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<title>Ric Del Vizo - EzineArticles Expert Author</title>
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<pubDate>Wed, 15 Feb 2012 01:23:16 -0600</pubDate>
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<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[Ricardo "Ric" Ruiz del Vizo joined Coffey & Company Realty in 2007 and has been a licensed real estate agent in the State of Florida for six years. Ricardo has been a Sarasota area resident for 29 years and has a unique understanding of the Sarasota and Manatee areas. Ricardo is a member of the Sarasota Board of REALTORS(R), as well as the State of Florida and National Board of REALTORS(R). Having received his Bachelor's Degree from St. Leo University, Ricardo continues his personal educational development and is currently seeking a Masters Degree in International Relations. Ricardo attends professional and ... ]]></description>
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<title>Investing in the US Real Estate Market - Is Now the Time?</title>
<link>http://EzineArticles.com/3996451</link>
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<pubDate>Fri, 26 Mar 2010 15:38:09 -0500</pubDate>
<description><![CDATA[This is an interesting question, and one which requires a reasonably detailed answer for certain. The short answer is - it depends. ]]></description>
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<title>Foreclosures and Short-Sales - Mystery Unveiled Part 3 - Foreclosures</title>
<link>http://EzineArticles.com/2110990</link>
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<pubDate>Thu, 16 Apr 2009 14:57:45 -0500</pubDate>
<description><![CDATA[Once a bank has legally taken title to a property through the foreclosure process, it is considered to be a foreclosed property. The bank or other lender has deed to the property and now holds the property on their books. In the past, this would not have been a bad thing for the banks. You obtain your mortgage loan and place your property up as collateral to the bank.  Before the days of irresponsible lending, a buyer would have actually had to have put money down on the home - perhaps 10 or 20 percent. This meant that there was instant equity in the home and the bank had significant leverage in ensuring that the homeowner's debt was paid.]]></description>
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<title>$8,000 First-Time Home Buyer Tax Credit</title>
<link>http://EzineArticles.com/2041725</link>
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<pubDate>Fri, 13 Mar 2009 09:05:39 -0500</pubDate>
<description><![CDATA[Interested in learning more about the new home buyer tax credit? Are you looking to buy a home in 2009?  You may want to learn what this new tax credit may have to offer you and save yourself a significant amount of money.]]></description>
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<title>Foreclosures and Short-Sales - Mystery Unveiled Part 2 - Short-Sales</title>
<link>http://EzineArticles.com/2063148</link>
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<pubDate>Fri, 13 Mar 2009 08:32:28 -0500</pubDate>
<description><![CDATA[When a homeowner finds themselves in a situation where they are having difficulty making their payments, the bank may agree to a short-sale.  The terms "short-sale" and a "pre-foreclosure" are used interchangeably and should be considered the same for the purposes of seeking this type of purchase.  Like to know more about short-sales?  Read on...]]></description>
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<title>Foreclosures and Short-Sales - Part 1 - Auctions</title>
<link>http://EzineArticles.com/2037273</link>
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<pubDate>Fri, 13 Mar 2009 08:27:06 -0500</pubDate>
<description><![CDATA[Interested in learning more about real estate auctions, foreclosures, short-sales, and other distressed property?  This is a great time to invest in real estate with some of the lowest interest rates in decades!  Let us show you how to protect yourself!]]></description>
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<title>Distressed Properties - What Are They and When to Act?</title>
<link>http://EzineArticles.com/2050768</link>
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<pubDate>Fri, 13 Mar 2009 08:12:23 -0500</pubDate>
<description><![CDATA[To get the best foreclosure deals out there, you need to educate yourself.  Right now is a great time to buy and you can find some phenomenal deals out there.  You need to know how to recognize those deals and when to act so you do not miss out.  You also need to know what you are dealing with and at what stage in the foreclosure process the property may be in.]]></description>
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