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<title>Steve Selengut - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Steve_Selengut</link>
<pubDate>Wed, 15 Feb 2012 02:39:31 -0600</pubDate>
<image><title>Steve Selengut - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Steve_Selengut</link>
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<language>en-us</language>
<copyright>Copyright 2012 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles]]></description>
<lastBuildDate>Thu, 24 Mar 2011 15:51:05 -0500</lastBuildDate>
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<title>How Much Longer Can This Wall Street Toga Party Last?</title>
<link>http://EzineArticles.com/6051759</link>
<guid>http://EzineArticles.com/6051759</guid>
<pubDate>Thu, 24 Mar 2011 15:51:05 -0500</pubDate>
<description><![CDATA[Unlike most investment strategies, the Market Cycle Investment Management Methodology includes a selling-for-profit discipline that (incredulously) seems to be a unique investment model. Over the past 40+ years, MCIM users have taken profits during every market upswing and repurchased Investment Grade Value Stocks during every down bubble. Any feel for what the results must have been?]]></description>
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<item>
<title>High Dividend ETFs - An Equity-Income Investment Fantasy</title>
<link>http://EzineArticles.com/6098315</link>
<guid>http://EzineArticles.com/6098315</guid>
<pubDate>Thu, 24 Mar 2011 15:50:04 -0500</pubDate>
<description><![CDATA[I took a closer-than-I-normally-would-bother-to look at three different equity ETFs in the "high dividend equity" category: PFM, FDL, and VIG. They had almost everything in common, except their Morningstar rating, which varied from two-star to five-star. Interestingly, the five-star rated fund seemed to be the most speculative. Each was constructed, or "marked-to", the weighting of the securities in a specific index, such as the "Dividend Achievers Select Index." These indices are comprised of mostly large capitalization US companies with a history of regular dividend increases.]]></description>
</item>
<item>
<title>Need A GPS For Your Investment Portfolio?</title>
<link>http://EzineArticles.com/5754363</link>
<guid>http://EzineArticles.com/5754363</guid>
<pubDate>Fri, 21 Jan 2011 13:07:08 -0600</pubDate>
<description><![CDATA[The crash of '87 was the first significant test of an investment methodology developed in 1970 by an RIA client of mine. Looking around the room, I seemed to be the only one in the office that was actually buying! The other brokers were fielding phone calls from frightened clients. Sell! Sell! Sell!]]></description>
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<item>
<title>Income Investing: News, Mis-Information, and Opportunities</title>
<link>http://EzineArticles.com/5544802</link>
<guid>http://EzineArticles.com/5544802</guid>
<pubDate>Tue, 14 Dec 2010 15:44:11 -0600</pubDate>
<description><![CDATA[There are at least eight reasonable explanations for recent price weakness --- there are at least eight excellent reasons why investors should be viewing this weakness as a buying opportunity. Clearly, the financial press has not attended any of my seminars on income investing. Lower prices and higher yields are good news for income investors!]]></description>
</item>
<item>
<title>Stock Selection - Tools and Rules</title>
<link>http://EzineArticles.com/5512531</link>
<guid>http://EzineArticles.com/5512531</guid>
<pubDate>Wed, 08 Dec 2010 15:59:11 -0600</pubDate>
<description><![CDATA[How does one select equity securities in a manner that consistently avoids the risks of volatile markets, fickle investors, abusive regulators, regressive tax codes, and brainwashed investment gurus? Along with self-confidence and experience, it takes some management skills that most investors fail to sharpen before they launch their boat - planning, organizing, and controlling.]]></description>
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<item>
<title>Risk, the Essence of Investing</title>
<link>http://EzineArticles.com/4779040</link>
<guid>http://EzineArticles.com/4779040</guid>
<pubDate>Tue, 03 Aug 2010 11:39:26 -0500</pubDate>
<description><![CDATA[Risk is compounded by ignorance, multiplied by gimmickry, and exacerbated by emotion. It is halved with education, ameliorated with cost-based asset allocation, and managed with disciplined: selection quality, diversification, and income rules-- The QDI.]]></description>
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<title>Basics of Investing - Cruise Control Hedging</title>
<link>http://EzineArticles.com/4779050</link>
<guid>http://EzineArticles.com/4779050</guid>
<pubDate>Tue, 03 Aug 2010 11:36:28 -0500</pubDate>
<description><![CDATA[Risk minimization requires the identification of what's inside a portfolio. Risk control requires decision-making by the owner of the investment assets. Risk management requires a selection process from a universe of securities that meet a known set of qualitative standards.]]></description>
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<item>
<title>Ten Investment Risk Minimization Strategies</title>
<link>http://EzineArticles.com/4779062</link>
<guid>http://EzineArticles.com/4779062</guid>
<pubDate>Mon, 02 Aug 2010 18:51:30 -0500</pubDate>
<description><![CDATA[Errors occur most frequently when judgment is rocked out of the boat by emotion, hindsight, and misconceptions about how securities react to waves of varying economic, political, and hysterical circumstances. You are the commander of your investment fleet. Use these ten risk-minimizers as lifeboats:]]></description>
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<item>
<title>The Ultimate Investment Portfolio Hedging Strategy</title>
<link>http://EzineArticles.com/4673340</link>
<guid>http://EzineArticles.com/4673340</guid>
<pubDate>Thu, 15 Jul 2010 12:36:39 -0500</pubDate>
<description><![CDATA[Hedges are designed to massage your market value numbers, a kind of security blanket that softens the highs and lows of the market cycle. But why focus on the fluff of transient market values in the first place; cycles eventually correct themselves without the unnecessary drama, guesswork, risk, and trading fees.]]></description>
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<item>
<title>More Jobs, Fewer and Lower Taxes - Applying the KISS Principle</title>
<link>http://EzineArticles.com/4530054</link>
<guid>http://EzineArticles.com/4530054</guid>
<pubDate>Tue, 22 Jun 2010 15:42:42 -0500</pubDate>
<description><![CDATA[Over the past 30 years Federal Tax receipts (Corporate, Personal, Estate, Excise, Gift, Social Security, Medicare, Medicaid, et al) have averaged less than 20% of Gross Domestic Product (GDP). Read that again, and don't think for a minute that it's not a large number. Why isn't that enough?]]></description>
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<title>Solid Income Investments in Liquid Form - Managed CEFs</title>
<link>http://EzineArticles.com/4478913</link>
<guid>http://EzineArticles.com/4478913</guid>
<pubDate>Tue, 15 Jun 2010 10:41:11 -0500</pubDate>
<description><![CDATA[Unlike conventional mutual funds, CEFs do not issue and redeem shares directly with investors at net asset value. CEFs are listed on national securities exchanges, where shares of the Investment Company are purchased and sold in transactions with other investors, just like individual company stocks, and most often not at net asset value.]]></description>
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<title>Wall Street Exposed Long Before It Hit the Fan</title>
<link>http://EzineArticles.com/4388064</link>
<guid>http://EzineArticles.com/4388064</guid>
<pubDate>Wed, 02 Jun 2010 16:19:33 -0500</pubDate>
<description><![CDATA[Big publishers want to sell already big names; discovering new ones is not in their wheelhouse. Are they responsible for the problems in the financial markets? Of course not, but they do have a perverse, if indirect, impact. By constantly publishing the same Wall Street friendly message, they contribute to the brainwashing.]]></description>
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<title>Income Investing and What You Really Know About It - Survey Results</title>
<link>http://EzineArticles.com/3786884</link>
<guid>http://EzineArticles.com/3786884</guid>
<pubDate>Fri, 19 Feb 2010 09:31:33 -0600</pubDate>
<description><![CDATA[Income portfolios should have a stable market value. In thirty-five years of investment management, I've determined that the single biggest error investors make is their focus on the market value of income securities. Stable income yes; stable market value - not! Roughly 25% of you incorrectly put this one in the "True" column.]]></description>
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<title>The Market Cycle Investment Management (MCIM) Program</title>
<link>http://EzineArticles.com/3603834</link>
<guid>http://EzineArticles.com/3603834</guid>
<pubDate>Mon, 01 Feb 2010 15:39:01 -0600</pubDate>
<description><![CDATA[Investing with a calendar year focus has no basis in the realities of finance, business, or economics... isn't it obvious that the Stock and Bond Markets are far more closely related to the Business Cycle than to the Earth's around the Sun? The Market Cycle Investment Management Account Program provides better guidance--- and results.]]></description>
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<title>IGVSI Bargain Stocks - Are There Any Left?</title>
<link>http://EzineArticles.com/3603879</link>
<guid>http://EzineArticles.com/3603879</guid>
<pubDate>Tue, 19 Jan 2010 21:46:33 -0600</pubDate>
<description><![CDATA[The Bargain Stock Monitor is reporting that a 52-week high has been achieved in Investment Grade Value Stock market values, but it is predicting nothing. What matters now is what you do with the paper profits that the past ten months' rally should certainly have provided for you.]]></description>
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<title>A Dismal Decade? No Way - Market Cycle Investing</title>
<link>http://EzineArticles.com/3532445</link>
<guid>http://EzineArticles.com/3532445</guid>
<pubDate>Thu, 07 Jan 2010 14:31:11 -0600</pubDate>
<description><![CDATA[Once again The Wizards will attempt to debug the market cycle and create an upward only future for the masses. Try not to be abused again--- the markets aren't broken, just the market shakers. Your portfolio should be up in market value--- and not by just a little for the "dismal decade".]]></description>
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<item>
<title>How to Create a Fairer Tax Environment</title>
<link>http://EzineArticles.com/3117516</link>
<guid>http://EzineArticles.com/3117516</guid>
<pubDate>Wed, 21 Oct 2009 13:47:56 -0500</pubDate>
<description><![CDATA[Both parties are mired in a type of class warfare that stifles all forms of productive debate. Tax cuts don't just benefit the rich. In fact, they provide the opportunity for everyone to attain greater wealth. Demand directs resources far better than punitive taxation. Money in consumer hands will fuel social and environment friendly change.]]></description>
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<item>
<title>This Stock Market Correction is Dead</title>
<link>http://EzineArticles.com/3020699</link>
<guid>http://EzineArticles.com/3020699</guid>
<pubDate>Mon, 19 Oct 2009 10:40:12 -0500</pubDate>
<description><![CDATA[Actually, hindsight and the Investment Grade Value Stock Index (IGVSI) Bargain Level Monitor tell us that it died early in March 2009. More realistically, however, corrections don't really die quite so abruptly. They are supplanted by rallies--- and vice versa.]]></description>
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<item>
<title>How to Stimulate Consumer Spending and Jumpstart the Economy</title>
<link>http://EzineArticles.com/2945999</link>
<guid>http://EzineArticles.com/2945999</guid>
<pubDate>Sun, 20 Sep 2009 14:12:20 -0500</pubDate>
<description><![CDATA[The current methodology is simple: it takes money out of our pockets (and our employers) puts it though governmental blenders, and spits out a meager benefit at retirement. Why not let the private sector provide pension benefits to all employees under the direction of a trimmed down Social Security bureaucracy?]]></description>
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<item>
<title>How to Create More Jobs America</title>
<link>http://EzineArticles.com/2900083</link>
<guid>http://EzineArticles.com/2900083</guid>
<pubDate>Sun, 13 Sep 2009 09:18:21 -0500</pubDate>
<description><![CDATA[My recent survey produced a variety of ideas, but most of them had these common elements: replace the Internal Revenue Code with a simpler model, encourage businesses to increase employment, and insist upon tort reform everywhere. It also brought two disturbing realities into focus: We are painfully apathetic (less than 1% of the people I contacted took the time to respond) and, although we have great problem-solving ideas, few to none of them are included in any of the reforms being considered by Congress. ]]></description>
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<title>Investment Performance Expectations and Broker Account Statements</title>
<link>http://EzineArticles.com/2865652</link>
<guid>http://EzineArticles.com/2865652</guid>
<pubDate>Fri, 04 Sep 2009 15:46:34 -0500</pubDate>
<description><![CDATA[Whether you go the discount route through Schwab, Ameritrade, Fidelity, etc., or enjoy a higher level of service through an independent like LMK Wealth Management, you should never be surprised by the market values reflected on your monthly account statement. You should know what to expect, and understand why.]]></description>
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<title>Health Care Reform Or Welfare Program -  Who Pays the Bill?</title>
<link>http://EzineArticles.com/2796079</link>
<guid>http://EzineArticles.com/2796079</guid>
<pubDate>Sun, 23 Aug 2009 16:10:09 -0500</pubDate>
<description><![CDATA[Insurance is neither a cost of obtaining healthcare services nor an expense associated with those services. Insurance is an agreement in which a private company agrees to pay part of someone else's medical expenses in exchange for premiums it collects in advance from all of its insureds.]]></description>
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<title>Golf and Investing Lessons - Fundamentals</title>
<link>http://EzineArticles.com/2433582</link>
<guid>http://EzineArticles.com/2433582</guid>
<pubDate>Thu, 04 Jun 2009 23:22:59 -0500</pubDate>
<description><![CDATA[Favorite foursome conversations provide clues to the particular fundamental that just failed you, as your duck-hooked tee shot comes to rest at the base of the dead pine tree, and possibly, just beyond the white stake. "Have you weakened your grip?" comments Larry. "Nah, he was lined up that way; went right where he aimed it," Curley offers.]]></description>
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<title>The President's $10,000,000,000,000 Economic Stimulus Package</title>
<link>http://EzineArticles.com/2028232</link>
<guid>http://EzineArticles.com/2028232</guid>
<pubDate>Thu, 26 Feb 2009 08:31:13 -0600</pubDate>
<description><![CDATA[Cut the interest rate on all mortgage loans by 50 basis points and extend the payment schedule by three to five years. Convert all variable rate loans to fixed, at prevailing rates, and extend the payment schedule by six to ten years. No fees, points or charges tolerated.]]></description>
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<title>IGVSI Performance Expectations - WCM Portfolios</title>
<link>http://EzineArticles.com/1954802</link>
<guid>http://EzineArticles.com/1954802</guid>
<pubDate>Thu, 05 Feb 2009 13:19:45 -0600</pubDate>
<description><![CDATA[All investors need to become intimate with both the content of their portfolios and the workings of the various cycles that impact on security market values. They need to expect, even anticipate cyclical changes in the market values of their securities by taking reasonable profits in either classification willingly, gleefully, and without hindsight.]]></description>
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<item>
<title>&quot;Jim Dandy to the Rescue&quot; - Of the Economy</title>
<link>http://EzineArticles.com/1929844</link>
<guid>http://EzineArticles.com/1929844</guid>
<pubDate>Thu, 29 Jan 2009 12:54:13 -0600</pubDate>
<description><![CDATA[Get rid of SFAS 157, which works something like this: While my bank owns my mortgage, it's worth full value. As part of a Ginny Mae--- still full value. But once it crosses over into the ether of CDOs and other multi-level Frankensteinesque monstrosities, my paid in advance mortgage becomes indistinguishable.]]></description>
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<title>Crisis Investing - Three-Pronged WCM Strategy</title>
<link>http://EzineArticles.com/1902920</link>
<guid>http://EzineArticles.com/1902920</guid>
<pubDate>Fri, 23 Jan 2009 09:45:01 -0600</pubDate>
<description><![CDATA[One of the great things about being a professional investor is the opportunity one has to apply his or her long-term experience to the investment environment that is unfolding (or coming unglued) in the present. If nothing else, most successful investors develop a consistent strategy that allows them to take advantage of short-term changes and the opportunities that they create in a somewhat unemotional manner.]]></description>
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<title>A Quick Jolt For the Auto Economy, Plus Ten</title>
<link>http://EzineArticles.com/1799172</link>
<guid>http://EzineArticles.com/1799172</guid>
<pubDate>Fri, 19 Dec 2008 15:49:43 -0600</pubDate>
<description><![CDATA[Every new American-made car buyer would receive a debit card along with his ownership papers. The card could be used for anything other than the car purchase itself. Card amounts would vary from $6,000 for "smart" cars, through $3,000 for fuel-efficient sub-compacts, $1,000 for other borderline greenies.]]></description>
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<title>Investment Management - Put More Smart Cash in Your Future</title>
<link>http://EzineArticles.com/1758339</link>
<guid>http://EzineArticles.com/1758339</guid>
<pubDate>Mon, 08 Dec 2008 11:11:04 -0600</pubDate>
<description><![CDATA[It's smart cash because it is created by the operation of the portfolio and ready for reinvestment. If it remains uninvested while new investment opportunities exist, it loses IQ points rapidly. If you've ever turned an unrealized gain into a realized loss, this is an approach you need to consider.]]></description>
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<title>A Capitalist's Social Security, 401(k), and Retirement Plan Reform Program</title>
<link>http://EzineArticles.com/1725887</link>
<guid>http://EzineArticles.com/1725887</guid>
<pubDate>Wed, 26 Nov 2008 15:40:09 -0600</pubDate>
<description><![CDATA[What if the new plan actually reduced payroll taxes, cut prices, created jobs, increased salaries, raised shareholder dividends, partially funded decreased healthcare costs, and was available to everyone? Would the politicians be interested? Let's find out.]]></description>
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<title>Making 401(k)s and IRAs More Like Pension Plans</title>
<link>http://EzineArticles.com/1708807</link>
<guid>http://EzineArticles.com/1708807</guid>
<pubDate>Fri, 21 Nov 2008 13:59:36 -0600</pubDate>
<description><![CDATA[I'm not sure that the good doctor grasps the distinction between a self-directed, defined-contribution, investment plan and a guaranteed, defined-benefit, pension plan. Most plan participants are led to believe that the former is just as secure as the latter. Sorry, Charlie.]]></description>
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<title>The Securities Investors' Bill of Rights (SIBORAP) - Part Four</title>
<link>http://EzineArticles.com/1694442</link>
<guid>http://EzineArticles.com/1694442</guid>
<pubDate>Tue, 18 Nov 2008 11:32:27 -0600</pubDate>
<description><![CDATA[Every dollar paid to corporate executives, directors, and employees (in any form whatsoever) in excess of two million dollars would be matched by a ten-cent per share extra dividend to all shareholders and a 10%-of-annual-pay bonus to all employees.  All golden parachutes, separate "non-qualified" retirement plans, stock option and deferred compensation programs, and others that do not benefit all employees and shareholders will be unwound over a three to five year period. ]]></description>
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<title>Last Bank Standing - The Wall Street Mega-Crash</title>
<link>http://EzineArticles.com/1544569</link>
<guid>http://EzineArticles.com/1544569</guid>
<pubDate>Mon, 06 Oct 2008 08:54:48 -0500</pubDate>
<description><![CDATA[How many more businesses, jobs, and hopes will be killed by this irresponsible Congress? When will the average blogger realize that when a corporation fails, we all suffer? One would think that the informed and enlightened could take time out from their texting for a little research and education.]]></description>
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<title>Why 401(k) Retirement Plans Really Don't Work</title>
<link>http://EzineArticles.com/1449948</link>
<guid>http://EzineArticles.com/1449948</guid>
<pubDate>Wed, 03 Sep 2008 12:59:35 -0500</pubDate>
<description><![CDATA[The good news about the Internet is the information we can get our cursors on instantly; the bad news is the information we can get our heads around instantly, but without any way of gauging accuracy, relevance, or completeness. This is particularly evident in the financial-investment-retirement world, where thousands of websites tell us how to do things and why, and why things work the way they do and how.     Few gurus explain why and how certain concepts and plans of action just may not work the way they are supposed to.]]></description>
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<title>The McCain Tax Reform Plan For Long Term Economic Growth?</title>
<link>http://EzineArticles.com/1326635</link>
<guid>http://EzineArticles.com/1326635</guid>
<pubDate>Wed, 16 Jul 2008 13:26:23 -0500</pubDate>
<description><![CDATA[The plan outlined here is investor and economy friendly. Where jobs are lost, new entities will be needed, based of the premise that regulated capitalism can work well. As shoppers and homeowners, as retirees and employees, as business owners and investors, this is the reform plan we need.]]></description>
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<title>Guaranteed Social Security Benefits - Make it So</title>
<link>http://EzineArticles.com/1253919</link>
<guid>http://EzineArticles.com/1253919</guid>
<pubDate>Wed, 18 Jun 2008 10:18:34 -0500</pubDate>
<description><![CDATA[This is a conceptual outline, a starting point for  developing the nitty-gritty details, rules, regulations, laws, and agencies. All that is required is the will to change. Politicians like to debate changes to determine why new ideas can't be implemented. Here's a plan that must be implemented. Have a listen, throw out an incumbent.]]></description>
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<title>Your 401(k) Investments And The IGVSI</title>
<link>http://EzineArticles.com/1186076</link>
<guid>http://EzineArticles.com/1186076</guid>
<pubDate>Wed, 21 May 2008 16:14:24 -0500</pubDate>
<description><![CDATA[Risk minimization begins with quality, is enhanced through diversification, and is compounded with realized income. The first two steps require research, greed control, and discipline. The income part just requires discipline, so it should be much easier to manage.]]></description>
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<title>Investment Politics - Jobs, The Economy and Social Security</title>
<link>http://EzineArticles.com/1100417</link>
<guid>http://EzineArticles.com/1100417</guid>
<pubDate>Fri, 11 Apr 2008 14:12:55 -0500</pubDate>
<description><![CDATA[Social Security benefits are grossly inadequate yet we continue to tax all forms of retirement benefits. Politicians ignore the simple solutions to these problems and no one seems to care about Social Security reform. It's just too big an issue to be so shockingly ignored, but the last politician with any courage--- well, I can't remember who that was either.]]></description>
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<item>
<title>The Real Scoop On Annuities - Part One</title>
<link>http://EzineArticles.com/1089154</link>
<guid>http://EzineArticles.com/1089154</guid>
<pubDate>Mon, 07 Apr 2008 07:46:48 -0500</pubDate>
<description><![CDATA[Today, it's difficult to distinguish one financial institution from another as they compete for the ever-growing pool of investment dollars. Insurance companies, now publicly owned, have become am integral part of an industry that seems uninterested in protecting anything other than their obscenely paid leaders.]]></description>
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<title>Investor Political Priorities - A Survey</title>
<link>http://EzineArticles.com/1024633</link>
<guid>http://EzineArticles.com/1024633</guid>
<pubDate>Thu, 06 Mar 2008 09:05:48 -0600</pubDate>
<description><![CDATA[90% of all Americans are investors and, as such, there are issues that we need to hear about from the man who would be king. None of our could-be leaders are addressing the issues that would allow us to achieve our financial goals.]]></description>
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<item>
<title>Just Another Credit Crunch?</title>
<link>http://EzineArticles.com/1024105</link>
<guid>http://EzineArticles.com/1024105</guid>
<pubDate>Thu, 06 Mar 2008 08:07:55 -0600</pubDate>
<description><![CDATA[Many investors are beginning to think that income investing is every bit as risky as equity investing, but nothing has really changed in the relationship between these two basic building blocks of corporate finance. What has changed in recent years is the nature of the derivative products created by the wizards of Wall Street to deliver both forms of securities to investors.]]></description>
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<item>
<title>Calculating Your Investment IQ</title>
<link>http://EzineArticles.com/950501</link>
<guid>http://EzineArticles.com/950501</guid>
<pubDate>Mon, 28 Jan 2008 11:16:18 -0600</pubDate>
<description><![CDATA[Just how much do you know about investing, or perhaps a better question: is there any "know" in the investment vocabulary? So many terms, ideas, and strategies; so little time and money! Here's a list of thirty mostly-true or mostly-false comments for you to kick around with your friends and fellow investment bloggers:]]></description>
</item>
<item>
<title>Income Investing - Why Isn't This Easy?</title>
<link>http://EzineArticles.com/944310</link>
<guid>http://EzineArticles.com/944310</guid>
<pubDate>Thu, 24 Jan 2008 11:24:28 -0600</pubDate>
<description><![CDATA[Most people (including myself) would insist that Equity Investing is the most difficult to master. After all, that is the venue for: erratic price fluctuations caused by an endless supply of social, economic, and political variables; the standard Wall Street misinformation, corporate malfeasance, self- serving financial gurus, and product sales persons; a myriad of popular and market moving speculations from IPOs to Option and Margin strategies; thousands of media talk shows and their financial markets' experts. When you think you understand the stock market brother, you are in serious trouble.]]></description>
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<title>Market Cycle Investment Management</title>
<link>http://EzineArticles.com/924656</link>
<guid>http://EzineArticles.com/924656</guid>
<pubDate>Mon, 14 Jan 2008 13:14:24 -0600</pubDate>
<description><![CDATA[If the change in a portfolio's Market Value is really so important (the Working Capital Model would argue that it is not), why not do it over a period of time that recognizes where we happen to be, cyclically? Interest Rates have cycled seven or eight times over the past twenty-five years; the stock market has been nearly twice as volatile. ]]></description>
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<title>Value Stock Crash Reaches 50 Percent</title>
<link>http://EzineArticles.com/888554</link>
<guid>http://EzineArticles.com/888554</guid>
<pubDate>Thu, 20 Dec 2007 10:35:32 -0600</pubDate>
<description><![CDATA[In other words, what I am looking for is a selection universe of fundamentally valuable companies that can be expected to remain that way for a significant period of time, not just a bunch of random symbols that someone believes are at garage sale prices. ]]></description>
</item>
<item>
<title>Book Review - The Brainwashing of the American Investor</title>
<link>http://EzineArticles.com/855499</link>
<guid>http://EzineArticles.com/855499</guid>
<pubDate>Thu, 29 Nov 2007 09:48:28 -0600</pubDate>
<description><![CDATA[The Brainwashing of the American Investor is a book I wish I had been able to read 30 years ago. Those of you who still have years of investing ahead of you would do well to buy this book and read it thoroughly two or three times. It will save you a lifetime of mistakes that come from following conventional wisdom.]]></description>
</item>
<item>
<title>Stock Market Investing - The November Syndrome</title>
<link>http://EzineArticles.com/852999</link>
<guid>http://EzineArticles.com/852999</guid>
<pubDate>Wed, 28 Nov 2007 09:14:06 -0600</pubDate>
<description><![CDATA[November is particularly exciting because it hosts the convergence of four Katrina-level forces, all of which are part of Wall Street's conventional wisdom while none of them lead to intelligent investment decision making. And this year we have a special treat in the form of a Category Three market correction in the Value Stock sector.]]></description>
</item>
<item>
<title>Wall Street Conventional Wisdom and Stock Market Corrections</title>
<link>http://EzineArticles.com/824099</link>
<guid>http://EzineArticles.com/824099</guid>
<pubDate>Fri, 09 Nov 2007 13:56:38 -0600</pubDate>
<description><![CDATA[Corrections are as much a part of the normal Market Cycle as rallies, and they can be brought about by either bad news or good news. (Yes, that's what I meant to say.) Investors always over-analyze when prices become weak and lose their common sense when prices are high, thus perpetuating the "buy high, sell low" Wall Street lunacy.]]></description>
</item>
<item>
<title>The Investor's Creed and Your Investment Portfolio</title>
<link>http://EzineArticles.com/808346</link>
<guid>http://EzineArticles.com/808346</guid>
<pubDate>Wed, 31 Oct 2007 10:21:45 -0500</pubDate>
<description><![CDATA[The "shock" market is the adult version of childhood thrill rides, but with no predictable beginning or end, and no way of gaging the size or duration of the peaks and valleys. This is one of the very few things that can actually be known about The Market, security groups, and sectors.]]></description>
</item>
<item>
<title>The Dow, Your Portfolio, and Aliens</title>
<link>http://EzineArticles.com/789206</link>
<guid>http://EzineArticles.com/789206</guid>
<pubDate>Thu, 18 Oct 2007 16:09:42 -0500</pubDate>
<description><![CDATA[When investors start to question why their Municipal Bond portfolios are trailing the gain in the Dow, or when retirees start to buy gold bullion instead of groceries, something is wrong. And it's the same ole stuff that produces the greed and fear that lead to investment-program-destroying mistakes every time! So lets look at the performance of the Dow, to gain some perspective.  ]]></description>
</item>
<item>
<title>An Investor's Eye View of the Corporate Income Tax</title>
<link>http://EzineArticles.com/573235</link>
<guid>http://EzineArticles.com/573235</guid>
<pubDate>Tue, 22 May 2007 16:57:31 -0500</pubDate>
<description><![CDATA[Just as Congress picks corporate pockets, Corporations pick those of their shareholders. The compensation of corporate officers is a clear example of how this has gone totally out of control, even if it is understandable under existing tax codes... both corporate and individual.]]></description>
</item>
<item>
<title>Stock and Bond Trading as a Conservative Investment Strategy</title>
<link>http://EzineArticles.com/573236</link>
<guid>http://EzineArticles.com/573236</guid>
<pubDate>Tue, 22 May 2007 16:33:32 -0500</pubDate>
<description><![CDATA[Trading does not have to avoid the income securities that are so important to the long-term success of an investment portfolio. No more worries about liquidity and hidden markups. No more cash flow positioning or laddering of maturities. And best of all, no more calls of your highest yielding paper when interest rates fall. Instead, you are taking capital gains and compounding your yield.]]></description>
</item>
<item>
<title>Investment Politics 200 - What's (left) In Your Wallet?</title>
<link>http://EzineArticles.com/516289</link>
<guid>http://EzineArticles.com/516289</guid>
<pubDate>Fri, 06 Apr 2007 06:24:28 -0500</pubDate>
<description><![CDATA[As Investors, we represent the single biggest voter block in the country. We must respond in one voice to the endless political drivel with a resounding "Money Talks, BS Walks". We want decision makers who design laws that aid economic freedoms, not lawmakers who make decisions that restrict them. Here's the MT-BSW "Financial Plan" for the 2008 Election. Dot Connectors Wanted!]]></description>
</item>
<item>
<title>March Investment Madness - The Financial Final Four</title>
<link>http://EzineArticles.com/505019</link>
<guid>http://EzineArticles.com/505019</guid>
<pubDate>Tue, 27 Mar 2007 16:50:19 -0500</pubDate>
<description><![CDATA[Revered Blue Chips (and Blue Devils) fall from grace on the financial hardwood and unknown Cinderellas gain fame and financial fortune with upset victories in both venues. In basketball and in finance, the road to the final four is paved with four principles. If you recognize the importance of the Financial Final Four, you can insure that your investing experience will get you to The Big Dance in style...]]></description>
</item>
<item>
<title>Year End Investment Ideas and Tax Strategies</title>
<link>http://EzineArticles.com/368000</link>
<guid>http://EzineArticles.com/368000</guid>
<pubDate>Sat, 25 Nov 2006 06:28:03 -0600</pubDate>
<description><![CDATA[First thing Monday morning I'm going to march into my boss's office and demand a pay cut so that I'll be in a lower tax bracket next year. Your Financial Professional's perspective may produce smart tax advice but only professional investors (not accountants, attorneys, stockbrokers, financial planners, advisors in general) should be called upon for acceptable investment advice.  ]]></description>
</item>
<item>
<title>Investment Scandals &amp; Scams: What's Next!</title>
<link>http://EzineArticles.com/323897</link>
<guid>http://EzineArticles.com/323897</guid>
<pubDate>Wed, 11 Oct 2006 06:16:03 -0500</pubDate>
<description><![CDATA[Plain vanilla fraud and theft are less worrisome to me than situations where the general acceptance of misinformation or "business as usual" practices allows inherently bad product ideas and blatant mismanagement to become accepted by regulatory authorities, financial professionals, and myopically gullible consumers.

]]></description>
</item>
<item>
<title>Principles of Investment Management</title>
<link>http://EzineArticles.com/296927</link>
<guid>http://EzineArticles.com/296927</guid>
<pubDate>Tue, 12 Sep 2006 08:09:11 -0500</pubDate>
<description><![CDATA[Establish a profit-taking target for every security you purchase. Avoid Unrealized Gains, Embrace Volatility, Increase Annual Income, and remember that all key investment moments are only visible in rear view mirrors. Keep in mind that you need Income to pay the bills, and examine Market Value numbers at intelligent intervals.

]]></description>
</item>
<item>
<title>Solving Social Security: Fire the Politicians!</title>
<link>http://EzineArticles.com/276685</link>
<guid>http://EzineArticles.com/276685</guid>
<pubDate>Tue, 22 Aug 2006 11:05:39 -0500</pubDate>
<description><![CDATA[The SSRIA is a supplemental retirement program, funded by a much smaller, yet flexible, payroll deduction, and it is designed to be the foundation of a retiree's total retirement package... a benefit floor. The SSRIA is a new and improved version of the ancient Deferred Fixed Annuity Contract... a boring but guaranteed retirement benefit vehicle. ]]></description>
</item>
<item>
<title>Real Estate Investing: No Lawyers, No Debt, No Plungers</title>
<link>http://EzineArticles.com/259167</link>
<guid>http://EzineArticles.com/259167</guid>
<pubDate>Wed, 02 Aug 2006 16:41:55 -0500</pubDate>
<description><![CDATA[Real Estate investing is not nearly as legally complicated, financially burdensome, or time consuming as you might think. In fact, it is easy to add raw land, shopping centers, apartment complexes, and private homes to your portfolio without Brokers, Bankers, Attorneys, and a Rolodex full of maintenance professionals' phone numbers.]]></description>
</item>
<item>
<title>Stock Market Window Dressing: The Art of Looking Smart</title>
<link>http://EzineArticles.com/247732</link>
<guid>http://EzineArticles.com/247732</guid>
<pubDate>Thu, 20 Jul 2006 16:20:24 -0500</pubDate>
<description><![CDATA[At least four times per year, security prices are more a function of institutional marketing practices than they are a reflection of the economic forces that we would like to think are their primary determining factors. Do you remember the "Circle of Gold" chain letter from the seventies?]]></description>
</item>
<item>
<title>Relax, A Volatile Stock Market Is Your Dearest Friend</title>
<link>http://EzineArticles.com/225190</link>
<guid>http://EzineArticles.com/225190</guid>
<pubDate>Wed, 21 Jun 2006 11:14:21 -0500</pubDate>
<description><![CDATA[Call it foresight, or hindsight if you want to be argumentative, but a long-term view of the Investment Process eliminates the guesswork and points pretty clearly toward a trading mentality that keys on the very natural volatility of the hundreds of Investment Grade Equities out there for your portfolio building attention.]]></description>
</item>
<item>
<title>In Value Stock Investing, Quality is Job One</title>
<link>http://EzineArticles.com/210561</link>
<guid>http://EzineArticles.com/210561</guid>
<pubDate>Thu, 01 Jun 2006 12:37:13 -0500</pubDate>
<description><![CDATA[In the late 90's, a well-known Value Fund Manager was asked why he wasn't buying dot-coms, IPOs, etc. When he said that they didn't qualify as Value Stocks, he was told to change his definition... or else. Here are five filters you can use to come up with a selection universe of higher quality companies.]]></description>
</item>
<item>
<title>The Dow Jones Industrial Average: Failing the Average Investor</title>
<link>http://EzineArticles.com/203608</link>
<guid>http://EzineArticles.com/203608</guid>
<pubDate>Tue, 23 May 2006 07:18:01 -0500</pubDate>
<description><![CDATA[To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly, thinking that this time tattered average has mystical predictive and analytic powers far beyond the scope of any other market number. It's Wall Street's rendition of "The Emperor's New Clothes". ]]></description>
</item>
<item>
<title>Ten Common Investment Errors: Stocks, Bonds, &amp; Management</title>
<link>http://EzineArticles.com/186480</link>
<guid>http://EzineArticles.com/186480</guid>
<pubDate>Thu, 27 Apr 2006 16:17:45 -0500</pubDate>
<description><![CDATA[Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. Compounding the problems that investors have managing their investment portfolios is the sideshowesque sensationalism that the media brings to the process. Avoid these ten common errors to improve your performance:]]></description>
</item>
<item>
<title>Ishares and ETFs: Indexed Investment Illusions</title>
<link>http://EzineArticles.com/176360</link>
<guid>http://EzineArticles.com/176360</guid>
<pubDate>Tue, 11 Apr 2006 06:48:10 -0500</pubDate>
<description><![CDATA[Let's not dwell upon the three or more levels of speculation that are the very foundation of all index funds... these things are designed for manipulation! Isn't "Passive Management" as much of an oxymoron as "Variable Annuity"?  The Investment Gods are not happy.]]></description>
</item>
<item>
<title>An Investor's View of The Fair Tax: A Resolution</title>
<link>http://EzineArticles.com/161504</link>
<guid>http://EzineArticles.com/161504</guid>
<pubDate>Wed, 15 Mar 2006 06:54:05 -0600</pubDate>
<description><![CDATA[A Government that bemoans the population's low savings and investment rates has only itself to blame, and Wall Street Institutions are happy to exacerbate the problem with their own financial pandemic of products, strategies, and tax deferral/avoidance schemes. It's time to reinvent this wheel!]]></description>
</item>
<item>
<title>Investment Strategy: The Investor's Creed</title>
<link>http://EzineArticles.com/154703</link>
<guid>http://EzineArticles.com/154703</guid>
<pubDate>Thu, 02 Mar 2006 09:06:15 -0600</pubDate>
<description><![CDATA[The Stock Market is a dynamic place where investors can consistently make reasonable returns on their capital if they comply with the basic principles of the endeavor AND if they don't measure their progress too frequently with irrelevant measuring devices. Five simple concepts of Asset Allocation, Investment Strategy, and Psychology are summed up quite nicely in the "The Investor's Creed".]]></description>
</item>
<item>
<title>The Case for Value Stock Investing-What If?</title>
<link>http://EzineArticles.com/140037</link>
<guid>http://EzineArticles.com/140037</guid>
<pubDate>Sun, 05 Feb 2006 11:19:14 -0600</pubDate>
<description><![CDATA[Predicting the performance of individual issues is a totally different ball game that requires an even more powerful crystal ball and a whole array of completely illegal relationships. No one can predict individual issue price movements legally, consistently, or in a timely manner.]]></description>
</item>
<item>
<title>Investment Advisors 101-Ask These Questions</title>
<link>http://EzineArticles.com/127650</link>
<guid>http://EzineArticles.com/127650</guid>
<pubDate>Fri, 13 Jan 2006 11:54:12 -0600</pubDate>
<description><![CDATA[Why do people become Investment Advisors? Call me skeptical, but I don't think it's the ethereal glow they feel after implementing your new Financial Plan. Actually (once you appreciate that IAs are the primary delivery system for Wall Street's huge collection of one-size-fits-all products), you'll realize that it's the money.]]></description>
</item>
<item>
<title>A New Wall Street Line Dance: Performance</title>
<link>http://EzineArticles.com/116007</link>
<guid>http://EzineArticles.com/116007</guid>
<pubDate>Thu, 22 Dec 2005 09:58:40 -0600</pubDate>
<description><![CDATA[Every December, with visions of sugarplums dancing in their heads, investors begin to scrutinize their performance, formulate coulda's and shoulda's, and determine what to try next year. It's an annual, masochistic, rite of passage.]]></description>
</item>
<item>
<title>Managing the Income Portfolio</title>
<link>http://EzineArticles.com/108378</link>
<guid>http://EzineArticles.com/108378</guid>
<pubDate>Wed, 07 Dec 2005 08:25:37 -0600</pubDate>
<description><![CDATA[Steve Selengut
http://www.sancoservices.com
Professional Portfolio Management since 1979
Author of: "The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read", and "A Millionaire's Secret Investment Strategy"
]]></description>
</item>
<item>
<title>Income Investing: Selecting the Right Stuff</title>
<link>http://EzineArticles.com/98817</link>
<guid>http://EzineArticles.com/98817</guid>
<pubDate>Mon, 21 Nov 2005 09:38:58 -0600</pubDate>
<description><![CDATA[When is 3 percent better than 6 percent? Higher Interest Rates are good for investors, even better than lower rates. Selecting the right securities to take advantage of the interest rate cycle is not particularly difficult, but it does require a change in focus.]]></description>
</item>
<item>
<title>Understanding Fixed Income Securities: Expectations</title>
<link>http://EzineArticles.com/90268</link>
<guid>http://EzineArticles.com/90268</guid>
<pubDate>Wed, 02 Nov 2005 09:01:05 -0600</pubDate>
<description><![CDATA[Wall Street pumps out products and Investment Experts rationalize strategies that cloud the simple rules governing the behavior of what should be an investor's retirement blankie. The investment gods have spoken: "The market price of Fixed Income Securities shall vary inversely with Interest Rates, both actual and anticipated... and it is good."  ]]></description>
</item>
<item>
<title>Deja Vu, All Over Again (and Again...)</title>
<link>http://EzineArticles.com/84961</link>
<guid>http://EzineArticles.com/84961</guid>
<pubDate>Tue, 25 Oct 2005 07:07:32 -0500</pubDate>
<description><![CDATA[Market Corrections can be good for the wallet! Corrections are part of the normal "shock market" menu, and can be brought about by either bad news or good news. If you don't love corrections (and deal with them like visiting relatives) you really don't understand the financial markets. Don't be insulted, it seems as though very few financial professionals want you to see it this way.]]></description>
</item>
<item>
<title>Dealing With Market Corrections: Ten Dos and Don'ts</title>
<link>http://EzineArticles.com/79973</link>
<guid>http://EzineArticles.com/79973</guid>
<pubDate>Fri, 07 Oct 2005 19:29:21 -0500</pubDate>
<description><![CDATA[A correction is a beautiful thing, simply the flip side of a rally, big or small. As long your cash flow continues unabated, the change in market value is merely a perceptual issue.]]></description>
</item>
<item>
<title>Ten New Investment Concepts, the Time Has Come</title>
<link>http://EzineArticles.com/76701</link>
<guid>http://EzineArticles.com/76701</guid>
<pubDate>Fri, 30 Sep 2005 15:06:09 -0500</pubDate>
<description><![CDATA[There's a rumor going around that the Mutual Funds are broken and just can't work anymore, for a multitude of reasons. Here are some new and/or forgotten ideas that can get your investment program back on track:]]></description>
</item>
<item>
<title>Asset Allocation Lessons: The 70% Inflation Solution</title>
<link>http://EzineArticles.com/61048</link>
<guid>http://EzineArticles.com/61048</guid>
<pubDate>Wed, 17 Aug 2005 15:55:13 -0500</pubDate>
<description><![CDATA[No Virginia, you don't have to be in the Stock Market to beat Inflation.]]></description>
</item>
</channel>
</rss>
