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<title>Michael Strauss - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 07:37:41 -0600</pubDate>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
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<title>The Biggest Problems With Credit Cards and How To Avoid Them</title>
<link>http://EzineArticles.com/6171616</link>
<guid>http://EzineArticles.com/6171616</guid>
<pubDate>Wed, 13 Apr 2011 11:58:25 -0500</pubDate>
<description><![CDATA[Despite their enormous convenience and ubiquity, credit cards definitely have a dark side. Find out how to use them safely.]]></description>
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<item>
<title>Making Use of Balance Transfer Deals to Consolidate Credit Card Debt</title>
<link>http://EzineArticles.com/6170992</link>
<guid>http://EzineArticles.com/6170992</guid>
<pubDate>Wed, 13 Apr 2011 11:48:52 -0500</pubDate>
<description><![CDATA[Depending on the brand of your card, credit card debt is amongst the most expensive type there is. How much could you save by shifting your debt to a new card with a balance transfer facility?]]></description>
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<item>
<title>How To Pay Less On Your Credit Card Debt</title>
<link>http://EzineArticles.com/6171240</link>
<guid>http://EzineArticles.com/6171240</guid>
<pubDate>Wed, 13 Apr 2011 11:29:46 -0500</pubDate>
<description><![CDATA[Considering the high cost of most people's credit card debts, anything you can do to reduce it would be welcome. Following some simple tips could save you cash.]]></description>
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<title>Why Credit Cards for People With Bad Credit Ratings Cost More</title>
<link>http://EzineArticles.com/6171377</link>
<guid>http://EzineArticles.com/6171377</guid>
<pubDate>Wed, 13 Apr 2011 11:21:57 -0500</pubDate>
<description><![CDATA[It can be hard to get a credit card if you have a bad credit history, but not impossible - you'll probably have to pay a lot more though. Why exactly is this, and can you do anything about it?]]></description>
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<title>Have You Been Refused a Credit Card, Even Though You Have a Good Credit Rating?</title>
<link>http://EzineArticles.com/6171423</link>
<guid>http://EzineArticles.com/6171423</guid>
<pubDate>Wed, 13 Apr 2011 11:17:47 -0500</pubDate>
<description><![CDATA[Although your credit rating is very important in determining whether or not your credit card application will be accepted, it's not the only thing. What other factors are involved?]]></description>
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<item>
<title>How Credit Card Debt Affects Your Credit Rating</title>
<link>http://EzineArticles.com/6171338</link>
<guid>http://EzineArticles.com/6171338</guid>
<pubDate>Wed, 13 Apr 2011 11:14:10 -0500</pubDate>
<description><![CDATA[We all know that your chances of getting a good credit card depend on your credit rating. The process works in the opposite way too - how well and how much you use your card has a direct effect on your creditworthiness.]]></description>
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<item>
<title>How Easy Is It to Get a Credit Card With a Bad Credit Score?</title>
<link>http://EzineArticles.com/6149126</link>
<guid>http://EzineArticles.com/6149126</guid>
<pubDate>Wed, 06 Apr 2011 12:07:55 -0500</pubDate>
<description><![CDATA[In these days of online shopping and bill paying, a credit card is pretty much an essential item. However, if you are one of the millions of people with a poor credit rating, can you still get approved for a card?]]></description>
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<item>
<title>Why You Shouldn't Impulse Buy With A Credit Card</title>
<link>http://EzineArticles.com/6117396</link>
<guid>http://EzineArticles.com/6117396</guid>
<pubDate>Thu, 31 Mar 2011 07:38:20 -0500</pubDate>
<description><![CDATA[Credit cards make it a simple matter to buy things that you want as soon as you see them. This can obviously lead to trouble - find out just why.]]></description>
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<item>
<title>Getting Your Credit Card Debt Under Control</title>
<link>http://EzineArticles.com/6105631</link>
<guid>http://EzineArticles.com/6105631</guid>
<pubDate>Mon, 28 Mar 2011 09:06:58 -0500</pubDate>
<description><![CDATA[It's all too easy to build up debts using a credit card because of the ease of paying for something you can't in reality afford. What can you do if you've gone too far down this road?]]></description>
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<item>
<title>Dealing With Debt Problems - How to Cope</title>
<link>http://EzineArticles.com/6101966</link>
<guid>http://EzineArticles.com/6101966</guid>
<pubDate>Fri, 25 Mar 2011 14:51:18 -0500</pubDate>
<description><![CDATA[If you're struggling with debt problems or money worries, it can be tempting to ignore the situation - but it certainly won't go away. You have to be proactive in confronting your situation if you're to stand any chance of solving your problems.]]></description>
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<item>
<title>How Credit Cards Can Spell Trouble</title>
<link>http://EzineArticles.com/6065692</link>
<guid>http://EzineArticles.com/6065692</guid>
<pubDate>Thu, 17 Mar 2011 13:53:04 -0500</pubDate>
<description><![CDATA[Credit cards are a great convenience and shopping online is very difficult without them. There is a downside though of course - it's very easy to store up debt problems for the future.]]></description>
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<title>What Precisely Are Payday Loans?</title>
<link>http://EzineArticles.com/6065531</link>
<guid>http://EzineArticles.com/6065531</guid>
<pubDate>Thu, 17 Mar 2011 13:40:10 -0500</pubDate>
<description><![CDATA[Payday loans are quick and easy to arrange, and don't take all the paperwork and hassle to arrange that a normal loan does. They are expensive though - only you can decide if they're worth the cost.]]></description>
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<item>
<title>Your Options With Credit Card Debt</title>
<link>http://EzineArticles.com/6065650</link>
<guid>http://EzineArticles.com/6065650</guid>
<pubDate>Thu, 17 Mar 2011 13:34:20 -0500</pubDate>
<description><![CDATA[It's all too easy to get dragged into a credit card debt situation. If your debts seem overwhelming, what can you do?]]></description>
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<item>
<title>How Essential Are Credit Cards?</title>
<link>http://EzineArticles.com/6065597</link>
<guid>http://EzineArticles.com/6065597</guid>
<pubDate>Thu, 17 Mar 2011 13:10:03 -0500</pubDate>
<description><![CDATA[Credit cards are everywhere these days, with most adults carrying at least one. Are they now an essential for everyday life?]]></description>
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<item>
<title>What Are The Dangers Involved With Payday Loans?</title>
<link>http://EzineArticles.com/6057580</link>
<guid>http://EzineArticles.com/6057580</guid>
<pubDate>Tue, 15 Mar 2011 09:56:37 -0500</pubDate>
<description><![CDATA[Payday loans can be a great way of solving a short-term lack of money, but they're certainly not without problems. What should you think about before taking one out?]]></description>
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<item>
<title>Making Use of Low Rate Credit Cards</title>
<link>http://EzineArticles.com/6047322</link>
<guid>http://EzineArticles.com/6047322</guid>
<pubDate>Mon, 14 Mar 2011 13:02:58 -0500</pubDate>
<description><![CDATA[Although credit card interest rates have crept higher over the last few years, good deals are still around. What could a low rate credit card do for you?]]></description>
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<item>
<title>Using a Loan to Pay Off Credit Cards</title>
<link>http://EzineArticles.com/6027266</link>
<guid>http://EzineArticles.com/6027266</guid>
<pubDate>Wed, 09 Mar 2011 13:37:01 -0600</pubDate>
<description><![CDATA[There can come a time when debts on multiple credit cards get too much to handle. Could a consolidation loan come to the rescue?]]></description>
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<item>
<title>Freeing Yourself From Credit Card Debt</title>
<link>http://EzineArticles.com/5882427</link>
<guid>http://EzineArticles.com/5882427</guid>
<pubDate>Thu, 10 Feb 2011 07:59:18 -0600</pubDate>
<description><![CDATA[If you're drowning in a sea of credit card debt, the situation may look hopeless. How can you start to get yourself debt free?]]></description>
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<item>
<title>Weaning Yourself Off Payday Loans</title>
<link>http://EzineArticles.com/5882531</link>
<guid>http://EzineArticles.com/5882531</guid>
<pubDate>Thu, 10 Feb 2011 07:56:25 -0600</pubDate>
<description><![CDATA[Although payday loans can be useful as a short term solution to a lack of cash, if you use them to borrow over the long term they are horribly expensive. If you're trapped in a cycle of payday loan debt, how can you escape it?]]></description>
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<item>
<title>What Makes a Good Personal Loan Deal?</title>
<link>http://EzineArticles.com/5882735</link>
<guid>http://EzineArticles.com/5882735</guid>
<pubDate>Thu, 10 Feb 2011 07:50:54 -0600</pubDate>
<description><![CDATA[There are adverts for personal loans everywhere, but debt is not something to enter into lightly. You need to make sure you're getting the best deal you can.]]></description>
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<item>
<title>Home Equity Loans - Basics You Need To Know</title>
<link>http://EzineArticles.com/5882652</link>
<guid>http://EzineArticles.com/5882652</guid>
<pubDate>Thu, 10 Feb 2011 07:49:36 -0600</pubDate>
<description><![CDATA[Although people who own their home have easier access to credit and loans than renters, a home equity loan needs to be approached with caution. What should you take into consideration before applying for one?]]></description>
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<item>
<title>What If You Can't Meet Your Mortgage Payments?</title>
<link>http://EzineArticles.com/5882319</link>
<guid>http://EzineArticles.com/5882319</guid>
<pubDate>Thu, 10 Feb 2011 07:46:43 -0600</pubDate>
<description><![CDATA[Mortgage problems are beginning to afflict more and more people. If you can't afford your mortgage, can you do anything to stop foreclosure?]]></description>
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<item>
<title>Exploring the Alternatives to Payday Loans</title>
<link>http://EzineArticles.com/5880964</link>
<guid>http://EzineArticles.com/5880964</guid>
<pubDate>Wed, 09 Feb 2011 22:01:27 -0600</pubDate>
<description><![CDATA[No matter how useful payday loans may be, no one can deny that they can be prohibitively expensive. What other options are there when you need extra cash?]]></description>
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<item>
<title>Payday Loans - The Basics You Need To Know</title>
<link>http://EzineArticles.com/5880827</link>
<guid>http://EzineArticles.com/5880827</guid>
<pubDate>Wed, 09 Feb 2011 21:48:31 -0600</pubDate>
<description><![CDATA[Payday loans can be a very useful financial service when you need cash in a hurry. They can also be dangerous if not used cautiously, so it pays to be informed before applying for one.]]></description>
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<item>
<title>Why Checking Your Credit Card Statement Is Important</title>
<link>http://EzineArticles.com/5880726</link>
<guid>http://EzineArticles.com/5880726</guid>
<pubDate>Wed, 09 Feb 2011 21:04:09 -0600</pubDate>
<description><![CDATA[When your credit card statement lands every month, it's tempting to ignore it in favour of something more interesting. Checking your statement, however, is vital for several reasons.]]></description>
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<item>
<title>What If You Can't Pay Your Credit Card Bill?</title>
<link>http://EzineArticles.com/5880622</link>
<guid>http://EzineArticles.com/5880622</guid>
<pubDate>Wed, 09 Feb 2011 19:50:10 -0600</pubDate>
<description><![CDATA[The combination of a stricken economy and a mountain of personal debt means many people are struggling to meet their credit card repayments. What can you do in this unfortunate position?]]></description>
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<item>
<title>What Are Charity Credit Cards, And Are They Useful?</title>
<link>http://EzineArticles.com/5880382</link>
<guid>http://EzineArticles.com/5880382</guid>
<pubDate>Wed, 09 Feb 2011 17:30:39 -0600</pubDate>
<description><![CDATA[Many people would like to give to charity but never get around to it because of busy schedules. A charity credit can make donating to your favourite cause an easy matter.]]></description>
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<item>
<title>Can Credit Card Debt Really Be Written Off?</title>
<link>http://EzineArticles.com/5879916</link>
<guid>http://EzineArticles.com/5879916</guid>
<pubDate>Wed, 09 Feb 2011 16:07:37 -0600</pubDate>
<description><![CDATA[Credit cards can be responsible for some of the most costly debt consumers build up. Can problem credit card debts be solved?]]></description>
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<item>
<title>Why Use a Credit Card Balance Transfer?</title>
<link>http://EzineArticles.com/5881087</link>
<guid>http://EzineArticles.com/5881087</guid>
<pubDate>Tue, 08 Feb 2011 15:07:34 -0600</pubDate>
<description><![CDATA[Despite the tightening of credit, many credit cards still offer a 0% balance transfer facility. What benefits does this confer on you if you take one out?]]></description>
</item>
<item>
<title>Getting A New Credit Card With Bad Credit</title>
<link>http://EzineArticles.com/5716027</link>
<guid>http://EzineArticles.com/5716027</guid>
<pubDate>Fri, 14 Jan 2011 19:26:10 -0600</pubDate>
<description><![CDATA[The wretched economy of the last few years has left many people with tarnished credit ratings. If this applies to you, how does it affect your chances of getting a new credit card?]]></description>
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<item>
<title>Should You Consolidate Unsecured Debts?</title>
<link>http://EzineArticles.com/5191058</link>
<guid>http://EzineArticles.com/5191058</guid>
<pubDate>Thu, 14 Oct 2010 09:04:43 -0500</pubDate>
<description><![CDATA[Debt consolidation isn't the only solution to debt problems. What other steps can you take to be free of unsecured debts?]]></description>
</item>
<item>
<title>What To Look For In A Personal Loan Provider</title>
<link>http://EzineArticles.com/5191177</link>
<guid>http://EzineArticles.com/5191177</guid>
<pubDate>Wed, 13 Oct 2010 16:26:36 -0500</pubDate>
<description><![CDATA[Taking out a personal loan is a major financial undertaking which can have both good and bad results, so choosing the right provider is essential. What do you need to consider when making your decision?]]></description>
</item>
<item>
<title>Does Debt Consolidation Actually Work?</title>
<link>http://EzineArticles.com/5172501</link>
<guid>http://EzineArticles.com/5172501</guid>
<pubDate>Mon, 11 Oct 2010 06:44:47 -0500</pubDate>
<description><![CDATA[It's no secret that more and more people are struggling under the weight of their debts. Consolidation is often touted as a solution, but does it actually provide one?]]></description>
</item>
<item>
<title>Different Credit Card Options For Bad Credit</title>
<link>http://EzineArticles.com/5045320</link>
<guid>http://EzineArticles.com/5045320</guid>
<pubDate>Fri, 17 Sep 2010 16:16:19 -0500</pubDate>
<description><![CDATA[Having a bad credit rating makes it more difficult to be accepted for a credit card, although it is still possible. What are your options?]]></description>
</item>
<item>
<title>Tips for Understanding Variable Rate Interest Cards</title>
<link>http://EzineArticles.com/5002472</link>
<guid>http://EzineArticles.com/5002472</guid>
<pubDate>Fri, 10 Sep 2010 11:15:32 -0500</pubDate>
<description><![CDATA[Different credit cards come with different interest rates, and indeed the seem card may feature various APRs depending on the circumstances of the cardholder. The rates charged can also change over time - but how are these rates determined?]]></description>
</item>
<item>
<title>How Will My Credit Score Increase If I Get a Secured Credit Card?</title>
<link>http://EzineArticles.com/5002345</link>
<guid>http://EzineArticles.com/5002345</guid>
<pubDate>Fri, 10 Sep 2010 11:01:56 -0500</pubDate>
<description><![CDATA[If your credit rating is very low, you might not be able to get an ordinary credit card. A prepaid or secured card might be an option that will let you enjoy the benefit of plastic, while actually improving your creditworthiness at the same time.]]></description>
</item>
<item>
<title>How Quickly Can You Get A Credit Card?</title>
<link>http://EzineArticles.com/5002132</link>
<guid>http://EzineArticles.com/5002132</guid>
<pubDate>Fri, 10 Sep 2010 10:10:58 -0500</pubDate>
<description><![CDATA[Getting approved for a credit card used to be a long process of filling in forms and sending off documents. Things are different today with online applications being simpler and quicker than ever.]]></description>
</item>
<item>
<title>What Is the Best Credit Card to Obtain to Help Raise My Credit Score?</title>
<link>http://EzineArticles.com/5002204</link>
<guid>http://EzineArticles.com/5002204</guid>
<pubDate>Fri, 10 Sep 2010 10:07:33 -0500</pubDate>
<description><![CDATA[Your credit rating is a crucial factor in deciding which types of financial products are available to you, and at what costs. Could using a credit card actually improve your score?]]></description>
</item>
<item>
<title>How Guarantor Loans Can Help You Get Credit</title>
<link>http://EzineArticles.com/4911498</link>
<guid>http://EzineArticles.com/4911498</guid>
<pubDate>Wed, 25 Aug 2010 13:55:58 -0500</pubDate>
<description><![CDATA[Guarantor loans can offer a route to getting finance for people with poor credit ratings. What are they, and how do they work?]]></description>
</item>
<item>
<title>Credit Tips - What Helps to Increase Your Credit Card Limit?</title>
<link>http://EzineArticles.com/4725553</link>
<guid>http://EzineArticles.com/4725553</guid>
<pubDate>Fri, 23 Jul 2010 20:26:08 -0500</pubDate>
<description><![CDATA[When you first get a credit card, you may not be happy with the size of your credit limit. Can you do anything to push it higher?]]></description>
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<item>
<title>Three Benefits of a Good Credit Rating</title>
<link>http://EzineArticles.com/4725426</link>
<guid>http://EzineArticles.com/4725426</guid>
<pubDate>Fri, 23 Jul 2010 18:07:58 -0500</pubDate>
<description><![CDATA[Your credit rating is a key factor in deciding whether or not you can get access to finance, and also what kind of deal you can get. What are the benefits of having a good score?]]></description>
</item>
<item>
<title>What is a Rate For Life Credit Card?</title>
<link>http://EzineArticles.com/4725315</link>
<guid>http://EzineArticles.com/4725315</guid>
<pubDate>Fri, 23 Jul 2010 16:16:42 -0500</pubDate>
<description><![CDATA[While 0% balance transfer credit cards remain incredibly popular, a new kind of offer is gaining much attention. What could a fixed rate for life credit card do for you?]]></description>
</item>
<item>
<title>Credit Card Versus Debit Card</title>
<link>http://EzineArticles.com/4703287</link>
<guid>http://EzineArticles.com/4703287</guid>
<pubDate>Wed, 21 Jul 2010 12:04:42 -0500</pubDate>
<description><![CDATA[Although they can be used in much the same way, there are crucial differences between debit cards and credit cards. Which is right for you?]]></description>
</item>
<item>
<title>Making Smart Choices With Credit Cards</title>
<link>http://EzineArticles.com/4666725</link>
<guid>http://EzineArticles.com/4666725</guid>
<pubDate>Wed, 14 Jul 2010 12:50:34 -0500</pubDate>
<description><![CDATA[Credit cards are both convenient and dangerous, with careless use leading to debt and financial problems. Find out how to enjoy the benefits without risking the drawbacks.]]></description>
</item>
<item>
<title>Debt Consolidation 101 - The Basics of Consolidation</title>
<link>http://EzineArticles.com/4658335</link>
<guid>http://EzineArticles.com/4658335</guid>
<pubDate>Tue, 13 Jul 2010 15:58:52 -0500</pubDate>
<description><![CDATA[Debt consolidation can be a powerful tool for people wanting to sort out their debt problems, but it can also be dangerous if done badly. What do you need to know before you start?]]></description>
</item>
<item>
<title>Why Consolidation is Not Always a Good Idea</title>
<link>http://EzineArticles.com/4629159</link>
<guid>http://EzineArticles.com/4629159</guid>
<pubDate>Thu, 08 Jul 2010 16:06:25 -0500</pubDate>
<description><![CDATA[Tough economic times have left millions of people struggling financially and finding it difficult to service their debts. Consolidation is often touted as a solution, but is this always the case?]]></description>
</item>
<item>
<title>Time to Lower Our Sights on Credit Cards</title>
<link>http://EzineArticles.com/4587332</link>
<guid>http://EzineArticles.com/4587332</guid>
<pubDate>Thu, 01 Jul 2010 11:40:09 -0500</pubDate>
<description><![CDATA[The days of credit cards falling over themselves to attract new applicants are long gone, and the quality of the offers available is lower. Find out why consumers are having to settle for less in a new credit card.]]></description>
</item>
<item>
<title>Reasons Why Banks Offer Secured Credit Cards</title>
<link>http://EzineArticles.com/4550867</link>
<guid>http://EzineArticles.com/4550867</guid>
<pubDate>Fri, 25 Jun 2010 11:10:17 -0500</pubDate>
<description><![CDATA[When you think of a credit card, the chances are you think of a plastic card through which you can borrow money to pay for goods or services, and either settle the bill on a monthly basis by paying your statement off in full, or only repay part of what you've borrowed and be charged interest on the rest. This is indeed how the vast majority of cards work, and they are so convenient to use in today's online world that most adults now carry at least one card.]]></description>
</item>
<item>
<title>Payday Loans Vs Personal Loans - Which Will Meet Your Immediate Needs?</title>
<link>http://EzineArticles.com/4492462</link>
<guid>http://EzineArticles.com/4492462</guid>
<pubDate>Wed, 16 Jun 2010 15:14:54 -0500</pubDate>
<description><![CDATA[If you need access to cash you'll doubtless be considering a loan of some sort. Could a personal loan or a payday advance be what you're looking for?]]></description>
</item>
<item>
<title>How Do Cash Back Credit Cards Work?</title>
<link>http://EzineArticles.com/4449621</link>
<guid>http://EzineArticles.com/4449621</guid>
<pubDate>Wed, 09 Jun 2010 15:11:01 -0500</pubDate>
<description><![CDATA[Although the amount of credit cads available has diminished over the last few years, there are still some good deals out there. Cash back is an attractive offer, and this article details how to use it to its best effect.]]></description>
</item>
<item>
<title>What's the Deal With Charity Credit Cards?</title>
<link>http://EzineArticles.com/4075530</link>
<guid>http://EzineArticles.com/4075530</guid>
<pubDate>Fri, 09 Apr 2010 14:27:31 -0500</pubDate>
<description><![CDATA[Charity credit cards are an ideal way to support your favourite cause without any extra costs to yourself. How can this work?]]></description>
</item>
<item>
<title>How to Safely Use a Credit Card</title>
<link>http://EzineArticles.com/4060531</link>
<guid>http://EzineArticles.com/4060531</guid>
<pubDate>Wed, 07 Apr 2010 14:59:24 -0500</pubDate>
<description><![CDATA[Building up debt isn't the only problem associated with credit cards - there's also the risk of criminals taking over your account and stealing funds. What can you do to prevent this?]]></description>
</item>
<item>
<title>5 Tips to Stay Out of Credit Card Debt</title>
<link>http://EzineArticles.com/4060465</link>
<guid>http://EzineArticles.com/4060465</guid>
<pubDate>Wed, 07 Apr 2010 14:49:54 -0500</pubDate>
<description><![CDATA[There's no doubt that credit cards can be a great convenience, but they can be dangerous too. How can you use them safely and stay out of debt?]]></description>
</item>
<item>
<title>How to Get a Credit Card With a Low Rate</title>
<link>http://EzineArticles.com/4060505</link>
<guid>http://EzineArticles.com/4060505</guid>
<pubDate>Wed, 07 Apr 2010 14:39:58 -0500</pubDate>
<description><![CDATA[Whatever other features you might be looking for in a credit card, a low interest rate is always desirable. How can you go about finding a low APR deal?]]></description>
</item>
<item>
<title>Advantages of a Lifetime Balance Transfer Credit Card</title>
<link>http://EzineArticles.com/3720265</link>
<guid>http://EzineArticles.com/3720265</guid>
<pubDate>Tue, 09 Feb 2010 08:18:50 -0600</pubDate>
<description><![CDATA[While 0% balance transfers have long been a staple of credit card marketing, another type of deal is possibly even more useful. For consumers with a large card debt they want to pay off, a lifetime balance transfer deal can make a lot of sense.]]></description>
</item>
<item>
<title>Credit Card Options For People With Adverse Credit Ratings</title>
<link>http://EzineArticles.com/2520116</link>
<guid>http://EzineArticles.com/2520116</guid>
<pubDate>Wed, 24 Jun 2009 15:19:11 -0500</pubDate>
<description><![CDATA[Even in these times of restricted access to credit, there remains hope for people with poor credit ratings who want to apply for a credit card. Secured cards or even co-signed cards might provide a solution.]]></description>
</item>
<item>
<title>Actions to Take When You Can't Make Your Credit Card Bill</title>
<link>http://EzineArticles.com/2515018</link>
<guid>http://EzineArticles.com/2515018</guid>
<pubDate>Wed, 24 Jun 2009 07:47:47 -0500</pubDate>
<description><![CDATA[The dire economic situation has lead to more and more people struggling to make their credit card repayments. What should you do if you find yourself getting into arrears on your card?]]></description>
</item>
<item>
<title>How Easy is it to Get a Credit Card With a Bad Credit Rating?</title>
<link>http://EzineArticles.com/2137872</link>
<guid>http://EzineArticles.com/2137872</guid>
<pubDate>Thu, 26 Mar 2009 16:36:44 -0500</pubDate>
<description><![CDATA[With most lenders preferring to do business with low risk customers, those with a bad credit rating can struggle to get a credit card. There are deals available though if you know where to look.]]></description>
</item>
<item>
<title>Are Your Credit Cards Getting Too Hot to Handle?</title>
<link>http://EzineArticles.com/2119367</link>
<guid>http://EzineArticles.com/2119367</guid>
<pubDate>Fri, 20 Mar 2009 15:21:59 -0500</pubDate>
<description><![CDATA[Credit card debts can quickly get out of control if you're not careful. What are the signs that a problem is developing, and what can be done?]]></description>
</item>
<item>
<title>Can a Credit Card Rebuild Your Credit Rating?</title>
<link>http://EzineArticles.com/1952613</link>
<guid>http://EzineArticles.com/1952613</guid>
<pubDate>Mon, 09 Feb 2009 07:40:02 -0600</pubDate>
<description><![CDATA[Credit cards are often cited as causes of a poor credit rating because of unpaid debts. However, the opposite can be the case as well - responsible use of a card can actually raise your credit score.]]></description>
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<item>
<title>How Credit Card Balance Transfers Can Save You Cash</title>
<link>http://EzineArticles.com/1909724</link>
<guid>http://EzineArticles.com/1909724</guid>
<pubDate>Mon, 26 Jan 2009 11:19:41 -0600</pubDate>
<description><![CDATA[If you carry a balance on your credit card, you could be throwing your cash away. Find out how a balance transfer could save you money.]]></description>
</item>
<item>
<title>How an Online Payday Loan Can Bridge the Financial Gap</title>
<link>http://EzineArticles.com/1909642</link>
<guid>http://EzineArticles.com/1909642</guid>
<pubDate>Thu, 22 Jan 2009 14:22:20 -0600</pubDate>
<description><![CDATA[Most of us experience being short of cash from time to time, when the money runs out and our next payday is still some time away. Payday loans can be the solution to the problem, and are quick and easy to arrange.]]></description>
</item>
<item>
<title>What Are Easy Approval Credit Cards?</title>
<link>http://EzineArticles.com/1879291</link>
<guid>http://EzineArticles.com/1879291</guid>
<pubDate>Thu, 15 Jan 2009 15:03:40 -0600</pubDate>
<description><![CDATA[Easy approval credit cards are a type of financing option for individuals who have a blemished credit report or less-than-perfect credit. Financial institutions which issue the cards are more lenient when it comes to the approval or credit checking process.]]></description>
</item>
<item>
<title>Identity Theft and Credit Card Safety</title>
<link>http://EzineArticles.com/1863056</link>
<guid>http://EzineArticles.com/1863056</guid>
<pubDate>Mon, 12 Jan 2009 10:07:37 -0600</pubDate>
<description><![CDATA[Identity theft is an increasing problem, and credit cards are involved in more than half of cases. What can you do to protect yourself?]]></description>
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<item>
<title>Donate the Smart Way With a Charity Credit Card</title>
<link>http://EzineArticles.com/1802061</link>
<guid>http://EzineArticles.com/1802061</guid>
<pubDate>Mon, 22 Dec 2008 11:51:02 -0600</pubDate>
<description><![CDATA[Today's society can often seem overly consumerist, but there is a way to combine spending with donating to good causes. Find out the benefits of a charity credit card.]]></description>
</item>
<item>
<title>How to Determine Your Credit Rating</title>
<link>http://EzineArticles.com/1790939</link>
<guid>http://EzineArticles.com/1790939</guid>
<pubDate>Wed, 17 Dec 2008 11:48:59 -0600</pubDate>
<description><![CDATA[Your credit rating is a vital factor in deciding whether you can get credit, and at what cost. How can you find out what your own personal rating is?]]></description>
</item>
<item>
<title>Discovering the Advantages of a Payday Loan</title>
<link>http://EzineArticles.com/1636148</link>
<guid>http://EzineArticles.com/1636148</guid>
<pubDate>Fri, 31 Oct 2008 16:26:17 -0500</pubDate>
<description><![CDATA[Payday loans can offer fast and easy access to much needed cash. They are not without their problems and costs, but they can offer real advantages too.]]></description>
</item>
<item>
<title>What Are Some of the Causes of Bad Credit?</title>
<link>http://EzineArticles.com/1636131</link>
<guid>http://EzineArticles.com/1636131</guid>
<pubDate>Fri, 31 Oct 2008 16:04:34 -0500</pubDate>
<description><![CDATA[As economic times get harder, more and more people are developing a bad credit rating. What exactly does this entail, and what are the causes?]]></description>
</item>
<item>
<title>What You Should Be Looking For in a 0% Credit Card</title>
<link>http://EzineArticles.com/1582306</link>
<guid>http://EzineArticles.com/1582306</guid>
<pubDate>Fri, 31 Oct 2008 13:15:47 -0500</pubDate>
<description><![CDATA[Credit cards with a 0% interest offer can offer valuable benefits to their account holders. What do you need to consider when choosing between the various cards on offer.]]></description>
</item>
<item>
<title>How Exactly Do Online Payday Loans Work?</title>
<link>http://EzineArticles.com/1604020</link>
<guid>http://EzineArticles.com/1604020</guid>
<pubDate>Tue, 21 Oct 2008 14:56:25 -0500</pubDate>
<description><![CDATA[While expensive, an online payday loan can be of real use when funds are short at the end of a month. How do they work, and who can apply?]]></description>
</item>
<item>
<title>Tactics to Get Your Credit Card Debt Back Under Control</title>
<link>http://EzineArticles.com/1591008</link>
<guid>http://EzineArticles.com/1591008</guid>
<pubDate>Mon, 20 Oct 2008 10:24:10 -0500</pubDate>
<description><![CDATA[Personal debt has skyrocketed in recent years, and one of the main culprits is the overuse of credit cards. Find out how to minimize the financial hangover if your card debts are out of control.]]></description>
</item>
<item>
<title>Making the Most of Credit Card Balance Transfer Facilities</title>
<link>http://EzineArticles.com/1590996</link>
<guid>http://EzineArticles.com/1590996</guid>
<pubDate>Mon, 20 Oct 2008 10:23:43 -0500</pubDate>
<description><![CDATA[Balance transfers are a very popular reason for getting a new credit card. What  exactly are they, and how do you use them to best effect?]]></description>
</item>
<item>
<title>Why We All Need a Credit Card</title>
<link>http://EzineArticles.com/1491422</link>
<guid>http://EzineArticles.com/1491422</guid>
<pubDate>Mon, 29 Sep 2008 14:20:16 -0500</pubDate>
<description><![CDATA[Once viewed as an exotic and even unnecessary thing to carry, credit cards have now become ubiquitous. Indeed, it's becoming evermore difficult to take part in modern society if you don't carry a card.]]></description>
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<item>
<title>Low Rate For Life Balance Transfer Credit Cards</title>
<link>http://EzineArticles.com/1478066</link>
<guid>http://EzineArticles.com/1478066</guid>
<pubDate>Wed, 10 Sep 2008 13:12:09 -0500</pubDate>
<description><![CDATA[Credit cards that offer a low rate for life offer a kind of finance that's cheaper than almost any other. Find out how to use the facility to best effect.]]></description>
</item>
<item>
<title>Why Comparing Credit Cards Before Applying is So Important</title>
<link>http://EzineArticles.com/1478060</link>
<guid>http://EzineArticles.com/1478060</guid>
<pubDate>Wed, 10 Sep 2008 13:11:40 -0500</pubDate>
<description><![CDATA[With so many credit cards of different kinds on the market today, it really pays to choose carefully. Read how to effectively compare cards from different issuers and get the right one for your situation.]]></description>
</item>
<item>
<title>Turning Lead Into Gold - Getting a Credit Card With Bad Credit</title>
<link>http://EzineArticles.com/1478069</link>
<guid>http://EzineArticles.com/1478069</guid>
<pubDate>Wed, 10 Sep 2008 13:08:27 -0500</pubDate>
<description><![CDATA[More and more people are picking up bad credit ratings as the economy continues to worsen. This doesn't necessarily have to mean you can't get a new credit card though.]]></description>
</item>
<item>
<title>About Personal Credit Lines</title>
<link>http://EzineArticles.com/1422521</link>
<guid>http://EzineArticles.com/1422521</guid>
<pubDate>Wed, 20 Aug 2008 09:48:28 -0500</pubDate>
<description><![CDATA[A personal credit line is a type of finance which is useful for borrowing smaller amounts. However, it doesn't come without cost, so you need to know how they work to make the most of them.]]></description>
</item>
<item>
<title>Prepaid Credit Cards - An Option For the Credit Impaired Customer</title>
<link>http://EzineArticles.com/1422507</link>
<guid>http://EzineArticles.com/1422507</guid>
<pubDate>Wed, 20 Aug 2008 09:48:07 -0500</pubDate>
<description><![CDATA[While it's certainly possible to get a credit card when you have a bad credit rating, it can be very expensive. A prepaid card can offer the convenience without the cost.]]></description>
</item>
<item>
<title>Making the Most of Credit Card Cashback and Rewards Deals</title>
<link>http://EzineArticles.com/1419680</link>
<guid>http://EzineArticles.com/1419680</guid>
<pubDate>Tue, 19 Aug 2008 11:29:11 -0500</pubDate>
<description><![CDATA[Credit card cashback and rewards programs can be a very powerful benefit if used properly. How can you maximize their advantages?]]></description>
</item>
<item>
<title>What is Credit Card Universal Default?</title>
<link>http://EzineArticles.com/1419677</link>
<guid>http://EzineArticles.com/1419677</guid>
<pubDate>Tue, 19 Aug 2008 11:28:49 -0500</pubDate>
<description><![CDATA[Most people are aware that your credit card company may raise the interest rate if you miss a payment. What's less well known is that missing payments on other finance can also push up your card's APR.]]></description>
</item>
<item>
<title>Student Credit Cards - A Safe Choice For College Students</title>
<link>http://EzineArticles.com/1419675</link>
<guid>http://EzineArticles.com/1419675</guid>
<pubDate>Tue, 19 Aug 2008 11:28:32 -0500</pubDate>
<description><![CDATA[College students have very particular needs from a credit card. Luckily, more and more issuers are bringing out products specifically tailored to those needs.]]></description>
</item>
<item>
<title>How Easy is it to Be Approved For a Credit Card?</title>
<link>http://EzineArticles.com/1419685</link>
<guid>http://EzineArticles.com/1419685</guid>
<pubDate>Tue, 19 Aug 2008 11:20:52 -0500</pubDate>
<description><![CDATA[Although the days of cheap and easy borrowing appear to be over, many people are still looking for new new credit card options. How easy is it for your application to be approved?]]></description>
</item>
<item>
<title>How Can You Get a Credit Card With a Bad Credit Rating?</title>
<link>http://EzineArticles.com/1404759</link>
<guid>http://EzineArticles.com/1404759</guid>
<pubDate>Thu, 14 Aug 2008 09:05:09 -0500</pubDate>
<description><![CDATA[Credit cards are almost an essential these days, almost replacing cash in a lot of situations. Yet, if you have a poor credit rating, you might struggle to be approved for a card. Is there anything you can do to remedy the situation]]></description>
</item>
<item>
<title>Make Credit Card Balance Transfers Work For You</title>
<link>http://EzineArticles.com/1372631</link>
<guid>http://EzineArticles.com/1372631</guid>
<pubDate>Mon, 04 Aug 2008 10:43:08 -0500</pubDate>
<description><![CDATA[The premise behind credit card balance transfers is fairly simple, but different cards offer different benefits and opportunities. Find out what you need to know to get the most out of these popular deals.]]></description>
</item>
<item>
<title>First Steps to Choosing a Credit Card</title>
<link>http://EzineArticles.com/1351075</link>
<guid>http://EzineArticles.com/1351075</guid>
<pubDate>Mon, 28 Jul 2008 07:50:45 -0500</pubDate>
<description><![CDATA[With the sometimes bewildering amount of credit cards on offer, you need to narrow your options down before making your choice. How you plan to use your card is a major factor in deciding which cards to look more closely at.]]></description>
</item>
<item>
<title>Introducing Credit Cards Specifically For Small Businesses</title>
<link>http://EzineArticles.com/1254674</link>
<guid>http://EzineArticles.com/1254674</guid>
<pubDate>Wed, 18 Jun 2008 12:59:14 -0500</pubDate>
<description><![CDATA[Although they operate on the same basic principle, small business credit cards offer distinct advantages over personal cards for entrepreneurs. Find out the differences and how they could benefit you.]]></description>
</item>
<item>
<title>The Severe Drawbacks of Payday Loans</title>
<link>http://EzineArticles.com/1253224</link>
<guid>http://EzineArticles.com/1253224</guid>
<pubDate>Tue, 17 Jun 2008 13:22:25 -0500</pubDate>
<description><![CDATA[Payday loans are often touted as an easy solution to financial problems - they're not! Although they have a place in the financial services industry, they can have severe drawbacks if not used very carefully.]]></description>
</item>
<item>
<title>Your Credit Card Options With a Poor Credit Rating</title>
<link>http://EzineArticles.com/1247470</link>
<guid>http://EzineArticles.com/1247470</guid>
<pubDate>Tue, 17 Jun 2008 08:42:44 -0500</pubDate>
<description><![CDATA[Having a bad credit rating is never something to be desired, but help is at hand for credit-impaired people who want a credit card. Many companies offer precisely this kind of product, and competition is hotting up.]]></description>
</item>
<item>
<title>The Power of a Gas Credit Card</title>
<link>http://EzineArticles.com/1224340</link>
<guid>http://EzineArticles.com/1224340</guid>
<pubDate>Thu, 05 Jun 2008 13:42:59 -0500</pubDate>
<description><![CDATA[With fuel prices sky high, many people are looking for ways to cut their bills. Could a gas reward credit card provide an answer?]]></description>
</item>
<item>
<title>Getting The Best From Balance Transfers</title>
<link>http://EzineArticles.com/1207972</link>
<guid>http://EzineArticles.com/1207972</guid>
<pubDate>Fri, 30 May 2008 14:51:48 -0500</pubDate>
<description><![CDATA[While credit card balance transfers are perhaps not as popular as they once were, they can still offer great benefits if used properly. Find out how to make the most of the facility.]]></description>
</item>
<item>
<title>Cutting Through The Complexity Of Credit Cards</title>
<link>http://EzineArticles.com/1204926</link>
<guid>http://EzineArticles.com/1204926</guid>
<pubDate>Fri, 30 May 2008 08:40:55 -0500</pubDate>
<description><![CDATA[The wealth of features available on today's credit cards means that it can be a difficult task to decide between them. How do you choose one that's right for you?]]></description>
</item>
<item>
<title>Homeowner Loan Opportunities For People With Bad Credit</title>
<link>http://EzineArticles.com/1204911</link>
<guid>http://EzineArticles.com/1204911</guid>
<pubDate>Tue, 27 May 2008 16:33:05 -0500</pubDate>
<description><![CDATA[High levels of consumer debt coupled with a worsening economy mean that more and more people are picking up a bad credit rating. However, homeowner loans could give you the opportunity to halt the slide and get your finances back on track - even with poor credit.]]></description>
</item>
<item>
<title>Homeowner Loans Offer Significant Advantages - And Risk</title>
<link>http://EzineArticles.com/1175283</link>
<guid>http://EzineArticles.com/1175283</guid>
<pubDate>Thu, 15 May 2008 10:53:53 -0500</pubDate>
<description><![CDATA[Homeowner loans are often cheaper and easier to be approved for than unsecured finance, which has lead to them becoming so popular. There is however the risk of property loss involved, and this needs to be balanced against the advantages when making the decision to apply.]]></description>
</item>
<item>
<title>Save Money By Consolidating Your Credit Cards</title>
<link>http://EzineArticles.com/1172757</link>
<guid>http://EzineArticles.com/1172757</guid>
<pubDate>Thu, 15 May 2008 10:52:58 -0500</pubDate>
<description><![CDATA[If you have several credit cards carrying balances you may be able to save money by consolidating them into a single card account. Just pay attention to the interest rates and be sure the figures add up.]]></description>
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<item>
<title>Why Rewards Credit Cards Could Work For You</title>
<link>http://EzineArticles.com/1165126</link>
<guid>http://EzineArticles.com/1165126</guid>
<pubDate>Mon, 12 May 2008 15:54:36 -0500</pubDate>
<description><![CDATA[More and more people are finding that using a rewards credit card earns them valuable benefits over the course of a year. Seeing as you work hard for your money, why shouldn't your credit card work for you too?]]></description>
</item>
<item>
<title>What 0% Credit Cards Could Do For You</title>
<link>http://EzineArticles.com/1162244</link>
<guid>http://EzineArticles.com/1162244</guid>
<pubDate>Fri, 09 May 2008 16:43:05 -0500</pubDate>
<description><![CDATA[Credit cards with an introductory 0% deal offer undoubted advantages to their holders. How could you benefit from applying for one?]]></description>
</item>
<item>
<title>How The Web Makes Getting A Credit Card Easy</title>
<link>http://EzineArticles.com/1149131</link>
<guid>http://EzineArticles.com/1149131</guid>
<pubDate>Tue, 06 May 2008 09:20:50 -0500</pubDate>
<description><![CDATA[The days when you had a limited choice of credit cards are long gone. The web makes it easy to compare hundreds of cards and apply online to get a quick decision.]]></description>
</item>
<item>
<title>The Different Kinds Of Loans Available</title>
<link>http://EzineArticles.com/1149297</link>
<guid>http://EzineArticles.com/1149297</guid>
<pubDate>Fri, 02 May 2008 12:58:09 -0500</pubDate>
<description><![CDATA[There are many options available to people looking for credit. What are the major kinds of loan available, and what would you use them for?]]></description>
</item>
<item>
<title>An Introduction To Credit Cards Rewards</title>
<link>http://EzineArticles.com/1139362</link>
<guid>http://EzineArticles.com/1139362</guid>
<pubDate>Tue, 29 Apr 2008 17:43:54 -0500</pubDate>
<description><![CDATA[Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit?]]></description>
</item>
<item>
<title>Choosing Between Credit Card Rewards Or Low Interest</title>
<link>http://EzineArticles.com/1139519</link>
<guid>http://EzineArticles.com/1139519</guid>
<pubDate>Tue, 29 Apr 2008 15:47:16 -0500</pubDate>
<description><![CDATA[Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest?]]></description>
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