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<title>Ki Gray - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Ki_Gray</link>
<pubDate>Tue, 14 Feb 2012 20:28:24 -0600</pubDate>
<image><title>Ki Gray - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Ki Gray is a real estate agent working in Austin Texas.   He has enjoyed helping clients look for right home for their needs.  If you are thinking of relocating to Austin or investing in the Austin Real Estate market feel free to give Ki a call.]]></description>
<lastBuildDate>Tue, 31 Aug 2010 12:34:44 -0500</lastBuildDate>
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<title>Volente Beach Water Park</title>
<link>http://EzineArticles.com/4946707</link>
<guid>http://EzineArticles.com/4946707</guid>
<pubDate>Tue, 31 Aug 2010 12:34:44 -0500</pubDate>
<description><![CDATA[Even though it's nearly December, it's never too early to think about summer time fun. Volente Beach Water Park is just a hop, skip and splash away from Austin, in Cedar Park. It's located on FM 2769 right on the beach of beautiful Lake Travis.]]></description>
</item>
<item>
<title>Dove Springs - A Quaint, Family-Oriented Community</title>
<link>http://EzineArticles.com/4880964</link>
<guid>http://EzineArticles.com/4880964</guid>
<pubDate>Fri, 20 Aug 2010 10:14:22 -0500</pubDate>
<description><![CDATA[Dove springs is a small community in the southeast Austin real estate market. This article looks at the Dove Springs community.]]></description>
</item>
<item>
<title>The Fed's Role in Crisis and Recovery</title>
<link>http://EzineArticles.com/4880885</link>
<guid>http://EzineArticles.com/4880885</guid>
<pubDate>Fri, 20 Aug 2010 09:25:03 -0500</pubDate>
<description><![CDATA[The Federal Reserve has played a large role in the current economic crisis. This article looks at the crisis and the role the federal reserve has played.]]></description>
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<item>
<title>Find a Good Deal on an East Coast Vacation Home</title>
<link>http://EzineArticles.com/4779409</link>
<guid>http://EzineArticles.com/4779409</guid>
<pubDate>Mon, 02 Aug 2010 15:33:00 -0500</pubDate>
<description><![CDATA[If you're looking for some vacation homage on the east coast, you've come to the right place. There's plenty of it available for everyone. Some of the best deals are in foreclosure and some are even going up on the auction block, so you won't want to waste too much time before you check them out.]]></description>
</item>
<item>
<title>Future of the Housing Market</title>
<link>http://EzineArticles.com/4779382</link>
<guid>http://EzineArticles.com/4779382</guid>
<pubDate>Mon, 02 Aug 2010 15:11:25 -0500</pubDate>
<description><![CDATA[The general thought out there seems to be that the housing market has been bolstered by the tax credit--which was the point--and now will come tumbling down again. Maybe not, says University of Chicago economist Casey Mulligan. Even the home price index report points out that May is historically a strong month for home sales.]]></description>
</item>
<item>
<title>The Jolly Area of Jollyville Road</title>
<link>http://EzineArticles.com/4779370</link>
<guid>http://EzineArticles.com/4779370</guid>
<pubDate>Mon, 02 Aug 2010 15:09:11 -0500</pubDate>
<description><![CDATA[Jollyville is an area in west Austin. This article looks at the area of Jollyville.]]></description>
</item>
<item>
<title>The Town of Wimberley</title>
<link>http://EzineArticles.com/4692418</link>
<guid>http://EzineArticles.com/4692418</guid>
<pubDate>Wed, 21 Jul 2010 12:06:05 -0500</pubDate>
<description><![CDATA[Even just a stroll down Main Street is a unique Wimberley experience with its eclectic array of shops and eateries. This Hill Country town needs to be put on the to-do list.]]></description>
</item>
<item>
<title>Can You Influence What Airs on TV?</title>
<link>http://EzineArticles.com/4692400</link>
<guid>http://EzineArticles.com/4692400</guid>
<pubDate>Tue, 20 Jul 2010 14:19:19 -0500</pubDate>
<description><![CDATA[Ever been concerned about what you see on television? What your children see? Want to know if you can influence the programming you do and don't want to see on TV? You can make a difference if you begin taking some specific initiatives.]]></description>
</item>
<item>
<title>The Town of Georgetown in Texas</title>
<link>http://EzineArticles.com/4692394</link>
<guid>http://EzineArticles.com/4692394</guid>
<pubDate>Tue, 20 Jul 2010 14:02:24 -0500</pubDate>
<description><![CDATA[If there is one Central Texas town that has grown significantly in the last 10 years, it would be Georgetown. The Williamson County seat is a picture-perfect small town, with its town square surrounding the historic courthouse. The town was founded in 1848, the same year Williamson County was established.]]></description>
</item>
<item>
<title>Escape to Fabulous Fredericksburg</title>
<link>http://EzineArticles.com/4604284</link>
<guid>http://EzineArticles.com/4604284</guid>
<pubDate>Tue, 06 Jul 2010 18:56:52 -0500</pubDate>
<description><![CDATA[Just a little over an hour out of Austin, Fredericksburg offers a little of something for everyone. Whether it's sausage, wine or wildflowers, Fredericksburg is a great escape for anyone looking to step away from the hustle and bustle for awhile.]]></description>
</item>
<item>
<title>How to Become a Famous Real Estate Agent</title>
<link>http://EzineArticles.com/4604312</link>
<guid>http://EzineArticles.com/4604312</guid>
<pubDate>Tue, 06 Jul 2010 17:41:31 -0500</pubDate>
<description><![CDATA[Is your dream to become a famous real estate agent, but you just never thought you could achieve it? It's not that hard, folks, when you know what you're doing.]]></description>
</item>
<item>
<title>Interested in a Condominium? Get a FHA-Insured Loan</title>
<link>http://EzineArticles.com/4604295</link>
<guid>http://EzineArticles.com/4604295</guid>
<pubDate>Tue, 06 Jul 2010 17:29:35 -0500</pubDate>
<description><![CDATA[Many think you have to buy a home in order to get a FHA-insured loan. On the contrary, you may obtain a FHA-insured loan for a condominium. Although some restrictions apply, you may be eligible if you can show creditworthiness.]]></description>
</item>
<item>
<title>Recipe For a Successful Real Estate Investment</title>
<link>http://EzineArticles.com/4555900</link>
<guid>http://EzineArticles.com/4555900</guid>
<pubDate>Mon, 28 Jun 2010 12:35:09 -0500</pubDate>
<description><![CDATA[Just like certain ingredients make the best recipe for certain foods, particular strategies in home buying make a real estate investment a success. Although you may plan to stay in your next home for quite some time, there are some considerations to keep in mind that will set up your next home buy to be a better sale down the road.]]></description>
</item>
<item>
<title>Advantages and Disadvantages of A Reverse Mortgage</title>
<link>http://EzineArticles.com/4555747</link>
<guid>http://EzineArticles.com/4555747</guid>
<pubDate>Mon, 28 Jun 2010 12:30:28 -0500</pubDate>
<description><![CDATA[Reverse mortgages aren't for everyone, and they don't always end as pleasant as they begin. Before you delve deep into the approval process for a reverse mortgage, understand the ins and outs and if a reverse mortgage really is right for you.]]></description>
</item>
<item>
<title>Neighborhood Amenities</title>
<link>http://EzineArticles.com/4555905</link>
<guid>http://EzineArticles.com/4555905</guid>
<pubDate>Mon, 28 Jun 2010 10:31:56 -0500</pubDate>
<description><![CDATA[When searching for a new home, there are the usual considerations of location, price, and layout. Often, hopeful homeowners are so focused on the number of bedrooms or the quality of the schools that considerations like neighborhood amenities are pushed aside. But these seemingly inconsequential neighborhood perks can have a significant impact on quality of life.]]></description>
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<item>
<title>Jobs in the Mortgage Industry</title>
<link>http://EzineArticles.com/4471202</link>
<guid>http://EzineArticles.com/4471202</guid>
<pubDate>Mon, 14 Jun 2010 16:18:50 -0500</pubDate>
<description><![CDATA[Based on the skyrocketing number of foreclosures, short sales and other mortgage-related activity, it could be assumed that there is lots of work to do in the mortgage industry. If so, what jobs are available, and how you do you get one?]]></description>
</item>
<item>
<title>The Perks of a Yard Sale</title>
<link>http://EzineArticles.com/4471189</link>
<guid>http://EzineArticles.com/4471189</guid>
<pubDate>Mon, 14 Jun 2010 15:48:12 -0500</pubDate>
<description><![CDATA[With the holidays in the not so distant future, it may be time to get rid of all the junk that has been accumulating in the guest room or make space in the garage. A yard sale can be a good way to get unwanted stuff out of the house and make a little money.]]></description>
</item>
<item>
<title>Newlyweds - Merge Mortgage With Refi</title>
<link>http://EzineArticles.com/4471194</link>
<guid>http://EzineArticles.com/4471194</guid>
<pubDate>Mon, 14 Jun 2010 13:31:24 -0500</pubDate>
<description><![CDATA[Most couples who get married work out an amicable joint method for paying bills and keeping a budget. If two mortgages are involved, the easiest resolve is to sell the one and refinance the other in which the newlyweds will be living. Sound easy? It's not. There are more considerations than a simple transaction.]]></description>
</item>
<item>
<title>Bargain Markets For Homebuyers and Investors</title>
<link>http://EzineArticles.com/4389959</link>
<guid>http://EzineArticles.com/4389959</guid>
<pubDate>Wed, 02 Jun 2010 07:06:06 -0500</pubDate>
<description><![CDATA[If you're looking for bargain real estate, many major U.S. cities are offering some great deals. Market conditions based on the impact of foreclosures and short sales are making certain areas quite affordable. All of that, however, is predicated on what you perceive to be a bargain and consider as a great deal.]]></description>
</item>
<item>
<title>A Day at the Ballpark</title>
<link>http://EzineArticles.com/4389942</link>
<guid>http://EzineArticles.com/4389942</guid>
<pubDate>Wed, 02 Jun 2010 07:02:45 -0500</pubDate>
<description><![CDATA[Arlington has the Texas Rangers and Houston has the Astros, but Austin has its own baseball team just up the road in Round Rock. The Round Rock Express may be a minor league team, but they've got big league appeal.]]></description>
</item>
<item>
<title>Community Reinvestment Act - Impact to Housing Loans</title>
<link>http://EzineArticles.com/4389932</link>
<guid>http://EzineArticles.com/4389932</guid>
<pubDate>Wed, 02 Jun 2010 07:01:45 -0500</pubDate>
<description><![CDATA[According to many industry experts, the Community Reinvestment Act (CRA) of 1977 is responsible for the recent real estate fallout. Out of all the housing laws that Congress passed, how could this one act result in such a catastrophic occurrence, if it even did?]]></description>
</item>
<item>
<title>The Hard Facts About Hard Money Loans</title>
<link>http://EzineArticles.com/4343777</link>
<guid>http://EzineArticles.com/4343777</guid>
<pubDate>Tue, 25 May 2010 09:18:15 -0500</pubDate>
<description><![CDATA[There are many dynamics of a hard money loan and uses for it that can be advantageous for those who cannot obtain a traditional loan. Before you dive into the deep end of a hard money loan, however, you should understand what you're getting into.]]></description>
</item>
<item>
<title>Foreclosure Rescue Fraud Crackdown</title>
<link>http://EzineArticles.com/4343771</link>
<guid>http://EzineArticles.com/4343771</guid>
<pubDate>Tue, 25 May 2010 08:09:33 -0500</pubDate>
<description><![CDATA[Foreclosures and short sales continue to dominate the nation's real estate market. Foreclosure rescue companies are defrauding homeowners in foreclosure in high numbers. In attempts to deter mortgage fraudsters and assist distressed homeowners in danger of default or foreclosure, states throughout the nation are beginning to pass various legislation to prevent foreclosure rescue scams.]]></description>
</item>
<item>
<title>Lessons From Greece</title>
<link>http://EzineArticles.com/4343848</link>
<guid>http://EzineArticles.com/4343848</guid>
<pubDate>Mon, 24 May 2010 21:18:19 -0500</pubDate>
<description><![CDATA[What does the euro and Greece's debt problems have to do with the American economy? Far more than we would like, as was indicated by the meltdown in the world financial markets in the first week of May.]]></description>
</item>
<item>
<title>Discover Adventures Around the Bend</title>
<link>http://EzineArticles.com/4343826</link>
<guid>http://EzineArticles.com/4343826</guid>
<pubDate>Mon, 24 May 2010 21:16:25 -0500</pubDate>
<description><![CDATA[Big Bend National Park is described as being three destinations in one, with deserts, mountains and rivers. This article looks at Big Bend National Park.]]></description>
</item>
<item>
<title>Five Bad Home Improvement Ideas</title>
<link>http://EzineArticles.com/4300887</link>
<guid>http://EzineArticles.com/4300887</guid>
<pubDate>Tue, 18 May 2010 09:14:59 -0500</pubDate>
<description><![CDATA[There lots of ideas for home improvements that seem good at the time. Add a room, remodel a bathroom, build a walk-in closet. They all serve their purposes and may be nice to have, but will they actually result in a return on your investment?]]></description>
</item>
<item>
<title>The Sub-Prime Story</title>
<link>http://EzineArticles.com/4300862</link>
<guid>http://EzineArticles.com/4300862</guid>
<pubDate>Tue, 18 May 2010 07:53:04 -0500</pubDate>
<description><![CDATA[As the Congressional Financial Crisis Inquiry Commission continues to grill bank executives about the role each institution played in the recent economic crisis. A theme seems to be emerging: The banks did nothing illegal.]]></description>
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<item>
<title>Seven Sights to See With the Kids This Summer</title>
<link>http://EzineArticles.com/4300876</link>
<guid>http://EzineArticles.com/4300876</guid>
<pubDate>Mon, 17 May 2010 15:41:37 -0500</pubDate>
<description><![CDATA[Summer temperatures are already being felt and hot afternoons seem to stretch out longer in the summer. Fortunately, fun ways to entertain the whole family abound in the Austin area.]]></description>
</item>
<item>
<title>Health Insurance Puzzle</title>
<link>http://EzineArticles.com/4210867</link>
<guid>http://EzineArticles.com/4210867</guid>
<pubDate>Mon, 03 May 2010 13:00:52 -0500</pubDate>
<description><![CDATA[Providing private health insurance for a family can seem like an intimidating task. The cost of health insurance is one of the factors that can keep would-be entrepreneurs and small business owners from taking the plunge. ]]></description>
</item>
<item>
<title>Is Now a Good Time to Buy?</title>
<link>http://EzineArticles.com/4210861</link>
<guid>http://EzineArticles.com/4210861</guid>
<pubDate>Mon, 03 May 2010 11:55:00 -0500</pubDate>
<description><![CDATA[Have home prices hit rock bottom? Probably not in some areas and maybe not as a whole. Nonetheless, now could be the best time to buy a house. ]]></description>
</item>
<item>
<title>The Basics of Private Mortgage Insurance</title>
<link>http://EzineArticles.com/4210880</link>
<guid>http://EzineArticles.com/4210880</guid>
<pubDate>Mon, 03 May 2010 10:30:50 -0500</pubDate>
<description><![CDATA[Keep in mind that when you buy a home and don't have 20 percent down, you may be required to pay for private mortgage insurance (PMI). PMI gives homebuyers the ability to buy a home with as little as three to five percent down.]]></description>
</item>
<item>
<title>How to Pick the Right Home Loan For You</title>
<link>http://EzineArticles.com/4166373</link>
<guid>http://EzineArticles.com/4166373</guid>
<pubDate>Sun, 25 Apr 2010 11:29:34 -0500</pubDate>
<description><![CDATA[Whether you are buying your first home or are a repeat home buyer, you need to consider which home loan in the current economy is going to work to your greatest advantage. You'll need to figure out your own home buying needs, what's available and which loan works best for your situation.]]></description>
</item>
<item>
<title>Strategic Home Security Measures</title>
<link>http://EzineArticles.com/4166353</link>
<guid>http://EzineArticles.com/4166353</guid>
<pubDate>Sun, 25 Apr 2010 11:28:23 -0500</pubDate>
<description><![CDATA[Is your home as secure as it can be? Are you aware of breaches in your home security that may provide opportunities for potential thieves and other more serious perpetrators? Become informed. Protect yourself by using the most strategic home security measures available.]]></description>
</item>
<item>
<title>The Current State of the Texas Economy</title>
<link>http://EzineArticles.com/4166333</link>
<guid>http://EzineArticles.com/4166333</guid>
<pubDate>Sun, 25 Apr 2010 11:26:31 -0500</pubDate>
<description><![CDATA[The Lone Star state still seems to be weathering the "recovery" better than other states. This article examines the Texas economy.]]></description>
</item>
<item>
<title>10 Things to Know Before Enlisting the Help of a Real Estate Agent</title>
<link>http://EzineArticles.com/4090214</link>
<guid>http://EzineArticles.com/4090214</guid>
<pubDate>Mon, 12 Apr 2010 17:00:33 -0500</pubDate>
<description><![CDATA[Whether you are buying or selling a house, you need to know what to expect from your real estate agent. Understanding what he can and will do for you, and where his loyalties lay, is extremely important to know before you enlist the help of a real estate agent.]]></description>
</item>
<item>
<title>5 Things to Do in Austin</title>
<link>http://EzineArticles.com/4090211</link>
<guid>http://EzineArticles.com/4090211</guid>
<pubDate>Mon, 12 Apr 2010 16:58:52 -0500</pubDate>
<description><![CDATA[It's a lucky person who gets to discover the Texas capitol for the first time. Here are some suggestions on five things to do for a new resident of Austin.]]></description>
</item>
<item>
<title>A Guide to Making a Will</title>
<link>http://EzineArticles.com/4090197</link>
<guid>http://EzineArticles.com/4090197</guid>
<pubDate>Mon, 12 Apr 2010 16:49:35 -0500</pubDate>
<description><![CDATA[No one enjoys considering end-of-life situations like how long to stay on life support, but drafting a living will stating your wishes in this situation is a very good idea. A living will is also known as an advanced healthcare directive, and should not be confused with a last will and testament. A living will has nothing to do with how you want to allocate your assets after your death, and everything to do with your end-of-life wishes.]]></description>
</item>
<item>
<title>The Ins and Outs of Making a Will</title>
<link>http://EzineArticles.com/4038355</link>
<guid>http://EzineArticles.com/4038355</guid>
<pubDate>Fri, 02 Apr 2010 15:00:42 -0500</pubDate>
<description><![CDATA[Writing a will is one of those things, like flossing every day, that people mean to do but tends to stay on the to-do list for a long time. Maybe it's planning for death that causes people to put off drafting this important document. However, if you own anything, from a computer to a house, you need a will.]]></description>
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<item>
<title>Hope For Homeowners</title>
<link>http://EzineArticles.com/4038182</link>
<guid>http://EzineArticles.com/4038182</guid>
<pubDate>Fri, 02 Apr 2010 14:52:03 -0500</pubDate>
<description><![CDATA[Don't lose your home to foreclosure. If you are in default or already in foreclosure this homeowner program may assist you in keeping and staying in your home.]]></description>
</item>
<item>
<title>Austin Texas Originals</title>
<link>http://EzineArticles.com/4038124</link>
<guid>http://EzineArticles.com/4038124</guid>
<pubDate>Fri, 02 Apr 2010 14:49:44 -0500</pubDate>
<description><![CDATA[It's the joke around Austin that no one is actually born and raised here; it's just a great place to end up. But when it comes to the restaurant business, there are some unmistakable Austin originals. Here is a sampling of just a few of the restaurants that keep Austin weird and well fed.]]></description>
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<item>
<title>Home Median Price Comparisons For Top 10 US Cities</title>
<link>http://EzineArticles.com/3966148</link>
<guid>http://EzineArticles.com/3966148</guid>
<pubDate>Mon, 22 Mar 2010 16:42:55 -0500</pubDate>
<description><![CDATA[If you were curious about what the median prices were for the nation's top cities, look no further. Check out the top ten and see how your area's home prices stack up.]]></description>
</item>
<item>
<title>Austin Museums</title>
<link>http://EzineArticles.com/3966154</link>
<guid>http://EzineArticles.com/3966154</guid>
<pubDate>Mon, 22 Mar 2010 16:33:11 -0500</pubDate>
<description><![CDATA[Austin is known for its live music, but the city also has a rich culture of museums and art galleries. The Austin Museum Partnership is a good place to find information and resources about Austin's diverse museum offerings. The following is a mere glimpse of the Austin museum scene.]]></description>
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<item>
<title>How to Buy a Home With Nothing Down</title>
<link>http://EzineArticles.com/3966127</link>
<guid>http://EzineArticles.com/3966127</guid>
<pubDate>Mon, 22 Mar 2010 15:36:23 -0500</pubDate>
<description><![CDATA[Sounds impossible, doesn't it, being able to walk away from a transaction with a home and nothing down? Even in today's tough economic times, it can be done.]]></description>
</item>
<item>
<title>Remodeling Amenities That Add to the Sale of Your Home</title>
<link>http://EzineArticles.com/3883085</link>
<guid>http://EzineArticles.com/3883085</guid>
<pubDate>Fri, 12 Mar 2010 15:43:08 -0600</pubDate>
<description><![CDATA[If you're in the throes of preparing to sell your home, but need to do some remodeling to create value, find out which areas will give you the biggest bang for your remodeling buck and strategies that will really bring in the Benjamins. This article looks at some cost effective ways to increase the value of your home.]]></description>
</item>
<item>
<title>The Relationship Between Real Estate and Jobs</title>
<link>http://EzineArticles.com/3883130</link>
<guid>http://EzineArticles.com/3883130</guid>
<pubDate>Thu, 11 Mar 2010 13:37:28 -0600</pubDate>
<description><![CDATA[So what is the relationship, if any, between jobs and the real estate market when it comes to the future of the economic recovery? This article looks at this and other current economic changes.]]></description>
</item>
<item>
<title>Home Loan Advantages and Benefits For Military Personnel</title>
<link>http://EzineArticles.com/3883069</link>
<guid>http://EzineArticles.com/3883069</guid>
<pubDate>Mon, 08 Mar 2010 15:40:37 -0600</pubDate>
<description><![CDATA[Our nation's vets have home loan options and benefits available to them today more than ever before. Options run the gamut from an ARM to a HARM, to regular financing loans, disaster benefits and vets with disabilities. With all that's accessible for U.S. Veterans, you'll find assistance for your housing needs.]]></description>
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<item>
<title>Federal Grant and Home Loan Assistance For Native Americans</title>
<link>http://EzineArticles.com/3818773</link>
<guid>http://EzineArticles.com/3818773</guid>
<pubDate>Wed, 24 Feb 2010 16:14:27 -0600</pubDate>
<description><![CDATA[Native Americans are allowed specific government options for renting or home ownership. Although, each offers some distinct advantages, both provide safe, affordable housing to Native Americans in need of assistance.]]></description>
</item>
<item>
<title>Clever Tips on Decluttering Your House</title>
<link>http://EzineArticles.com/3818831</link>
<guid>http://EzineArticles.com/3818831</guid>
<pubDate>Wed, 24 Feb 2010 15:38:28 -0600</pubDate>
<description><![CDATA[Clutter is something that everyone gathers, especially if you live in one place for any length of time. The longer it is ignored, the more clutter builds. There are ways to battle clutter, however, and gain control of the brazen beast.]]></description>
</item>
<item>
<title>How to Keep the Junk Out of Your Mailbox</title>
<link>http://EzineArticles.com/3816439</link>
<guid>http://EzineArticles.com/3816439</guid>
<pubDate>Wed, 24 Feb 2010 13:39:41 -0600</pubDate>
<description><![CDATA[According to an article last year in Time Magazine, Americans get an average of 18 pieces of junk mail for every personal letter. The environmental cost of all this junk mail is 100 million trees each year. Not to mention that 44% of junk mail ends up in landfills completely unopened.]]></description>
</item>
<item>
<title>Federal Mortgage Assistance For Disaster Victims</title>
<link>http://EzineArticles.com/3761104</link>
<guid>http://EzineArticles.com/3761104</guid>
<pubDate>Mon, 15 Feb 2010 15:38:53 -0600</pubDate>
<description><![CDATA[If you live in a declared disaster area, there may be federal assistance available to you in the form of a long-term, low-interest loan. If you are in need of assistance, it could be worth your while to check it out.]]></description>
</item>
<item>
<title>Tips to Becoming a Successful Real Estate Agent</title>
<link>http://EzineArticles.com/3761254</link>
<guid>http://EzineArticles.com/3761254</guid>
<pubDate>Mon, 15 Feb 2010 15:22:24 -0600</pubDate>
<description><![CDATA[Interested in becoming a real estate agent, or are you already a seasoned real estate agent? Either way, you'll be interested to know what industry professionals say make real estate agents successful.]]></description>
</item>
<item>
<title>Evaluating Mortgage Lenders</title>
<link>http://EzineArticles.com/3761026</link>
<guid>http://EzineArticles.com/3761026</guid>
<pubDate>Mon, 15 Feb 2010 15:04:37 -0600</pubDate>
<description><![CDATA[Foreclosures in the real estate market have made it more difficult to obtain a home loan if your credit score is not up to some lenders standards. With the collapse of the sub-prime market, lenders are more diligent and strict with their lending standards. Thrown into the mix are unscrupulous lenders.]]></description>
</item>
<item>
<title>More Home Owners Walk Away From Their Loans</title>
<link>http://EzineArticles.com/3718337</link>
<guid>http://EzineArticles.com/3718337</guid>
<pubDate>Mon, 08 Feb 2010 16:05:13 -0600</pubDate>
<description><![CDATA["Underwater" has become the popular term for a mortgage loan that is higher than a home's current market value. According to a recent New York Times article, as many as 4.5 million Americans find themselves in this predicament.]]></description>
</item>
<item>
<title>Determining Whether to Refinance Your Mortgage</title>
<link>http://EzineArticles.com/3718409</link>
<guid>http://EzineArticles.com/3718409</guid>
<pubDate>Mon, 08 Feb 2010 15:05:03 -0600</pubDate>
<description><![CDATA[Are you thinking about refinancing your home? With interest rates near all-time lows, some are pondering the possibilities and saving substantial bucks when they do. There may be other reasons, though, that you are considering a refinance on your home.]]></description>
</item>
<item>
<title>The Economic Story Behind the Statistics</title>
<link>http://EzineArticles.com/3718367</link>
<guid>http://EzineArticles.com/3718367</guid>
<pubDate>Mon, 08 Feb 2010 15:03:08 -0600</pubDate>
<description><![CDATA[January offered no less than 92 pieces of economic data to be mulled, mused and manipulated. However, there is usually a story behind the data, a reason for each and every number that can change the impact of the data.]]></description>
</item>
<item>
<title>Unemployment Benefits Not Always Beneficial</title>
<link>http://EzineArticles.com/3675698</link>
<guid>http://EzineArticles.com/3675698</guid>
<pubDate>Mon, 01 Feb 2010 16:03:12 -0600</pubDate>
<description><![CDATA[What if the very programs that are supposed to help the unemployed are actually prolonging unemployment? Beyond the staggering cost to the government, there are other implications to extending unemployment benefits. Research strongly suggests that a long stretch of unemployment compensation actually prolongs the high unemployment rate.]]></description>
</item>
<item>
<title>How Mortgage Loan Rates Are Determined</title>
<link>http://EzineArticles.com/3675599</link>
<guid>http://EzineArticles.com/3675599</guid>
<pubDate>Mon, 01 Feb 2010 15:59:29 -0600</pubDate>
<description><![CDATA[Ever wondered what determines mortgage rates? Find the information you need here, and be armed to decide when the best time is for you to get the best rate when buying a new home.]]></description>
</item>
<item>
<title>Avoid These Mistakes When Flipping a Home</title>
<link>http://EzineArticles.com/3675668</link>
<guid>http://EzineArticles.com/3675668</guid>
<pubDate>Mon, 01 Feb 2010 15:58:50 -0600</pubDate>
<description><![CDATA[Even in a down economy where foreclosures ripple across the landscape of the nation like stones skipping across the water, faithful flippers persist. Depending on the location, cost of the real estate and repair expense, you may still be able to walk away with a wad in your pocket.]]></description>
</item>
<item>
<title>Banking Industry - Politics of Punishment</title>
<link>http://EzineArticles.com/3633271</link>
<guid>http://EzineArticles.com/3633271</guid>
<pubDate>Mon, 25 Jan 2010 21:18:31 -0600</pubDate>
<description><![CDATA[The politics of punishment are tricky. Take the playground, for example. The boy in the striped shirt not only pushed your child out of the way at the top of the slide, but also gives your child a good kick for his efforts when he reaches the bottom.]]></description>
</item>
<item>
<title>Fannie Mae, Freddie Mac and Ginnie Mae - Who Are They?</title>
<link>http://EzineArticles.com/3633291</link>
<guid>http://EzineArticles.com/3633291</guid>
<pubDate>Mon, 25 Jan 2010 17:13:35 -0600</pubDate>
<description><![CDATA[If you have experience in the housing industry, there are three names that you've probably heard many times over - Fannie Mae, Freddie Mac and Ginnie Mae. But who are they, what do they have to offer, and who do they offer it to? Here, you'll find answers to all those questions.]]></description>
</item>
<item>
<title>Unraveling the Financial Crisis</title>
<link>http://EzineArticles.com/3633282</link>
<guid>http://EzineArticles.com/3633282</guid>
<pubDate>Mon, 25 Jan 2010 17:12:33 -0600</pubDate>
<description><![CDATA[Getting to the bottom of the financial crisis of the last two years has begun in earnest. The bipartisan Financial Crisis Inquiry Commission, made up of private citizens with extensive financial sector backgrounds, has been given the job of unraveling the cause of the biggest financial meltdown since the Great Depression.]]></description>
</item>
<item>
<title>When Does it Make Sense to Refinance?</title>
<link>http://EzineArticles.com/3589160</link>
<guid>http://EzineArticles.com/3589160</guid>
<pubDate>Mon, 18 Jan 2010 12:36:45 -0600</pubDate>
<description><![CDATA[There are certain instances where it would be an advantage for you to refinance your home. Even in the midst of a down economy, homeowners are finding lower interest rates and opportunities to incorporate balances on high-interest unsecured debt to a lower interest rate home loan. Some homeowners are finding the benefit of a higher credit rating after incorporating debt into their refinanced home loan, reducing their debt-to-income-ratio. There are other reasons to refinance, however.]]></description>
</item>
<item>
<title>Criminals Targeting Foreclosure Victims</title>
<link>http://EzineArticles.com/3589136</link>
<guid>http://EzineArticles.com/3589136</guid>
<pubDate>Mon, 18 Jan 2010 12:36:34 -0600</pubDate>
<description><![CDATA[For those who are desperate to keep their homes, a strong message of hope is tempting in trying times. Companies that tout ads of guarantees to stop foreclosure on your home, when you are just about to lose it, makes you want to pick up the phone and call them for help. Many that spout exaggerated messages, however, really just want your money, and have no intention in actually helping you out of foreclosure. Some even end up taking your money AND your home.]]></description>
</item>
<item>
<title>Rural Housing Repair Homes and Grants - Do You Qualify?</title>
<link>http://EzineArticles.com/3589109</link>
<guid>http://EzineArticles.com/3589109</guid>
<pubDate>Mon, 18 Jan 2010 11:55:40 -0600</pubDate>
<description><![CDATA[Three programs are available to assist home buyers to purchase a home that the federal government considers rural property. Rural Home Loans, Rural Housing: Farm Labor Housing Loans and Grants and Rural Housing: Housing Repair Loans and Grants all enable eligible loan applicants to purchase or repair rural homes. All three loans fall under the U.S. Housing and Urban Development (HUD) umbrella and are administered by U.S. Department of Agriculture (USDA) Rural Development field offices.]]></description>
</item>
<item>
<title>Luxury Homes of the Rich and Famous</title>
<link>http://EzineArticles.com/3541511</link>
<guid>http://EzineArticles.com/3541511</guid>
<pubDate>Fri, 08 Jan 2010 15:55:50 -0600</pubDate>
<description><![CDATA[If you have any interest in real estate, you'll find the homes of the rich and famous quite enlightening. Not only can you garner some ideas, but you'll get some insight into their private lives.]]></description>
</item>
<item>
<title>Foreclosure Rescue - What Are the Options?</title>
<link>http://EzineArticles.com/3541531</link>
<guid>http://EzineArticles.com/3541531</guid>
<pubDate>Fri, 08 Jan 2010 15:21:21 -0600</pubDate>
<description><![CDATA[Nowadays, with all the government options and mortgage lender programs available you may be able to mitigate foreclosure on your home. This article looks at some of these options.]]></description>
</item>
<item>
<title>Budgeting For the Future</title>
<link>http://EzineArticles.com/3541816</link>
<guid>http://EzineArticles.com/3541816</guid>
<pubDate>Fri, 08 Jan 2010 12:28:53 -0600</pubDate>
<description><![CDATA[The New Year always brings a little monetary sobriety after the holiday spending binge. But over the last year Americans have become more serious about saving money and paying off debts.]]></description>
</item>
<item>
<title>Home Loans - Use a Mortgage Lender Or Broker?</title>
<link>http://EzineArticles.com/3505095</link>
<guid>http://EzineArticles.com/3505095</guid>
<pubDate>Sat, 02 Jan 2010 09:06:27 -0600</pubDate>
<description><![CDATA[Some people just have a preference based on experience and others need to research as to whether they want to use a broker or lender. There are some distinct differences between the two, and it is always good to be informed before you buy. Before subprime lending bit the dust, it used to be a greater advantage to use a mortgage broker.]]></description>
</item>
<item>
<title>Survival Tips For Holiday Parties</title>
<link>http://EzineArticles.com/3505092</link>
<guid>http://EzineArticles.com/3505092</guid>
<pubDate>Sat, 02 Jan 2010 09:05:48 -0600</pubDate>
<description><![CDATA[With each holiday there are a number of social gatherings. These tips will help anyone enjoy chatting at the next office party or neighborhood potluck.]]></description>
</item>
<item>
<title>Home Building Recovery Predicted For 2010</title>
<link>http://EzineArticles.com/3505084</link>
<guid>http://EzineArticles.com/3505084</guid>
<pubDate>Sat, 02 Jan 2010 09:05:21 -0600</pubDate>
<description><![CDATA[The recession has put quite a damper on new home construction industry. But it appears that economics are preaching a new message -- recovery in 2010.]]></description>
</item>
<item>
<title>Finance Options For a Home Flip</title>
<link>http://EzineArticles.com/3476774</link>
<guid>http://EzineArticles.com/3476774</guid>
<pubDate>Sat, 26 Dec 2009 14:57:34 -0600</pubDate>
<description><![CDATA[With the economy in the condition that it is in, you might think flipping homes is a thing of the past. Au contraire, flipping is still a lucrative industry. You just have to be a little more creative in how you do it.]]></description>
</item>
<item>
<title>Americans Hunkering Down For a Chilly Economy</title>
<link>http://EzineArticles.com/3476763</link>
<guid>http://EzineArticles.com/3476763</guid>
<pubDate>Sat, 26 Dec 2009 14:57:21 -0600</pubDate>
<description><![CDATA[Despite the empirical evidence that the economy is on the mend, people across the country still feel the effects of the worst recession since the Great Depression. This article looks at the current state of the economy as we move into the holidays.]]></description>
</item>
<item>
<title>First-Time Homebuyer Tax Credit Extended, Expanded and Broadened</title>
<link>http://EzineArticles.com/3476755</link>
<guid>http://EzineArticles.com/3476755</guid>
<pubDate>Sat, 26 Dec 2009 14:57:11 -0600</pubDate>
<description><![CDATA[If you thought you missed the deadline on the first-time homebuyer tax credit, think again. Congress just passed an act that extends it into 2010, and expands its benefits.]]></description>
</item>
<item>
<title>Reverse Mortgage - Is it For You?</title>
<link>http://EzineArticles.com/3426259</link>
<guid>http://EzineArticles.com/3426259</guid>
<pubDate>Mon, 14 Dec 2009 22:38:50 -0600</pubDate>
<description><![CDATA[If you're thinking about a reverse mortgage, you need to take some serious considerations in to account. Not just anyone can get one, and not everyone would want one.]]></description>
</item>
<item>
<title>Why Home Buying Makes Sense</title>
<link>http://EzineArticles.com/3426244</link>
<guid>http://EzineArticles.com/3426244</guid>
<pubDate>Mon, 14 Dec 2009 22:38:31 -0600</pubDate>
<description><![CDATA[The economy is still in the midst of a recession. This article looks at why despite this why now might be a good time to consider buying a home.]]></description>
</item>
<item>
<title>New Home Construction Trends</title>
<link>http://EzineArticles.com/3380060</link>
<guid>http://EzineArticles.com/3380060</guid>
<pubDate>Mon, 07 Dec 2009 15:07:05 -0600</pubDate>
<description><![CDATA[With the drastic downturn of activity in new construction, builders are becoming much more savvy in the ways of home building, and new homebuyers are receptive to the changes. Since the bottom fell out of the real estate market last year, builders have had to become more creative in order to survive. New construction trends are giving new home construction a shot in the arm. Builders have basically been re-inventing themselves and becoming more clever in their craftsmanship to draw a new audience.
]]></description>
</item>
<item>
<title>Financial Regulation - What Went Wrong?</title>
<link>http://EzineArticles.com/3379928</link>
<guid>http://EzineArticles.com/3379928</guid>
<pubDate>Mon, 07 Dec 2009 15:03:41 -0600</pubDate>
<description><![CDATA[In 1803, Lazare Carnot began the the study of entropy in thermodynamics, suggesting that natural processes become disorganized over time, leading to waste and inefficiency. So too, in economics does this now taken-for-granted law seem to be in clear effect: recession's end has thus far led to little change in the regulatory structure of the Fed and other responsible bodies. ]]></description>
</item>
<item>
<title>Taking Hunger Off the Table</title>
<link>http://EzineArticles.com/3379926</link>
<guid>http://EzineArticles.com/3379926</guid>
<pubDate>Mon, 07 Dec 2009 15:02:22 -0600</pubDate>
<description><![CDATA[A recent study published in the Archives of Pediatrics and Adolescent Medicine determined that almost half of all U.S. children will be on food stamps at some point of their young lives. After analyzing 30 years worth of data, from good economic times and bad, the authors of the study found that 49 percent of all children had been in a situation to need foods stamps before reaching age 20.
]]></description>
</item>
<item>
<title>Steps For Avoiding Foreclosure</title>
<link>http://EzineArticles.com/3343468</link>
<guid>http://EzineArticles.com/3343468</guid>
<pubDate>Mon, 30 Nov 2009 17:48:31 -0600</pubDate>
<description><![CDATA[If you feel like you're in over your head on your mortgage payments, don't panic. There are options available to you in order to avoid foreclosure.]]></description>
</item>
<item>
<title>Mortgage Lenders Bailed Out by the US Government</title>
<link>http://EzineArticles.com/3343457</link>
<guid>http://EzineArticles.com/3343457</guid>
<pubDate>Mon, 30 Nov 2009 17:47:47 -0600</pubDate>
<description><![CDATA[There were a whole slew of lenders included in the bank bailout that started in 2008. Is yours on the list, and do you have anything to worry about?]]></description>
</item>
<item>
<title>A Financial Check-Up</title>
<link>http://EzineArticles.com/3343449</link>
<guid>http://EzineArticles.com/3343449</guid>
<pubDate>Mon, 30 Nov 2009 17:44:16 -0600</pubDate>
<description><![CDATA[Whether by choice or circumstance, people are finding they have more time and more need to ponder finances these days. Very few people are making their way out of this recession completely unscathed and most are trying to be a little wiser about money in the process. In these times of layoffs and pay cuts, giving yourself a financial check-up is a good way to save money and perhaps change some bad habits.]]></description>
</item>
<item>
<title>Stimulating the Economic Numbers</title>
<link>http://EzineArticles.com/3310216</link>
<guid>http://EzineArticles.com/3310216</guid>
<pubDate>Mon, 23 Nov 2009 22:55:22 -0600</pubDate>
<description><![CDATA[Statistics can be tricky. It all depends on who is doing the math and for what purpose. The latest report on how many jobs can be attributed to the workings of the stimulus package is a perfect case in point.]]></description>
</item>
<item>
<title>Investing in Real Estate Overseas</title>
<link>http://EzineArticles.com/3310201</link>
<guid>http://EzineArticles.com/3310201</guid>
<pubDate>Mon, 23 Nov 2009 22:53:15 -0600</pubDate>
<description><![CDATA[Investing overseas can be done safely and with little risk. There are just a few things you'll want to become informed about along the way in order to do it successfully.]]></description>
</item>
<item>
<title>Mortgage Lenders Under Government Scrutiny</title>
<link>http://EzineArticles.com/3310051</link>
<guid>http://EzineArticles.com/3310051</guid>
<pubDate>Mon, 23 Nov 2009 22:27:16 -0600</pubDate>
<description><![CDATA[Topping the list of institutions under fire are the familiar faces of Fannie Mae and Freddie Mac, the poster children for good intentions gone bad. The government entities faced renewed federal scrutiny earlier this year. What to do with the troubled HUD groups, however, is still up in the air. ]]></description>
</item>
<item>
<title>Preparing to Buy a Home</title>
<link>http://EzineArticles.com/3272409</link>
<guid>http://EzineArticles.com/3272409</guid>
<pubDate>Tue, 17 Nov 2009 13:26:10 -0600</pubDate>
<description><![CDATA[Buying a home. Sounds easy, doesn't it? You buy other stuff and it's not a big deal, right? Ah contraire, when you buy a home you need to prepare!]]></description>
</item>
<item>
<title>The Ripple Effect of Foreclosure</title>
<link>http://EzineArticles.com/3272417</link>
<guid>http://EzineArticles.com/3272417</guid>
<pubDate>Tue, 17 Nov 2009 13:03:34 -0600</pubDate>
<description><![CDATA[Having the bank seize your home is nobody's idea of a good time. A word that was hardly part of the American vernacular two years ago, foreclosure is all too common these days. While the number of homes in some state of foreclosure is decreasing each month, the fact is that foreclosures across the country are up 19 percent from a year ago (RealtyTrac).]]></description>
</item>
<item>
<title>Crazy Weather From Coast to Coast</title>
<link>http://EzineArticles.com/3272395</link>
<guid>http://EzineArticles.com/3272395</guid>
<pubDate>Tue, 17 Nov 2009 11:28:20 -0600</pubDate>
<description><![CDATA[After an exceptionally hot, dry summer, the rain has finally come to Central Texas. Just how much rain will it take to alleviate the current drought conditions? Considering this is the worst drought Central Texas has experienced since the 1950s, the answer to that is difficult to quantify.]]></description>
</item>
<item>
<title>Storm Clouds on the Solar Horizon</title>
<link>http://EzineArticles.com/3218389</link>
<guid>http://EzineArticles.com/3218389</guid>
<pubDate>Mon, 09 Nov 2009 14:36:07 -0600</pubDate>
<description><![CDATA[How do you embrace green energy without the old technology providers becoming broke and obsolete in the process? That is the dilemma faced by the City of Austin and Austin Energy as they try to promote solar energy.]]></description>
</item>
<item>
<title>Looking at Executive Compensation and the Great Recession</title>
<link>http://EzineArticles.com/3218380</link>
<guid>http://EzineArticles.com/3218380</guid>
<pubDate>Mon, 09 Nov 2009 14:34:56 -0600</pubDate>
<description><![CDATA[The fact is that the financial meltdown, now widely known as the Great Recession, started on Wall Street. It is also a fact that the meltdown quickly reverberated off the pavement of Main Street in the form of foreclosures and job losses. These things are clear.]]></description>
</item>
<item>
<title>Famous Historic American Homes</title>
<link>http://EzineArticles.com/3218364</link>
<guid>http://EzineArticles.com/3218364</guid>
<pubDate>Mon, 09 Nov 2009 14:31:56 -0600</pubDate>
<description><![CDATA[Curious about the details of some of the famous, historic homes in the U.S.? We'll expose some of their secrets and even point out which ones are up for sale.]]></description>
</item>
<item>
<title>The Income Gap Widens</title>
<link>http://EzineArticles.com/3191609</link>
<guid>http://EzineArticles.com/3191609</guid>
<pubDate>Tue, 03 Nov 2009 15:07:35 -0600</pubDate>
<description><![CDATA[The Great Recession is not the great American equalizer after all.  It's been widely reported recently that this recession hit middle and low income families the hardest, while the wealthy have continued to prosper.]]></description>
</item>
<item>
<title>Traditional Home Loan Or ARM?</title>
<link>http://EzineArticles.com/3191589</link>
<guid>http://EzineArticles.com/3191589</guid>
<pubDate>Tue, 03 Nov 2009 15:07:13 -0600</pubDate>
<description><![CDATA[With all the loan options available today, it's not always easy to decide which one will work best for you.  This article looks at the benefit of traditional home loans vs arms.]]></description>
</item>
<item>
<title>Austin is Festival Central</title>
<link>http://EzineArticles.com/3191718</link>
<guid>http://EzineArticles.com/3191718</guid>
<pubDate>Tue, 03 Nov 2009 11:23:08 -0600</pubDate>
<description><![CDATA[Austin is well known for the South By Southwest Music and Media Conference and Festival each spring and the Austin City Limits Music Festival each fall. But music isn't the only thing putting Austin on the map. Austin also hosts the Texas Book Festival and the Austin Film Festival and Conference every year.]]></description>
</item>
<item>
<title>Options For Avoiding Foreclosure</title>
<link>http://EzineArticles.com/3148119</link>
<guid>http://EzineArticles.com/3148119</guid>
<pubDate>Tue, 27 Oct 2009 13:22:49 -0500</pubDate>
<description><![CDATA[If you are having trouble keeping up with your mortgage payments, you're not alone. If you are three months or more behind in your mortgage payments, then you are one in an estimated 3 million or more who are currently in one state or another of default.]]></description>
</item>
<item>
<title>Austin Fall Festivities</title>
<link>http://EzineArticles.com/3148093</link>
<guid>http://EzineArticles.com/3148093</guid>
<pubDate>Tue, 27 Oct 2009 13:19:56 -0500</pubDate>
<description><![CDATA[The air isn't exactly crisp in Austin these days, but fall has found its way to central Texas all the same. Whether it's the University of Texas football fever or the Halloween decorations on every corner, autumn has a hold on Austin and fun festivities abound:]]></description>
</item>
<item>
<title>Why Recession Recovery Will Be Slow</title>
<link>http://EzineArticles.com/3148061</link>
<guid>http://EzineArticles.com/3148061</guid>
<pubDate>Tue, 27 Oct 2009 13:18:43 -0500</pubDate>
<description><![CDATA[Austin is one of 79 metro areas across the country to be officially out of the recession, according to Moody's. Although the state of Texas is still considered to be suffering the constraints of the recession, Austin and seven other Texas cities have been given the all clear. This determination was based on an index that included employment, housing starts and home prices.]]></description>
</item>
<item>
<title>The Great Recession Has Been a Bumpy Ride</title>
<link>http://EzineArticles.com/3106178</link>
<guid>http://EzineArticles.com/3106178</guid>
<pubDate>Tue, 20 Oct 2009 11:55:24 -0500</pubDate>
<description><![CDATA[Stocks have rallied recently on signs that retail sales are improving.  The last two years have been a bumpy ride.]]></description>
</item>
<item>
<title>Making a Dent in Mountains of Debt</title>
<link>http://EzineArticles.com/3106169</link>
<guid>http://EzineArticles.com/3106169</guid>
<pubDate>Mon, 19 Oct 2009 16:50:13 -0500</pubDate>
<description><![CDATA[With no easy means to pay off their personal debt, many people are turning to credit relief companies for help.  While there are many reputable companies out there offering a wide range of debt elimination services, there are even more debt relief scams.]]></description>
</item>
<item>
<title>Control Home Building Costs - Here Are Some Tips &amp; Tricks</title>
<link>http://EzineArticles.com/3106139</link>
<guid>http://EzineArticles.com/3106139</guid>
<pubDate>Mon, 19 Oct 2009 16:50:03 -0500</pubDate>
<description><![CDATA[Contrary to what some people may think, you can control overages on home buildings projects.  You just have to be armed with the right information in order to avert or prepare for them.]]></description>
</item>
<item>
<title>Energy Efficiency Can Start at Home</title>
<link>http://EzineArticles.com/3047669</link>
<guid>http://EzineArticles.com/3047669</guid>
<pubDate>Fri, 09 Oct 2009 17:55:55 -0500</pubDate>
<description><![CDATA[Cooler weather means resetting the thermostat, which saves both energy and money. This article looks at this and other ways to make your house energy efficient.]]></description>
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