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<title>Ken Go - EzineArticles Expert Author</title>
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<pubDate>Tue, 14 Feb 2012 17:13:24 -0600</pubDate>
<image><title>Ken Go - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Ken Go is a southern California mortgage broker who likes to help his home loan clients improve their credit in order to get the best home loan for their needs. Ken has been in the southern California home loan business since 1987. His honesty and courtesy equal loyalty to his customers. Forget about "good faith estimates." With 1st Innovative Finance Group, all loan rates and fees are guaranteed upon application. Ken Go speaks English, Chinese, and Filipino (Tagalog).]]></description>
<lastBuildDate>Tue, 21 Mar 2006 09:17:26 -0600</lastBuildDate>
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<title>Neighborhood Program - No Down Payment or Closing Costs</title>
<link>http://EzineArticles.com/162302</link>
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<pubDate>Tue, 21 Mar 2006 09:17:26 -0600</pubDate>
<description><![CDATA[No money down homebuyers program that might actually work! Lower rates, no down or closing, and all you have to do is qualify and learn!]]></description>
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<title>Mortgage Mailers: Am I Really Pre-Approved?</title>
<link>http://EzineArticles.com/154152</link>
<guid>http://EzineArticles.com/154152</guid>
<pubDate>Tue, 07 Mar 2006 14:37:27 -0600</pubDate>
<description><![CDATA[Isn't it annoying to get all that junk mail from companies trying to get you to apply for a home mortgage? Here are some reasons to be wary of the high-pressure sales tactics from mortgage mailer people.]]></description>
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<title>Is a Reverse Mortgage Good for Me?</title>
<link>http://EzineArticles.com/149382</link>
<guid>http://EzineArticles.com/149382</guid>
<pubDate>Tue, 21 Feb 2006 12:43:47 -0600</pubDate>
<description><![CDATA[A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. The interest, of course, is added to the balance of the loan. For many people, that's just fine. But there are other issues to consider.]]></description>
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<title>Refinance Your ARM Loans before Rates go any Higher</title>
<link>http://EzineArticles.com/148278</link>
<guid>http://EzineArticles.com/148278</guid>
<pubDate>Sun, 19 Feb 2006 18:13:28 -0600</pubDate>
<description><![CDATA[Should I refinance my 2 years fixed loan now? Of course, the answer definitely would depend on the whole scenario for each borrower.]]></description>
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<title>Pay No Closing Costs for Refinancing - The Advantages of a No Closing Cost Loan</title>
<link>http://EzineArticles.com/147829</link>
<guid>http://EzineArticles.com/147829</guid>
<pubDate>Sun, 19 Feb 2006 14:15:18 -0600</pubDate>
<description><![CDATA[If you hear the term "Absolutely No Closing Cost," you would assume that there are no closing costs (lender, escrow and title) involved in the loan. But actually this is really just a creative way of marketing or selling this type of loan. Is there really a absolutely no closing cost loan?]]></description>
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<title>Things to Avoid When Applying for a Home Loan - the Five Don'ts to Get the Best Mortgage</title>
<link>http://EzineArticles.com/147470</link>
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<pubDate>Sat, 18 Feb 2006 17:03:33 -0600</pubDate>
<description><![CDATA[Here are some warning tips on what to avoid doing right now so you can get the best mortgage later on. If you are not qualified because of credit issues right now, never lose hope for you can always plan for the future. It is very possible that in a few months time you will be able to buy a home if you follow these tips.]]></description>
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<title>Avoid Paying Prepayment Penalties</title>
<link>http://EzineArticles.com/146797</link>
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<pubDate>Fri, 17 Feb 2006 10:02:46 -0600</pubDate>
<description><![CDATA[Here's a home loan question I get a lot: How can I avoid the prepayment penalty when I want to refinance my home prior to the penalty terms?
]]></description>
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<title>What is the 1% or 1250% Mortgage Interest Rate All About?</title>
<link>http://EzineArticles.com/146533</link>
<guid>http://EzineArticles.com/146533</guid>
<pubDate>Thu, 16 Feb 2006 18:40:35 -0600</pubDate>
<description><![CDATA[This low start rate or what we call a "teaser rate" is an option payment that the lender will allow you to pay for the first year you have the loan. But what they have to fully explain to you is that, if you choose that 1% mortgage rate option, you will have a deferred payment that will be added to your mortgage balance. That is called a "Negative Amortization Loan" which means if you choose the low payment option there is an ability to increase to 115% of your loan balance.]]></description>
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<title>Five Do's To Get the Best Mortgage</title>
<link>http://EzineArticles.com/145819</link>
<guid>http://EzineArticles.com/145819</guid>
<pubDate>Thu, 16 Feb 2006 09:32:15 -0600</pubDate>
<description><![CDATA[Everybody comes into the real estate market with a different perspective and level of experience. But some general rules apply to pretty much anybody when it comes to getting the money to buy a home. So here are some of the do's that borrowers will want to consider.]]></description>
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