<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/">
<channel>
<title>Rebecca Spitzer - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Rebecca_Spitzer</link>
<pubDate>Wed, 15 Feb 2012 07:44:54 -0600</pubDate>
<image><title>Rebecca Spitzer - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Rebecca_Spitzer</link>
<url>http://EzineArticles.com/images/ea_logo.jpg</url>
</image>
<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Tue, 13 Jun 2006 05:51:21 -0500</lastBuildDate>
<atom:link rel="hub" href="https://pubsubhubbub.appspot.com" />
<item>
<title>Why Owning a 0% APR Card Could Spell Disaster</title>
<link>http://EzineArticles.com/218708</link>
<guid>http://EzineArticles.com/218708</guid>
<pubDate>Tue, 13 Jun 2006 05:51:21 -0500</pubDate>
<description><![CDATA[Almost everyone gets the offers in the mail for credit cards that claim to provide 0 percent interest. These offers are incredibly tempting, and on the surface they look like a good idea. You could transfer your outstanding balances, buy that big-ticket item you've had your eye on, and get free interest for up to a year. ]]></description>
</item>
<item>
<title>Why Paying Your Income Taxes With a Credit Card is a Rip Off</title>
<link>http://EzineArticles.com/218701</link>
<guid>http://EzineArticles.com/218701</guid>
<pubDate>Tue, 13 Jun 2006 05:41:19 -0500</pubDate>
<description><![CDATA[If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around. ]]></description>
</item>
<item>
<title>What's Your Credit Score? Not Knowing Could Cost You</title>
<link>http://EzineArticles.com/218707</link>
<guid>http://EzineArticles.com/218707</guid>
<pubDate>Tue, 13 Jun 2006 05:36:21 -0500</pubDate>
<description><![CDATA[When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car loan, a great rate on your mortgage, or getting turned down for everything credit related that you apply for in life. ]]></description>
</item>
<item>
<title>5 Cons of Owning a 0 APR Credit Card</title>
<link>http://EzineArticles.com/218704</link>
<guid>http://EzineArticles.com/218704</guid>
<pubDate>Tue, 13 Jun 2006 05:24:20 -0500</pubDate>
<description><![CDATA[If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words "0 percent interest" and jumped at the chance to shop for six months with impunity. ]]></description>
</item>
<item>
<title>Why Credit Bureaus Are Ripping You Off... And How to Beat Them</title>
<link>http://EzineArticles.com/218706</link>
<guid>http://EzineArticles.com/218706</guid>
<pubDate>Tue, 13 Jun 2006 05:22:21 -0500</pubDate>
<description><![CDATA[When you pay your credit card bills, your loan balance, or your medical bills, this information is recorded and sent to credit reporting agencies, or credit bureaus. It is their job to keep track of your credit history and other information about your life, such as where you have lived, where you work, your marital status, and any legal action taken against you. ]]></description>
</item>
<item>
<title>5 Pros of Owning a 0 APR Credit Card</title>
<link>http://EzineArticles.com/218702</link>
<guid>http://EzineArticles.com/218702</guid>
<pubDate>Tue, 13 Jun 2006 05:01:20 -0500</pubDate>
<description><![CDATA[When you get the offer in the mail for a 0 APR credit card, you may be tempted to throw it out, thinking that it is too good to be true. But before you toss it in the circular file, take a good look at it. ]]></description>
</item>
<item>
<title>Why RFID Credit Cards Will Make Your Life Easier</title>
<link>http://EzineArticles.com/182294</link>
<guid>http://EzineArticles.com/182294</guid>
<pubDate>Fri, 21 Apr 2006 09:57:53 -0500</pubDate>
<description><![CDATA[What if you could simply hold your wallet up and wave it at the cashier to pay for your groceries? Sound like science fiction? Well, it's not. Radio Frequency Identification, or RFID, credit cards are already on the streets.]]></description>
</item>
<item>
<title>After You Apply for a No Credit Credit Card, Use It Wisely: Here's How</title>
<link>http://EzineArticles.com/182847</link>
<guid>http://EzineArticles.com/182847</guid>
<pubDate>Fri, 21 Apr 2006 09:48:49 -0500</pubDate>
<description><![CDATA[When you are first establishing your credit, you can make a huge difference in the quality of your credit report with some seemingly insignificant actions. Your credit report contains information that is used to create your credit score. ]]></description>
</item>
<item>
<title>Your Rights under the Fair Credit Billing Act</title>
<link>http://EzineArticles.com/182192</link>
<guid>http://EzineArticles.com/182192</guid>
<pubDate>Fri, 21 Apr 2006 09:37:54 -0500</pubDate>
<description><![CDATA[If you have ever received your credit card statement and found an error, you know how frustrating it can be. You either call the credit card company and they say you need to talk to the merchant. You call the merchant and they tell you to call the credit card company]]></description>
</item>
<item>
<title>How to Improve Your Credit Score under the New VantageScore System</title>
<link>http://EzineArticles.com/182851</link>
<guid>http://EzineArticles.com/182851</guid>
<pubDate>Fri, 21 Apr 2006 09:36:50 -0500</pubDate>
<description><![CDATA[Poor credit is such a common thing among Americans that the three major credit bureaus have introduced a method for helping consumers to get out of debt. The VantageScore system was introduced in March of 2006 and made available to all merchants who report to the three major credit agencies. ]]></description>
</item>
<item>
<title>For People with No Credit: 5 Tips on How to Establish It</title>
<link>http://EzineArticles.com/182832</link>
<guid>http://EzineArticles.com/182832</guid>
<pubDate>Fri, 21 Apr 2006 09:33:51 -0500</pubDate>
<description><![CDATA[If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and don't stop to think about how their actions will affect their credit score and ability to qualify for credit in the future. So here are 5 tips to help you get started on the right foot:]]></description>
</item>
<item>
<title>How Credit Card Issuers Use the Prime Rate</title>
<link>http://EzineArticles.com/182891</link>
<guid>http://EzineArticles.com/182891</guid>
<pubDate>Fri, 21 Apr 2006 09:26:52 -0500</pubDate>
<description><![CDATA[When you get a credit card offer in the mail that says you are pre-approved, what is the first thing you look at on the letter? The interest rate, right? And when you get an offer from a credit card company after filling out an application either through the mail or online, what is the first thing you want to know? The interest rate.]]></description>
</item>
<item>
<title>5 Things You Should Know About 0 APR Credit Card Offers</title>
<link>http://EzineArticles.com/182884</link>
<guid>http://EzineArticles.com/182884</guid>
<pubDate>Fri, 21 Apr 2006 09:18:47 -0500</pubDate>
<description><![CDATA[If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest on any purchases or balance transfers in the first period of owning your card. But there are some things about these offers you need to know before you sign on the dotted line and let them pull your credit report.]]></description>
</item>
<item>
<title>5 Things You Should Know Before You Apply for a Contactless Credit Card</title>
<link>http://EzineArticles.com/182372</link>
<guid>http://EzineArticles.com/182372</guid>
<pubDate>Fri, 21 Apr 2006 09:08:48 -0500</pubDate>
<description><![CDATA[Waving your credit card in front of an electronic sensor like a magic want to pay for goods and services sounds too good to be true. But as long as you are willing to pay the bill when it comes, this technology is available to you today. ]]></description>
</item>
<item>
<title>Transferring High Interest Loan Balances to 0 APR Credit Cards</title>
<link>http://EzineArticles.com/182122</link>
<guid>http://EzineArticles.com/182122</guid>
<pubDate>Fri, 21 Apr 2006 09:00:53 -0500</pubDate>
<description><![CDATA[For many people, qualifying for a loan is difficult. It seems to take nearly perfect credit in order to get an interest rate that is tolerable. The rest of the world is stuck paying exorbitant rates to borrow money, making the cost of that car or home much more that it was originally. ]]></description>
</item>
</channel>
</rss>
