>Car Insurance - Cheaper To Go Green?</title>
<link>http://EzineArticles.com/1148971</link>
<guid>http://EzineArticles.com/1148971</guid>
<pubDate>Tue, 06 May 2008 10:48:13 -0500</pubDate>
<description><![CDATA[Many drivers have noticed that their car insurance premiums have recently risen and as a result say that they would go green in order to save money.    A leading comparison site has found that a quarter of drivers are paying more for their car insurance than they were last year, with the average policy rising by 6 per cent.  This increase also seems set to continue as experts believe that there may be further rises to as much as 10 per cent by the end of this year.]]></description>
</item>
<item>
<title>Ten Steps to Cheaper Car Insurance</title>
<link>http://EzineArticles.com/1144136</link>
<guid>http://EzineArticles.com/1144136</guid>
<pubDate>Fri, 02 May 2008 09:50:38 -0500</pubDate>
<description><![CDATA[Get Quotes   - According to the Association of British Insurers we are less likely to shop around for our car insurance.  This is a mistake as quotes can vary dramatically from insurer to insurer.  The best thing to do is to visit three or four brokers for quotes and then compare them.]]></description>
</item>
<item>
<title>Car Insurance for the Convertible</title>
<link>http://EzineArticles.com/1139304</link>
<guid>http://EzineArticles.com/1139304</guid>
<pubDate>Tue, 29 Apr 2008 17:28:55 -0500</pubDate>
<description><![CDATA[With the warmer weather approaching, many Brits will be considering buying a convertible so that they can live the dream of driving on the open road with the wind in their hair.  However, before getting too carried away, it is important to make sure you take the time to choose comprehensive car insurance. This is according to a leading comparison website which indicates that to insure a typical convertible vehicle you will be paying around ?32 more every year than you would to insure an average hard-top car.]]></description>
</item>
<item>
<title>Holidays - Reykjavik</title>
<link>http://EzineArticles.com/1134402</link>
<guid>http://EzineArticles.com/1134402</guid>
<pubDate>Mon, 28 Apr 2008 10:43:06 -0500</pubDate>
<description><![CDATA[Iceland may not be your first choice for a holiday, but its capital city, Reykjavik, is a destination that has a lot to offer its visitors, whether it's an adventure break or a peaceful city trip that you are looking for.    After your flight, you may want nothing more than to relax and unwind and there is no better place for doing this than the geothermal Blue Lagoon spa that is, rather handily, not far from the airport.  ]]></description>
</item>
<item>
<title>Car Hire - Prices Continue to Increase</title>
<link>http://EzineArticles.com/1129066</link>
<guid>http://EzineArticles.com/1129066</guid>
<pubDate>Fri, 25 Apr 2008 10:41:04 -0500</pubDate>
<description><![CDATA[A recent study has shown that car hire prices are continuing to rise as a result of fuel prices increasing and due to the maintenance and overhead charges that most car hire companies have to face.    The survey was published by American Express and showed its 2007 rental rates and focussed on business travellers. ]]></description>
</item>
<item>
<title>Cheap Holidays - South Africa and the US</title>
<link>http://EzineArticles.com/1126282</link>
<guid>http://EzineArticles.com/1126282</guid>
<pubDate>Thu, 24 Apr 2008 15:16:45 -0500</pubDate>
<description><![CDATA[An industry expert has advised holidaymakers seeking bargain breaks to head to Eastern Europe, South Africa and the US.    The reason for this is that, in these destinations, the sterling exchanges favourably, in fact the industry expert has said that in all destinations that still have their own currency are becoming more and more popular to tourists who are looking for cheap holidays.    People travelling to these destinations find that they are getting better value for their pound against the local currency.]]></description>
</item>
<item>
<title>Car Hire - Driving Around Sydney</title>
<link>http://EzineArticles.com/1123837</link>
<guid>http://EzineArticles.com/1123837</guid>
<pubDate>Thu, 24 Apr 2008 11:36:36 -0500</pubDate>
<description><![CDATA[Driving around a different country can be a very daunting experience, especially if it is one as vast as Australia.  There are certain tips that you should be aware of particularly if you are considering driving around the outback.]]></description>
</item>
<item>
<title>Faster Broadband Promised</title>
<link>http://EzineArticles.com/1123452</link>
<guid>http://EzineArticles.com/1123452</guid>
<pubDate>Thu, 24 Apr 2008 09:45:06 -0500</pubDate>
<description><![CDATA[A team of engineers at Bangor University have developed a device which promises to increase the current broadband speed by 100 times and to also be 75 per cent cheaper than the cost of today's broadband.    The scientists at the university have been working on the EU-funded Alpha project and are now ready to create the prototype.    The device works by using the same telecommunications network that we are using at the moment but it processes the information a lot more efficiently.]]></description>
</item>
<item>
<title>Mobile Phones - New Modu Phone With Interchangeable Covers</title>
<link>http://EzineArticles.com/1116609</link>
<guid>http://EzineArticles.com/1116609</guid>
<pubDate>Thu, 17 Apr 2008 11:31:48 -0500</pubDate>
<description><![CDATA[There have been a lot of concept phones that never make it to the shops, you read about their amazing features and new, futuristic designs and then after all of the excitement, you never hear about them again.    The Modu phone however is different.  With its unique design and ability to transform into numerous alternative gadgets, this phone is actually due out later on in the year.]]></description>
</item>
<item>
<title>Broadband Users Warning About Phishing</title>
<link>http://EzineArticles.com/1114322</link>
<guid>http://EzineArticles.com/1114322</guid>
<pubDate>Thu, 17 Apr 2008 11:29:53 -0500</pubDate>
<description><![CDATA[Broadband users are being advised to be more cautious when they are online.  This is due to phishing scams whereby phishers try to scam people into providing their financial information by posing as a trustworthy organisation such as a bank.    The UK's payments industry, Apacs, have warned that they believe there has been a 200 per cent increase in the number of reported cases of phishing incidences in the first quarter of 2008 compared with the same period last year.]]></description>
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<title>Mobile Phones - New Uses On The Horizon</title>
<link>http://EzineArticles.com/1113717</link>
<guid>http://EzineArticles.com/1113717</guid>
<pubDate>Thu, 17 Apr 2008 11:29:04 -0500</pubDate>
<description><![CDATA[Our faithful gadget the mobile phone is being worked on by academics at Lancaster University to change the way we use them.    This work is taking place because of numerous reports around warning us that a new generation of youngsters is growing up in a world where face-to-face social interaction is being replaced with the virtual social interaction on internet communities for example.   
]]></description>
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<title>Mobile Phones - Eco Sensor Concept Phone By Nokia</title>
<link>http://EzineArticles.com/1111229</link>
<guid>http://EzineArticles.com/1111229</guid>
<pubDate>Thu, 17 Apr 2008 11:28:21 -0500</pubDate>
<description><![CDATA[Nokia have come up with a new eco concept for a mobile phone.  Their hopes are that people will become more aware of their local environment as well as their health.]]></description>
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<title>More and More People Are Taking Out Loans for Strange Purposes</title>
<link>http://EzineArticles.com/1104370</link>
<guid>http://EzineArticles.com/1104370</guid>
<pubDate>Sat, 12 Apr 2008 11:32:02 -0500</pubDate>
<description><![CDATA[There are many reasons why people take out loans; some of these needs are for home improvements, a new car or taking a holiday.  For reasons such as these, the personal loans business is a very successful one.    However; if you think that these needs summarise the typical loan requests, you'd be wrong.]]></description>
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<title>Britain's Pensioners In Debt</title>
<link>http://EzineArticles.com/1101866</link>
<guid>http://EzineArticles.com/1101866</guid>
<pubDate>Fri, 11 Apr 2008 16:08:41 -0500</pubDate>
<description><![CDATA[Research has found that British pensioners have a combined debt of 57bn and many still have mortgages to pay off as they are entering retirement.    A leading pension provider has said that there are a total of 1.1 million retired homeowners who are still making monthly mortgage payments, with the average debt being 38,000.]]></description>
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<title>Choice of Loans</title>
<link>http://EzineArticles.com/1101811</link>
<guid>http://EzineArticles.com/1101811</guid>
<pubDate>Fri, 11 Apr 2008 16:03:56 -0500</pubDate>
<description><![CDATA[It is very important that you look into what is the best option for you before you make the financial commitment of taking out a loan.    For those who live with family, friends or who are living in rented accommodation, the only loan available to you is an unsecured loan.  This means that you will have reduced borrowing power, a shorter repayment period and you will also need to have good credit.]]></description>
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<title>Young Home Buyers in Debt</title>
<link>http://EzineArticles.com/1094393</link>
<guid>http://EzineArticles.com/1094393</guid>
<pubDate>Tue, 08 Apr 2008 10:19:27 -0500</pubDate>
<description><![CDATA[Buying your first house can be very exciting but it can be a very stressful time as well due to the amount of financial support that is often needed.    Many young home buyers are taking out expensive personal loans and overdrafts so that they will be able to pay their monthly bills.      A leading debt charity heard that this is leading to extensive long term financial problems for young home buyers.]]></description>
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<title>Personal Loans - Lent Without Checking Income</title>
<link>http://EzineArticles.com/1094185</link>
<guid>http://EzineArticles.com/1094185</guid>
<pubDate>Tue, 08 Apr 2008 09:44:32 -0500</pubDate>
<description><![CDATA[Last year UK banks lent a total of ?20.9 billion on personal loans without checking people's income.    Research by a leading comparison site found that 70 per cent of loan applicants were not questioned on how much money they earned.]]></description>
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<title>Inflated Gas and Electricity Prices</title>
<link>http://EzineArticles.com/1089419</link>
<guid>http://EzineArticles.com/1089419</guid>
<pubDate>Mon, 07 Apr 2008 07:54:02 -0500</pubDate>
<description><![CDATA[Many people face higher fuel bills as European energy companies are relying on Britain for their cheap gas supply and are then selling it back at inflated prices.    The increased European demand has meant that wholesale prices for this summer will be 45% higher than they were at this time last year.    This is even more noticeable as summer is the time of year where we find that gas and electricity prices are cheaper due to our demand being a lot lower.]]></description>
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<title>Paying Your Mortgage Early</title>
<link>http://EzineArticles.com/1089176</link>
<guid>http://EzineArticles.com/1089176</guid>
<pubDate>Mon, 07 Apr 2008 07:53:17 -0500</pubDate>
<description><![CDATA[Paying off your mortgage early is probably the best investment you can make.  However; with low inflation nowadays, debt usually stays as it is, so you can't rely on wage increase to reduce your debt.    With the mortgage tax relief being scrapped in 2000-2001, there is now no tax incentive to hold on to your mortgage debt.]]></description>
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<title>Are Offset Mortgages Any Good?</title>
<link>http://EzineArticles.com/1084962</link>
<guid>http://EzineArticles.com/1084962</guid>
<pubDate>Thu, 03 Apr 2008 14:43:49 -0500</pubDate>
<description><![CDATA[An anomaly in the compensation rules, concerning the savings element, could mean that holders of an offset mortgage may lose out if their loan provider was to go bust.    With other mortgages, this risk is covered by the Financial Services Compensation Scheme that protects the first ?35,000 of your savings with the bank in the event of it going bust.  However; this is not the case with offset mortgages.]]></description>
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<title>Credit Card Fraud</title>
<link>http://EzineArticles.com/1084259</link>
<guid>http://EzineArticles.com/1084259</guid>
<pubDate>Thu, 03 Apr 2008 11:53:15 -0500</pubDate>
<description><![CDATA[Nowadays, many people use credit or debit cards and there is a very real risk of credit card fraud.  In the following article there is information on a number of the tricks criminals use that you can look out for.]]></description>
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<title>Brits Prefer Credit Cards</title>
<link>http://EzineArticles.com/1084252</link>
<guid>http://EzineArticles.com/1084252</guid>
<pubDate>Thu, 03 Apr 2008 11:51:30 -0500</pubDate>
<description><![CDATA[After a leading comparison site conducted a survey, it was discovered that the majority of Brits choose to pay for their items with their credit cards rather than with cash.  A third of people (32%) said that they regularly use their credit cards to pay for their everyday items and more than a third of people (37%) said that they believe using their debit cards is the most convenient method of payment.  This only leaves 29% of people who would opt for paying with cash.]]></description>
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<title>First Time Buyer Mortgages</title>
<link>http://EzineArticles.com/1081749</link>
<guid>http://EzineArticles.com/1081749</guid>
<pubDate>Wed, 02 Apr 2008 13:37:07 -0500</pubDate>
<description><![CDATA[There are many things to take into account when you set out to buy your first home.  Making sure that it is financially viable is obviously the main issue to consider and with there being so many mortgage options out there it is important to know which the right one for you is.]]></description>
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<title>Over 55s Need Travel Insurance for More Adventurous Holidays</title>
<link>http://EzineArticles.com/1079906</link>
<guid>http://EzineArticles.com/1079906</guid>
<pubDate>Wed, 02 Apr 2008 10:10:58 -0500</pubDate>
<description><![CDATA[The UK Foreign and Commonwealth Office has had its attention taken away from the behaviour of the 18-30 groups and is now focused on the over 55s.    This shift is as a result of more and more over 55-year-olds taking part in more adventurous activities while they are away on holiday and with many of them expected not to have travel insurance, this could prove to be very dangerous.    The Foreign Office has found that one in five tourists are taking risks on holiday that they would never think of at home.]]></description>
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<title>Home Insurance - Were You Covered This Easter?</title>
<link>http://EzineArticles.com/1067143</link>
<guid>http://EzineArticles.com/1067143</guid>
<pubDate>Wed, 26 Mar 2008 16:15:18 -0500</pubDate>
<description><![CDATA[Bank holiday weekends are the most popular time for people to do DIY home improvements, and this Easter weekend will have been no exception, with the home insurance industry expected to pay out ?25 million on claims.    The problem with this rise in DIY, is that what follows is a rise in injuries and therefore the inevitable increase of home insurance claims.    According to a leading insurance company, 16% of people damage their homes whilst attempting DIY and a shocking 30% either injure themselves or someone else.]]></description>
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