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<title>Joshua Suffie - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 08:35:35 -0600</pubDate>
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<description><![CDATA[Joshua Suffie is the expert behind the website Refinancing Right. For information on other home loan types have a look at out site. Mortgages are a cut throat industry. Make sure you don't get ripped off by dishonest mortgage brokers. Get one up on them by knowing how to pick the best mortgage broker and get the best deal for you.]]></description>
<lastBuildDate>Mon, 25 Aug 2008 09:05:38 -0500</lastBuildDate>
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<title>Deciphering the Types of Home Refinance Loans</title>
<link>http://EzineArticles.com/1437628</link>
<guid>http://EzineArticles.com/1437628</guid>
<pubDate>Mon, 25 Aug 2008 09:05:38 -0500</pubDate>
<description><![CDATA[Deciding to refinance your home is not something that you should do without putting a lot of thought into it. It may seem like the "magic" option for your money problems, but in some cases it may cause more harm than good. Learning more about the refinance process and why you should think about refinancing can help you to determine if refinancing your loan is best for your and your future financial situation. What do you need to know about home refinance options?]]></description>
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<item>
<title>Considering Your Home Refinance Options</title>
<link>http://EzineArticles.com/1415718</link>
<guid>http://EzineArticles.com/1415718</guid>
<pubDate>Mon, 18 Aug 2008 13:37:18 -0500</pubDate>
<description><![CDATA[A home is one of the biggest investments that most people make during their lives. Being able to pay for your home will most often dictate a need for a mortgage to pay for the home over a period of time. There may come a time when you want to refinance your home loan, however, and knowing when you may need to do this is important. What are some of the cases where you would want or need to refinance your home?]]></description>
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<title>Why You Should Not Refinance Your Home</title>
<link>http://EzineArticles.com/1399011</link>
<guid>http://EzineArticles.com/1399011</guid>
<pubDate>Wed, 13 Aug 2008 07:56:02 -0500</pubDate>
<description><![CDATA[Going through the home refinance process may seem like a good idea to save money or to get money for home improvements or other purposes, but there are some instances when you should not refinance your home. By understanding the situations where getting a refinancing loan is not such a good idea, you can better understand when you should look into the home refinance process. What are some of the reasons why you should not refinance your home?]]></description>
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<title>Things to Consider Before Refinancing Your Home</title>
<link>http://EzineArticles.com/1399002</link>
<guid>http://EzineArticles.com/1399002</guid>
<pubDate>Wed, 13 Aug 2008 07:53:59 -0500</pubDate>
<description><![CDATA[Home refinancing is a big business these days to save your home from foreclosure and to save you money. Refinancing your home should be done for the right reasons to make sure that you make the best decision for you and your family. You need to answer a few questions before you turn to refinancing your home. What are the things that you need to consider before you begin the refinancing process?]]></description>
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<title>Refinancing To Save Tax Dollars</title>
<link>http://EzineArticles.com/846555</link>
<guid>http://EzineArticles.com/846555</guid>
<pubDate>Mon, 26 Nov 2007 12:17:38 -0600</pubDate>
<description><![CDATA[Even though many people think that refinancing their home is an expensive proposition, the truth is that refinancing can saves homeowners hundreds of dollars on a monthly basis. In addition to saving money each month on your house payment, there are also tax benefits associated with refinancing your home loan.]]></description>
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<title>Should Your Parents Consider a Reverse Mortgage?</title>
<link>http://EzineArticles.com/822955</link>
<guid>http://EzineArticles.com/822955</guid>
<pubDate>Thu, 08 Nov 2007 08:19:35 -0600</pubDate>
<description><![CDATA[Are your parents struggling to make ends meet with their retirement income? Many homeowners are taking advantage of reverse mortgages as a means of being able to live more comfortably during their retirement years. A reverse mortgage offers individuals aged 62 or older to tap into the equity in their homes as a means of supplementing their monthly incomes.]]></description>
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<item>
<title>Smart Debt Consolidation</title>
<link>http://EzineArticles.com/793933</link>
<guid>http://EzineArticles.com/793933</guid>
<pubDate>Mon, 22 Oct 2007 13:55:12 -0500</pubDate>
<description><![CDATA[There are many benefits to debt consolidation, particularly for individuals who are struggling to pay off high interest debt. Debt consolidation involves taking out a single loan to pay off a number of different debts. These types of loans often result in a significant savings in interest expense. Debt consolidation can reduce your monthly cash outflow, and also reduce the length of time it takes to get out from under your debt. For many people, debt consolidation is the key to getting their finances under control.]]></description>
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<title>Beware of Junk Fees With Online Mortgage Brokers</title>
<link>http://EzineArticles.com/771517</link>
<guid>http://EzineArticles.com/771517</guid>
<pubDate>Mon, 08 Oct 2007 10:41:46 -0500</pubDate>
<description><![CDATA[Even though there are many reputable mortgage companies doing business online, there are also a number of companies who seek to take advantage of consumers with junk fees.  If you find yourself dealing with a company that starts adding on fees that weren't disclosed in the beginning, you may be dealing with an organization that isn't reputable.  Such companies often charge consumers fees that the consumers should never have to pay.]]></description>
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<title>Refinancing Can Put Cash In Your Pocket</title>
<link>http://EzineArticles.com/753740</link>
<guid>http://EzineArticles.com/753740</guid>
<pubDate>Thu, 27 Sep 2007 09:14:42 -0500</pubDate>
<description><![CDATA[One of the great benefits of refinancing you home is the ability to get cash in your pocket as a result of the transaction.  There are several different factors to consider when selecting the best refinancing option for you.  ]]></description>
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<title>Should You Consider a Reverse Mortgage?</title>
<link>http://EzineArticles.com/714183</link>
<guid>http://EzineArticles.com/714183</guid>
<pubDate>Tue, 04 Sep 2007 09:00:40 -0500</pubDate>
<description><![CDATA[Homeowners 62 and older have another excellent opportunity for benefiting from the equity of their home.  This option is the reverse mortgage, and it is designed to allow homeowners who have reached retirement age to generate an income stream based on the equity they have in their homes.  ]]></description>
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<title>Refinancing After Bankruptcy</title>
<link>http://EzineArticles.com/696500</link>
<guid>http://EzineArticles.com/696500</guid>
<pubDate>Tue, 21 Aug 2007 09:48:44 -0500</pubDate>
<description><![CDATA[Being faced with the possibility or reality of bankruptcy is a frightening prospect.  Those facing this dire financial situation are definitely likely to have concern regarding their financial options after bankruptcy.  One question people frequently have relates to whether or not they will be able to benefit from refinancing after bankruptcy.]]></description>
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<title>Is The Rate Or Term More Important When Refinancing</title>
<link>http://EzineArticles.com/677493</link>
<guid>http://EzineArticles.com/677493</guid>
<pubDate>Tue, 07 Aug 2007 08:44:19 -0500</pubDate>
<description><![CDATA[Both rate and term are important considerations when making a decision regarding the best refinancing option for your particular situation.  There are some situations in which rate is the most important factor, and there are others where term is more important.]]></description>
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<title>Refinancing Costs - The Fees Add Up</title>
<link>http://EzineArticles.com/658106</link>
<guid>http://EzineArticles.com/658106</guid>
<pubDate>Tue, 24 Jul 2007 09:40:22 -0500</pubDate>
<description><![CDATA[When you are looking to refinance your home, you should think of it as starting from square one.  This simply means that refinancing costs will be very similar to those of the original loan.  All inspections, appraisals and loan applications will still need to take place.]]></description>
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<title>Should You Get A Home Equity Loan When Refinancing?</title>
<link>http://EzineArticles.com/638964</link>
<guid>http://EzineArticles.com/638964</guid>
<pubDate>Tue, 10 Jul 2007 08:11:23 -0500</pubDate>
<description><![CDATA[Among the most economical lending solution available today are home equity loans and home equity lines of credit.  Depending on your personal financial situation, some of the interest can be used as a tax deduction.  They are generally flexible and generally offer you the best rates available.  There are a lot of advantages to a home equity loan.]]></description>
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<title>Refinancing With an Adjustable Rate Mortgage - Pros and Cons</title>
<link>http://EzineArticles.com/610891</link>
<guid>http://EzineArticles.com/610891</guid>
<pubDate>Mon, 18 Jun 2007 09:32:34 -0500</pubDate>
<description><![CDATA[There are as many advantages to refinancing with an ARM as disadvantages.  If your current loan is a fixed rate home loan, and you are considering refinancing, an ARM loan might be worth your while.  Depending on your situation, you could save money on repayments and get a better interest rate.]]></description>
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<title>How Can You Tell If You Should Refinance Now</title>
<link>http://EzineArticles.com/582225</link>
<guid>http://EzineArticles.com/582225</guid>
<pubDate>Tue, 29 May 2007 11:53:19 -0500</pubDate>
<description><![CDATA[Depending on your circumstances now might be an ideal time to refinance your home loan. On the other hand it might pay of to wait a little longer. Or you may have missed the boat all together. Read more to find out when you should refinance.]]></description>
</item>
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<title>Risk Versus Benefit In Balloon Home Loans</title>
<link>http://EzineArticles.com/574479</link>
<guid>http://EzineArticles.com/574479</guid>
<pubDate>Tue, 22 May 2007 08:05:26 -0500</pubDate>
<description><![CDATA[Balloon home loans are very short term home loans ending in a large lump sum payment.  These types of loans of necessity involve some calculated risks. So the question you need to ask yourself is - Does the potential risk outweigh the benefits?]]></description>
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<item>
<title>Refinancing to a Fixed Rate Mortgage - A Question of Safety</title>
<link>http://EzineArticles.com/563874</link>
<guid>http://EzineArticles.com/563874</guid>
<pubDate>Wed, 16 May 2007 11:16:06 -0500</pubDate>
<description><![CDATA[There are many loan options open to those who want to refinance their current home loans.  You may find yourself faced with the option of an adjustable rate mortgage or a fixed rate loan.  Which type you will choose depends on your personal situation and the expectations you have for your refinanced mortgage.  ]]></description>
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<title>How To Get The Lowest Refinance Mortgage Rates</title>
<link>http://EzineArticles.com/520873</link>
<guid>http://EzineArticles.com/520873</guid>
<pubDate>Thu, 19 Apr 2007 11:37:12 -0500</pubDate>
<description><![CDATA[Thinking of refinancing? Even the slightest drop in refinance rate can save you thousands in the long run. Learn how to get the lowest refinance interest rate here.]]></description>
</item>
<item>
<title>Refinancing With Bad Credit</title>
<link>http://EzineArticles.com/482141</link>
<guid>http://EzineArticles.com/482141</guid>
<pubDate>Wed, 14 Mar 2007 08:13:03 -0500</pubDate>
<description><![CDATA[Over half of Americans today are buried in some type of debt. Refinancing with bad credit used to be thought of as impossible.  find out how it can now be done without all the consuming hassles.  ]]></description>
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<item>
<title>Pros And Cons Of Low Cost And No Cost Refinancing</title>
<link>http://EzineArticles.com/465090</link>
<guid>http://EzineArticles.com/465090</guid>
<pubDate>Mon, 26 Feb 2007 12:03:45 -0600</pubDate>
<description><![CDATA[Since closing costs can sometimes be steep, many homeowners are searching for a low cost or no cost mortgage.  Still, you need to make sure this is the right type of loan for you.]]></description>
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