<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/">
<channel>
<title>Paul Escobedo - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Paul_Escobedo</link>
<pubDate>Sun, 12 Feb 2012 15:28:39 -0600</pubDate>
<image><title>Paul Escobedo - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Paul_Escobedo</link>
<url>http://EzineArticles.com/images/ea_logo.jpg</url>
</image>
<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Mon, 09 May 2011 09:04:54 -0500</lastBuildDate>
<atom:link rel="hub" href="https://pubsubhubbub.appspot.com" />
<item>
<title>Low Home Prices - Not Enough Reason to Purchase a Home</title>
<link>http://EzineArticles.com/6246892</link>
<guid>http://EzineArticles.com/6246892</guid>
<pubDate>Mon, 09 May 2011 09:04:54 -0500</pubDate>
<description><![CDATA[Prospective home buyers should consider becoming homeowners with home prices at historic lows, but in many housing markets across the nation, this is not the case. Much of the blame can be placed on a nearly five year slide in home values. Those home price declines have in some areas rapidly declined over the past two quarters and have left many sellers unwilling or unable to reduce their asking prices.]]></description>
</item>
<item>
<title>Borrowers Pay More Under FHA Rule</title>
<link>http://EzineArticles.com/6239560</link>
<guid>http://EzineArticles.com/6239560</guid>
<pubDate>Thu, 05 May 2011 11:03:49 -0500</pubDate>
<description><![CDATA[The FHA mortgage program could be obliging homeowners to fork over tens of millions in extra interest charges after selling their homes or refinancing loans. FHA loans require interest to be paid beyond the date that borrowers pay off their loans. For example, if you sell your home and close early, you're required to pay interest through the rest of the month.]]></description>
</item>
<item>
<title>Should I Sell My Home or Rent My Home?</title>
<link>http://EzineArticles.com/6183274</link>
<guid>http://EzineArticles.com/6183274</guid>
<pubDate>Mon, 18 Apr 2011 09:15:30 -0500</pubDate>
<description><![CDATA[In a depressed real-estate market such as the one that we are in today, decisions about whether to sell or rent your home must be factored against the state of the economy. Your own financial situation and even emotional ties to the home can certainly affect your decision. Selling your home of course, offers the ability to liquidate all equity in the home.]]></description>
</item>
<item>
<title>Brand New Trends in Remodeling</title>
<link>http://EzineArticles.com/6168884</link>
<guid>http://EzineArticles.com/6168884</guid>
<pubDate>Tue, 12 Apr 2011 16:13:32 -0500</pubDate>
<description><![CDATA[With every year that comes so do new trend in everything from home decorating to remodeling. I have listed a few remodeling trends that should help inspire you if you are planning on remodeling.]]></description>
</item>
<item>
<title>Mortgage Rates Hit Above the Predicted 5% Mark</title>
<link>http://EzineArticles.com/5993109</link>
<guid>http://EzineArticles.com/5993109</guid>
<pubDate>Fri, 25 Feb 2011 15:08:24 -0600</pubDate>
<description><![CDATA[For the last half of 2010, analysts predicted that the 30-year mortgage rate would hit above 5% during early 2011 and steady somewhere below 6% by the end of 2011. That prediction has come to pass when recently the average on a 30-year fixed rate mortgage jumped to 5.05% for the week ending Thursday February 10.]]></description>
</item>
<item>
<title>New Home Sales Increased for the Month of December</title>
<link>http://EzineArticles.com/5993081</link>
<guid>http://EzineArticles.com/5993081</guid>
<pubDate>Fri, 25 Feb 2011 15:05:44 -0600</pubDate>
<description><![CDATA[New home sales across the nation increased significantly for the month of December 2010 when compared to the previous month. Even December's positive numbers leave 2010 the worst year on record for new home sales since the housing bubble burst.]]></description>
</item>
<item>
<title>State Mandates Increase Mortgage Modifications</title>
<link>http://EzineArticles.com/5954643</link>
<guid>http://EzineArticles.com/5954643</guid>
<pubDate>Fri, 18 Feb 2011 17:27:43 -0600</pubDate>
<description><![CDATA[State mandates that require loan-servicers and banks to hold mediation sessions with borrowers before foreclosures can take place, are having a significant effect on mortgage modification numbers across the nation. Currently there are around 20 states that promote some form of mediation sessions between borrowers and lenders in order for them to reach a settlement rather than foreclosure. In three states, these mediation sessions between borrowers and lenders are mandatory before a foreclosure can take place.]]></description>
</item>
<item>
<title>Mortgage Rates Have Began to Climb</title>
<link>http://EzineArticles.com/5954630</link>
<guid>http://EzineArticles.com/5954630</guid>
<pubDate>Fri, 18 Feb 2011 17:24:26 -0600</pubDate>
<description><![CDATA[Mortgage rates on a 30-year fixed-rate are making a steady climb towards 5%. According to the latest rates posted for the week ending January 27th by the mortgage servicer Freddie Mac, rates are edging closer and closer to the 5% mark expected early this year by many economists in the sector. Recently the mortgage rates have followed the increasing bond yields surrounding increased confidence in a strengthening economy and favorable data in reports from the Conference Board.]]></description>
</item>
<item>
<title>Homewnership Rates Slide</title>
<link>http://EzineArticles.com/5954565</link>
<guid>http://EzineArticles.com/5954565</guid>
<pubDate>Fri, 18 Feb 2011 17:11:41 -0600</pubDate>
<description><![CDATA[Homeownership rates have fallen says a recent study done by the government. They have been declining since the recent crash experts are hoping that they will start to see an increase in this rate next quarter.]]></description>
</item>
<item>
<title>Banks Increase Mortgage Modification Efforts</title>
<link>http://EzineArticles.com/5954466</link>
<guid>http://EzineArticles.com/5954466</guid>
<pubDate>Fri, 18 Feb 2011 17:01:01 -0600</pubDate>
<description><![CDATA[More news about the federal government about the HAMP and how it is failing to meet its intended goals. The government has been looking for other options to help.]]></description>
</item>
<item>
<title>Man Up and Make Room for a Man Cave</title>
<link>http://EzineArticles.com/5904565</link>
<guid>http://EzineArticles.com/5904565</guid>
<pubDate>Fri, 11 Feb 2011 13:47:48 -0600</pubDate>
<description><![CDATA[A man cave is something that everyman should have in their house. A man cave can really help you get a way and unwind if you need too.]]></description>
</item>
<item>
<title>Use Healthy Soil to Gain Good Results</title>
<link>http://EzineArticles.com/5904519</link>
<guid>http://EzineArticles.com/5904519</guid>
<pubDate>Fri, 11 Feb 2011 13:40:08 -0600</pubDate>
<description><![CDATA[If you are thinking about planting a garden I have two words for you, healthy soil. I have found that the best way to get results is using good soil to plant in.]]></description>
</item>
<item>
<title>Design Consistency Is A Must</title>
<link>http://EzineArticles.com/5904494</link>
<guid>http://EzineArticles.com/5904494</guid>
<pubDate>Fri, 11 Feb 2011 13:34:24 -0600</pubDate>
<description><![CDATA[If you are going to have a design you must make sure that it is consistent throughout the whole home. You must make sure your design is consistent.]]></description>
</item>
<item>
<title>When Is It The Right Time to Remodel</title>
<link>http://EzineArticles.com/5904599</link>
<guid>http://EzineArticles.com/5904599</guid>
<pubDate>Fri, 11 Feb 2011 13:29:58 -0600</pubDate>
<description><![CDATA[When is it the right time to do some remodeling around your home? Well even if you do not have the time or money to do a full remodel you should be making small touch ups along the way.]]></description>
</item>
<item>
<title>Fed's Investigate Robo Signing</title>
<link>http://EzineArticles.com/5786597</link>
<guid>http://EzineArticles.com/5786597</guid>
<pubDate>Wed, 26 Jan 2011 15:36:39 -0600</pubDate>
<description><![CDATA[There have been a lot of reports within the financial community about the abhorring act that is now being labeled "robo signing". Federal investigators have uncovered the illegal practice of pushing through foreclosures without vetting them to a legal standard. Prior to the inclusion of advanced technology in banks and lending institutions, lenders used to personally contact borrowers that were in trouble and seek an amicable resolution to the situation.]]></description>
</item>
<item>
<title>Mortgage Rates Have Declined Slightly</title>
<link>http://EzineArticles.com/5674234</link>
<guid>http://EzineArticles.com/5674234</guid>
<pubDate>Tue, 11 Jan 2011 10:31:32 -0600</pubDate>
<description><![CDATA[Over the last few months we have seen mortgage rates decline slightly. They have been up and down periodically but because of the crash we have seen a larger dip.]]></description>
</item>
<item>
<title>How to Sell a Home As Is</title>
<link>http://EzineArticles.com/5573841</link>
<guid>http://EzineArticles.com/5573841</guid>
<pubDate>Tue, 21 Dec 2010 10:07:35 -0600</pubDate>
<description><![CDATA[Trying to sell your home in a buyer's market can be tough especially for those who are trying to sell their homes but do not have the time or money to make upgrades. Here are some quick tips to get your home to a sell able stage.]]></description>
</item>
<item>
<title>National Home Prices Decline</title>
<link>http://EzineArticles.com/5491791</link>
<guid>http://EzineArticles.com/5491791</guid>
<pubDate>Fri, 03 Dec 2010 21:17:11 -0600</pubDate>
<description><![CDATA[Here is an update about home prices around the country. This is an update for the month of October and it shows how the prices of homes around the country have declined.]]></description>
</item>
<item>
<title>Home Loan Delinquencies Decline</title>
<link>http://EzineArticles.com/5491759</link>
<guid>http://EzineArticles.com/5491759</guid>
<pubDate>Fri, 03 Dec 2010 21:09:33 -0600</pubDate>
<description><![CDATA[There are signs that are telling the public that the real estate market may be getting better. Since the mortgage crisis started we for the first time are seeing a decline in home loan delinquencies.]]></description>
</item>
<item>
<title>HAMP Hits Bump in Road</title>
<link>http://EzineArticles.com/5065959</link>
<guid>http://EzineArticles.com/5065959</guid>
<pubDate>Wed, 22 Sep 2010 10:21:23 -0500</pubDate>
<description><![CDATA[There has been some trouble in the past with the Home Affordable Modification Program and in July it was no different. The HAMP program has had some short fall with the program itself and with the way the market directed people.]]></description>
</item>
<item>
<title>Existing Home Sales Are Down Nationwide</title>
<link>http://EzineArticles.com/5065901</link>
<guid>http://EzineArticles.com/5065901</guid>
<pubDate>Wed, 22 Sep 2010 10:17:14 -0500</pubDate>
<description><![CDATA[It seems like this housing market we are currently in is seeing its ups and downs. We are continually seeing changes in how the market is changing. Currently we are seeing a decrease in the number of existing homes sales.]]></description>
</item>
<item>
<title>The State of Our Current Housing Market</title>
<link>http://EzineArticles.com/5047904</link>
<guid>http://EzineArticles.com/5047904</guid>
<pubDate>Mon, 20 Sep 2010 12:01:09 -0500</pubDate>
<description><![CDATA[I have gathered up some of the current information regarding our country's housing market. This an overview what the reality that we are facing in today's market.]]></description>
</item>
<item>
<title>Facts About Salt Lake City and How Living There Could Be Right For You</title>
<link>http://EzineArticles.com/5010588</link>
<guid>http://EzineArticles.com/5010588</guid>
<pubDate>Fri, 10 Sep 2010 15:42:53 -0500</pubDate>
<description><![CDATA[Salt Lake City is a great place to live. There is a lot of culture in the city that started in the early 1900s. See why living in Salt Lake City could be right for you.]]></description>
</item>
<item>
<title>Home Sales Are Sliding and Inventories Are Growing</title>
<link>http://EzineArticles.com/4872421</link>
<guid>http://EzineArticles.com/4872421</guid>
<pubDate>Wed, 18 Aug 2010 11:37:05 -0500</pubDate>
<description><![CDATA[Home sales are beginning to slow and because of the ending of the federal tax credits. One major issue with this is that builders are continuing to build and inventories are still growing.]]></description>
</item>
<item>
<title>Housing Interests Turn From Suburbs to Metro Areas</title>
<link>http://EzineArticles.com/4829500</link>
<guid>http://EzineArticles.com/4829500</guid>
<pubDate>Tue, 10 Aug 2010 10:31:01 -0500</pubDate>
<description><![CDATA[Despite the housing marketing crashing there are still some cities that are growing at a fast rate. These areas are showing signs of stabilization throughout the cities.]]></description>
</item>
<item>
<title>Arizona's &quot;Save My Home AZ&quot; Plan Funded by Federal Government</title>
<link>http://EzineArticles.com/4787195</link>
<guid>http://EzineArticles.com/4787195</guid>
<pubDate>Tue, 03 Aug 2010 16:16:27 -0500</pubDate>
<description><![CDATA[In June Arizona developed a program to help stop the foreclosures happening in the state. I have outlines that program here for you. It is called the Save My Home AZ plan.]]></description>
</item>
<item>
<title>Looking to Move North? Check Out What Sacramento Has to Offer</title>
<link>http://EzineArticles.com/4698482</link>
<guid>http://EzineArticles.com/4698482</guid>
<pubDate>Wed, 21 Jul 2010 09:09:19 -0500</pubDate>
<description><![CDATA[Sacramento is an incredible city to live in. It has tons of things to do as well as great homes for sale at a reasonable price.]]></description>
</item>
<item>
<title>San Antonio is a Large a Growing City in Texas</title>
<link>http://EzineArticles.com/4698449</link>
<guid>http://EzineArticles.com/4698449</guid>
<pubDate>Wed, 21 Jul 2010 08:13:24 -0500</pubDate>
<description><![CDATA[San Antonio is a great city in Texas and has a lot going for it when it comes to culture. If you are searching for a new place to live check out what the city of San Antonio offers.]]></description>
</item>
<item>
<title>Houston is One of the Largest and Busiest Cities in the US</title>
<link>http://EzineArticles.com/4698460</link>
<guid>http://EzineArticles.com/4698460</guid>
<pubDate>Wed, 21 Jul 2010 07:40:22 -0500</pubDate>
<description><![CDATA[Being that Houston is one of the larger cities in the country it has a ton of stuff to keep you and your family busy. So should you decide to move out to Houston, Texas you can be sure that you will never run out of things to do.]]></description>
</item>
<item>
<title>Thinking About Moving to Dallas? Maybe I Can Help</title>
<link>http://EzineArticles.com/4696883</link>
<guid>http://EzineArticles.com/4696883</guid>
<pubDate>Tue, 20 Jul 2010 16:12:14 -0500</pubDate>
<description><![CDATA[Are you thinking about relocating to the Dallas area? I have decided to put this together so you can see what options you have when thinking about which home builder to choose.]]></description>
</item>
<item>
<title>Houston, Texas is a Growing City - See the New Construction Taking Place</title>
<link>http://EzineArticles.com/4696895</link>
<guid>http://EzineArticles.com/4696895</guid>
<pubDate>Tue, 20 Jul 2010 16:00:28 -0500</pubDate>
<description><![CDATA[Houston is one of the fastest growing cities in Texas. I have written about a small sample of home builders to showcase the new home construction happening in Houston and its surrounding areas.]]></description>
</item>
<item>
<title>A Few Good Home Builders Operating in San Antonio</title>
<link>http://EzineArticles.com/4696825</link>
<guid>http://EzineArticles.com/4696825</guid>
<pubDate>Tue, 20 Jul 2010 15:54:07 -0500</pubDate>
<description><![CDATA[We decided to compile a small list of new home builders who operate in the San Antonio area. This will give anyone looking to buy in the area something to go off and also give them a general idea of what they can expect to get out of a home there.]]></description>
</item>
<item>
<title>This is a Summary of Some Communities in Jacksonville</title>
<link>http://EzineArticles.com/4614933</link>
<guid>http://EzineArticles.com/4614933</guid>
<pubDate>Thu, 08 Jul 2010 08:25:21 -0500</pubDate>
<description><![CDATA[Here is a brief overview of several new home builders and their communities in throughout the Jacksonville area. If you are looking to purchase in Jacksonville this will be a great starting place to look.]]></description>
</item>
<item>
<title>Brief Overview of Several Communities in the Orlando Area</title>
<link>http://EzineArticles.com/4614740</link>
<guid>http://EzineArticles.com/4614740</guid>
<pubDate>Wed, 07 Jul 2010 15:16:28 -0500</pubDate>
<description><![CDATA[I have put together a small overview of several communities in and around the Orlando, Florida area. If you are looking for a new home in Orlando this should be a great start in knowing what you can get in your price range.]]></description>
</item>
<item>
<title>Small Tampa Florida Home Builder List</title>
<link>http://EzineArticles.com/4596381</link>
<guid>http://EzineArticles.com/4596381</guid>
<pubDate>Tue, 06 Jul 2010 12:37:22 -0500</pubDate>
<description><![CDATA[Are you looking for Tampa, FL home builders? The internet is your best source to look out for home builders in Tampa, Florida. Moreover, Tampa is an upcoming real estate destination and with so many home builders around, your job is further simplified. ]]></description>
</item>
<item>
<title>Tax Subsidies For Housing Costs Government Hundreds of Billions</title>
<link>http://EzineArticles.com/4568161</link>
<guid>http://EzineArticles.com/4568161</guid>
<pubDate>Tue, 29 Jun 2010 13:06:03 -0500</pubDate>
<description><![CDATA[Have you ever wondered how much it is costing the government to to subsidize all of these home owners? It is costing the government billions in trying to keep homeowners, well homeowners.]]></description>
</item>
<item>
<title>Federal Housing Recovery Attempts to Mask the True Health of the Market</title>
<link>http://EzineArticles.com/4553502</link>
<guid>http://EzineArticles.com/4553502</guid>
<pubDate>Mon, 28 Jun 2010 15:44:02 -0500</pubDate>
<description><![CDATA[With the economy slowing and the housing crisis still going it is no wonder why the federal government is trying to mask the true health of the housing market. No one can say that the federal government has not tried to find that silver bullet when it comes to their response to the housing market crisis.]]></description>
</item>
<item>
<title>Federal Tax Credit Expiration Causes Plunge in Home Sales</title>
<link>http://EzineArticles.com/4546300</link>
<guid>http://EzineArticles.com/4546300</guid>
<pubDate>Fri, 25 Jun 2010 08:46:28 -0500</pubDate>
<description><![CDATA[There has been a lot of criticism over the federal tax credit and about what is going to happen once it expires. Recent studies show that will the expiration of the housing credit home sale have dropped.]]></description>
</item>
<item>
<title>Canceled Debt on Foreclosures is Taxable by IRS</title>
<link>http://EzineArticles.com/4531596</link>
<guid>http://EzineArticles.com/4531596</guid>
<pubDate>Wed, 23 Jun 2010 08:53:39 -0500</pubDate>
<description><![CDATA[More woes lay ahead for thousands of Americans who found themselves tied to a mortgage that they no longer desired, or were not able to pay. The foreclosure process was not the end to their troubles. Many homeowners were not aware that if they drew money on the equity of their homes during the housing market boom they can now be held liable for taxes on that amount as earned income.]]></description>
</item>
<item>
<title>Things You Need to Get Pre-Qualified For a New Home Loan</title>
<link>http://EzineArticles.com/4508574</link>
<guid>http://EzineArticles.com/4508574</guid>
<pubDate>Fri, 18 Jun 2010 20:08:09 -0500</pubDate>
<description><![CDATA[The feeling of owning a home is probably one of the priceless experiences one would ever want to have. Homeownership is everybody's dream; however, before starting to shop for a home, it is advisable that you equip yourself with necessary information to make home buying process as stress free and as hassle free as possible. One of the most significant procedures that one has to undergo is to get pre-qualified.]]></description>
</item>
<item>
<title>These Are Some Benefits of an ARM</title>
<link>http://EzineArticles.com/4488300</link>
<guid>http://EzineArticles.com/4488300</guid>
<pubDate>Wed, 16 Jun 2010 13:25:57 -0500</pubDate>
<description><![CDATA[Every American dreams of having a family home, no matter how big or small it is, as long as it's yours. Unlike renting, where the tendency of getting ousted for not paying rent on time is high, buying a home is no less than a smart choice especially if you have completed the mortgage. Now, if you are one of those who are planning to buy your own home, you might want to know some benefits installed for you from mortgage options like ARM.]]></description>
</item>
<item>
<title>Housing Market Still at Risk</title>
<link>http://EzineArticles.com/4458789</link>
<guid>http://EzineArticles.com/4458789</guid>
<pubDate>Fri, 11 Jun 2010 11:17:05 -0500</pubDate>
<description><![CDATA[Recent studies are showing that the housing market is still at risk and will be for a few years. This does not mean that the housing industry isn't picking up slightly just that the their still needs to be caution.]]></description>
</item>
<item>
<title>Not All Defaults Are Strategic</title>
<link>http://EzineArticles.com/4445065</link>
<guid>http://EzineArticles.com/4445065</guid>
<pubDate>Wed, 09 Jun 2010 15:32:18 -0500</pubDate>
<description><![CDATA[A study done by Brent White, an associate professor of law at the University of Arizona found that many mortgage defaults were driven by emotion, such as anger or fear. The study that consisted of a group of 350 people noted that some of these individuals purposely defaulted due to anxiety about their financial position, while others are angry because they see others receiving assistance from banking institutions while they are not.]]></description>
</item>
<item>
<title>FHA Holds Lenders Accountable For Brokers Underwriting</title>
<link>http://EzineArticles.com/4374263</link>
<guid>http://EzineArticles.com/4374263</guid>
<pubDate>Fri, 28 May 2010 10:27:19 -0500</pubDate>
<description><![CDATA[One of the government's largest agencies that insures or backs loans has begun to implement new governing rules that require lenders to not only supervise independent mortgage brokers underwriting, but it also holds lenders accountable for faulty or fraudulent information supplied by brokers. If one of these FHA backed loans goes bad lenders can now be held liable for the losses. ]]></description>
</item>
<item>
<title>How to Pick a Real Estate Winner</title>
<link>http://EzineArticles.com/4374241</link>
<guid>http://EzineArticles.com/4374241</guid>
<pubDate>Fri, 28 May 2010 10:20:02 -0500</pubDate>
<description><![CDATA[The nation is beginning to see some positive trends in some areas. So what are the experts saying when and where are the best place and time to buy are?]]></description>
</item>
<item>
<title>Mortgage Assistance Programs May Not Be Enough</title>
<link>http://EzineArticles.com/4374198</link>
<guid>http://EzineArticles.com/4374198</guid>
<pubDate>Fri, 28 May 2010 10:18:06 -0500</pubDate>
<description><![CDATA[The housing market is trying to make a 180 but it is still really hard out there for a lot of Americans. I am afraid that the mortgage assistance programs that have been implemented may not be enough.]]></description>
</item>
<item>
<title>Arizona Proposes New Regulations on Appraisal Management Companies</title>
<link>http://EzineArticles.com/4353944</link>
<guid>http://EzineArticles.com/4353944</guid>
<pubDate>Tue, 25 May 2010 15:49:14 -0500</pubDate>
<description><![CDATA[Arizona is one of many states that have begun to implement procedural changes with regards to appraisal management companies. Arizona's reform bill titled Senate Bill 1351 passed in mid April, and it is now on its way to the House where it is expected to pass without extended delays. ]]></description>
</item>
<item>
<title>Phoenix, Arizona Re-Sales Hit Record Highs</title>
<link>http://EzineArticles.com/4353934</link>
<guid>http://EzineArticles.com/4353934</guid>
<pubDate>Tue, 25 May 2010 15:41:34 -0500</pubDate>
<description><![CDATA[Single family new homes sales have increased during the month of March. Have we hit bottom?]]></description>
</item>
<item>
<title>Homebuyer Tax Credit Questions Answered</title>
<link>http://EzineArticles.com/4125134</link>
<guid>http://EzineArticles.com/4125134</guid>
<pubDate>Mon, 19 Apr 2010 08:21:21 -0500</pubDate>
<description><![CDATA[This is an interesting article about the life cycle or evolution of the homebuyer tax credit. The Tax credit is ending soon so if you are thinking about buying now is the time to do it.]]></description>
</item>
<item>
<title>Great New Home Communities in San Antonio, Texas Within the $100s</title>
<link>http://EzineArticles.com/4124155</link>
<guid>http://EzineArticles.com/4124155</guid>
<pubDate>Fri, 16 Apr 2010 18:29:18 -0500</pubDate>
<description><![CDATA[If you are thinking about moving to the San Antonio, Texas area then have some great new home communities for you to look at. If these do not interest you then do not worry because there are many great homes for sale in the area.]]></description>
</item>
<item>
<title>Mortgage Rates Fall Slightly</title>
<link>http://EzineArticles.com/4107173</link>
<guid>http://EzineArticles.com/4107173</guid>
<pubDate>Thu, 15 Apr 2010 09:35:09 -0500</pubDate>
<description><![CDATA[A survey conducted in March analyzed fixed rate mortgages. Here is what the market is doing these days, mortgage rates fall slightly.]]></description>
</item>
<item>
<title>Things to Do in Cincinnati, Ohio - Fun and Entertainment Right Outside Your Door</title>
<link>http://EzineArticles.com/4110843</link>
<guid>http://EzineArticles.com/4110843</guid>
<pubDate>Thu, 15 Apr 2010 08:41:06 -0500</pubDate>
<description><![CDATA[Here is a great list of fun things to do in Cincinnati, Ohio. If you are thinking about visiting the city then you must take in some of these cool things.]]></description>
</item>
<item>
<title>Fed's End Securities Buying Program and Interest Rates Remain Stable</title>
<link>http://EzineArticles.com/4107192</link>
<guid>http://EzineArticles.com/4107192</guid>
<pubDate>Wed, 14 Apr 2010 16:23:42 -0500</pubDate>
<description><![CDATA[You shouldn't blame the Fed because of the increase in interest rates. Here is what is going on with the Federal Reserve.]]></description>
</item>
<item>
<title>Foreclosure Assistants Make a Killing in Some of the Hardest Hit States</title>
<link>http://EzineArticles.com/4071094</link>
<guid>http://EzineArticles.com/4071094</guid>
<pubDate>Fri, 09 Apr 2010 07:15:02 -0500</pubDate>
<description><![CDATA[If you know what you are doing you can make a lot of money by researching the properties correctly and making the right purchase. Real estate investors are making a profit you can too.]]></description>
</item>
<item>
<title>Going Green Over Time</title>
<link>http://EzineArticles.com/4023932</link>
<guid>http://EzineArticles.com/4023932</guid>
<pubDate>Wed, 31 Mar 2010 09:08:09 -0500</pubDate>
<description><![CDATA[Several major cities across the nation have adopted programs that allow homeowners and businesses to receive financial assistance to "go green". The program will allow individuals to pay back up front costs for green items like; solar panels and other environmentally friendly additions over time as special assessments on their property taxes. The slow rush to transform homes and businesses has been attributed to the steep financial burden that most of this new technology requires.]]></description>
</item>
<item>
<title>Mortgage Indexes - A Mystery to Most Americans</title>
<link>http://EzineArticles.com/3953829</link>
<guid>http://EzineArticles.com/3953829</guid>
<pubDate>Fri, 19 Mar 2010 15:31:52 -0500</pubDate>
<description><![CDATA[Buying a new home is an extremely important process and for most home buyers, getting a new home loan is confusing and unpleasant. The best thing to know if you're buying a new home is that a trained professional or a little research can go a long way in making sure you get the best loan for your needs.]]></description>
</item>
<item>
<title>US Home Sales Show Progress in the 4th Quarter</title>
<link>http://EzineArticles.com/3912026</link>
<guid>http://EzineArticles.com/3912026</guid>
<pubDate>Fri, 12 Mar 2010 07:49:07 -0600</pubDate>
<description><![CDATA[Home sales showed a definite rise in the last quarter of 2009. An estimated 45% of U.S. metropolitan cities home sales rose compared to one year prior.]]></description>
</item>
<item>
<title>Why Did People Drop Out of the Loan Modification Program?</title>
<link>http://EzineArticles.com/3905391</link>
<guid>http://EzineArticles.com/3905391</guid>
<pubDate>Wed, 10 Mar 2010 22:17:49 -0600</pubDate>
<description><![CDATA[When it was implemented a year ago there were such high hopes for the governments mortgage relief plan. Figures released during the middle of February show us that those high hopes clearly haven't been reached.]]></description>
</item>
<item>
<title>Summer Brings Bugs and Weeds - Are You Ready</title>
<link>http://EzineArticles.com/3765411</link>
<guid>http://EzineArticles.com/3765411</guid>
<pubDate>Tue, 16 Feb 2010 09:32:24 -0600</pubDate>
<description><![CDATA[With the upcoming summer at a head it is essential that you get your home prepared for the bugs and weeds that come with that. Here are some tips that will help you prevent this from happening.]]></description>
</item>
<item>
<title>Brighten Up a Dark Closet</title>
<link>http://EzineArticles.com/3744739</link>
<guid>http://EzineArticles.com/3744739</guid>
<pubDate>Fri, 12 Feb 2010 09:44:11 -0600</pubDate>
<description><![CDATA[Closets can be dark, gloomy places where you go not so much to chose an outfit but amble about blindly removing one article of clothing after another to view them in a better light. This may be a bit of an exaggeration, but it's not far from the truth. If you feel like your closet is more like a cave and are tired of having to constantly change battery-powered lights, help on the way.]]></description>
</item>
<item>
<title>Chicago, Illinois - Cultural Mecca</title>
<link>http://EzineArticles.com/3722797</link>
<guid>http://EzineArticles.com/3722797</guid>
<pubDate>Tue, 09 Feb 2010 13:02:55 -0600</pubDate>
<description><![CDATA[Chicago's is one of oldest cities in our country and because of this it has gained so much culture over the years. Here are some interesting facts about the city's uniqueness.]]></description>
</item>
<item>
<title>Rejuvenate Your Old Floors</title>
<link>http://EzineArticles.com/3679654</link>
<guid>http://EzineArticles.com/3679654</guid>
<pubDate>Tue, 02 Feb 2010 10:50:56 -0600</pubDate>
<description><![CDATA[Adding oak floors to your home is a great investment. They give your home a sophisticated look and feel, while adding durability and function.]]></description>
</item>
<item>
<title>Bathrooms and Smart Money</title>
<link>http://EzineArticles.com/3499858</link>
<guid>http://EzineArticles.com/3499858</guid>
<pubDate>Thu, 31 Dec 2009 15:21:55 -0600</pubDate>
<description><![CDATA[Investing in fixing up your bathroom before selling your home is one of the best things you can do. Experts believe that bathrooms are major selling points and can really make or break a potential buyer's decision.]]></description>
</item>
<item>
<title>A New Look For a Rusty Classic</title>
<link>http://EzineArticles.com/3499914</link>
<guid>http://EzineArticles.com/3499914</guid>
<pubDate>Thu, 31 Dec 2009 13:22:24 -0600</pubDate>
<description><![CDATA[When working to restore a classic your goal should be to remove the rust while retaining the character. Your aim should be to impose as little as possible, doing the minimum needed just to make the item serviceable.]]></description>
</item>
<item>
<title>How Do You Personalize a Room? Get Floored</title>
<link>http://EzineArticles.com/3499920</link>
<guid>http://EzineArticles.com/3499920</guid>
<pubDate>Thu, 31 Dec 2009 06:29:06 -0600</pubDate>
<description><![CDATA[During the room redecorating process, experts are in agreement that to be successful you must create a look that expresses your personal style. Homeowners are making a statement these days with new luxury flooring called Adura.]]></description>
</item>
<item>
<title>Garden Beauty - Doing More With Less</title>
<link>http://EzineArticles.com/3499887</link>
<guid>http://EzineArticles.com/3499887</guid>
<pubDate>Wed, 30 Dec 2009 21:24:07 -0600</pubDate>
<description><![CDATA[A small garden that is overcrowded with shrubs may leave no space for comfortable outdoor relaxation. Furthermore, this tends to detract from any view that may exist. You can solve this problem by clearing the clutter, providing clean lines and shifting focus to a picturesque view.]]></description>
</item>
<item>
<title>Win the Lawn Battle</title>
<link>http://EzineArticles.com/3499847</link>
<guid>http://EzineArticles.com/3499847</guid>
<pubDate>Wed, 30 Dec 2009 20:28:41 -0600</pubDate>
<description><![CDATA[Keeping your lawn looking fresh and clean is going to get you far in this world. Making sure that you keep weeds under control can be tough.]]></description>
</item>
<item>
<title>The Quest For Green Energy</title>
<link>http://EzineArticles.com/3493526</link>
<guid>http://EzineArticles.com/3493526</guid>
<pubDate>Tue, 29 Dec 2009 15:12:55 -0600</pubDate>
<description><![CDATA[Green energy is a goal that many leading nations are taking on as a top priority. The benefits of focusing on green energy can reduce our carbon footprint while using products and materials that are environmentally friendly.]]></description>
</item>
<item>
<title>Hardware Store Items Make Great Gift Ideas</title>
<link>http://EzineArticles.com/3493502</link>
<guid>http://EzineArticles.com/3493502</guid>
<pubDate>Tue, 29 Dec 2009 15:10:09 -0600</pubDate>
<description><![CDATA[If you are tired of marching the malls looking for that perfect gift for that special someone in your life, try taking a trip to your local hardware store. Superstores are great, but hidden treasures can be found at your local mom and pop hardware store. Not only will you find items that are not available at the superstores but your purchases will help to support local small business.]]></description>
</item>
<item>
<title>Midnight Weddings</title>
<link>http://EzineArticles.com/3489226</link>
<guid>http://EzineArticles.com/3489226</guid>
<pubDate>Tue, 29 Dec 2009 09:30:52 -0600</pubDate>
<description><![CDATA[Ever thought about not having your wedding at the normal late afternoon or mid-afternoon time and having your wedding at midnight? This could be the latest in wedding trends.]]></description>
</item>
<item>
<title>Record Home Sales For October</title>
<link>http://EzineArticles.com/3425579</link>
<guid>http://EzineArticles.com/3425579</guid>
<pubDate>Tue, 15 Dec 2009 09:27:42 -0600</pubDate>
<description><![CDATA[Home sales for the month of October reached numbers not seen in a little over 2 years. Currently homes sales are up around 37 percent higher than they were in January when home sales bottomed out. ]]></description>
</item>
<item>
<title>Increased Pressure on Mortgage Companies</title>
<link>http://EzineArticles.com/3405654</link>
<guid>http://EzineArticles.com/3405654</guid>
<pubDate>Thu, 10 Dec 2009 21:43:44 -0600</pubDate>
<description><![CDATA[On Monday November 30th the Obama administration announced that it intends to pressure mortgage companies to make a large number of temporarily modified have loans permanent before the end of the year. This is being done to aid homeowners that are struggling to make their monthly mortgage payments.]]></description>
</item>
<item>
<title>How to Protect Your Home's Air Quality</title>
<link>http://EzineArticles.com/3405631</link>
<guid>http://EzineArticles.com/3405631</guid>
<pubDate>Thu, 10 Dec 2009 17:27:32 -0600</pubDate>
<description><![CDATA[Make sure that your family is safe by checking that your air conditioning unit is operating correctly. If not operating correctly then you can inadvertently add harmful CO2 into your home.]]></description>
</item>
<item>
<title>Harness the Sun to Heat the Water in Your Home</title>
<link>http://EzineArticles.com/3400054</link>
<guid>http://EzineArticles.com/3400054</guid>
<pubDate>Wed, 09 Dec 2009 17:36:54 -0600</pubDate>
<description><![CDATA[Congress extended legislation benefiting homeowners that to add solar water heaters to their homes. If they choose to do so, they can claim a tax credit to recoup 30% of the cost and up to $2,000 of the cost of materials and installation of a solar thermal water heating system. Congress extended the solar tax credit for another 8 years.]]></description>
</item>
<item>
<title>You Must Shop Around For Your Mortgage</title>
<link>http://EzineArticles.com/3400029</link>
<guid>http://EzineArticles.com/3400029</guid>
<pubDate>Wed, 09 Dec 2009 17:36:04 -0600</pubDate>
<description><![CDATA[It is a must to make sure that you shop around before choosing which mortgage to purchase. There is a lot of information to go over when looking at a mortgage loan.]]></description>
</item>
<item>
<title>Tax Credit Package Passed by House</title>
<link>http://EzineArticles.com/3315831</link>
<guid>http://EzineArticles.com/3315831</guid>
<pubDate>Mon, 23 Nov 2009 21:04:28 -0600</pubDate>
<description><![CDATA[Here we are again the government has extended the housing tax credit and this time add a little extras too. Here is a brief over view of what is going on with the housing tax credit now.]]></description>
</item>
<item>
<title>Here is a Hotel That Your Family Will Love When You Are Visiting Vegas</title>
<link>http://EzineArticles.com/3222643</link>
<guid>http://EzineArticles.com/3222643</guid>
<pubDate>Fri, 13 Nov 2009 07:41:20 -0600</pubDate>
<description><![CDATA[The Venetian Hotel is one of the most elegant hotels in not only Las Vegas but the world. If you are thinking about going to Vegas for a vacation you should check out before you decide on your destination of choice.]]></description>
</item>
<item>
<title>Mirage Hotel is Alive With Excitement</title>
<link>http://EzineArticles.com/3222662</link>
<guid>http://EzineArticles.com/3222662</guid>
<pubDate>Mon, 09 Nov 2009 12:42:47 -0600</pubDate>
<description><![CDATA[If you are looking for a nice hotel to stay at in Las Vegas, Nevada then you should think about staying at the Mirage hotel. It is not the newest hotel in Vegas but is not going anywhere. They have a lot of amenities that you will not see anywhere else on the Las Vegas Strip.]]></description>
</item>
<item>
<title>Debate on Tax Break For First-Time Buyers</title>
<link>http://EzineArticles.com/3222625</link>
<guid>http://EzineArticles.com/3222625</guid>
<pubDate>Mon, 09 Nov 2009 12:33:40 -0600</pubDate>
<description><![CDATA[Recently there has been a great amount of debate concerning whether or not to extend and expand the tax credit for first-time home buyers or to pull the plug on the program altogether. The arguments made on both sides of the debate have merit.]]></description>
</item>
<item>
<title>How to Repair the Roof on Your Home</title>
<link>http://EzineArticles.com/3195438</link>
<guid>http://EzineArticles.com/3195438</guid>
<pubDate>Thu, 05 Nov 2009 06:32:48 -0600</pubDate>
<description><![CDATA[Fixing your roof is very important because of all the damage a leaky roof can have on your home. Especially in certain areas a damaged roof can lead to larger issues.]]></description>
</item>
<item>
<title>Information About Schumacher Homes</title>
<link>http://EzineArticles.com/3163238</link>
<guid>http://EzineArticles.com/3163238</guid>
<pubDate>Wed, 28 Oct 2009 18:48:56 -0500</pubDate>
<description><![CDATA[Schumacher Homes is a renowned custom home builder who primarily builds in Kentucky, Georgia and Ohio. Here is a little information about the new custom home builder!]]></description>
</item>
<item>
<title>Information About Pulte Homes</title>
<link>http://EzineArticles.com/3163211</link>
<guid>http://EzineArticles.com/3163211</guid>
<pubDate>Tue, 27 Oct 2009 21:21:10 -0500</pubDate>
<description><![CDATA[Pulte Homes is a nationally recognized new home builder, who builds new home communities around the country. Here is some great information about this new home builder to help your decision to buy a new home.]]></description>
</item>
<item>
<title>Avoid the Pitfalls of Painting</title>
<link>http://EzineArticles.com/3145226</link>
<guid>http://EzineArticles.com/3145226</guid>
<pubDate>Mon, 26 Oct 2009 16:20:32 -0500</pubDate>
<description><![CDATA[Whether you're a novice or professional, painting mishaps occur. These are usually the result of being a little careless in prepping the area by either laying down tarps or taping. Following is a list of mistakes commonly made in painting and some tips on how to avoid them:]]></description>
</item>
<item>
<title>The Beauty of Wood Flooring in Your Home</title>
<link>http://EzineArticles.com/3144569</link>
<guid>http://EzineArticles.com/3144569</guid>
<pubDate>Sat, 24 Oct 2009 17:54:36 -0500</pubDate>
<description><![CDATA[Putting in a nice hardwood floor in your home is a great way to increase not only the value of your home but make it so much easier to clean. Here is some great information about hardwood flooring in your home.]]></description>
</item>
<item>
<title>Presentation in Trying to Sell Your Home</title>
<link>http://EzineArticles.com/3024836</link>
<guid>http://EzineArticles.com/3024836</guid>
<pubDate>Tue, 06 Oct 2009 15:00:46 -0500</pubDate>
<description><![CDATA[There are a lot of things that you should do when trying to present your home to a potential home buyer. Here are some tips that will help you out.]]></description>
</item>
<item>
<title>Fannie and Freddie Getting a Break</title>
<link>http://EzineArticles.com/3024636</link>
<guid>http://EzineArticles.com/3024636</guid>
<pubDate>Tue, 06 Oct 2009 14:35:04 -0500</pubDate>
<description><![CDATA[Are Fannie and Freddie getting a break on all of the bad loans they are responsible for? They could be getting forgiving for the billions dollars in bad loans.]]></description>
</item>
<item>
<title>Your Assessment May Not Equal What Your House is Worth</title>
<link>http://EzineArticles.com/3024620</link>
<guid>http://EzineArticles.com/3024620</guid>
<pubDate>Tue, 06 Oct 2009 14:34:16 -0500</pubDate>
<description><![CDATA[Whether you're buying a new home because of the glut of houses, or still living in your house while those homes around you are losing their value, you might be suffering in a way that you may not have thought much about as it pertains to your property taxes. It seems that most communities are loathing reassessing properties where values have declined.]]></description>
</item>
<item>
<title>Lexington's Housing Market Remains Stable</title>
<link>http://EzineArticles.com/2981590</link>
<guid>http://EzineArticles.com/2981590</guid>
<pubDate>Thu, 24 Sep 2009 19:28:20 -0500</pubDate>
<description><![CDATA[There are still some great markets out there if you know where to look. Lexington was one that has not been affected as bad as the rest of the country.]]></description>
</item>
<item>
<title>The Gentrification of Harlem</title>
<link>http://EzineArticles.com/2974562</link>
<guid>http://EzineArticles.com/2974562</guid>
<pubDate>Wed, 23 Sep 2009 19:59:37 -0500</pubDate>
<description><![CDATA[Businesses are turning an old neighborhood into a new business district. The city's residents are having trouble coping with the change but the city loves the new tax base and new businesses moving into the area.]]></description>
</item>
<item>
<title>Lower Manhattan Real Estate Suffers Also</title>
<link>http://EzineArticles.com/2974536</link>
<guid>http://EzineArticles.com/2974536</guid>
<pubDate>Wed, 23 Sep 2009 19:59:22 -0500</pubDate>
<description><![CDATA[If you need a barometer for just how bad real estate conditions have become, you don't have to go much farther than the Lower Manhattan area of New York City. Even though housing in New York State in general held up well because the types of loans that impacted other areas of the country weren't prevalent in the state, Manhattan proves that other factors can have just as devastating an impact.]]></description>
</item>
<item>
<title>Five Reasons You Will Want to Leave XP For Windows 7</title>
<link>http://EzineArticles.com/2928040</link>
<guid>http://EzineArticles.com/2928040</guid>
<pubDate>Sat, 19 Sep 2009 10:49:49 -0500</pubDate>
<description><![CDATA[There are a lot of reasons people choose Windows 7 over Windows XP but I will give you only five. These are five of the biggest reasons consumers dislike Windows XP.]]></description>
</item>
<item>
<title>Some Free Utilities to Help You Work Better</title>
<link>http://EzineArticles.com/2928033</link>
<guid>http://EzineArticles.com/2928033</guid>
<pubDate>Sat, 19 Sep 2009 10:46:36 -0500</pubDate>
<description><![CDATA[Being more productive in the work place helps you feel better about the day you just had and helps get your boss off your back. Here are several free tools that will help you work better.]]></description>
</item>
<item>
<title>Financial Assistance For Homeowners</title>
<link>http://EzineArticles.com/2898449</link>
<guid>http://EzineArticles.com/2898449</guid>
<pubDate>Sun, 13 Sep 2009 14:39:31 -0500</pubDate>
<description><![CDATA[Efforts have been expanded by the Obama administration to help prevent Americans from losing their homes. This program is designed to give financial incentives to companies who are willing to modify the terms of second mortgages that are in trouble. This program builds on the 'Making Home Affordable Program', which was announced in February of this year, to slow the rising rate of home foreclosures by lowering the homeowner's monthly mortgage payments. ]]></description>
</item>
<item>
<title>Cash Out Refinance is an Option You Do Have</title>
<link>http://EzineArticles.com/2898438</link>
<guid>http://EzineArticles.com/2898438</guid>
<pubDate>Sun, 13 Sep 2009 14:39:22 -0500</pubDate>
<description><![CDATA[If you happen to be among one of the lucky homeowners that still have a substantial amount of equity in their property with a stable, gainful employment you may be eligible for refinancing your mortgage. If you are a little short on money for crucial expenses you can take cash out of your property.]]></description>
</item>
<item>
<title>The Process of Looking For a House</title>
<link>http://EzineArticles.com/2795206</link>
<guid>http://EzineArticles.com/2795206</guid>
<pubDate>Fri, 21 Aug 2009 16:32:04 -0500</pubDate>
<description><![CDATA[The process of looking for a new home is tough. For first time home buyers can become over whelmed very quickly because the new home buying process has a lot of steps.]]></description>
</item>
<item>
<title>Niagara Falls is a Good Tourist Destination</title>
<link>http://EzineArticles.com/2762754</link>
<guid>http://EzineArticles.com/2762754</guid>
<pubDate>Wed, 19 Aug 2009 21:39:22 -0500</pubDate>
<description><![CDATA[This is a great tourist destination not only for Americans but for many Canadians too. Niagara Falls state park has everything from marine animals to casinos for you to enjoy.]]></description>
</item>
<item>
<title>Growing Real Estate Fraud</title>
<link>http://EzineArticles.com/2762731</link>
<guid>http://EzineArticles.com/2762731</guid>
<pubDate>Wed, 19 Aug 2009 21:38:53 -0500</pubDate>
<description><![CDATA[Since the economic info structure collapsed fraud in general has been growing. In particular real estate fraud has been steadily increasing.]]></description>
</item>
<item>
<title>Buying a Foreclosed Home Can Be Tricky</title>
<link>http://EzineArticles.com/2703789</link>
<guid>http://EzineArticles.com/2703789</guid>
<pubDate>Wed, 12 Aug 2009 07:36:35 -0500</pubDate>
<description><![CDATA[If you are thinking about purchasing a new home be careful if it is a foreclosure. You are able to get these homes for cheap and there could be some issues with them.]]></description>
</item>
<item>
<title>Notepad is a Valuable Program</title>
<link>http://EzineArticles.com/2713950</link>
<guid>http://EzineArticles.com/2713950</guid>
<pubDate>Mon, 10 Aug 2009 17:04:55 -0500</pubDate>
<description><![CDATA[Many people do not understand the importance of the program Notepad. It is a program that if you are creating any sort of document. Here is some information about the notepad.]]></description>
</item>
<item>
<title>Having a Hand in Planning Your Bridal Shower</title>
<link>http://EzineArticles.com/2714114</link>
<guid>http://EzineArticles.com/2714114</guid>
<pubDate>Fri, 07 Aug 2009 11:59:03 -0500</pubDate>
<description><![CDATA[Bridal, or wedding showers, are never for the brides as much as they are for friends of the bride. It's usually the last true celebration of a bride's transition from being single to being committed to someone for the rest of her life; at least that's what it's supposed to be. The bachelorette party notwithstanding, this is the last time a soon-to-be bride can get together with many of her friends and family members as a single woman.]]></description>
</item>
</channel>
</rss>
