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<title>Joffrey Long - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 01:05:15 -0600</pubDate>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Fri, 29 Jan 2010 13:51:16 -0600</lastBuildDate>
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<title>The Mortgage Safe Act - Safe, Or an Act? Check Your Mortgage Expert Carefully</title>
<link>http://EzineArticles.com/3538589</link>
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<pubDate>Fri, 29 Jan 2010 13:51:16 -0600</pubDate>
<description><![CDATA[In response to problems homeowners have had with mortgages, new SAFE ACT licensing act toughens up the licensing requirements and testing for loan officers. Unfortunately, new law completely excludes loan officers at banks or credit unions from any testing, and from some of the other requirements that would protect consumers. Article covers basics and requirements of the SAFE ACT.]]></description>
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<title>Mortgage Lending Expert - Home Price Trends</title>
<link>http://EzineArticles.com/3449879</link>
<guid>http://EzineArticles.com/3449879</guid>
<pubDate>Sat, 19 Dec 2009 19:14:15 -0600</pubDate>
<description><![CDATA[Article describes method for tracking property values in different areas, through re-appraising certain selected homes in different areas. Further describes difficulties with traditional methods of tracking values on a large scale basis, with "average statistics," that are based on an entire zip code or county.]]></description>
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<title>A Loan on Half a House?</title>
<link>http://EzineArticles.com/3394353</link>
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<pubDate>Thu, 10 Dec 2009 16:06:42 -0600</pubDate>
<description><![CDATA[What if your client only owns half the house? And the other owner can't sign - can you get them a loan? ]]></description>
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<title>Loan Dispute Mediation</title>
<link>http://EzineArticles.com/3289334</link>
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<pubDate>Fri, 20 Nov 2009 16:04:18 -0600</pubDate>
<description><![CDATA[Article explains reasons for mediation in real estate loan related matters, when required by courts and how mediation can reduce (or eliminate) litigation costs and delays. Provides the reader with basic facts to consider, as well as certain procedures to consider related to mediation.]]></description>
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<title>Avoiding the $475,000 Mistake - Entering the Credit Bid</title>
<link>http://EzineArticles.com/2860998</link>
<guid>http://EzineArticles.com/2860998</guid>
<pubDate>Tue, 03 Nov 2009 14:20:06 -0600</pubDate>
<description><![CDATA[Article is for lenders, performing the foreclosure function in collecting on a loan.  Article explains procedures for entering lender's minimum "credit bid" or required minimum bid at the trustee's sale.  Article instructs reader on how to avoid the common mistake of entering a full credit bid, resulting in loss of certain type of insurance coverage, or loss of ability to pursue debtor.]]></description>
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<title>Title Insurance Checklist</title>
<link>http://EzineArticles.com/2820276</link>
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<pubDate>Tue, 03 Nov 2009 14:18:53 -0600</pubDate>
<description><![CDATA[Describes important considerations for lenders with respect to their title insurance coverage.  Provides lenders with best practices for ordering title insurance coverage, but more important, for MAINTAINING the coverage during the life of the loan.  Gives specific mistakes for lenders to avoid and steps lenders can take to prevent denial of coverage by title insurer.]]></description>
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<title>Commercial Real Estate Loans - Approaching the Commercial Lender</title>
<link>http://EzineArticles.com/3104104</link>
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<pubDate>Sun, 25 Oct 2009 11:19:00 -0500</pubDate>
<description><![CDATA[Explains how borrowers or brokers should approach commercial real estate lenders when seeking commercial loans.  Learn simple steps as to information to provide at each stage of the loan process, and how to get the commercial lender's loan officer on your side.]]></description>
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<title>First Time Homebuyers - Why Some First-Time Homebuyers Still Rent</title>
<link>http://EzineArticles.com/2878063</link>
<guid>http://EzineArticles.com/2878063</guid>
<pubDate>Tue, 22 Sep 2009 15:14:00 -0500</pubDate>
<description><![CDATA[Geared toward first time homebuyers, this article addresses the issue of income tax savings from the home mortgage interest deduction.  It encourages prospective homebuyers to check with a tax professional to find out how much they can save, (in income taxes) and to consider adjusting their payroll tax withholding, so as to receive more net pay.]]></description>
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<title>Always Use Protection!</title>
<link>http://EzineArticles.com/2820267</link>
<guid>http://EzineArticles.com/2820267</guid>
<pubDate>Thu, 03 Sep 2009 19:34:16 -0500</pubDate>
<description><![CDATA[How banks and mortgage companies, as well as borrowers can benefit from "Pre-Workout Agreements," which are agreements entered into between lender and borrower, before discussing a special payment plan, arrangement to make up back payments. Article describes why agreements are necessary, how they should be used, and problems when they are not used.]]></description>
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<title>When the Kitchen's Missing - Financing Fixers and Foreclosures</title>
<link>http://EzineArticles.com/2775602</link>
<guid>http://EzineArticles.com/2775602</guid>
<pubDate>Sat, 29 Aug 2009 15:02:29 -0500</pubDate>
<description><![CDATA["I couldn't believe the kitchen was completely torn out," said Kara Sanders. The house was perfect for her family otherwise. "It's was the location we'd wanted - but we couldn't get financing." Bad roofs, missing fixtures, holes in walls, all typical for foreclosed properties. Even buyers willing to fix houses have a problem - getting financing to close, paying for improvements.]]></description>
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<title>When the Kitchens Missing - Financing Fixers and Foreclosures</title>
<link>http://EzineArticles.com/2775593</link>
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<pubDate>Sat, 29 Aug 2009 15:01:53 -0500</pubDate>
<description><![CDATA[Rita Geraldson woke up every morning, for years, wishing she could move - closer to her daughter and grandchildren. her problem: Moving to the home she wanted meant starting mortgage payments again - something she just wasn't willing to do. ]]></description>
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