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<title>Karen Bellas - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Karen_Bellas</link>
<pubDate>Wed, 15 Feb 2012 03:06:57 -0600</pubDate>
<image><title>Karen Bellas - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Karen_Bellas</link>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[I've lived overseas many years in Turkey and Bulgaria. I currently work for a company that designs websites for real estate.]]></description>
<lastBuildDate>Wed, 30 Dec 2009 15:41:22 -0600</lastBuildDate>
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<item>
<title>Hints For First Time Buyers</title>
<link>http://EzineArticles.com/3498100</link>
<guid>http://EzineArticles.com/3498100</guid>
<pubDate>Wed, 30 Dec 2009 15:41:22 -0600</pubDate>
<description><![CDATA[Are you considering buying a home for the first times? It is a big step. This article will go over some of the things you should think about as you move forward.]]></description>
</item>
<item>
<title>Having the Right Documentation Before You Buy</title>
<link>http://EzineArticles.com/3498140</link>
<guid>http://EzineArticles.com/3498140</guid>
<pubDate>Wed, 30 Dec 2009 14:07:06 -0600</pubDate>
<description><![CDATA[After you have finished house hunting and start shopping for a mortgage, obtain a copy of your annual credit report to give you an idea of your liabilities. Also, ask for a Good Faith Estimate (GFE) from every potential lender. This is a disclosure with the mortgage lender's "best guess" estimate of all the costs related to obtaining a mortgage, and it will enable you to compare the cost of each loan, which can vary greatly depending on the type of mortgage you choose.]]></description>
</item>
<item>
<title>How to Buy the Home Warranty That Suits Your Needs</title>
<link>http://EzineArticles.com/3194557</link>
<guid>http://EzineArticles.com/3194557</guid>
<pubDate>Tue, 03 Nov 2009 13:36:33 -0600</pubDate>
<description><![CDATA[You have found your dream home. You think you have found a great deal. You are nervous, perhaps a home warranty will give you the assurance you need to go forward.]]></description>
</item>
<item>
<title>Fix Bad Credit So You Can Buy a House</title>
<link>http://EzineArticles.com/2489890</link>
<guid>http://EzineArticles.com/2489890</guid>
<pubDate>Fri, 19 Jun 2009 10:44:25 -0500</pubDate>
<description><![CDATA[These days, even though prices and interest rates are low, it is not easy to get a loan. Many people have credit issues that they have to deal with. Take the time before you find your dream house to get your credit score in shape.]]></description>
</item>
<item>
<title>Careful Packing is a Vital Factor of Your Move to a New Home</title>
<link>http://EzineArticles.com/2485730</link>
<guid>http://EzineArticles.com/2485730</guid>
<pubDate>Thu, 18 Jun 2009 07:56:20 -0500</pubDate>
<description><![CDATA[Read on to consider whether you should pack yourself or hire a moving company. Only you can decide what is best for your family.]]></description>
</item>
<item>
<title>Purchasing a Home - How to Get a Good Mortgage</title>
<link>http://EzineArticles.com/2220989</link>
<guid>http://EzineArticles.com/2220989</guid>
<pubDate>Thu, 16 Apr 2009 09:30:50 -0500</pubDate>
<description><![CDATA[Learn about getting a mortgage. Although credit is tight, if you qualify there are great deals to be had.]]></description>
</item>
<item>
<title>Closing on Your New Home</title>
<link>http://EzineArticles.com/2027848</link>
<guid>http://EzineArticles.com/2027848</guid>
<pubDate>Fri, 27 Feb 2009 11:23:46 -0600</pubDate>
<description><![CDATA[The process of buying a new home can be a bit worrying for both sides. As the home buyer, you may wonder whether or not you have made the right decision. On the broker's end, he or she may be stressing the importance of the paperwork at hand, and getting everything done promptly and correctly. ]]></description>
</item>
<item>
<title>Buyer Beware - Educate Yourself on Foreclosures Before Buying</title>
<link>http://EzineArticles.com/1928454</link>
<guid>http://EzineArticles.com/1928454</guid>
<pubDate>Wed, 28 Jan 2009 16:17:47 -0600</pubDate>
<description><![CDATA[Many people are thinking of buying a foreclosed home. Read on for some tips to be aware of before you jump into the market.]]></description>
</item>
<item>
<title>Collect Paperwork Together For a Effortless Home Buying Experience</title>
<link>http://EzineArticles.com/1897565</link>
<guid>http://EzineArticles.com/1897565</guid>
<pubDate>Wed, 21 Jan 2009 16:42:53 -0600</pubDate>
<description><![CDATA[Are you searching for the perfect home in the current real estate market? Finding the perfect property can be lengthy and trying, and sometimes the uncertainty continues unreasonably through the escrow period. It's a wise choice to know what the process includes so that you can find and organize pertinent information. ]]></description>
</item>
<item>
<title>Go Green - Revise Your Lifestyle and Improve the Environment</title>
<link>http://EzineArticles.com/1885193</link>
<guid>http://EzineArticles.com/1885193</guid>
<pubDate>Fri, 16 Jan 2009 13:47:05 -0600</pubDate>
<description><![CDATA[Eco-friendly homes are a factor a quality environment and save owners money. By reducing energy consumption, energy bills become reduced and fewer harmful gasses are released into the earth's environment. This arrangement presents a legitimate "win-win" opportunity for property owners. The course of going "green" may involve purchasing an energy efficient house, remodeling an existing property or changing to energy star appliances. ]]></description>
</item>
<item>
<title>Understand How to Buy Foreclosures Prior to Deciding to Invest</title>
<link>http://EzineArticles.com/1876609</link>
<guid>http://EzineArticles.com/1876609</guid>
<pubDate>Thu, 15 Jan 2009 08:31:50 -0600</pubDate>
<description><![CDATA[Learn all you can about foreclosures before you enter this risky market. Not every foreclosure is a good deal.]]></description>
</item>
<item>
<title>What to Know Regarding Real Estate-Owned Properties</title>
<link>http://EzineArticles.com/1860367</link>
<guid>http://EzineArticles.com/1860367</guid>
<pubDate>Fri, 09 Jan 2009 15:14:09 -0600</pubDate>
<description><![CDATA[Here are some tips about buying REO properties. Banks are looking for ways to decrease their portfolios of foreclosed homes.]]></description>
</item>
<item>
<title>Short Sales - Use the Market to Your Advantage</title>
<link>http://EzineArticles.com/1851707</link>
<guid>http://EzineArticles.com/1851707</guid>
<pubDate>Wed, 07 Jan 2009 16:08:15 -0600</pubDate>
<description><![CDATA[Now is a good time to invest in real estate. With near record low interest rates and falling home prices, it is definitely a buyers market. Short sales are some of the better deals out there.]]></description>
</item>
<item>
<title>Common Mistakes to Avoid When Buying a Foreclosed Property</title>
<link>http://EzineArticles.com/1816716</link>
<guid>http://EzineArticles.com/1816716</guid>
<pubDate>Sat, 27 Dec 2008 08:28:17 -0600</pubDate>
<description><![CDATA[Make sure that you have prepared yourself before you venture into the foreclosure market. You can make money if you avoid the pitfalls.]]></description>
</item>
<item>
<title>Avoid Bankruptcy With a Short Sale</title>
<link>http://EzineArticles.com/1799145</link>
<guid>http://EzineArticles.com/1799145</guid>
<pubDate>Fri, 19 Dec 2008 15:32:15 -0600</pubDate>
<description><![CDATA[It is possible to avoid foreclosure. Read on for what steps to take to list your home as a short sell.]]></description>
</item>
<item>
<title>The Difference Between Foreclosure Homes and Short Sale Homes</title>
<link>http://EzineArticles.com/1783191</link>
<guid>http://EzineArticles.com/1783191</guid>
<pubDate>Mon, 15 Dec 2008 14:45:33 -0600</pubDate>
<description><![CDATA[Homeowners in financial difficulties are faced with 2 options. They can let their homes be foreclosed or they can work with the bank to achieve a short sale. Read more to see which best suits your situation.]]></description>
</item>
<item>
<title>Getting the Best Price For Your Real Estate</title>
<link>http://EzineArticles.com/1769068</link>
<guid>http://EzineArticles.com/1769068</guid>
<pubDate>Wed, 10 Dec 2008 15:51:49 -0600</pubDate>
<description><![CDATA[In this buyer's market, you need to do everything that you can to make sure you get the best possible price for your property. Read on for some tips before you put your house on the market.]]></description>
</item>
<item>
<title>Make Sure Your Family is Taken Care of During a Natural Disaster</title>
<link>http://EzineArticles.com/1758684</link>
<guid>http://EzineArticles.com/1758684</guid>
<pubDate>Mon, 08 Dec 2008 11:43:02 -0600</pubDate>
<description><![CDATA[Surviving a natural disaster is not difficult if you prepare ahead. Read on for tips on how to get your family prepared.]]></description>
</item>
<item>
<title>Begin Your Own Organic Garden in Southern California</title>
<link>http://EzineArticles.com/1750477</link>
<guid>http://EzineArticles.com/1750477</guid>
<pubDate>Thu, 04 Dec 2008 11:21:34 -0600</pubDate>
<description><![CDATA[With a bit of work and dedication, you can have an organic garden. Make a difference to the environment by working with nature.]]></description>
</item>
<item>
<title>Collect Paperwork Before You Purchase a Home</title>
<link>http://EzineArticles.com/1667682</link>
<guid>http://EzineArticles.com/1667682</guid>
<pubDate>Mon, 10 Nov 2008 15:19:20 -0600</pubDate>
<description><![CDATA[Learn about the paperwork required to purchase a home. Prepare ahead of time for a smooth closing.]]></description>
</item>
<item>
<title>Grow an Organic Garden in the Desert!</title>
<link>http://EzineArticles.com/1629994</link>
<guid>http://EzineArticles.com/1629994</guid>
<pubDate>Thu, 30 Oct 2008 13:21:06 -0500</pubDate>
<description><![CDATA[Yes, it is possible to have an organic garden in Arizona. It takes patience, persistence, preparation and water.]]></description>
</item>
<item>
<title>Strive to Avoid Bankruptcy</title>
<link>http://EzineArticles.com/1615717</link>
<guid>http://EzineArticles.com/1615717</guid>
<pubDate>Mon, 27 Oct 2008 08:31:08 -0500</pubDate>
<description><![CDATA[Learn about the two types of bankruptcy. They have different consequences for your credit score.]]></description>
</item>
<item>
<title>Understand What a Foreclosure is Before You Start</title>
<link>http://EzineArticles.com/1605148</link>
<guid>http://EzineArticles.com/1605148</guid>
<pubDate>Thu, 23 Oct 2008 09:08:10 -0500</pubDate>
<description><![CDATA[Weigh the positives and negatives of buying foreclosures before you jump into it. You can save a lot of money, but you can also lose your shirt.]]></description>
</item>
<item>
<title>Tips For Choosing Between New Kitchen Cabinets and Re-Facing Your Old Kitchen Cabinets</title>
<link>http://EzineArticles.com/1566984</link>
<guid>http://EzineArticles.com/1566984</guid>
<pubDate>Fri, 10 Oct 2008 09:00:55 -0500</pubDate>
<description><![CDATA[This articles helps you weigh the options of buying new cabinets or re-finishing the old ones. There is more than one way to update your kitchen.]]></description>
</item>
<item>
<title>Trees Protect Your Home From the Arizona Sunlight and Save Energy</title>
<link>http://EzineArticles.com/1531806</link>
<guid>http://EzineArticles.com/1531806</guid>
<pubDate>Fri, 03 Oct 2008 16:09:35 -0500</pubDate>
<description><![CDATA[Learn how trees help homeowners in Arizona. Trees can protect your home from damaging sunlight. Smart tree planting can also reduce your energy costs.]]></description>
</item>
<item>
<title>Weigh Your Landscaping Alternatives of Gravel and Grass</title>
<link>http://EzineArticles.com/1503144</link>
<guid>http://EzineArticles.com/1503144</guid>
<pubDate>Fri, 19 Sep 2008 15:12:11 -0500</pubDate>
<description><![CDATA[There are 2 main options for landscaping, lawn or gravel. Read on for factor to take into account when making the decision.]]></description>
</item>
<item>
<title>Can Your Carbon Footprint Be Reduced? What Steps Can You Take to Reduce Your Carbon Footprint?</title>
<link>http://EzineArticles.com/1492029</link>
<guid>http://EzineArticles.com/1492029</guid>
<pubDate>Tue, 16 Sep 2008 09:50:52 -0500</pubDate>
<description><![CDATA[Read on for tips that you can put in practice today to save money and reduce your impact on the environment. Everyone benefits.]]></description>
</item>
<item>
<title>First-Time Home Buyer? First, Find Yourself a Good Team</title>
<link>http://EzineArticles.com/1482483</link>
<guid>http://EzineArticles.com/1482483</guid>
<pubDate>Thu, 11 Sep 2008 16:17:04 -0500</pubDate>
<description><![CDATA[Going alone on your first-time home purchase is not a good idea. Professionals will help you to avoid mistakes, answer questions, and help you find the right home.]]></description>
</item>
<item>
<title>Buying a Property to Flip It</title>
<link>http://EzineArticles.com/1468429</link>
<guid>http://EzineArticles.com/1468429</guid>
<pubDate>Tue, 09 Sep 2008 10:37:58 -0500</pubDate>
<description><![CDATA[Learn some of the basics of house flipping. In this market, can you make money?]]></description>
</item>
<item>
<title>Have Fun Outdoors in Dallas-Fort Worth</title>
<link>http://EzineArticles.com/1448069</link>
<guid>http://EzineArticles.com/1448069</guid>
<pubDate>Wed, 03 Sep 2008 08:15:11 -0500</pubDate>
<description><![CDATA[Dallas/Fort Worth is a great place to live if you enjoy spending time outdoors. Read on to learn more about what is available.]]></description>
</item>
<item>
<title>Secrets to Getting the Best Price For Your Real Estate</title>
<link>http://EzineArticles.com/1439832</link>
<guid>http://EzineArticles.com/1439832</guid>
<pubDate>Thu, 28 Aug 2008 08:51:38 -0500</pubDate>
<description><![CDATA[Read on for tips on getting your house to sell quickly. There are steps you can take to make sure you get better offers.]]></description>
</item>
<item>
<title>Factors in Buying a Second Home</title>
<link>http://EzineArticles.com/1421060</link>
<guid>http://EzineArticles.com/1421060</guid>
<pubDate>Tue, 19 Aug 2008 16:06:34 -0500</pubDate>
<description><![CDATA[Learn what lenders deem to be a second home. What are the financing options?]]></description>
</item>
<item>
<title>Phoenix Condo and Loft Owners Avoid the Hassles of Home Maintenance and Long City Commutes</title>
<link>http://EzineArticles.com/1410480</link>
<guid>http://EzineArticles.com/1410480</guid>
<pubDate>Mon, 18 Aug 2008 08:10:27 -0500</pubDate>
<description><![CDATA[Phoenix has joined other major U.S. cities in offering urban lofts for young professionals. We may be the youngest large city to join this trend but we are catching up.]]></description>
</item>
<item>
<title>Home Buyers Use Escrow For a Secure Transaction</title>
<link>http://EzineArticles.com/1408616</link>
<guid>http://EzineArticles.com/1408616</guid>
<pubDate>Fri, 15 Aug 2008 13:05:05 -0500</pubDate>
<description><![CDATA[Learn about escrow, that weird word that real estate agents use. Escrow is a protection for both parties in a real estate transaction.]]></description>
</item>
<item>
<title>You Decide on a Real Estate Price You Can Afford to Pay</title>
<link>http://EzineArticles.com/1386126</link>
<guid>http://EzineArticles.com/1386126</guid>
<pubDate>Fri, 08 Aug 2008 09:07:20 -0500</pubDate>
<description><![CDATA[Here are some tips for you to consider so that you don't go for a house that is more than you can afford. Don't let a lender tell you how much you can afford.]]></description>
</item>
<item>
<title>Rent-to-Own Homes Or the Lease Purchase Option</title>
<link>http://EzineArticles.com/1259319</link>
<guid>http://EzineArticles.com/1259319</guid>
<pubDate>Thu, 19 Jun 2008 15:45:11 -0500</pubDate>
<description><![CDATA[Items to think about when consider home options. Is a lease purchase option a good choice?]]></description>
</item>
<item>
<title>Searching For a Good Mortgage</title>
<link>http://EzineArticles.com/1258995</link>
<guid>http://EzineArticles.com/1258995</guid>
<pubDate>Thu, 19 Jun 2008 15:32:16 -0500</pubDate>
<description><![CDATA[Even though the current housing market is unstable, the interest rates are still very low, so finding a great mortgage is likely with a little research. However, there are many variables, so finding the right mortgage for your circumstances will take some work. It is important that you understand the effects of each aspect of the mortgage.]]></description>
</item>
<item>
<title>New Home Buyers Need to Plan For Closing Fees</title>
<link>http://EzineArticles.com/1258302</link>
<guid>http://EzineArticles.com/1258302</guid>
<pubDate>Thu, 19 Jun 2008 13:23:47 -0500</pubDate>
<description><![CDATA[Factor in all the fees before you go to your closing. Here is an idea of what to look for.]]></description>
</item>
<item>
<title>Should I Buy a Home With a Swimming Pool?</title>
<link>http://EzineArticles.com/1256113</link>
<guid>http://EzineArticles.com/1256113</guid>
<pubDate>Wed, 18 Jun 2008 15:55:43 -0500</pubDate>
<description><![CDATA[Buying a home with a swimming pool is a major decision. Look at these reasons to consider.]]></description>
</item>
<item>
<title>Buying a Home is an Emotional Decision</title>
<link>http://EzineArticles.com/1255951</link>
<guid>http://EzineArticles.com/1255951</guid>
<pubDate>Wed, 18 Jun 2008 15:45:07 -0500</pubDate>
<description><![CDATA[It has been said that buyers are irrational beings. Buyers think that they make their decisions through a reasonable weighing of the facts. However, research shows that they actually buy from their emotions first and use their logic skills second.]]></description>
</item>
<item>
<title>Choose the Location of Your New Home Wisely</title>
<link>http://EzineArticles.com/1255711</link>
<guid>http://EzineArticles.com/1255711</guid>
<pubDate>Wed, 18 Jun 2008 15:10:30 -0500</pubDate>
<description><![CDATA[Consider these aspects of choosing the community to buy a new home. Location is a factor in future resale value.]]></description>
</item>
<item>
<title>Buy Homes by Short Sale</title>
<link>http://EzineArticles.com/1253511</link>
<guid>http://EzineArticles.com/1253511</guid>
<pubDate>Wed, 18 Jun 2008 09:05:24 -0500</pubDate>
<description><![CDATA[Good deals can be had by patient home buyers. Sellers who bought high can get their lenders to agree to short sales.]]></description>
</item>
<item>
<title>Is an Adjustable Rate Mortgage Right For You?</title>
<link>http://EzineArticles.com/1253369</link>
<guid>http://EzineArticles.com/1253369</guid>
<pubDate>Tue, 17 Jun 2008 16:18:23 -0500</pubDate>
<description><![CDATA[What to think about if you are considering getting an adjustable rate mortgage to finance your home. These loans are not right for everyone.]]></description>
</item>
<item>
<title>What is Title Insurance?</title>
<link>http://EzineArticles.com/1252521</link>
<guid>http://EzineArticles.com/1252521</guid>
<pubDate>Tue, 17 Jun 2008 15:26:05 -0500</pubDate>
<description><![CDATA[This brief article explains why you need title insurance. You may want to purchase more than lender required title insurance.]]></description>
</item>
<item>
<title>What Home Buyers Should Know About Offers</title>
<link>http://EzineArticles.com/1252444</link>
<guid>http://EzineArticles.com/1252444</guid>
<pubDate>Tue, 17 Jun 2008 15:13:19 -0500</pubDate>
<description><![CDATA[Be sure to include all aspects of your conditions for buying your new home when putting in your offer. You want to be able to get out of the offer if the house is not all that you thought it was.]]></description>
</item>
<item>
<title>Home Buyer's Unexpected Expenses</title>
<link>http://EzineArticles.com/1247769</link>
<guid>http://EzineArticles.com/1247769</guid>
<pubDate>Mon, 16 Jun 2008 15:11:48 -0500</pubDate>
<description><![CDATA[Home buyers need to consider all the expenses that go into purchasing a new home. Here is a brief overview of most significant fees you can expect.]]></description>
</item>
<item>
<title>Buying a Green Home - What Things to Look For</title>
<link>http://EzineArticles.com/1247713</link>
<guid>http://EzineArticles.com/1247713</guid>
<pubDate>Mon, 16 Jun 2008 14:58:49 -0500</pubDate>
<description><![CDATA[It helps if you can find a "green" realtor, someone who thinks like you and knows which listed houses in the area you are looking have "green appeal."  Green Energy is Possible.  When you look at homes, how much energy it takes to live there comfortably is an important factor. Square footage plays a big part in energy efficiency; the bigger the house the more energy it will take to heat and cool it.]]></description>
</item>
<item>
<title>Country Homes - Considerations When Buying</title>
<link>http://EzineArticles.com/1247753</link>
<guid>http://EzineArticles.com/1247753</guid>
<pubDate>Mon, 16 Jun 2008 14:55:23 -0500</pubDate>
<description><![CDATA[Having a place in the country is a dream that many of us have. Getting away from the pollution and speedy lifestyle of city life is very appealing. What are some of the potential pitfalls of making this move?]]></description>
</item>
<item>
<title>For Sale by Owner is Not Always Wise</title>
<link>http://EzineArticles.com/1245033</link>
<guid>http://EzineArticles.com/1245033</guid>
<pubDate>Mon, 16 Jun 2008 10:02:20 -0500</pubDate>
<description><![CDATA[Consider some of the disadvantages of "for sale by owner". Realtors earn their commission.]]></description>
</item>
<item>
<title>Is Predatory Lending a Factor in the Mortgage Community?</title>
<link>http://EzineArticles.com/1244980</link>
<guid>http://EzineArticles.com/1244980</guid>
<pubDate>Mon, 16 Jun 2008 09:56:53 -0500</pubDate>
<description><![CDATA[Should Mortgage Seekers Worry about Predatory Lenders?       Unscrupulous lenders often prey upon borrowers who don't completely understand the intricacies of mortgage lending. Predatory lenders are most likely to target the less educated, people from lower socio-economic groups and the elderly.]]></description>
</item>
<item>
<title>The Magical Misery Tour</title>
<link>http://EzineArticles.com/1244923</link>
<guid>http://EzineArticles.com/1244923</guid>
<pubDate>Mon, 16 Jun 2008 09:40:11 -0500</pubDate>
<description><![CDATA[Creative real estate agents have found a new way to promote the sale of foreclosures. Banks, realtors and buyers benefit from this new way to find and buy investment property.]]></description>
</item>
<item>
<title>Know the Facts About Declaring Bankruptcy - Chapter 7</title>
<link>http://EzineArticles.com/1244769</link>
<guid>http://EzineArticles.com/1244769</guid>
<pubDate>Mon, 16 Jun 2008 09:19:12 -0500</pubDate>
<description><![CDATA[Can I file bankruptcy without losing my home? Is bankruptcy a good option for my situation?]]></description>
</item>
<item>
<title>Monitor Your Credit Report Before Buying a Home</title>
<link>http://EzineArticles.com/1242322</link>
<guid>http://EzineArticles.com/1242322</guid>
<pubDate>Fri, 13 Jun 2008 11:48:27 -0500</pubDate>
<description><![CDATA[Making sure that your credit score is as high as possible before you buy a home is essential. By checking your credit report, you can learn area that need fixing or where you can improve before you start looking at houses.]]></description>
</item>
<item>
<title>Look at the HOA Rules Before You Buy</title>
<link>http://EzineArticles.com/1242302</link>
<guid>http://EzineArticles.com/1242302</guid>
<pubDate>Fri, 13 Jun 2008 10:05:40 -0500</pubDate>
<description><![CDATA[Townhouse and condominium communities have Home Owners Associations (HOA). These associations are responsible for the upkeep of the shared environments, pools and many times the external facade of the houses themselves. Fences are kept in repair, and hopefully free of graffiti, while parking lots are lighted and lawns mowed.]]></description>
</item>
<item>
<title>Determine What Kind of Land is Right is Perfect For You</title>
<link>http://EzineArticles.com/1242064</link>
<guid>http://EzineArticles.com/1242064</guid>
<pubDate>Fri, 13 Jun 2008 08:47:12 -0500</pubDate>
<description><![CDATA[The first question to determine is what type of land the buyer is looking for. Currently you will find a variety of land lots available on the MLS. Land parcels vary, from lots to large acreage and developed or undeveloped.]]></description>
</item>
<item>
<title>Get to Know the HomeOwners Association (HOA) Before You Buy</title>
<link>http://EzineArticles.com/1241984</link>
<guid>http://EzineArticles.com/1241984</guid>
<pubDate>Fri, 13 Jun 2008 08:46:36 -0500</pubDate>
<description><![CDATA[If you're thinking of moving into a community with a homeowners association (HOA), you need to learn its cost and what your payments will fund. Every HOA is unique and has its own rules and regulations. You will want to become familiar with them before you purchase your home.]]></description>
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<item>
<title>Routines Help Children Adjust to Moves</title>
<link>http://EzineArticles.com/1241389</link>
<guid>http://EzineArticles.com/1241389</guid>
<pubDate>Thu, 12 Jun 2008 16:22:50 -0500</pubDate>
<description><![CDATA[Traditions ease the transition from one place to another. When you relocate, your family has many changes to deal with. You can help your family adjust to a new home by sticking to family and individual routines as soon as possible.]]></description>
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<item>
<title>Credit Counseling Agencies Help Remove Debt to Facilitate Home Purchase</title>
<link>http://EzineArticles.com/1241444</link>
<guid>http://EzineArticles.com/1241444</guid>
<pubDate>Thu, 12 Jun 2008 15:40:42 -0500</pubDate>
<description><![CDATA[Consider contacting a credit counseling agency for advice on getting out of debt. Make sure that you contact a reliable credit counseling agency. Some of these agencies make money off of your debt.]]></description>
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<item>
<title>What You Should Know About Buying a Second Home</title>
<link>http://EzineArticles.com/1241525</link>
<guid>http://EzineArticles.com/1241525</guid>
<pubDate>Thu, 12 Jun 2008 15:34:06 -0500</pubDate>
<description><![CDATA[Buying a second home is similar to buying your primary residence. These homes have a unique tax situation.]]></description>
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<item>
<title>Veterans Qualify For VA Loans</title>
<link>http://EzineArticles.com/1242237</link>
<guid>http://EzineArticles.com/1242237</guid>
<pubDate>Thu, 12 Jun 2008 12:24:56 -0500</pubDate>
<description><![CDATA[Banks and other private mortgage companies make a special type of home loan a portion of which is guaranteed by the Veterans Administration (VA) to veterans of the US Armed Services. This guarantee protects the lender's investment should the borrower default.]]></description>
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<item>
<title>Rental Properties Offer Owners Tax Advantages</title>
<link>http://EzineArticles.com/1239534</link>
<guid>http://EzineArticles.com/1239534</guid>
<pubDate>Thu, 12 Jun 2008 08:47:19 -0500</pubDate>
<description><![CDATA[Landlords have the tax advantage of deducting property tax expenses and mortgage interest costs from their federal tax return. Beyond these deductions, they have the advantage of many more tax incentives.]]></description>
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<item>
<title>Five Primary Components to Determining Your Credit Score</title>
<link>http://EzineArticles.com/1239500</link>
<guid>http://EzineArticles.com/1239500</guid>
<pubDate>Thu, 12 Jun 2008 08:29:32 -0500</pubDate>
<description><![CDATA[Learning what makes up your credit score is the first step to improving it. This is essential information for those wanting to buy a home.]]></description>
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<item>
<title>Alternative Credit Helps Home Buyers With No Credit History</title>
<link>http://EzineArticles.com/1239441</link>
<guid>http://EzineArticles.com/1239441</guid>
<pubDate>Thu, 12 Jun 2008 08:21:54 -0500</pubDate>
<description><![CDATA[For people with little or no credit history, keeping records for 12 months of paying your bills on time. This can mean the difference between getting that mortgage and building equity, or continuing as a renter.]]></description>
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<item>
<title>Creative Financing For Real Estate</title>
<link>http://EzineArticles.com/1239283</link>
<guid>http://EzineArticles.com/1239283</guid>
<pubDate>Wed, 11 Jun 2008 16:54:44 -0500</pubDate>
<description><![CDATA[These days there are many types of loans available. Motivated buyers will be able to find new options to finance their dream home.]]></description>
</item>
<item>
<title>Home Buyers Find FHA Loans Easy to Get</title>
<link>http://EzineArticles.com/1239329</link>
<guid>http://EzineArticles.com/1239329</guid>
<pubDate>Wed, 11 Jun 2008 15:21:25 -0500</pubDate>
<description><![CDATA[FHA loans are a little easier to qualify for than conventional loans. This can be a great option for some one who has experienced a recent bankruptcy or foreclosure.]]></description>
</item>
<item>
<title>Your Credit Report Affects Your Home Buying Ability</title>
<link>http://EzineArticles.com/1225316</link>
<guid>http://EzineArticles.com/1225316</guid>
<pubDate>Tue, 10 Jun 2008 09:04:00 -0500</pubDate>
<description><![CDATA[Consider the affects of a negative credit report on you ability to buy a home. What can you do to correct a mistake on your credit report.]]></description>
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<item>
<title>Home Buyers Consider Pool Safety</title>
<link>http://EzineArticles.com/1225391</link>
<guid>http://EzineArticles.com/1225391</guid>
<pubDate>Fri, 06 Jun 2008 13:11:12 -0500</pubDate>
<description><![CDATA[Each year several hundred people, mostly children drown in public or private pools and thousands are injured. These numbers can be drastically reduced if pool safety becomes a top priority for everyone who owns a swimming pool. Home buyers should consider these safety issues when seeking to buy a home with a swimming pool.]]></description>
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<item>
<title>What First-Time Home Buyers Need to Know</title>
<link>http://EzineArticles.com/1225365</link>
<guid>http://EzineArticles.com/1225365</guid>
<pubDate>Fri, 06 Jun 2008 13:10:28 -0500</pubDate>
<description><![CDATA[Make your first home buying experience a good one. Educate your self on the real estate market. Be a savvy first-time home buyer.]]></description>
</item>
<item>
<title>Searching For Affordable Homes For Sale</title>
<link>http://EzineArticles.com/1225278</link>
<guid>http://EzineArticles.com/1225278</guid>
<pubDate>Fri, 06 Jun 2008 13:09:47 -0500</pubDate>
<description><![CDATA[Affordable homes vary in price according to neighborhood. In some neighborhoods, an affordable home costs $500,000. In others, an affordable home is $150,000. It just depends on the market in your area. Only you can determine what is affordable for you.]]></description>
</item>
<item>
<title>Moving - Where Are the Best Schools in Arizona?</title>
<link>http://EzineArticles.com/1225545</link>
<guid>http://EzineArticles.com/1225545</guid>
<pubDate>Fri, 06 Jun 2008 11:14:59 -0500</pubDate>
<description><![CDATA[Finding a good neighborhood school can ease the transition when making a move. Research the schools in the location you are moving to to make the best choice for your child.]]></description>
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<item>
<title>Staging Your Home For a Better Sale</title>
<link>http://EzineArticles.com/1225510</link>
<guid>http://EzineArticles.com/1225510</guid>
<pubDate>Fri, 06 Jun 2008 11:14:13 -0500</pubDate>
<description><![CDATA[Staging your home results in a better and quicker sale. Details will make a difference. Get help if you need it.]]></description>
</item>
<item>
<title>Investing in Property is Rarely a Risk</title>
<link>http://EzineArticles.com/1225484</link>
<guid>http://EzineArticles.com/1225484</guid>
<pubDate>Fri, 06 Jun 2008 11:13:38 -0500</pubDate>
<description><![CDATA[There are two ways to make money on investment property. One is by buying, then selling at a profit. The second is by buying then renting the property. Explore the possibilities.]]></description>
</item>
<item>
<title>Chandler - a Great Place to Relocate in Phoenix - Arizona</title>
<link>http://EzineArticles.com/1213538</link>
<guid>http://EzineArticles.com/1213538</guid>
<pubDate>Tue, 03 Jun 2008 15:38:33 -0500</pubDate>
<description><![CDATA[Chandler is an ideal Phoenix suburb. Families will appreciate Chandler schools. Recreational opportunities abound in Chandler.]]></description>
</item>
<item>
<title>Gilbert is a Great Choice For Families Couples and Singles Relocating to Arizona</title>
<link>http://EzineArticles.com/1214301</link>
<guid>http://EzineArticles.com/1214301</guid>
<pubDate>Tue, 03 Jun 2008 12:45:32 -0500</pubDate>
<description><![CDATA[Gilbert in Arizona is a great place to relocate for families, seniors and couples. Active individuals will like Gilbert. Families will find good schools and recreational opportunities.]]></description>
</item>
<item>
<title>Curb Appeal For Arizona Property - Make a Good First Impression</title>
<link>http://EzineArticles.com/1211570</link>
<guid>http://EzineArticles.com/1211570</guid>
<pubDate>Tue, 03 Jun 2008 10:50:49 -0500</pubDate>
<description><![CDATA[Does your home have "curb appeal?" In this buyers market, you can't afford to have them just drive by and not stop and take a look behind the door. What can you do to make them stop and look?]]></description>
</item>
<item>
<title>Mortgage Facts You Should Know About Interest Rates, Points and Fees</title>
<link>http://EzineArticles.com/1211883</link>
<guid>http://EzineArticles.com/1211883</guid>
<pubDate>Tue, 03 Jun 2008 10:15:44 -0500</pubDate>
<description><![CDATA[When you buy a home, you need to understand all the costs that go into making this extremely important purchase. What are the costs that you have to pay at closing?]]></description>
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