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<title>Paul Hockney - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Paul_Hockney</link>
<pubDate>Wed, 15 Feb 2012 00:52:34 -0600</pubDate>
<image><title>Paul Hockney - EzineArticles Expert Author</title>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Paul is a jack of all trades and master of none.]]></description>
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<item>
<title>Creative and Unusual Gifts to Surprise a Loved One</title>
<link>http://EzineArticles.com/4805077</link>
<guid>http://EzineArticles.com/4805077</guid>
<pubDate>Thu, 05 Aug 2010 16:06:39 -0500</pubDate>
<description><![CDATA[You can show someone you love them in many different ways. Sometimes it's a small gift, sometimes it may just be a few words. But what really pulls the heart strings of a loved one when it comes to gifts. We explore a few popular and unusual gifts you should consider.]]></description>
</item>
<item>
<title>Implications of Declaring Bankruptcy to Clear Debts</title>
<link>http://EzineArticles.com/4754097</link>
<guid>http://EzineArticles.com/4754097</guid>
<pubDate>Wed, 28 Jul 2010 15:00:00 -0500</pubDate>
<description><![CDATA[Declaring bankruptcy is just one way of helping to clear debts. However, it is a very extreme option and is fraught with lots of complications but it can also serve as a last resort option to help get rid of your debt forever.]]></description>
</item>
<item>
<title>Are Debt Management Services the Right Solution For Your Debt Problem?</title>
<link>http://EzineArticles.com/3313633</link>
<guid>http://EzineArticles.com/3313633</guid>
<pubDate>Mon, 23 Nov 2009 16:02:48 -0600</pubDate>
<description><![CDATA[A debt management services company acts as a mediator between you and your creditors. But how can you tell the difference between a good one and a bad one?]]></description>
</item>
<item>
<title>How Equity Release Loans Can Help You Make the Most of Your Retirement</title>
<link>http://EzineArticles.com/3313433</link>
<guid>http://EzineArticles.com/3313433</guid>
<pubDate>Mon, 23 Nov 2009 16:02:11 -0600</pubDate>
<description><![CDATA[Home equity release schemes could help you enjoy your retirement by helping you raise the funds needed for a long, healthy and happy retirement. Many UK homeowners have a piece of property that has grown considerably in value but would like to raise some extra money to help them in their retirement or maybe to have a little more luxury within their lifestyle.]]></description>
</item>
<item>
<title>Are Equity Release Loans Affected by Low Interest Rates?</title>
<link>http://EzineArticles.com/3313404</link>
<guid>http://EzineArticles.com/3313404</guid>
<pubDate>Mon, 23 Nov 2009 15:59:59 -0600</pubDate>
<description><![CDATA[Equity release schemes allow elderly persons to receive an income from their home when it has risen in value, which is critical in today's low interest rate environment where savings rates are so low. There are three types of equity release schemes: home income plans, mortgage style and shared ownership. The mortgage style loans allow those persons over 60 to borrow cash between 18 pc and 50 pc of the value of their home depending on their age.]]></description>
</item>
<item>
<title>Why Mothers Have Equal Rights in Child Custody Battles</title>
<link>http://EzineArticles.com/3150556</link>
<guid>http://EzineArticles.com/3150556</guid>
<pubDate>Mon, 26 Oct 2009 20:01:58 -0500</pubDate>
<description><![CDATA[When it comes to child custody battles the mother always has an edge over winning child custody from the father. However mothers should not get drawn into long bitter battles which can affect the child longer term.]]></description>
</item>
<item>
<title>What Happens to the Children After a Marriage Ends</title>
<link>http://EzineArticles.com/2884715</link>
<guid>http://EzineArticles.com/2884715</guid>
<pubDate>Tue, 15 Sep 2009 20:37:32 -0500</pubDate>
<description><![CDATA[A divorce is a painful process for all those involved, and is especially agonizing when one adds a long-drawn-out battle for child custody or financial settlements to the mix.  Placing children in the center of a battle between their parents is putting undue emotional stress on the children and often times have the children thinking the 'war' between their parents is their fault.]]></description>
</item>
<item>
<title>Finding the Right Debt Management Plan</title>
<link>http://EzineArticles.com/2884472</link>
<guid>http://EzineArticles.com/2884472</guid>
<pubDate>Mon, 14 Sep 2009 17:00:21 -0500</pubDate>
<description><![CDATA[Before taking the route of a Debt Management Plan there are a number of things to consider. Read through these straightforward tips and save yourself wasted hours of research.]]></description>
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<item>
<title>Pay One Time in Lower Interest on Your Debt Consolidation Remortgages</title>
<link>http://EzineArticles.com/2884499</link>
<guid>http://EzineArticles.com/2884499</guid>
<pubDate>Sun, 13 Sep 2009 07:33:41 -0500</pubDate>
<description><![CDATA[The most common method for debt consolidation is through debt consolidation loans. However, there is an alternative through Debt Consolidation Remortgages. Here we explain how remortgages can offer a cash saving alternative to other types of loans.]]></description>
</item>
<item>
<title>How Debt Management Companies Work to Reduce Your Debts</title>
<link>http://EzineArticles.com/2868862</link>
<guid>http://EzineArticles.com/2868862</guid>
<pubDate>Wed, 09 Sep 2009 22:05:41 -0500</pubDate>
<description><![CDATA[Given that a lot of us may experience some level of debt in our lives it's important to know that there are companies who can help. Lots of Debt Management Companies can help but what should you look for when doing your research? Follow our list of tips on finding the right Debt Management Company.]]></description>
</item>
<item>
<title>Tips on How to Make Sure Bad Credit Doesn't Cost</title>
<link>http://EzineArticles.com/2859353</link>
<guid>http://EzineArticles.com/2859353</guid>
<pubDate>Thu, 03 Sep 2009 14:09:25 -0500</pubDate>
<description><![CDATA[With more and more people falling into debt there still appears to be many lenders willing to provide credit to those in need. However, applicants still need to be aware that they are not heading for even bigger debts with some of the 'bad credit' debt help companies.]]></description>
</item>
<item>
<title>Simple Tips on Getting Quick Loans</title>
<link>http://EzineArticles.com/2859395</link>
<guid>http://EzineArticles.com/2859395</guid>
<pubDate>Wed, 02 Sep 2009 10:39:20 -0500</pubDate>
<description><![CDATA[If you're in quick need of a loan there are still a number of options available. In some cases a quick loan means a 'very quick' loan and you can have your money in under 24 hours. However, be aware that this comes at a cost.]]></description>
</item>
<item>
<title>What You Should Know About Equity Release</title>
<link>http://EzineArticles.com/2679019</link>
<guid>http://EzineArticles.com/2679019</guid>
<pubDate>Fri, 31 Jul 2009 11:01:18 -0500</pubDate>
<description><![CDATA[Equity Release, also known as Lifetime Mortgages can provide people of retirement age a steady sum each month. This article explains exactly what Equity Release is all about in easy to understand language.]]></description>
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<item>
<title>How to Increase Vocal Range For Powerful Singing</title>
<link>http://EzineArticles.com/2529659</link>
<guid>http://EzineArticles.com/2529659</guid>
<pubDate>Fri, 26 Jun 2009 14:19:16 -0500</pubDate>
<description><![CDATA[Lots of singers struggle to increase their vocal range. Here we outline some practical tips on increasing your range without the need for any complicated techniques.]]></description>
</item>
<item>
<title>The Nintendo DSi and Sony PSP - Which Shines Brightest?</title>
<link>http://EzineArticles.com/2273393</link>
<guid>http://EzineArticles.com/2273393</guid>
<pubDate>Wed, 29 Apr 2009 07:41:07 -0500</pubDate>
<description><![CDATA[The recent love of handheld games has resulted in just a few major companies dominating the market. The latest consoles from Nintendo and Sony are some of the most popular, but which one, the DSi or PSP, shines brightest?]]></description>
</item>
<item>
<title>Nintendo DSi Games For the Serious Gamer</title>
<link>http://EzineArticles.com/2240904</link>
<guid>http://EzineArticles.com/2240904</guid>
<pubDate>Fri, 24 Apr 2009 09:00:45 -0500</pubDate>
<description><![CDATA[The new Nintendo DSi is sure to a big hit for Nintendo fans. But what games are going to be big hits and what DS games can you also play on the DSi?]]></description>
</item>
<item>
<title>Voice Lessons - What to Consider For Maximum Results</title>
<link>http://EzineArticles.com/2119948</link>
<guid>http://EzineArticles.com/2119948</guid>
<pubDate>Fri, 20 Mar 2009 16:41:19 -0500</pubDate>
<description><![CDATA[So you've decided to take up singing as a hobby or maybe even as a profession. Whatever stage, pardon the pun, you are at then you need to know what to consider for maximum results.]]></description>
</item>
<item>
<title>How to Build a Remote Control Car on a Budget</title>
<link>http://EzineArticles.com/2118888</link>
<guid>http://EzineArticles.com/2118888</guid>
<pubDate>Fri, 20 Mar 2009 15:29:23 -0500</pubDate>
<description><![CDATA[Building a remote control can be an exciting and cheaper alternative to buying one off the shelf. Learn a few simple tips on building your own without spending a fortune.]]></description>
</item>
<item>
<title>Improve Your Singing With Simple Breathing Techniques</title>
<link>http://EzineArticles.com/2108523</link>
<guid>http://EzineArticles.com/2108523</guid>
<pubDate>Wed, 18 Mar 2009 14:24:13 -0500</pubDate>
<description><![CDATA[You'd be amazed as to how much your singing can improve with some simple breathing exercises. Here we outline some breathing techniques that will ensure you get the maximum from your voice.]]></description>
</item>
<item>
<title>Unmarried Child Custody Rights For Moms and Dads</title>
<link>http://EzineArticles.com/2071216</link>
<guid>http://EzineArticles.com/2071216</guid>
<pubDate>Tue, 10 Mar 2009 08:53:57 -0500</pubDate>
<description><![CDATA[Having a child can be one of the happiest life experiences. However, when partners go their separate ways the whole child custody issue can make life very stressful And if you're unmarried your rights are also affected. Here we explain what you need to know as an unmarried parent.]]></description>
</item>
<item>
<title>Child Custody Rights For Fathers</title>
<link>http://EzineArticles.com/1990864</link>
<guid>http://EzineArticles.com/1990864</guid>
<pubDate>Tue, 17 Feb 2009 10:20:56 -0600</pubDate>
<description><![CDATA[Unfortunately, approximately half of American children will be directly affected by a custody battle at some point in their lives. This article outlines what fathers will need to consider when involved in a child custody battle.]]></description>
</item>
<item>
<title>Learn How to Sing Properly With Easy to Follow Tips</title>
<link>http://EzineArticles.com/1932025</link>
<guid>http://EzineArticles.com/1932025</guid>
<pubDate>Fri, 30 Jan 2009 08:11:19 -0600</pubDate>
<description><![CDATA[The art of singing properly is made all the more easier if you carry out some basic warm-up exercises. Here we outline some easy to follow warm-up tips that will have you reaching your full singing potential every time you perform.]]></description>
</item>
<item>
<title>Vocal Breathing Exercises Made Easy</title>
<link>http://EzineArticles.com/1923555</link>
<guid>http://EzineArticles.com/1923555</guid>
<pubDate>Wed, 28 Jan 2009 10:16:01 -0600</pubDate>
<description><![CDATA[Getting the most from your voice is made all the more easy when you carry out some simple vocal exercises before you perform. We detail some simple and powerful exercises that will help you make a big impression on your audience.]]></description>
</item>
<item>
<title>Simple Tips on How to Overcome Stage Fright</title>
<link>http://EzineArticles.com/1913652</link>
<guid>http://EzineArticles.com/1913652</guid>
<pubDate>Mon, 26 Jan 2009 16:15:28 -0600</pubDate>
<description><![CDATA[Stage fright can affect even the most confident of people and can also ruin your performance if you don't fully overcome it. Here we outline a few simple tips that will help you conquer your stage fright once and for all.]]></description>
</item>
<item>
<title>The USB Record Player Makes Music Great Again</title>
<link>http://EzineArticles.com/1868974</link>
<guid>http://EzineArticles.com/1868974</guid>
<pubDate>Tue, 13 Jan 2009 14:25:08 -0600</pubDate>
<description><![CDATA[USB Record Players help bring back to life all those old LPs which have been gathering dust ever since CDs and digital downloads took over. Now you can record straight to MP3 or other digital formats and also clean up all the old vinyl skips and jumps. Here we outline some of the best USB turntables available and what they an do for you.]]></description>
</item>
<item>
<title>No Win No Fee Compensation Claims - Fact Or Fiction?</title>
<link>http://EzineArticles.com/1847291</link>
<guid>http://EzineArticles.com/1847291</guid>
<pubDate>Wed, 07 Jan 2009 07:54:44 -0600</pubDate>
<description><![CDATA[When you are in a car accident or a bike accident, through no fault of the own, you are entitled to compensation for your medical expenses, vehicle repairs and pain-and-suffering compensation through the courts if you're claim is deemed with merit. If you're in an accident through no fault of your own, than a compensation claim should be filed with an attorney as soon as possible because there are some statute of limitations on accidents and when you filed the claim. ]]></description>
</item>
<item>
<title>The Sing Along Stage - Stimulate Your Child's Senses</title>
<link>http://EzineArticles.com/1795145</link>
<guid>http://EzineArticles.com/1795145</guid>
<pubDate>Thu, 18 Dec 2008 15:26:32 -0600</pubDate>
<description><![CDATA[Fisher Price have long been one of the finest makers of educational toys and over the last number of years they have developed some great toys for kids of all ages. This includes toys for pre-school, toddlers and infants.]]></description>
</item>
<item>
<title>Making a Whiplash Injury Claim</title>
<link>http://EzineArticles.com/1768048</link>
<guid>http://EzineArticles.com/1768048</guid>
<pubDate>Wed, 10 Dec 2008 15:35:18 -0600</pubDate>
<description><![CDATA[Getting a whiplash injury in a car crash can lead to a very painful neck and maybe even long term treatment in hospital. To learn how to get the compensation you deserve to cover medical costs etc then you must read this article.]]></description>
</item>
<item>
<title>Car Accident Compensation Claims - Uncovered</title>
<link>http://EzineArticles.com/1767938</link>
<guid>http://EzineArticles.com/1767938</guid>
<pubDate>Wed, 10 Dec 2008 14:21:12 -0600</pubDate>
<description><![CDATA[A car accident can be a devastating incident for all those involved. If you are in a car accident and are not at fault, you can file a car accident compensation claim with the courts.]]></description>
</item>
<item>
<title>Making Unsecured Homeowner Loans Your Preferred Option</title>
<link>http://EzineArticles.com/1360692</link>
<guid>http://EzineArticles.com/1360692</guid>
<pubDate>Tue, 29 Jul 2008 15:59:12 -0500</pubDate>
<description><![CDATA[Taking out an Unsecured Loan may sound like the best option for you. But do you know what you are getting yourself into. Here we explain the ins and outs of Unsecured Loans.]]></description>
</item>
<item>
<title>Understanding Sleep Disorders in Children</title>
<link>http://EzineArticles.com/1328597</link>
<guid>http://EzineArticles.com/1328597</guid>
<pubDate>Thu, 17 Jul 2008 13:36:38 -0500</pubDate>
<description><![CDATA[Sleep disorders in children can be attributed to a number of factors. Here we outline those factors and what you can do to help treat the problem.]]></description>
</item>
<item>
<title>Understanding and Treating Sleep Apnea</title>
<link>http://EzineArticles.com/1328541</link>
<guid>http://EzineArticles.com/1328541</guid>
<pubDate>Thu, 17 Jul 2008 13:31:13 -0500</pubDate>
<description><![CDATA[Sleep Apnea can be a very distressing and stressful ailment that can happen to men and women of all ages. But how can you help to cure the problem? here we outline some of the more successful approaches to Sleep Apnea treatment.]]></description>
</item>
<item>
<title>Natural Sleep Aids Uncovered</title>
<link>http://EzineArticles.com/1328372</link>
<guid>http://EzineArticles.com/1328372</guid>
<pubDate>Thu, 17 Jul 2008 13:27:49 -0500</pubDate>
<description><![CDATA[There are a number of ways to help with sleeping and a lot of people are turned off by having to take prescription pills or strong medication to help cure the problem. Here we outline some of the more natural sleep aids that are shown to work.]]></description>
</item>
<item>
<title>Understanding Anxiety Sleep Disorders</title>
<link>http://EzineArticles.com/1324501</link>
<guid>http://EzineArticles.com/1324501</guid>
<pubDate>Tue, 15 Jul 2008 16:03:36 -0500</pubDate>
<description><![CDATA[Anxiety Sleep Disorders can lead to a very tiring and stressful life. In order to help treat the problem you first need to understand how and why it happens. Here we outline some of the reasons behind sleep disorders and some guidance on treatment.]]></description>
</item>
<item>
<title>Natural Cure For Insomnia That Works</title>
<link>http://EzineArticles.com/1324734</link>
<guid>http://EzineArticles.com/1324734</guid>
<pubDate>Tue, 15 Jul 2008 15:57:19 -0500</pubDate>
<description><![CDATA[Insomnia can leave you feeling tired and even depressed if it lasts for even short periods of time. There are numerous pills available to help but the natural cures can be some of the most effective. This article outlines a few of the natural cures available.]]></description>
</item>
<item>
<title>Effects of Sleep Deprivation</title>
<link>http://EzineArticles.com/1324667</link>
<guid>http://EzineArticles.com/1324667</guid>
<pubDate>Tue, 15 Jul 2008 15:43:57 -0500</pubDate>
<description><![CDATA[Sleep deprivation can drastically affect your performance no matter where you have an active or sedentary lifestyle. Here we discuss what sleep deprivation does to your body and whether there are ways to combat its effects.]]></description>
</item>
<item>
<title>Designer Bridal Wear For a Dream Wedding</title>
<link>http://EzineArticles.com/1254898</link>
<guid>http://EzineArticles.com/1254898</guid>
<pubDate>Wed, 18 Jun 2008 12:40:09 -0500</pubDate>
<description><![CDATA[Finding the ideal dress for your wedding day can be a long drawn out affair. In doing so you will need to consider some of the top designers if you have unlimited budget. here we explain who you need to consider to make the dress of your dreams.]]></description>
</item>
<item>
<title>Understanding Bad Credit Homeowner Loans</title>
<link>http://EzineArticles.com/1254647</link>
<guid>http://EzineArticles.com/1254647</guid>
<pubDate>Tue, 17 Jun 2008 16:36:06 -0500</pubDate>
<description><![CDATA[Having bad credit will not stop you from getting a loan if you are a working homeowner. Lots of lenders will provide secured loans even if you have bad credit and here we outline what you need to know to be suitable for such loans.]]></description>
</item>
<item>
<title>Can IVA Debt Help Clear All Your Debts Forever?</title>
<link>http://EzineArticles.com/1252362</link>
<guid>http://EzineArticles.com/1252362</guid>
<pubDate>Tue, 17 Jun 2008 14:57:22 -0500</pubDate>
<description><![CDATA[An IVA is a debt help solution which can help reduce your debts by up to 75%. So what is an IVA and can it really help clear all your debts forever. Here we explain an IVA and how it really works.]]></description>
</item>
<item>
<title>Government Debt Help - One Way to Solve Your Debt Problems</title>
<link>http://EzineArticles.com/1236717</link>
<guid>http://EzineArticles.com/1236717</guid>
<pubDate>Wed, 11 Jun 2008 12:00:38 -0500</pubDate>
<description><![CDATA[If you find yourself deep in debt then there may be a way out with a little help from the Government. Here we explore the Government debt help options available.]]></description>
</item>
<item>
<title>Debt Management Online - Debt Help Made Easier</title>
<link>http://EzineArticles.com/1236682</link>
<guid>http://EzineArticles.com/1236682</guid>
<pubDate>Wed, 11 Jun 2008 11:38:39 -0500</pubDate>
<description><![CDATA[In order to get rid of your debt you can now get easy access to debt management advice online. Here we explore why online debt services are the way ahead and how you can take advantage of online debt help.]]></description>
</item>
<item>
<title>First Time Buyer Mortgage Options</title>
<link>http://EzineArticles.com/1199452</link>
<guid>http://EzineArticles.com/1199452</guid>
<pubDate>Wed, 28 May 2008 10:59:35 -0500</pubDate>
<description><![CDATA[Making the right choice of first mortgage needs a lot of homeowork before making a decision. Here we outline all the major types of mortgages and the pros and cons of each one.]]></description>
</item>
<item>
<title>Is A Debt Management Plan Right For Me?</title>
<link>http://EzineArticles.com/1197156</link>
<guid>http://EzineArticles.com/1197156</guid>
<pubDate>Tue, 27 May 2008 17:00:30 -0500</pubDate>
<description><![CDATA[With debts of ?15,000 or less a Debt Management Plan is fast becoming a popular debt help option. Here we explain the concept behind a DMP and whether it is right for you.]]></description>
</item>
<item>
<title>Understanding And Avoiding The Cycle Of Debt</title>
<link>http://EzineArticles.com/1196912</link>
<guid>http://EzineArticles.com/1196912</guid>
<pubDate>Tue, 27 May 2008 13:07:17 -0500</pubDate>
<description><![CDATA[The debt cycle starts with us from a relatively early age. How does it happen and how can we avoid it.]]></description>
</item>
<item>
<title>The Ins And Outs Of A Homeowner Loan</title>
<link>http://EzineArticles.com/1197615</link>
<guid>http://EzineArticles.com/1197615</guid>
<pubDate>Sat, 24 May 2008 16:42:23 -0500</pubDate>
<description><![CDATA[A Homeowner Loan allows the applicant to free up a large sum of money from their home. But there are ins and out for taking out such loans and here we discuss you should know about homeowner loans.]]></description>
</item>
<item>
<title>Payday Loans vs Bank Loans</title>
<link>http://EzineArticles.com/1196074</link>
<guid>http://EzineArticles.com/1196074</guid>
<pubDate>Fri, 23 May 2008 08:44:00 -0500</pubDate>
<description><![CDATA[If you need to get your hands on quick money for your business then you have a few options. Business payday loans or business loans offer 2 such options and here we discuss the differences between the two.]]></description>
</item>
<item>
<title>What You Should Know About Payday Loans</title>
<link>http://EzineArticles.com/1146617</link>
<guid>http://EzineArticles.com/1146617</guid>
<pubDate>Thu, 01 May 2008 17:20:23 -0500</pubDate>
<description><![CDATA[Payday loans are one of the easiest ways to get your hands on cash quickly. However, there are a few important things to note about these loans which will open your eyes to these loans. Find out what you need to know within this article.]]></description>
</item>
<item>
<title>Applying For Loans and Credit Rating Myths</title>
<link>http://EzineArticles.com/1141917</link>
<guid>http://EzineArticles.com/1141917</guid>
<pubDate>Tue, 29 Apr 2008 11:45:24 -0500</pubDate>
<description><![CDATA[Applying for a loan can be time consuming and stressful. Here we outline the loan application process and debunk some of the myths associated with bad credit ratings.]]></description>
</item>
<item>
<title>Why and How to Use a Payday Loan</title>
<link>http://EzineArticles.com/1140422</link>
<guid>http://EzineArticles.com/1140422</guid>
<pubDate>Tue, 29 Apr 2008 11:27:26 -0500</pubDate>
<description><![CDATA[Payday loans are fast becoming one of the most convenient ways to get your hands on small amount of course in under 24 hours. Here we outline why you would use one and how easy it is to get one.]]></description>
</item>
<item>
<title>Keep it Simple with Personal Loans</title>
<link>http://EzineArticles.com/1138113</link>
<guid>http://EzineArticles.com/1138113</guid>
<pubDate>Mon, 28 Apr 2008 10:43:34 -0500</pubDate>
<description><![CDATA[Personal loans are available to applicants whether you are a homeowner or tenant. You can even get loans even with a bad credit history. Here we explain some simple facts about personal loans.]]></description>
</item>
<item>
<title>Why a Bad Credit Remortgage Makes Sense</title>
<link>http://EzineArticles.com/1132824</link>
<guid>http://EzineArticles.com/1132824</guid>
<pubDate>Mon, 28 Apr 2008 08:55:40 -0500</pubDate>
<description><![CDATA[Even with a bad credit history it is still possible to get your hands on money if you have equity in your home. A remortgage can be a suitable option, plus it save you 1,000's over a secured loan. This article explains how easy it can be to remortgage and save money.]]></description>
</item>
<item>
<title>Understanding Debt Management Programs</title>
<link>http://EzineArticles.com/1128855</link>
<guid>http://EzineArticles.com/1128855</guid>
<pubDate>Fri, 25 Apr 2008 14:40:30 -0500</pubDate>
<description><![CDATA[In debt and in need of help. Debt consolidation and debt management are a few of our only options. A debt management program with the help of a debt counselor can provide much needed help and here we explain how.]]></description>
</item>
<item>
<title>How To Get A Hassle Free Bad Credit Loan</title>
<link>http://EzineArticles.com/1130415</link>
<guid>http://EzineArticles.com/1130415</guid>
<pubDate>Thu, 24 Apr 2008 10:57:44 -0500</pubDate>
<description><![CDATA[Finding yourself in a position where your credit history is poor and needing a fast loan can lead you to taking the first loan offered. However there are options which we cover within this article.]]></description>
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<item>
<title>The Cost of Missed Loan Payments</title>
<link>http://EzineArticles.com/937117</link>
<guid>http://EzineArticles.com/937117</guid>
<pubDate>Mon, 21 Jan 2008 13:06:42 -0600</pubDate>
<description><![CDATA[Missing loan payments can have big consequences on your credit history. But knowing what to when it happens is even more important as it could cost you dearly in the long run. We show you what you need to know and do.]]></description>
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<item>
<title>When a Lender Says 'No'</title>
<link>http://EzineArticles.com/937106</link>
<guid>http://EzineArticles.com/937106</guid>
<pubDate>Mon, 21 Jan 2008 13:05:23 -0600</pubDate>
<description><![CDATA[When a lender says no to your loan or mortgage request then don't panic. There will be a good reason for it and all you need to do is know why. We outline here what happens and how to avoid further refusals.]]></description>
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<item>
<title>The Difference Between Secured and Unsecured Loans</title>
<link>http://EzineArticles.com/869154</link>
<guid>http://EzineArticles.com/869154</guid>
<pubDate>Sat, 19 Jan 2008 12:11:47 -0600</pubDate>
<description><![CDATA[When looking for a loan for a large purchase you will be bombarded with adverts for Secured and Unsecured loans. In this article we explain in clear terms the main differences.]]></description>
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<item>
<title>5 Ways to Avoid Debt</title>
<link>http://EzineArticles.com/933504</link>
<guid>http://EzineArticles.com/933504</guid>
<pubDate>Thu, 17 Jan 2008 15:44:30 -0600</pubDate>
<description><![CDATA[With personal debt on the increase we need to understand how to control our debt or even avoid it completely. This article outlines 5 key steps in avoiding the scourge of debt.]]></description>
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<item>
<title>Consolidation Loans - What You Must Know</title>
<link>http://EzineArticles.com/933541</link>
<guid>http://EzineArticles.com/933541</guid>
<pubDate>Thu, 17 Jan 2008 15:09:31 -0600</pubDate>
<description><![CDATA[Taking out a Consolidation Loan is a major financial step. There are certain things you should know about before taking out such a loan and this article gives you the 'must know' information.]]></description>
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<item>
<title>Cheap Car Insurance For First Time Drivers</title>
<link>http://EzineArticles.com/866695</link>
<guid>http://EzineArticles.com/866695</guid>
<pubDate>Thu, 06 Dec 2007 15:51:45 -0600</pubDate>
<description><![CDATA[Getting cheap car insurance for young drivers if you follow a few simple tips. This article outlines the key considerations for cheap car insurance.]]></description>
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<item>
<title>How To Prepare Well When Driving Abroad</title>
<link>http://EzineArticles.com/866661</link>
<guid>http://EzineArticles.com/866661</guid>
<pubDate>Thu, 06 Dec 2007 15:51:23 -0600</pubDate>
<description><![CDATA[When driving abroad there are several factors to consider in order to make sure you are well prepared. This article outlines the most important factors to ensure you enjoy your driving experience.]]></description>
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<item>
<title>Debt Counsellors and Debt Control</title>
<link>http://EzineArticles.com/842496</link>
<guid>http://EzineArticles.com/842496</guid>
<pubDate>Wed, 21 Nov 2007 09:51:05 -0600</pubDate>
<description><![CDATA[Individual debt is on the increase. More people are now seeking the help of professionals. Our article explains the role of debt counsellors and the options they will suggest to clear or control your debts.]]></description>
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<item>
<title>Debt Help - Trust Deeds Explained</title>
<link>http://EzineArticles.com/842175</link>
<guid>http://EzineArticles.com/842175</guid>
<pubDate>Tue, 20 Nov 2007 15:45:37 -0600</pubDate>
<description><![CDATA[Trust Deeds can help you become debt free over a 3 year period. Here we explain what a trust Deed entails and what it can to clear your debts forever.]]></description>
</item>
<item>
<title>Car Finance Options Explained</title>
<link>http://EzineArticles.com/840448</link>
<guid>http://EzineArticles.com/840448</guid>
<pubDate>Tue, 20 Nov 2007 10:37:48 -0600</pubDate>
<description><![CDATA[Paying for the car of your dreams has become much easier with more options than personal and secured loans. What are these options and how do they work.]]></description>
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<item>
<title>Windows and Doors Home Security</title>
<link>http://EzineArticles.com/840467</link>
<guid>http://EzineArticles.com/840467</guid>
<pubDate>Tue, 20 Nov 2007 10:14:49 -0600</pubDate>
<description><![CDATA[How can you make your home more secure without spending out a fortune on a home security system? Here we explain some cost effective ways to keep the burglars out by making all your windows and doors more secure.]]></description>
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<item>
<title>The Problems With Debt Consolidation</title>
<link>http://EzineArticles.com/839579</link>
<guid>http://EzineArticles.com/839579</guid>
<pubDate>Tue, 20 Nov 2007 08:47:35 -0600</pubDate>
<description><![CDATA[Can Debt Consolidation really help you control your debts? Here we play devils advocate by outlining some of the problems with debt consolidation.]]></description>
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<item>
<title>5 Ways To Clear Your Debts</title>
<link>http://EzineArticles.com/839570</link>
<guid>http://EzineArticles.com/839570</guid>
<pubDate>Tue, 20 Nov 2007 08:46:34 -0600</pubDate>
<description><![CDATA[Getting out of debt can be done in lots of different ways. Here we explain how you can tackle the problem yourself without the need of debt counselling.]]></description>
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<item>
<title>How To Deal With Large Debts</title>
<link>http://EzineArticles.com/839573</link>
<guid>http://EzineArticles.com/839573</guid>
<pubDate>Tue, 20 Nov 2007 08:28:35 -0600</pubDate>
<description><![CDATA[Dealing with debts can be very stressful. Here we explain what you should do to help clear yourself of debts without all that stress.]]></description>
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<item>
<title>How to Manage Your Credit Card Debt</title>
<link>http://EzineArticles.com/839590</link>
<guid>http://EzineArticles.com/839590</guid>
<pubDate>Tue, 20 Nov 2007 08:13:36 -0600</pubDate>
<description><![CDATA[Credit Card debts can really add up very quickly. Here we outline some ways to help clear off your debts and get your finances back onto the straight and narrow.]]></description>
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<item>
<title>How To Choose an Unsecured Personal Loan</title>
<link>http://EzineArticles.com/838405</link>
<guid>http://EzineArticles.com/838405</guid>
<pubDate>Mon, 19 Nov 2007 15:39:33 -0600</pubDate>
<description><![CDATA[Unsecured personal loans can provide applicants with a large amount of money with flexible repayments. This article explains more about these loans and their benefits.]]></description>
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<item>
<title>Home Equity Loans Uncovered</title>
<link>http://EzineArticles.com/838429</link>
<guid>http://EzineArticles.com/838429</guid>
<pubDate>Mon, 19 Nov 2007 15:25:34 -0600</pubDate>
<description><![CDATA[Home equity loans can provide pensioners with access to a big lump sum or a regular monthly income. Here we explain how home equity loans work and what you need to be aware of before taking one out.]]></description>
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<item>
<title>The Rise of the Sat Nav</title>
<link>http://EzineArticles.com/838385</link>
<guid>http://EzineArticles.com/838385</guid>
<pubDate>Mon, 19 Nov 2007 15:16:33 -0600</pubDate>
<description><![CDATA[The Sat Nav has fast become the car gadget of choice. What is the sat nav and what are the benefits to car drivers?]]></description>
</item>
<item>
<title>The Benefits of Remortgaging</title>
<link>http://EzineArticles.com/838422</link>
<guid>http://EzineArticles.com/838422</guid>
<pubDate>Mon, 19 Nov 2007 15:01:34 -0600</pubDate>
<description><![CDATA[Remortgages have become very popular over recent years. Here we explain the 2 main benefits of remortgaging.]]></description>
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<item>
<title>Self-Certification Loans Explained</title>
<link>http://EzineArticles.com/836937</link>
<guid>http://EzineArticles.com/836937</guid>
<pubDate>Mon, 19 Nov 2007 10:50:40 -0600</pubDate>
<description><![CDATA[Self-cert loans have become an effective way for self employed people to get their hands on finance. Here we explain what you can do with a self-cert loan and the price you pay for self-certification.]]></description>
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<item>
<title>6 Things To Know About Payday Loans</title>
<link>http://EzineArticles.com/836909</link>
<guid>http://EzineArticles.com/836909</guid>
<pubDate>Mon, 19 Nov 2007 10:42:37 -0600</pubDate>
<description><![CDATA[Payday loans can offer a very fast way to get your hands on money. But are they as useful and cost effective as the adverts make you believe. Here we look at some of the key aspects to Payday loans.]]></description>
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<item>
<title>Loans and County Court Judgements (CCJ)</title>
<link>http://EzineArticles.com/836916</link>
<guid>http://EzineArticles.com/836916</guid>
<pubDate>Mon, 19 Nov 2007 10:28:39 -0600</pubDate>
<description><![CDATA[CCJs will have an adverse effect on your credit history for up to 6 years. But what are they and is there anything you can do to get rid of one. This article explains what they are about and how they affect your credit rating.]]></description>
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<item>
<title>The Hidden Costs of Mortgages</title>
<link>http://EzineArticles.com/836888</link>
<guid>http://EzineArticles.com/836888</guid>
<pubDate>Mon, 19 Nov 2007 10:09:37 -0600</pubDate>
<description><![CDATA[Mortgages can be the biggest expense in your life. But there are associated costs with mortgages which we have outlined in this article.]]></description>
</item>
<item>
<title>How Poor Credit Affects A Loan Application</title>
<link>http://EzineArticles.com/835213</link>
<guid>http://EzineArticles.com/835213</guid>
<pubDate>Fri, 16 Nov 2007 14:29:05 -0600</pubDate>
<description><![CDATA[Poor credit affects how much you can borrow and how high the interest rate on the loan will be. Here we outline some of the main criteria associated with bad credit loans.]]></description>
</item>
<item>
<title>Fixed Rate Loans Explained</title>
<link>http://EzineArticles.com/835249</link>
<guid>http://EzineArticles.com/835249</guid>
<pubDate>Fri, 16 Nov 2007 13:46:51 -0600</pubDate>
<description><![CDATA[Fixed rate loans can be an excellent way to lock in payments for a new loan or mortgage. here we explain how they work.]]></description>
</item>
<item>
<title>Bad Credit Mortgage Loans</title>
<link>http://EzineArticles.com/835231</link>
<guid>http://EzineArticles.com/835231</guid>
<pubDate>Fri, 16 Nov 2007 13:18:51 -0600</pubDate>
<description><![CDATA[Finding a bad credit mortgage loan is easier than you think. An influx of new mortgage deals from the main lenders make it easier than even to get a bad credit mortgage.]]></description>
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<item>
<title>IVA Payment Difficulties</title>
<link>http://EzineArticles.com/833402</link>
<guid>http://EzineArticles.com/833402</guid>
<pubDate>Thu, 15 Nov 2007 14:57:31 -0600</pubDate>
<description><![CDATA[An IVA is an alternative to bankruptcy but if you can't keep up with payments you could be in even greater debt. Here we explain your options and possible outcome of missed payments.]]></description>
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<item>
<title>The Facts Behind Bankruptcy</title>
<link>http://EzineArticles.com/833383</link>
<guid>http://EzineArticles.com/833383</guid>
<pubDate>Thu, 15 Nov 2007 14:37:31 -0600</pubDate>
<description><![CDATA[Filing for bankruptcy is not something you should do lightly. Here we outline some of the key facts behind bankruptcy and a viable alternative.]]></description>
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<item>
<title>How to Setup an IVA</title>
<link>http://EzineArticles.com/833421</link>
<guid>http://EzineArticles.com/833421</guid>
<pubDate>Thu, 15 Nov 2007 14:21:32 -0600</pubDate>
<description><![CDATA[An IVA may be the right debt solution for a lot of people. But what is behind an IVA and how is one setup.]]></description>
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<item>
<title>Is an IVA Right For You?</title>
<link>http://EzineArticles.com/833364</link>
<guid>http://EzineArticles.com/833364</guid>
<pubDate>Thu, 15 Nov 2007 14:14:31 -0600</pubDate>
<description><![CDATA[An IVA can help clear your debts if they amount to more than ?15,000. Here we outline if it really is the right option.]]></description>
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<item>
<title>4 Ways to Use a Remortgage</title>
<link>http://EzineArticles.com/826639</link>
<guid>http://EzineArticles.com/826639</guid>
<pubDate>Mon, 12 Nov 2007 15:03:17 -0600</pubDate>
<description><![CDATA[Remortgages are becoming a useful way to raise finance for a number of reasons. Here we outline 4 of the most common reasons remortgages are being used today.]]></description>
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<item>
<title>Buy to Let Mortgages</title>
<link>http://EzineArticles.com/826666</link>
<guid>http://EzineArticles.com/826666</guid>
<pubDate>Mon, 12 Nov 2007 12:49:08 -0600</pubDate>
<description><![CDATA[Buy to Let Mortgages are becoming very popular. This is mainly due to people now looking to buy a second property as a long term investment. So what is involved in buying to let? We explain the key facts in this article.]]></description>
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<item>
<title>Tenant and Unsecured Loans</title>
<link>http://EzineArticles.com/826699</link>
<guid>http://EzineArticles.com/826699</guid>
<pubDate>Mon, 12 Nov 2007 12:41:11 -0600</pubDate>
<description><![CDATA[Tenant and Unsecured loans provide applicants with finance up to ?25,000. These loans differ from secured loans in that they are not secured on a property. Here we explain the benefits of taking out such a loan.]]></description>
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<item>
<title>Uncovering Debt Consolidation Loans</title>
<link>http://EzineArticles.com/826672</link>
<guid>http://EzineArticles.com/826672</guid>
<pubDate>Mon, 12 Nov 2007 12:34:09 -0600</pubDate>
<description><![CDATA[Debt Consolidation Loans are very popular. Used in the right way they can help you save ?1,000's and get you out of debt. Used the wrong way they can make your debt problems even worse. Here we explain the what the why and the when of Debt Consolidation Loans.]]></description>
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<item>
<title>Handling Mortgage Arrears</title>
<link>http://EzineArticles.com/826679</link>
<guid>http://EzineArticles.com/826679</guid>
<pubDate>Mon, 12 Nov 2007 12:25:10 -0600</pubDate>
<description><![CDATA[Finding yourself in a position where you have mortgage arrears can be a very stressful time. Here we advise on what you should do if you cant pay your mortgage payments.]]></description>
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<item>
<title>First Time Buyer Mortgage Advice</title>
<link>http://EzineArticles.com/826651</link>
<guid>http://EzineArticles.com/826651</guid>
<pubDate>Mon, 12 Nov 2007 12:21:08 -0600</pubDate>
<description><![CDATA[Buying a home for the first time can be a stressful and exciting time. This article explains what a first time buyer should be aware of to make their house buying experience a little easier.]]></description>
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<item>
<title>The Truth Behind Credit Repair</title>
<link>http://EzineArticles.com/826687</link>
<guid>http://EzineArticles.com/826687</guid>
<pubDate>Mon, 12 Nov 2007 12:11:11 -0600</pubDate>
<description><![CDATA[More and more lenders are now using a credit check to establish if you are suitable for one of their loans. If you find your have a bad credit history how do you go about repairing it. Here we explain credit history and how to repair your credit.]]></description>
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<item>
<title>UK Debt Solutions Explored</title>
<link>http://EzineArticles.com/824246</link>
<guid>http://EzineArticles.com/824246</guid>
<pubDate>Fri, 09 Nov 2007 13:49:07 -0600</pubDate>
<description><![CDATA[If you find yourself in debt and not sure what to do next? This article explores a number of debt solutions along with their good points and bad points.]]></description>
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<item>
<title>Free Debt Help Options</title>
<link>http://EzineArticles.com/824207</link>
<guid>http://EzineArticles.com/824207</guid>
<pubDate>Fri, 09 Nov 2007 13:17:07 -0600</pubDate>
<description><![CDATA[Being in debt is bad enough but when you take on the advice of a debt counsellor you will up paying for their advice. However there are a few things you can do to cut the costs down and this article explores free debt help resources.]]></description>
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<item>
<title>The Repossession Process</title>
<link>http://EzineArticles.com/817602</link>
<guid>http://EzineArticles.com/817602</guid>
<pubDate>Tue, 06 Nov 2007 11:06:26 -0600</pubDate>
<description><![CDATA[Mounting arrears on your mortgage can lead to your house being repossessed. Here we explain how this can happen and the process involved in having your house repossessed.]]></description>
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<item>
<title>Using Technology to Find a New Home</title>
<link>http://EzineArticles.com/815960</link>
<guid>http://EzineArticles.com/815960</guid>
<pubDate>Tue, 06 Nov 2007 08:51:44 -0600</pubDate>
<description><![CDATA[Finding a new home can be made all the more easier with the use of new technology. This article outlines a number of what they are and how they make your house hunting job hassle free.]]></description>
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<item>
<title>The Role of Estate Agents</title>
<link>http://EzineArticles.com/815968</link>
<guid>http://EzineArticles.com/815968</guid>
<pubDate>Tue, 06 Nov 2007 08:49:48 -0600</pubDate>
<description><![CDATA[The role of the estate agent is much mis-understood. Here we try and explain their role and why we need them. The vast majority of vendors with a property to sell in the UK use an estate agent to market their property.]]></description>
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<item>
<title>The Scourge of Gazumping</title>
<link>http://EzineArticles.com/815979</link>
<guid>http://EzineArticles.com/815979</guid>
<pubDate>Tue, 06 Nov 2007 08:34:54 -0600</pubDate>
<description><![CDATA[So where did Gazumping originate from. It comes from the Yiddish word 'gezumph' meaning over-charging, first became a problem during the property boom of the 1980s and has resurfaced with soaring house prices over the past few years.  ]]></description>
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<item>
<title>Creditors and Debt Management</title>
<link>http://EzineArticles.com/809320</link>
<guid>http://EzineArticles.com/809320</guid>
<pubDate>Wed, 31 Oct 2007 16:37:29 -0500</pubDate>
<description><![CDATA[Whe you take out a Debt Management Plan you may still be open to contact from your creditors. Here we explain creditors will do and what steps you need to take to keep them at bay.]]></description>
</item>
<item>
<title>Debt Management Explained</title>
<link>http://EzineArticles.com/809310</link>
<guid>http://EzineArticles.com/809310</guid>
<pubDate>Wed, 31 Oct 2007 16:08:29 -0500</pubDate>
<description><![CDATA[Debt Management can be fully controlled through use of a Debt Management Plan (DMP). Here we detail a DMP and what it will do for your mounting debts.]]></description>
</item>
<item>
<title>Finding the Right IVA Company</title>
<link>http://EzineArticles.com/809394</link>
<guid>http://EzineArticles.com/809394</guid>
<pubDate>Wed, 31 Oct 2007 15:17:12 -0500</pubDate>
<description><![CDATA[Taking out an IVA can be one of the best debt help options. But which company should you use to put an IVA in place? We explain what you need to be looking for in an IVA company.]]></description>
</item>
<item>
<title>Why to Consolidate Credit Card Debt</title>
<link>http://EzineArticles.com/809405</link>
<guid>http://EzineArticles.com/809405</guid>
<pubDate>Wed, 31 Oct 2007 15:06:14 -0500</pubDate>
<description><![CDATA[There are several ways to consolidate credit card debt. Here we outline a way which initially may not sound like sound advice but it does work.]]></description>
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