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<title>John R. Blakefield - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 06:57:26 -0600</pubDate>
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<title>Mortgage Refinancing Fees - How Much You Really Have to Pay</title>
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<pubDate>Tue, 25 Apr 2006 06:42:22 -0500</pubDate>
<description><![CDATA[Learn to evaluate if the costs of refinancing is less than the your savings.]]></description>
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<item>
<title>First Time Home Buyers - Get Your Top 5 Mortgage Questions Answered Here!</title>
<link>http://EzineArticles.com/184862</link>
<guid>http://EzineArticles.com/184862</guid>
<pubDate>Tue, 25 Apr 2006 06:06:23 -0500</pubDate>
<description><![CDATA[Get your top 5 mortgage questions answered and be prepared for the mortgage process!]]></description>
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<item>
<title>You Are A Good Mortgage Candidate If:</title>
<link>http://EzineArticles.com/181862</link>
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<pubDate>Thu, 20 Apr 2006 10:08:58 -0500</pubDate>
<description><![CDATA[Learn the requirements to be considered a good mortgage candidate!]]></description>
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<item>
<title>Tips on How to Increase the Value of Your Home- Before You Refinance!</title>
<link>http://EzineArticles.com/181861</link>
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<pubDate>Thu, 20 Apr 2006 10:05:57 -0500</pubDate>
<description><![CDATA[Learn how you can increase the value of your home with just a coat of paint!]]></description>
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<title>Getting a Home Mortgage? Don't Even Think About Applying Unless you Have These 3 Things!</title>
<link>http://EzineArticles.com/181170</link>
<guid>http://EzineArticles.com/181170</guid>
<pubDate>Wed, 19 Apr 2006 14:39:22 -0500</pubDate>
<description><![CDATA[Learn what you need before you apply for a mortgage!]]></description>
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<item>
<title>You Are A Poor Mortgage Candidate If...</title>
<link>http://EzineArticles.com/181168</link>
<guid>http://EzineArticles.com/181168</guid>
<pubDate>Wed, 19 Apr 2006 14:03:22 -0500</pubDate>
<description><![CDATA[Learn if you are a poor mortgage candidate and how you can fix your financial situation!]]></description>
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<title>Mortgage 101: First Time Home Buyers Must Read!</title>
<link>http://EzineArticles.com/180578</link>
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<pubDate>Tue, 18 Apr 2006 15:49:12 -0500</pubDate>
<description><![CDATA[First time home owners must read this so the "big picture" regarding their home mortgage is clear.]]></description>
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<title>Top 5 Ways to Work With a Mortgage Broker or Agent</title>
<link>http://EzineArticles.com/180575</link>
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<pubDate>Tue, 18 Apr 2006 15:44:11 -0500</pubDate>
<description><![CDATA[Get the most out of your mortgage buying experience by learning how to work with your mortgage broker.]]></description>
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<title>How Caps Can Protect You From Paying High Monthly Mortgage Payments</title>
<link>http://EzineArticles.com/180577</link>
<guid>http://EzineArticles.com/180577</guid>
<pubDate>Tue, 18 Apr 2006 15:19:12 -0500</pubDate>
<description><![CDATA[Caps can help keep your monthly payments low on your adjustable rate mortgage.]]></description>
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<item>
<title>3 Ways You Can Help Control Your Debt</title>
<link>http://EzineArticles.com/180574</link>
<guid>http://EzineArticles.com/180574</guid>
<pubDate>Tue, 18 Apr 2006 15:03:10 -0500</pubDate>
<description><![CDATA[Learn how to avoid debt problems, before you have to consolidate.]]></description>
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<title>How Mortgages Work in the Primary and Secondary Market</title>
<link>http://EzineArticles.com/179049</link>
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<pubDate>Sat, 15 Apr 2006 07:57:40 -0500</pubDate>
<description><![CDATA[Mortgages can be found in both the primary and secondary market. Learn what each is and what a mortgage is in each of these markets.]]></description>
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<title>Mortgage vs. Reverse Mortgage: How Do You Put Your Mortgage in Reverse?</title>
<link>http://EzineArticles.com/179046</link>
<guid>http://EzineArticles.com/179046</guid>
<pubDate>Sat, 15 Apr 2006 07:27:40 -0500</pubDate>
<description><![CDATA[Learn how a mortgage and reverse mortagages differ.]]></description>
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<title>Top 3 Ways to Save Money on Your Mortgage!</title>
<link>http://EzineArticles.com/177949</link>
<guid>http://EzineArticles.com/177949</guid>
<pubDate>Thu, 13 Apr 2006 06:48:38 -0500</pubDate>
<description><![CDATA[Learn three ways to save money on your mortgage.]]></description>
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<title>How to Track Your Mortgage Payments so You Don't Lose Out!</title>
<link>http://EzineArticles.com/177948</link>
<guid>http://EzineArticles.com/177948</guid>
<pubDate>Thu, 13 Apr 2006 06:38:38 -0500</pubDate>
<description><![CDATA[Learn how to keep your mortgage records so you protect yourself from others' mistakes.]]></description>
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<item>
<title>Top 3 Ways to Use the Money From Your Home Equity Line of Credit!</title>
<link>http://EzineArticles.com/177309</link>
<guid>http://EzineArticles.com/177309</guid>
<pubDate>Wed, 12 Apr 2006 06:01:00 -0500</pubDate>
<description><![CDATA[Experience the benefits of a home owner by using the money form your home equity line of credit towards these three top items.]]></description>
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<item>
<title>Top 5 Things You Need to Know About Your Mortgage!</title>
<link>http://EzineArticles.com/177307</link>
<guid>http://EzineArticles.com/177307</guid>
<pubDate>Wed, 12 Apr 2006 05:52:59 -0500</pubDate>
<description><![CDATA[Become educated on mortgage terms so you can have confidence in the mortgage buying process.]]></description>
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<item>
<title>Understand Mortgage Lender Responsibilities Before Your Application is Accepted</title>
<link>http://EzineArticles.com/176581</link>
<guid>http://EzineArticles.com/176581</guid>
<pubDate>Tue, 11 Apr 2006 07:42:18 -0500</pubDate>
<description><![CDATA[A mortgage lender can give you both informal and formal information before your application is accepted. Learn what that is and how you can use the information.]]></description>
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<title>Learn the Difference Between a Mortgage Inquiry and Mortgage Application</title>
<link>http://EzineArticles.com/176586</link>
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<pubDate>Tue, 11 Apr 2006 07:12:31 -0500</pubDate>
<description><![CDATA[A mortgage inquiry and and application can be unclear sometimes. Learn what indicates an inquiry and application.]]></description>
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<item>
<title>Refinancing is Worthwhile Under These 5 Conditions</title>
<link>http://EzineArticles.com/176587</link>
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<pubDate>Tue, 11 Apr 2006 07:05:35 -0500</pubDate>
<description><![CDATA[Learn when refinancing is the right decision for you.]]></description>
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<item>
<title>How Ginnie Mae and Mortgage-Backed Securities Help You Get in a Home</title>
<link>http://EzineArticles.com/174709</link>
<guid>http://EzineArticles.com/174709</guid>
<pubDate>Sat, 08 Apr 2006 04:01:42 -0500</pubDate>
<description><![CDATA[Learn how Ginnie Mae is great for home buyers and investors.]]></description>
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<title>Be Aware of Low Rate Mortgages Advertised</title>
<link>http://EzineArticles.com/174449</link>
<guid>http://EzineArticles.com/174449</guid>
<pubDate>Fri, 07 Apr 2006 21:51:02 -0500</pubDate>
<description><![CDATA[Learn why advertised mortgage rates can be deceiving.]]></description>
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<item>
<title>What You Need to Know About the Rates, Points and Fees on Your Mortgage</title>
<link>http://EzineArticles.com/174451</link>
<guid>http://EzineArticles.com/174451</guid>
<pubDate>Fri, 07 Apr 2006 21:32:03 -0500</pubDate>
<description><![CDATA[Learn how fees, points and rates can add to the total cost of your mortgage.]]></description>
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<item>
<title>How Bi-Weekly Mortgages Can Save You Money!</title>
<link>http://EzineArticles.com/173436</link>
<guid>http://EzineArticles.com/173436</guid>
<pubDate>Thu, 06 Apr 2006 08:33:39 -0500</pubDate>
<description><![CDATA[Learn how bi-weekly mortgages can save you time and money!]]></description>
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<item>
<title>Private Lenders Can Get You the Mortgage Terms You Want</title>
<link>http://EzineArticles.com/173438</link>
<guid>http://EzineArticles.com/173438</guid>
<pubDate>Thu, 06 Apr 2006 08:20:40 -0500</pubDate>
<description><![CDATA[Learn how private lenders can be the right choice for your financial situation.]]></description>
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<item>
<title>How to Compare Multiple Mortgages So You Can Save the Most Money!</title>
<link>http://EzineArticles.com/172801</link>
<guid>http://EzineArticles.com/172801</guid>
<pubDate>Wed, 05 Apr 2006 05:59:19 -0500</pubDate>
<description><![CDATA[Having difficulty comparing mortgages? Use this system to compare easily and find the mortgage that will save you the most money!]]></description>
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<item>
<title>Home Owner Insurance - Why You Need It and Don't Want to Buy a Home Without It!</title>
<link>http://EzineArticles.com/172802</link>
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<pubDate>Wed, 05 Apr 2006 05:19:20 -0500</pubDate>
<description><![CDATA[Home owner insurance can protect your home and investment. Learn why it is so important.]]></description>
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<title>Prepaying Your Mortgage? Read This Before You Do!</title>
<link>http://EzineArticles.com/172167</link>
<guid>http://EzineArticles.com/172167</guid>
<pubDate>Mon, 03 Apr 2006 21:42:03 -0500</pubDate>
<description><![CDATA[Prepaying your mortgage can be the right decision under the right conditions. Read on to see why you should or should not prepay your mortgage loan.]]></description>
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<item>
<title>Online Mortgages Make it Easy for Consumers</title>
<link>http://EzineArticles.com/172168</link>
<guid>http://EzineArticles.com/172168</guid>
<pubDate>Mon, 03 Apr 2006 21:23:04 -0500</pubDate>
<description><![CDATA[The Internet has revolutionized the mortgage industry. See how it has allowed the consumer to gain control of the his or her own mortgage.]]></description>
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<item>
<title>Bad Credit? You Can Still Get a Mortgage to Buy a House</title>
<link>http://EzineArticles.com/171271</link>
<guid>http://EzineArticles.com/171271</guid>
<pubDate>Sat, 01 Apr 2006 20:51:30 -0600</pubDate>
<description><![CDATA[Learn how a sub prime lender can get you a mortgage even with bad credit and help repair your credit at the same time!]]></description>
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<item>
<title>Cash Flow Control With Interest Only Payment Mortgages</title>
<link>http://EzineArticles.com/171272</link>
<guid>http://EzineArticles.com/171272</guid>
<pubDate>Sat, 01 Apr 2006 20:49:31 -0600</pubDate>
<description><![CDATA[Learn about interest only payment mortgages and how they might be the right choice for you.]]></description>
</item>
<item>
<title>Points or Not to Points?</title>
<link>http://EzineArticles.com/170557</link>
<guid>http://EzineArticles.com/170557</guid>
<pubDate>Fri, 31 Mar 2006 06:51:28 -0600</pubDate>
<description><![CDATA[Learn what points are and if you should pay them when getting a mortgage.]]></description>
</item>
<item>
<title>Credit Score? Exactly What is It and How Do You Determine It?</title>
<link>http://EzineArticles.com/170555</link>
<guid>http://EzineArticles.com/170555</guid>
<pubDate>Fri, 31 Mar 2006 06:27:28 -0600</pubDate>
<description><![CDATA[Know how to determine your credit score and how it impacts your mortgage.]]></description>
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<item>
<title>Top 5 Things Not to Do When You Apply For Your Mortgage!</title>
<link>http://EzineArticles.com/169742</link>
<guid>http://EzineArticles.com/169742</guid>
<pubDate>Thu, 30 Mar 2006 05:48:13 -0600</pubDate>
<description><![CDATA[Learn the 5 top things you don't want to do when you apply for a mortgage!]]></description>
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<item>
<title>How to Financially Prepare for Your First Home</title>
<link>http://EzineArticles.com/169741</link>
<guid>http://EzineArticles.com/169741</guid>
<pubDate>Thu, 30 Mar 2006 05:07:09 -0600</pubDate>
<description><![CDATA[Buying your first home is a big decision. Be sure you are prepared to handle the responsibilities of a new home!]]></description>
</item>
<item>
<title>Hot Temperatures Putting Your Utility Bill Through the Roof?</title>
<link>http://EzineArticles.com/168412</link>
<guid>http://EzineArticles.com/168412</guid>
<pubDate>Mon, 27 Mar 2006 20:52:46 -0600</pubDate>
<description><![CDATA[Save money on your utility bills by making you your home energy efficient! Consider an Energy Efficient Mortgage to help fund the money saving investment.]]></description>
</item>
<item>
<title>Know Your Rights When You Apply For a Mortgage</title>
<link>http://EzineArticles.com/168411</link>
<guid>http://EzineArticles.com/168411</guid>
<pubDate>Mon, 27 Mar 2006 20:11:45 -0600</pubDate>
<description><![CDATA[Understand the legal implications of disclosures and documents regarding your mortgage loan.]]></description>
</item>
<item>
<title>Save Money By Making Your House Energy Friendly! Get an Energy-Efficient Mortgage!</title>
<link>http://EzineArticles.com/167953</link>
<guid>http://EzineArticles.com/167953</guid>
<pubDate>Sun, 26 Mar 2006 17:37:45 -0600</pubDate>
<description><![CDATA[Take Out an Energy-Efficient Mortgage and save lots of money in utilities! ]]></description>
</item>
<item>
<title>How A Loan Officer Can Make or Break the Acceptance of Your Mortgage Application</title>
<link>http://EzineArticles.com/167954</link>
<guid>http://EzineArticles.com/167954</guid>
<pubDate>Sun, 26 Mar 2006 17:20:46 -0600</pubDate>
<description><![CDATA[Learn how loan officers can bridge the gap between you and a financial lender who can get you the loan you need to purchase a new home.]]></description>
</item>
<item>
<title>How Private Mortgage Insurance Can Get You a Home Without a 20% Down Payment!</title>
<link>http://EzineArticles.com/167480</link>
<guid>http://EzineArticles.com/167480</guid>
<pubDate>Sat, 25 Mar 2006 21:37:34 -0600</pubDate>
<description><![CDATA[Get the home you want with out the big down payment by getting private mortgage insurance from your lender.]]></description>
</item>
<item>
<title>Mortgage Discrimination: Know Your Rights as A Home Buyer And Consumer</title>
<link>http://EzineArticles.com/167481</link>
<guid>http://EzineArticles.com/167481</guid>
<pubDate>Sat, 25 Mar 2006 21:15:35 -0600</pubDate>
<description><![CDATA[Be educated and avoid mortgage discrimination.]]></description>
</item>
<item>
<title>Confused About Some Mortgage Terms? Don't Be! Read On To Get Your Mortgage Questions Answered!</title>
<link>http://EzineArticles.com/167065</link>
<guid>http://EzineArticles.com/167065</guid>
<pubDate>Fri, 24 Mar 2006 18:56:23 -0600</pubDate>
<description><![CDATA[Mortgage terms specific to the industry can leave someone confused and not clear on the mortgage contract at hand. Be sure to fully understand these terms so you get the best mortgage rate!]]></description>
</item>
<item>
<title>Escrow Accounts: How They Are Used in Your Real Estate Transaction</title>
<link>http://EzineArticles.com/167066</link>
<guid>http://EzineArticles.com/167066</guid>
<pubDate>Fri, 24 Mar 2006 18:52:24 -0600</pubDate>
<description><![CDATA[Find out what escrows are and why they are used in real estate transactions.]]></description>
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<item>
<title>In Danger of Losing Your Home? Don't by Following these 5 Foreclosure Avoiding Tips!</title>
<link>http://EzineArticles.com/167070</link>
<guid>http://EzineArticles.com/167070</guid>
<pubDate>Fri, 24 Mar 2006 18:41:56 -0600</pubDate>
<description><![CDATA[Avoid foreclosure by using the following 5 tips that will save your home!]]></description>
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<item>
<title>Top 9 Mortgages Explained! Find The Mortgage That is Right For You</title>
<link>http://EzineArticles.com/167068</link>
<guid>http://EzineArticles.com/167068</guid>
<pubDate>Fri, 24 Mar 2006 18:30:27 -0600</pubDate>
<description><![CDATA[Mortgage terms have you confused? Read on to find the mortgage rate that is right for your financial situation!]]></description>
</item>
<item>
<title>How to Appraise Your Current Home or Home You Are Going to Buy At True Market Value</title>
<link>http://EzineArticles.com/165403</link>
<guid>http://EzineArticles.com/165403</guid>
<pubDate>Wed, 22 Mar 2006 09:40:43 -0600</pubDate>
<description><![CDATA[Lear how to determine the true market value of a property and how to get a fair deal.]]></description>
</item>
<item>
<title>What You Need to Know to About Your Mortgage Transaction</title>
<link>http://EzineArticles.com/164395</link>
<guid>http://EzineArticles.com/164395</guid>
<pubDate>Wed, 22 Mar 2006 09:36:51 -0600</pubDate>
<description><![CDATA[Mortgage lenders, real estate brokers and sale agents work together to make your home buying experience a good one. Understand their individual roles and the relationship between them all.]]></description>
</item>
<item>
<title>Consumer Beware: The Top 9 Ways A Lender Can Rob You of Your Equity and Money!</title>
<link>http://EzineArticles.com/165406</link>
<guid>http://EzineArticles.com/165406</guid>
<pubDate>Wed, 22 Mar 2006 09:22:39 -0600</pubDate>
<description><![CDATA[Don't  be duped or pressured into a financial situation that could leave you in foreclosure or broke! These 9 tips will save you from financial ruin!]]></description>
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<item>
<title>First Time Home Buyer's 10 Step Guide! Must Read Before Buying!</title>
<link>http://EzineArticles.com/165196</link>
<guid>http://EzineArticles.com/165196</guid>
<pubDate>Wed, 22 Mar 2006 09:14:49 -0600</pubDate>
<description><![CDATA[Buying your first home can be a very exciting decision! Before you take such a huge step in your life and commit to a financial responsibility that will last for 15-30 years, make sure you follow these top ten tips that will make sure you are ready for the investment.]]></description>
</item>
<item>
<title>Use the FHA and Start The Process Toward Buying Your Very Own Home - Today!</title>
<link>http://EzineArticles.com/165193</link>
<guid>http://EzineArticles.com/165193</guid>
<pubDate>Wed, 22 Mar 2006 09:05:45 -0600</pubDate>
<description><![CDATA[A FHA loan may be the right choice for you if buying a home seems out of reach. Their are many options for lower income households that can assist in purchasing a home. Start the process today by reading and using this article.]]></description>
</item>
<item>
<title>Credit History Stopping You From Getting Mortgage Loan You Want? Learn What's On Your Credit Report</title>
<link>http://EzineArticles.com/160119</link>
<guid>http://EzineArticles.com/160119</guid>
<pubDate>Tue, 14 Mar 2006 17:41:19 -0600</pubDate>
<description><![CDATA[Don't be denied a home loan, credit card or charged an unrealistic interest rate on your mortgage just because you have made some mistakes on your credit in the past! Don't let your credit history dictate how you live your life today by learning aout the items on your credit report and how to fix them on your own, without professional help!]]></description>
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<item>
<title>Are You Considering Refinancing Your Home Mortgage? Read This First and Save Yourself Money!</title>
<link>http://EzineArticles.com/158999</link>
<guid>http://EzineArticles.com/158999</guid>
<pubDate>Tue, 14 Mar 2006 12:09:30 -0600</pubDate>
<description><![CDATA[Financing your home can be a great decision if it saves you more than it costs! Use these explanations and tips to evaluate if refinancing is the right decision for you, and if it is, how to do it!]]></description>
</item>
<item>
<title>Learn How and When to Use a 1st, 2nd or Reverse Mortgage and Utilize the Equity Built in Your Home!</title>
<link>http://EzineArticles.com/157795</link>
<guid>http://EzineArticles.com/157795</guid>
<pubDate>Sun, 12 Mar 2006 19:57:29 -0600</pubDate>
<description><![CDATA[Whether you are a first time home buyer or a long time home owner, mortgages can be used to your advantage to utilize the equity in your home. Learn about first, second and reverse mortgages, what they are and when and how they should be used.]]></description>
</item>
<item>
<title>Fixed and Adjustable Rate Mortgages - What You Need To Know Before You Make A Final Decision</title>
<link>http://EzineArticles.com/155918</link>
<guid>http://EzineArticles.com/155918</guid>
<pubDate>Thu, 09 Mar 2006 11:51:28 -0600</pubDate>
<description><![CDATA[Fixed rate and adjustable rate mortgages are common in the mortgage industry. Learn what they are, how they are determined, how they differ, and when it is best to choose one type of rate over another. Depending on the type of rate you choose, you will yield different monthly payments. Choosing the right rate for your situation can make or break your financial decisions regarding your mortgage.]]></description>
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