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<title>Jennifer Hershey - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Jennifer_Hershey</link>
<pubDate>Wed, 15 Feb 2012 07:19:22 -0600</pubDate>
<image><title>Jennifer Hershey - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Jennifer_Hershey</link>
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<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Thu, 20 Mar 2008 08:55:05 -0500</lastBuildDate>
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<item>
<title>Obtaining a Mortgage With Excellent Credit</title>
<link>http://EzineArticles.com/1054298</link>
<guid>http://EzineArticles.com/1054298</guid>
<pubDate>Thu, 20 Mar 2008 08:55:05 -0500</pubDate>
<description><![CDATA[Having excellent credit can open the doors to many lenders if it is a mortgage you are looking for to either buy a home or refinance your existing one, because the lender sees you as a very low risk to them.    Simply put, having excellent credit means that you pay all of your bills on time, which of course is a good thing and makes you an attractive prospect to the lender.    By having excellent credit your options are virtually wide open and you can pretty much shop for and command some of the ...]]></description>
</item>
<item>
<title>Closing Costs</title>
<link>http://EzineArticles.com/717043</link>
<guid>http://EzineArticles.com/717043</guid>
<pubDate>Fri, 07 Sep 2007 09:04:13 -0500</pubDate>
<description><![CDATA[When it comes time for you to purchase a new home or refinance the one you are living in, you cannot forget about the closing costs.  Closing costs consist of no more than 5% of the total amount of the loan, so when you are sitting down to figure out your financial situation to get a grasp on what you can afford and what percentage you can put down, don't forget to factor in the closing costs.]]></description>
</item>
<item>
<title>Should I Sell Before I Buy?</title>
<link>http://EzineArticles.com/709975</link>
<guid>http://EzineArticles.com/709975</guid>
<pubDate>Fri, 31 Aug 2007 15:12:11 -0500</pubDate>
<description><![CDATA[For those of you who are currently a home owner, and are interested in purchasing a new home, you may be asking yourself the question "should we sell our current house before we buy another one?" ]]></description>
</item>
<item>
<title>Choose Your Lender Wisely</title>
<link>http://EzineArticles.com/691954</link>
<guid>http://EzineArticles.com/691954</guid>
<pubDate>Mon, 20 Aug 2007 10:31:55 -0500</pubDate>
<description><![CDATA[Remember that cheaper does not always mean better. If a mortgage product seems too good to be true, than it just may be.]]></description>
</item>
<item>
<title>How Much is to Much for Mortgage Closing Costs</title>
<link>http://EzineArticles.com/226848</link>
<guid>http://EzineArticles.com/226848</guid>
<pubDate>Thu, 22 Jun 2006 12:00:00 -0500</pubDate>
<description><![CDATA[Something that is very important for you to take into consideration when purchasing or refinancing your home is the closing costs. I would love to tell you that closing costs are not expensive, but b...]]></description>
</item>
<item>
<title>Des Moines New Home</title>
<link>http://EzineArticles.com/215216</link>
<guid>http://EzineArticles.com/215216</guid>
<pubDate>Wed, 07 Jun 2006 21:58:51 -0500</pubDate>
<description><![CDATA[Before you go and purchase a house or real estate in Des Moines, you should know a little bit about the area.  It was founded in 1832 based on a war fort.  Many people have different translations for the name, but all agree that the name refers to the local river.  ]]></description>
</item>
<item>
<title>Jacksonville Real Estate</title>
<link>http://EzineArticles.com/205477</link>
<guid>http://EzineArticles.com/205477</guid>
<pubDate>Thu, 25 May 2006 13:12:23 -0500</pubDate>
<description><![CDATA[Jacksonville, Florida is located in the northeast of the sate and is at a crossroads of two interstate highways.  Jacksonville is the largest city that is continuously changing in the United States. ]]></description>
</item>
<item>
<title>Homes for Sale in Massachusetts</title>
<link>http://EzineArticles.com/203035</link>
<guid>http://EzineArticles.com/203035</guid>
<pubDate>Mon, 22 May 2006 15:05:03 -0500</pubDate>
<description><![CDATA[In your search, for a home Boston is a place you can find a home that will fit your family, your income and your every need. Boston, Mass was founded on September 17, 1630 by the Puritans. ]]></description>
</item>
<item>
<title>House Listings in Westwood</title>
<link>http://EzineArticles.com/201484</link>
<guid>http://EzineArticles.com/201484</guid>
<pubDate>Fri, 19 May 2006 15:47:47 -0500</pubDate>
<description><![CDATA[Westwood, California the northern central portion of L.A.'s West Side. If you are looking to get a little bit out of the way, from LA, you will find this is an area you will have fun, and you will find close to everything you need at the same time. ]]></description>
</item>
<item>
<title>Colorado Springs Area Real Estate</title>
<link>http://EzineArticles.com/201109</link>
<guid>http://EzineArticles.com/201109</guid>
<pubDate>Fri, 19 May 2006 03:02:43 -0500</pubDate>
<description><![CDATA[Colorado Springs property is some of the best property in the state of Colorado. You should be able to find that perfect mountain property or other great property rather you are buying or renting a home in Colorado Springs. If you are considering a move to another state, you will want to take more than one look at this fantastic area. ]]></description>
</item>
<item>
<title>Relocation Colorado Springs</title>
<link>http://EzineArticles.com/198307</link>
<guid>http://EzineArticles.com/198307</guid>
<pubDate>Mon, 15 May 2006 11:13:53 -0500</pubDate>
<description><![CDATA[Colorado Springs is a great place to live. You can find a good bit about history, and a wonderful new home, just as you have always dreamed. Find a realtor in Colorado Springs and start looking for your new home now. 
]]></description>
</item>
<item>
<title>Refinance Mortgage St Louis</title>
<link>http://EzineArticles.com/196409</link>
<guid>http://EzineArticles.com/196409</guid>
<pubDate>Sat, 13 May 2006 06:48:56 -0500</pubDate>
<description><![CDATA[Mortgage Refi St Louis, that is one of the common types
of searches that is occurring on the Internet now.
There are many involved in the real estate areas of St
Louis, who are need and want to take advantage of the
low rates that are found online, to save money on
their real estate investments. ]]></description>
</item>
<item>
<title>Central Coast California Real Estate</title>
<link>http://EzineArticles.com/193591</link>
<guid>http://EzineArticles.com/193591</guid>
<pubDate>Tue, 09 May 2006 06:17:44 -0500</pubDate>
<description><![CDATA[Central Coast California Real Estate is growing with
the fast explosion of technology and the advancements
that are made in similar industries. ]]></description>
</item>
<item>
<title>Commercial Real Estate Michigan</title>
<link>http://EzineArticles.com/191162</link>
<guid>http://EzineArticles.com/191162</guid>
<pubDate>Thu, 04 May 2006 20:19:28 -0500</pubDate>
<description><![CDATA[Commercial real estate listings in Michigan area are
available for your review and purchase. ]]></description>
</item>
<item>
<title>City of Encino Real Estate Listings</title>
<link>http://EzineArticles.com/190111</link>
<guid>http://EzineArticles.com/190111</guid>
<pubDate>Wed, 03 May 2006 18:48:06 -0500</pubDate>
<description><![CDATA[City of Encino real estate is where dream homes are
being planned, built and where families are living
their lives in peace, safety and with the excitement
of the lifestyle that is found combined in the area.
]]></description>
</item>
<item>
<title>Hamptons Home for Sale</title>
<link>http://EzineArticles.com/189490</link>
<guid>http://EzineArticles.com/189490</guid>
<pubDate>Wed, 03 May 2006 04:47:29 -0500</pubDate>
<description><![CDATA[Rental homes in the Hamptons are at an all time high,
as real estate investors are finding there are new and
exciting opportunities is this resort atmosphere area.
]]></description>
</item>
<item>
<title>Phoenix Arizona Real Estate Schools</title>
<link>http://EzineArticles.com/187301</link>
<guid>http://EzineArticles.com/187301</guid>
<pubDate>Sat, 29 Apr 2006 06:14:35 -0500</pubDate>
<description><![CDATA[There are many colleges and schools located in Phoenix. Are you searching to head off to school in Arizona, or do you want to retire, or perhaps you want
to raise your family in Arizona! ]]></description>
</item>
<item>
<title>Vallejo California Real Estate</title>
<link>http://EzineArticles.com/165989</link>
<guid>http://EzineArticles.com/165989</guid>
<pubDate>Thu, 23 Mar 2006 04:19:30 -0600</pubDate>
<description><![CDATA[Vallejo, California, is located in Napa County, 26 miles N of San Francisco, California. Vallejo has a population of 116,760 and serves as a gateway to the beautiful Napa and Sonoma counties--the famed California Napa Valley wine country. Vallejo is an active waterfront community making it a popular destination. Many come to visit Six Flags Marine World as well as to sample the city's unique restaurants that reflect its resident's cultural diversity.

]]></description>
</item>
<item>
<title>Anchorage Alaska Real Estate</title>
<link>http://EzineArticles.com/165471</link>
<guid>http://EzineArticles.com/165471</guid>
<pubDate>Wed, 22 Mar 2006 07:30:19 -0600</pubDate>
<description><![CDATA[Anchorage, Alaska, is located in Anchorage County and lies 1434 miles northwest of Seattle, Washington. Anchorage has a population of 260,283. Its residents enjoy outdoor activities like kayaking through Prince William Sound, fly-fishing, skiing, and hiking and a relatively mild climate.

]]></description>
</item>
<item>
<title>Fremont California Real Estate</title>
<link>http://EzineArticles.com/159603</link>
<guid>http://EzineArticles.com/159603</guid>
<pubDate>Fri, 10 Mar 2006 15:11:27 -0600</pubDate>
<description><![CDATA[Fremont, California, is located in Alameda Count and 17 miles NW of San Jose, California. Fremont has a population of 203,413. Though the fourth largest town in the San Francisco Bay Area, Fremont retains its small town, friendly atmosphere. Fremont's proximity to many Silicon Valley companies, and its own position in the East Bay make Fremont a desirable place in which to live. ]]></description>
</item>
<item>
<title>Bakersfield California Real Estate</title>
<link>http://EzineArticles.com/158577</link>
<guid>http://EzineArticles.com/158577</guid>
<pubDate>Thu, 09 Mar 2006 14:20:58 -0600</pubDate>
<description><![CDATA[Bakersfield, California, is located in Kern County, 100 miles NW of Los Angeles, California. Bakersfield has a population of 247,057. It has become a popular place for visitors en route to and from Las Vegas and Los Angeles, who stop for outdoor adventures such as whitewater rafting on the Kern River or hot air ballooning over the San Joaquin Valley.
]]></description>
</item>
<item>
<title>Oakland California Real Estate</title>
<link>http://EzineArticles.com/157610</link>
<guid>http://EzineArticles.com/157610</guid>
<pubDate>Wed, 08 Mar 2006 07:31:59 -0600</pubDate>
<description><![CDATA[Oakland, California, is located in Alameda County, and is 10 miles E of San Francisco, California. Oakland has a population of 399,484. It is in the San Francisco Bay Area region, and enjoys close proximity to San Francisco. The San Francisco-Oakland Bay Bridge links the two cities together. 
]]></description>
</item>
<item>
<title>Burbank California Real Estate</title>
<link>http://EzineArticles.com/148368</link>
<guid>http://EzineArticles.com/148368</guid>
<pubDate>Sun, 19 Feb 2006 18:37:43 -0600</pubDate>
<description><![CDATA[Burbank, California, is located in Los Angeles County, and is nine miles north of Los Angeles, California. Burbank has a population of 100,316. Among its residents are those who work in the media and entertainment field. NBC, Warner Studios, and Disney Entertainment call Burbank their home. The city is served by Burbank International Airport.
]]></description>
</item>
<item>
<title>Berkely California Real Estate</title>
<link>http://EzineArticles.com/147755</link>
<guid>http://EzineArticles.com/147755</guid>
<pubDate>Sat, 18 Feb 2006 12:08:57 -0600</pubDate>
<description><![CDATA[Berkeley is a vibrant, intellectually-energetic city
with a population of 102,743. At its center is the
world-renowned University of California at Berkeley,
home to current and would-be Nobel prize winners,
several cultural and art museums, performing arts, and
the Golden Bears football team. ]]></description>
</item>
<item>
<title>Purchasing a Home with Bad Credit</title>
<link>http://EzineArticles.com/137953</link>
<guid>http://EzineArticles.com/137953</guid>
<pubDate>Wed, 01 Feb 2006 17:20:11 -0600</pubDate>
<description><![CDATA[If you would like to purchase a home but believe you are unable to because your credit has gone through some challenges, think again, there just may be some hope for you.
]]></description>
</item>
<item>
<title>Cash Out Refinance</title>
<link>http://EzineArticles.com/133921</link>
<guid>http://EzineArticles.com/133921</guid>
<pubDate>Tue, 24 Jan 2006 18:26:56 -0600</pubDate>
<description><![CDATA[If you have owned your home for a period of time long enough to obtain some equity through your monthly mortgage payments and appreciation, you may be considering borrowing off the equity you have established in your home.
]]></description>
</item>
<item>
<title>Refinance With bad Credit</title>
<link>http://EzineArticles.com/130931</link>
<guid>http://EzineArticles.com/130931</guid>
<pubDate>Wed, 18 Jan 2006 21:23:22 -0600</pubDate>
<description><![CDATA[Just because you have bad credit, it does not mean you will be unable to get a loan, nor does it mean that you are at the mercy of the mortgage companies. You are not.
]]></description>
</item>
<item>
<title>No Money Down, No Problem</title>
<link>http://EzineArticles.com/128249</link>
<guid>http://EzineArticles.com/128249</guid>
<pubDate>Sat, 14 Jan 2006 14:49:40 -0600</pubDate>
<description><![CDATA[If you are on the market for a mortgage and you believe that you are out of luck because you are lacking a down payment. Don't worry.  There just may be a program out there for you.
]]></description>
</item>
<item>
<title>Getting a Mortgage with Bad Credit</title>
<link>http://EzineArticles.com/125754</link>
<guid>http://EzineArticles.com/125754</guid>
<pubDate>Tue, 10 Jan 2006 06:34:33 -0600</pubDate>
<description><![CDATA[The mortgage industry is a very competitive one and there are literally hundreds of lenders or wholesale lenders across the country that would seriously consider doing business with you even though you have bad credit.
]]></description>
</item>
<item>
<title>Don't Be Stopped by Bad Credit</title>
<link>http://EzineArticles.com/123951</link>
<guid>http://EzineArticles.com/123951</guid>
<pubDate>Thu, 05 Jan 2006 21:15:23 -0600</pubDate>
<description><![CDATA[If you are interested in buying a new home or refinancing the one you are currently living in, but think that you are out of luck because you have bad credit, think again.
]]></description>
</item>
<item>
<title>Mortgage Refinance</title>
<link>http://EzineArticles.com/122524</link>
<guid>http://EzineArticles.com/122524</guid>
<pubDate>Tue, 03 Jan 2006 19:42:15 -0600</pubDate>
<description><![CDATA[Mortgage refinancing can be done in a number of ways. The two most common are going to your local bank or using the internet.
]]></description>
</item>
<item>
<title>Cash Out Refinancing On Line</title>
<link>http://EzineArticles.com/121655</link>
<guid>http://EzineArticles.com/121655</guid>
<pubDate>Mon, 02 Jan 2006 15:02:16 -0600</pubDate>
<description><![CDATA[If you have lived in your home for a period of time that has allowed you to build equity through appreciation and monthly mortgage payments, you may be considering liquidating some of that equity through cash out refinancing.
]]></description>
</item>
<item>
<title>Bad Credit Mortgage Refinance</title>
<link>http://EzineArticles.com/120926</link>
<guid>http://EzineArticles.com/120926</guid>
<pubDate>Sat, 31 Dec 2005 17:10:00 -0600</pubDate>
<description><![CDATA[If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge off's, or unpaid medical bills to name a few, don't worry, there is hope.
]]></description>
</item>
<item>
<title>Obtaining a Mortgage On-line</title>
<link>http://EzineArticles.com/120804</link>
<guid>http://EzineArticles.com/120804</guid>
<pubDate>Sat, 31 Dec 2005 10:29:52 -0600</pubDate>
<description><![CDATA[A mortgage for first time home buyers or people who are looking to refinance their homes has become much easier in later years thanks to the internet and the ability to obtain a mortgage on-line.
]]></description>
</item>
<item>
<title>Increasing Cash Flow</title>
<link>http://EzineArticles.com/120110</link>
<guid>http://EzineArticles.com/120110</guid>
<pubDate>Fri, 30 Dec 2005 09:13:31 -0600</pubDate>
<description><![CDATA[If you have an income producing property, the amount of money you are left with at the end of your property expenses is considered cash flow.
]]></description>
</item>
<item>
<title>Don't Let Bad Credit Stop You</title>
<link>http://EzineArticles.com/119177</link>
<guid>http://EzineArticles.com/119177</guid>
<pubDate>Wed, 28 Dec 2005 08:19:51 -0600</pubDate>
<description><![CDATA[When I worked as a loan officer, it wasn't unusual for me to come across people who thought they were out of luck because they had bad credit.
]]></description>
</item>
<item>
<title>Taking on Home Ownership</title>
<link>http://EzineArticles.com/115762</link>
<guid>http://EzineArticles.com/115762</guid>
<pubDate>Tue, 20 Dec 2005 05:03:42 -0600</pubDate>
<description><![CDATA[Home ownership will be perhaps the largest responsibility you ever take on in your life. But it will most likely be the most rewarding thing you ever take on in your life as well.
]]></description>
</item>
<item>
<title>Assumption, Assuming a Mortgage</title>
<link>http://EzineArticles.com/113878</link>
<guid>http://EzineArticles.com/113878</guid>
<pubDate>Thu, 15 Dec 2005 21:43:43 -0600</pubDate>
<description><![CDATA[This type of mortgage scenario might just be a nice fit for someone who is looking to save money on closing costs and assume a low interest rate.
]]></description>
</item>
<item>
<title>Refinancing Houses</title>
<link>http://EzineArticles.com/113354</link>
<guid>http://EzineArticles.com/113354</guid>
<pubDate>Thu, 15 Dec 2005 07:32:05 -0600</pubDate>
<description><![CDATA[If you are a home owner, you may have at one time or another considered refinancing your house.
]]></description>
</item>
<item>
<title>Agreement of Sale</title>
<link>http://EzineArticles.com/113352</link>
<guid>http://EzineArticles.com/113352</guid>
<pubDate>Thu, 15 Dec 2005 07:28:02 -0600</pubDate>
<description><![CDATA[When the time comes for you to purchase your new home, both you and the seller will have to come to an agreement.
]]></description>
</item>
<item>
<title>Abstract of Title</title>
<link>http://EzineArticles.com/113363</link>
<guid>http://EzineArticles.com/113363</guid>
<pubDate>Thu, 15 Dec 2005 07:16:10 -0600</pubDate>
<description><![CDATA[A summary provided by a title insurance company of public records affecting the title to a property. An attorney or a title company will review an abstract of title to determine if there are any problems affecting the title to the property. ]]></description>
</item>
<item>
<title>Buying a Home with No Money Down</title>
<link>http://EzineArticles.com/104446</link>
<guid>http://EzineArticles.com/104446</guid>
<pubDate>Tue, 29 Nov 2005 20:29:12 -0600</pubDate>
<description><![CDATA[If you are on the market for a new home, you may want to look into buying a home with no money down, otherwise known as 100% financing.
]]></description>
</item>
<item>
<title>On Line Mortgage Quotes</title>
<link>http://EzineArticles.com/101419</link>
<guid>http://EzineArticles.com/101419</guid>
<pubDate>Wed, 23 Nov 2005 14:27:09 -0600</pubDate>
<description><![CDATA[The mortgage industry is a very competitive one, so if you are on the market for a mortgage, or refinancing your existing one, you may want to consider getting a few quotes on line.
]]></description>
</item>
<item>
<title>Refinancing with a Home Equity Loan</title>
<link>http://EzineArticles.com/100349</link>
<guid>http://EzineArticles.com/100349</guid>
<pubDate>Mon, 21 Nov 2005 19:45:18 -0600</pubDate>
<description><![CDATA[If you have lived in your home for a reasonable amount of time, you may be considering refinancing]]></description>
</item>
<item>
<title>Debt Consolidation Loans</title>
<link>http://EzineArticles.com/97982</link>
<guid>http://EzineArticles.com/97982</guid>
<pubDate>Thu, 17 Nov 2005 11:00:02 -0600</pubDate>
<description><![CDATA[Wouldn't it be nice to make just one payment per month instead of several? Most of us not only have a mortgage payment.  We have car payments, credit card payments, student loans, etc.]]></description>
</item>
<item>
<title>New Home Purchase</title>
<link>http://EzineArticles.com/97524</link>
<guid>http://EzineArticles.com/97524</guid>
<pubDate>Wed, 16 Nov 2005 14:27:57 -0600</pubDate>
<description><![CDATA[The first question that comes to peoples minds when they begin their quest for a new home is "how much can I afford?"
]]></description>
</item>
<item>
<title>Getting a Home Inspection</title>
<link>http://EzineArticles.com/96331</link>
<guid>http://EzineArticles.com/96331</guid>
<pubDate>Mon, 14 Nov 2005 17:21:16 -0600</pubDate>
<description><![CDATA[If you are in the process of purchasing a new home, it will definitely be in your best interest to have a home inspection done.
]]></description>
</item>
<item>
<title>Shopping Home Equity Loan Rates</title>
<link>http://EzineArticles.com/94996</link>
<guid>http://EzineArticles.com/94996</guid>
<pubDate>Fri, 11 Nov 2005 15:26:24 -0600</pubDate>
<description><![CDATA[If you have been in your home for a number of years and you have established some equity, you may be considering liquidating some of that equity. A great way to do this would be to go with a Home Equity Loan.
]]></description>
</item>
<item>
<title>Securing the Best Mortgage Rate</title>
<link>http://EzineArticles.com/94571</link>
<guid>http://EzineArticles.com/94571</guid>
<pubDate>Thu, 10 Nov 2005 18:19:53 -0600</pubDate>
<description><![CDATA[If you are looking to purchase a new home or refinance the one you are currently living in, you will want to find the best mortgage rate out there.
]]></description>
</item>
<item>
<title>Shop Around for the Best Mortgage Interest Rate</title>
<link>http://EzineArticles.com/94491</link>
<guid>http://EzineArticles.com/94491</guid>
<pubDate>Thu, 10 Nov 2005 12:18:43 -0600</pubDate>
<description><![CDATA[If you are currently on the market for a new home, or you are looking to refinance your current mortgage, one of the most important things to you when shopping around for a home loan will be the mortgage interest rate.
]]></description>
</item>
<item>
<title>The Current Mortgage Rate</title>
<link>http://EzineArticles.com/94064</link>
<guid>http://EzineArticles.com/94064</guid>
<pubDate>Wed, 09 Nov 2005 15:42:26 -0600</pubDate>
<description><![CDATA[So you are looking to purchase a home or refinance the one you are currently living in. If this is the case, not only do you want to obtain the best mortgage rate out there, you want to obtain the current mortgage rate and not a percentage point higher.
]]></description>
</item>
<item>
<title>Refinancing With Cash Out</title>
<link>http://EzineArticles.com/93081</link>
<guid>http://EzineArticles.com/93081</guid>
<pubDate>Mon, 07 Nov 2005 14:34:12 -0600</pubDate>
<description><![CDATA[If you have lived in your home for a reasonable amount of time and have acquired equity through appreciation and monthly mortgage payments, you may be considering liquidating some of that equity by refinancing with cash out.
]]></description>
</item>
<item>
<title>Finding a Mortgage Refinance Advisor</title>
<link>http://EzineArticles.com/92068</link>
<guid>http://EzineArticles.com/92068</guid>
<pubDate>Fri, 04 Nov 2005 14:53:36 -0600</pubDate>
<description><![CDATA[If you are looking to refinance your home for a lower rate, or you are interested in a refinance with cash out to do some home repairs, buy a new car, etc., you may want to consider finding a mortgage refinance advisor.]]></description>
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<title>Looking for a Home Mortgage? Shop Around</title>
<link>http://EzineArticles.com/91977</link>
<guid>http://EzineArticles.com/91977</guid>
<pubDate>Fri, 04 Nov 2005 09:28:24 -0600</pubDate>
<description><![CDATA[The mortgage industry is a highly competitive one, so it wouldn't hurt you to shop around before you decide on which company and which program you would like to go with.
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<item>
<title>Considering a Mortgage Refinance</title>
<link>http://EzineArticles.com/90813</link>
<guid>http://EzineArticles.com/90813</guid>
<pubDate>Thu, 03 Nov 2005 19:09:10 -0600</pubDate>
<description><![CDATA[If you are looking for a mortgage refinance, it never hurts to shop around for the best rate and deal. Shopping around could mean the difference between paying or saving thousands of dollars in closing costs, and interest fees'.
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<item>
<title>Locating a Bad Credit Mortgage</title>
<link>http://EzineArticles.com/91628</link>
<guid>http://EzineArticles.com/91628</guid>
<pubDate>Thu, 03 Nov 2005 19:02:11 -0600</pubDate>
<description><![CDATA[If you are looking to purchase a home or refinance the one you are currently living in, but believe this may not be a possibility for you because you have bad credit, think again.
]]></description>
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<item>
<title>Second Mortgage for Home Improvement</title>
<link>http://EzineArticles.com/90021</link>
<guid>http://EzineArticles.com/90021</guid>
<pubDate>Tue, 01 Nov 2005 16:27:16 -0600</pubDate>
<description><![CDATA[Now that you have been in your home for a few years and you have established some equity, you may be considering doing some home improvement with a second mortgage.
]]></description>
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<item>
<title>Locating a Down Payment</title>
<link>http://EzineArticles.com/88671</link>
<guid>http://EzineArticles.com/88671</guid>
<pubDate>Sat, 29 Oct 2005 15:47:05 -0500</pubDate>
<description><![CDATA[There are many of us out there that have not had the luxury to save as much as we would have liked for various reasons. With this challenge at hand, we will need to track down a source for a down payment...]]></description>
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<item>
<title>Shop Around for a Mortgage</title>
<link>http://EzineArticles.com/88174</link>
<guid>http://EzineArticles.com/88174</guid>
<pubDate>Fri, 28 Oct 2005 10:19:48 -0500</pubDate>
<description><![CDATA[If you have decided to take the leap into home ownership or you are interested in refinancing your current mortgage, one of the first things you will need to do is track down a mortgage.
]]></description>
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<item>
<title>Let the Mortgage Companies Fight for Your Business</title>
<link>http://EzineArticles.com/88043</link>
<guid>http://EzineArticles.com/88043</guid>
<pubDate>Fri, 28 Oct 2005 09:37:29 -0500</pubDate>
<description><![CDATA[The mortgage industry is a highly competitive one, so it is considered wise to shop around for the best deal and let the mortgage companies fight for your business.
]]></description>
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<title>Credit Problems: What You Can Do</title>
<link>http://EzineArticles.com/86624</link>
<guid>http://EzineArticles.com/86624</guid>
<pubDate>Thu, 27 Oct 2005 08:42:05 -0500</pubDate>
<description><![CDATA[Having a blemish on your credit report can lead people to believe that it will be impossible for them to obtain a mortgage or refinance their current one.  Although having less than perfect credit can be a challenge, all hope is not lost...]]></description>
</item>
<item>
<title>Cash Out Refinancing</title>
<link>http://EzineArticles.com/86988</link>
<guid>http://EzineArticles.com/86988</guid>
<pubDate>Wed, 26 Oct 2005 10:31:44 -0500</pubDate>
<description><![CDATA[A cash out refinance is refinancing your existing mortgage and borrowing some of your equity in a lump sum to use for other purposes. Such as home improvement, college tuition, family vacation, etc.
]]></description>
</item>
<item>
<title>Getting Pre-approved For a Loan</title>
<link>http://EzineArticles.com/85635</link>
<guid>http://EzineArticles.com/85635</guid>
<pubDate>Wed, 26 Oct 2005 06:58:40 -0500</pubDate>
<description><![CDATA[The last thing you want happening to you, is finding your dream home, making a bid, having your bid accepted by the seller, than finding out a week later that you will not be purchasing the home because you don't have the income to back it up.]]></description>
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