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<title>Mark Barnes - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Mark_Barnes</link>
<pubDate>Tue, 14 Feb 2012 18:03:42 -0600</pubDate>
<image><title>Mark Barnes - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Mark Barnes is a teacher, professional speaker and a published novelist and self-help writer.  Barnes is the creator of the new program, The Paperless Classroom, a system for teaching students how to learn using Internet-based insruction and complete integration of technology into the classroom.  Barnes is also an instructor at Lake Erie College, where he teaches online courses to teachers on how to build a classroom website, complete with private student websites.  Learn more at his paperlessclassroom.com site.]]></description>
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<title>Paperless Classroom Creates Web-Based Instruction For Teachers and Students</title>
<link>http://EzineArticles.com/2447175</link>
<guid>http://EzineArticles.com/2447175</guid>
<pubDate>Tue, 09 Jun 2009 11:59:47 -0500</pubDate>
<description><![CDATA[The paperless classroom gives K-12 teachers the ability to build web-based instruction that intrigues learners like never before.  Unlike a simple homework page, attached to a networked district website, classroom websites offer much more.  A completely interactive paperless classroom involves the students in a way that most district sites do not.]]></description>
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<title>Giving Students Feedback, Using a Classroom Website</title>
<link>http://EzineArticles.com/2434098</link>
<guid>http://EzineArticles.com/2434098</guid>
<pubDate>Mon, 08 Jun 2009 09:08:28 -0500</pubDate>
<description><![CDATA[Evaluating students online in a classroom website can be tricky. It can be done in a variety of ways, none of which is much faster than the old pencil and paper. Giving feedback to students in a classroom website, though, is much more efficient, though, and it does save the environment.]]></description>
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<title>Student Websites Provide 21st Century Portfolios</title>
<link>http://EzineArticles.com/2433903</link>
<guid>http://EzineArticles.com/2433903</guid>
<pubDate>Mon, 08 Jun 2009 09:05:15 -0500</pubDate>
<description><![CDATA[Student websites give teachers and students the ability to view versions of work side by side.  This is one of the most powerful tools that a classroom website provides.]]></description>
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<item>
<title>A Classroom Website Puts Teachers, Students Into 21st Century Learning</title>
<link>http://EzineArticles.com/2414871</link>
<guid>http://EzineArticles.com/2414871</guid>
<pubDate>Mon, 01 Jun 2009 23:02:54 -0500</pubDate>
<description><![CDATA[Classroom websites are becoming more and more popular.  Teachers in all grades are building student blogs and podcasts into their daily lessons.  Students are loving it, as online education is bringing them into 21st century learning.]]></description>
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<title>How to Build a K-12 Classroom Website</title>
<link>http://EzineArticles.com/971149</link>
<guid>http://EzineArticles.com/971149</guid>
<pubDate>Fri, 08 Feb 2008 08:26:04 -0600</pubDate>
<description><![CDATA[In the new millennium, virtual learning is an integral piece of solid K-12 instruction, but many teachers are still firmly rooted in the 1980s classroom.  Your students live in the virtual world, so if you can make a classroom website part of your daily assignments, you'll get students excited about learning and about your class, at the same time.]]></description>
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<title>Minnesota Vikings Player Personnel Gets Big Boost In Hiring Of Rick Spielman</title>
<link>http://EzineArticles.com/214741</link>
<guid>http://EzineArticles.com/214741</guid>
<pubDate>Wed, 07 Jun 2006 09:59:14 -0500</pubDate>
<description><![CDATA[It was May 3rd that saw the fall of the Minnesota Vikings, vice president of player personnel Fran Foley. Minnesota found many discrepancies with the vice presidents resume when reviewed for executive reasons. ]]></description>
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<title>Washington Redskins' Safety Sean Taylor Safe From Slammer</title>
<link>http://EzineArticles.com/214740</link>
<guid>http://EzineArticles.com/214740</guid>
<pubDate>Wed, 07 Jun 2006 09:44:14 -0500</pubDate>
<description><![CDATA[With a plea of No Contest, Washington Redskins Safety Sean Taylor manages to avoid seeing the slammer on two felony, and two misdemeanor charges involving assault. Had Taylor not pleaded No Contest, and took his chances in court, this 23 year old Pro football players career would have be finished. ]]></description>
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<title>Ricky Rudd Elects To Race Over Mowing The Lawn On The Weekend</title>
<link>http://EzineArticles.com/214739</link>
<guid>http://EzineArticles.com/214739</guid>
<pubDate>Wed, 07 Jun 2006 09:34:14 -0500</pubDate>
<description><![CDATA[Ricky Rudd was placed in a very tough decision making mode just Prior to this weekend, does he mow the lawn all weekend, or does he jump in a racecar? ]]></description>
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<item>
<title>A Twelve Hour Marathon At The PGA Memorial</title>
<link>http://EzineArticles.com/214744</link>
<guid>http://EzineArticles.com/214744</guid>
<pubDate>Wed, 07 Jun 2006 09:21:16 -0500</pubDate>
<description><![CDATA[Could it possibly be a record that has been set, at the PGA's Memorial this weekend? Twelve hours long to complete a round of golf, this is what the players had to endure during the second round at this weekend's event. ]]></description>
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<title>Tiger Woods Prepares To Tackle Winged Foot For 2006 US Open</title>
<link>http://EzineArticles.com/214743</link>
<guid>http://EzineArticles.com/214743</guid>
<pubDate>Wed, 07 Jun 2006 09:08:16 -0500</pubDate>
<description><![CDATA[Since his third place finish at the Augusta National in the Masters on April 9th, Tiger Woods has not played. Since the passing of Tigers father Earl Woods, things have been more of a reality check for the PGA's Megastar.]]></description>
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<title>Local Business Man Hopes To Give The NHL Back To Quebec</title>
<link>http://EzineArticles.com/212469</link>
<guid>http://EzineArticles.com/212469</guid>
<pubDate>Mon, 05 Jun 2006 05:51:21 -0500</pubDate>
<description><![CDATA[It was the year 1995 that shattered the hearts of Quebec hockey lovers. This was the year that their beloved team the Quebec Nordiques, due to rising player salaries and other costs, left for Denver Colorado and became the Colorado Avalanche. ]]></description>
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<title>Cleveland Indian In The Bushes, Scott Sauerbeck Pleads Not Guilty</title>
<link>http://EzineArticles.com/212464</link>
<guid>http://EzineArticles.com/212464</guid>
<pubDate>Mon, 05 Jun 2006 05:24:19 -0500</pubDate>
<description><![CDATA[Does it not always seem like there is either a scandal, or some sort of drama when it comes to professional sports?  Well one would consider finding an Indian in the bushes drama, a Cleveland Indian that is. ]]></description>
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<title>Sacramento Kings Hire New Coach Eric Musselman</title>
<link>http://EzineArticles.com/212465</link>
<guid>http://EzineArticles.com/212465</guid>
<pubDate>Mon, 05 Jun 2006 05:11:20 -0500</pubDate>
<description><![CDATA[The Sacramento Kings have found their new head coach in Eric Musselman. This former Memphis Grizzlies assistant is now replacing the former Rick Adelman. ]]></description>
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<title>Missed Cut Not Helpful For Michael Campbell's Hopes Of Defending U.S. Open Title In June</title>
<link>http://EzineArticles.com/212476</link>
<guid>http://EzineArticles.com/212476</guid>
<pubDate>Sun, 04 Jun 2006 22:56:22 -0500</pubDate>
<description><![CDATA[The US. Open may still be two weeks away, yet defending champion Michael Campbell is still trying to find his groove for the season. During the Wales open on Friday, Campbell found himself missing the cut. He may have shot a 75 and six over the first round, but a strong comeback of nine strokes to a 66 was just not enough? ]]></description>
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<title>Dallas Mavericks Mbenga Receives Six Game Suspension</title>
<link>http://EzineArticles.com/212472</link>
<guid>http://EzineArticles.com/212472</guid>
<pubDate>Sun, 04 Jun 2006 22:37:20 -0500</pubDate>
<description><![CDATA[During game 4 of the western conference finals in Phoenix, Mavericks center D.J. Mbenga, felt there was a problem brewing, with some fans and the wife of the coach Avery Johnson. He did not think twice, as he got up and entered the stands to make sure she was ok.]]></description>
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<title>President Bush Jokes Of Beer Drinking With Super Bowl Champion Steelers</title>
<link>http://EzineArticles.com/212482</link>
<guid>http://EzineArticles.com/212482</guid>
<pubDate>Sun, 04 Jun 2006 22:21:27 -0500</pubDate>
<description><![CDATA[President Bush Met with the Super Bowl champion Pittsburgh Steelers on Friday, at the White House, while speaking with them he made reference to people drinking some Iron City Beer in the East Room. This was due to the racket that the team was making while waiting on the president to arrive. Chants of " Here we go Steelers, Here we go!" echoed throughout the White House and drew quite a bit of attention.]]></description>
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<title>Floyd Patterson Loses Battle With Prostate Cancer</title>
<link>http://EzineArticles.com/212479</link>
<guid>http://EzineArticles.com/212479</guid>
<pubDate>Sun, 04 Jun 2006 22:20:25 -0500</pubDate>
<description><![CDATA[The Boxing world has lost one of its most adored and appealing heavyweights. Former Heavyweight boxing champion Floyd Patterson, who was considered a very humble and kind person recently succumbed to the battle against Alzheimer's and prostate disease.]]></description>
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<title>QB Steve McNair Allowed To Use Titan Facility For Training Arbitrator Rules</title>
<link>http://EzineArticles.com/212475</link>
<guid>http://EzineArticles.com/212475</guid>
<pubDate>Sun, 04 Jun 2006 22:16:22 -0500</pubDate>
<description><![CDATA[In an arbitrator ruling on Wednesday, the Tennessee Titans, lost a battle with Quarterback Steve McNair. The Tennessee quarterback was banned from using the Titan training facility during the off-season, for personal training. ]]></description>
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<title>NASCAR From A Girl's Point Of View</title>
<link>http://EzineArticles.com/212477</link>
<guid>http://EzineArticles.com/212477</guid>
<pubDate>Sun, 04 Jun 2006 22:07:24 -0500</pubDate>
<description><![CDATA[The Girl's Guide to NASCAR, was a concerning title for the author Liz Allison, at the time of the writing and publishing. Yet when she went for the first book signing session, she found that the majority of the people waiting in line for a signature were men.

]]></description>
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<title>Portland Trail Blazers Dump GM John Nash Prior To Draft Day</title>
<link>http://EzineArticles.com/212481</link>
<guid>http://EzineArticles.com/212481</guid>
<pubDate>Sun, 04 Jun 2006 22:05:26 -0500</pubDate>
<description><![CDATA[With the Portland Trail Blazers in a sticky situation over ownership, and the draft day quickly approaching this NBA franchise made a rather bold statement in dumping their General Manager John Nash. As the Portland Franchise will not renew his contract Kevin Pritchard, director of player personnel will act as Interim General Manager.

]]></description>
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<title>Rick Tocchet And Janet Jones Sue NJ State Police</title>
<link>http://EzineArticles.com/208351</link>
<guid>http://EzineArticles.com/208351</guid>
<pubDate>Tue, 30 May 2006 08:56:27 -0500</pubDate>
<description><![CDATA[With all that has been going on with the alleged gambling ring, that sees a former NHL great and the wife of the Great One Wayne Gretzky caught in the middle one would have to ask, just how long was it going to take for there to be a lawsuit? ]]></description>
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<title>Toronto Raptors Get First Bite At NBA Draft</title>
<link>http://EzineArticles.com/208350</link>
<guid>http://EzineArticles.com/208350</guid>
<pubDate>Tue, 30 May 2006 08:43:27 -0500</pubDate>
<description><![CDATA[As the NBA draft, slated to be held in New York on the 28th of June rapidly approaches, one team has seen the luck of the lottery draw turn in its favor. The Toronto Raptors with a lowly 8.8 percent chance of winning the ping-pong ball type lottery stole the front seat and stand a good chance of gaining some leverage from it. ]]></description>
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<title>NHL's New Face Brings Smiles To Commissioner Bettman</title>
<link>http://EzineArticles.com/208349</link>
<guid>http://EzineArticles.com/208349</guid>
<pubDate>Tue, 30 May 2006 08:31:27 -0500</pubDate>
<description><![CDATA[When the NHL took away the 2004-2005 season, commissioner Gary Bettman stated that it was for the good of the game, and the best for the fans that love the sport. He felt that there needed to be a radical change to the way things where done in the league. ]]></description>
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<title>Young Michelle Wie Cracks European Tour Lineup - PR Move Or Pure Talent?</title>
<link>http://EzineArticles.com/208352</link>
<guid>http://EzineArticles.com/208352</guid>
<pubDate>Tue, 30 May 2006 08:23:29 -0500</pubDate>
<description><![CDATA[With the European Masters drawing closer, there is a stir in the air over qualifying issues and a particular player that was invited. This player happens to be the young and vibrant Michelle Wie. ]]></description>
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<title>Jeb Bush Declines NFL Commissioner Position Offer</title>
<link>http://EzineArticles.com/207596</link>
<guid>http://EzineArticles.com/207596</guid>
<pubDate>Sun, 28 May 2006 16:49:48 -0500</pubDate>
<description><![CDATA[As Florida Governor Jeb Bush, set in his second campaign, tries to carry out his daily route, he is seemingly bombarded with offers on new and enticing positions. The National Football League has recently added a most interesting offer. ]]></description>
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<title>Major League Baseball's Interleague Play Draws Record Crowds</title>
<link>http://EzineArticles.com/207594</link>
<guid>http://EzineArticles.com/207594</guid>
<pubDate>Sun, 28 May 2006 16:36:48 -0500</pubDate>
<description><![CDATA[For some reason or another, Major League Baseball  seems to have a very bias fan base. For big games such as Boston vs. New York Yankees the crowd is always huge, yet when there is an interleague game such as the White Sox vs. Cubs there is a severe drop in the numbers. ]]></description>
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<title>Browns Running Back, Reuben Droughns, No Longer Running From The Law</title>
<link>http://EzineArticles.com/207590</link>
<guid>http://EzineArticles.com/207590</guid>
<pubDate>Sun, 28 May 2006 16:34:45 -0500</pubDate>
<description><![CDATA[Reuben Droughns, the Cleveland Browns running back, has had his share of ups and downs; unfortunately his downs have by far out weighed his ups as of late. November 1st he was charged with DUI, and traveling at speeds of 50 mph in a 35 mph zone. Droughns was indeed acquitted of the charges, yet he finds himself in the hot seat again. ]]></description>
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<item>
<title>NBA Fines Wizards Head Coach Eddie Jordan $25,000 For Traveling Of The Tongue</title>
<link>http://EzineArticles.com/207600</link>
<guid>http://EzineArticles.com/207600</guid>
<pubDate>Sun, 28 May 2006 16:32:50 -0500</pubDate>
<description><![CDATA[Washington Wizards coach Eddie Jordan may coach his players not to travel, but his tongue walked a bit too much after the Wizards NBA playoff series with the Cleveland Cavaliers, and Jordan is paying for it.]]></description>
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<item>
<title>PGA's Ernie Els Tips Hat To LPGA's Michelle Wie</title>
<link>http://EzineArticles.com/207593</link>
<guid>http://EzineArticles.com/207593</guid>
<pubDate>Sun, 28 May 2006 16:20:48 -0500</pubDate>
<description><![CDATA[Once the European Masters get under way in September, young Hawaiian and LPGA sensation Michelle Wie will be again taking to the field that includes some of the most dominate PGA men's players in the world. ]]></description>
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<title>Barry Bonds Hopes Albert Pujols Shatters Home Run Record</title>
<link>http://EzineArticles.com/207588</link>
<guid>http://EzineArticles.com/207588</guid>
<pubDate>Sun, 28 May 2006 16:06:45 -0500</pubDate>
<description><![CDATA[It is no surprise that everyone in MLB knows who Barry Bonds is, between the smashed balls and records to the Balco investigation, the name is now synonymous with baseball. If you asked Barry Bonds to name a few players in the league however, you may be waiting a while.]]></description>
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<title>Doug Flutie was Great NFL Small Man</title>
<link>http://EzineArticles.com/201993</link>
<guid>http://EzineArticles.com/201993</guid>
<pubDate>Sat, 20 May 2006 17:53:02 -0500</pubDate>
<description><![CDATA[With the Heisman Trophy, and 21 years of professional football under his belt Doug Flutie has decided to call it a career. The lack of size has not marred the eight years of CFL, and the twelve years of NFL experience that Flutie has amassed.]]></description>
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<title>NFL, NBA, NHL and Other Pro Athletes Face Battle</title>
<link>http://EzineArticles.com/201995</link>
<guid>http://EzineArticles.com/201995</guid>
<pubDate>Sat, 20 May 2006 17:45:03 -0500</pubDate>
<description><![CDATA[NFL, NBA, NHL and other pro athletes face a difficult battle in trying to win titles in their respective sports.  If you are not familiar with the life of an athlete, you may not know that it is a world inside it's own.]]></description>
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<title>Salary Caps in Pro Sports - the Cost of Players vs Owners</title>
<link>http://EzineArticles.com/201992</link>
<guid>http://EzineArticles.com/201992</guid>
<pubDate>Sat, 20 May 2006 17:34:01 -0500</pubDate>
<description><![CDATA[Salary Caps: the NFL has one, the NBA has one, the NHL now has one all that is left is for the MLB to install one. The basic premise of the salary cap is to ensure that owners of a team are not gouged by the ever-increasing costs of players for the respective sport. ]]></description>
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<title>Utah Jazz - In the Red Figures-Not the Red Hoop</title>
<link>http://EzineArticles.com/201997</link>
<guid>http://EzineArticles.com/201997</guid>
<pubDate>Sat, 20 May 2006 17:09:04 -0500</pubDate>
<description><![CDATA[Whether fans care to see it or not, sports in every term are a business venture. With wins comes revenue, with losses come nothing. Many sports franchises are in the same boat, yet one team stands as a very limping endeavor. This team is the Utah Jazz, of the NBA.]]></description>
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<title>British Masters Goes Back to Belfry</title>
<link>http://EzineArticles.com/201976</link>
<guid>http://EzineArticles.com/201976</guid>
<pubDate>Sat, 20 May 2006 14:58:52 -0500</pubDate>
<description><![CDATA[As the British Masters is set to start on Thursday May 18th, it may not be known to many that the playing field has now shuffled. The Forest of Arden has lost its grip on the British Masters, and has now fallen into the capable hands of the Belfry.]]></description>
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<title>Sabres Attempt to Reach Stanley Cup</title>
<link>http://EzineArticles.com/201985</link>
<guid>http://EzineArticles.com/201985</guid>
<pubDate>Sat, 20 May 2006 14:38:54 -0500</pubDate>
<description><![CDATA[The Sabres attempt to reach the Stanly Cup may be in spite of the NHL commissioner, Gary Bettman's official announcement of the canceling of the 2004-2005 season, when it was his intention to inform fans that this game will be changing.]]></description>
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<title>NHL Draft History</title>
<link>http://EzineArticles.com/201984</link>
<guid>http://EzineArticles.com/201984</guid>
<pubDate>Sat, 20 May 2006 14:26:54 -0500</pubDate>
<description><![CDATA[There was once a time where the NHL hockey draft was nothing more than a small group of hockey executives, and the scouts making decisions on which they were going to take from the draft pool of young talent. ]]></description>
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<title>Terry Labonte's Darlington Dreams</title>
<link>http://EzineArticles.com/201978</link>
<guid>http://EzineArticles.com/201978</guid>
<pubDate>Sat, 20 May 2006 14:17:53 -0500</pubDate>
<description><![CDATA[It was the year 1978 that the rookie Terry Labonte took his chances on one of the most unforgiving and aggressive tracks on the Nascar circuit. This track happened to be Darlington Raceway.]]></description>
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<title>Albert Pujols New Home Run Record Sets Pace</title>
<link>http://EzineArticles.com/201983</link>
<guid>http://EzineArticles.com/201983</guid>
<pubDate>Sat, 20 May 2006 14:15:54 -0500</pubDate>
<description><![CDATA[While the eyes of fans focus on Barry Bonds, Albert Pujols is Major League Baseball's newest record setter.  It was in the year 1956 that the great Mickey Mantle set the pace for the fastest 19 home runs in MLB history. This record was broken 45 years later in the year 2001 by Luis Gonzalez of the Arizona Diamond backs.]]></description>
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<title>Draft Day Blunders - A GM's Nightmare</title>
<link>http://EzineArticles.com/201981</link>
<guid>http://EzineArticles.com/201981</guid>
<pubDate>Sat, 20 May 2006 14:03:54 -0500</pubDate>
<description><![CDATA[With the money and the time that is invested in professional sports these days, is it any wonder why many general managers in their respective sport worry so much when it comes to draft day?]]></description>
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<title>2006 NFL Mock Draft Top Five Value Picks</title>
<link>http://EzineArticles.com/182442</link>
<guid>http://EzineArticles.com/182442</guid>
<pubDate>Thu, 20 Apr 2006 21:23:08 -0500</pubDate>
<description><![CDATA[Here's a 2006 NFL mock draft of the top five value picks, so throw out all of the other methods for measuring college players and their potential value in the NFL.]]></description>
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<title>Mortgage Cycling May Be Your Best Bet For Equity Buildup and Investment Real Estate</title>
<link>http://EzineArticles.com/35714</link>
<guid>http://EzineArticles.com/35714</guid>
<pubDate>Fri, 13 May 2005 05:14:59 -0500</pubDate>
<description><![CDATA[Mortgage cycling is a system that relies on solid budgeting, equity lines of credit and use of an open credit card.  Whether you use this on investment real estate or your own home, it can work for wealth building.  If you are short on equity in your home and/or don't have an open credit card, a decent-sized savings account or money market will get your mortgage cycling started just as easily.]]></description>
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<item>
<title>Reverse Mortgage Offers Fresh Approach To Income From Real Estate</title>
<link>http://EzineArticles.com/33974</link>
<guid>http://EzineArticles.com/33974</guid>
<pubDate>Fri, 06 May 2005 19:01:58 -0500</pubDate>
<description><![CDATA[If you owe 40 percent or less of your original mortgage, there is a great program that is available to you that will generate extra monthly income.  It's called a reverse mortgage.  The reverse mortgage is similar to a home equity loan, only in the fact that it pays you the equity you have in your house.  The differences, though, are many.  If you have a large amount of equity in your home, you'll want to consider a reverse mortgage.]]></description>
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<title>Sorting Through Mortgage Elimination Programs</title>
<link>http://EzineArticles.com/33972</link>
<guid>http://EzineArticles.com/33972</guid>
<pubDate>Thu, 05 May 2005 15:19:58 -0500</pubDate>
<description><![CDATA[Mortgage elimination programs are all the rage these days.  In the event that you don't know what they are, it's a really basic concept.  You apply more money to the principal balance on your loan or you make payments at times other than once per month, and ultimately you lower you balance and pay your mortgage off sooner than the original term.  It sounds great, but be careful what you read, because there are a lot of these mortgage elimination programs that either don't make sense or just plain scams.]]></description>
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<title>An Investment Real Estate Strategy Unknown To Most Is A Negative Amortization Loan</title>
<link>http://EzineArticles.com/33977</link>
<guid>http://EzineArticles.com/33977</guid>
<pubDate>Thu, 05 May 2005 15:08:14 -0500</pubDate>
<description><![CDATA[If you want to make the most of your personal or investment real estate, you should consider a negative amortization loan.  Mortgage amortization is basically mortgage balance reduction.  Consequently, when a mortgage has negative amortization, the loan balance not only is not reduced, it actually grows.  So, why should you consider this?  Simple.  It is a great way to invest money from real estate someplace else.]]></description>
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<title>Home Loan Confusion Continues</title>
<link>http://EzineArticles.com/33440</link>
<guid>http://EzineArticles.com/33440</guid>
<pubDate>Tue, 03 May 2005 13:37:43 -0500</pubDate>
<description><![CDATA[Unfortunately, most Americans still do not understand how home loans work and how to take advantage of the wide array of programs available. The way I see it, people are still confused about mortgages in general and real estate finance, in particular.]]></description>
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<title>Investment Real Estate: An Inexpensive Way To Get Started</title>
<link>http://EzineArticles.com/33430</link>
<guid>http://EzineArticles.com/33430</guid>
<pubDate>Tue, 03 May 2005 13:04:34 -0500</pubDate>
<description><![CDATA[If you are considering getting involved in investment real estate, let me offer some of the amazing information available in my wealth-building system, Winning the Mortgage Game.  In Part 3 of the book called, Investing in Money, I outline a strategy for getting started in investing in real estate, without being a landlord.  Also, it can be done without a lot of money up front.  The method I describe is purchasing mobile home notes.  ]]></description>
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<title>Imagine Cutting Over $8,000 Off Your Mortgage This Year</title>
<link>http://EzineArticles.com/33411</link>
<guid>http://EzineArticles.com/33411</guid>
<pubDate>Tue, 03 May 2005 12:09:58 -0500</pubDate>
<description><![CDATA[I once helped a customer cut over $700 off his monthly mortgage payment. That's right, over $8,000 each year and over $40,000 in just five years. Now, not everyone can save this much, but if you have a loan that is over $200,000, you could come close to this, if you refinance your fixed rate mortgage to a new loan program]]></description>
</item>
<item>
<title>Home Equity Can Create a Never-ending Money Cycle</title>
<link>http://EzineArticles.com/33375</link>
<guid>http://EzineArticles.com/33375</guid>
<pubDate>Tue, 03 May 2005 11:52:40 -0500</pubDate>
<description><![CDATA[What could you do with $10,000? Well, you can have it, now in a new home equity loan! Did you know that if you have been in your home for just one full year, you may already have the opportunity to take out huge dollars in equity from your home -- tens of thousands, even! Did you also know that you can get this money with no closing costs, use it any way you like, and, best of all, it will cost you as little as the price of your cable bill each month, and you can create an amazing money cycle that will give you an endless supply of cash.]]></description>
</item>
<item>
<title>Interest-only Equity Loans Create Amazing Power and are Quite Easy to Get</title>
<link>http://EzineArticles.com/33402</link>
<guid>http://EzineArticles.com/33402</guid>
<pubDate>Tue, 03 May 2005 11:06:56 -0500</pubDate>
<description><![CDATA[The power of home equity and interest-only payments, provided from most home equity loans is amazing.  You can get a home equity loan, with no closing costs and pay as little as $30.00 to $40.00 per month for up to $10,000 in equity cash.  These loans are surprisingly easy to get for both residential and investment real estate.]]></description>
</item>
<item>
<title>NFL Draft Offers Gems for Fantasy Football Players</title>
<link>http://EzineArticles.com/30971</link>
<guid>http://EzineArticles.com/30971</guid>
<pubDate>Tue, 26 Apr 2005 14:01:37 -0500</pubDate>
<description><![CDATA[Fantasy football players rarely pay much attention to National Football League rookies, during their fantasy football drafts.  Rookies, you see, are not usually worth much to fantasy teams.  It takes most rookies a year or two or in many cases even three or four to get fully acclimated to the NFL.  Consequently, competitive fantasy football people usually steer clear of them.]]></description>
</item>
<item>
<title>Guide to Playing Golf for Free and Getting Huge Discounts on Golf Balls, Golf Gloves, and Golf Stuff</title>
<link>http://EzineArticles.com/27526</link>
<guid>http://EzineArticles.com/27526</guid>
<pubDate>Thu, 14 Apr 2005 08:32:32 -0500</pubDate>
<description><![CDATA[If you love to play golf as much as most golf enthusiasts, you would probably play more if the great game of golf and most golf equipment wasn't so grossly expensive.  An 18-hole round of golf at even a moderatly expensive golf course averages about $36.00.  A decent box of 12 golf balls costs roughly $19.00, and golf clubs are hundreds. Here are some guidelines to help you play more rounds of golf for free, get some free golf equipment and get huge discounts on other golf stuff.]]></description>
</item>
<item>
<title>Home or Investment Property Equity: Be Sure the Bank Gives You All that You Deserve</title>
<link>http://EzineArticles.com/27366</link>
<guid>http://EzineArticles.com/27366</guid>
<pubDate>Wed, 13 Apr 2005 08:56:42 -0500</pubDate>
<description><![CDATA[Home equity is your own personal money machine.  If you want financial freedom, a home equity loan is probably the best way to achieve it.  You can pay down credit cards, pay off cars, both at high interest rates, or you can actually use your home equity to invest and build the money into a fortune.  The biggest problem people run into with home equity is that they don't have enough of it.  Sometimes, the problem may be with your bank and not with your equity.]]></description>
</item>
<item>
<title>Real Estate Value: Knowing yours is Key to Mortgage Success</title>
<link>http://EzineArticles.com/27369</link>
<guid>http://EzineArticles.com/27369</guid>
<pubDate>Wed, 13 Apr 2005 08:00:44 -0500</pubDate>
<description><![CDATA[The value of the real estate you own, whether it is your personal residence or an investment property, is critical to your mortgage and financial success.  If the balance on your mortgage is close to or higher than the value of your property, your real estate is not the financial machine it should be.  Therefore, if you want to be successful in real estate ownership of any kind, you absolutely must know how to determine the value of your property.]]></description>
</item>
<item>
<title>Poor Credit? Get a Sub-Prime Mortgage Now, and Refinance to a Conventional Mortgage Later</title>
<link>http://EzineArticles.com/22883</link>
<guid>http://EzineArticles.com/22883</guid>
<pubDate>Tue, 22 Mar 2005 23:33:43 -0600</pubDate>
<description><![CDATA[There are great mortgage loans for people with poor credit, and yes, you can still save thousands of dollars.  In order to receive preferential treatment for mortgage professionals, you'll need a credit score of 680 or better (this is considered A credit).  If you have a score that is less than 600, you'll fall into a sub-prime loan category.  Now, you'll need to get creative, in order to get your mortgage and not lose a fortune.]]></description>
</item>
<item>
<title>Is the Inverse Mortgage a Scam? New Program Promises Mortgage Payoff inside of 5 Years</title>
<link>http://EzineArticles.com/22708</link>
<guid>http://EzineArticles.com/22708</guid>
<pubDate>Tue, 22 Mar 2005 23:29:12 -0600</pubDate>
<description><![CDATA[If a mortgage could be paid off in five years or less, without it costing homeowners an extra cent, why wouldn't every homeowner in America be doing it?  Because they don't know, or because they're too wise?  Although the former may be the case for many, I certainly hope the latter is the answer for most.  ]]></description>
</item>
<item>
<title>Rehab Your Way to Wealth: The Quick Way to Fixer-Upper Success</title>
<link>http://EzineArticles.com/22721</link>
<guid>http://EzineArticles.com/22721</guid>
<pubDate>Tue, 22 Mar 2005 23:17:15 -0600</pubDate>
<description><![CDATA[Completely rebuilding a house is not necessary to make money in investment real estate.  Most times, if you have bought smart, you won't have to make a huge improvements on your investment property.  Look for places that need only a small amount of work.  For example, look for a property that appears to be run down from the outside, but does not need major repair.  Here are a few tips for saving money and making quick improvements, in order to quickly sell your rehab property. ]]></description>
</item>
<item>
<title>Why a Mortgage Professional Beats a Banker Every Time -- The Story Tells It All</title>
<link>http://EzineArticles.com/22878</link>
<guid>http://EzineArticles.com/22878</guid>
<pubDate>Tue, 22 Mar 2005 23:10:32 -0600</pubDate>
<description><![CDATA[The best way to explain why a mortgage professional is always better than a banker is to use an anecdote. My parents lived in the house I grew up in for 35 years, so it was finally time to move.  They found a home they liked, made an offer, and signed a purchase agreement.  After conferring with me, they decided to go to a bank - one of the more well-known mortgage banks in the region.  Of course, I thought a good mortgage professional would be better, and I told them I could follow the deal from start to finish, if they went with a company I previously worked for, but the bank they decided on offered a little better rate and lower fees, so they wanted to go with them.]]></description>
</item>
<item>
<title>To Refinance or not to Refinance -  Here is the Answer</title>
<link>http://EzineArticles.com/21639</link>
<guid>http://EzineArticles.com/21639</guid>
<pubDate>Fri, 18 Mar 2005 13:29:57 -0600</pubDate>
<description><![CDATA[I have written many articles on refinancing a fixed rate mortgage to an adjustable rate mortgage.  I have helped people cut as much as $800 off their monthly payments by turning their high fixed rate mortgage loan into a much lower ARM.  This may be the time, however, to put the strategy in reverse, especially if your adjustable rate mortgage is coming up on the adjustment period.]]></description>
</item>
<item>
<title>Investment Real Estate Made Easy - Make the Most from Each Investment Dollar</title>
<link>http://EzineArticles.com/21662</link>
<guid>http://EzineArticles.com/21662</guid>
<pubDate>Fri, 18 Mar 2005 13:23:56 -0600</pubDate>
<description><![CDATA[When it comes to buying investment real estate, there are many schools of thought on how to get the most out of your money.  Some say lease optioning your houses is the best and safest way to go.  In fact, I believe this to be true in many cases.  For getting the most out of each investment dollar, though, and seeing a quick return, I believe that it is best to find property that you can rehab and resell.]]></description>
</item>
<item>
<title>Marketing Virus - Every Writer Needs to Catch It</title>
<link>http://EzineArticles.com/20811</link>
<guid>http://EzineArticles.com/20811</guid>
<pubDate>Mon, 14 Mar 2005 15:53:35 -0600</pubDate>
<description><![CDATA[For you writers aspiring to greatness, you might need a virus, before you can be great!  You need a Marketing Virus.  Every unknown writer needs a virus that will spread like the deadliest bug known to man.]]></description>
</item>
<item>
<title>Investment Real Estate Secret: Buy a House Today, With No Money Down</title>
<link>http://EzineArticles.com/20785</link>
<guid>http://EzineArticles.com/20785</guid>
<pubDate>Mon, 14 Mar 2005 11:58:36 -0600</pubDate>
<description><![CDATA[If you've read my article "Purchasing Property With No Money Down. . ." today's article may seem a bit conflicting.  Bear with me, though, and you'll see that it is not.  In Purchasing Property With No Money Down, I explain how buying up property at inflated values at a break-neck pace is no way to be successful in real estate.  I explain how this is a form of investment real estate finance that is possible but not advisable.  In this piece, I'd like to express that buying property with no money out of your pocket can actually happen and can be a great technique, if it's done properly.]]></description>
</item>
<item>
<title>Suspense Novels Need Fast Starts</title>
<link>http://EzineArticles.com/18592</link>
<guid>http://EzineArticles.com/18592</guid>
<pubDate>Fri, 04 Mar 2005 14:21:41 -0600</pubDate>
<description><![CDATA[Suspense novels, unlike any other genre, need fast starts.  Fans of suspense novels or their close relatives, thrillers, detective stories and mysteries, expect a fast-paced read.  These suspense fans want that pace to begin immediately.  So, if you want to create marvelous, fast-paced suspense novels, follow this one simple rule.]]></description>
</item>
<item>
<title>Suspense Novels Made Easy</title>
<link>http://EzineArticles.com/18583</link>
<guid>http://EzineArticles.com/18583</guid>
<pubDate>Fri, 04 Mar 2005 13:09:10 -0600</pubDate>
<description><![CDATA[Suspense novels are probably the easiest novels to write.  Suspense novels require a simple formula, which will make your work truly suspenseful.  Follow this basic recipe, and you're well on your way to building a whole library of successful suspense novels.]]></description>
</item>
<item>
<title>Fantasy Football Information: Grab a Jones and Run to a Fantasy Football Title</title>
<link>http://EzineArticles.com/16426</link>
<guid>http://EzineArticles.com/16426</guid>
<pubDate>Thu, 24 Feb 2005 17:01:19 -0600</pubDate>
<description><![CDATA[Here's fantasy football information that may provide a strategy few people will consider.  Use this simple rule on fantasy football draft day, and you're sure to be in the playoff hunt: get yourself a Jones. ]]></description>
</item>
<item>
<title>Fantasy Football Information: Winslow Could be a True Super Sleeper in 2005 Fantasy Football Draft</title>
<link>http://EzineArticles.com/16400</link>
<guid>http://EzineArticles.com/16400</guid>
<pubDate>Thu, 24 Feb 2005 12:04:25 -0600</pubDate>
<description><![CDATA[The Cleveland Browns, on former boss Butch Davis' watch, traded a second round draft pick last season, just so they could move up one spot in the first round of the National Football League draft in order to select Miami tight end Kellen Winslow, Jr.  Davis and the entire organization took some heat for the move, which didn't improve its standing when Winslow went down with a season-ending injury in week two, with a whopping five catches, 50 yards and no touchdowns.  ]]></description>
</item>
<item>
<title>Fantasy Football Information: Don't Expect Moss to Have T.O. Type Year with Raiders</title>
<link>http://EzineArticles.com/16370</link>
<guid>http://EzineArticles.com/16370</guid>
<pubDate>Thu, 24 Feb 2005 11:49:46 -0600</pubDate>
<description><![CDATA[Here is some fantasy football information that the fantasy football books and magazines will likely disagree with.  If you're a quality fantasy football competitor, though, you know you have to rely on many sources to get your fantasy football information.  Bank on this: Randy Moss will not experience the wild success that Terrell Owens had, when the latter changed teams last season.  In fact, look for a drop-off in Moss' numbers this coming fantasy football season.]]></description>
</item>
<item>
<title>Fantasy Football Information: On Draft Day, Don't Forget the Curry</title>
<link>http://EzineArticles.com/16392</link>
<guid>http://EzineArticles.com/16392</guid>
<pubDate>Thu, 24 Feb 2005 11:28:58 -0600</pubDate>
<description><![CDATA[Fantasy football books, magazines and other experts will likely forget a key ingredient in their recipe for building a fantasy football champion next season.  That ingredient is Curry, Ronald Curry, a forth-year wide receiver for the Oakland Raiders.  Now, Curry posted some noteworthy fantasy football numbers a year ago, but they weren't the kind of numbers that make the average fantasy football player race to select him in the top three rounds of their fantasy drafts.  This may be a critical oversight.]]></description>
</item>
<item>
<title>Fantasy Football Information: Moss Exit Makes Burleson a Star</title>
<link>http://EzineArticles.com/16348</link>
<guid>http://EzineArticles.com/16348</guid>
<pubDate>Thu, 24 Feb 2005 09:42:30 -0600</pubDate>
<description><![CDATA[Here's fantasy football information that fantasy football nuts should print or write down immediately.  Don't worry about the Vikings suffering on offense, due to the loss of Randy Moss.  In fact, you can outfox your opponents, because of the Moss trade.  You see, most fantasy football people will still value Moss to the point of spending a high pick on him, which may or may not work out, with Moss being a Raider.  What most fantasy football owners will also do, which will be a deadly error, is de-value other Vikings, because of the loss of Moss.]]></description>
</item>
<item>
<title>Barry Bonds Deals Baseball yet Another Black Eye</title>
<link>http://EzineArticles.com/16036</link>
<guid>http://EzineArticles.com/16036</guid>
<pubDate>Wed, 23 Feb 2005 15:13:58 -0600</pubDate>
<description><![CDATA[As the steroid talk swirls around baseball like the juice surging into Jason Giambi's veins, America's favorite pastime continues to be bruised, right when spring training is getting started.  First, it was Giambi's admission of taking the muscle-enhancing drug.  Then, Jose Canseco shocked the sports world with his tell-all book about his use of steroids, swinging a syringe with better accuracy than he ever swung a bat.  Now, it's baseball's homerun king, Barry Bonds, making us despise the sport's most talented player, with his strange ramblings at a preseason press conference, laced with perfunctory glances at interviewers, lame defenses of his own lousy image, along with distracting accusations aimed at various targets.]]></description>
</item>
<item>
<title>Baseball is Tarnished by Giambi and Other Steroid Users</title>
<link>http://EzineArticles.com/15900</link>
<guid>http://EzineArticles.com/15900</guid>
<pubDate>Tue, 22 Feb 2005 13:53:14 -0600</pubDate>
<description><![CDATA[I heard an ESPN analyst on the radio defending Jason Giambi.  He wasn't excusing Giambi for using steroids, but he was certainly not condemning him, either.  "He wasn't the only one doing it," the analyst said.  Wow! I said to myself.  Unbelievable!  It's unfathomable that a professional analyst from a reputable company could use such an infantile excuse, like he wasn't the only one. ]]></description>
</item>
<item>
<title>LeBron James Debate Must End: James is the Best Basketball Player on the Planet</title>
<link>http://EzineArticles.com/14678</link>
<guid>http://EzineArticles.com/14678</guid>
<pubDate>Thu, 17 Feb 2005 07:18:12 -0600</pubDate>
<description><![CDATA[Sports fans love to debate.  This is part of the excitement of sports, arguing about what players are best at their respective game or position.  One that has become surprisingly popular pits second-year star LeBron James against various other greats, such as Kobe Bryant, Tracy McGrady, and others.  It's surprising not only because LeBron is so young, so most people would exclude him but also because it really shouldn't be an argument at all.
]]></description>
</item>
<item>
<title>Writing Query Letters that Count -- Close the Deal with Your First Letter!</title>
<link>http://EzineArticles.com/14510</link>
<guid>http://EzineArticles.com/14510</guid>
<pubDate>Tue, 15 Feb 2005 21:08:11 -0600</pubDate>
<description><![CDATA[Your query letter can be a deal maker or a deal breaker.  So, if your query letter just lies there, you've killed the sale immediately or your story or novel immediately.  If you want that story -- your baby -- to be read, reach out of that query letter, grab the publisher, editor or literary agent by the neck and say, "Hey, you absolutely have to have this story!"]]></description>
</item>
<item>
<title>Put Up A Website And Start Promoting In About An Hour</title>
<link>http://EzineArticles.com/14072</link>
<guid>http://EzineArticles.com/14072</guid>
<pubDate>Fri, 11 Feb 2005 12:57:43 -0600</pubDate>
<description><![CDATA[I can't figure out people who have products or information to sell who do not have a website.  With some people, it's fear of technology; others just haven't realized that we've entered the electronic age.  If you are not in the latter category, and you are reading this article, put up your website today -- it will take you about an hour!]]></description>
</item>
<item>
<title>Investment Real Estate -- A New Twist: Be the Bank, Not the Landlord, and Get Rich Without the Work!</title>
<link>http://EzineArticles.com/13977</link>
<guid>http://EzineArticles.com/13977</guid>
<pubDate>Fri, 11 Feb 2005 07:50:31 -0600</pubDate>
<description><![CDATA[I was a landlord for a decade, and I believe I probably lost a year of life for each year I tried to maintain 26 properties.  I learned the hard way that the most efficient way to make money in investment real estate is to create a mortgage note and be the bank - not the landlord. ]]></description>
</item>
<item>
<title>Mortgage Broker or Assassin?  A Banker Who Offers You This Loan May be Trying to Kill You!</title>
<link>http://EzineArticles.com/13943</link>
<guid>http://EzineArticles.com/13943</guid>
<pubDate>Fri, 11 Feb 2005 07:15:02 -0600</pubDate>
<description><![CDATA[What if a banker or mortgage broker told you he's loan you 25 percent above the value of your home?  You might think it sounds great, but I sure hope you'd say no.  This is a loan only the most money-hungry and unscrupulous loan officers will sell. ]]></description>
</item>
<item>
<title>Know Your Mortgage Fees, and You'll Never Pay Too Much for Your Loan</title>
<link>http://EzineArticles.com/13946</link>
<guid>http://EzineArticles.com/13946</guid>
<pubDate>Fri, 11 Feb 2005 07:08:04 -0600</pubDate>
<description><![CDATA[If you buy new windows, you'll not only pay for the windows, you will also pay an installation fee. When you purchase a car, you pay tax, title, assumption fee, etc. Just about every major purchase comes with extra costs or fees, and home loans are no different. Most people think they don't have to pay costs on a loan, because they are paying interest on the loan (they figure this is their fee - a premium on the money). A mortgage, however, does not come free. ]]></description>
</item>
<item>
<title>A Mortgage and Bank Trick You Should Avoid at All Costs</title>
<link>http://EzineArticles.com/13931</link>
<guid>http://EzineArticles.com/13931</guid>
<pubDate>Fri, 11 Feb 2005 06:28:41 -0600</pubDate>
<description><![CDATA[Once you've purchased your home, you will begin to get correspondence from your lender about a "Mortgage Reduction Program," in which you can cut years off your mortgage, without adding money to your payment. This is another trick bankers have to get you to give them your payment sooner, so they can hold it in escrow and make more money off of you. ]]></description>
</item>
<item>
<title>Write Your Story, Put It On A Website, Sell Millions of Copies</title>
<link>http://EzineArticles.com/13749</link>
<guid>http://EzineArticles.com/13749</guid>
<pubDate>Wed, 09 Feb 2005 12:52:51 -0600</pubDate>
<description><![CDATA[Although he has his own website, John Grisham probably does very little self-promotion.  When you have Doubleday on your side, most of the marketing is done for you.  There are not too many John Grisham's out there though, so the unknown authors, with small publishing houses, have to be responsible for marketing themselves.  This is not hard work, but it does take persistence and ingenuity.  Follow this model, and you'll be successful.]]></description>
</item>
<item>
<title>Need a Mortgage, Refinance or Equity Loan? Learn What it Takes, Before Applying</title>
<link>http://EzineArticles.com/13741</link>
<guid>http://EzineArticles.com/13741</guid>
<pubDate>Wed, 09 Feb 2005 11:54:42 -0600</pubDate>
<description><![CDATA[Do you know what it takes to qualify for mortgage and refinance loans?  There are several factors involved with qualifying for a purchase, refinance or equity line of credit, and having an in-depth understanding of these could make the difference in you being accepted or turned down by a bank loan officer. ]]></description>
</item>
<item>
<title>Get Your Writing Reviewed by Major Publications for Free</title>
<link>http://EzineArticles.com/13738</link>
<guid>http://EzineArticles.com/13738</guid>
<pubDate>Wed, 09 Feb 2005 11:40:39 -0600</pubDate>
<description><![CDATA[All Writers need the press, especially new writers.  As a new novelist, I know I need name recognition.  The best way for me to get the public to learn about my novel, The League, I figured, was to get some reviews in major magazines and newspapers.  Now, being unknown, this might seem like a tall task.  It really isn't.  In fact, I was shocked by how simple it is.
]]></description>
</item>
<item>
<title>Some Mortgage Loans are Available with Absolutely no Money Needed From You</title>
<link>http://EzineArticles.com/13643</link>
<guid>http://EzineArticles.com/13643</guid>
<pubDate>Wed, 09 Feb 2005 10:59:09 -0600</pubDate>
<description><![CDATA[You can truly get a mortgage with absolutely no money out of your pocket.  Today, FHA will loan up to 97 percent of the purchase price of a home, meaning a borrower only needs 3 percent. The three percent down payment can come in the form of a gift, and closing costs can be financed into the loan, making this a true no money out of pocket purchase transaction.]]></description>
</item>
<item>
<title>Mortgage-Refinance Loan Measurment 101 -- Evaluate Your Own Ability to Pay</title>
<link>http://EzineArticles.com/13651</link>
<guid>http://EzineArticles.com/13651</guid>
<pubDate>Wed, 09 Feb 2005 10:35:14 -0600</pubDate>
<description><![CDATA[We live in a society where people are losing their homes at an alarmingly high rate. There are several reasons for this, but one could certainly be avoided -- buying a house that creates a loan that is too large for you to handle. This article will examine how to decide your loan size -- whether you are purchasing or refinancing. We'll look at this issue from the point of view of lenders and from the standpoint of what is actually best for you.]]></description>
</item>
<item>
<title>Mortgage-Refinance Treachery: Avoid Mortgage Bankers and Brokers Biggest Trick - The Sales Pitch</title>
<link>http://EzineArticles.com/13653</link>
<guid>http://EzineArticles.com/13653</guid>
<pubDate>Wed, 09 Feb 2005 10:31:17 -0600</pubDate>
<description><![CDATA[What the average homeowner or home buyer fails to realize is that bankers, loan officers, mortgage brokers, or whatever your lenders call themselves, are salesmen. Certainly, if you purchased your home from a realtor and used her lender, you most likely got a feeling of trust in that person, because the realtor referred him. Beware of this potentially dangerous water.]]></description>
</item>
<item>
<title>Fantasy Football Format - Go Basic or Go Home</title>
<link>http://EzineArticles.com/13662</link>
<guid>http://EzineArticles.com/13662</guid>
<pubDate>Wed, 09 Feb 2005 10:27:24 -0600</pubDate>
<description><![CDATA[My fantasy football league is approaching its 16th season.  We have had 16 teams competing before, but now we are a 14-team league.  Although the subject of performance points is bandied about at our league meetings virtually every year, we remain a basic scoring league - the only way to go for true fantasy football fans.]]></description>
</item>
<item>
<title>Mortgage-Refinance Loan Can Put Cash in Your Pocket</title>
<link>http://EzineArticles.com/13646</link>
<guid>http://EzineArticles.com/13646</guid>
<pubDate>Wed, 09 Feb 2005 10:13:11 -0600</pubDate>
<description><![CDATA[Do you need cash?  Here's a mortgage for you. If you are not in a good position to take an equity line of credit on your home, because you have not built enough equity or a poor credit situation is making bankers steer clear of you, altogether, there is another option - the cashout refinance.]]></description>
</item>
<item>
<title>For Mortgage-Refinance Help, Get the Best Mortgage Professional, Not a Bank Loan Officer</title>
<link>http://EzineArticles.com/13641</link>
<guid>http://EzineArticles.com/13641</guid>
<pubDate>Wed, 09 Feb 2005 10:09:08 -0600</pubDate>
<description><![CDATA[When you need a mortgage -- either because you are buying, refinancing, taking out equity or getting into investment real estate, you need a good mortgage professional.  Now, you may be tempted to go to your local savings and loan, as they may promise lower fees or zero costs. Meanwhile, in virtually every case, banks can't compete with mortgage professionals on the two most important things -- interest rates and service.]]></description>
</item>
<item>
<title>Sell Your Home and Invest at the Same Time</title>
<link>http://EzineArticles.com/13467</link>
<guid>http://EzineArticles.com/13467</guid>
<pubDate>Tue, 08 Feb 2005 08:15:45 -0600</pubDate>
<description><![CDATA[I continue to see the same For Sale signs in my neighborhood.  The houses just aren't selling.  If you are considering selling or have a home on the market that is not moving, it's time to think about financing the sale yourself.  A good friend of mine bought a new home three months ago, and he has watched his old house sit unsold, while he's struggled paying two mortgages.  I finally convinced him to get past his fears and finance the sale of his old home.  ]]></description>
</item>
<item>
<title>Real Estate Finance Strategy that Few People Consider</title>
<link>http://EzineArticles.com/13465</link>
<guid>http://EzineArticles.com/13465</guid>
<pubDate>Tue, 08 Feb 2005 08:14:44 -0600</pubDate>
<description><![CDATA[If you are considering a new home loan anytime soon, and you do not want to get an adjustable rate mortgage (remember, ARMs are very strong loans), you should consider a 2/1 buydown.  This is a great mortgage program for people who require a smaller payment now, knowing that they will have more money in the following years.  Here's how it works.  ]]></description>
</item>
<item>
<title>Publish Articles Online:  Start With Your Own ezine</title>
<link>http://EzineArticles.com/13479</link>
<guid>http://EzineArticles.com/13479</guid>
<pubDate>Tue, 08 Feb 2005 08:09:46 -0600</pubDate>
<description><![CDATA[So, you want to publish articles online?  It's really quite simple, and it's a great way to promote yourself or your product.  But where do you begin?  This is actually quite simple too.  I started in the online publishing business about a year and a half ago.  I read about how a person could make pretty good money by selling information on the Internet, and I had some good information to share.  So, I wrote an eBook, Winning the Mortgage Game, put up a website, www.winningthemortgagegame.com, and I was ready to sell my book. ]]></description>
</item>
<item>
<title>Investment Real Estate Done Right - Your Quickest and Safest Path to Wealth</title>
<link>http://EzineArticles.com/13458</link>
<guid>http://EzineArticles.com/13458</guid>
<pubDate>Tue, 08 Feb 2005 08:09:04 -0600</pubDate>
<description><![CDATA[In investment real estate the quickest way to wealth is through owner financing, or lease optioning.  So, let's take a look at one model transaction, involving the purchase and sale of two properties on lease-option contracts so you an apply it to your own investment real estate system. ]]></description>
</item>
<item>
<title>Teachers Should Write, During Their Summers</title>
<link>http://EzineArticles.com/13484</link>
<guid>http://EzineArticles.com/13484</guid>
<pubDate>Tue, 08 Feb 2005 08:08:48 -0600</pubDate>
<description><![CDATA[Before I became a teacher, I was a sports writer.  Working for a newspaper taught me a lot about writing, especially dealing with the pressures of deadlines. I enjoyed the writing so much that I started writing fiction about 10 years ago, during my time off. ]]></description>
</item>
<item>
<title>Buying a Home?  Don't Get Saddled with Two Mortgage Payments</title>
<link>http://EzineArticles.com/13466</link>
<guid>http://EzineArticles.com/13466</guid>
<pubDate>Tue, 08 Feb 2005 08:03:43 -0600</pubDate>
<description><![CDATA[I have a lot of friends and family who are currently buying houses.  Many of them have had a problem with timing.  In other words, they buy a house and sign a contract that says that they have to pay the seller in 30 days.  (Incidentally, it's never wise to go less than 45 days.) Now, it takes two to three weeks to sell their house, and they sign a 30-45 day contract, so they don't get their money in time to help finance the down payment for the house they are buying.  The answer to this problem is simple.  Get a bridge loan.  ]]></description>
</item>
<item>
<title>Publish Articles on Numerous Subjects and Attract More Readers</title>
<link>http://EzineArticles.com/13482</link>
<guid>http://EzineArticles.com/13482</guid>
<pubDate>Tue, 08 Feb 2005 08:02:47 -0600</pubDate>
<description><![CDATA[Writers have one basic need -- readers.  We all want more of them.  No matter what type of writing people enjoy, we want all of them reading our stuff.  You can attract just about any reader if you just model your writing after an old investment strategy -- diversification. ]]></description>
</item>
<item>
<title>Super Bowl Has Super Flaw</title>
<link>http://EzineArticles.com/13442</link>
<guid>http://EzineArticles.com/13442</guid>
<pubDate>Mon, 07 Feb 2005 20:48:06 -0600</pubDate>
<description><![CDATA[This years Super Bowl had a major flaw, and it didn't have anything to do with a celebrity exposing herself during the halftime show.  No, it wasn't a bad commercial, either.  This flaw was actually a game decision -- one that may have cost the Eagles a victory.]]></description>
</item>
<item>
<title>Fantasy Football Information: Is This The QB Era?</title>
<link>http://EzineArticles.com/13450</link>
<guid>http://EzineArticles.com/13450</guid>
<pubDate>Mon, 07 Feb 2005 20:45:18 -0600</pubDate>
<description><![CDATA[Fantasy football nuts need to answer this question: have we entered a new era in drafting players for our fantasy football teams? Is this the era of the quarterback? I think the answer is a resounding Yes.  ]]></description>
</item>
<item>
<title>Suspense Novel Puts New Twist on an Old Game</title>
<link>http://EzineArticles.com/13454</link>
<guid>http://EzineArticles.com/13454</guid>
<pubDate>Mon, 07 Feb 2005 20:23:24 -0600</pubDate>
<description><![CDATA[The League is a suspense/thriller that underscores how money and power affect people, with a unique game - fantasy football - as the vehicle.  The novel's protagonist, Jordan Young, and some of his friends create a unique, secret fantasy football league, composed of some of Wall Street's wealthiest stock brokers, bankers, attorneys and entrepreneurs.  ]]></description>
</item>
<item>
<title>Fantasy Football Information: Fans May Have New Star</title>
<link>http://EzineArticles.com/13446</link>
<guid>http://EzineArticles.com/13446</guid>
<pubDate>Mon, 07 Feb 2005 20:14:09 -0600</pubDate>
<description><![CDATA[Fantasy Football Fans will want to remember the name Deion Branch.  When preparing for your fantasy football drafts this summer, don't let the New England receiver slip too far in your ratings or in your round-by-round projections.  He is a star in the making.]]></description>
</item>
<item>
<title>Got an Idea? Turn it into a Novel in Thirty Days or Less!</title>
<link>http://EzineArticles.com/13147</link>
<guid>http://EzineArticles.com/13147</guid>
<pubDate>Sat, 05 Feb 2005 12:46:36 -0600</pubDate>
<description><![CDATA[People can't believe I did it, but I did.  I wrote my first novel, The League, in about 30 days.  I never spent more than two hours on any given day, unless I wrote then went back to edit.  I also found and signed with a publisher in one month (see my article, Whatever It Is, Publish It Now, for details on this).  Friends, family, and colleagues are fascinated when I tell them this.  It's not possible, they say.  Then, I enlighten them.
]]></description>
</item>
<item>
<title>Publish It Now!  No Matter What It Is</title>
<link>http://EzineArticles.com/13028</link>
<guid>http://EzineArticles.com/13028</guid>
<pubDate>Fri, 04 Feb 2005 13:31:25 -0600</pubDate>
<description><![CDATA[Many people, some very good writers, simply give up.  Today, we live in the electronic age, and the process for writers has become amazingly simple; it's just that most writers still don't realize it.  One incredible tool can change your approach to submitting and, ultimately, publishing your work.  All writers need Writer's Market -- not the old hard back book, but the online version with the same service. ]]></description>
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