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<title>Jo Ann Joy - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Jo_Ann_Joy</link>
<pubDate>Tue, 14 Feb 2012 19:14:41 -0600</pubDate>
<image><title>Jo Ann Joy - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Jo Ann Joy is the CEO and owner of Indigo Business Solutions. She has a law degree, an MBA, and a degree in Economics. Her legal background includes commercial, corporate, bankruptcy and real estate law. She has expertise in accounting, financial planning, mortgages, marketing, product development, bankruptcy, and business strategies. Jo Ann ran a successful business for 10 years, and she has written and given presentations on many different legal and business subjects. Jo Ann started Indigo Business Solutions, and she strives to help small businesses make decisive improvements in their start-up, direction, growth, and performance. Jo Ann is passionate ... ]]></description>
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<title>Five Steps to Take Before Filing Bankruptcy</title>
<link>http://EzineArticles.com/1108794</link>
<guid>http://EzineArticles.com/1108794</guid>
<pubDate>Fri, 18 Apr 2008 08:10:22 -0500</pubDate>
<description><![CDATA[For some people, bankruptcy is embarrassing and stigmatizing.  It shouldn't be, because most people only file bankruptcy when they have no other choice.  There are certain things you can do to make the bankruptcy process less painful.  Most people have never thought of doing things to prepare for the bankruptcy process.  Well, here are some ideas that can help you. ]]></description>
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<item>
<title>I Have Recently Lost Three Dogs, And I'm So Sad</title>
<link>http://EzineArticles.com/1108864</link>
<guid>http://EzineArticles.com/1108864</guid>
<pubDate>Wed, 16 Apr 2008 10:51:07 -0500</pubDate>
<description><![CDATA[Since last December I've lost three dogs.  One dog suddenly became very ill with diabetes, and he died within 24 hours.  He had been my pet for 10 years, and I miss him so much.  The other dog was a rescue dog that I was fostering, and I fell in love with him before he was adopted.  The third dog was going to be my foster dog, but she was so afraid that she barged through the door and ran away.  I'm very sad about that poor little dog.]]></description>
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<item>
<title>Three Steps to Time Management</title>
<link>http://EzineArticles.com/978331</link>
<guid>http://EzineArticles.com/978331</guid>
<pubDate>Tue, 12 Feb 2008 07:49:22 -0600</pubDate>
<description><![CDATA[Many of us have difficulty organizing and prioritizing the numerous demands placed on us everyday.  Often, there are so many tasks that we become overwhelmed and we feel paralyzed.  We all have to complete a certain number of these tasks every day.  This is so stressful, and we need a way to get through all these demands every day.  The answer is more simple that you think. ]]></description>
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<title>Seven Things You Need to Know About Selling Your Business</title>
<link>http://EzineArticles.com/376074</link>
<guid>http://EzineArticles.com/376074</guid>
<pubDate>Mon, 04 Dec 2006 03:58:56 -0600</pubDate>
<description><![CDATA[Before you sell your business, you need to research and educate yourself and consider alternatives.  There are many things you must know before you sell.  Also, selling the company outright is not your only option. ]]></description>
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<item>
<title>Do You Know How to Start a Successful Business?</title>
<link>http://EzineArticles.com/370672</link>
<guid>http://EzineArticles.com/370672</guid>
<pubDate>Tue, 28 Nov 2006 07:59:06 -0600</pubDate>
<description><![CDATA[If you aspire to start your own business, whether it's highly-specialized or part of a big franchise, you need to start with smart planning, thorough research, and expert follow-through.  You must find ways to sell your product or service, grow your business, and keep up with new technology.]]></description>
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<item>
<title>Make Customer Service Your First Priority</title>
<link>http://EzineArticles.com/369617</link>
<guid>http://EzineArticles.com/369617</guid>
<pubDate>Mon, 27 Nov 2006 05:25:15 -0600</pubDate>
<description><![CDATA[Every interaction you have with a customer or potential customer defines the quality of your customer service. Good service does not mean giving customers what they want every time they ask for something.  It is impossible for you to provide everything.]]></description>
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<item>
<title>Anyone Can Write an Article</title>
<link>http://EzineArticles.com/368726</link>
<guid>http://EzineArticles.com/368726</guid>
<pubDate>Sat, 25 Nov 2006 14:36:08 -0600</pubDate>
<description><![CDATA[Many people think they cannot write, so they don't even try.  However, anyone can write an article if they learn to organize their thoughts.  If you can organize your thoughts into a logical flow of information, you can write an article.]]></description>
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<item>
<title>How to Hire a Business Planning Consultant</title>
<link>http://EzineArticles.com/364836</link>
<guid>http://EzineArticles.com/364836</guid>
<pubDate>Tue, 21 Nov 2006 09:51:13 -0600</pubDate>
<description><![CDATA[Consultants play a part in the ongoing activities of many businesses. They come from a wide range of backgrounds and need to be evaluated carefully.   Before you hire a business planning consultant, be sure you understand how they can improve your business.]]></description>
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<item>
<title>Zoning, Laws, and Taxes Affecting Your Home-Based Business</title>
<link>http://EzineArticles.com/364404</link>
<guid>http://EzineArticles.com/364404</guid>
<pubDate>Mon, 20 Nov 2006 16:37:13 -0600</pubDate>
<description><![CDATA[Before you set up your business in your home, you must research your city's zoning laws.  You also need to be aware of some important laws that affect your business before investing your time, money, and effort into a new home-based business.   You must also be aware of the tax laws and regulations that govern your home-based-business. ]]></description>
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<item>
<title>How to Apply for a Small Business Loan</title>
<link>http://EzineArticles.com/362669</link>
<guid>http://EzineArticles.com/362669</guid>
<pubDate>Sat, 18 Nov 2006 07:57:35 -0600</pubDate>
<description><![CDATA[Applying for a small business loan, can be overwhelming.  When you submit your business loan application, it may seem like it disappears into a black hole. If you understand how the commercial loan process works, it will help reduce your anxiety. ]]></description>
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<title>Five Important Questions to Ask About Franchises</title>
<link>http://EzineArticles.com/355091</link>
<guid>http://EzineArticles.com/355091</guid>
<pubDate>Fri, 10 Nov 2006 09:11:39 -0600</pubDate>
<description><![CDATA[Many people decide to buy a franchise in order to start a new business.  Buying a franchise is an important decision, and there are certain things that you should know before you sign a franchise contract. ]]></description>
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<item>
<title>Take More Risks And Be More Successful!</title>
<link>http://EzineArticles.com/320199</link>
<guid>http://EzineArticles.com/320199</guid>
<pubDate>Fri, 06 Oct 2006 12:55:20 -0500</pubDate>
<description><![CDATA[When you look at the most successsful people in the U.S., you find people who are risk-takers, not risk-averse.  Successful people are willing to make mistakes, and they consider mistakes to be part of the learning process.  The current trend among big corporations is "to cozy up to the risk-taking that innovation requires."  Business Week, July 10, 2006, p. 40.  This trend flies in the face of the Six Sigma error-elimination programs that most corporations have practiced over the last decade.]]></description>
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<title>10 Ways a Small Business Can Use Direct Mail Successfully</title>
<link>http://EzineArticles.com/312219</link>
<guid>http://EzineArticles.com/312219</guid>
<pubDate>Thu, 28 Sep 2006 08:34:04 -0500</pubDate>
<description><![CDATA[Despite the low rate of return, small businesses cannot afford to overlook direct-mail marketing. If it is done correctly, it is affordable, highly targeted, and fairly easy to do. ]]></description>
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<item>
<title>The Permissible Fair Use of a Copyrighted Work</title>
<link>http://EzineArticles.com/301069</link>
<guid>http://EzineArticles.com/301069</guid>
<pubDate>Sun, 17 Sep 2006 07:28:53 -0500</pubDate>
<description><![CDATA[The fair use law under United States copyright law allows limited use of copyrighted material without requiring permission from the owner of the copyright.  The permissible limited use includes use for scholarship or review and use by citation or incorporation of copyrighted material in another author's work.  The application of the fair use law is determined under a four-factor balancing test.]]></description>
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<item>
<title>SevenWays a Business Plan Can Help Your Business Succeed</title>
<link>http://EzineArticles.com/297907</link>
<guid>http://EzineArticles.com/297907</guid>
<pubDate>Wed, 13 Sep 2006 08:20:27 -0500</pubDate>
<description><![CDATA[A good business plan is your road map to your future.  Just as you would regularly check your map during any long trip, you should check your business plan frequently to be sure you are on track. Most business consultants also recommend that you update your business plan at least every year.  You also must update your business plan if you are seeking new funding for new equipment, remodeling, or other purposes. Any investor or lender will want to see the most currently updated business plan. ]]></description>
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<title>Fifteen Areas Reviewed in a Due Diligence Study</title>
<link>http://EzineArticles.com/293777</link>
<guid>http://EzineArticles.com/293777</guid>
<pubDate>Fri, 08 Sep 2006 13:27:33 -0500</pubDate>
<description><![CDATA[If your business is at the stage where it needs to raise capital from investors or lenders, you must have all of your books and records in good order.  Start early before you want to raise capital and get your books and records in good order to make the process go more smoothly.  Your investors or lenders will want to see organized and complete records that they will review while doing their due diligence.]]></description>
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<title>Important Factors to Consider in Competitive Analysis</title>
<link>http://EzineArticles.com/292543</link>
<guid>http://EzineArticles.com/292543</guid>
<pubDate>Thu, 07 Sep 2006 07:10:38 -0500</pubDate>
<description><![CDATA[To be successful against competitors and to gain a sustainable competitive advantage, you must understand the competitors in your industry.  You must also understand where your business fits into the industry and how it stacks up against its competitors.  Never make the mistake of saying, "I have no competitors."]]></description>
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<title>10 Tips for Hiring a Business Consultant</title>
<link>http://EzineArticles.com/289728</link>
<guid>http://EzineArticles.com/289728</guid>
<pubDate>Mon, 04 Sep 2006 16:00:17 -0500</pubDate>
<description><![CDATA[When you are starting a business, it is hard to find money to hire business consultants.  But hiring a good business consultant will be the best money you will spend.   A trial-and-error method will be more expensive than the cost of getting a good consultant a soon as you need one.   Be sure you hire consultants that you can trust. ]]></description>
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<title>4 Steps to Create More &quot;Me&quot; Time</title>
<link>http://EzineArticles.com/281167</link>
<guid>http://EzineArticles.com/281167</guid>
<pubDate>Fri, 25 Aug 2006 07:39:25 -0500</pubDate>
<description><![CDATA[Everyone today is busy, too busy.  Almost everyone says that they never have time for themselves.  All of their time is used up on work, family, friends, and other time-consuming activities.  According to health experts, your overall well-being requires that you have some time for yourself.]]></description>
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<title>Gain Two Extra Hours Each Day With Time Management</title>
<link>http://EzineArticles.com/279882</link>
<guid>http://EzineArticles.com/279882</guid>
<pubDate>Wed, 23 Aug 2006 15:46:57 -0500</pubDate>
<description><![CDATA[If you are like most people, you feel that there are never enough hours in the day to do everything that needs to be done.  If you adopt a few simple time management tools, you will have more time that you ever expected.  With good time management, you can gain an additional two hours each day.]]></description>
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<title>Practice Good Manners in Business</title>
<link>http://EzineArticles.com/267287</link>
<guid>http://EzineArticles.com/267287</guid>
<pubDate>Sun, 13 Aug 2006 08:15:12 -0500</pubDate>
<description><![CDATA[Good manners never go out of style, and they are just as important in your business life as they are in your personal life.  In fact, good customer service requires you to practice good manners with every customer contact.  Make sure your manners are impeccable.]]></description>
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<title>Eight Tips for Choosing Your Business Web Host</title>
<link>http://EzineArticles.com/262416</link>
<guid>http://EzineArticles.com/262416</guid>
<pubDate>Mon, 07 Aug 2006 09:16:24 -0500</pubDate>
<description><![CDATA[A good business web site is essential to the success of your business.  Whether you hire a web host or host your own web site, you must make good choices.  Remember that every business has unique needs, and your web host or your own hosting must offer the right plan for your company's needs.]]></description>
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<title>Six Things to Consider Before You Buy or Lease Business Property</title>
<link>http://EzineArticles.com/260515</link>
<guid>http://EzineArticles.com/260515</guid>
<pubDate>Fri, 04 Aug 2006 08:23:15 -0500</pubDate>
<description><![CDATA[Unless they have extensive experience in commercial real estate, most small business owners are overwhelmed when they look for real property to buy or lease for their business operations.  They may find it difficult to get good information. ]]></description>
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<title>EMail Marketing Tips for Small Businesses</title>
<link>http://EzineArticles.com/249192</link>
<guid>http://EzineArticles.com/249192</guid>
<pubDate>Sat, 22 Jul 2006 18:53:27 -0500</pubDate>
<description><![CDATA[To market your business by email, you legally have to have the recipient's permission (the Can-Spam law).  You need to do a mailing that asks people to sign up to receive your emails.  They also have to give you their email addresses.  ]]></description>
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<title>Preparing Financial Projections and Pro Forma Statements</title>
<link>http://EzineArticles.com/248204</link>
<guid>http://EzineArticles.com/248204</guid>
<pubDate>Fri, 21 Jul 2006 16:43:23 -0500</pubDate>
<description><![CDATA[You cannot expect business success unless you do forecasts and pro forma statements for three to five years.  By estimating future income and expenses, you set perameters for your business.  Preparing pro forma statements is less difficult than you may think.]]></description>
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<title>Three Fraud Traps for Small Businesses</title>
<link>http://EzineArticles.com/247398</link>
<guid>http://EzineArticles.com/247398</guid>
<pubDate>Thu, 20 Jul 2006 05:10:53 -0500</pubDate>
<description><![CDATA[All businesses can be the victims of fraud.  Small business owners, however, may not have the resources to recover from fraud.  They need to know about the traps and take precautions to prevent them.]]></description>
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<title>Consider This Before You Travel Abroad</title>
<link>http://EzineArticles.com/246444</link>
<guid>http://EzineArticles.com/246444</guid>
<pubDate>Wed, 19 Jul 2006 06:56:55 -0500</pubDate>
<description><![CDATA[Almost everyone I know loves to travel, anywhere, everywhere.  When we travel, we may not think anything bad will happen.  Of course, there are always uncertainties when we travel, and I recently learned about some travel precautions that I had never considered before.  ]]></description>
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<title>Lead Generation Is a Full-Time Job</title>
<link>http://EzineArticles.com/243989</link>
<guid>http://EzineArticles.com/243989</guid>
<pubDate>Sat, 15 Jul 2006 18:21:06 -0500</pubDate>
<description><![CDATA[There are endless sources that tell you how to set up a marketing plan, how to select your target market, how to reach your target market, etc.  It is true that everyone needs a marketing plan, but there may be other ways to find customers.]]></description>
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<title>Good Marketing Results</title>
<link>http://EzineArticles.com/243235</link>
<guid>http://EzineArticles.com/243235</guid>
<pubDate>Fri, 14 Jul 2006 08:41:19 -0500</pubDate>
<description><![CDATA[The purpose of marketing is to deliver value to your customers and build relationships with them.  Marketing must have a purpose, and there are certain results that you can expect from good marketing.  At a minimum, good marketing should enhance your brand.]]></description>
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<title>Win-Win Negotiation</title>
<link>http://EzineArticles.com/240772</link>
<guid>http://EzineArticles.com/240772</guid>
<pubDate>Tue, 11 Jul 2006 07:09:14 -0500</pubDate>
<description><![CDATA[At one time or another, every business person reaches a point when they must negotiate.  You may negotiate a lower price with your vendor or your distributor.  You may negotiate an earlier delivery time with one of your suppliers.  There are many situations that require negotiation.]]></description>
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<title>3 Customer Communication Styles</title>
<link>http://EzineArticles.com/239888</link>
<guid>http://EzineArticles.com/239888</guid>
<pubDate>Mon, 10 Jul 2006 06:27:07 -0500</pubDate>
<description><![CDATA[An important element in connecting with and marketing to your customer is recognizing what communication style they use:  visual, auditory, or kinesthetic (sight, hearing, or touch).  All people use all three communication styles to process information, but one style is dominant.]]></description>
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<title>The 9 Steps for Increasing Customer Satisfaction</title>
<link>http://EzineArticles.com/239383</link>
<guid>http://EzineArticles.com/239383</guid>
<pubDate>Sun, 09 Jul 2006 11:04:05 -0500</pubDate>
<description><![CDATA[In order to satisfy your customers, you need more than good service.  You must do more than meet the customer's expectations.  It must be your goal to go beyond the customer's  expectations.  Whatever your business is, you must find a way to "surprise and delight" the customer.]]></description>
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<title>Nine Essentials Tips for Hiring Good Employees</title>
<link>http://EzineArticles.com/237404</link>
<guid>http://EzineArticles.com/237404</guid>
<pubDate>Thu, 06 Jul 2006 06:28:28 -0500</pubDate>
<description><![CDATA[When your small business grows and you need to hire employees, you need to know how to find the best employees that will be assets to your company.  You should prepare for the interview, checking references, and verifying the potential employee's skill or education required for the job.]]></description>
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<title>Eight Basic Office Requirements</title>
<link>http://EzineArticles.com/236681</link>
<guid>http://EzineArticles.com/236681</guid>
<pubDate>Wed, 05 Jul 2006 06:38:22 -0500</pubDate>
<description><![CDATA[You may have started your business by yourself or with the help of one or two friends or family members.  Sooner or later, most businesses outgrow their start-up staff and must hire new employees.  Prior to hiring new employees, you should be prepared with the proper paperwork.]]></description>
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<title>Six Steps to Goal Setting</title>
<link>http://EzineArticles.com/235929</link>
<guid>http://EzineArticles.com/235929</guid>
<pubDate>Tue, 04 Jul 2006 09:58:57 -0500</pubDate>
<description><![CDATA[Everyone says you must set goals and write them down in order to reach them.  There is less advice about how to set your goals and what the elements of your goals should be.  Each person's goal is different, but there are six steps that can apply to any goal.]]></description>
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<title>Small Business Corporate Culture</title>
<link>http://EzineArticles.com/235307</link>
<guid>http://EzineArticles.com/235307</guid>
<pubDate>Mon, 03 Jul 2006 09:43:54 -0500</pubDate>
<description><![CDATA[Yes, even a small business has a corporate culture. It is the intangible state of mind and collective awareness that is part of every business and its employees. Corporate culture is hard to define even for big businesses, but you should think about the feelings that your business conveys.  It is your job to present a clearly defined vision, attainable goals, and a work ethic for everyone to follow.]]></description>
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<title>Four Ways to Provide Customer Service on the Way Out</title>
<link>http://EzineArticles.com/235271</link>
<guid>http://EzineArticles.com/235271</guid>
<pubDate>Mon, 03 Jul 2006 08:59:07 -0500</pubDate>
<description><![CDATA[Do you know what to do with customers who come to your business, but leave without making a purchase?  Is there a reason to try to provide them with good customer service, or are they a lost cause?]]></description>
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<title>What You Need to Know About Trademarks</title>
<link>http://EzineArticles.com/234689</link>
<guid>http://EzineArticles.com/234689</guid>
<pubDate>Sat, 01 Jul 2006 04:37:57 -0500</pubDate>
<description><![CDATA[Many businesses have a logo or symbol the represents their company's identity.  It is important to protect your identity.  Once you trademark your company's identity, you own it and no one else can legally use it.  ]]></description>
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<title>Brief Overview of U.S. Patents</title>
<link>http://EzineArticles.com/233892</link>
<guid>http://EzineArticles.com/233892</guid>
<pubDate>Fri, 30 Jun 2006 11:20:38 -0500</pubDate>
<description><![CDATA[Many people, even lawyers, are overwhelmed by the patent process.  However, it is very important and can be very valuable to patent your idea.  Before you hire a patent attorney and start the process, there are some basic points you should know.]]></description>
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<title>Little-Known Tax Deductions from a Voluntary Employee Benefit Association</title>
<link>http://EzineArticles.com/232916</link>
<guid>http://EzineArticles.com/232916</guid>
<pubDate>Thu, 29 Jun 2006 13:11:54 -0500</pubDate>
<description><![CDATA[If you are a profitable business owner and you want a large tax deduction, there is a defined-benefit plan known as a voluntary-employee benefit association (VEBA) that can substantially reduce taxes and accomplish other business planning goals. A VEBA, if done properly, not only allows deductible contributions, but money can come out of the plan tax-free for health and welfare expenses.  ]]></description>
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<item>
<title>It is Easy to Copyright Your Work</title>
<link>http://EzineArticles.com/230044</link>
<guid>http://EzineArticles.com/230044</guid>
<pubDate>Tue, 27 Jun 2006 07:45:02 -0500</pubDate>
<description><![CDATA[A copyright protects an author's original work under 17 U.S.C. Sections 101-1332.  You do not have to register or take any formal action to copyright your work.  As soon as your original work is published, you have automatic copyright protection.]]></description>
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<title>Can You Build Customer Loyalty?</title>
<link>http://EzineArticles.com/228660</link>
<guid>http://EzineArticles.com/228660</guid>
<pubDate>Tue, 27 Jun 2006 06:33:15 -0500</pubDate>
<description><![CDATA[It does not matter what kind of business you have or whether you sell products or services, you know that repeat business is crucial to your success.  Repeat business and referrals are more important than any advertising. Word of mouth is widespread and believable, and it has a greater impact on your sales than any other kind of advertising.  Does this create customer loyalty?]]></description>
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<item>
<title>How to Create a Perennial Brand</title>
<link>http://EzineArticles.com/227226</link>
<guid>http://EzineArticles.com/227226</guid>
<pubDate>Sat, 24 Jun 2006 07:07:11 -0500</pubDate>
<description><![CDATA[A perennial brand is a brand that lasts for decades through bad and good economic conditions.  One of the most well-known perennial brands is Coca-Cola.  This soft drink was created in 1886 and started out as a soda fountain drink selling for five cents per glass.  Today Coca-Cola has 400 soft drink brands and operates in 200 countries.  The revenue in 2005 was 6.4 billion, and $4.7 billion was paid to shareholders.  ]]></description>
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<item>
<title>Do You know How to Fire an Employee?</title>
<link>http://EzineArticles.com/225802</link>
<guid>http://EzineArticles.com/225802</guid>
<pubDate>Wed, 21 Jun 2006 20:41:18 -0500</pubDate>
<description><![CDATA[Every employer at one time or another is faced with firing an employee.  If you must terminate someone, be sure you know how to do it legally.  We live in a society where anybody can sue anybody, and an employee may sue you, even if he or she does not have a valid claim.  ]]></description>
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<item>
<title>Salvadore Dali Knew About Branding</title>
<link>http://EzineArticles.com/222966</link>
<guid>http://EzineArticles.com/222966</guid>
<pubDate>Mon, 19 Jun 2006 07:07:51 -0500</pubDate>
<description><![CDATA[I have always loved Salvadore Dali's artistic works, and it recently occurred to me that he was a branding genius.  Dali instantly knew how to brand himself something like Donald Trump has done, and his name and his works are still well-known.]]></description>
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<item>
<title>Decision-Making and Risk Analysis</title>
<link>http://EzineArticles.com/219998</link>
<guid>http://EzineArticles.com/219998</guid>
<pubDate>Wed, 14 Jun 2006 20:03:55 -0500</pubDate>
<description><![CDATA[I recently read an article that said that business executives would benefit from using the risk analysis methods that financial advisors use. I remember a class in graduate school called Managerial Decision Making, and I learned about risk analysis and decision-making.]]></description>
</item>
<item>
<title>Ten Steps to Build Your Business</title>
<link>http://EzineArticles.com/219887</link>
<guid>http://EzineArticles.com/219887</guid>
<pubDate>Wed, 14 Jun 2006 16:12:40 -0500</pubDate>
<description><![CDATA[All business owners are constantly looking for ways to build their business.  They often have questions about the best way to increase customers and sales. There are ten steps that have proven to be successful.  ]]></description>
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<item>
<title>Know the Consumer Protection Regulations</title>
<link>http://EzineArticles.com/218434</link>
<guid>http://EzineArticles.com/218434</guid>
<pubDate>Tue, 13 Jun 2006 04:15:22 -0500</pubDate>
<description><![CDATA[No matter how big or small your business is, you need to be aware of certain consumer protection laws when you deal with the general public.  The Federal Trade Commission regulates all sales of merchandise or services to consumers.  ]]></description>
</item>
<item>
<title>I Still Don't Know What I Want to Be When I Grow Up</title>
<link>http://EzineArticles.com/218481</link>
<guid>http://EzineArticles.com/218481</guid>
<pubDate>Tue, 13 Jun 2006 04:13:33 -0500</pubDate>
<description><![CDATA[I have switched careers approximately six times, and I am not absolutely certain that I will stay in my present career for the rest of my life.  In my opinion, I am living in the best time and the best place ever, because I can change my career and I have so many options available to me.]]></description>
</item>
<item>
<title>Understanding and Complying with Federal Consumer Protection Laws</title>
<link>http://EzineArticles.com/216862</link>
<guid>http://EzineArticles.com/216862</guid>
<pubDate>Sat, 10 Jun 2006 18:14:06 -0500</pubDate>
<description><![CDATA[In early 2003, the FTC established the "Do not call" program.  Later that same year, the FTC set up the CAN-SPAM law.  In 2005 the FCC enacted the Junk Fax Prevention Act.  All business need to be aware of these laws and know how to comply. 
]]></description>
</item>
<item>
<title>A Guide to Feng Shui in the Home Office</title>
<link>http://EzineArticles.com/216172</link>
<guid>http://EzineArticles.com/216172</guid>
<pubDate>Fri, 09 Jun 2006 06:18:52 -0500</pubDate>
<description><![CDATA[Feng Shui guidelines are used to achieve harmony while at the same time considering individual needs and preferences.  There are resources that tell you specifically how to organize your home office according to Feng Shui principles and increase your productivity and prosperity.]]></description>
</item>
<item>
<title>The Strategic Business Lawyer</title>
<link>http://EzineArticles.com/216117</link>
<guid>http://EzineArticles.com/216117</guid>
<pubDate>Fri, 09 Jun 2006 06:15:35 -0500</pubDate>
<description><![CDATA[In today's fast-paced business climate, business owners need attorneys who will get involved in and understand their businesses.  They want to form relationships with the professionals that provide services to them.  They need attorneys who can provide them with many different professional services so that they will not be referred to someone else that they do not know.  Today's business owners need a strategic business attorney.  ]]></description>
</item>
<item>
<title>What Is Good Marketing?</title>
<link>http://EzineArticles.com/215267</link>
<guid>http://EzineArticles.com/215267</guid>
<pubDate>Thu, 08 Jun 2006 06:55:04 -0500</pubDate>
<description><![CDATA[Some people spend hours and hours designing great brochures and creating clever dialogue for the brochure.  Then they spend a lot of money distributing the brochure through media with general circulation.  Is this good marketing? ]]></description>
</item>
<item>
<title>Observe the Golden Rule in Business</title>
<link>http://EzineArticles.com/214602</link>
<guid>http://EzineArticles.com/214602</guid>
<pubDate>Wed, 07 Jun 2006 10:32:29 -0500</pubDate>
<description><![CDATA[I would like to think that most people observe the Golden Rule in all parts of their lives.  That is, they would always treat people the same way they want to be treated.  However, we can all use a reminder to follow the same rule in a business setting.]]></description>
</item>
<item>
<title>Outshine the Competition with Customer Service</title>
<link>http://EzineArticles.com/210387</link>
<guid>http://EzineArticles.com/210387</guid>
<pubDate>Fri, 02 Jun 2006 08:49:12 -0500</pubDate>
<description><![CDATA[In order to succeed in business, you must know everything about your competition and how they do business.  Once you learn all there is to know about your competitors, find as many ways as possible to treat the customers better than they do.  ]]></description>
</item>
<item>
<title>How to Be a Customer-Focused Company</title>
<link>http://EzineArticles.com/210395</link>
<guid>http://EzineArticles.com/210395</guid>
<pubDate>Fri, 02 Jun 2006 08:40:13 -0500</pubDate>
<description><![CDATA[To really outshine your competition, you must be customer-focused.  A customer-focused company looks first at the best ways to serve its customers before it considers profits. You listen to customers and acting upon their needs. ]]></description>
</item>
<item>
<title>Market-Research Techniques</title>
<link>http://EzineArticles.com/210734</link>
<guid>http://EzineArticles.com/210734</guid>
<pubDate>Thu, 01 Jun 2006 20:01:14 -0500</pubDate>
<description><![CDATA[Market research can provide critical information about the buying habits, needs, preferences and opinions of current and prospective customers.  The type of data you need and how much money you're willing to spend will determine which research techniques you will choose for your business.  ]]></description>
</item>
<item>
<title>10 Real Ways to De-Stress</title>
<link>http://EzineArticles.com/208594</link>
<guid>http://EzineArticles.com/208594</guid>
<pubDate>Wed, 31 May 2006 11:43:51 -0500</pubDate>
<description><![CDATA[Everyone tells us to relax, but they never give us practical advice about how to relax.  It does not help us when someone says, "You have to learn to relax."  That comment just puts more pressure on us and turns relaxing into just one more chore we have to do.]]></description>
</item>
<item>
<title>How to Make Tax Time Less Painful</title>
<link>http://EzineArticles.com/204141</link>
<guid>http://EzineArticles.com/204141</guid>
<pubDate>Wed, 24 May 2006 06:02:39 -0500</pubDate>
<description><![CDATA[Almost everyone dreads dealing with income taxes and tax returns.  I know I do, but there may be some ways to make the process a little less painful.  As you gather your yearly receipts that you may keep in a shoe box, your W2s, 1099s, and other relevant documents, try to remember that you are not alone.  Every year at least 2 million people go through the same ordeal.]]></description>
</item>
<item>
<title>Don't Forget to Protect Your PC</title>
<link>http://EzineArticles.com/203112</link>
<guid>http://EzineArticles.com/203112</guid>
<pubDate>Tue, 23 May 2006 16:13:57 -0500</pubDate>
<description><![CDATA[There are three important lines of defense to protect your computer against viruses and other infections and damages.  These three defenses may seem obvious, but everyone needs to be reminded of their importance.  You cannot just buy your computer, install an anti-virus program, and take no further precautions. ]]></description>
</item>
<item>
<title>8 Business Plan Mistakes to Avoid</title>
<link>http://EzineArticles.com/198791</link>
<guid>http://EzineArticles.com/198791</guid>
<pubDate>Tue, 16 May 2006 19:45:14 -0500</pubDate>
<description><![CDATA[It is hard to get funding from a business plan, even a very good business plan.  You can give yourself a much better chance of raising capital if you avoid these common business plan mistakes.]]></description>
</item>
<item>
<title>Two Basic Pointers for Setting-Up Your Home-Office</title>
<link>http://EzineArticles.com/198369</link>
<guid>http://EzineArticles.com/198369</guid>
<pubDate>Tue, 16 May 2006 18:25:10 -0500</pubDate>
<description><![CDATA[Many people today have home-offices.  They may own their own business and run their business out of their home.  They may have a job that allows them to telecommute from home.  Either way, home-based businesses are growing at a high rate, and people need to know some of the basics about setting up a home-office.]]></description>
</item>
<item>
<title>Brief Due Diligence Report</title>
<link>http://EzineArticles.com/197886</link>
<guid>http://EzineArticles.com/197886</guid>
<pubDate>Mon, 15 May 2006 12:14:40 -0500</pubDate>
<description><![CDATA[As a businessperson, you may have to conduct a due diligence study of another company at some time.  It is also possible that your business will be the subject of due diligence.  An overview of a small to medium-sized business can be provided in a fairly short due diligence report.]]></description>
</item>
<item>
<title>Advantages of Forming a Corporation</title>
<link>http://EzineArticles.com/194374</link>
<guid>http://EzineArticles.com/194374</guid>
<pubDate>Thu, 11 May 2006 05:47:22 -0500</pubDate>
<description><![CDATA[There are many benefits available to businesses that operate as a corporation.  It  is a separate and distinct legal entity that consists of shareholders, board of directors, and officers. A corporation can legally enter into contracts, file lawsuits, be a defendant in a lawsuit, pay taxes, and conduct its business.]]></description>
</item>
<item>
<title>Hiring Employees for Your Home-Office</title>
<link>http://EzineArticles.com/191784</link>
<guid>http://EzineArticles.com/191784</guid>
<pubDate>Fri, 05 May 2006 13:36:39 -0500</pubDate>
<description><![CDATA[One important thing to have to carefully consider is hiring employees for your home office.  There are numerous issues to consider when hiring employees, and you should remember that the person you hire will be in your home. 

]]></description>
</item>
<item>
<title>Self-Directed Real Estate IRAs</title>
<link>http://EzineArticles.com/191271</link>
<guid>http://EzineArticles.com/191271</guid>
<pubDate>Fri, 05 May 2006 07:48:36 -0500</pubDate>
<description><![CDATA[Some IRA owners want a better return on their investment, and they have created self-directed IRAs with real estate investments. Any kind of IRA can invest in any kind of real estate in the United States, and the IRA real estate may be leveraged.  This concept is new, and the IRS has not made many rulings or regulations regarding self-directed IRAs.  They are very attractive, but anyone who has a self-directed IRA must understand that they are very risky because future IRS rulings could eliminate them and or penalize the existing self-directed IRAs. ]]></description>
</item>
<item>
<title>Using IRS Form 8829 to Deduct Expenses for Business Use of Your Home</title>
<link>http://EzineArticles.com/188506</link>
<guid>http://EzineArticles.com/188506</guid>
<pubDate>Mon, 01 May 2006 06:38:45 -0500</pubDate>
<description><![CDATA[Form 8829 is used to claim the allowable expenses that you can deduct for business use of your home on your federal tax return.  To deduct expenses for the part of your home used for business, it must be used exclusively and regularly or it must be your principal place of business.]]></description>
</item>
<item>
<title>What's New with Internet Thieves</title>
<link>http://EzineArticles.com/188376</link>
<guid>http://EzineArticles.com/188376</guid>
<pubDate>Mon, 01 May 2006 06:23:37 -0500</pubDate>
<description><![CDATA[Have you heard about the latest tricks used by "hackers" to obtain personal information and use it for profit?  Their tricks are clever, sophisticated, and constantly changing. ]]></description>
</item>
<item>
<title>Major Elements of Operating Agreement for Limited Liability Companies</title>
<link>http://EzineArticles.com/186774</link>
<guid>http://EzineArticles.com/186774</guid>
<pubDate>Mon, 01 May 2006 06:16:23 -0500</pubDate>
<description><![CDATA[Because the Operating Agreement is the most important agreement among the members of a multi-member LLCs, it should be prepared by an experienced business lawyer.  A comprehensive Operating Agreement can minimize the risk of future problems and future disputes involving the management of the company.  ]]></description>
</item>
<item>
<title>What IRS Requires for Your Home to Qualify as Your Principal Place of Business</title>
<link>http://EzineArticles.com/186762</link>
<guid>http://EzineArticles.com/186762</guid>
<pubDate>Fri, 28 Apr 2006 16:03:58 -0500</pubDate>
<description><![CDATA[There are complicated IRS rules that allow you to deduct expenses for the business use of your home.  One rule allows you to deduct expenses if you use a portion of your home as a business office if you to meet the exclusive and the regular use tests.  If your home does not meet the exclusive and regular use tests, another IRS rule may allow your home office to be your principal place of business.]]></description>
</item>
<item>
<title>How and Why You Should Form a Limited Liability Company in Arizona</title>
<link>http://EzineArticles.com/185666</link>
<guid>http://EzineArticles.com/185666</guid>
<pubDate>Fri, 28 Apr 2006 15:31:43 -0500</pubDate>
<description><![CDATA[If you value your time, and you want to protect your personal assets and income from creditors, you must conduct your business under the protection that a legal entity such as an LLC can give you. An LLC is inexpensive to form, and it provides you with the same protection as a corporation without requiring an annual report, annual meeting, minute book, and shareholders.  ]]></description>
</item>
<item>
<title>IRS Advice on Business Use of Your Home</title>
<link>http://EzineArticles.com/185608</link>
<guid>http://EzineArticles.com/185608</guid>
<pubDate>Fri, 28 Apr 2006 11:18:44 -0500</pubDate>
<description><![CDATA[Many small business owners use a portion of their home as a business office.  In order to deduct the part of your home used for business, the IRS requires that you meet specific requirements. To qualify to claim expenses for the business use of your home you must meet the exclusive use test and the regular use test.]]></description>
</item>
<item>
<title>Small Business Regulations</title>
<link>http://EzineArticles.com/184171</link>
<guid>http://EzineArticles.com/184171</guid>
<pubDate>Tue, 25 Apr 2006 10:54:20 -0500</pubDate>
<description><![CDATA[According to the Small Business Administration, your small business has to comply with numerous local, state and federal regulations.  Research the regulations carefully to avoid penalties and other serious consequences. The following is a non-exhaustive list of the most common regulations that affect small businesses.  ]]></description>
</item>
<item>
<title>The 9 Traps a New Business Must Avoid</title>
<link>http://EzineArticles.com/182740</link>
<guid>http://EzineArticles.com/182740</guid>
<pubDate>Sun, 23 Apr 2006 14:07:24 -0500</pubDate>
<description><![CDATA[There are 9 traps that new businesses must avoid in order to be successful.  The importance of avoiding these 9 traps cannot be overemphasized.  They can make the difference between success and failure.  ]]></description>
</item>
<item>
<title>Choosing the Best Lawyer for Your Small Business</title>
<link>http://EzineArticles.com/181341</link>
<guid>http://EzineArticles.com/181341</guid>
<pubDate>Thu, 20 Apr 2006 20:07:12 -0500</pubDate>
<description><![CDATA[As a small business owner, you are likely to require the services of an attorney at some time.  You must carefully consider certain important things before you choose an attorney to represent your business.  The most important thing is that your attorney understand your business and your industry.]]></description>
</item>
<item>
<title>Develop Your Marketing Collateral</title>
<link>http://EzineArticles.com/176089</link>
<guid>http://EzineArticles.com/176089</guid>
<pubDate>Wed, 12 Apr 2006 08:51:48 -0500</pubDate>
<description><![CDATA[You need the right items to provide information about your company to many different people, including employees, investors, existing and potential clients and the media. Your company's success will depend upon how well you communicate the information about your business, and that depends on how well you prepare collateral marketing items such as company and product fact sheets, logos, brochures, websites, newsletters, press releases, biographies of key employees

]]></description>
</item>
<item>
<title>Building a Web Site for Your Home-Based Business</title>
<link>http://EzineArticles.com/174488</link>
<guid>http://EzineArticles.com/174488</guid>
<pubDate>Wed, 12 Apr 2006 08:50:44 -0500</pubDate>
<description><![CDATA[It is extremely important that your home-based business have a well-developed, professional website.  Your website can increase your sales and attract new customers.   Your website is one of the most important elements of your marketing strategy.  With your website, you have the potential to reach everyone in the world who has a computer and an internet service provider.]]></description>
</item>
<item>
<title>The Importance of Website Design and Development</title>
<link>http://EzineArticles.com/173480</link>
<guid>http://EzineArticles.com/173480</guid>
<pubDate>Wed, 12 Apr 2006 08:27:52 -0500</pubDate>
<description><![CDATA[Estimates are that only 2-5% of the websites today are optimized. With the growing number of websites being added by businesses and individuals, the only way to stay visible in the World Wide Web is website optimization which will help your site to obtain top rankings. Website optimization is not cheap, it requires many hours of analysis and investigation by experts. But the results can be astounding. Your website visibility can increase dramatically, saving you a lot of money that you would constantly need to spend on advertising otherwise. Remember optimization is not using trickery to fool the search engines.]]></description>
</item>
<item>
<title>Limitations on S Corporations</title>
<link>http://EzineArticles.com/171479</link>
<guid>http://EzineArticles.com/171479</guid>
<pubDate>Fri, 07 Apr 2006 17:56:13 -0500</pubDate>
<description><![CDATA[A corporations or an LLC can choose to be treated as an S corporation for Federal tax purposes.  Electing to be treated as an S corporation allows income to flow through the corporation without being taxed until it is claimed as income by the shareholders. If you are considering whether to elect to be treated as an S corporation, there are certain IRS limitations that you should discuss with your accountant. ]]></description>
</item>
<item>
<title>What is Required for S Corporation Status</title>
<link>http://EzineArticles.com/171465</link>
<guid>http://EzineArticles.com/171465</guid>
<pubDate>Fri, 07 Apr 2006 11:09:05 -0500</pubDate>
<description><![CDATA[S corporations are the most prevalent type of corporations.  If a corporation or LLC chooses to be treated as an S corporation for Federal tax purposes, they must make a timely and accurate filing of IRS Form 2553.]]></description>
</item>
<item>
<title>The Basics Of A Marketing Plan</title>
<link>http://EzineArticles.com/171039</link>
<guid>http://EzineArticles.com/171039</guid>
<pubDate>Thu, 06 Apr 2006 14:25:32 -0500</pubDate>
<description><![CDATA[It is essential that you have a detailed and accurate marketing plan in which you discuss the market, your product or service, your pricing strategy, and your distribution channels.  You also must address how you will advertise and promote your product or service.  You must compare your product or service to your competitors' and explain how consumers will benefit most by purchasing your product or service. 

]]></description>
</item>
<item>
<title>The Importance Of Budgeting And Forecasting For Start-Ups</title>
<link>http://EzineArticles.com/171022</link>
<guid>http://EzineArticles.com/171022</guid>
<pubDate>Thu, 06 Apr 2006 14:06:12 -0500</pubDate>
<description><![CDATA[Budgeting and forecasting are important to business start-ups because they demonstrate the feasibility of the business, and they will be required by lenders and investors.  They will help start-ups determine their capital and resource needs and set up the milestones they need to reach to be profitable.]]></description>
</item>
<item>
<title>Six Keys to Small Business Success</title>
<link>http://EzineArticles.com/167223</link>
<guid>http://EzineArticles.com/167223</guid>
<pubDate>Tue, 04 Apr 2006 15:32:15 -0500</pubDate>
<description><![CDATA[90% of small businesses fail within 5 years.  With proper business planning, your business will not be one of the failures.  Indigo Business Solutions can provide you with the objective business guidance that can make the difference between success and failure.]]></description>
</item>
<item>
<title>Choosing an Entity for Your Company</title>
<link>http://EzineArticles.com/167284</link>
<guid>http://EzineArticles.com/167284</guid>
<pubDate>Fri, 31 Mar 2006 09:02:16 -0600</pubDate>
<description><![CDATA[A business has four types of legal entities to choose from, and this article discusses the choices.  You do not want to operate as a sole proprietorship if you have any personal assets to protect.  It is this author's opinion that a Limited Liability Company is usually the best choice for a small business.]]></description>
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