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<title>Mark Bennett - EzineArticles Expert Author</title>
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<pubDate>Tue, 14 Feb 2012 04:37:32 -0600</pubDate>
<image><title>Mark Bennett - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
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<title>Choosing Your New Car Insurance</title>
<link>http://EzineArticles.com/2173227</link>
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<pubDate>Tue, 14 Apr 2009 16:40:04 -0500</pubDate>
<description><![CDATA[Insurance for your new car is a very important financial decision, and shouldn't be organised in a rush. All financial decisions should be made only after appropriate research and consultation. Start investigating your new auto insurance options long before you finalise the purchase of your new car.]]></description>
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<title>Mortgage Rates Prediction</title>
<link>http://EzineArticles.com/2042663</link>
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<pubDate>Thu, 12 Mar 2009 15:54:03 -0500</pubDate>
<description><![CDATA[Mortgage rates predictions can't be trusted - at least, not completely - in this current uncertain economic environment.  When life moved a slower pace, and when mortgages were less widespread, movements in mortgage rates predictions were much less significant than they are today.]]></description>
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<title>Interest Rate Predictions</title>
<link>http://EzineArticles.com/1456255</link>
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<pubDate>Mon, 08 Sep 2008 08:32:35 -0500</pubDate>
<description><![CDATA[The American financial system is under pressure. The Fed is lowering interest rates, yet mortgage interest rate predictions are still rising - how can this be? And what does it mean for home owners?]]></description>
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<title>Urgent Refinancing</title>
<link>http://EzineArticles.com/1387802</link>
<guid>http://EzineArticles.com/1387802</guid>
<pubDate>Tue, 26 Aug 2008 10:01:22 -0500</pubDate>
<description><![CDATA[In times of financial emergency, refinancing can solve a number of problems. Cash out refinancing can pay any arrears on loans, and also pay off loans at higher interest rates. Refinancing for debt consolidation can allow for a lower monthly interest bill, and refinancing a mortgage can often reduce monthly payments significantly, making the difference between financial struggle and having a little breathing space.]]></description>
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<title>Compare FHA Lender Mortgage Rates and Closing Costs</title>
<link>http://EzineArticles.com/1392077</link>
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<pubDate>Fri, 15 Aug 2008 15:45:47 -0500</pubDate>
<description><![CDATA[It is important to compare FHA lender mortgage rates and closing costs, because each lender will have different terms and conditions, and mortgage interest rates may vary considerably. Do not simply accept the first offer you receive from an FHA lender - compare FHA lender mortgage rates and closing costs between several lenders to ensure that you are choosing the right FHA mortgage for your situation.]]></description>
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<title>Five Tips For Choosing a Mortgage Lender</title>
<link>http://EzineArticles.com/1385944</link>
<guid>http://EzineArticles.com/1385944</guid>
<pubDate>Fri, 15 Aug 2008 15:44:05 -0500</pubDate>
<description><![CDATA[Choosing a mortgage lender is one of the most important things that you will have to do when refinancing your home. You should always comparison shop when choosing a lender. Remember to think about more than just your finances when choosing a mortgage lender - you are entering into a long term relationship, after all!]]></description>
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<title>Home Refinancing Steps</title>
<link>http://EzineArticles.com/1385929</link>
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<pubDate>Fri, 15 Aug 2008 15:43:13 -0500</pubDate>
<description><![CDATA[While home refinancing steps in general are pretty much the same for everybody, there are always little differences, depending on who your new mortgage lender is, and the lender or lenders who will be paid out of your current loans. As a borrower, it is very important that you understand the home refinancing steps.]]></description>
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<title>Refinancing? Don't Become Shark Bait</title>
<link>http://EzineArticles.com/1385919</link>
<guid>http://EzineArticles.com/1385919</guid>
<pubDate>Fri, 15 Aug 2008 15:41:30 -0500</pubDate>
<description><![CDATA[Refinancing has many benefits. If interest rates have fallen, or if you have significantly reduced your balance owing, then refinancing can result in a lower monthly mortgage payment. You can also use refinancing to release the equity in your property in the form of cash or a home equity line of credit.]]></description>
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<title>How to Get the Best Price For Your Home - Even in a Forced Sale</title>
<link>http://EzineArticles.com/1385889</link>
<guid>http://EzineArticles.com/1385889</guid>
<pubDate>Fri, 15 Aug 2008 15:39:12 -0500</pubDate>
<description><![CDATA[In the end, selling your house is always a much better option than having it repossessed, as a repossession could cause you a lot of problems in the future if you need a loan or want to take out another mortgage. Remember, though, that selling your house is only a viable option if there is enough equity in it to pay off your mortgage and loans, including your arrears. ]]></description>
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<title>FHA Loan Requirements</title>
<link>http://EzineArticles.com/1390934</link>
<guid>http://EzineArticles.com/1390934</guid>
<pubDate>Fri, 15 Aug 2008 13:34:47 -0500</pubDate>
<description><![CDATA[FHA loan requirements are generally more lenient than those of conventional lenders. The Federal Housing Administration is a government program administered by Housing and Urban Development (HUD)  to help Americans who can't qualify for a conventional mortgage loan become homeowners.  With the announcement of changes to help hundreds of thousands of Americans impacted by the current housing crisis, FHA loan requirements have never been easier to meet.]]></description>
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<title>Preparing Your House For Sale</title>
<link>http://EzineArticles.com/1385900</link>
<guid>http://EzineArticles.com/1385900</guid>
<pubDate>Fri, 08 Aug 2008 15:22:02 -0500</pubDate>
<description><![CDATA[So, you have decided to sell your home! Now, all attention is on making sure you achieve a great selling price. To get the best possible price for your house, make sure it is presented in impeccable condition.]]></description>
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<title>Mortgage Rates Forecast</title>
<link>http://EzineArticles.com/1384211</link>
<guid>http://EzineArticles.com/1384211</guid>
<pubDate>Fri, 08 Aug 2008 11:06:37 -0500</pubDate>
<description><![CDATA[Any mortgage rates forecast must take into account the fall-out from the sub-prime crisis - now poorly named, because the rot has spread from the high-risk sub-prime sector to even the prime mortgages underwritten By Freddie Mac and Fannie Mae. There are several ways in which the sub-prime crisis affects mortgage rates forecasts.]]></description>
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<title>Mortgage Rates Predictions on the Rise</title>
<link>http://EzineArticles.com/1384160</link>
<guid>http://EzineArticles.com/1384160</guid>
<pubDate>Fri, 08 Aug 2008 10:43:20 -0500</pubDate>
<description><![CDATA[Homeowners in the US may not feel that mortgage interest rates are at historically low levels, because there has been a slow upward creep in interest rates over the past two years, and current mortgage interest rates are higher than they have been since early this century.  However, this view is only viable for those with short memories - and the very young. Not since the 1960s has there been such a sustained period of low mortgage interest rates.   Mortgage interest rates predictions are on the rise, because of a number of important economic pressures.]]></description>
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<title>Mortgage Payment Calculator</title>
<link>http://EzineArticles.com/1352921</link>
<guid>http://EzineArticles.com/1352921</guid>
<pubDate>Thu, 31 Jul 2008 10:07:34 -0500</pubDate>
<description><![CDATA[How to use an online mortgage payment calculator - a mortgage payment calculator is the first thing most people search for when considering refinancing a mortgage, or buying a new home. Using a mortgage payment calculator, you can apply today's interest rate to the amount of your new mortgage, and find out what your new monthly mortgage payment will be.]]></description>
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<title>Current Mortgage Rate Predictions</title>
<link>http://EzineArticles.com/1352859</link>
<guid>http://EzineArticles.com/1352859</guid>
<pubDate>Tue, 29 Jul 2008 15:42:47 -0500</pubDate>
<description><![CDATA[There is great pressure on mortgage interest rates. The major economic factors affecting interest rates are pointing at rates to rise in the near future. Mortgage rates predictions, though, must take into account the political pressures of an election year in the wake of the subprime mortgage crisis.]]></description>
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<title>Gift Credit Cards - Read the Fine Print</title>
<link>http://EzineArticles.com/1259700</link>
<guid>http://EzineArticles.com/1259700</guid>
<pubDate>Sun, 22 Jun 2008 11:39:55 -0500</pubDate>
<description><![CDATA[Gift credit cards can be very useful, and can make great gifts. Like an other financial product, gift credit cards have benefits, risks, and costs associated with them. Terms and conditions can vary markedly, and it is important to check the fins print before purchasing or using a gift credit card.]]></description>
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<title>Bond Investing - Allocation Guidelines to Reduce Investment Risk</title>
<link>http://EzineArticles.com/1222892</link>
<guid>http://EzineArticles.com/1222892</guid>
<pubDate>Fri, 06 Jun 2008 10:52:35 -0500</pubDate>
<description><![CDATA[Bonds are generally regarded as dull but safe vehicles for securing a fixed income, unless you are trading and speculating. In truth, bonds have an important role to play in a stick-based investment portfolio - used correctly, they can significantly reduce the volatility risk to your investment capital without dramatically reducing returns.]]></description>
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<item>
<title>Tips About Finance and Banking</title>
<link>http://EzineArticles.com/1076395</link>
<guid>http://EzineArticles.com/1076395</guid>
<pubDate>Tue, 22 Apr 2008 09:27:24 -0500</pubDate>
<description><![CDATA[In order to organize your finances properly, you should ensure that you make proper finance and banking plans to accomplish this. This article contains some tips that you may find useful in the proper planning of your finances.  In finance and banking, the difference between total returns on funds and fund expenses is known as the expense ratio.]]></description>
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<title>Choosing A Mortgage Lender</title>
<link>http://EzineArticles.com/1078826</link>
<guid>http://EzineArticles.com/1078826</guid>
<pubDate>Mon, 21 Apr 2008 14:34:34 -0500</pubDate>
<description><![CDATA[It can be difficult to find a good lender, but remember that you are the customer. Ask for references, shop around, and pay attention to more than just the interest rate on offer. You want personal service, intelligent and helpful representatives, and a total package which suits your situation.]]></description>
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<title>Consolidating Debt By Refinancing Your Home</title>
<link>http://EzineArticles.com/1078677</link>
<guid>http://EzineArticles.com/1078677</guid>
<pubDate>Mon, 21 Apr 2008 14:33:02 -0500</pubDate>
<description><![CDATA[Mortgage refinancing can consolidate debts into a single loan at a lower rate of interest, but there are risks, and you may not save money in the long run. Do your homework before choosing to refinance your home for debt consolidation purposes.]]></description>
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<title>What is a Cash Out Refinancing?</title>
<link>http://EzineArticles.com/1079270</link>
<guid>http://EzineArticles.com/1079270</guid>
<pubDate>Tue, 15 Apr 2008 15:02:02 -0500</pubDate>
<description><![CDATA[Cash out refinancing involves a homeowner refinancing their home for an amount of money that is greater than the balance that the person's mortgage had. It is often a better option than taking out a second mortgage, because often the interest rates offered are lower.]]></description>
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<title>Personal Finance - Suze Orman's 9 Steps to Financial Freedom</title>
<link>http://EzineArticles.com/1079028</link>
<guid>http://EzineArticles.com/1079028</guid>
<pubDate>Tue, 15 Apr 2008 15:01:24 -0500</pubDate>
<description><![CDATA[Suze Orman was on Oprah this week, giving emergency financial advice to people facing foreclosure, unemployment, or bankruptcy. Her 9 Steps To Financial Freedom will help anyone to avoid those disasters.]]></description>
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<item>
<title>Refinancing Your Home</title>
<link>http://EzineArticles.com/1078696</link>
<guid>http://EzineArticles.com/1078696</guid>
<pubDate>Tue, 15 Apr 2008 15:00:02 -0500</pubDate>
<description><![CDATA[Mortgage refinancing can be a great decision for some people, but it can have a dark side if   consumers don't look before they leap.  Refinancing your mortgage may lower the monthly repayments, consolidate debt, or be the best way to avoid foreclosure - just make sure you read the fine print and know exactly what it will cost you.]]></description>
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