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<title>Jacob Joseph - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 04:38:41 -0600</pubDate>
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<description><![CDATA[Jacob Joseph is a certified financial advisor and loan officer for Star Loan Services. Star Loan Services offers a wide variety of good and bad credit loan products for every purpose and need.]]></description>
<lastBuildDate>Tue, 20 Mar 2007 10:51:21 -0500</lastBuildDate>
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<title>Credit Card Payments</title>
<link>http://EzineArticles.com/495616</link>
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<pubDate>Tue, 20 Mar 2007 10:51:21 -0500</pubDate>
<description><![CDATA[It is very important that consumers understand the consequences of not paying their credit card bills on time. Penalties and higher interest rates will be imposed and credit scores will be adversely affected as a result.]]></description>
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<item>
<title>Credit Card Limits</title>
<link>http://EzineArticles.com/491567</link>
<guid>http://EzineArticles.com/491567</guid>
<pubDate>Fri, 16 Mar 2007 19:59:09 -0500</pubDate>
<description><![CDATA[Understanding how credit card limits work will help you avoid costly fees and keep your credit rating in good standing.]]></description>
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<item>
<title>Credit Card Balance Transfer Tips</title>
<link>http://EzineArticles.com/490323</link>
<guid>http://EzineArticles.com/490323</guid>
<pubDate>Fri, 16 Mar 2007 07:57:47 -0500</pubDate>
<description><![CDATA[Learn everything there is to know about credit cards with great balance transfer offers.]]></description>
</item>
<item>
<title>How to Avoid Foreclosure</title>
<link>http://EzineArticles.com/487364</link>
<guid>http://EzineArticles.com/487364</guid>
<pubDate>Tue, 13 Mar 2007 18:18:23 -0500</pubDate>
<description><![CDATA[Foreclosure should be a last resort for those having difficulties paying their mortgage.

 A foreclosure will leave a negative impression on your 
credit for many years; making it difficult to get approved for any 
type of new credit or loan. Outlined below is information that will 
help you avoid foreclosure.]]></description>
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<item>
<title>Credit Card Scams to Avoid</title>
<link>http://EzineArticles.com/486291</link>
<guid>http://EzineArticles.com/486291</guid>
<pubDate>Tue, 13 Mar 2007 08:59:38 -0500</pubDate>
<description><![CDATA[Familiarize yourself with some of the common tricks companies use to prey on consumers to make money. ]]></description>
</item>
<item>
<title>Do-It-Yourself Debt Relief</title>
<link>http://EzineArticles.com/451862</link>
<guid>http://EzineArticles.com/451862</guid>
<pubDate>Mon, 12 Feb 2007 14:52:33 -0600</pubDate>
<description><![CDATA[Discover what you can do to help yourself get out of debt the quickest, most cost-efficient way possible!]]></description>
</item>
<item>
<title>Auto Insurance Basics</title>
<link>http://EzineArticles.com/426358</link>
<guid>http://EzineArticles.com/426358</guid>
<pubDate>Mon, 22 Jan 2007 16:10:05 -0600</pubDate>
<description><![CDATA[Educate yourself about the basics of car insurance and what you can do to ensure that you get the most affordable policy for your needs. ]]></description>
</item>
<item>
<title>What is 'GAP' Insurance</title>
<link>http://EzineArticles.com/423828</link>
<guid>http://EzineArticles.com/423828</guid>
<pubDate>Fri, 19 Jan 2007 16:32:15 -0600</pubDate>
<description><![CDATA[Learn how 'GAP' insurance will protect your new car investment.]]></description>
</item>
<item>
<title>Saving Money on Gas</title>
<link>http://EzineArticles.com/422661</link>
<guid>http://EzineArticles.com/422661</guid>
<pubDate>Fri, 19 Jan 2007 08:31:00 -0600</pubDate>
<description><![CDATA[Features information on what you can do to help yourself save money on gas.

No matter what kind of car drive, gas is expensive. We detail what you can do on and off the road so that you save at the pump!]]></description>
</item>
<item>
<title>New &amp; Used Car Buying Tips</title>
<link>http://EzineArticles.com/421367</link>
<guid>http://EzineArticles.com/421367</guid>
<pubDate>Wed, 17 Jan 2007 15:36:18 -0600</pubDate>
<description><![CDATA[Features information that will help you save money when buying a new or used car.]]></description>
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<item>
<title>Used Car Buying Tips</title>
<link>http://EzineArticles.com/420357</link>
<guid>http://EzineArticles.com/420357</guid>
<pubDate>Wed, 17 Jan 2007 09:05:52 -0600</pubDate>
<description><![CDATA[Features information that will help you make a smart purchase when buying a used car.]]></description>
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<item>
<title>Co-Signing a Loan</title>
<link>http://EzineArticles.com/419119</link>
<guid>http://EzineArticles.com/419119</guid>
<pubDate>Tue, 16 Jan 2007 09:38:23 -0600</pubDate>
<description><![CDATA[Features information that will help educate consumers the risks involved with co-signing a loan. ]]></description>
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<item>
<title>Buying a Car for First Time Drivers</title>
<link>http://EzineArticles.com/419008</link>
<guid>http://EzineArticles.com/419008</guid>
<pubDate>Mon, 15 Jan 2007 15:44:45 -0600</pubDate>
<description><![CDATA[Features information that will help you choose a safe, reliable car when buying your child their first car. ]]></description>
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<title>Bankruptcy Auto Loans</title>
<link>http://EzineArticles.com/416517</link>
<guid>http://EzineArticles.com/416517</guid>
<pubDate>Sat, 13 Jan 2007 14:02:19 -0600</pubDate>
<description><![CDATA[Features information that will help you understand how getting approved for car loans after bankruptcy works.]]></description>
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<item>
<title>Dealing With Financial Emergencies</title>
<link>http://EzineArticles.com/414280</link>
<guid>http://EzineArticles.com/414280</guid>
<pubDate>Fri, 12 Jan 2007 15:24:09 -0600</pubDate>
<description><![CDATA[Features information that wil help you deal with your money issues.]]></description>
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<item>
<title>Best Student Credit Cards</title>
<link>http://EzineArticles.com/412980</link>
<guid>http://EzineArticles.com/412980</guid>
<pubDate>Tue, 09 Jan 2007 15:44:31 -0600</pubDate>
<description><![CDATA[Features information that will help you choose the right student credit card for your needs. ]]></description>
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<title>Benefits of New Cars</title>
<link>http://EzineArticles.com/405248</link>
<guid>http://EzineArticles.com/405248</guid>
<pubDate>Fri, 05 Jan 2007 16:14:56 -0600</pubDate>
<description><![CDATA[Features information regarding the advantages of buying a new automobile as opposed to buying used.]]></description>
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<title>Best New Auto Loan Rates</title>
<link>http://EzineArticles.com/404190</link>
<guid>http://EzineArticles.com/404190</guid>
<pubDate>Thu, 04 Jan 2007 15:45:53 -0600</pubDate>
<description><![CDATA[Features information that will help you get low rate new car loans.]]></description>
</item>
<item>
<title>Getting the Best Auto Loans</title>
<link>http://EzineArticles.com/404136</link>
<guid>http://EzineArticles.com/404136</guid>
<pubDate>Thu, 04 Jan 2007 13:18:22 -0600</pubDate>
<description><![CDATA[Features information that will help you choose an auto financing plan that gets you the best car loan rates and terms.]]></description>
</item>
<item>
<title>How Private Party Auto Loans Work</title>
<link>http://EzineArticles.com/402925</link>
<guid>http://EzineArticles.com/402925</guid>
<pubDate>Wed, 03 Jan 2007 13:56:11 -0600</pubDate>
<description><![CDATA[Understanding how person to person car loans work with you decide if this type of purchase is best for your needs.]]></description>
</item>
<item>
<title>Saving Money on Auto Insurance</title>
<link>http://EzineArticles.com/402755</link>
<guid>http://EzineArticles.com/402755</guid>
<pubDate>Wed, 03 Jan 2007 13:09:19 -0600</pubDate>
<description><![CDATA[Features information that will help you save money on your car insurance rates.]]></description>
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<item>
<title>Understanding Identity Theft</title>
<link>http://EzineArticles.com/393155</link>
<guid>http://EzineArticles.com/393155</guid>
<pubDate>Fri, 22 Dec 2006 08:30:44 -0600</pubDate>
<description><![CDATA[Knowing how identity thieves work will help you from becoming an unsuspecting victim of the fastest growing crime in the world!]]></description>
</item>
<item>
<title>Understanding the Credit Scoring System</title>
<link>http://EzineArticles.com/392378</link>
<guid>http://EzineArticles.com/392378</guid>
<pubDate>Thu, 21 Dec 2006 04:53:48 -0600</pubDate>
<description><![CDATA[Do you understand what credit scores are, how they are computed and what their purpose are? Article features information that will help you educate you on the entire credit scoring process.]]></description>
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<item>
<title>Credit Report FAQ</title>
<link>http://EzineArticles.com/392415</link>
<guid>http://EzineArticles.com/392415</guid>
<pubDate>Wed, 20 Dec 2006 15:01:54 -0600</pubDate>
<description><![CDATA[Features frequently asked questions related to credit reports.]]></description>
</item>
<item>
<title>When Will My Credit Score Be Pulled?</title>
<link>http://EzineArticles.com/391511</link>
<guid>http://EzineArticles.com/391511</guid>
<pubDate>Wed, 20 Dec 2006 12:06:26 -0600</pubDate>
<description><![CDATA[Features information that will help educate you who has access to your credit report profile and when inquiries will be performed. 

It used to be that creditors were the only group accessing your credit report. However, today is very different. There has been a tremendous increase in the amount of companies, agencies and places of employment doing credit inquiries for determining your level of responsibility. It is very important to note that...]]></description>
</item>
<item>
<title>How to Build Credit and Maintain a Positive Credit Rating</title>
<link>http://EzineArticles.com/391449</link>
<guid>http://EzineArticles.com/391449</guid>
<pubDate>Wed, 20 Dec 2006 12:03:22 -0600</pubDate>
<description><![CDATA[Features information that will not only teach you how to develop a positive credit history but also how to sustain good credit.]]></description>
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<item>
<title>How Your Age Effects Your Credit And Your Chances for Loan Approval</title>
<link>http://EzineArticles.com/386758</link>
<guid>http://EzineArticles.com/386758</guid>
<pubDate>Tue, 19 Dec 2006 09:41:56 -0600</pubDate>
<description><![CDATA[Are you aware that your age has no impact on your credit score? However, age will play a major role in your chances of loan approval.]]></description>
</item>
<item>
<title>How Can I Improve My Credit Score?</title>
<link>http://EzineArticles.com/386789</link>
<guid>http://EzineArticles.com/386789</guid>
<pubDate>Tue, 19 Dec 2006 09:25:57 -0600</pubDate>
<description><![CDATA[A poor credit history can hurt you in many ways. Detailed are simple tips for improving your credit score quickly and hassle free.]]></description>
</item>
<item>
<title>3-in-1 Credit Reports</title>
<link>http://EzineArticles.com/390302</link>
<guid>http://EzineArticles.com/390302</guid>
<pubDate>Tue, 19 Dec 2006 09:19:55 -0600</pubDate>
<description><![CDATA[A 3-in-1 credit report is the most detailed source for viewing your credit information. You will receive your credit information as it is reported by all three credit reporting agencies.]]></description>
</item>
<item>
<title>Understanding How Your Credit Score is Determined</title>
<link>http://EzineArticles.com/390253</link>
<guid>http://EzineArticles.com/390253</guid>
<pubDate>Tue, 19 Dec 2006 09:19:54 -0600</pubDate>
<description><![CDATA[Understanding how your credit score is calculated will help you practice smart credit behaviors.]]></description>
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