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<title>John Bows - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/John_Bows</link>
<pubDate>Wed, 15 Feb 2012 01:02:13 -0600</pubDate>
<image><title>John Bows - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Wed, 19 May 2010 16:22:26 -0500</lastBuildDate>
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<title>Surety Bond FAQ - The Cost of Surety - What is a Surety Bond Form? Business License</title>
<link>http://EzineArticles.com/4309949</link>
<guid>http://EzineArticles.com/4309949</guid>
<pubDate>Wed, 19 May 2010 16:22:26 -0500</pubDate>
<description><![CDATA[How much do surety bonds cost? Rates vary depending on your credit, financial condition, bond type, State, and experience. For the majority of license bonds if you qualify, the cost can be anywhere from 1% to 3%. If you have credit issues or your financial condition is not up to par, the cost can be anywhere from 3% to 25%. For construction bonds if you qualify without collateral or funds control the cost can be from 2% to 5%.]]></description>
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<item>
<title>Surety Bond - Not a Loan, Not Really Insurance - What is It?</title>
<link>http://EzineArticles.com/4242691</link>
<guid>http://EzineArticles.com/4242691</guid>
<pubDate>Fri, 07 May 2010 11:32:09 -0500</pubDate>
<description><![CDATA[Surety bonds are considered a form of insurance. A surety bond may be considered insurance, but unlike insurance a bond does not protect the business it protects the obligee. With insurance you have deductibles, with Bonds there are now deductibles. With insurance if you have a claim you pay the deductible and the company covers the rest. In regards to bonding if you have a claim you must pay the claim back.]]></description>
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<item>
<title>Surety Bond Quotes Faster</title>
<link>http://EzineArticles.com/4186961</link>
<guid>http://EzineArticles.com/4186961</guid>
<pubDate>Wed, 28 Apr 2010 16:19:34 -0500</pubDate>
<description><![CDATA[The average surety bond quotes in the past use to take a week, but now the majority of quotes are issued within minutes. So why did it take so long to get an approval?]]></description>
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<item>
<title>Florida MVD Bonds Expire April 30 of Every Year</title>
<link>http://EzineArticles.com/4061780</link>
<guid>http://EzineArticles.com/4061780</guid>
<pubDate>Sun, 11 Apr 2010 11:33:52 -0500</pubDate>
<description><![CDATA[What is A Florida MVD Bond? Surety bonds are required by a obligee to protect the obligee, from fraud, breach of contract and in some cases certain payments. Florida MVD bonds expire April 30 of every year.]]></description>
</item>
<item>
<title>Surety Still Important</title>
<link>http://EzineArticles.com/3983685</link>
<guid>http://EzineArticles.com/3983685</guid>
<pubDate>Thu, 25 Mar 2010 13:15:01 -0500</pubDate>
<description><![CDATA[If you have never needed a bond until now you're probably have no idea what a surety bond is. A surety bond is usually required by a state in order to obtain a license. There are thousands of different types of bonds, covering car dealerships to contractors, there's practically a bond for every type of business. ]]></description>
</item>
<item>
<title>Growing Your Insurance Business With Surety Bonds</title>
<link>http://EzineArticles.com/3946644</link>
<guid>http://EzineArticles.com/3946644</guid>
<pubDate>Fri, 19 Mar 2010 10:28:16 -0500</pubDate>
<description><![CDATA[How can an insurance agency expand their business in this economic climate? The answer is diversification. If you're a insurance agent that only writes personal auto and homeowners your need to change it and start writing commercial insurance.]]></description>
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<item>
<title>Get a Low Surety Rate</title>
<link>http://EzineArticles.com/3912153</link>
<guid>http://EzineArticles.com/3912153</guid>
<pubDate>Fri, 12 Mar 2010 11:28:41 -0600</pubDate>
<description><![CDATA[A lot of brokers are telling you that it is difficult to find a surety that will write a surety bond at a low rate. This is simply False.]]></description>
</item>
<item>
<title>Surety Bond - Protecting Consumers Against Contractors</title>
<link>http://EzineArticles.com/3808114</link>
<guid>http://EzineArticles.com/3808114</guid>
<pubDate>Wed, 24 Feb 2010 09:28:17 -0600</pubDate>
<description><![CDATA[Surety bonds play an important role in protecting the consumer. Without surety bonds the consumer would be exposed to fraud and breach of contract with no recourse other than dragging the principal to court.]]></description>
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<item>
<title>Why Surety Bond Amounts Are Increasing</title>
<link>http://EzineArticles.com/3786969</link>
<guid>http://EzineArticles.com/3786969</guid>
<pubDate>Fri, 19 Feb 2010 15:31:37 -0600</pubDate>
<description><![CDATA[A little while ago the average surety bond amount was $10,000, but in this tough economy the states have increased the surety bond amounts as well as adding additional bonding requirements. The average surety bond amount is now around $25,000, you still can find surety bonds around under $10,000, but it all depends on what the state, federal government or city requires for your license.]]></description>
</item>
<item>
<title>Surety Bond Costs and Credit</title>
<link>http://EzineArticles.com/3664821</link>
<guid>http://EzineArticles.com/3664821</guid>
<pubDate>Fri, 29 Jan 2010 18:03:13 -0600</pubDate>
<description><![CDATA[Are surety bond costs just based off of credit? The answer is now Surety bond rates are based off of a multitude of factors. Your credit score does play a big factor in obtaining a rate, but experience, how long you have been in business for and your assets all come into play.]]></description>
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<item>
<title>Surety Bond Applications Are Increasing Indicating That the Recession is Over</title>
<link>http://EzineArticles.com/3361358</link>
<guid>http://EzineArticles.com/3361358</guid>
<pubDate>Fri, 04 Dec 2009 14:21:59 -0600</pubDate>
<description><![CDATA[More business, are applying for surety bonds, does this mean that the recession is over? In this last quarter surety applications went up for the first time in almost two years.]]></description>
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<item>
<title>Need Help Getting a Loan?</title>
<link>http://EzineArticles.com/3084095</link>
<guid>http://EzineArticles.com/3084095</guid>
<pubDate>Mon, 19 Oct 2009 15:47:44 -0500</pubDate>
<description><![CDATA[If your loan application is not complete you may be declined for your loan. Lending is tight and banks are looking for any reason to decline your application. The approval for your loan is based off of your credit, financial condition, as well as experience. Credit is one of the most important aspects in receiving a low rate and an approval. This is true for a commercial loans or a surety bond.]]></description>
</item>
<item>
<title>Cash For Clunkers and Surety Bonds</title>
<link>http://EzineArticles.com/2820044</link>
<guid>http://EzineArticles.com/2820044</guid>
<pubDate>Wed, 09 Sep 2009 06:47:39 -0500</pubDate>
<description><![CDATA[Each dealer that participates in the Cash for Clunkers program is required to maintain a surety bond. The bond classification needed is a MVD bond. Only licensed dealerships can participate in these programs. So check with your obligee for current bonding requirements as well as the cash for clunkers website. ]]></description>
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<title>License Surety Bonds</title>
<link>http://EzineArticles.com/2669367</link>
<guid>http://EzineArticles.com/2669367</guid>
<pubDate>Tue, 04 Aug 2009 14:39:19 -0500</pubDate>
<description><![CDATA[License bonds are considered to be surety bonds. These bonds are required before a license or permit can be granted. The License and Permit bond applies to certain serious obligations entailed on those seeking licenses or permits.  Businesses are required to obtain these bonds to satisfy Federal, State or local law.]]></description>
</item>
<item>
<title>Debunking Surety Bond Myths</title>
<link>http://EzineArticles.com/2547037</link>
<guid>http://EzineArticles.com/2547037</guid>
<pubDate>Tue, 07 Jul 2009 13:53:06 -0500</pubDate>
<description><![CDATA[I would like to write about some surety bond falsehoods that perk up their ugly heads from time to time.   Surety Bond Myth one: I need two bonds, one for each state I am operating in. A broker told me that I could get a discount if I buy two bonds from them.]]></description>
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<title>California Surety Bonds</title>
<link>http://EzineArticles.com/2526350</link>
<guid>http://EzineArticles.com/2526350</guid>
<pubDate>Wed, 01 Jul 2009 12:00:11 -0500</pubDate>
<description><![CDATA[California has many different types of surety bonds. Some of the most common California surety bonds are California MVD bonds and California Contractor License bonds. ]]></description>
</item>
<item>
<title>New Surety Bond Requirements</title>
<link>http://EzineArticles.com/2459576</link>
<guid>http://EzineArticles.com/2459576</guid>
<pubDate>Fri, 12 Jun 2009 10:20:57 -0500</pubDate>
<description><![CDATA[Upcoming Surety bonding requirements this year.  This year we will see a lot more new surety bonding requirements from a variety of obligees. The reason why this will occur is because of the influx of claims from business defrauding the public.]]></description>
</item>
<item>
<title>Getting Surety Bonds Before There Was Google</title>
<link>http://EzineArticles.com/2371962</link>
<guid>http://EzineArticles.com/2371962</guid>
<pubDate>Thu, 21 May 2009 15:53:27 -0500</pubDate>
<description><![CDATA[Before the Internet revolutionized the way individuals purchase Surety bonds the principal had to first find an agency that wrote them. Clients would look for months to find an agency that writes them, but just because they write surety bonds does not mean that they will write one for you.]]></description>
</item>
<item>
<title>Things You Need to Start Your Business Like a Surety Bond</title>
<link>http://EzineArticles.com/2337835</link>
<guid>http://EzineArticles.com/2337835</guid>
<pubDate>Thu, 14 May 2009 11:27:48 -0500</pubDate>
<description><![CDATA[Having you own business is a gratifying experience. You can set your own hours, work at your pace and decide what's best for you and your employees. When starting you business sometimes getting everything off the ground can become overwhelming. People don't always realize all of the red tape that you have to go though to get things started.]]></description>
</item>
<item>
<title>Surety Bond Should Not Be Used As a Investment Like a  Finance Bond</title>
<link>http://EzineArticles.com/2161814</link>
<guid>http://EzineArticles.com/2161814</guid>
<pubDate>Mon, 11 May 2009 16:16:56 -0500</pubDate>
<description><![CDATA[A Surety bond is not a financial bond like a treasury bond. A surety bond is considered an insurance policy not a financial investment that the principal will gain profit from. Surety bonds are regulated by the Department of Insurance; whereas the SEC regulates Treasury bonds.]]></description>
</item>
<item>
<title>Surety Bond Rate - How to Get it Low</title>
<link>http://EzineArticles.com/2195488</link>
<guid>http://EzineArticles.com/2195488</guid>
<pubDate>Tue, 28 Apr 2009 16:29:49 -0500</pubDate>
<description><![CDATA[By paying for your surety bond for multiply years, you will be able to lock into a set rate for the duration of the bond. With some bonding companies you can extend the coverage for your bond by two years or three years.]]></description>
</item>
<item>
<title>Tips on How to Obtain a Surety Bond</title>
<link>http://EzineArticles.com/2134351</link>
<guid>http://EzineArticles.com/2134351</guid>
<pubDate>Fri, 03 Apr 2009 11:13:27 -0500</pubDate>
<description><![CDATA[Over the course of the last two years the surety Bond Industry has undergone dramatic changes. Due to increasing claims caused from suffering industries such as the car industry and the mortgage industry Surety Bonding Companies have to tighten their belts.]]></description>
</item>
<item>
<title>How a Surety Bond Protects the Public</title>
<link>http://EzineArticles.com/1648773</link>
<guid>http://EzineArticles.com/1648773</guid>
<pubDate>Wed, 05 Nov 2008 15:48:37 -0600</pubDate>
<description><![CDATA[Example of Surety - Have you ever heard the saying "don't ever be anyone's Surety", what exactly does it mean?  You would be held liable to guarantee the obligations of the person you where acting as Surety for.]]></description>
</item>
<item>
<title>How Much Does a Surety Bond Cost?</title>
<link>http://EzineArticles.com/1351593</link>
<guid>http://EzineArticles.com/1351593</guid>
<pubDate>Tue, 29 Jul 2008 13:05:05 -0500</pubDate>
<description><![CDATA[We must first understand what a surety bond does as well as the factors that are involved that will determine the rate as well as obtaining a surety bond approval. The surety company will evaluate your credit, experience, and financials. The process is very similar to apply for a business loan.]]></description>
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